in our paper consists of 3 formulations of the problem that we present, namely:
First ; How do vocational students understand investment risk management?
second ; How important is investment risk management for students today?
last is; What is the level of interest of vocational students in investment risk management?
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in the next sub-chapter there is an understanding of investment management
1. According to Lawrence J. Gitman and Michael D. Joehnk in their book
"Fundamentals of Investing", investment management is a systematic
approach to managing investments that includes planning, risk analysis, asset selection, and portfolio evaluation. The goal is to achieve long-term capital growth and meet investors' financial goals.
2. According to David L. Scott in the book "Investment Risk Management", investment risk management identifies, measures, and manages risks related to investment decisions. The goal is to reduce unwanted risks and increase the chances of achieving investment objectives.
3. The definition of investment risk management underscores the importance of a systematic approach to managing investment risks.
4. The process includes risk involvement, measurement, control, and decision- making based on risk analysis to achieve the desired investment objectives.
Furthermore, there are investment management objectives where Investment management aims to achieve optimal results from the investments made. This goal involves various aspects, including return on investment, risk
management, and meeting long-term financial goals. The following are the main objectives of investment management:
1. Increase refund:
To achieve optimal return on investment. This can be achieved through finding profitable investment opportunities, effective portfolio management, and making the right investment decisions.
2. Minimize risk:
This involves portfolio diversification, careful risk analysis, and proactive risk management. This objective protects the investment value from market
fluctuations and unexpected events.
3. Meet long-term financial goals:
Aims to help achieve long-term financial goals, such as retirement, children's education, or buying property.
4. Liquidity and cash flow management:
Investment management also focuses on liquidity and cash flow management.
This involves placing investments in instruments that can be easily liquidated if needed and managing efficient cash flows to meet diverse financial needs.
5. Control costs:
Aims to optimize the use of resources by controlling the costs associated with the investment. This includes transaction costs, management fees, and other costs related to investing activities.
This objective can be achieved by selecting efficient investment instruments and prudent portfolio management.
Investment management objectives may vary depending on the risk profile, preferences, and needs of the individuals or institutions involved.
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