Slide MGT312 Slide09

Investment Fundamentals

Investment Fundamentals

Investing Is More Than Saving

•Saving is the accumulation of excess funds.

•Investing is wealth creation.

•_{Investment assets are in the form of}

securities.

When to Invest?

•Having no extra money at the end of the month.

•Being able to save regularly.

•_{Using credit wisely.}

Reasons to Invest

•To increase current income.

•_{To meet retirement needs.}

•To gain wealth.

Sources of Funds to Invest

•Regular earnings.

•_{Extra funds.}

•Employer pension plan

Types of Investment Returns

•Dividend gain.

•_{Capital gain.}