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ABSTRAK
PENGARUH LITERASI KEUANGAN, OVERCONFIDENCE DAN PERSEPSI RISIKO TERHADAP MINAT BERINVESTASI REKSADANA
MAHASISWA PENDIDIKAN EKONOMI UNIVERSITAS LAMPUNG
Oleh
DIWA ARGAPRYLA
Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan, Overconfidence dan Persepsi Risiko Terhadap Minat Berinvestasi Reksadana Mahasiswa Pendidikan Ekonomi Universitas Lampung. Metode dalam penelitian ini munggunakan deskriptif verifikatif dengan pendekatan ex post facto dan survey. Populasi dalam penelitian ini adalah mahasiswa aktif pendidikan ekonomi angkatan 2018-2019 FKIP Universitas Lampung yaitu sebanyak 129 orang mahasiswa. Jumlah sampel pada penelitian ini sebanyak 56 orang mahasiswa, yang diperoleh dengan teknik pengambilan sampel yaitu probability sampling.
Pengumpulan data menggunakan kuesioner online. Pengujian hipotesis dilakukan dengan uji t dan F serta diolah dengan program SPSS. Hasil analisis menunjukkan bahwa ada pengaruh literasi keuangan, Overconfidence Dan Persepsi Risiko Terhadap Minat Berinvestasi Reksadana Mahasiswa Pendidikan Ekonomi Universitas Lampung dengan kadar determinasi sebesar 0,678 atau 67,8% Minat Berinvestasi Reksadana Mahasiswa dipengaruhi oleh literasi keuangan, Overconfidence dan Persepsi Risiko, serta sisanya sebesar 32,2% dipengaruhi oleh variabel lain yang tidak diteliti.
Kata kunci : Literasi Keuangan, Overconfidence, Persepsi Risiko, Minat Berinvestasi Reksadana
ABSTRACT
THE INFLUENCE OF FINANCIAL LITERATURE, OVERCONFIDENCE AND RISK PERCEPTIONS ON INTEREST IN INVESTING IN MUTUAL FUNDS
ECONOMIC EDUCATION STUDENTS UNIVERSITY OF LAMPUNG
By
DIWA ARGAPRYLA
This study aims to determine the effect of financial literacy, overconfidence and risk perception on mutual fund investment interest in students of economic education at the University of Lampung. The method in this study uses descriptive verification with ex post facto and survey approaches. The population in this study were active students of economic education class 2018-2019 FKIP Lampung University, as many as 129 students. The number of samples in this study were 56 students, obtained by sampling technique, namely probability sampling. Data collection using an online questionnaire. Hypothesis testing was carried out by t and F tests and processed by the SPSS program. The results of the analysis show that there is an effect of financial literacy, overconidence and risk perception Against the Interest of Investing in Economic Education Students Mutual Funds University of Lampung with a determination level of 0.678 or 67.8% Interest Investing in Student Mutual Funds is influenced by financial literacy, Overconfidence and Risk Perception, and the remaining 32.2% are influenced by other variable not examined.
Keywords: Financial Literacy, Overconfidence, Risk Perception, Mutual Fund Investment Interest
