BALANCE SHEET
1) Penyajian Laporan Keuangan ini disusun sesuai dengan Peraturan Bank Indonesia No. 3/22/PBI 2001 tanggal 13 Desember 2001 tentang Transparansi Kondisi Keuangan Bank sebagaimana telah diubah dengan PBI No. 7/50/PBI/2005 tanggal 29 November 2005 dan Surat Edaran Bank Indonesia No. 3/30/DPNP tanggal 14 Desember 2001 perihal Laporan Keuangan Publikasi Triwulanan dan Bulanan Bank Umum serta Laporan Tertentu yang disampaikan kepada Bank Indonesia sebagaimana telah diubah dengan SE BI No. 7/10/DPNP tanggal 31 Maret 2005 dan diubah terakhir dengan SE BI No.12/11/DPNP tanggal 31 Maret 2010.
2) Informasi keuangan periode 9 (sembilan) bulan yang berakhir pada tanggal 30 September 2011 mengadopsi sebagian PSAK No. 50 dan No. 55 (revisi 2006).
BALANCE SHEET
1) Penyajian Laporan Keuangan ini disusun sesuai dengan Peraturan Bank Indonesia No. 3/22/PBI 2001 tanggal 13 Desember 2001 tentang Transparansi Kondisi Keuangan Bank sebagaimana telah diubah dengan PBI No. 7/50/PBI/2005 tanggal 29 November 2005 dan Surat Edaran Bank Indonesia No. 3/30/DPNP tanggal 14 Desember 2001 perihal Laporan Keuangan Publikasi Triwulanan dan Bulanan Bank Umum serta Laporan Tertentu yang disampaikan kepada Bank Indonesia sebagaimana telah diubah dengan SE BI No. 7/10/DPNP tanggal 31 Maret 2005 dan diubah terakhir dengan SE BI No.12/11/DPNP tanggal 31 Maret 2010.
2) Informasi keuangan periode 9 (sembilan) bulan yang berakhir pada tanggal 30 September 2011 mengadopsi sebagian PSAK No. 50 dan No. 55 (revisi 2006).
INCOME STATEMENT
BANGKOK BANK
NO
ACCOUNT
BANK
CONSOLIDATION
Sep 2011
Sep 2010
Sep 2011
Sep 2010
Per - September 2011 and September2010
(UNAUDITED)
(In Million Rupiah)
Jl.MH.Thamrin No.3 H Jakarta 10110
No. Telp : 2311008 (hunting)
2. Gain (loss) on foreign exchange translation 0 0 3. Other non operational income (expenses) 1,830 649 NON OPERATIONAL PROFIT (LOSS) 1,830 667 CURRENT YEAR PROFIT (LOSS) 144,704 125,449 1. Transfer of profit (loss) to head office 0 0
2. Income taxes 32,134 27,153
a. Estimated current year tax 32,134 27,153 b. Deferred tax income (expenses) 0 0
NET PROFIT (LOSS) 112,570 98,296
PROGIT (LOSS) AFTER MINORITY INTEREST - - PROFIT (LOSS) MINORITY INTEREST - -
DIVIDEND 0 0
EARNING ASSET QUALITY AND OTHER INFORMATIONS
1. Interbank placement 51,227 0 0 0 0 51,227 807,757 0 0 0 0 807,757
a.Rupiah 100 0 0 0 0 100 100 0 0 0 0 100
b.Foreign currency 51,127 0 0 0 0 51,127 807,657 0 0 0 0 807,657
2. Spot dan derivative claims 6,051 0 0 0 0 6,051 1,296 0 0 0 0 1,296
a.Rupiah 0 0 0 0 0 0 0 0 0 0 0 0
b.Foreign currency 6,051 0 0 0 0 6,051 1,296 0 0 0 0 1,296
3. Securities 19,563 0 0 0 0 19,563 407,244 0 0 0 2,992 410,236
a.Rupiah 9,876 0 0 0 0 9,876 406,815 0 0 0 0 406,815
6. Acceptance claims 186,425 0 0 0 0 186,425 92,448 0 0 0 0 92,448
7. Loans 3,838,747 0 61,206 0 250,288 4,150,241 2,920,099 3,100 0 0 327,860 3,251,059
a.Micro, small and medium enterprises (UMKM) 13,347 0 0 0 0 13,347 11,019 0 0 0 0 11,019
i.Rupiah 2,892 0 0 0 0 2,892 319 0 0 0 0 319
ii.Foreign currency 10,455 0 0 0 0 10,455 10,700 0 0 0 0 10,700
b.Non micro, small and medium enterprises (UMKM) 3,798,814 0 61,206 0 180,144 4,040,164 2,872,109 1,550 0 0 242,788 3,116,447
i.Rupiah 1,154,651 0 0 0 0 1,154,651 1,112,879 1,550 0 0 0 1,114,429
ii.Foreign currency 2,644,163 0 61,206 0 180,144 2,885,513 1,759,230 0 0 0 242,788 2,002,018
c.Restructured loans 26,586 0 0 0 70,144 96,730 36,971 1,550 0 0 85,072 123,593
i.Rupiah 0 0 0 0 0 0 6,325 1,550 0 0 0 7,875
ii.Foreign currency 26,586 0 0 0 70,144 96,730 30,646 0 0 0 85,072 115,718
EARNING ASSET QUALITY AND OTHER INFORMATIONS
BANGKOK BANK
NO
ACCOUNT
BANK
Dec 2010
Sep 2011
C
SM
S
D
L
TOTAL
C
SM
S
D
L
TOTAL
Jl.MH.Thamrin No.3 H Jakarta 10110
No. Telp : 2311008 (hunting)
(In Million Rupiah)
Per - September 2011 and 2010
8. Equity investment 0 0 0 0 0 0 0 0 0 0 0 0
9. Temporary equity investment 0 0 0 0 0 0 0 0 0 0 0 0
10.Commitment and contingencies 1,928,769 0 27,999 0 0 1,956,768 1,751,908 0 0 0 14,020 1,765,928
a.Rupiah 191,754 0 0 0 0 191,754 158,500 0 0 0 0 158,500
b.Foreign currency 1,737,015 0 27,999 0 0 1,765,014 1,593,408 0 0 0 14,020 1,607,428
11.Foreclosed assets 0 0 0 0 0 0 0 0 0 0 0 0
OTHER INFORMATION
1. Assets pledged as collateral : 0 - - - - 0 - - - 0
a. To Bank Indonesia - - - 0 - - - 0
b. To other parties - - - 0 - - - 0
2. Impairment provision on earning assets - - - 286,734 - - - 282,166 3. Required regulatory provision on assets - - - 198,514 - - - 209,688 4. Percentage of loans to micro, small, and medium enterprises (UMKM) to total loans - - - 0.33 - - - 0.35 5. Percentage of loans to micro and small enterprises (UMK) - - - 0 - - - 0
to total loans 6. Percentage of micro, small, and medium enterprises (UMKM) debtor to total debtor - - - 3.45 - - - 3.57 7. Percentage of micro and small enterprises (UMK) debtor - - - 0 - - - 0
to total debtor 8. Others a. Channeling - - - 0 - - - -
b. Mudharabah Muqayyadah - - - 0 - - - -
c. Written off earning assets - - - 0 - - - -
d. Written off earning assets that has been re-collected - - - 0 - - - -
-IMPAIRMENT LOSS ALLOWANCE
BANGKOK BANK
NO
ACCOUNT
Sep 2011
Impairment Loss Allowance
Individual
Collective
General
Per - September 2011 and 2010
Spesific
Jl.MH.Thamrin No.3 H Jakarta 10110
No. Telp : 2311008 (hunting)
(In Million Rupiah)
Required Regulatory
Required Regulatory
Impairment Loss Allowance
Sep 2010
Spesific
General
Collective
Individual
1. Interbank placement 0 513 513 0 0 80,768 8,078 0
2. Spot dan derivative claims 0 0 0 0 0 0 13 0
3. Securities 0 284 76 0 0 2,997 4 0
4. Securities sold under repurchase agreement (repo) 0 0 0 0 0 0 0 0
5. Claims on securities bought under reverse repo 0 0 0 0 0 0 0 0
- 6. Acceptance claims 0 1,864 1,864 0 0 924 924 0
7. Loans 0 284,073 38,147 157,914 0 270,167 28,864 171,802 8. Equity investment 0 0 0 0 0 0 0 0
SPOT AND DERIVATIVE TRANSACTIONS
BANGKOK BANK
NO
TRANSACTION
BANK
Hedging
Trading
Claims
Liabilities
Per - September 2011 and Desember 2010
(In Million Rupiah)
Jl.MH.Thamrin No.3 H Jakarta 10110
No. Telp : 2311008 (hunting)
Purpose
Derivative Claims & Liabilities
Contract
value with
A. Exchanged Rate Related 393,778 0 393,778 6,051 4,278
1. Spot 60,910 0 60,910 1,177 152
2. Forward 244,088 0 244,088 3,994 4,126 3. Option 0 0 0 0 0
a. Sell 0 0 0 0 0
b. Buy 0 0 0 0 0
4. Future 0 0 0 0 0
5. Swap 88,780 0 88,780 880 0
6. Others 0 0 0 0 0
B. Interest Rate Related 0 0 0 0 0
1. Forward 0 0 0 0 0
2. Option 0 0 0 0 0
a. Sell 0 0 0 0 0
b. Buy 0 0 0 0 0
3. Future 0 0 0 0 0
4. Swap 0 0 0 0 0
5. Others 0 0 0 0 0
C. Others 0 0 0 0 0
CAPITAL ADEQUACY
3. Previous years profit (loss) which can be calculated into capital (100%)
8. 426,159 280,244 -
4. Current year profit (loss) which can be calculated into capital (50%)
9. 56,285 49,148 -
5. Capital fund
10. 0 0 -
6. Other comprehensive income : losses from equity investment for
11. 0 0 -
available for sale category (100%) -
7. Other comprehensive income : gain from equity investment for
12. 0 0 -
available for sale category (45%) -
8. Fixed assets revaluation (45%)
13. 0 0 -
9. Negative differences between regulatory provision and impairment of earning assets
14. 0 0 -
10.Negative differences on adjustment of fair value on financial instrument in the trading book
15. 0 0 -
11.General provision of earning assets (maximum 1,25% of RWA)
-FINANCIAL RATIO
BANGKOK BANK
NO
ACCOUNT
Sep 2011
September-2010
Per - September 2011 and September 2010
(In Percent)
Jl.MH.Thamrin No.3 H Jakarta 10110
No. Telp : 2311008 (hunting)
Performance
1. Capital Adequacy Ratio (CAR) 51.54 51.54
2. Non performing earning assets and non earning assets 5.59 4.19
to total earning assets and non earning assets
3. Non performing earning assets and non earning assets 5.59 4.19
4. Impairment provision on earning assets 6.64 6.35
to total earning assets
5. Gross NPL 5.95 7.76
6. Net NPL 1.43 0.4
7. ROA 4.14 3.8
8. ROE 6.82 6.18
9. NIM 4.55 4.19
10.Operating Expenses to Operating Revenues 33.15 36.81
11.LDR 55.83 351.17
Compliance
1.a. Percentage Violation of Legal Lending Limit
i. Related parties 0 0
ii. Non related parties 0 0
b. Percentage Lending in Excess of The Legal Lending Limit
i. Related parties 0 0
ii. Non related parties 0 0
2. Reserve Requirement
a. Reserve Requirement (Rupiah) 12.48 5.68
b. Reserve Requirement (Foreign currency) 8.17 1.04
OWNERS AND MANAGEMENT
BANGKOK BANK
Per - September 2011 and 2010
MANAGEMENT
OWNERS
Jl.MH.Thamrin No.3 H Jakarta 10110
No. Telp : 2311008 (hunting)
1 CHALIT TAYJASANANT 1 BANGOKO BANK PCL, BANGKOK - THAILAND 100%
2 JOKO CHAHJONO
