ABSTRACT
Since the mid July 1997, Indonesia took place a prolonge economic crisis
and it is still continuing until now. The economic crisis has changed in the
principles of nation and state life.
The
liquidated banks and fell in exchange rate
ofmpiah to foreign exchange and the increasingly higher prices
of
basical
needs
were all consequences of the monetary crisis,
Inspite of banking sector, other
financial institutions also bad the
same
challenges
after
the
occurrence
of such a
monetary crisis.
Credit Union was established in July 21 of 1971 at Budi Mulia by several
teachers/officials and non
teachers!offic·ials collected in an English and
development studies.
It
offered some service product to its
members
such as
education, consultation, capital supply (saving mobilization), capital allocation,
services, joint protection fund. Provision of credit with the members will be
charged on interest rate according to the accepted agreement
Based on
the research,
it
can
be
drawn
a conclusion that the rupiah
exchange equivalent to Rp/USD had no significant effect on the total allocated
credit where as inflation rate
had
a significant effect on the total allocated credit as
provided by
the Cinta Mulia Credit Union Pematangsiantar.
The
detennination
coefficient as of
11.1
%
showed
both variables of exchange rate
RpiUSD
and
inflation
rate
had
significant
effect
on the
tolal allocated credit
as of 11.1
%.
It
was
caused
by
the
Cinta Mulia Credit Union Pematangsiantar
engaged in service
delivered for the members and indirectly related to inflation rate and exchange
rate
