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Sumber : Statistik Perbankan Indonesia, BI (Diolah)Keterangan :
1.
Berdasarkan
Keputusan
Gubernur
Bank
Indonesia
Nomor
11/11/Kep.GBI/2009 tanggal 24 Februari 2009 tentang Pencabutan Izin Usaha
Kantor Cabang American Express Bank, Ltd di Indonesia, dengan ini
diberitahukan bahwa terhitung sejak tanggal 24 Februari 2009 Bank Indonesia
telah mencabut izin usaha kantor cabang American Express Bank, Ltd di
Indonesia (Sumber : BI, 2017).
2.
Kantor Cabang RBS N.V. mulai beroperasi pada tahun 1969 dengan nama
ABN AMRO Bank N.V. KC Indonesia. Sejak tahun 2010, kepemilikan saham
mayoritas RBS N.V. dikuasai oleh The Royal Bank of Scotland Plc. Pada
tahun 2011, ABN AMRO Bank N.V. KC Indonesia berubah nama menjadi The
Royal Bank of Scotland N.V (Sumber : OJK, 2017)
3.
Bank of China Limited Cabang Jakarta (“BOC Jakarta”) beroperasi secara
komersil di Indonesia sejak tahun 1938 dan diberi ijin oleh Menteri Keuangan
Republik Indonesia untuk beroperasi sebagai bank di Jakarta pada 11
1 American Express Bank Ltd. P P P P P P
2 Bank of America N.A P P P P P P P P P P P P P P P
3 Bank of China Limited P P P P P P P P P P P P P P
4 Citibank N.A P P P P P P P P P P P P P P P
5 Deutsche Bank, Ag. P P P P P P P P P P P P P P P
6 JP Morgan Chase Bank N.A P P P P P P P P P P P P P P P
7 Standard Chartered Bank P P P P P P P P P P P P P P P
8 The Bangkok Bank Comp. Ltd. P P P P P P P P P P P P P P P
9 The Bank of Tokyo-Mitsubishi UFJ Ltd. P P P P P P P P P P P P P P P
10 The Hongkong and Shanghai Bank Corp. P P P P P P P P P P P P P P P
November 1955 (keputusan No.249642/UM II). Namun, dikarenakan situasi
sosial dan politik, BOC Jakarta menghentikan operasinya pada tahun 1964.
Dengan adanya peningkatan signifikan pada hubungan bilateral antara RI dan
RRC pada bidang keuangan, perdagangan dan investasi, BOC Jakarta
diaktifkan kembali pada tanggal 15 April 2003 berdasarkan Surat Gubernur
Bank Indonesia No. 5/1/KEP.GBI/2003 tertanggal 13 Januari 2003 mengenai
ijin mengaktifkan kembali Kantor Cabang dari Bank of China di Jakarta.
Keterangan :
BBCL = The Bangkok Bank Comp. Ltd
BOFA = Bank of America N.A
BOTK =. The Bank of Tokyo-Mitsubishi UFJ Ltd.
CITI = Citibank N.A
DEUT = Deutsche Bank Ag.
HSBC = The Hongkong and Shanghai Banking Corp.
JPMC = JP. Morgan Chase Bank N.A
STDC = Standard Chartered Bank
Spread LDR DR LR NPL CAR ROA INFLASI KURS BIRate PDB Krismon
Y X1 X2 X3 X4 X5 X6 X7 X8 X9 X10 X11
JPMC 2002 0.62 65.06 11.90 21.52 33.81 31.40 0.88 10.03 8940 12.93 4.50 0
JPMC 2003 2.42 54.76 5.04 15.95 18.24 26.72 6.75 5.06 8465 8.31 4.80 0
JPMC 2004 3.18 60.60 5.08 17.85 8.08 33.61 14.46 6.40 9290 7.43 5.00 0
JPMC 2005 2.82 111.07 6.29 11.50 0.00 11.96 1.54 17.11 9830 12.75 5.70 0
JPMC 2006 2.90 44.67 11.42 43.07 0.00 16.70 5.80 6.60 9020 9.75 5.50 0
JPMC 2007 2.98 54.01 10.59 34.35 0.00 35.33 7.29 6.59 9419 8.00 6.40 0
JPMC 2008 2.45 86.78 12.79 29.28 0.00 33.50 5.51 11.06 10950 9.25 6.00 1
JPMC 2009 2.57 56.39 9.83 37.15 0.00 41.18 11.45 2.78 9400 7.14 4.60 1
JPMC 2010 3.19 56.35 5.59 21.72 0.00 36.44 7.36 7.00 8991 6.50 6.10 0
JPMC 2011 1.89 58.46 4.16 15.84 0.00 29.83 5.40 3.80 9068 6.58 6.49 0
JPMC 2012 1.26 120.99 5.28 9.40 0.00 38.98 2.51 4.30 9670 5.77 6.23 0
JPMC 2013 1.14 123.85 2.92 5.36 0.00 32.83 3.29 8.40 12189 6.48 5.78 0
JPMC 2014 2.06 194.10 5.27 7.34 0.00 42.93 3.68 8.40 12440 7.54 5.02 0
JPMC 2015 2.50 189.91 4.99 8.89 0.00 43.28 1.45 3.40 13795 7.52 4.79 0
JPMC 2016 3.32 199.84 4.03 8.76 0.00 43.31 2.69 3.00 13436 6.67 5.02 0
STDC 2002 3.83 71.77 9.00 20.38 3.72 13.39 2.64 10.03 8940 12.93 4.50 0
STDC 2003 4.60 63.09 4.94 18.28 7.21 12.44 3.82 5.06 8465 8.31 4.80 0
STDC 2004 4.71 69.61 3.70 16.11 6.01 9.19 3.88 6.40 9290 7.43 5.00 0
STDC 2005 4.53 78.36 7.19 20.16 4.55 13.60 5.08 17.11 9830 12.75 5.70 0
STDC 2006 4.61 89.26 7.77 19.28 3.83 15.92 4.24 6.60 9020 9.75 5.50 0
STDC 2007 3.72 87.45 4.92 12.92 5.49 13.34 3.00 6.59 9419 8.00 6.40 0
STDC 2008 3.22 98.04 5.24 13.37 5.19 13.32 1.91 11.06 10950 9.25 6.00 1
STDC 2009 4.02 108.63 5.54 12.60 6.59 14.57 2.42 2.78 9400 7.14 4.60 1
STDC 2010 3.38 123.46 4.78 9.66 5.90 14.36 1.58 7.00 8991 6.50 6.10 0
STDC 2011 3.70 108.86 3.54 9.77 7.87 14.10 2.66 3.80 9068 6.58 6.49 0
STDC 2012 4.02 122.39 3.74 9.36 4.87 16.82 2.66 4.30 9670 5.77 6.23 0
STDC 2013 3.18 113.60 4.28 9.57 4.71 14.49 0.39 8.40 12189 6.48 5.78 0
STDC 2014 3.75 107.99 4.91 12.50 1.62 16.87 1.47 8.40 12440 7.54 5.02 0
STDC 2015 3.88 107.34 6.08 14.75 4.78 16.06 0.60 3.40 13795 7.52 4.79 0
STDC 2016 3.85 89.11 4.69 14.92 5.41 16.59 0.56 3.00 13436 6.67 5.02 0
Pendapatan Bunga Beban Bunga Total Aktiva Spread Spread Kredit DPK LDR LDR
1 2 3 Y= (1-2)/3 % 4 5 X1=4/5 %
JPMC 2002 Rp 161,439 Rp 137,267 Rp 3,870,583 0.0062 0.62 Rp 750,140 Rp 1,153,069 0.6506 65.06 JPMC 2003 Rp 130,739 Rp 75,400 Rp 2,283,456 0.0242 2.42 Rp 819,525 Rp 1,496,694 0.5476 54.76 JPMC 2004 Rp 117,563 Rp 55,198 Rp 1,960,088 0.0318 3.18 Rp 658,769 Rp 1,087,137 0.6060 60.60 JPMC 2005 Rp 233,818 Rp 115,250 Rp 4,204,521 0.0282 2.82 Rp 2,033,670 Rp 1,830,964 1.1107 111.07 JPMC 2006 Rp 413,023 Rp 245,279 Rp 5,782,247 0.0290 2.90 Rp 959,023 Rp 2,146,874 0.4467 44.67 JPMC 2007 Rp 440,687 Rp 251,465 Rp 6,351,190 0.0298 2.98 Rp 1,282,804 Rp 2,375,243 0.5401 54.01 JPMC 2008 Rp 380,282 Rp 191,366 Rp 7,719,709 0.0245 2.45 Rp 1,298,782 Rp 1,496,602 0.8678 86.78 JPMC 2009 Rp 354,381 Rp 166,201 Rp 7,318,344 0.0257 2.57 Rp 953,833 Rp 1,691,406 0.5639 56.39 JPMC 2010 Rp 283,138 Rp 129,197 Rp 4,828,894 0.0319 3.19 Rp 1,303,332 Rp 2,312,796 0.5635 56.35 JPMC 2011 Rp 282,694 Rp 127,113 Rp 8,234,355 0.0189 1.89 Rp 1,784,754 Rp 3,053,009 0.5846 58.46 JPMC 2012 Rp 273,170 Rp 126,871 Rp 11,597,804 0.0126 1.26 Rp 2,906,847 Rp 2,402,565 1.2099 120.99 JPMC 2013 Rp 366,822 Rp 161,581 Rp 17,993,455 0.0114 1.14 Rp 6,845,423 Rp 5,527,192 1.2385 123.85 JPMC 2014 Rp 634,497 Rp 234,488 Rp 19,387,003 0.0206 2.06 Rp 8,643,318 Rp 4,453,086 1.9410 194.10 JPMC 2015 Rp 783,532 Rp 231,475 Rp 22,048,453 0.0250 2.50 Rp 8,815,088 Rp 4,641,667 1.8991 189.91 JPMC 2016 Rp 785,133 Rp 180,866 Rp 18,199,788 0.0332 3.32 Rp 8,966,379 Rp 4,486,797 1.9984 199.84 STDC 2002 Rp 886,141 Rp 545,322 Rp 8,899,794 0.0383 3.83 Rp 4,348,315 Rp 6,058,438 0.7177 71.77 STDC 2003 Rp 898,620 Rp 385,016 Rp 11,167,895 0.0460 4.60 Rp 4,915,235 Rp 7,790,756 0.6309 63.09 STDC 2004 Rp 1,032,547 Rp 340,473 Rp 14,686,908 0.0471 4.71 Rp 6,410,151 Rp 9,209,248 0.6961 69.61 STDC 2005 Rp 1,644,799 Rp 748,486 Rp 19,793,796 0.0453 4.53 Rp 8,156,785 Rp 10,408,802 0.7836 78.36 STDC 2006 Rp 2,090,365 Rp 944,011 Rp 24,855,674 0.0461 4.61 Rp 10,843,134 Rp 12,148,197 0.8926 89.26 STDC 2007 Rp 1,882,951 Rp 820,363 Rp 28,541,469 0.0372 3.72 Rp 14,570,590 Rp 16,660,717 0.8745 87.45 STDC 2008 Rp 2,688,438 Rp 1,075,658 Rp 50,122,965 0.0322 3.22 Rp 20,113,237 Rp 20,515,252 0.9804 98.04 STDC 2009 Rp 2,617,901 Rp 1,058,793 Rp 38,825,062 0.0402 4.02 Rp 20,773,613 Rp 19,122,703 1.0863 108.63 STDC 2010 Rp 2,240,612 Rp 896,996 Rp 39,707,712 0.0338 3.38 Rp 23,187,916 Rp 18,782,285 1.2346 123.46 STDC 2011 Rp 2,633,504 Rp 876,434 Rp 47,517,920 0.0370 3.70 Rp 26,943,620 Rp 24,749,840 1.0886 108.86 STDC 2012 Rp 3,026,766 Rp 987,028 Rp 50,797,848 0.0402 4.02 Rp 32,320,304 Rp 26,407,810 1.2239 122.39 STDC 2013 Rp 3,261,434 Rp 1,282,006 Rp 62,194,720 0.0318 3.18 Rp 34,066,476 Rp 29,987,066 1.1360 113.60 STDC 2014 Rp 3,799,526 Rp 1,380,820 Rp 64,574,847 0.0375 3.75 Rp 30,386,877 Rp 28,137,592 1.0799 107.99 STDC 2015 Rp 4,020,264 Rp 1,544,614 Rp 63,805,420 0.0388 3.88 Rp 27,255,166 Rp 25,391,058 1.0734 107.34 STDC 2016 Rp 3,851,660 Rp 1,359,324 Rp 64,686,001 0.0385 3.85 Rp 25,808,044 Rp 28,961,551 0.8911 89.11
Beban Bunga DPK DR DR Pendapatan Bunga Kredit LR LR
1 2 X2=1/2 % 3 4 X3=3/4 %
JPMC 2002 Rp 137,267 Rp 1,153,069 0.1190 11.90 Rp 161,439 Rp 750,140 0.2152 21.52 JPMC 2003 Rp 75,400 Rp 1,496,694 0.0504 5.04 Rp 130,739 Rp 819,525 0.1595 15.95 JPMC 2004 Rp 55,198 Rp 1,087,137 0.0508 5.08 Rp 117,563 Rp 658,769 0.1785 17.85 JPMC 2005 Rp 115,250 Rp 1,830,964 0.0629 6.29 Rp 233,818 Rp 2,033,670 0.1150 11.50 JPMC 2006 Rp 245,279 Rp 2,146,874 0.1142 11.42 Rp 413,023 Rp 959,023 0.4307 43.07 JPMC 2007 Rp 251,465 Rp 2,375,243 0.1059 10.59 Rp 440,687 Rp 1,282,804 0.3435 34.35 JPMC 2008 Rp 191,366 Rp 1,496,602 0.1279 12.79 Rp 380,282 Rp 1,298,782 0.2928 29.28 JPMC 2009 Rp 166,201 Rp 1,691,406 0.0983 9.83 Rp 354,381 Rp 953,833 0.3715 37.15 JPMC 2010 Rp 129,197 Rp 2,312,796 0.0559 5.59 Rp 283,138 Rp 1,303,332 0.2172 21.72 JPMC 2011 Rp 127,113 Rp 3,053,009 0.0416 4.16 Rp 282,694 Rp 1,784,754 0.1584 15.84 JPMC 2012 Rp 126,871 Rp 2,402,565 0.0528 5.28 Rp 273,170 Rp 2,906,847 0.0940 9.40 JPMC 2013 Rp 161,581 Rp 5,527,192 0.0292 2.92 Rp 366,822 Rp 6,845,423 0.0536 5.36 JPMC 2014 Rp 234,488 Rp 4,453,086 0.0527 5.27 Rp 634,497 Rp 8,643,318 0.0734 7.34 JPMC 2015 Rp 231,475 Rp 4,641,667 0.0499 4.99 Rp 783,532 Rp 8,815,088 0.0889 8.89 JPMC 2016 Rp 180,866 Rp 4,486,797 0.0403 4.03 Rp 785,133 Rp 8,966,379 0.0876 8.76 STDC 2002 Rp 545,322 Rp 6,058,438 0.0900 9.00 Rp 886,141 Rp 4,348,315 0.2038 20.38 STDC 2003 Rp 385,016 Rp 7,790,756 0.0494 4.94 Rp 898,620 Rp 4,915,235 0.1828 18.28 STDC 2004 Rp 340,473 Rp 9,209,248 0.0370 3.70 Rp 1,032,547 Rp 6,410,151 0.1611 16.11 STDC 2005 Rp 748,486 Rp 10,408,802 0.0719 7.19 Rp 1,644,799 Rp 8,156,785 0.2016 20.16 STDC 2006 Rp 944,011 Rp 12,148,197 0.0777 7.77 Rp 2,090,365 Rp 10,843,134 0.1928 19.28 STDC 2007 Rp 820,363 Rp 16,660,717 0.0492 4.92 Rp 1,882,951 Rp 14,570,590 0.1292 12.92 STDC 2008 Rp 1,075,658 Rp 20,515,252 0.0524 5.24 Rp 2,688,438 Rp 20,113,237 0.1337 13.37 STDC 2009 Rp 1,058,793 Rp 19,122,703 0.0554 5.54 Rp 2,617,901 Rp 20,773,613 0.1260 12.60 STDC 2010 Rp 896,996 Rp 18,782,285 0.0478 4.78 Rp 2,240,612 Rp 23,187,916 0.0966 9.66 STDC 2011 Rp 876,434 Rp 24,749,840 0.0354 3.54 Rp 2,633,504 Rp 26,943,620 0.0977 9.77 STDC 2012 Rp 987,028 Rp 26,407,810 0.0374 3.74 Rp 3,026,766 Rp 32,320,304 0.0936 9.36 STDC 2013 Rp 1,282,006 Rp 29,987,066 0.0428 4.28 Rp 3,261,434 Rp 34,066,476 0.0957 9.57 STDC 2014 Rp 1,380,820 Rp 28,137,592 0.0491 4.91 Rp 3,799,526 Rp 30,386,877 0.1250 12.50 STDC 2015 Rp 1,544,614 Rp 25,391,058 0.0608 6.08 Rp 4,020,264 Rp 27,255,166 0.1475 14.75 STDC 2016 Rp 1,359,324 Rp 28,961,551 0.0469 4.69 Rp 3,851,660 Rp 25,808,044 0.1492 14.92
Modal ATMR CAR CAR Laba sebelum pajak Total Aktiva ROA ROA
1 2 X5=1/2 % 3 4 X6=3/4 %
JPMC 2002 Rp 339,069 Rp 1,079,853 0.3140 31.40 Rp 33,887 Rp 3,870,583 0.0088 0.88 JPMC 2003 Rp 338,945 Rp 1,268,462 0.2672 26.72 Rp 154,187 Rp 2,283,456 0.0675 6.75 JPMC 2004 Rp 333,296 Rp 991,601 0.3361 33.61 Rp 283,407 Rp 1,960,088 0.1446 14.46 JPMC 2005 Rp 343,521 Rp 2,872,427 0.1196 11.96 Rp 64,925 Rp 4,204,521 0.0154 1.54 JPMC 2006 Rp 518,439 Rp 3,104,698 0.1670 16.70 Rp 335,609 Rp 5,782,247 0.0580 5.80 JPMC 2007 Rp 1,434,852 Rp 4,061,698 0.3533 35.33 Rp 463,118 Rp 6,351,190 0.0729 7.29 JPMC 2008 Rp 1,611,781 Rp 4,810,688 0.3350 33.50 Rp 425,607 Rp 7,719,709 0.0551 5.51 JPMC 2009 Rp 1,475,748 Rp 3,583,891 0.4118 41.18 Rp 838,042 Rp 7,318,344 0.1145 11.45 JPMC 2010 Rp 1,401,742 Rp 3,846,400 0.3644 36.44 Rp 355,517 Rp 4,828,894 0.0736 7.36 JPMC 2011 Rp 1,391,742 Rp 4,665,966 0.2983 29.83 Rp 444,890 Rp 8,234,355 0.0540 5.40 JPMC 2012 Rp 1,457,768 Rp 3,739,972 0.3898 38.98 Rp 290,814 Rp 11,597,804 0.0251 2.51 JPMC 2013 Rp 3,503,393 Rp 10,670,859 0.3283 32.83 Rp 592,350 Rp 17,993,455 0.0329 3.29 JPMC 2014 Rp 3,643,200 Rp 8,487,175 0.4293 42.93 Rp 714,205 Rp 19,387,003 0.0368 3.68 JPMC 2015 Rp 4,004,729 Rp 9,252,079 0.4328 43.28 Rp 320,444 Rp 22,048,453 0.0145 1.45 JPMC 2016 Rp 4,006,442 Rp 9,249,891 0.4331 43.31 Rp 488,771 Rp 18,199,788 0.0269 2.69 STDC 2002 Rp 878,097 Rp 6,557,649 0.1339 13.39 Rp 234,909 Rp 8,899,794 0.0264 2.64 STDC 2003 Rp 926,319 Rp 7,446,052 0.1244 12.44 Rp 427,065 Rp 11,167,895 0.0382 3.82 STDC 2004 Rp 950,559 Rp 10,345,342 0.0919 9.19 Rp 570,131 Rp 14,686,908 0.0388 3.88 STDC 2005 Rp 1,588,230 Rp 11,680,172 0.1360 13.60 Rp 1,005,681 Rp 19,793,796 0.0508 5.08 STDC 2006 Rp 2,452,774 Rp 15,409,784 0.1592 15.92 Rp 1,054,925 Rp 24,855,674 0.0424 4.24 STDC 2007 Rp 2,379,408 Rp 17,841,992 0.1334 13.34 Rp 856,017 Rp 28,541,469 0.0300 3.00 STDC 2008 Rp 3,478,973 Rp 26,119,495 0.1332 13.32 Rp 959,634 Rp 50,122,965 0.0191 1.91 STDC 2009 Rp 3,125,142 Rp 21,451,932 0.1457 14.57 Rp 939,846 Rp 38,825,062 0.0242 2.42 STDC 2010 Rp 4,049,199 Rp 28,206,667 0.1436 14.36 Rp 625,643 Rp 39,707,712 0.0158 1.58 STDC 2011 Rp 5,005,604 Rp 35,505,714 0.1410 14.10 Rp 1,265,144 Rp 47,517,920 0.0266 2.66 STDC 2012 Rp 6,844,101 Rp 40,701,646 0.1682 16.82 Rp 1,351,999 Rp 50,797,848 0.0266 2.66 STDC 2013 Rp 7,028,590 Rp 48,502,951 0.1449 14.49 Rp 244,083 Rp 62,194,720 0.0039 0.39 STDC 2014 Rp 7,417,272 Rp 43,970,688 0.1687 16.87 Rp 947,150 Rp 64,574,847 0.0147 1.47 STDC 2015 Rp 7,173,681 Rp 44,667,161 0.1606 16.06 Rp 385,494 Rp 63,805,420 0.0060 0.60 STDC 2016 Rp 7,530,390 Rp 45,389,503 0.1659 16.59 Rp 361,424 Rp 64,686,001 0.0056 0.56
Lampiran 4
Tabel Data Faktor Eksternal
Inflasi Kurs BIRate GDP Krismon (D)
X7 X8 X9 X10 X11
2002 10.03 Rp 8,940 12.93 4.50 0
2003 5.06 Rp 8,465 8.31 4.80 0
2004 6.40 Rp 9,290 7.43 5.00 0
2005 17.11 Rp 9,830 12.75 5.70 0
2006 6.60 Rp 9,020 9.75 5.50 0
2007 6.59 Rp 9,419 8.00 6.40 0
2008 11.06 Rp 10,950 9.25 6.00 1
2009 2.78 Rp 9,400 7.14 4.60 1
2010 7.00 Rp 8,991 6.50 6.10 0
2011 3.80 Rp 9,068 6.58 6.49 0
2012 4.30 Rp 9,670 5.77 6.23 0
2013 8.40 Rp 12,189 6.48 5.78 0
2014 8.40 Rp 12,440 7.54 5.02 0
2015 3.40 Rp 13,795 7.52 4.79 0
2016 3.00 Rp 13,436 6.67 5.02 0
