Money Management Seller1
Mr. Budi as Business Owner of CV. Central
Berkah Abadi
Mr. Budi as business owner CV. Central Berkah abadi. He has a K3 business that is more than 4 years old. He built this business as an income savings that will be used in the future. to secure all finances he entrusts to the bank because according to him, the safest place to save money is bank, because the security is more guaranteed than saving at home. finances in the bank are also neatly recorded “. He started saving in the bank in 2001 and will certainly separate business savings from daily savings.
Buyer 1
Mr. Mujianto as buyer at CV. Central Berkah Abadi.
Mr. Mujianto prefers to pay for things with cash rather than cashless because he can control his finances, it's better for him to bother himself a little than to be wasteful.
at the moment he has a lot of small children who like to eat snack so it's not possible to choose casless. however, there are some conditions that require him to pay using transfers, such as paying at this shop.
Seller 2
Mrs. Titin as Owner Street Food or Angkringan.
Street food or more precisely 'angkringan' is very popular with the youth especially on Saturday night and Sunday, the buyers never stop coming until the night. She sells in front of her own house, which is state to be an unsafe neighborhood to keep a lot of money because her stoff is on the side of the road.
According to Mrs. Titin, it’s better to save large amounts of money in the banka because her environment is a place where there are many ‘tuyul’ roaming around so it is not safe to keep a lot of money at home. However, she does not deposit the money from angkringan at the bank but keeps it at home to be used to sell again.
Buyer2
Mrs. Putri as Buyer at Streed Food or Angkringan.
Mrs. Putri prefers to pay in cash because the payment can be said to be simpler and does not spend more money than paying with qris. Moreover, if this qris payment requires an admin fee and top up first. And for the concept of payment in this shop can only make payments in cash and does not serve qris payments or so on.
Conclusion:
Everyone has a difference opinion in paying cash or cashless, because there are a lot of reason to every choice.
many positive or negative reasons must be considered.
From the results of the interview above, it states that:
- Buyers prefer cash over cashless because it is simpler and can control spending.
- The sellers also have different answers because the perceived conditions are different, online shop or street food.
