Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
Penyaluran Dana Fund Disbursements
a. Kredit 20.540 25.472 28.001 33.844 41.100 44.472 45.448 46.637 47.605 47.947 48.500 48.895 49.425 49.818 50.396 51.709 52.633 53.749 a. Credits
b. Antar Bank Aktiva 6.009 5.841 8.075 10.033 12.434 11.183 11.220 11.000 10.732 11.258 12.272 12.868 13.637 14.935 14.614 13.947 13.399 13.157 b. Inter-Bank Assets
Sumber Dana Source of Funds
a. DPK 18.719 21.339 25.552 31.312 38.209 39.931 40.449 40.549 40.814 41.436 42.436 43.091 43.831 44.870 45.153 45.388 45.489 45.999 a. Third Party Funds Deposito 12.701 14.204 17.280 21.455 26.174 27.198 27.508 27.647 27.915 28.479 29.115 29.538 29.958 30.401 30.581 30.690 30.771 30.908 Time Deposits Tabungan 6.018 7.135 8.272 9.857 12.035 12.733 12.941 12.902 12.898 12.957 13.321 13.553 13.873 14.468 14.571 14.698 14.718 15.091 Savings Deposits b. Antar Bank Pasiva 3.240 4.214 3.947 4.739 6.420 6.821 7.144 7.769 8.062 8.282 8.598 8.726 8.898 9.528 9.481 9.833 9.981 10.322 b. Inter-Bank Liabilities
c. Pinjaman yang Diterima 482 542 541 610 443 420 394 408 427 430 365 368 425 426 428 445 469 480 c. Loans received d. Kewajiban Segera 189 250 328 373 389 390 393 424 421 365 397 387 408 466 462 454 504 504 d. Immediate Liabilities
a. Modal Disetor 2.776 3.241 4.072 4.757 5.517 5.697 5.816 5.911 5.972 6.028 6.091 6.128 6.182 6.227 6.272 6.306 6.341 6.391 a. Paid In Capital b. Cadangan 828 1.098 1.033 1.272 1.465 1.696 1.713 1.716 1.728 1.720 1.739 1.721 1.710 1.726 1.837 1.908 1.959 2.028 b. Reserves
c. L/R Tahun Berjalan 663 849 1.158 1.447 1.853 712 951 1.169 1.378 1.542 1.761 2.002 2.216 2.328 211 425 647 882 c. Current Earnings d. L/R Tahun Lalu 38 (100) (118) (157) (125) 347 151 109 52 40 19 (1) 2 (24) 1.938 1.633 1.254 649 d. Retained Earnings
(Profit/Loss)
(Rural Banks Operations) Miliar Rp (Billion Rp)
Indikator 2007 2008 2009 2010 2011 Indicator
2012
Beberapa Komponen Modal Several Components of Capital
2013
134
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
LDR (%) 80,03 82,54 79,61 79,02 78,54 82,21 82,71 83,62 84,43 83,63 82,59 81,85 81,11 78,63 78,84 80,24 81,43 82,51 LDR (%) - Total Kredit 20.684 25.480 28.012 33.878 41.144 44.523 45.499 46.690 47.660 48.000 48.556 48.949 49.474 49.866 50.443 51.762 52.687 53.803 - Total Credit - Penghimpunan Dana 21.696 25.944 29.496 36.420 44.836 46.183 46.972 47.673 48.215 49.081 50.294 51.204 52.264 54.535 54.234 54.716 54.896 55.754 - Funds collected - Modal Inti 4.149 4.926 5.691 6.450 7.551 7.974 8.039 8.163 8.236 8.314 8.501 8.600 8.730 8.880 9.744 9.797 9.807 9.454 - Core Capital NPL (%) 7,98 9,88 6,90 6,12 5,22 5,59 5,43 5,27 5,28 5,44 5,35 5,39 5,33 4,75 5,13 5,17 5,25 5,21 NPL (%)
- Kredit Non Lancar 1.639 2.516 1.932 2.070 2.146 2.487 2.468 2.459 2.514 2.609 2.596 2.635 2.632 2.369 2.587 2.672 2.764 2.801 - Non Current Credits - Total Kredit 20.540 25.472 28.001 33.844 41.100 44.472 45.448 46.637 47.605 47.947 48.500 48.895 49.425 49.818 50.396 51.709 52.633 53.749 - Total Credit
ROA (%) 2,39 2,61 3,08 3,16 3,32 3,68 3,87 3,89 3,88 3,74 3,71 3,73 3,68 3,46 3,75 3,74 3,77 3,81 ROA (%)
- L/R Tahun Berjalan 663 849 1.158 1.447 1.853 712 951 1.169 1.378 1.542 1.761 2.002 2.216 2.328 211 425 647 882 - Current Earnings (Profit/Loss) - Total Aktiva 27.741 32.533 37.554 45.742 55.799 57.966 58.980 60.034 60.868 61.783 63.385 64.409 65.698 67.397 67.610 68.284 68.645 69.446 - Total Aktiva ROE (%) 20,98 22,67 25,08 26,71 29,46 32,49 34,04 34,32 34,33 33,34 33,54 34,14 34,10 32,63 35,18 35,17 35,30 35,69 ROE (%)
- L/R Tahun Berjalan 663 849 1.158 1.447 1.853 712 951 1.169 1.378 1.542 1.761 2.002 2.216 2.328 211 425 647 882 - Current Earnings (Profit Loss/
- Modal Disetor 2.776 3.241 4.072 4.757 5.517 5.697 5.816 5.911 5.972 6.028 6.091 6.128 6.182 6.227 6.272 6.306 6.341 6.391 - Paid In Capital - Cadangan Umum 384 506 546 661 772 874 891 901 906 908 910 908 908 909 934 947 991 1.026 - General Reserve
2012
(Rural Banks Performance) Miliar Rp (Billion Rp)
Indikator 2007 2008 2009 2010 2011 Indicator
2013
135
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
1. Jawa Barat 4.818 5.868 7.061 8.511 9.771 10.048 10.223 10.307 10.347 10.517 10.786 10.885 11.054 11.293 11.320 11.416 11.518 11.670 1. Jawa Barat 2. Banten 512 632 737 907 1.056 1.125 1.133 1.139 1.152 1.179 1.210 1.231 1.262 1.308 1.312 1.312 1.329 1.316 2. Banten 3. DKI Jakarta 489 571 708 922 1.341 1.400 1.435 1.446 1.476 1.479 1.488 1.509 1.511 1.579 1.546 1.556 1.571 1.594 3. DKI Jakarta 4. D.I Yogyakarta 1.409 1.634 1.848 2.250 2.610 2.662 2.717 2.782 2.825 2.857 2.912 2.947 2.997 3.097 3.088 3.123 3.139 3.117 4. D.I Yogyakarta 5. Jawa Tengah 6.723 7.790 9.190 10.899 12.851 13.168 13.316 13.434 13.622 13.761 14.125 14.363 14.669 14.938 14.929 14.920 15.033 15.115 5. Jawa Tengah 6. Jawa Timur 3.616 4.030 4.739 5.607 6.562 6.767 6.915 7.142 7.236 7.378 7.602 7.670 7.822 7.898 7.967 8.027 8.094 8.139 6. Jawa Timur 7. Bengkulu 18 23 25 30 33 34 36 36 37 37 38 38 39 39 38 38 38 38 7. Bengkulu 8. Jambi 216 205 244 323 424 488 508 535 567 589 622 625 643 644 660 674 686 682 8. Jambi 9. Aceh 54 110 121 104 125 127 128 127 128 128 130 133 136 138 139 137 139 146 9. Aceh
10. Sumatera Utara 419 495 580 677 763 790 808 815 824 838 857 867 875 877 898 910 905 907 10. Sumatera Utara 11. Sumatera Barat 733 901 1.025 1.157 1.278 1.275 1.290 1.294 1.296 1.286 1.319 1.343 1.353 1.406 1.384 1.369 1.342 1.328 11. Sumatera Barat 12. Riau 392 491 601 735 899 985 987 978 989 987 988 997 1.002 1.015 1.009 1.004 997 1.037 12. Riau
13. Kepulauan Riau 620 855 1.349 2.161 2.836 3.028 3.100 3.191 3.277 3.318 3.337 3.383 3.408 3.425 3.402 3.368 3.384 3.399 13. Kepulauan Riau 14. Sumatera Selatan 336 394 520 645 834 884 922 971 987 1.001 989 975 983 996 996 1.001 1.012 1.018 14. Sumatera Selatan 15. Bangka Belitung 8 9 20 25 50 52 57 56 58 55 56 54 56 59 55 55 53 53 15. Bangka Belitung 16. Lampung 3.516 3.563 3.037 3.539 4.386 4.519 4.430 4.518 4.500 4.559 4.643 4.761 4.929 5.167 5.367 5.623 5.665 5.810 16. Lampung
17. Kalimantan Selatan 167 260 250 348 389 415 396 389 398 368 366 385 385 396 391 396 402 403 17. Kalimantan Selatan 18. Kalimantan Barat 403 511 577 670 820 889 898 924 958 986 974 993 964 979 932 921 935 967 18. Kalimantan Barat 19. Kalimantan Timur 154 193 233 272 282 259 262 265 268 268 269 277 284 310 303 304 305 303 19. Kalimantan Timur 20. Kalimantan Tengah 7 10 28 46 67 76 93 101 98 101 109 106 104 137 109 147 148 156 20. Kalimantan Tengah 21. Sulawesi Tengah 134 209 254 309 504 522 583 666 741 793 843 902 933 955 983 1.030 1.060 1.142 21. Sulawesi Tengah 22. Sulawesi Selatan 194 272 336 457 669 746 766 798 832 855 874 880 891 925 941 950 954 962 22. Sulawesi Selatan 23. Sulawesi Utara 171 194 241 395 625 674 702 716 705 732 748 764 789 820 847 841 850 878 23. Sulawesi Utara 24. Sulawesi Tenggara 47 57 65 68 80 80 85 89 91 93 94 95 98 103 104 103 104 103 24. Sulawesi Tenggara 25. Sulawesi Barat - 3 2 3 4 5 5 5 5 5 5 6 7 6 6 6 6 7 25. Sulawesi Barat 26. Gorontalo 23 21 26 29 30 31 33 31 31 34 34 33 33 35 33 33 33 33 26. Gorontalo
27. Nusa Tenggara Barat 375 456 535 585 716 739 751 743 746 753 775 806 826 840 857 867 844 852 27. Nusa Tenggara Barat 28. Bali 1.851 2.318 2.663 3.431 4.801 5.062 5.218 5.311 5.383 5.461 5.772 5.904 6.117 6.326 6.339 6.500 6.443 6.584 28. Bali
29. Nusa Tenggara Timur 35 64 109 153 200 202 206 214 214 224 222 225 228 253 252 249 250 250 29. Nusa Tenggara Timur 30. Maluku 160 210 210 217 391 480 519 541 550 591 609 632 654 747 717 683 716 740 30. Maluku
31. Papua 137 184 215 231 314 337 362 374 406 424 456 479 502 516 512 539 514 520 31. Papua 32. Maluku Utara 1 1 2 8 13 14 15 15 16 15 16 16 16 17 17 17 18 18 32. Maluku Utara 33. Papua Barat - - - 29 74 82 82 82 106 109 118 125 128 152 157 164 161 159 33. Papua Barat 34. Lainnya - - - - - - - 34. Others
Total 27.741 32.533 37.554 45.742 55.799 57.966 58.980 60.034 60.868 61.783 63.385 64.409 65.698 67.397 67.610 68.284 68.645 69.446 Total
2012
(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp)
Lokasi 2007 2008 2009 2010 2011 2013 Location
136
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
Total Aset BPR 85 56 46 25 16 17 14 12 13 10 14 15 13 12 12 11 13 11 Total Asset Rural bank
< 1 Miliar < 1 Billion
Total Aset BPR 651 536 429 341 264 254 252 251 250 247 238 240 239 229 229 227 227 228 Total Asset Rural bank
1 s.d 5 Miliar 1 up to 5 Billion
Total Aset BPR 527 511 479 433 387 371 357 346 347 346 347 331 328 333 320 317 310 305 Total Asset Rural bank
5 s.d 10 Miliar 5 up to 10 Billion
Total Aset BPR 554 669 779 907 1.002 1.025 1.045 1.058 1.059 1.065 1.070 1.083 1.087 1.079 1.092 1.099 1.103 1.095 Total Asset Rural bank
> 10 Miliar > 10 Billion
Total 1.817 1.772 1.733 1.706 1.669 1.667 1.668 1.667 1.669 1.668 1.669 1.669 1.667 1.653 1.653 1.654 1.653 1.639 Total
2012
(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp)
Total Aset 2007 2009 2010 2011 Total Asset
2013 2008
137
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
Kredit 20.540 25.472 28.001 33.844 41.100 44.472 45.448 46.637 47.605 47.947 48.500 48.895 49.425 49.818 50.396 51.709 52.633 53.749 Credit
a. Lancar 18.901 22.956 26.068 31.775 38.953 41.985 42.980 44.178 45.091 45.339 45.904 46.260 46.793 47.450 47.810 49.037 49.869 50.948 a. Current
b. Kurang Lancar 407 1.039 457 514 495 684 662 653 666 720 675 699 688 577 732 781 809 806 b. Sub-Standard
c. Diragukan 319 342 335 398 420 445 447 439 464 478 486 470 480 453 469 476 479 498 c. Doubtful
d. Macet 913 1.135 1.140 1.158 1.231 1.357 1.359 1.367 1.384 1.410 1.435 1.466 1.464 1.339 1.386 1.415 1.476 1.496 d. Lost
1.639 2.516 1.932 2.070 2.146 2.487 2.468 2.459 2.514 2.609 2.596 2.635 2.632 2.369 2.587 2.672 2.764 2.801
7,98
9,88 6,90 6,12 5,22 5,59 5,43 5,27 5,28 5,44 5,35 5,39 5,33 4,75 5,13 5,17 5,25 5,21
2013 2012
(NPL of Rural Bank) Miliar Rp (Billion Rp)
Kolektibilitas 2007 2008 Collectibility
Non Performing Loan (Nominal) Non Performing Loan (Nominal)
Rasio Non Performing Loan (%) Non Performing Loan Ratio (%)
2011 2009 2010
138
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
1. Jawa Barat 379 408 417 427 455 484 489 490 498 517 515 530 530 501 525 538 557 565 1. Jawa Barat 2. Banten 42 43 70 81 85 97 96 94 92 98 101 99 98 89 97 97 97 102 2. Banten 3. DKI Jakarta 17 26 36 46 46 50 50 45 45 57 68 74 73 64 67 69 80 65 3. DKI Jakarta 4. D.I Yogyakarta 83 80 80 103 109 133 134 133 137 141 139 139 136 115 128 133 140 149 4. D.I Yogyakarta 5. Jawa Tengah 614 591 618 658 675 777 769 774 773 786 775 770 762 687 734 747 764 778 5. Jawa Tengah 6. Jawa Timur 170 157 155 176 194 232 231 231 244 243 246 240 238 204 229 231 238 244 6. Jawa Timur 7. Bengkulu 1 1 1 1 1 1 1 1 1 1 1 1 1 2 1 2 2 2 7. Bengkulu 8. Jambi 9 11 14 14 13 15 15 15 16 17 17 17 20 14 19 22 23 25 8. Jambi 9. Aceh 6 7 33 10 6 7 8 8 8 8 9 9 9 6 7 8 8 8 9. Aceh
10. Sumatera Utara 27 29 35 39 48 45 45 47 45 45 44 43 44 40 43 42 44 44 10. Sumatera Utara 11. Sumatera Barat 32 40 67 87 66 79 77 74 80 85 86 83 85 68 79 81 83 84 11. Sumatera Barat 12. Riau 14 18 27 40 49 74 73 72 77 86 87 92 91 89 97 101 100 104 12. Riau
13. Kepulauan Riau 5 9 9 22 37 57 56 56 65 69 57 62 66 62 76 91 85 83 13. Kepulauan Riau 14. Sumatera Selatan 16 20 24 31 27 30 32 30 34 33 31 32 37 34 41 43 46 43 14. Sumatera Selatan 15. Bangka Belitung 2 1 1 2 1 1 1 1 1 2 2 2 2 2 2 2 2 2 15. Bangka Belitung 16. Lampung 58 909 84 52 51 58 55 66 68 71 64 72 69 57 72 77 77 79 16. Lampung
17. Kalimantan Selatan 5 5 9 8 12 12 10 10 11 14 14 14 15 17 13 12 16 18 17. Kalimantan Selatan 18. Kalimantan Barat 13 17 19 17 16 20 22 22 23 27 27 30 29 27 30 32 34 32 18. Kalimantan Barat 19. Kalimantan Timur 8 10 27 30 24 28 27 27 28 28 29 29 29 29 30 29 29 30 19. Kalimantan Timur 20. Kalimantan Tengah 0 0 1 2 4 4 4 4 4 4 4 4 6 4 3 5 4 3 20. Kalimantan Tengah 21. Sulawesi Tengah 2 4 4 4 4 7 8 7 6 7 8 9 10 7 8 10 10 15 21. Sulawesi Tengah 22. Sulawesi Selatan 11 11 13 19 15 15 15 13 14 15 15 15 16 13 15 17 16 16 22. Sulawesi Selatan 23. Sulawesi Utara 4 5 6 12 18 21 21 23 23 29 31 34 34 25 32 35 37 35 23. Sulawesi Utara 24. Sulawesi Tenggara 1 3 2 6 9 10 10 10 10 10 10 10 10 10 11 11 11 11 24. Sulawesi Tenggara 25. Sulawesi Barat - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 25. Sulawesi Barat 26. Gorontalo 4 3 4 5 3 2 2 2 2 3 2 2 3 3 3 3 3 3 26. Gorontalo
27. Nusa Tenggara Barat 30 33 40 64 69 74 72 72 74 75 75 81 83 79 82 84 87 85 27. Nusa Tenggara Barat 28. Bali 78 71 126 98 95 132 121 112 112 120 115 116 112 103 120 125 144 146 28. Bali
29. Nusa Tenggara Timur 1 1 4 5 6 8 10 10 9 9 9 10 9 7 10 11 13 13 29. Nusa Tenggara Timur 30. Maluku 1 1 2 6 5 6 6 5 5 5 5 4 5 4 5 5 5 5 30. Maluku
31. Papua 4 5 6 6 4 5 6 5 5 5 7 7 8 5 6 6 7 8 31. Papua 32. Maluku Utara 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 32. Maluku Utara 33. Papua Barat - - - 0 0 1 1 1 1 1 1 1 1 0 1 1 1 2 33. Papua Barat 34. Lainnya - - - - 34. Others
Total 1.639 2.516 1.932 2.070 2.146 2.487 2.468 2.459 2.514 2.609 2.596 2.635 2.632 2.369 2.587 2.672 2.764 2.801 Total
2013
2009 2010 2012 Location
(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp)
2011
Lokasi 2007 2008
139
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Deposito 14.204 66,56 17.280 67,63 21.455 68,52 26.174 68,50 27.198 68,11 30.401 67,75 30.908 67,19 Time Deposits Tabungan 7.135 33,44 8.272 32,37 9.857 31,48 12.035 31,50 12.733 31,89 14.468 32,25 15.091 32,81 Saving
Total DPK 21.339 100,00 25.552 100,00 31.312 100,00 38.209 100,00 39.931 100,00 44.870 100,00 45.999 100,00 Total Third Party Funds Desember 2012
April 2012 April 2013
Indicator Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp)
Indikator
Desember 2008 Desember 2009 Desember 2010 Desember 2011
140
Tabungan (Saving Deposits)
Deposito (Time Deposits)
Total DPK
(Total of Third Party Funds)
1. Jawa Barat 2.281 5.817 8.098 17,60 1. Jawa Barat 2. Banten 221 620 841 1,83 2. Banten 3. DKI Jakarta 146 854 1.001 2,18 3. DKI Jakarta 4. D.I Yogyakarta 696 1.555 2.251 4,89 4. D.I Yogyakarta 5. Jawa Tengah 4.743 6.059 10.802 23,48 5. Jawa Tengah 6. Jawa Timur 1.620 3.415 5.034 10,94 6. Jawa Timur 7. Bengkulu 12 13 25 0,05 7. Bengkulu 8. Jambi 80 425 505 1,10 8. Jambi 9. Aceh 29 36 65 0,14 9. Aceh
10. Sumatera Utara 317 320 637 1,39 10. Sumatera Utara 11. Sumatera Barat 561 357 918 1,99 11. Sumatera Barat 12. Riau 298 376 674 1,46 12. Riau
13. Kepulauan Riau 379 2.363 2.742 5,96 13. Kepulauan Riau 14. Sumatera Selatan 194 446 640 1,39 14. Sumatera Selatan 15. Bangka Belitung 11 32 43 0,09 15. Bangka Belitung 16. Lampung 653 2.634 3.287 7,15 16. Lampung
17. Kalimantan Selatan 112 112 224 0,49 17. Kalimantan Selatan 18. Kalimantan Barat 327 430 757 1,64 18. Kalimantan Barat 19. Kalimantan Timur 76 113 189 0,41 19. Kalimantan Timur 20. Kalimantan Tengah 69 53 121 0,26 20. Kalimantan Tengah 21. Sulawesi Tengah 49 338 386 0,84 21. Sulawesi Tengah 22. Sulawesi Selatan 139 325 465 1,01 22. Sulawesi Selatan 23. Sulawesi Utara 118 539 657 1,43 23. Sulawesi Utara 24. Sulawesi Tenggara 31 30 61 0,13 24. Sulawesi Tenggara 25. Sulawesi Barat 1 1 2 0,00 25. Sulawesi Barat 26. Gorontalo 7 11 19 0,04 26. Gorontalo
27. Nusa Tenggara Barat 300 241 542 1,18 27. Nusa Tenggara Barat 28. Bali 1.421 2.852 4.273 9,29 28. Bali
29. Nusa Tenggara Timur 69 112 181 0,39 29. Nusa Tenggara Timur 30. Maluku 48 172 220 0,48 30. Maluku
31. Papua 53 160 213 0,46 31. Papua 32. Maluku Utara 5 4 9 0,02 32. Maluku Utara 33. Papua Barat 28 92 121 0,26 33. Papua Barat 34. Lainnya - - - - 34. Others Total 15.091 30.908 45.999 100,00 Total
(Composition of Third Party Funds of Rural Banks Based on Location - April 2013)
Lokasi
Pangsa Thd Total DPK (%) (Portion to Total Third Party Funds
(%)
Location Miliar Rp (Billion Rp)
141
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
1. Jawa Barat 3.305 4.035 5.072 6.061 6.859 7.096 7.218 7.129 7.106 7.272 7.461 7.534 7.648 7.746 7.798 7.846 7.928 8.098 1. Jawa Barat 2. Banten 274 308 382 509 661 735 749 743 744 757 776 783 796 816 828 840 856 841 2. Banten 3. DKI Jakarta 288 305 420 600 837 907 939 950 964 968 983 1.016 1.020 1.063 1.032 1.018 1.023 1.001 3. DKI Jakarta 4. D.I Yogyakarta 1.043 1.142 1.290 1.511 1.814 1.866 1.896 1.918 1.951 1.991 2.024 2.058 2.108 2.193 2.215 2.244 2.255 2.251 4. D.I Yogyakarta 5. Jawa Tengah 4.712 5.395 6.449 7.529 9.052 9.336 9.420 9.371 9.445 9.571 9.880 10.073 10.333 10.585 10.644 10.616 10.691 10.802 5. Jawa Tengah 6. Jawa Timur 2.349 2.476 2.964 3.497 4.041 4.266 4.372 4.432 4.440 4.561 4.737 4.797 4.850 4.893 4.966 4.984 4.985 5.034 6. Jawa Timur 7. Bengkulu 11 15 17 18 20 22 23 24 24 24 25 25 25 25 24 24 24 25 7. Bengkulu 8. Jambi 161 146 186 244 316 380 394 410 431 438 460 466 474 482 491 495 502 505 8. Jambi 9. Aceh 34 57 37 41 55 58 57 56 57 57 55 57 59 61 61 60 61 65 9. Aceh
10. Sumatera Utara 307 357 426 493 538 555 564 567 574 589 601 612 610 612 628 636 636 637 10. Sumatera Utara 11. Sumatera Barat 475 580 715 829 913 908 909 899 882 878 908 929 938 972 960 952 929 918 11. Sumatera Barat 12. Riau 293 350 417 525 629 694 692 680 673 678 677 676 667 678 680 681 672 674 12. Riau
13. Kepulauan Riau 476 657 1.071 1.758 2.324 2.489 2.544 2.597 2.674 2.695 2.699 2.723 2.724 2.735 2.733 2.745 2.740 2.742 13. Kepulauan Riau 14. Sumatera Selatan 258 308 386 471 556 560 593 623 631 644 635 615 612 625 633 637 642 640 14. Sumatera Selatan 15. Bangka Belitung 8 8 17 21 43 45 50 48 49 46 47 44 45 48 43 43 42 43 15. Bangka Belitung 16. Lampung 2.287 2.140 1.945 2.427 2.883 2.976 2.928 2.958 2.984 3.029 3.063 3.104 3.215 3.249 3.360 3.320 3.287 3.287 16. Lampung
17. Kalimantan Selatan 97 144 154 177 251 274 253 237 237 201 199 212 213 222 218 222 225 224 17. Kalimantan Selatan 18. Kalimantan Barat 319 399 470 547 651 715 719 737 771 795 780 798 770 783 734 722 724 757 18. Kalimantan Barat 19. Kalimantan Timur 89 114 152 177 174 163 164 168 169 168 170 173 179 192 188 187 190 189 19. Kalimantan Timur 20. Kalimantan Tengah 6 6 15 28 44 49 66 72 69 71 79 75 73 105 77 112 113 121 20. Kalimantan Tengah 21. Sulawesi Tengah 54 93 99 130 277 297 288 301 296 290 292 292 289 284 294 344 356 386 21. Sulawesi Tengah 22. Sulawesi Selatan 122 128 185 259 366 405 397 403 425 446 458 466 467 476 475 476 470 465 22. Sulawesi Selatan 23. Sulawesi Utara 126 145 171 282 439 484 498 509 494 508 516 531 555 588 614 611 622 657 23. Sulawesi Utara 24. Sulawesi Tenggara 42 50 55 56 56 53 54 55 56 59 58 59 58 61 61 61 61 61 24. Sulawesi Tenggara 25. Sulawesi Barat - 2 1 2 2 2 2 2 2 2 3 3 3 3 2 2 2 2 25. Sulawesi Barat 26. Gorontalo 9 7 10 14 16 16 16 17 16 17 20 18 18 20 18 19 18 19 26. Gorontalo
27. Nusa Tenggara Barat 209 260 319 366 452 474 481 463 454 458 475 492 505 521 537 545 536 542 27. Nusa Tenggara Barat 28. Bali 1.179 1.455 1.803 2.331 3.254 3.423 3.496 3.512 3.544 3.557 3.703 3.797 3.912 4.054 4.083 4.211 4.171 4.273 28. Bali
29. Nusa Tenggara Timur 17 38 71 108 143 145 152 157 158 166 162 164 167 186 185 181 180 181 29. Nusa Tenggara Timur 30. Maluku 71 100 99 105 251 249 226 227 213 203 204 200 200 271 238 214 215 220 30. Maluku
31. Papua 95 119 152 166 224 214 210 207 204 221 200 204 204 203 208 209 209 213 31. Papua 32. Maluku Utara 0 0 1 4 6 7 7 7 8 7 7 8 7 8 8 8 8 9 32. Maluku Utara 33. Papua Barat - - - 26 63 70 70 70 68 71 79 87 88 111 115 121 117 121 33. Papua Barat 34. Lainnya - - - - - - - 34. Others
Total 18.719 21.339 25.552 31.312 38.209 39.931 40.449 40.549 40.814 41.436 42.436 43.091 43.831 44.870 45.153 45.388 45.489 45.999 Total
2009 2010 2011 2013 Location
(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp)
Lokasi 2007 2008 2012
142
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
Tabungan
- 7,16 6,32 5,53 5,21 4,90 4,86 4,81 4,81 4,80 4,78 4,75 4,71 4,68 4,61 4,62 4,61 4,62 Saving Deposito
- 12,43 10,81 10,25 9,85 8,94 8,81 8,72 8,64 8,58 8,52 8,48 8,44 8,40 8,37 8,35 8,32 8,33 Time Deposits
Ket: Data tersedia mulai Desember 2008 Note: Data available on December 2008
2013
Indicator 2012
2007 2008 2009 2010 2011
(Average of Third Party Interest Rates of Rural Banks) Persen (Percent)
Indikator
143
Jan Feb Mar Apr Mei Jun Jul Ags Sep
1. Pertanian, perburuan dan sarana pertanian - - - 38,70 39,21 39,12 39,07 38,99 38,85 38,76 38,92 38,84 38,71 38,34 1. Agriculture, hunting and agricultural facilities 2. Perindustrian - - - 32,87 32,38 32,38 32,25 32,47 31,78 31,60 31,57 31,55 31,38 31,16 2. Manufacturing
3. Perdagangan, restoran dan hotel - - - 33,60 34,32 34,21 34,05 33,92 33,72 33,67 33,45 33,36 33,35 33,18 3. Trade, restaurants and hotels 4. Jasa sosial/masyarakat - - - 31,61 31,67 31,18 31,08 30,92 30,58 30,56 30,42 30,23 30,05 29,85 4. Social Services
5. Lain-lain - - - 29,50 29,33 29,24 29,08 28,98 28,87 28,70 28,59 28,51 28,38 28,27 5. Others
Ket: Data tersedia mulai Desember 2008 Note: Data available on December 2008
1)
13 14 15 16 17 18 19
Ket:
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent)
Sektor Ekonomi 2005 2006 2007 2008 2009
2010
1)Economic Sector
Data bulan Oktober 2010 bersambung di halaman 145 karena terdapat perubahan sektor ekonomi dalam laporan bulanan BPR
1) October 2010 data continued on page 145 because there are changes economic sector in the rural bank's monthly report
144
Okt Nov Des Des Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
1 Pertanian, Perburuhan, dan Kehutanan
38,42
36,76 38,29 36,58 36,30 35,93 36,19 36,16 35,96 35,58 35,82 35,69 35,63 35,51 34,98 35,22 34,89 34,84 1. Agriculture, hunting, and forestry 2 Perikanan 38,25 32,65 33,39 32,10 31,76 31,99 32,04 32,04 31,63 31,75 31,62 31,85 31,87 31,32 31,01 30,54 30,56 30,47 2. Fisheries
3 Pertambangan dan Penggalian 29,21 27,89 28,29 26,58 25,71 25,35 25,66 27,01 24,77 25,53 25,65 26,04 26,25 26,60 27,43 26,07 26,34 25,95 3. Mining and quarrying 4 Industri Pengolahan 32,60 31,18 30,67 29,14 29,20 29,18 29,28 29,00 28,96 28,74 28,58 28,66 28,95 28,44 28,45 28,40 28,30 28,03 4. Processing industry 5 Listrik, Gas dan Air 36,65 32,00 34,43 30,33 28,78 30,44 30,00 29,83 28,25 28,49 28,69 28,97 28,84 29,08 28,48 27,98 27,73 28,11 5. Electricity, gas and water 6 Konstruksi 32,28 32,09 31,41 29,72 29,54 30,70 29,42 30,04 28,94 28,87 29,22 29,43 29,41 28,59 28,64 28,75 28,90 28,70 6. Construction
7 Perdagangan Besar dan Eceran 32,85 33,03 33,14 31,97 31,67 31,65 31,35 31,22 31,14 31,08 30,90 30,91 30,66 30,41 30,30 30,15 30,00 29,87 7. Big and retail trade 8 Penyediaan Akomodasi dan
Penyedian Makan Minum
26,75
27,76 27,99 28,53 28,33 28,59 29,00 28,67 28,75 28,50 28,37 28,43 28,15 28,53 28,07 27,97 28,12 27,60 8. Provision of accommodation and food supply drinking
9 Transportasi, Pergudangan dan Komunikasi
32,61
30,15 30,12 28,11 28,83 28,71 28,62 28,56 28,86 28,88 27,81 27,79 27,87 27,89 27,80 27,95 27,85 27,73 9. Transportation, warehousing and communications
10 Perantara Keuangan 26,42 24,36 25,28 24,20 25,03 24,93 25,06 25,11 24,44 24,09 23,95 23,89 23,73 23,52 23,22 23,07 22,93 22,80 10. Transitional finance
11 Real Estate 27,99 27,31 27,26 22,77 23,05 22,77 22,71 22,29 22,79 21,80 22,90 21,90 21,87 21,50 21,33 21,50 22,41 22,48 11. Real estate, rental business, and services company
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
29,68
34,99 35,78 26,38 28,09 28,26 28,19 28,01 27,53 25,61 27,45 27,54 28,18 27,60 27,43 26,07 25,39 25,03 12. Government administration, the defense and compulsory social security
13 Jasa Pendidikan 33,11 31,29 31,61 28,84 28,60 28,76 28,84 28,75 28,27 28,32 28,48 28,84 29,37 28,20 28,27 28,11 27,96 28,27 13. Education services 14 Jasa Kesehatan dan Kegiatan Sosial 31,00 30,40 30,51 30,86 30,12 29,37 29,17 29,77 28,98 29,49 28,89 28,68 28,71 28,89 28,81 28,68 28,52 28,32 14. Health and social services 15 Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
30,64
29,41 29,05 28,23 28,66 28,53 28,86 28,46 28,25 28,46 28,28 28,30 28,30 27,98 28,00 27,95 27,66 27,55 15. Community, Sociocultural,Entertainment and Other Individual Services
16 Jasa Perorangan yang Melayani Rumah Tangga
32,82
33,62 31,07 32,82 32,03 32,10 31,98 32,35 32,05 31,88 31,32 31,32 31,18 31,15 30,85 30,66 30,37 30,16 16. Individual services serving the household 17 Kegiatan Usaha yang Belum Jelas
Batasannya
29,26
29,49 29,35 29,11 29,08 29,27 29,11 28,92 28,64 28,74 28,32 28,66 28,68 28,00 28,91 28,29 28,38 28,48 17. International Agency and Other Extra Agency International
18 Bukan Lapangan Usaha - Rumah Tangga
28,74
28,44 28,12 27,39 26,95 26,95 26,71 26,87 26,80 26,40 26,60 26,48 26,32 26,19 25,97 25,84 25,84 25,49 18. Business Activities which are not clearly defined
19 Bukan Lapangan Usaha - Lainnya 28,94 28,09 27,71 26,88 26,78 26,81 26,62 26,64 26,54 26,39 26,39 26,17 26,03 25,90 25,86 25,88 25,77 25,59 19. Not the business field - other Ket:1) Merupakan sambungan halaman 144
2010
1)2012 2013
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent)
Note : 1) Continue from page 144
Sektor Ekonomi
2011
Economic Sector
145
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
Modal Kerja - 34,43 34,83 33,21 32,05 31,92 31,74 31,65 31,47 31,41 31,28 31,29 31,19 30,91 30,82 30,69 30,55 30,45 Total Working Capital Investasi - 27,67 30,37 29,01 28,23 27,99 28,02 27,95 27,79 27,52 27,25 27,17 27,05 26,62 26,67 26,59 26,44 26,15 Total Investment Konsumsi - 29,57 29,14 27,81 27,00 26,84 26,64 26,69 26,60 26,40 26,44 26,24 26,10 25,97 25,89 25,87 25,78 25,57 Total Consumption
Ket: Data tersedia mulai Desember 2008 Note: Data available on December 2008
2013
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan (Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
Jenis Penggunaan 2007 2008 2009 2010 2011 Type of Use
2012
146
Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr
Jumlah BPR 1.817 1.772 1.733 1.706 1.669 1.667 1.668 1.667 1.669 1.669 1.669 1.669 1.667 1.653 1.653 1.654 1.653 1.639 Total Rural Banks Jumlah Kantor 3.250 3.367 3.644 3.910 4.172 4.250 4.268 4.286 4.313 4.337 4.357 4.378 4.404 4.425 4.448 4.470 4.499 4.518 Total Bank Offices