SYLLABUS
INTERNATIONAL PROGRAM FOR ISLAMIC ECONOMICS AND FINANCE (IPIEF)
FACULTY ECONOMIC AND BUSINESS UNIVERSITAS MUHAMMADIYAH YOGYAKARTA
Name of Course : Banking Financial Management Credit Value : 3 (three)
Semester : 5 (five)
Instructor : Dr. Dimas Bagus Wiranatakusuma, M.Ec
ABOUT THE COURSE
This course is designed to allow students to understand risk, its characteristics, and regulations connected with banking regulations.
Why Risk Management
The role of risk management becomes important in the midst of global uncertainty. The vulnerability exists as a response to such uncertain conditions. Eventually, regulators around the world increasingly realize that sound risk management practices are vital. Risk management technically enables not only for individual banks but also the financial system as a whole.
Why Islamic and Conventional Banks
Some countries implement dual banking systems where conventional hand in hand with Islamic banks. However, due to different paradigms in both operations, the way in managing risk could differ. Moreover, although Islamic banks are accounted for a small portion, its role is increasingly important and attract diverse background to be involved due to their unique characteristics and upholds Islamic principles.
International banking standard
The banking sector is considered a complex financial institution and needs to be strictly regulated. Thus, some international standards, either for conventional or Islamic banks are taken into account. Basel 1,2,3 are some of the existing examples at the international level which have been implemented by the banking system around the world. In addition, IFSB and AAOFI are of international setting bodies with giving special focus on Islamic financial institution in accordance with its international practices standard.
Policy Perspective
Complexity in the financial system encourages policymakers to develop prudential regulations covering financial institutions and a macro environment where financial institutions in it.
Currently, policymakers have been promoting micro and macroprudential policies to mitigate systemic risk occurring in the financial system. In brief, those prudential regulations basically attempt to provide prudent and sound risk management under micro and macro levels and connected primarily with the banking sector.
WHAT THE COURSE COVERS
The course covers some aspects of risk-based management and governance structures for the management of risk in Islamic and conventional banks.
INTENDED OUTCOMES
1. Understanding the inherent risks in the banking
2. Understanding on supervisory assessment on the banking sector 3. Understanding of banking regulation
WHO SHOULD TAKE THIS COURSE
This course is designed to bachelor students of 3rd year in economics, banking, finance ASSESSMENT EVALUATIONS
The students will be evaluated in the following details:
1. Presentation - 1 X 15% = 15% (Available in MyKlass UMY) 2. Test Competence 15% X 4 = 60% (Available in MyKlass UMY) 3. Assignment 3 X 5% = 15% (Available in MyKlass UMY) 4. Attendance = 10% (Available in MyKlass UMY)
Total of 100%
GRADING SYSTEM
EFFECTIVE FOR BATCH 2017 AND AFTER (2018 and 2019)
Letter Grade Score Description Remark Quality Points
Equivalent
A An ≥ 80 Excellent Passed 4,00
AB 75 ≤ AB < 80 Very Good Passed 3,50
B 65 ≤ B <75 Good Passed 3,00
BC 60 ≤ BC < 65 Fairly Good Passed 2,50
C 50 ≤ C < 60 Satisfactory Passed 2,00
D 35 ≤ D < 50 Poor Conditional Pass 1,00
E E < 35 Failure Failed 0,00
WHAT WILL YOU LEARN
Type: English- Taught, Asynchronous, and Synchronous online delivery Date: 19th September – 2nd January 2021
Credit: 3 credit hours
Class Meeting Date Course Title
1 September 19, 2020 Course Introduction
Module 1: Introduction to Banking Operation
2 September 26, 2020 Introduction to Banking Operation
3 October 3, 2020 Introduction to Risk Management
4 October 10, 2020 Introduction to Financial Performance
5 October 17, 2020 Test Competency 1
Module 2: Banking Risk and Regulation
6 October 24, 2020 The Nature of risk and regulation in the banking
7 October 31, 2020 The evolution of risk management and regulation in the banking
8 November 7, 2020 The development of risk-based supervision of banks
9 November 14, 2020 Test Competency 2
Module 3: An introduction to the market, credit, and operational risk
10 November 21, 2020 The nature of market risk ad treasury risk
11 November 28, 2020 The nature of credit risk
12 December 5, 2020 The nature of operational risk
13 December 12, 2020 Test Competency 3 Module 4: Supervision, disclosure, and governance
14 December 19, 2020 An introduction to supervisory review and bank disclosure requirements, and Corporate governance
15 December 26, 2020 The Indonesian regulatory framework
16 January 2, 2021 Test Competency 4
HOW THE COURSE RUN
The course combines synchronous dan asynchronous online delivery. The details as follows:
No of
Meeting Course Title Date Delivered Synchronized A synchronized
1 Introduction to the Course September 19, 2020 Ms Teams MyKlass
(UMY’s Online Platform)
A Module 1: Introduction to Banking Operation
2 Introduction to Banking Operation
September 26, 2020 Ms Teams MyKlass
(UMY’s Online Platform)
3
Introduction to Risk Management in Banking Quiz 1
October 3, 2020 Ms Teams MyKlass
(UMY’s Online Platform)
4 October 10, 2020 Ms Teams MyKlass
Introduction to Financial Performance Quiz 2
(UMY’s Online Platform)
5 Test Competency 1
October 17, 2020
Ms Teams MyKlass
(UMY’s Online Platform)
B
Module 2: Banking Risk and Regulation
6
The Nature of risk and regulation in the banking Quiz 3
Public Lecturer: (Detail Attached)
October 24, 2020
October 31, 2020
November 7, 2020
Ms Teams MyKlass
(UMY’s Online Platform)
7
The evolution of risk management and regulation in banking Quiz 4
Public Lecturer: (Detail Attached)
Ms Teams
MyKlass
(UMY’s Online Platform)
8 Ms Teams MyKlass
The development of risk-based supervision of banks Quiz 5
Public Lecturer: (Detail Attached)
(UMY’s Online Platform)
9
Test Competency 2
November 14, 2020 Online- MyKlass
(UMY’s Online Platform)
C
Module 3: An introduction to the market, credit, and operational risk
10
The nature of market risk ad treasury risk Quiz 6
Public Lecturer: (Detail Attached)
November 21, 2020
November 28, 2020
Ms Teams MyKlass
(UMY’s Online Platform)
11
The nature of credit risk Quiz 7
Public Lecturer: (Detail Attached)
Ms Teams/Zoom Meetings
MyKlass
(UMY’s Online Platform)
12
The nature of operational risk Quiz 8
Public Lecturer: (Detail Attached)
December 5, 2020
Ms Teams/Zoom Meetings
MyKlass
(UMY’s Online Platform)
13
Test Competency 3
December 12, 2020 Online MyKlass
(UMY’s Online Platform)
D
Module 4: Supervision, disclosure, and governance
14
An introduction to supervisory review and bank disclosure requirements, and Corporate governance
Quiz 9
Public Lecturer: (Detail Attached)
December 19, 2020
December 26, 2020
Ms Teams/Zoom Meetings
MyKlass
(UMY’s Online Platform)
15
The Indonesian regulatory framework Quiz 10
Public Lecturer: (Detail Attached)
Ms Teams/Zoom Meetings
MyKlass
(UMY’s Online Platform)
January 2, 2021 16
Test Competency 4
Ms Teams/Zoom Meetings
MyKlass
(UMY’s Online Platform)