Slide MGT210 Slide 09

Chapter 14

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Chapter Preview

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Chapter Preview

Topics include:

─ _{What Are Mortgages?}

─ _{Characteristics of Residential Mortgages} ─ _{Types of Mortgage Loans}

─ _{Mortgage-Lending Institutions} ─ _{Loan Servicing}

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What Are Mortgages?

• Pinjaman jangka panjang dijamin oleh real

estate

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What Are Mortgages?

Mortgage Loan Borrowers

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What Are Mortgages? History

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Balloon loans menimbulkan masalah selama masa depresiasi, dan biasanya pemberi pinjaman akan memperbaharui pinjaman. Tetapi, karena banyak pekerja Amerika yang keluar dari pekerjaannya, pemberi pinjaman tidak bisa melanjutkan untuk memperpanjang kredit.