CBIL-01
December - Examination 2016
Certificate in Banking and Insurance Law Examination
Banking Laws Paper - CBIL-01
Time : 3 Hours ] [ Max. Marks :- 100
Note: The question paper is divided into three sections A, B and C.
Write answers as per the given instructions.
{ZX}e : ¶h àíZ nÌ "A', "~' Am¡a "g' VrZ IÊS>m| ‘| {d^m{OV h¡& à˶oH$
IÊS> Ho$ {ZX}emZwgma àíZm| Ho$ CÎma Xr{OE&
Section - A 10 × 2 = 20 (Very Short Answer Questions)
Note: Answer all questions. As per the nature of the question delimit your answer in one word, one sentence or maximum up to 30 words. Each question carries 2 marks.
IÊS> - "A' (A{V bKw CÎmar¶ àíZ)
{ZX}e : g^r àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo àíZmZwgma EH$ eãX, EH$ dm³¶ ¶m A{YH$V‘ 30 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 2 A§H$m| H$m h¡&
006
CBIL-01 / 100 / 4 (1) (P.T.O.)
006
CBIL-01 / 100 / 4 (2) (Contd.)
1) (i) The three banks of East India Company were amalgamated in 1920 and a new bank called... was established.
B©ñQ> B§{S>¶m H§$nZr Ûmam 1920 ‘| AnZo VrZ ~¢H$m| Ho$ g‘mJ‘ Ho$ ~mX EH$ Z¶m ~¢H$ ... ñWm{nV {H$¶m J¶m Wm&
(ii) Section 4 of the RBI Act, 1934 is related to ... of the Bank.
^m.[a.~¢. A{Y{Z¶‘ 1934 H$s Ymam 4 H$m gå~ÝY ~¢H$ H$s ...
go h¡&
(iii) Approved Securities means: ...
AZw‘mo{XV à{V^y{V¶m| H$m AW©… ...
(iv) The loan could be allowed on fulfillment of certain conditions and could not be claimed as ...
G$U Hw$N> eV} nyU© H$aZo Ho$ ~mX AZw‘mo{XV {H$¶m OmVm h¡ ¶h ...
ê$n ‘| Zht Xmdm {H$¶m OmVm&
(v) A Chit Fund transaction under ... is banking transaction.
EH$ {MQ> ’$ÊS> H$ånZr H$m gm¡Xm ... Ho$ A§VJ©V ~¢qH$J gm¡Xo hmoVo h¢&
(vi) No company shall carry banking business unless it holds licenses issued by:
{H$gr H$ånZr H$mo ~¢qH$J ì¶dhma Zht H$aZm Mm{hE O~ VH$ dh ... go AZwkmnÌ Z àmßV H$a b|&
(vii) The word Hundi is derived from ... and root hundi meaning ... certification.
eãX hþ§S>r ... go àmßV {H$¶m h¡ d ê$Q> hþ§S>r H$m AW© ...
à‘mUrH$aU h¡&
CBIL-01 / 100 / 4 (3) (P.T.O.) 006
(viii) The appointment of Ombudsman is done for ... years.
bmoH$nmb H$s {Z¶w{º$ ... df© H$s {bE H$s OmVr h¡&
(ix) NABARD : ... Zm ~mS©> ...
(x) IDBI : ... AmB© S>r ~r AmB© ...
Section - B 4 × 10 = 40 (Short Answer Questions)
Note: Answer any four questions. Each answer should not exceed 200 words. Each question carries 10 marks.
(IÊS> - ~) (bKw CÎmar¶ àíZ)
{ZX}e : {H$Ýht Mma àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo A{YH$V‘
200 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 10 A§H$m| H$m h¡&
2) Co-operative bank ghH$mar ~¢H$
3) IDBI AmB© S>r ~r AmB©
4) NABARD Zm ~ma© S>
5) RBI Ama. ~r. AmB©.
6) Negotiable Instrument namH«$må¶ {bIV
7) Bank Frauds ~¢qH$J YmoH$mY‹S>r
8) Development Bank {dH$mg ~¢H$
9) Bank Ombudsman ~¢H$ bmoH$nmb
006
CBIL-01 / 100 / 4 (4)
Section - C 2 × 20 = 40 (Long Answer Questions)
Note: Answer any two questions. You have to delimit your each answer maximum up to 500 words. Each question carries 20 marks.
(IÊS> - g) (XrK© CÎmar¶ àíZ)
{ZX}e : {H$Ýht Xmo àíZm| Ho$ CÎma Xr{OE& AnZo CÎma H$mo A{YH$V‘ 500 eãXm|
‘| n[agr{‘V H$aZm h¡& à˶oH$ àíZ 20 A§H$m| H$m h¡&
10) Discuss in detail the evolution of Legislative Regulation of Banking system in India.
^maV ‘| ~¢H$ ì¶dñWm Ho$ d¡Ym{ZH$ {Z¶‘Z Ho$ CX²^d H$mo {dñVma go g‘PmB¶o&
11) Discuss in detail the business which the bank may transact in India.
^maV ‘| ~¢H$m| Ûmam {H$¶o OmZo gH$Zo dmbo ì¶dgm¶m| H$mo {dñVma go g‘PmB¶o&
12) Discus in detail liquidation and winding up of a bank.
EH$ ~¢H$ Ho$ n[ag‘mnZ d g‘mnZ H$mo {dñVma go ì¶m»¶m H$s{O¶o&
13) Define ‘‘Holder in Due Course’’. Discuss his rights and power.
""gå¶H$ AZwH«$‘ YmaH$'' H$mo n[a^m{fV H$s{O¶o& CgHo$ A{YH$ma d ep³V¶m| H$mo {dñVma go g‘PmB¶o&
