Islamic Banking Statistics MEI 2006 MAY - OJK

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Statistik

Perbankan Syariah

Islamic Banking Statistics

MEI 2006 ^MAY

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DAFTAR ISI CONTENTS

Tabel 1. Jaringan Kantor Perbankan Syariah 2

Networking of Islamic Banks

Tabel 2. Aset Perbankan Syariah 3

Assets of Islamic Banks

Tabel 3. Kewajiban dan Modal Perbankan Syariah 4 Liabilities and Equity of Islamic Banks

Gambar 1. Perkembangan Aset Perbankan Syariah 5

Growth of Assets of Islamic Banks

Gambar 2. Sumber Dana Perbankan Syariah 5

Sources of Fund of Islamic Banks

Tabel 4. Komposisi Dana Pihak Ketiga Perbankan Syariah 6 Composition of Deposit Fund of Islamic Banks

Gambar 3. Aktiva Produktif Utama Perbankan Syariah 6 The Major Earning Assets of Islamic Banks

Tabel 5. Komposisi Pembiayaan Perbankan Syariah 7 Composition of Financing of Islamic Banks

Gambar 4. Komposisi Penggunaan dan Sumber Dana Perbankan Syariah 8 Composition of Uses and Sources of Fund of Islamic Banks

Gambar 5. Sumber Dana, Pembiayaan, dan FDR Perbankan Syariah 9 Sources of Fund, Financing, and FDR of Islamic Banks

Gambar 6. Pembiayaan dan PPAP Perbankan Syariah 9 Financing and Provision for Losses (PPAP) of Islamic Banks

Tabel 6. NPFs Perbankan Syariah 10

Non Performing Financings (NPFs) of Islamic Banks

Gambar 7. Laba dan Rugi Tahun Berjalan Perbankan Syariah 10 Current Year Profits and Losses of Islamic Banks

Tabel 7. Transaksi Pasar Uang Antar Bank Berdasarkan Prinsip Syariah (PUAS) 11 Transaction of Islamic Interbank Money Market (PUAS)

Gambar 8. Volume Transaksi PUAS 12

Volume of PUAS Transaction

Gambar 9. Posisi Sertifikat Wadiah Bank Indonesia (SWBI) 12 Outstanding of Bank Indonesia Wadiah Certificate (SWBI)

Tabel 8. Pangsa Perbankan Syariah Terhadap Total Bank 13

Islamic Banks’s Share to All Banks

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Tabel 1. Jaringan Kantor Perbankan Syariah Networking of Islamic Banks

Kelompok Bank KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KK Group of Banks HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO Bank Umum Syariah

Islamic Commercial Banks

1. PT Bank Muamalat Indonesia 1 41 11 1 74 1 42 11 1 76 1 42 11 2 77

2. PT Bank Syariah Mandiri 1 54 35 4 57 1 55 41 6 53 1 57 43 7 55

3. PT Bank Syariah Mega Indonesia 1 3 3 0 0 1 3 3 0 0 1 4 3 0 0

Unit Usaha Syariah Islamic Banking Unit

1. PT Bank IFI 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

2. PT Bank Negara Indonesia 1 16 13 0 0 1 16 13 0 0 1 19 15 0 0

3. PT Bank Jabar 1 5 0 0 0 1 5 0 0 0 1 5 0 0 0

4. PT Bank Rakyat Indonesia 1 20 5 0 0 1 20 5 0 0 1 27 15 0 0

5. PT Bank Danamon 1 7 3 0 0 1 7 3 0 0 1 7 3 0 0

6. PT Bank Bukopin 1 4 1 0 0 1 4 1 0 0 1 4 1 0 0

7. PT Bank Internasional Indonesia 1 3 0 0 0 1 1 3 0 0 1 1 3 0 0

8. HSBC, Ltd. 1 0 1 0 0 1 0 1 0 0 1 0 1 0 0

9. PT Bank DKI 1 1 0 0 1 1 1 0 0 1 1 1 0 0 1

10. BPD Riau 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

11. BPD Kalsel 1 1 0 0 0 1 1 0 0 0 1 2 0 0 0

12. PT Bank Niaga 1 1 4 0 0 1 1 5 0 0 1 2 5 0 0

13. BPD Sumut 1 2 0 0 0 1 2 0 0 0 1 2 0 0 0

14. BPD Aceh 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

15. Bank Permata 1 2 0 0 0 1 2 3 0 0 1 3 5 0 0

16. Bank Tabungan Negara 1 5 0 0 0 1 5 0 0 0 1 7 0 0 0

17. BPD NTB 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

18. BPD Kalbar 1 1 0 0 0

19. BPD Sumsel 1 1 0 0 0

Bank Perkreditan Rakyat Syariah Islamic Rural Banks

TOTAL 109 169 76 5 132 112 169 89 7 130 114 189 105 9 133

1 89 0 0 0 0

17 71 27 0

Jun-05

3 98 49 5 131

Dec-05

57 132

3 103

0 0 34

92 0 0

1 17 69

Sep-05

3 100 55 7 129

86 1

9 0 0

0 0 92 0 0

19 48

Kelompok Bank KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KK Group of Banks HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO Bank Umum Syariah

Islamic Commercial Banks

1. PT Bank Muamalat Indonesia 1 45 11 2 80 1 45 11 2 80 1 45 10 7 78

2. PT Bank Syariah Mandiri 1 57 43 8 55 1 57 43 8 55 1 57 43 8 56

3. PT Bank Syariah Mega Indonesia 1 4 3 0 0 1 4 3 0 0 1 4 3 0 0

Unit Usaha Syariah Islamic Banking Unit

1. PT Bank IFI 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

2. PT Bank Negara Indonesia 1 19 18 0 0 1 19 18 0 0 1 19 19 0 0

3. PT Bank Jabar 1 5 0 0 0 1 5 0 0 0 1 5 0 0 0

4. PT Bank Rakyat Indonesia 1 27 16 0 0 1 27 16 0 0 1 27 16 0 0

5. PT Bank Danamon 1 7 3 0 0 1 7 3 0 0 1 7 3 0 0

6. PT Bank Bukopin 1 5 1 0 0 1 5 1 0 0 1 5 1 0 0

7. PT Bank Internasional Indonesia 1 1 3 0 0 1 1 3 0 0 1 1 3 0 0

8. HSBC, Ltd. 1 0 1 0 0 1 0 1 0 0 1 0 1 0 0

9. PT Bank DKI 1 1 0 0 1 1 1 0 0 3 1 1 0 0 3

10. BPD Riau 1 2 0 0 0 1 2 0 0 0 1 2 0 0 0

11. BPD Kalsel 1 2 0 0 0 1 2 0 0 0 1 2 0 0 0

12. PT Bank Niaga 1 2 5 0 0 1 2 5 0 0 1 2 5 0 0

13. BPD Sumut 1 2 0 0 0 1 2 0 0 0 1 2 0 0 0

14. BPD Aceh 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

15. Bank Permata 1 3 5 0 0 1 3 5 0 0 1 3 5 0 0

16. Bank Tabungan Negara 1 7 0 0 0 1 7 0 0 0 1 7 0 0 0

17. BPD NTB 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

18. BPD Kalbar 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

19. BPD Sumsel 1 1 0 0 0 1 1 0 0 0 1 1 0 0 0

19 88 52 3

3 Apr-06

134 106 57 135 15

19 88 53 3

3 106 57 10

May-06

3 106 56

0 10

0 Mar-06

19 88 52 0 1

135

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Tabel 2. Aset Perbankan Syariah (Juta Rupiah) Assets of Islamic Banks (Million IDRs)

KETERANGAN Jun-05 Sep-05 Dec-05 Mar-06 Apr-06 May-06

ITEMS

1. Kas 195,421 183,344 224,817 240,232 247,226 289,456 Cash

2. Penempatan pada BI 1,502,640 1,422,364 3,179,821 2,091,496 2,120,547 2,116,447 Placement at Bank Indonesia

3. Penempatan pada bank lain 796,780 1,051,906 1,057,526 956,785 959,941 966,538 Inter-bank assets

4. Pembiayaan yang diberikan 14,270,381 14,753,299 15,231,942 15,996,948 16,589,770 17,366,873 Financing extended

5. Penyertaan 5,660 5,660 5,660 5,660 5,660 5,660 Equity participation

6. Penyisihan Penghapusan Aktiva Produktif (PPAP) (344,778) (342,067) (306,675) (356,885) (380,229) (406,123) Allowances for earning assets losses (PPAP)

7. Aktiva tetap dan investaris 210,924 213,219 235,756 251,334 249,995 250,486 Fixed assets and inventory

8. Rupa-rupa aktiva 1,106,022 1,166,467 1,251,002 1,360,425 1,297,049 1,313,481 Other assets

J U M L A H 17,743,050 18,454,192 20,879,849 20,545,995 21,089,959 21,902,818 TOTAL ASSETS

*) Meliputi data Bank Umum Syariah dan Unit Usaha Syariah (tidak termasuk BPR Syariah)

Covering Islamic Commercial Banks and Islamic Banking Unit (excluding Islamic Rural Banks)

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Tabel 3. Kewajiban dan Modal Perbankan Syariah (Juta Rupiah) Liabilities and Equity of Islamic Banks (Miliion IDRs)

KETERANGAN Jun-05 Sep-05 Dec-05 Mar-06 Apr-06 May-06

ITEMS

1. Giro wadiah 1,754,518 1,568,159 2,045,333 2,257,372 2,241,480 2,330,746 Wadiah-current accounts

2. Tabungan mudharabah 3,753,840 3,908,920 4,370,568 4,501,201 4,651,541 4,890,340 Mudharabah-saving accounts

3. Deposito mudharabah 7,849,166 7,880,894 9,166,428 8,197,133 8,295,678 8,613,630 Mudharabah-investment accounts

4. Kewajiban terhadap BI 32,952 32,747 32,419 32,397 32,380 32,375 Liabilities to Bank Indonesia

5. Kewajiban kepada bank lain 723,891 1,056,218 979,863 842,780 941,485 1,121,698 Inter-bank liabilities

6. Pembiayaan yang diterima 210,388 207,565 203,861 194,790 195,926 195,673 Received Financing

7. Kewajiban lainnya 122,560 154,931 208,906 210,618 224,115 293,568 Other payables

8. Setoran jaminan 18,664 24,340 24,536 24,534 24,332 19,491 Guarantee deposits

9. Antar Kantor Bersih 1,439,852 1,712,416 1,947,486 2,322,837 2,564,496 2,527,857 Interoffice net

10. Rupa-rupa pasiva 489,002 412,143 424,349 398,398 399,497 400,104 Other liabilities

11. Modal disetor 960,972 1,010,528 951,224 951,224 951,224 951,224 Paid-in capital

12. Perkiraan tambahan modal disetor 132,992 132,992 132,498 132,498 951,224 951,224 Additional paid-in capital account

13. Cadangan 230,111 230,128 230,128 230,112 230,112 251,446 Reserves

14. Laba/rugi 24,142 122,211 162,250 250,101 205,195 132,168 Profit/Loss

a. Tahun-tahun lalu (76,389) (76,390) (76,389) 168,195 100,180 (7,270) Previous years

i. Laba 12,369 12,368 12,368 271,165 202,670 95,585 Profit

ii. Rugi -/- (88,758) (88,758) (88,757) (102,970) (102,490) (102,855) Loss

b. Tahun berjalan 100,531 198,601 238,639 81,906 105,015 139,438 Current year

i. Laba 303,191 463,748 562,086 185,074 248,486 315,856 Profit

ii. Rugi -/- (202,660) (265,147) (323,447) (103,168) (143,471) (176,418) Loss

J U M L A H 17,743,050 18,454,192 20,879,849 20,545,995 21,089,959 21,902,818

Total Liabilities and Equity

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Gambar 1. Perkembangan Aset Perbankan Syariah Growth of Assets of Islamic Banks

-0.22%

11.70%

-0.61%

1.51%

-1.41%

2.19%

0.42%

2.65%

1.21%

0.56%

2.32%

1.89% 3.85%

0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00 20.00 22.00

May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06 May-06 Trilyun Rupiah (Trillion IDRs)

-4%

-2%

0%

2%

4%

6%

8%

10%

12%

14%

Aset (Assets)

Perkembangan Aset (Assets Growth)

Gambar 2. Sumber Dana Perbankan Syariah Sources of Fund of Islamic Banks

0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00 20.00

Giro Wadiah (Wadiah-cur. acc.) Tabungan Mudharabah (Mudharabah-sav. acc.) Deposito Mudharabah (Mudharabah-inv. acc.) Pembiayaan yang diterima (Received financing)

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Tabel 4. Komposisi Dana Pihak Ketiga Perbankan Syariah (Juta Rupiah) Composition of Deposit Fund of Islamic Banks (Million IDRs)

Giro Wadiah Nilai (Amount) 1,754,518 1,568,159 2,045,333 2,257,372 2,241,480 2,330,746

Wadiah currency account Pangsa (Share) 13.14% 11.74% 13.13% 15.09% 14.76% 14.72%

Tabungan Mudharabah Nilai (Amount) 3,753,840 3,908,920 4,370,568 4,501,201 4,651,541 4,890,340

Mudharabah saving account Pangsa (Share) 28.10% 29.26% 28.05% 30.10% 30.63% 30.88%

Deposito Mudharabah Nilai (Amount) 7,849,166 7,880,894 9,166,428 8,197,133 8,295,678 8,613,630

Mudharabah investment account Pangsa (Share) 58.76% 59.00% 58.83% 54.81% 54.62% 54.40%

13,357,524 13,357,973 15,582,329 14,955,706 15,188,699 15,834,716 Mar-06

Sep-05 Dec-05 Jun-05

Total DANA PIHAK KETIGA

DEPOSIT FUND Apr-06 May-06

Gambar 3. Aktiva Produktif Utama Perbankan Syariah The Major Earning Assets of Islamic Banks

0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00 20.00 22.00 24.00

Pembiayaan yang diberikan (Fin. extended) Penempatan pada bank lain (Inter bk assets) Penempatan pada BI (Plcment at BI)

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Tabel 5. Komposisi Pembiayaan Perbankan Syariah (Juta Rupiah) Composition of Financing of Islamic Banks (Million IDRs)

Pembiayaan Musyarakah Nilai (Amount) 1,787,774 1,830,176 1,898,389 2,005,520 2,044,357 2,113,645 Musharakah Financing Pangsa (Share) 12.53% 12.41% 12.46% 12.54% 12.32% 12.17%

Pembiayaan Mudharabah Nilai (Amount) 2,744,612 3,004,030 3,123,759 3,208,905 3,336,051 3,430,242 Mudharabah Financing Pangsa (Share) 19.23% 20.36% 20.51% 20.06% 20.11% 19.75%

Piutang Murabahah Nilai (Amount) 9,155,843 9,310,948 9,487,318 9,981,242 10,406,839 11,035,584 Murabahah Receivable Pangsa (Share) 64.16% 63.11% 62.29% 62.39% 62.73% 63.54%

Piutang Salam Nilai (Amount) 150 150 - - - - Salam Receivable Pangsa (Share) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Piutang Istishna' Nilai (Amount) 301,494 297,086 281,676 289,179 290,114 293,050 Istishna' Receivable Pangsa (Share) 2.11% 2.01% 1.85% 1.81% 1.75% 1.69%

Lainnya Nilai (Amount) 280,508 310,909 440,800 512,102 512,409 494,352

Others Pangsa (Share) 1.97% 2.11% 2.89% 3.20% 3.09% 2.85%

14,270,381 14,753,299 15,231,942 15,996,948 16,589,770 17,366,873 Dec-05

Sep-05 Jun-05

Total

RINCIAN PEMBIAYAAN YANG DIBERIKAN

ITEMS OF FINANCING

Mar-06 Apr-06 May-06

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Gambar 4. Komposisi Penggunaan dan Sumber Dana Perbankan Syariah Composition of Uses and Sources of Fund of Islamic Banks

Apr-2006

11%

84%

0%

5%

May-2006 10%

85%

0%

5%

Mar-2006

11%

84%

0%

5%

Penempatan pada BI (Plcment at BI) Penempatan pada bank lain (Inter bk assets) Pembiayaan yang diberikan (Fin. extended) Penyertaan (Eq. participation)

Mar-2006

15%

54%

1%

30%

Giro Wadiah (Wadiah-cur. acc.)

Tabungan Mudharabah (Mudharabah-sav. acc.) Deposito Mudharabah (Mudharabah-inv. acc.) Pembiayaan yang diterima (Received financing)

May-2006 15%

53%

1%

31%

Apr-2006

15%

54%

1%

30%

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Gambar 5. Sumber Dana, Pembiayaan, dan FDR Perbankan Syariah Sources of Fund, Financing, and FDR of Islamic Banks

109.68%

109.15%

0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00

50%

100%

150%

Pembiayaan yang diberikan (Fin. extended) Dana Pihak Ketiga (Deposit Fund) FDR (Financing to Deposit Ratio)

Gambar 6. Pembiayaan dan PPAP Perbankan Syariah

Financing and Provision for Losses (PPAP) of Islamic Banks

4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00 20.00

Trilyun Rupiah (Trillion IDRs)

Pembiayaan yang diberikan (Fin. extended)

Provision for Losses (PPAP)

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**Tabel 6. NPFs*) Perbankan Syariah (Juta Rupiah)**

**Non Performing Financings (NPFs)*) of Islamic Banks (Miliion IDRs)**

Lancar Nilai (Amount) 13,091,586 13,416,074 14,026,732 14,363,021 15,173,406 15,859,976

Current Pangsa (Share) 91.74% 90.94% 92.09% 89.79% 91.46% 91.32%

Dalam Perhatian Khusus Nilai (Amount) 629,667 640,817 776,100 950,298 755,245 778,449 Special Mention Pangsa (Share) 4.41% 4.34% 5.10% 5.94% 4.55% 4.48%

Kurang Lancar Nilai (Amount) 287,512 321,750 200,578 361,258 307,133 257,400 Sub-standard Pangsa (Share) 2.01% 2.18% 1.32% 2.26% 1.85% 1.48%

Diragukan Nilai (Amount) 101,454 140,686 73,164 123,436 148,380 182,838

Doubtful Pangsa (Share) 0.71% 0.95% 0.48% 0.77% 0.89% 1.05%

Macet Nilai (Amount) 160,162 233,972 155,368 198,935 205,606 288,210

Loss Pangsa (Share) 1.12% 1.59% 1.02% 1.24% 1.24% 1.66%

14,270,381 14,753,299 15,231,942 15,996,948 16,589,770 17,366,873 549,128

696,408 429,110 683,629 661,119 728,448

3.85% 4.72% 2.82% 4.27% 3.99% 4.19%

Dec-05 Sep-05

Jun-05

COLLECTIBILITY OF FINANCING

Percentage of NPFs

KOLEKTIBILITAS PEMBIAYAAN

Total Pembiayaan (Total Financing) Nominal NPFs (Coll. 3-5)

Mar-06 Apr-06 May-06

*) NPFs adalah Pembiayaan Non Lancar mulai dari Kurang Lancar sampai dengan Macet NPFs is Non Performing Financings which are composed from collectibility Sub-standard to Loss

Gambar 7. Laba dan Rugi Tahun Be rjalan Perbankan Syariah Current Year Profits and Losses of Islamic Banks

254.51 -157.98

303.19 -202.66

357.47 -218.44

416.86 -243.39

463.75 -265.15

508.40 -291.58

541.33 -306.45

562.09 -323.45

70.52 -39.19

134.94 -71.51

185.07 -103.17

248.49 -143.47

315.86 -176.42

May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06 May-06

Laba tahun berjalan (Current year profit)

Rugi tahun berjalan (Current year losses)

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Tabel 7. Transaksi Pasar Uang Antar Bank Berdasarkan Prinsip Syariah (PUAS) Transaction of Islamic Interbank Money Market (PUAS)

Tkt Imbalan Dep Inv Mudharabah sebelum distribusi pada Bank Pengelola Dana bln

sebelumnya (R)

Nisbah Bagi Hasil untuk Bank Penanam Dana (K) 2006

Mei

1-May-06 500 6.5300 57.00 14 7.5395

16,500

9.1500 58.00 7 7.5395

2,500

8.9900 57.00 7 7.5395

5,000

9.2300 58.50 14 7.5395

1,000

8.9100 56.50 3 7.5395

15,000

15.7500 87.00 1 7.5395

7,000

15.5000 86.00 1 7.5395

5,000

9.0000 51.00 7 7.5395

8,000

6.5300 57.00 7 7.5395

5,000

8.9100 56.50 7 7.5395

2-May-06 7,000 9.0000 50.00 3 5.7360

2,500

9.3000 52.00 7 5.7360

2,500

9.3000 52.00 7 5.7360

2,500

8.9900 57.00 7 5.7360

4,000

9.1500 58.00 7 5.7360

700

8.9100 56.50 3 5.7360

2,000

9.1500 58.00 7 5.7360

12,000

12.5000 69.50 1 5.7360

5,000

7.3000 59.00 7 5.7360

5,000

8.9100 56.50 8 5.7360

10,000

8.9100 56.50 7 5.7360

3-May-06 8,500 9.1500 58.00 7 5.2739

2,500

9.3000 52.00 7 5.2739

2,600

8.9900 57.00 8 5.2739

5,000

8.9900 57.00 7 5.2739

2,000

9.2300 58.50 14 5.2739

1,000

9.0700 57.50 5 5.2739

5,000

10.5000 58.00 1 5.2739

20,000

9.1500 58.00 7 5.2739

5,000

9.1700 51.00 7 5.2739

4-May-06 2,000 7.4000 60.00 4 5.4595

2,600

8.9900 57.00 8 5.4595

3,000

8.9900 57.00 7 5.4595

2,500

8.9100 56.50 5 5.4595

1,000

9.1500 58.00 7 5.4595

4,000

12.0000 67.00 1 5.4595

5,000

9.1700 51.00 7 5.4595

3,000

8.9100 56.50 7 5.4595

5-May-06 2,000 7.4000 60.00 4 4.9721

2,500

9.3000 52.00 7 4.9721

3,000

8.9900 57.00 10 4.9721

2,500

8.9900 57.00 7 4.9721

5,000

9.1500 58.00 7 4.9721

700

9.1500 58.00 7 4.9721

5,000

10.5000 58.00 3 4.9721

5,000

7.4000 60.00 7 4.9721

8,000

8.9100 56.50 7 4.9721

5,000

7.0500 57.00 7 4.9721

8-May-06 10,000 9.1700 51.00 7 5.0715

2,000

7.6600 57.00 1 5.0715

16,500

9.1500 58.00 7 5.0715

2,500

9.3000 52.00 7 5.0715

2,500

9.1500 58.00 15 5.0715

3,600

9.1500 58.00 14 5.0715

3,000

8.9900 57.00 7 5.0715

2,500

9.1500 58.00 7 5.0715

1,100

8.8300 56.00 1 5.0715

7,500

10.0000 55.00 1 5.0715

4,000

7.6600 57.00 7 5.0715

Periode Volume Transaksi (Juta Rupiah)

Tingkat Indikasi Imbalan Sertifikat IMA (%) Jangka Waktu (hari)

Tkt Indikasi Imbalan PUAS = Rata-rata Tertimbang Tkt Indikasi Imbalan Sertifikat IMA (%) Indication Rate of Return of IMA Certificate (%)

Period Volume of Transaction (Million IDRs)

Indication Rate of Return PUAS = Weighted Average Indication Rate of Return of IMA Certificate (%) Maturity (Days)

(13)

sebelumnya (R)

Nisbah Bagi Hasil untuk Bank Penanam Dana (K)

10-May-06 8,500 9.1500 58.00 7 5.1190

5,000

7.4000 60.00 7 5.1190

3,000

9.1500 58.00 14 5.1190

3,000

8.9900 57.00 7 5.1190

500

9.1500 58.00 7 5.1190

20,000

9.1500 58.00 7 5.1190

5,000

9.1700 51.00 7 5.1190

5,000

8.9100 56.50 7 5.1190

11-May-06 5,000 8.9900 57.00 7 5.0312

1,500

9.0700 57.50 4 5.0312

500

8.9100 56.50 1 5.0312

3,000

10.0000 55.00 1 5.0312

8,000

8.9100 56.50 7 5.0312

3,000

7.3000 59.00 7 5.0312

12-May-06 3,100 9.1500 58.00 14 4.9365

5,000

8.9900 57.00 7 4.9365

1,000

9.0700 57.50 4 4.9365

8,000

8.9100 56.50 7 4.9365

5,000

7.3000 59.00 7 4.9365

15-May-06 3,000 7.6600 57.00 7 5.6422

16,500

9.1500 58.00 7 5.6422

5,000

7.5000 61.00 7 5.6422

2,500

9.3000 52.00 7 5.6422

4,000

9.1500 58.00 14 5.6422

2,700

8.9900 57.00 7 5.6422

500

8.8300 56.00 2 5.6422

5,000

9.1500 58.00 7 5.6422

1,000

9.0700 57.50 4 5.6422

600

8.9100 56.50 1 5.6422

30,000

11.0000 60.00 1 5.6422

4,000

11.0000 60.00 1 5.6422

5,000

9.1700 51.00 7 5.6422

9,000

8.9100 56.50 7 5.6422

16-May-06 10,000 9.1700 51.00 7 8.2795

5,000

9.3000 52.00 7 8.2795

4,500

9.1500 58.00 14 8.2795

10,000

12.0000 67.00 1 8.2795

2,500

9.1500 58.00 7 8.2795

500

9.1700 51.00 3 8.2795

1,600

9.0000 50.00 1 8.2795

23,000

16.0000 87.00 1 8.2795

14,000

8.9100 56.50 7 8.2795

17-May-06 8,500 9.1500 58.00 7 6.2461

5,000

7.5000 61.00 7 6.2461

2,800

8.9900 57.00 7 6.2461

10,000

11.0000 61.00 1 6.2461

2,500

9.1500 58.00 7 6.2461

1,500

8.9100 56.50 1 6.2461

17,500

12.0000 67.00 1 6.2461

20,000

12.0000 67.00 1 6.2461

5,000

9.1700 51.00 7 6.2461

2,000

7.4000 60.00 5 6.2461

20,000

9.1500 58.00 14 6.2461

5,000

9.1700 51.00 7 6.2461

6,000

8.9100 56.50 7 6.2461

1,500

7.3000 59.00 6 6.2461

18-May-06 2,000 7.5000 61.00 8 10.1544

2,500

8.9900 57.00 8 10.1544

2,500

8.9900 57.00 6 10.1544

10,000

14.0000 78.00 1 10.1544

1,500

8.9100 56.50 4 10.1544

15,000

15.0000 83.00 1 10.1544

11,000

15.0000 83.00 1 10.1544

15,000

15.0000 83.00 1 10.1544

8,000

8.9900 57.00 11 10.1544

3,000

7.3000 59.00 11 10.1544

19-May-06 3,000 9.1700 51.00 10 10.9364

5,000

7.5000 61.00 10 10.9364

2,500

9.5200 53.00 10 10.9364

2,500

8.9900 57.00 7 10.9364

(14)

sebelumnya (R)

Nisbah Bagi Hasil untuk Bank Penanam Dana (K)

22-May-06 16,500 9.1500 58.00 7 9.4928

5,000

7.5000 61.00 7 9.4928

2,500

9.3000 52.00 7 9.4928

2,500

8.9900 57.00 7 9.4928

2,000

9.1500 58.00 7 9.4928

1,500

9.1500 58.00 7 9.4928

1,800

9.5000 52.00 1 9.4928

30,000

14.5000 81.00 1 9.4928

20,000

15.5000 83.00 1 9.4928

20,000

15.5000 83.00 1 9.4928

5,000

9.1700 51.00 7 9.4928

4,000

8.9900 57.00 11 9.4928

5,000

8.9900 57.00 10 9.4928

23-May-06 10,000 9.5000 53.00 14 5.2286

2,500

9.3000 52.00 7 5.2286

2,500

9.0000 50.00 1 5.2286

3,100

8.9900 57.00 7 5.2286

10,000

8.5000 47.00 1 5.2286

2,500

9.1500 58.00 6 5.2286

1,000

9.5000 52.00 6 5.2286

800

9.5000 52.00 1 5.2286

20,000

10.0000 56.00 1 5.2286

20,000

10.0000 56.00 1 5.2286

20,000

10.0000 56.00 1 5.2286

14,000

8.9100 56.50 7 5.2286

2,000

7.3000 59.00 7 5.2286

24-May-06 8,500 9.1500 58.00 7 5.0838

5,000

7.5000 61.00 7 5.0838

10,000

8.0000 44.50 2 5.0838

1,000

9.2300 58.50 14 5.0838

5,000

9.1500 58.00 7 5.0838

600

8.8300 56.00 3 5.0838

700

8.8300 56.00 2 5.0838

2,000

9.1500 58.00 7 5.0838

12,000

10.0000 56.00 5 5.0838

20,000

10.0000 56.00 5 5.0838

5,000

9.1700 51.00 7 5.0838

6,000

8.9100 56.50 6 5.0838

26-May-06 6,000 13.0000 72.00 3 7.9663

1,000

7.6600 57.00 7 7.9663

1,000

8.9100 56.50 7 7.9663

500

7.3000 59.00 7 7.9663

29-May-06 2,000 9.1700 51.00 7 5.3857

16,500

9.1500 58.00 7 5.3857

5,000

7.5000 61.00 7 5.3857

2,500

8.9900 57.00 7 5.3857

10,000

9.3300 59.00 21 5.3857

6,000

9.1500 58.00 10 5.3857

3,500

9.1500 58.00 7 5.3857

1,300

8.9100 56.50 1 5.3857

25,000

10.0000 56.00 1 5.3857

15,000

10.0000 56.00 1 5.3857

15,000

10.0000 56.00 1 5.3857

15,000

10.0000 56.00 1 5.3857

15,000

8.0000 65.00 10 5.3857

5,000

9.1700 51.00 7 5.3857

3,000

8.9100 56.50 7 5.3857

30-May-06 3,500 9.3000 52.00 7 4.6297

3,600

8.9900 57.00 7 4.6297

2,000

9.3000 59.00 20 4.6297

1,800

8.9100 56.50 1 4.6297

20,000

9.0000 50.00 1 4.6297

20,000

9.0000 50.00 1 4.6297

3,000

8.9100 56.50 7 4.6297

3,000

7.3000 59.00 7 4.6297

(15)

Gambar 8. Volume Transaksi PUAS Volume of PUAS Transaction

0 200 400 600 800 1000 1200 1400 1600

May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06 May-06

Milyar Rupiah (Billion IDRs)

Series1 101.5 82 78.1 121.85 450.6 577.2 419.5 677.95 578.8 724.7 845.25 1016.5 1487.7

May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06 May-06

Gambar 9. Posisi Sertifikat Wadiah Bank Indonesia (SWBI) Outstanding of Bank Indonesia Wadiah Certificate (SWBI)

- 500 1,000 1,500 2,000 2,500 3,000

May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06 May-06

Milyar Rupiah (Billion IDRs)

May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06 May-06

(16)

Tabel 8. Pangsa Perbankan Syariah Terhadap Total Bank (posisi April 2006) Islamic Banks’s Share to All Banks (position April 2006)

Nominal Share

Total Assets 21.09 1.44% 1466.92

Deposit Fund 15.19 1.36% 1116.19

Credit/Financing extended 16.59 2.44% 678.89

**LDR/FDR*)** 109.22% 60.82%

NPL 3.99% 8.1%

Islamic Banks

Total Banks

*) FDR = Financing extended/Deposit Fund LDR = Credit extended/Deposit Fund

Gambar 10. Pangsa Perbankan Syariah Terhadap Total Bank (posisi April 2006) Islamic Banks’s Share to All Banks (position April 2006)

0.00%

0.50%

1.00%

1.50%

2.00%

2.50%

3.00%

Apr-05 May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06

Total Assets 1.30% 1.31% 1.32% 1.32% 1.31% 1.30% 1.32% 1.31% 1.42% 1.40% 1.40% 1.40% 1.44%

Deposit Fund 1.31% 1.30% 1.32% 1.31% 1.30% 1.24% 1.27% 1.24% 1.38% 1.36% 1.32% 1.33% 1.36%

Cr/Fin ext 2.27% 2.28% 2.27% 2.25% 2.22% 2.17% 2.21% 2.18% 2.19% 2.22% 2.26% 2.33% 2.44%

Apr-05 May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06