Continuing strong business momentum
DBS Group Holdings
3Q 2014 financial results
Continuing strong business momentum
Despite some slowdown, net interest income stays strong
Asset quality remains healthy
Breadth of franchise driving solid growth
1
2
3
9M and 3Q income at new highs
Income (S$m)
1,080 1,206 1,321 1,392
1,488 1,557 1,602 687 702
695 840
963 756 912
2010 Quarterly Average 2011 Quarterly Average 2012 Quarterly Average 2013 Quarterly Average
1Q14 2Q14 3Q14
1,767 1,908
2,016 2,451 6,776 9M 2013 2,313 7,278
9M 2014 YoY growth
3Q 2014: 17% 9M 2014: 7% NII Non II 2,232
2,514 RECORD HIGH
RECORD HIGH
Fee income also at record
133
138
136
125
140
132
128
107
96
96
88
110
131
132
102
92
100
67
117
91
92
47
51
51
62
52
54
61
62
46
33
47
42
51
93
56
54
46
50
49
44
49
0
100
200
300
400
500
600
1Q
2Q
3Q
4Q
1Q
2Q
3Q
507
477
462
503
(S$m)
439
2013
2014
510
555
Trade and
transaction
services
Wealth
Management
Loan-related
Cards
Investment
banking
Others
Deepening relationships with Chinese corporates
US$194 million IPO US$114 million
IPO US$60 million IPO
US$462 million IPO US$146 million IPO US$21.8 billion IPO
China VAST
Equity
Fixed income
S$180 million Notes US$500 million Notes US$800 million Perpetual SecuritiesUS$500 million & US$700 million
Notes
US$300 million & US$1.2 billion
Notes
CNH 2.5 billion CNH 1.8 billion
CNH 1 billion CNH 2 billion,
CNH 700 million & CNH 1.3 billion CNH 1 billion
CNH 1 billion
In summary
Business engines firing, pipeline healthy
Asset quality sound, capital strong
