LAMPIRAN
IDENTITAS RESPONDEN
Statistics
Nasabah
Produk Jenis Kelamin Status Pekerjaan
Perangkat yang Digunakan
untuk Mengakses Layanan Mobile
Banking
N Valid 82 82 82 82 82
Missing 0 0 0 0 0
Nasabah Produk
Frequency Percent Valid Percent
Cumulative Percent
Valid Tabungan 41 50,0 50,0 50,0
Giro 5 6,1 6,1 56,1
Deposito 30 36,6 36,6 92,7
Pembiayaan 6 7,3 7,3 100,0
Total 82 100,0 100,0
Jenis Kelamin
Frequency Percent Valid Percent
Cumulative Percent
Valid Laki-laki 36 43,9 43,9 43,9
Perempuan 46 56,1 56,1 100,0
Status
Frequency Percent Valid Percent
Cumulative Percent
Valid Belum Menikah 24 29,3 29,3 29,3
Sudah Menikah 58 70,7 70,7 100,0
Total 82 100,0 100,0
Pekerjaan
Frequency Percent Valid Percent
Cumulative Percent
Valid Wiraswasta 9 11,0 11,0 11,0
PNS 59 72,0 72,0 82,9
Pegawai Swasta 13 15,9 15,9 98,8
Ibu Rumah Tangga 1 1,2 1,2 100,0
Total 82 100,0 100,0
Perangkat yang Digunakan untuk Mengakses Layanan Mobile Banking
Frequency Percent Valid Percent
Cumulative Percent
Valid Iphone 15 18,3 18,3 18,3
Blackberry 21 25,6 25,6 43,9
Android 29 35,4 35,4 79,3
Nokia 17 20,7 20,7 100,0
DISTRIBUSI JAWABAN RESPONDEN
VARIABEL KEMANFAATAN
Statistics
Melalui Mobile Banking, Nasabah Dapat
Melakukan Transaksi Selama 24 Jam
Penggunaan Mobile Banking
Dapat Memungkinkan
Penyelesaian Transaksi Menjadi Lebih
Cepat
Nasabah Dapat Menghemat
Waktu Dan Biaya Dengan
Melakukan Transaksi Melalui Mobile
Banking
N Valid 82 82 82
Missing 0 0 0
P1
Melalui Mobile Banking, Nasabah Dapat Melakukan Transaksi Selama 24
Jam
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 1 1,2 1,2 1,2
S 60 73,2 73,2 74,4
SS 21 25,6 25,6 100,0
Total 82 100,0 100,0
Penggunaan Mobile Banking Dapat Memungkinkan Penyelesaian
Transaksi Menjadi Lebih Cepat
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 4 4,9 4,9 4,9
S 61 74,4 74,4 79,3
SS 17 20,7 20,7 100,0
Total 82 100,0 100,0
P3
Nasabah Dapat Menghemat Waktu Dan Biaya Dengan Melakukan
Transaksi Melalui Mobile Banking
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 13 15,9 15,9 15,9
S 61 74,4 74,4 90,2
SS 8 9,8 9,8 100,0
Total 82 100,0 100,0
VARIABEL PERSEPSI KEMUDAHAN PENGGUNAAN
Statistics
Mempelajari Fitur Mobile Banking Merupakan Hal
Yang Mudah Bagi Saya
Menurut Saya Fitur Mobile Banking Mudah
Digunakan
Fitur Mobile Banking Memiliki Banyak
Menu Dan Kegunaan
N Valid 82 82 82
Missing 0 0 0
Mempelajari Fitur Mobile Banking Merupakan Hal Yang Mudah Bagi Saya
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 6 7,3 7,3 7,3
S 72 87,8 87,8 95,1
SS 4 4,9 4,9 100,0
Total 82 100,0 100,0
P2
Menurut Saya Fitur Mobile Banking Mudah Digunakan
Frequency Percent Valid Percent
Cumulative Percent
Valid TS 2 2,4 2,4 2,4
KS 5 6,1 6,1 8,5
S 61 74,4 74,4 82,9
SS 14 17,1 17,1 100,0
Total 82 100,0 100,0
P3
Fitur Mobile Banking Memiliki Banyak Menu Dan Kegunaan
Frequency Percent Valid Percent
Cumulative Percent
Valid TS 4 4,9 4,9 4,9
KS 9 11,0 11,0 15,9
S 63 76,8 76,8 92,7
SS 6 7,3 7,3 100,0
Total 82 100,0 100,0
VARIABEL PERSEPSI RESIKO
Transaksi Melalui Mobile Banking Tidak Memiliki Resiko
Yang Tinggi
Transaksi Dengan Menggunakan Mobile Banking
Memiliki Keamanan Yang Tinggi
Gangguan Dalam Layanan Mobile Banking Sagat Rendah
Sebab Bank Menjamin Kebutuhan Nasabah Yang
Melakukan Transaksi Melalui Mobile
Banking
N Valid 82 82 82 82
Missing 0 0 0 0
P1
Transaksi Melalui Mobile Banking Tidak Memiliki Resiko Yang Tinggi
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 3 3,7 3,7 3,7
S 63 76,8 76,8 80,5
SS 16 19,5 19,5 100,0
Total 82 100,0 100,0
P2
Transaksi Dengan Menggunakan Mobile Banking Memiliki Keamanan Yang
Tinggi
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 8 9,8 9,8 9,8
S 65 79,3 79,3 89,0
SS 9 11,0 11,0 100,0
Total 82 100,0 100,0
P3
Gangguan Dalam Layanan Mobile Banking Sagat Rendah
Frequency Percent Valid Percent
Cumulative Percent
S 59 72,0 72,0 75,6
SS 20 24,4 24,4 100,0
Total 82 100,0 100,0
P4
Sebab Bank Menjamin Kebutuhan Nasabah Yang Melakukan Transaksi
Melalui Mobile Banking
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 1 1,2 1,2 1,2
S 64 78,0 78,0 79,3
SS 17 20,7 20,7 100,0
Total 82 100,0 100,0
VARIABEL PERSEPSI KESESUAIAN
Statistics
Fitur Mobile Banking BRI Sesuai Dengan
Kebutuhan Saya
Fitur Mobile Banking BRI
Memiliki Ketersediaan Sistem Yang Baik Sehingga
Dapat Memenuhi Kebutuhan Transaksi Perbankan
Saya
N Valid 82 82
Missing 0 0
P1
Fitur Mobile Banking BRI Sesuai Dengan Kebutuhan Saya
Frequency Percent Valid Percent
Valid S 73 89,0 89,0 89,0
SS 9 11,0 11,0 100,0
Total 82 100,0 100,0
P2
Fitur Mobile Banking BRI Memiliki Ketersediaan Sistem Yang Baik
Sehingga Dapat Memenuhi Kebutuhan Transaksi Perbankan Saya
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 13 15,9 15,9 15,9
S 61 74,4 74,4 90,2
SS 8 9,8 9,8 100,0
Total 82 100,0 100,0
VARIABEL MINAT MENGGUNAKAN MOBILE BANKING
Statistics
Saya Tertarik Untuk Menggunakan Layanan Mobile
Banking
Saya Berencana Akan Menggunakan Mobile Banking
Dalam Bertransaksi
Saya Mendapatkan Dukungan Dari
Rekan-Rekan Dan Keluarga
Untuk Menggunakan Mobile Banking
N Valid 82 82 82
Missing 0 0 0
P1
Frequency Percent Valid Percent
Cumulative Percent
Valid S 58 70,7 70,7 70,7
SS 24 29,3 29,3 100,0
Total 82 100,0 100,0
P2
Saya Berencana Akan Menggunakan Mobile Banking Dalam Bertransaksi
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 10 12,2 12,2 12,2
S 59 72,0 72,0 84,1
SS 13 15,9 15,9 100,0
Total 82 100,0 100,0
P3
Saya Mendapatkan Dukungan Dari Rekan-Rekan Dan Keluarga Untuk
Menggunakan Mobile Banking
Frequency Percent Valid Percent
Cumulative Percent
Valid KS 8 9,8 9,8 9,8
S 59 72,0 72,0 81,7
SS 15 18,3 18,3 100,0
OUTPUT SPSS
X1 (Persepsi Kemanfaatan)
UJI VALIDITAS
Correlations
P1 P2 P3 X1
P1 Pearson Correlation 1 -,065 ,012 ,503**
Sig. (2-tailed) ,562 ,917 ,000
N 82 82 82 82
P2 Pearson Correlation -,065 1 ,141 ,608**
Sig. (2-tailed) ,562 ,206 ,000
N 82 82 82 82
P3 Pearson Correlation ,012 ,141 1 ,670**
Sig. (2-tailed) ,917 ,206 ,000
N 82 82 82 82
X1 Pearson Correlation ,503** ,608** ,670** 1
Sig. (2-tailed) ,000 ,000 ,000
N 82 82 82 82
**. Correlation is significant at the 0.01 level (2-tailed).
X2 (Persepsi Kemudahan Penggunaan)
Correlations
P4 P5 P6 X2
P4 Pearson Correlation 1 ,069 -,074 ,379**
Sig. (2-tailed) ,539 ,509 ,000
N 82 82 82 82
P5 Pearson Correlation ,069 1 ,024 ,673**
Sig. (2-tailed) ,539 ,831 ,000
N 82 82 82 82
P6 Pearson Correlation -,074 ,024 1 ,649**
Sig. (2-tailed) ,509 ,831 ,000
N 82 82 82 82
X2 Pearson Correlation ,379** ,673** ,649** 1
Sig. (2-tailed) ,000 ,000 ,000
**. Correlation is significant at the 0.01 level (2-tailed).
X3 (Persepsi Resiko)
Correlations
P7 P8 P9 P10 X3
P7 Pearson Correlation 1 ,168 ,072 ,029 ,540**
Sig. (2-tailed) ,133 ,521 ,795 ,000
N 82 82 82 82 82
P8 Pearson Correlation ,168 1 ,263* -,012 ,611**
Sig. (2-tailed) ,133 ,017 ,913 ,000
N 82 82 82 82 82
P9 Pearson Correlation ,072 ,263* 1 ,216 ,684**
Sig. (2-tailed) ,521 ,017 ,051 ,000
N 82 82 82 82 82
P10 Pearson Correlation ,029 -,012 ,216 1 ,503**
Sig. (2-tailed) ,795 ,913 ,051 ,000
N 82 82 82 82 82
X3 Pearson Correlation ,540** ,611** ,684** ,503** 1
Sig. (2-tailed) ,000 ,000 ,000 ,000
N 82 82 82 82 82
**. Correlation is significant at the 0.01 level (2-tailed). *. Correlation is significant at the 0.05 level (2-tailed).
X4 (Persepsi Kesesuaian)
Correlations
P11 P12 X4
P11 Pearson Correlation 1 ,276* ,683**
Sig. (2-tailed) ,012 ,000
N 82 82 82
P12 Pearson Correlation ,276* 1 ,891**
Sig. (2-tailed) ,012 ,000
N 82 82 82
Sig. (2-tailed) ,000 ,000
N 82 82 82
*. Correlation is significant at the 0.05 level (2-tailed). **. Correlation is significant at the 0.01 level (2-tailed).
Y (Minat Menggunakan Mobile Banking)
Correlations
P13 P14 P15 Y
P13 Pearson Correlation 1 ,006 ,049 ,496**
Sig. (2-tailed) ,956 ,663 ,000
N 82 82 82 82
P14 Pearson Correlation ,006 1 ,298** ,705**
Sig. (2-tailed) ,956 ,007 ,000
N 82 82 82 82
P15 Pearson Correlation ,049 ,298** 1 ,720**
Sig. (2-tailed) ,663 ,007 ,000
N 82 82 82 82
Y Pearson Correlation ,496** ,705** ,720** 1
Sig. (2-tailed) ,000 ,000 ,000
N 82 82 82 82
**. Correlation is significant at the 0.01 level (2-tailed).
X1
RELIABILITAS
Case Processing Summary
N %
Cases Valid 82 100,0
Excludeda 0 ,0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's
Alpha N of Items
,687 3
X2
Case Processing Summary
N %
Cases Valid 82 100,0
Excludeda 0 ,0
Total 82 100,0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's
Alpha N of Items
,672 3
X3
Case Processing Summary
N %
Cases Valid 82 100,0
Excludeda 0 ,0
Total 82 100,0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's
,711 4
X4
Case Processing Summary
N %
Cases Valid 82 100,0
Excludeda 0 ,0
Total 82 100,0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's
Alpha N of Items
,824 2
Y
Case Processing Summary
N %
Cases Valid 82 100,0
Excludeda 0 ,0
Total 82 100,0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's
Alpha N of Items
,734 3
UJI NORMALITAS
One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N 82
Normal Parametersa,b Mean ,0000000
Std. Deviation ,73095756
Most Extreme Differences Absolute ,087
Positive ,087
Negative -,076
Kolmogorov Smirnov ,087
Asymp. Sig. (2-tailed) ,192c
a. Test distribution is Normal. b. Calculated from data.
c. Lilliefors Significance Correction.
GRAFIK NORMAL P-PLOT
UJI MULTIKOLINEARITAS
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
Collinearity St
B Std. Error Beta Tolerance
1 (Constant) -,591 1,823 -,324 ,746
X1 ,119 ,107 ,105 1,114 ,269 ,814
X2 ,457 ,103 ,424 4,423 ,000 ,784
X3 ,301 ,080 ,331 3,781 ,000 ,940
a. Dependent Variable: Y
UJI HETEROSKEDASTISITAS dengan Uji Glejser
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) ,398 1,120 ,355 ,723
X1 -,179 ,066 -,322 -2,726 ,008
X2 ,142 ,063 ,269 2,240 ,028
X3 -,008 ,049 -,018 -,167 ,868
X4 ,100 ,079 ,138 1,263 ,211
a. Dependent Variable: RES2
ANALISIS REGRESI LINEAR BERGANDA
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) -,591 1,823 -,324 ,746
X1 ,119 ,107 ,105 1,114 ,269
X2 ,457 ,103 ,424 4,423 ,000
X3 ,301 ,080 ,331 3,781 ,000
X4 ,137 ,129 ,093 1,064 ,290
a. Dependent Variable: Y
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) -,591 1,823 -,324 ,746
X1 ,119 ,107 ,105 1,114 ,269
X2 ,457 ,103 ,424 4,423 ,000
X3 ,301 ,080 ,331 3,781 ,000
X4 ,137 ,129 ,093 1,064 ,290
a. Dependent Variable: Y
Uji F
ANOVAa
Model Sum of Squares df Mean Square F Sig.
1 Regression 34,624 4 8,656 15,401 ,000b
Residual 43,278 77 ,562
Total 77,902 81
a. Dependent Variable: Y
b. Predictors: (Constant), X4, X3, X1, X2
KOEFISIEN DETERMINASI
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate
1 ,667a ,444 ,416 ,750
