PT MNC KAPITAL INDONESIA Tbk DAN ENTITAS ANAK/AND ITS SUBSIDIARIES DAFTAR ISI /TABLE OF CONTENTS. Halaman/ Pages

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SURAT PERNYATAAN DIREKSI DIRECTOR’S STATEMENT LETTER

LAPORAN AUDITOR INDEPENDEN INDEPENDENT AUDITORS’ REPORT

LAPORAN KEUANGAN KONSOLIDASIAN: CONSOLIDATED FINANCIAL

STATEMENTS:

Untuk Tahun yang Berakhir Tanggal 31 Desember 2021

For the Year Ended December 31, 2021 LAPORAN POSISI KEUANGAN

KONSOLIDASIAN

1 CONSOLIDATED STATEMENT OF

FINANCIAL POSITION LAPORAN LABA ATAU RUGI DAN

PENGHASILAN KOMPREHENSIF LAIN KONSOLIDASIAN

3

CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME LAPORAN PERUBAHAN EKUITAS

KONSOLIDASIAN

4 CONSOLIDATED STATEMENT OF

CHANGES IN EQUITY

LAPORAN ARUS KAS KONSOLIDASIAN 5 CONSOLIDATED STATEMENT OF

CASH FLOWS CATATAN ATAS LAPORAN KEUANGAN

KONSOLIDASIAN

6 NOTES TO CONSOLIDATED

FINANCIAL STATEMENTS

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ASET ASSETS

Kas dan setara kas 5 2.827.492 1.758.171 Cash and cash equivalents

Deposito pada Lembaga Deposits to Indonesian Clearing

Kliring dan Penjaminan Efek Indonesia 6 8.353 8.103 and Securities Guarantee Institution

Piutang dari Lembaga Kliring dan Receivables from Indonesian Clearing

Penjaminan Efek Indonesia 6 291.740 340.136 and Securities Guarantee Institution

Piutang nasabah 7 474.897 680.541 Receivables from customers

Efek-efek 8 Securities

Pihak berelasi 274.461 349.897 Related parties

Pihak ketiga 4.308.196 3.695.181 Third parties

Piutang pembiayaan 9 Financing receivables

Cadangan kerugian penurunan nilai (13.338) (15.447) Allowance for impairment losses

Kredit 10 Loans

Piutang pembiayaan Murabahah 11 Murabahah financing receivables

Pihak ketiga 3.674 89 Third parties

Cadangan kerugian penurunan nilai - (12) Allowance for impairment losses

Piutang pembiayaan Musyarakah Mutanaqisah 12 Musyarakah Mutanaqisah financing receivables

Pihak ketiga 21.610 13.316 Third parties

Cadangan kerugian penurunan nilai (7) (342) Allowance for impairment losses

Premi dan aset reasuransi 13 Premium and reinsurance assets

Pihak ketiga 304.095 310.482 Third parties

Aset tetap - bersih 14 181.972 204.704 Property and equipment - net

Aset Al - Ijarah - bersih 15 - 240 Al - Ijarah assets - net

Goodwill 16 369.443 369.443 Goodwill

Aset pajak tangguhan 40 380.742 387.845 Deferred tax assets

Aset lain-lain 17 2.495.600 2.584.918 Other assets

JUMLAH ASET 21.653.968 19.101.546 TOTAL ASSETS

Lihat catatan atas laporan keuangan konsolidasian yang merupakan See accompanying notes to consolidated financial statements

bagian yang tidak terpisahkan dari laporan keuangan konsolidasian. which are an integral part of the consolidated financial statements.

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LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

LIABILITAS LIABILITIES

Simpanan 18 Deposits

Pihak berelasi 1.524.695 753.682 Related parties

Simpanan dari bank lain 19 130.675 490.103 Deposits from other banks

Liabilitas segera 69.299 173.797 Liabilities immediately payable

Utang kepada Payables to

Lembaga Kliring dan Penjaminan Indonesian Clearing

Efek Indonesia 6 385.506 421.663 and Securities Guarantee Institution

Utang Nasabah 20 347.083 498.855 Customers payables

Utang reasuransi dan utang lain-lain 21 248.233 232.033 Reinsurance and other payables

Utang pajak 40 29.696 25.398 Taxes payables

Liabilitas kontrak asuransi dan investasi 22 573.363 534.608 Insurance and investment contracts liability

Utang bank dan institusi keuangan Loans from bank and non-bank

non-bank 23 926.766 976.791 financial institutions

Utang Al-Musyarakah 24 179.253 194.891 Al-Musyarakah loan

Utang Al-Mudharabah 25 3.065 1.000 Al-Mudharabah loan

Utang obligasi 26 299.155 298.673 Bonds payable

Utang sewa pembiayaan 27 13.705 9.523 Obligations under finance lease

Liabilitas imbalan pasca kerja 28 56.998 77.035 Employee benefits obligation

Liabilitas lain-lain 29 1.259.914 1.004.533 Other liabilities

JUMLAH LIABILITAS 15.646.157 14.007.712 TOTAL LIABILITIES

EKUITAS EQUITY

Modal saham - nilai nominal Rp 100 per saham Capital stock - Rp 100 per value per share

Modal dasar - 150.000.000.000 saham Authorized - 150,000,000,000 shares

Modal ditempatkan dan disetor penuh - Issued and fully paid -

42.618.850.927 saham pada 31 Desember 2021 dan 42,618,850,927 shares on December 31, 2021 and

39.760.851.927 pada 31 Desember 2020 30 4.261.885 3.976.085 39,760,851,927 on December 31, 2020

Tambahan modal disetor 31 1.312.867 1.184.910 Additional paid-in capital

Modal lain-lain - Other capital -

opsi saham karyawan 32 - 26.532 employee stock options

Komponen ekuitas lainnya 33 (712.210) (729.604) Other equity components

Saldo laba: Retained earnings:

Ditentukan penggunaannya 3.500 3.500 Appropriated

Belum ditentukan penggunaannya 413.269 271.088 Unappropriated

Dikurangi biaya perolehan saham yang

diperoleh kembali 34 (126.033) (126.033) Less cost of treasury stock

Ekuitas yang dapat diatribusikan kepada Equity attributable to

Pemilik entitas induk 5.153.278 4.606.478 The owners of the Company

Kepentingan non-pengendali 35 854.533 487.356 Non-controlling interests

JUMLAH EKUITAS 6.007.811 5.093.834 TOTAL EQUITY

JUMLAH LIABILITAS DAN EKUITAS 21.653.968 19.101.546 TOTAL LIABILITES AND EQUITY

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PENDAPATAN REVENUES

Pendapatan bunga dan dividen 36 1.531.716 1.618.002 Interest and dividends income

Pendapatan pasar modal 36 433.796 150.151 Capital market income

Pendapatan premi bersih 36 371.512 427.158 Net premium income

Pendapatan digital 36 144.590 72.123 Digital income

Pendapatan pembiayaan syariah 36 27.408 31.456 Syariah financing lease income

Pendapatan operasional lainnya 36 226.120 358.342 Other Operating Income

Jumlah Pendapatan 2.735.142 2.657.232 Total Revenues

BEBAN EXPENSES

Beban umum dan administrasi 37 1.233.850 1.045.425 General and administrative expenses

Beban bunga 38 794.941 903.740 Interest expenses

Klaim dan manfaat 224.720 448.869 Claims and benefits

Penurunan nilai 83.660 77.187 Impairment losses

Komisi neto 23.753 8.187 Net commission

Beban bagi hasil syariah 23.094 5.699 Syariah profit sharing expenses

Beban administrasi 6.392 7.341 Bank charges

Lain-lain - bersih 39 177.685 76.170 Others - net

Jumlah Beban 2.568.095 2.572.618 Total Expenses

LABA SEBELUM PAJAK PENGHASILAN 167.047 84.614 PROFIT BEFORE INCOME TAX

BEBAN PAJAK - BERSIH 40 (19.877) (19.089) INCOME TAX EXPENSE - NET

LABA BERSIH TAHUN BERJALAN 147.170 65.525 PROFIT FOR THE YEAR

PENGHASILAN KOMPREHENSIF LAIN, OTHER COMPREHENSIVE INCOME,

SETELAH PAJAK NET OF TAX

Pos yang tidak akan direklasifikasi ke laba rugi Item that will not be reclassified to profit or loss

Pengukuran kembali atas kewajiban Remeasurement of defined benefits

imbalan pasti 2.337 1.997 obligation

Pos yang akan direklasifikasi ke laba rugi Item that may be reclassified to profit or loss

Kerugian dari perubahan nilai aset keuangan Loss on changes in value financial assets

yang diukur pada nilai wajar at fair value through

melalui penghasilan komprehensif lain (6.021) (4.294) other comprehensive income

Jumlah penghasilan komprehensif lain, Total other comprehensive income,

setelah pajak (3.684) (2.297) net of tax

PENGHASILAN KOMPREHENSIF LAIN OTHER COMPREHENSIVE INCOME

TAHUN BERJALAN, SETELAH PAJAK 143.486 63.228 FOR THE YEAR, NET OF TAX

LABA BERSIH YANG DIATRIBUSIKAN KEPADA: PROFIT ATTRIBUTABLE TO:

Pemilik entitas induk 142.181 62.078 Owners of the Company

Kepentingan non-pengendali 4.989 3.447 Non-controlling interests

JUMLAH 147.170 65.525 TOTAL

PENGHASILAN KOMPREHENSIF COMPREHENSIVE INCOME

YANG DIATRIBUSIKAN KEPADA: ATTRIBUTABLE TO:

Pemilik entitas induk 142.372 45.630 Owners of the Company

Kepentingan non-pengendali 1.114 17.598 Non-controlling interests

JUMLAH 143.486 63.228 TOTAL

LABA PER SAHAM EARNINGS PER SHARE

(Rupiah penuh) (Full rupiah amount)

Dasar 3,38 1,57 Basic

Lihat catatan atas laporan keuangan konsolidasian yang merupakan See accompanying notes to consolidated financial statements

bagian yang tidak terpisahkan dari laporan keuangan konsolidasian which are an integral part of the consolidated financial statements

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Selisih

Selisih transaksi

transaksi perubahan

perubahan ekuitas ekuitas Ekuitas yang dapat

Modal dengan pihak entitas Diatribusikan

ditempatkan Tambahan Modal Modal lain-lain non-pengendali/ Pengukuran kembali anak/ kepada

dan modal saham opsi saham Difference in atas kewajiban Difference pemilik entitas

disetor Penuh/ disetor/ diperoleh karyawan/ value of equity imbalan pasti/ due to Sudah Belum induk/ Kepentingan

Issued and Additional kembali/ Other capital - transaction with Remeasurement of changes in ditentukan ditentukan Equity attributable non-pengendali/

fully paid paid-in Treasury employee non-controlling defined benefits equity of penggunaannya/ penggunaannya/ to the owners of Non-controlling Jumlah ekuitas/

capital stock capital stock stock option interest obligations subsidiaries Appropriated Unappropriated the company interests Total equity

Saldo per 1 Januari 2020 3.890.637 1.150.730 (17.559) 26.532 (100.143) (287.996) 12.527 4.176 3.500 232.800 4.915.204 630.775 5.545.979 Balance as of January 1, 2020

Perubahan atas implementasi awal Changes in initial implementation

PSAK 71 - - - - - - - - - (23.790) (23.790) (23.387) (47.177) of PSAK 71 Saldo awal yang disajikan kembali 3.890.637 1.150.730 (17.559) 26.532 (100.143) (287.996) 12.527 4.176 3.500 209.010 4.891.414 607.388 5.498.802 Restated beginning balance Laba bersih tahun berjalan - - - - - - - - - 62.078 62.078 3.447 65.525 Net profit for the year Pendapatan komprehensif lainnya - - - - (17.208) - 760 - - - (16.448) 14.151 (2.297) Other comprehensive income

Penerbitan saham tanpa hak memesan efek Stock issuance

terlebih dahulu 85.448 34.180 - - - - - - - - 119.628 - 119.628 Without preemptive rights

Selisih transaksi perubahan ekuitas Difference in value of equity transaction

dengan pihak non-pengendali - - - - - (327.874) - - - - (327.874) (145.659) (473.533) with non-controlling interest

Pembelian saham diperoleh kembali - - -

oleh Entitas Anak - - (108.474) - - - - - - - (108.474) - (108.474) Sale of treasury stock by subsidiary Perubahan ekuitas entitas anak - - - - - - - (13.846) - - (13.846) 8.029 (5.817) Changes in equity of subsidiaries Saldo per 31 Desember 2020 3.976.085 1.184.910 (126.033) 26.532 (117.351) (615.870) 13.287 (9.670) 3.500 271.088 4.606.478 487.356 5.093.834 Balance as of December 31, 2020

Laba bersih tahun berjalan - - - - - - - - - 142.181 142.181 4.989 147.170 Net profit for the year Pendapatan komprehensif lainnya - - - - (1.282) - 1.473 - - - 191 (3.875) (3.684) Other comprehensive income

Penerbitan saham tanpa hak Stock issuance

memesan efek terlebih dahulu 285.800 100.030 - - - - - - - - 385.830 - 385.830 Without preemptive rights

Setoran modal non pengendali Stock subscription from

pada entitas anak - - - - - - - - - - 288.018 288.018 non-controlling interests

Selisih transaksi perubahan ekuitas Difference in value of equity transaction

dengan pihak non-pengendali - - - - - 67.496 - - - - 67.496 13.004 80.500 with non-controlling interest Opsi saham karyawan - 26.532 - (26.532) - - - - - - - - - Emplyee stock option Perubahan ekuitas entitas anak - 1.395 - - - - - (50.293) - - (48.898) 65.041 16.143 Changes in equity of subsidiaries Saldo per 31 Desember 2021 4.261.885 1.312.867 (126.033) - (118.633) (548.374) 14.760 (59.963) 3.500 413.269 5.153.278 854.533 6.007.811 Balance as of December 31, 2021

Saldo laba/ Retained earnings pada nilai wajar

melalui penghasilan komprehensif

lain - bersih/

Unrelized gain of financial

assets measured at fair

value of other comprehensive

income - net

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ARUS KAS DARI AKTIVITAS OPERASI CASH FLOWS FROM OPERATING ACTIVITIES

Bunga, provisi dan komisi kredit yang diterima 1.041.769 994.454 Interest, loan commissions and fees received

Bunga dan premi penjamin yang dibayar (580.095) (602.362) Interest and guarantee premium paid

Penjualan portofolio efek 119.320 266.396 Proceeds from sale of securities owned

Penerimaan dari premi dan klaim reasuransi 383.641 290.854 Receipts from premium and reinsurance claims

Penerimaan dari transaksi pasar modal 366.402 74.100 Receipts from capital market transaction

Pembayaran pajak (20.178) (29.736) Payments for taxes

Pembayaran kepada karyawan (485.701) (419.927) Payments to employees

Penerimaan (pembayaran) dari pemasok 253.436 412.575 Receipts (payements) from suppliers

Penerimaan dari nasabah 273.083 232.424 Receipts from customers

Perolehan portofolio efek (90.668) (318.376) Acquisitions of securities

Arus kas operasi sebelum perubahan dalam aset Operating cash flows before changes in operating

dan liabilitas operasi 1.261.009 900.402 assets and liabilities

Penurunan (kenaikan) aset operasi Decrease (increase) in operating assets

Tagihan derivatif 4.111 (3.841) Derivative receivable

Kredit (1.441.162) 355.862 Loans

Efek-efek 291.660 (207.829) Securities

Aset lain-lain 22.649 (362.634) Other assets

Kenaikan (penurunan) liabilitas operasi Increase (decrease) in operating liabilities

Simpanan 2.054.636 764.077 Deposits

Liabilitas lain-lain (43.015) 41.797 Other Liabilities

Liabilitas segera (104.497) 125.386 Liabilities payable immediately

Liabilitas derivatif 8 129 Derivative payable

Simpanan dari bank lain (359.428) 96.388 Deposits from other banks

Kas Bersih diperoleh dari Aktivitas Operasi 1.685.971 1.709.737 Net Cash provided by Operating Activities

ARUS KAS DARI AKTIVITAS INVESTASI CASH FLOWS FROM INVESTING ACTIVITIES

Kas dan setara kas dari akuisisi entitas anak Cash and cash equivalents from subsidiaries

setelah dikurangi biaya akuisisi - 4.298 acquired less acquisition cost

Penerimaan dari penjualan aset tetap 20.429 32.537 Proceeds from sale of property and equipment

Penerimaan dividen 492 110 Dividends received

Perolehan aset tetap (28.646) (34.744) Acquisitions of property and equipment

Pencairan (penempatan) investasi (79.989) 145.642 Redemption (placement) of investments

Kas Bersih diperoleh dari (digunakan untuk) Aktivitas Investasi (87.714) 147.843 Net Cash provided by (used in) Investing Activities

ARUS KAS DARI AKTIVITAS PENDANAAN CASH FLOWS FROM FINANCING ACTIVITIES

Penerimaan pinjaman 2.370.676 490.527 Proceeds from borrowings

Penerimaan setoran modal saham Proceeds from issuance of capital stock

dari pihak non-pengendali entitas anak 288.018 - from non-controlling interest of subsidiaries

Pembayaran bunga (237.384) (259.241) Payments of interest

Pembayaran pinjaman pada pihak ketiga (2.935.726) (1.493.909) Payments of loans to third parties

Kas Bersih digunakan untuk Aktivitas Pendanaan (514.416) (1.262.623) Net Cash used in Financing Activities

KENAIKAN BERSIH NET INCREASE IN

KAS DAN SETARA KAS 1.083.841 594.957 CASH AND CASH EQUIVALENTS

Pengaruh perubahan selisih kurs Net foreign exchange difference

terhadap kas dan setara kas (14.520) (14.181) on cash and cash equivalents

KAS DAN SETARA KAS PADA CASH AND CASH EQUIVALENTS

AWAL TAHUN 1.758.171 1.177.395 AT THE BEGINNING OF THE YEAR

KAS DAN SETARA KAS PADA CASH AND CASH EQUIVALENTS

AKHIR TAHUN 2.827.492 1.758.171 AT THE END OF THE YEAR

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1. UMUM 1. GENERAL

a. Pendirian Entitas a. The Entity’s Establishment PT MNC Kapital Indonesia Tbk (“Entitas”) didirikan

dengan nama PT Bhakti Capital Indonesia Tbk berdasarkan Akta Notaris dari Rachmat Santoso, S.H., Notaris di Jakarta, No. 100 tanggal 15 Juli 1999. Akta Pendirian ini disahkan oleh Menteri Kehakiman Republik Indonesia dalam Surat Keputusannya No. C- 16030.HT.01.01.Th.99 tanggal 6 September 1999 serta diumumkan dalam Lembaran Berita Negara Republik Indonesia No. 27 tanggal 3 April 2001, Tambahan No.

2097.

PT MNC Kapital Indonesia Tbk (Entity) was established under the name PT Bhakti Capital Indonesia Tbk based on the Notarial Deed No. 100 of Rachmat Santoso, S.H., a Notary in Jakarta, dated July 15,1999. The Deed of Establishment was approved by the Ministry of Justice of the Republic of Indonesia in its Decree No. C- 16030.HT.01.01.Th.99 dated September 6, 1999 and was published in the State Gazette No. 27 dated April 3, 2001, Supplement No. 2097.

Berdasarkan akta No. 23 tanggal 7 November 2012 nama Entitas diubah menjadi PT MNC Kapital Indonesia Tbk.

Perubahan tersebut telah mendapat persetujuan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia, berdasarkan surat keputusan No.AHU-62954.AH.01.02.

2012 tanggal 7 Desember 2012.

Based on Notarial Deed No. 23 dated November 7, 2012, the Entity’s name was changed to PT MNC Kapital Indonesia Tbk. This change was approved by the Minister of Law and Human Rights of the Republic of Indonesia through decision letter No. AHU-62954.AH.01.02.2012 dated December 7, 2012.

Entitas induk adalah PT MNC Investama Tbk. The Entity's parent is PT MNC Investama Tbk.

Anggaran Dasar Entitas telah mengalami beberapa kali perubahan. Perubahan terakhir Anggaran Dasar Entitas berdasarkan Akta No. 27 tanggal 23 Maret 2021 yang dibuat di hadapan Aulia Taufani, SH., Notaris di Kota Administrasi Jakarta Selatan, sehubungan dengan peningkatan Modal Ditempatkan/Disetor yang telah diterima dan dicatat dalam sistem pelaporan Kementerian Hukum dan Hak Asasi Manusia Republik Indonesia berdasarkan Surat No.AHU-AH.01.03-0244174 tertanggal 19 April 2021.

The Entity’s Articles of Association has been amended several times. The latest amendment is based on Notarial Deed No. 27 dated March 23, 2021 of Aulia Taufani, SH,Notary in South Jakarta, regarding to the increase in of issued/paid-up capital which was received and recorded in the system database of the Ministry of Laws and Human Rights of the Republic of Indonesia under Letter No. AHU-AH.01.03-0244174 dated April 19, 2021.

Sesuai dengan pasal 3 Anggaran Dasar Entitas, ruang lingkup kegiatan Entitas meliputi antara lain:

In accordance with article 3 of the Entity’s Articles of Association, the scope of Entity’s activities include the following:

 Menjalankan usaha-usaha bidang jasa pada umumnya, kecuali jasa dalam bidang hukum dan pajak;

 Provide services related to general services, except in legal and tax services;

 Menjalankan usaha dalam bidang perindustrian;  Provide services related to industrial services;

 Menjalankan usaha dalam bidang perdagangan;  Provide services related to trading sector;

 Mendirikan dan ikut serta dalam Entitas dan badan hukum/badan usaha lain, baik di dalam negeri maupun di luar negeri.

 Establish and participate in companies and corporations/other entities, both domestic and abroad.

Entitas berlokasi di kantor pusat MNC Financial Center, lantai 21, Jalan Kebon Sirih No. 21-27, Jakarta 10340, Indonesia.

The Entity’s head office is located at MNC Financial Center, 21st floor, Jalan Kebon Sirih No. 21-27, Jakarta 10340, Indonesia.

Entitas mulai melakukan kegiatan usaha secara komersial pada tanggal 19 Mei 2000.

The Entity started its commercial operations on May 19, 2000.

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1. UMUM (lanjutan) 1. GENERAL (continued)

b. Penawaran Saham Umum Entitas b. Initial Public Offering Entitas memperoleh pernyataan efektif dari Ketua

Bapepam (sekarang Otoritas Jasa Keuangan (OJK)) berdasarkan Surat Keputusan No. S-1096/PM/2001 tanggal 18 Mei 2001 untuk melakukan penawaran umum atas 250.000.000 saham Entitas dengan nilai nominal Rp 100 per saham dan harga penawaran Rp 250 per saham kepada masyarakat. Saham Entitas telah dicatat di Bursa Efek Jakarta dan Surabaya pada tanggal 8 Juni 2001.

The Entity obtained the notice of effectivity from the Chairman of Bapepam (currently The Financial Services Authority (OJK)) through decree No.S-1096/PM/2001 dated May 18, 2001 for its public offering of 250,000,000 shares with par value of Rp 100 per share at the offering price of Rp 250 per share to the public.

The Entity’s shares were listed in the Jakarta and Surabaya Stock Exchanges on June 8, 2001.

Pada tanggal 16 Oktober 2012, Entitas memperoleh persetujuan dari Direktur Bursa Efek Indonesia dengan suratnya No. S-07068/BEI.PPJ/10-2012 terkait pencatatan saham tambahan yang berasal dari Penambahan Modal Tanpa Hak Memesan Efek Terlebih Dahulu (HMETD) sebanyak 87.500.000 saham.

On October 16, 2012, the Entity obtained an approval from the Director of Indonesia Stock Exchange in his letter No. S-07068/BEI.PPJ/10-2012 for the listing of additional 87,500,000 shares through Rights Issue without Preemptive Rights to the shareholders.

Pada tanggal 20 Juni 2014, Entitas memperoleh pernyataan efektif dari Dewan Komisaris Otoritas Jasa Keuangan (OJK) dengan suratnya No.S-290/D.04/2014 untuk melakukan Penawaran Umum Terbatas I (“PUT I”) dalam rangka penerbitan Hak Memesan Efek Terlebih Dahulu (“HMETD”) sebanyak-banyaknya 2.615.276.045 saham biasa dengan nilai nominal Rp 100 per saham dan harga penawaran Rp 900 per saham.

Setiap pemegang saham Entitas yang mempunyai 11 saham pada tanggal 2 Juli 2014 mempunyai 21 HMETD untuk membeli 21 saham baru dengan harga penawaran Rp 900 per saham.

On June 20, 2014, the Entity obtained the statement of effectivity from the Commissioner of the Financial Services Authority (OJK) with letter No.S-290/D.04/2014 for the Limited Public Offering I (PUT I) through Rights Issue with Preemptive Rights (HMETD) to the shareholders at a maximum of 2,615,276,045 shares with par value of Rp 100 per share at an offering price of Rp 900 per share. Every shareholder with 11 shares as of July 2, 2014 has 21 preemptive rights to purchase 21 shares at an offering price of Rp 900 per share.

Pada tanggal 14 April 2015, Entitas telah melakukan pelaksanaan penambahan modal tanpa HMETD

sebanyak 128.823.255 saham dengan nilai nominal Rp 100 per saham, dan harga pelaksanaan sebesar Rp 1.800 per saham. Penambahan saham tanpa HMETD tersebut, sebelumnya telah memperoleh persetujuan RUPS Luar Biasa Perseroan tanggal 28 April 2014 yang Berita Acara Rapatnya termuat dalam Akta Notaris No. 94 tanggal 28 April 2014, dibuat dihadapan Aryanti Artisari, S.H., M.Kn, Notaris di Jakarta Selatan.

Penambahan saham tersebut telah dicatatkan pada Bursa Efek Indonesia pada tanggal 14 April 2015.

On April 14, 2015, the Entity carried-out a share subscription without preemptive rights (HMETD) amounting to 128,823,255 shares with par value of Rp 100 per share and exercise price amounting to Rp 1,800 per share. The Rights Issue without HMETD was approved during the Extraordinary Meeting of Shareholders on April 28, 2014 in which the Minutes of the Extraordinary Meeting of Shareholders is stated in Notarial Deed No. 94 dated April 28, 2014 of Aryanti Artisari, S.H., M.Kn, Notary in South Jakarta. The additional shares have been recorded with the Indonesia Stock Exchange on April 14, 2015.

Pada tanggal 25 September 2015, Entitas memperoleh pernyataan efektif dari Dewan Komisioner Otoritas Jasa Keuangan (OJK) dengan suratnya No.S-438/D.04/2015 untuk melakukan Penawaran Umum Terbatas II (“PUT II”) dalam rangka penerbitan HMETD dengan rincian sebagai berikut:

On September 25, 2015, the Entity obtained the statement of effectivity from the Commissioner of the Financial Services Authority (OJK) under letter No. S-438/D.04/2015 for the Limited Public Offering II (PUT II) through Pre-emptive Rights (HMETD) with the following details:

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b. Penawaran Saham Umum Entitas (lanjutan) b. Initial Public Offering (continued)

 Jumlah maksimum saham baru yang akan ditawarkan adalah 551.474.960 saham biasa dengan harga pelaksanaan sebesar Rp 1.500 per saham, sehingga sebanyak-banyaknya bernilai Rp 827.212.440.000 dengan ketentuan setiap pemegang 15 (lima belas) saham berhak atas 2 (dua) HMETD, dimana setiap 1 HMETD berhak untuk membeli 1 saham baru.

 The maximum number of new shares that will be offered is 551,474,960 ordinary shares at an exercise price of Rp 1,500 per share, equal to maximum of Rp 827,212,440,000 where each holder of 15 (fifteen) shares are entitled to 2 pre-emptive right, whereby 1 pre-emptive right shall be entitled to purchase 1 new share.

 Penerbitan sebanyak-banyaknya 551.474.960 Waran Seri I, dimana untuk setiap 1 saham hasil pelaksanaan HMETD tersebut melekat 1 waran seri I yang akan diberikan secara cuma-cuma dan setiap 1 Waran seri I memiliki hak untuk membeli 1 saham Entitas dengan nilai nominal Rp 100 per saham dengan harga pelaksanaan Rp 1.500 per saham, sehingga sebanyak- banyaknya bernilai Rp 827.212.440.000 yang dapat dilaksanakan mulai 11 April 2016 sampai tanggal 7 Oktober 2016. Sampai dengan 31 Desember 2016, jumlah yang telah dilaksanakan Waran Seri I adalah 549.519.579 waran.

 The issuance of a maximum of 551,474,960 Warrant Series I, wherein for every 1 share arising from the execution of the pre-emptive rights will be given 1 Warrant Series I free of charge and every 1 Warrant Series I has the right to purchase 1 share of the Entity with par value of Rp 100 per share at an exercise price of Rp 1,500 per share, equal to a maximum amount of Rp 827,212,440,000, which can be exercised starting on April 11, 2016 to October 7, 2016. As of December 31, 2016, the total Warrant Series I exercised was 549,519,579 warrants.

Pada tanggal 3 Mei 2016, berdasarkan Rapat Umum Pemegang Saham telah disetujui penerbitan saham tambahan hingga 328.256.955 lembar berasal dari Penambahan Modal Tanpa Hak Memesan Efek Terlebih Dahulu (HMETD).

On May 3, 2016, based on the Annual General Meeting of the Shareholders, it was agreed to issue additional shares up to 328,256,955 shares through Rights Issue without Preemptive Rights to the shareholders.

Pada tanggal 17 Mei 2016, Direktur Bursa Efek Indonesia dengan suratnya No. S-03146/BEI.PP2/05- 2016, menyetujui pencatatan saham tambahan sebanyak 232.207.479 lembar.

Pada tanggal 30 Mei 2017, berdasarkan Rapat Umum Pemegang Saham Luar Biasa telah disetujui penerbitan saham tambahan hingga 406.627.281 lembar berasal dari Penambahan Modal Tanpa HMETD.

Pada tanggal 3 April 2018, Direktur Bursa Efek Indonesia dengan suratnya No. S-01969/BEI.PP2/04- 2018, menyetujui pencatatan saham tambahan sebanyak 15.822.785 lembar.

Pada tanggal 12 Juli 2018, Direktur Bursa Efek Indonesia dengan suratnya No. S-04033/BEI.PP2/07-2018, menyetujui pencatatan saham tambahan sebanyak 15.822.785 lembar.

Berdasarkan Akta Notaris dari Aulia Taufani S.H., Notaris di Jakarta, No.26 tanggal 16 Agustus 2018, Rapat Umum Pemegang Saham menyetujui:

 Meningkatkan Modal Dasar Perseroan dari 15.000.000.000 lembar saham menjadi 150.000.000.000 lembar saham dengan nilai nominal Rp 100 per lembar saham.

 Pembagian saham bonus yang berasal dari kapitalisasi agio saham dengan rasio 1:6, dengan jumlah saham sebanyak-banyaknya 33.026.903.328, sehingga jumlah saham Perusahaan yang ditempatkan dan disetor penuh menjadi sebesar 38.531.387.216.

On May 17, 2016, the Director of Indonesia Stock Exchange in his letter No. S-03146/BEI.PP2/05-2016 approved the listing of additional 232,207,479 shares.

On May 30, 2017, according to the Extraordinary General Meeting of the Shareholders, it was agreed to issue additional shares up to 406,627,281 shares through Rights Issue without Preemptive Rights to the shareholders.

On April 3, 2018, the Director of Indonesia Stock Exchange in his letter No. S-01969/BEI.PP2/04-2018 approved the listing of additional 15,822,785 shares.

On July 12, 2018, the Director of Indonesia Stock Exchange in his letter No. S-04033/BEI.PP2/07-2018 approved the listing of additional 15,822,785 shares.

Based on the Notarial Deed No. 26 of Aulia Taufani, S.H., a Notary in Jakarta, dated August 16,2018, the Annual General Meeting of the Shareholders approved to:

 Increase the Company’s Authorized shares from 15,000,000,000 shares to 150,000,000,000 shares with par value of Rp 100 per share.

 Distribute bonus shares from additional paid in capital with ratio 1:6, with maximum shares 33,026,903,328, as a result the Company’s shares, issued and fully paid, amounting 38,531,387,216

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b. Penawaran Saham Umum Entitas (lanjutan) b. Initial Public Offering (continued) Pada tanggal 15 Mei 2019, Direktur Bursa Efek

Indonesia dengan suratnya No. S-02707/BEI.PP2/05- 2019, menyetujui pencatatan saham tambahan sebanyak 374.981.711 lembar.

On May 15, 2019, the Director of Indonesia Stock Exchange in his letter No. S-02707/BEI.PP2/05-2019 approved the listing of additional 374,981,711 shares.

Pada tanggal 20 Juni 2019, berdasarkan Rapat Umum Pemegang Saham Luar Biasa telah disetujui penerbitan saham tambahan hingga 3.712.482.170 lembar berasal dari Penambahan Modal Tanpa HMETD.

On June 20, 2019, according to the Extraordinary General Meeting of the Shareholders, it was agreed to issue additional shares up to 3,712,482,170 shares through Rights Issue without Preemptive Rights to the shareholders.

Pada tanggal 7 Februari 2020, Direktur Bursa Efek Indonesia dengan suratnya No. S-00896/BEI.PP2/02- 2020, menyetujui pencatatan saham tambahan sebanyak 854.483.000 lembar.

On February 7, 2020, the Director of Indonesia Stock Exchange in his letter No. S-00896/BEI.PP2/02-2020 approved the listing of additional 854,483,000 shares.

Pada tanggal 7 Januari 2021, Direktur Bursa Efek Indonesia dengan suratnya No. S-00104/BEI.PP2/01- 2021, menyetujui pencatatan saham tambahan sebanyak 2.857.999.000 lembar.

On January 7, 2021, the Director of Indonesia Stock Exchange in his letter No. S-00104/BEI.PP2/01-2021 approved the listing of additional 2,857,999,000 shares.

Pada tanggal 31 Desember 2021 dan 2020, masing- masing sebanyak 42.618.850.927 dan 39.760.851.927 lembar saham telah dicatatkan pada Bursa Efek Indonesia.

As of December 31, 2021 and 2020, 42,618,850,927 and 39,760,851,927 shares, respectively, have been listed on the Indonesia Stock Exchange.

c. Dewan Komisaris dan Direksi serta Karyawan c. Board of Commissioners and Directors and Employees Susunan Dewan Komisaris dan Direksi Entitas pada

tanggal 31 Desember 2021 dan 2020 adalah sebagai berikut:

The composition of the Entity’s Board of Commissioners and Directors as of December 31, 2021 and 2020 is as follows:

31 Desember/December 31, 31 Desember/December 31,

2021 2020

Dewan Komisaris Board of Commissioners

Komisaris Utama Darma Putra Darma Putra President Commissioner

Komisaris Tien Tien Commissioner

Komisaris Independen Sukisto Sukisto Independent Commissioner

Direksi Directors

Direktur Utama Wito Mailoa Wito Mailoa President Director

Direktur Jessica Herliani Tanoesoedibjo Jessica Herliani Tanoesoedibjo Director

Direktur Natalia Purnama Natalia Purnama Director

Direktur Ageng Purwanto Ageng Purwanto Director

Direktur Samuel Mulyono* Samuel Mulyono Director

Direktur Darma Widjaja* Darma Widjaja Director

Direktur Peter Fajar Peter Fajar Director

Komite Audit Audit Committee

Ketua Sukisto Sukisto Chairman

Anggota Andrea Frans Tambunan Andrea Frans Tambunan Member

Anggota Riza Satria Verdi Surjadi Member

Sekretaris Perusahaan Edward Kennetze Lubis Edward Kennetze Lubis Corporate Secretary

Audit Internal M. Ilham Abrar Angga Surya Putra Perdana Internal Audit

* Telah mengundurkan diri pada bulan Februari 2022 dan akan berlaku efektif setelah mendapatkan persetujuan dalam Rapat Umum Pemegang Saham.

* Resigned in February, 2022 and will be effective upon approval at the General Shareholder’s Meeting.

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1. UMUM (lanjutan) 1. GENERAL (continued) c. Dewan Komisaris dan Direksi serta Karyawan

(lanjutan)

c. Board of Commissioners and Directors and Employees (continued)

d. Struktur Entitas Anak d. Structure of the Subsidiaries Entitas mempunyai pengendalian, baik langsung maupun

tidak langsung pada Entitas anak berikut:

The Entity had control directly or indirectly, in the following subsidiaries:

Jenis Usaha/ 31 Desember/ 31 Desember/ Tahun Berdiri/ 31 Desember/ 31 Desember/

Entitas Anak/ Domisili/ Nature of December 31, December 31, Year of December 31, December 31,

Subsidiaries Domicile Business 2021 2020 Incorporation 2021 2020

Rp Juta/ Rp Juta/

Rp Million Rp Million

PT MNC Asset Management Jakarta Jasa pengelolaan investasi/ 99,99% 99,99% 1999 82.320 79.118

(MNCAM) Fund investment

PT MNC Finance Jakarta Lembaga pembiayaan/ 99,99% 99,99% 1989 1.282.364 1.387.363

(MNCF) Multi finance

PT MNC Sekuritas Jakarta Jasa perantara pedagang efek 99,99% 99,99% 2004 1.771.741 2.007.016

(MNCS) dan penjamin emisi/

Brokerage and underwriting

PT MNC Life Assurance Jakarta Jasa asuransi jiwa/ 99,98% 99,98% 1988 376.601 384.396

(MNCL) Life insurance

PT MNC Asuransi Indonesia Jakarta Jasa asuransi umum/ 99,98% 99,98% 1987 591.157 566.735

(MNCAI) General insurance

PT MNC Guna Usaha Indonesia Jakarta Jasa penyewaan/ 99,99% 99,99% 1993 627.262 614.702

(MNCGUI) Leasing

PT Bank MNC Internasional Tbk Jakarta Bank/Banking 45,57% 50,43% 1989 14.015.360 11.652.904

(BMNCI)

Winfly Ltd British virgin Perusahaan investasi/ 100,00% 100,00% 2006 996.139 385.283

(WINFLY) island Investment Company

PT Medan Nusantara Propertindo Jakarta Penyewaan properti/ 99,92% 99,92% 2016 29.542 28.646

(MDNP) Property leasing

PT Riau Nusantara Propertindo Jakarta Penyewaan properti/ 99,92% 99,92% 2016 7.132 7.231

(RINP) Property leasing

PT Bandung Nusantara Propertindo Jakarta Penyewaan properti/ 99,92% 99,92% 2016 105 106

(BDNP) Property leasing

PT Semarang Nusantara Propertindo Jakarta Penyewaan properti/ 99,92% 99,92% 2016 113 112

(SGNP) Property leasing

PT Modal Anak Bangsa Jakarta Layanan urun dana/ 99,99% 99,92% 2016 3.483 1.489

(MAB) Equity crowd funding

PT Sistem Informasi Aplikasi Pembayaran Jakarta Finansial Teknologi/ 99,99% 99,92% 2016 13.358 113

(SIAP) Financial Technology

PT MNC Modal Ventura Jakarta Modal ventura/ 99,92% 99,92% 2016 108 113

(MNV) Ventura capital

PT MNC Teknologi Nusantara Jakarta Finansial Teknologi/ 99,99% 99,99% 2018 174.688 155.319

(MTN) Financial Technology

Lafite Assets Ltd British virgin Perusahaan Investasi/ 100,00% 100,00% 2006 883.096 376.159

(LAFITE) island Investment Company

PT Flash Mobile Jakarta Teknologi Informasi/ 99,99% 99,99% 2004 70.922 83.042

(FM) Information Technology

Ownership (Before Elimination)

Persentase Jumlah Aset

Kepemilikan/ (Sebelum Eliminasi)/

Percentage of Total Assets

Pada tanggal 31 Desember 2021 dan 2020 jumlah karyawan tetap Entitas dan Entitas anak masing - masing adalah 1.607 dan 1.661 orang karyawan (tidak diaudit).

As of December 31, 2021 and 2020, the Entity and its subsidiaries have 1,607 and 1,661 employees, respectively (unaudited).