PROPERTY ECONOMICS
Property economics is concerned with all aspects of property:
investment, asset management, development, valuation and research, with a focus on finance and the
commercial property market sector.
KEBUTUHAN PEMBANGUNAN RUMAH YANG TINGGI
1
Berdasarkan data, jumlah angka baclog perumahan mencapai 11, .4 juta KK pada tahun 2015.
Backlog Perumahan di Indonesia masih sangat tinggi, sehingga menjadi prioritas pembangunan pemerintah ....
Peningkatan Backlog rumah dikarenakan adanya Adanya kebutuhan rumah baru (800.000 unit/tahun) sementara kapasitas bangun pengembang hanya (250.000 – 400.000 unit/tahun
Isu utama
P E LU A N G TA N TA N G A N
dukungan pemerintah
yang tinggi Bonus demografi Digitalisasi proses bisnis
Banyak MBR yang unbankable
Belum ada
landbank Regulasi yang belum
terstandarisasi
KONTRIBUSI SEKTOR PROPERTI BAGI PDB INDONESIA
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Adapun Sektor Perumahan Berkontribusi Besar Terhadap PDB Suatu Negara. Di Indonesia kontribusinya baru mencapai 2,8 %...
Kontribusi sektor perumahan terhadap PDB berkisar antara 2,5% hingga 2,8%
2.63%
8.03%
4.48 9.18%
17.02%
20.53%
21.09%
23.34%
27.75%
Australia Singapura Filipina Malaysia Inggris
AS Thailand Jepang Jerman
Indonesia
Sumber: BPS Tahun 2017
0% 6% 12% 18% 24% 30%
Sumber: Hasil penelitian UI Tahun 2011
Peranan sektor perumahan terhadap perkembangan ekonomi suatu negara:
Investasi di sektor perumahan mampu menyokong pertumbuhan ekonomi suatu negara
Pertumbuhan sektor perumahan akan berdampak pada pertumbuhan sektor industri lainnya (Ada lebih dari 170 industri terkait sektor propert)
Pertumbuhan sektor perumahan sangat memicu perbaikan struktur industri suatu negara
Pertumbuhan sektor perumahan akan
meningkatkan lapangan kerja
INDONESIA KEKURANGAN ENTREPRENEUR DIBANDING NEGARA LAIN
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Perkembangan kewirausahaan (entrepreneurship) di Indonesia masih tertinggal, bahkan dari negara ASEAN.
Sehingga, kesempatan menjadi seorang entrepreneur masih terbuka lebar...
Persentase Jumlah Pengusaha di beberapa negara tahun 2017
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Jepang 11%
China 10%
Singapura 7%
Malaysia 5%
Thailand 4%
Indonesia
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Sumber : Kementerian Koperasi dan UMKM 2017
Jumlah pengembang perumahan di Indonesia hanya berkisar
+/- 4.700 (REI, APERSI, dll) , masih diperlukan entrepreneur
baru untuk menggarap sektor perumahan
BANK FOKUS PERUMAHAN
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Bank yang fokus perumahan , turut menyuseskan program sejuta rumah baik
dengan berperan sebagai lembaga pembiayaan, inisiator dan integrator dan digital intermediary....
Terdepan dan terpercaya dalam
memfasilitasi sektor perumahan dan jasa
“ layanan keuangan keluarga Sisi Supply
Mencetak developer baru
Memperkuat jejaring stakeholder perumahan
Mencetak entrepreneur di bidang properti untuk mendukung realisasi program sejuta rumah
• Mempererat hubungan untuk memperluas supply
Turut aktif dalam mendukung program asosiasi pengembang dan realisasi kebijakan hunian bersubsidi
Sisi Demand
Mempermudah akses penjualan
• Layanan Properti
Memperluas layanan Bank Properti yang ditujukan untuk menyasar masyarakat digital savy
• Hotline
Sebagai sarana Bank untuk berinteraksi dengan nasabah 24/7
Digitalisasi proses
• Digitalisasi proses perkreditan
Digitalisasi sebagai inisiatif percepatan dan efisiensi proses
Product development
• Mengembangkan produk KPR Mikro
Menyasar masyarakat yang berkerja di sektor informal melalui realisasi KPR Mikro
• Memperkuat peran
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Notaris/PPAT
Kampus/Pendidikan
BPN
DirektturBPN
MAPPI
KepalaMAPPI
Dinas Pajak
Dinas Perijinan
Kepala DPM-PTSPdan Kepala Bappeda
REI
Anggota REI
Bank
Direktur Bank APERSI
Ketua DPP APERSI
KemenPUPR
Direktur Pembiayaan PUPR
Stakeholder in Property berasal dari Praktisi dan Akademisi..
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4 pilar utama di bidang properti ...
Values
M AT E R I LN D C A P IT A L LE G A L S K IL LS E T