LAMPIRAN
Lampiran 1
Daftar Bank Konvensional yang Terdaftar di BI (Populasi dan Sampel)
No
Nama Bank
Daftar Bank Syariah yang Terdaftar di BI (Populasi dan Sampel)
No
Nama Bank
Kriteria Sampel (S)
1 2 3
1 Bank Muamalat Indonesia √ √ √ S9
2 Bank Syariah Mandiri √ √ √ S10
3 Bank Syariah Mega Indonesia - - √
4 Bank Rakyat Indonesia Syariah - - √
5 Bank Bukopin Syariah - - √
6 Bank Negara Indonesia Syariah - - √
7 Bank Central Asia Syariah - - √
8 Bank Panin Syariah - - √
9 Bank Jabar Banten Syariah √ - √
10 Bank Victoria Syariah - - √
11 Bank Maybank Syariah Indonesia √ - √
Lampiran 2
Data Penelitian Bank Konvensional
CAR
2008 2009 2010
Bank DBS indonesia 20.29 21.98 15.67
Bank Ekonomi Raharja, Tbk 14.03 21.75 19.05
Deutsche Bank A.G 37.79 40.46 25.54
Bank Tabungan Pensiun Nasional 23.7 18.5 23.4
Bank OCBC NISP 17.01 18 18.55
Bank of Tokyo Mitsubishi LTD 36.1 39.31 34.21
Bank UOB Buana, Tbk 24.9 26.39 24.42
The Hongkong & Shanghai B.C 12. 19.13 13.11
ROA
2008 2009 2010
Bank DBS indonesia 1.56 0.91 0.96
Bank Ekonomi Raharja, Tbk 2.26 2.21 1.78
Deutsche Bank A.G 5.96 5.68 2.75
Bank Tabungan Pensiun Nasional 4.5 3.4 4
Bank OCBC NISP 1.54 1.79 1.87
Bank of Tokyo Mitsubishi LTD 3.16 2.8 1.72
Bank UOB Buana, Tbk 2.4 3.03 3.31
ROE
2008 2009 2010
Bank DBS indonesia 11.46 8.32 97.26
Bank Ekonomi Raharja, Tbk 18.6 19.42 14.43
Deutsche Bank A.G 22.83 18.83 14.14
Bank Tabungan Pensiun Nasional 28.4 25.9 36.4
Bank OCBC NISP 9.18 11.86 11.58
Bank of Tokyo Mitsubishi LTD 5.2 5.43 2.78
Bank UOB Buana, Tbk 9 12.97 14.48
The Hongkong & Shanghai B.C 14.43 10.96 17.98
LDR
2008 2009 2010
Bank DBS indonesia 77.78 65.61 95.76
Bank Ekonomi Raharja, Tbk 61.42 45.6 62.51
Deutsche Bank A.G 68.03 65.43 52.37
Bank Tabungan Pensiun Nasional 92 85 28.4
Bank OCBC NISP 79.69 72.34 79.26
Bank of Tokyo Mitsubishi LTD 89.12 83.07 82.54
Bank UOB Buana, Tbk 91.6 89.47 97.1
Kinerja
2008 2009 2010
Bank DBS indonesia 92.5 85 87.5
Bank Ekonomi Raharja, Tbk 90 72.5 92.5
Deutsche Bank A.G 92.5 90 92.5
Bank Tabungan Pensiun Nasional 97.5 92.5 72.5
Bank OCBC NISP 90 90 90
Bank of Tokyo Mitsubishi LTD 90 70 72.5
Bank UOB Buana, Tbk 92.5 97.5 97.5
The Hongkong & Shanghai B.C 87.5 87.5 90
Bank Syariah CAR
2008 2009 2010
Bank Muammalat Indonesia 10.81 11.1 13.26
Bank Syariah Mandiri 12.66 12.39 10.6
ROA
2008 2009 2010
Bank Muammalat Indonesia 2.6 0.45 1.36
ROE
2008 2009 2010
Bank Muammalat Indonesia 33.14 8.03 17.78
Bank Syariah Mandiri 46.21 44.2 63.58
LDR
2008 2009 2010
Bank Muammalat Indonesia 104.41 85.82 91.52
Bank Syariah Mandiri 89.12 83.07 82.54
Kinerja
2008 2009 2010
Bank Muammalat Indonesia 92.5 85 90
Lampiran 3
Hasil Perhitungan Statistik Deskriptif
Descriptive Statistic
Bank N Minimum Maximum Mean Std. Deviation
CAR Syariah 6 10.60 13.26 11.8033 1.10719
Konvensional 24 12.00 40.46 23.5537 8.33590
ROA Syariah 6 .45 2.60 1.7800 .77558
Konvensional 24 .91 5.96 2.7525 1.29781
ROE Syariah 6 8.03 63.58 35.4900 20.26351
Konvensional 24 2.78 36.40 14.7417 7.81187
LDR Syariah 6 82.54 104.41 89.4133 8.12178
Konvensional 24 28.40 178.44 84.7517 36.96993
Kinerja Syariah 6 85.00 97.50 90.4167 4.30600
Konvensional 24 70.00 97.50 88.0208 8.00744
One- Sample Kolmogor- Smirnov Test
Normal Parametersa,b Mean 11.8033 23.5537 1.7800 2.7525 Std. Deviation 1.10719 8.33590 .77558 1.29781
Most Extreme Differences Absolute .237 .159 .210 .142
Positive .237 .159 .145 .142
Negative -.202 -.108 -.210 -.092
Kolmogorov-Smirnov Z .581 .777 .515 .697
Asymp. Sig. (2-tailed) .888 .583 .953 .716
a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
ROE
Normal Parametersa,b Mean 35.4900 14.7417 89.4133 84.7517 Std. Deviation 20.26351 7.81187 8.12178 36.96993
Most Extreme Differences Absolute .166 .180 .231 .244
Positive .142 .180 .231 .244
Negative -.166 -.081 -.199 -.139
Kolmogorov-Smirnov Z .407 .882 .566 1.196
Asymp. Sig. (2-tailed) .996 .418 .906 .114
a. Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
Kinerja Syariah Kinerja Konvensional
N 6 24
Normal Parametersa,b Mean 90.4167 88.0208
Std. Deviation 4.30600 8.00744
Most Extreme Differences Absolute .205 .266
Positive .205 .163
Negative -.128 -.266
Kolmogorov-Smirnov Z .503 1.302
Asymp. Sig. (2-tailed) .962 .067
a. Test distribution is Normal.
Independent Samples Test
Levene's Test for Equality of
Variances t-test for Equality of Means
F Sig. t df
95% Confidence Interval of the Difference
Lower Upper
CAR Equal variances assumed 6.674 .015 -3.401 28 .002 -11.75042 3.45500 -18.82766 -4.67317
Equal variances not assumed
-6.674 25.770 .000 -11.75042 1.76057 -15.37090 -8.12994
ROA Equal variances assumed 1.231 .277 -1.745 28 .092 -.97250 .55733 -2.11414 .16914
Equal variances not assumed
-2.356 13.059 .035 -.97250 .41284 -1.86397 -.08103
ROE Equal variances assumed 11.85
7
.002 4.091 28 .000 20.74833 5.07139 10.36007 31.13660
Equal variances not assumed
2.463 5.377 .054 20.74833 8.42483 -.45971 41.95637
LDR Equal variances assumed 3.051 .092 .303 28 .764 4.66167 15.37373 -26.83000 36.15333
Equal variances not assumed
.566 27.946 .576 4.66167 8.24275 -12.22429 21.54763
KINERJA Equal variances assumed 1.381 .250 .702 28 .489 2.39583 3.41505 -4.59958 9.39124
Equal variances not assumed
.998 14.953 .334 2.39583 2.40040 -2.72190 7.51357