CBIL-01
December - Examination 2019
Certificate in Banking and Insurance Law Examination
Banking Laws (In India) Paper - CBIL-01
Time : 3 Hours ] [ Max. Marks :- 100
Note: The question paper is divided into three sections A, B and C.
Write answers as per the given instructions.
{ZX}e : ¶h àíZ nÌ "A', "~' Am¡a "g' VrZ IÊS>m| ‘| {d^m{OV h¡& à˶oH$
IÊS> Ho$ {ZX}emZwgma àíZm| Ho$ CÎma Xr{OE&
Section - A 10 × 2 = 20 (Very Short Answer Questions)
Note: Answer all questions. As per the nature of the question delimit your answer in one word, one sentence or maximum up to 30 words. Each question carries 2 marks.
(IÊS> - "A') (A{V bKw CÎmar¶ àíZ)
{ZX}e : g^r àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo àíZmZwgma EH$ eãX, EH$ dm³¶ ¶m A{YH$V‘ 30 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 2 A§H$m| H$m h¡&
006
CBIL-01 / 200 / 4 (1) (P.T.O.)
006
CBIL-01 / 200 / 4 (2) (Contd.)
1) (i) Reserve Bank
[aOd© ~¢H$
(ii) Scheduled Bank
AZwgy{MV ~¢H$
(iii) Bank Rate
~¢H$ aoQ>
(iv) Chit fund
{MQ> ’$ÊS>
(v) Advance
F$U
(vi) Cheque
M¡H$
(vii) Name two development bank
Xmo {dH$mg ~¢H$ Ho$ Zm‘
(viii) Promissory Note
dMZ nÌ
(ix) RRB: Full form
Ama.Ama.~r.… nyU© Zm‘
(x) SIDBI: Full form
E‘.AmB.S>r.~r.AmB … nyU© Zm‘
CBIL-01 / 200 / 4 (3) (P.T.O.) 006
Section - B 4 × 10 = 40 (Short Answer Questions)
Note: Answer any four questions. Each answer should not exceed 200 words. Each question carries 10 marks.
(IÊS> - ~) (bKw CÎmar¶ àíZ)
{ZX}e : {H$Ýht Mma àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo A{YH$V‘
200 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 10 A§H$m| H$m h¡&
2) Explain origin of the Bank.
~¢H$ H$s CËn{V H$s {ddoMZm H$s{O¶o&
3) Explain the management of Reserve Bank of India.
^maVr¶ [aOd© ~¢H$ Ho$ à~§YZ H$s {ddoMZm H$s{O¶o&
4) Explain advantages and disadvantages of registration of Bank.
~¢H$ Ho$ n§Or¶Z Ho$ bm^ d An{hV H$mo g‘Pm¶o&
5) Explain present banking structure of India.
^maV Ho$ dV©‘mZ ~¢qH$J T>m§Mo H$s {ddoMZm H$s{O¶o&
6) Was Bank Nationalization Policy correct for India? Explain.
³¶m ^maV H$s ~¢H$ amîQ´>r¶H$aU Zr{V ghr Wr? {ddoMZm H$s{O¶o&
7) Explain benefits of Bank Ombudsman.
~¢H$ bmoH$nmb Ho$ bm^m| H$s {ddoMZm H$s{O¶o&
8) Explain prohibited functions of Reserve Bank of India.
^maVr¶ [aOd© Ho$ {Z{fÕ H$m¶m] H$s {ddoMZm H$s{O¶o&
9) Explain holder in due course.
gå¶H$ AZwH«$‘ YmaH$ H$s {ddoMZm H$s{O¶o&
006
CBIL-01 / 200 / 4 (4)
Section - C 2 × 20 = 40 (Long Answer Questions)
Note: Answer any two questions. You have to delimit your each answer maximum up to 500 words. Each question carries 20 marks.
(IÊS> - g) (XrK© CÎmar¶ àíZ)
{ZX}e : {H$Ýht Xmo àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo A{YH$V‘ 500 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 20 A§H$m| H$m h¡&
10) Discuss the advantages and disadvantages of banking system of India in details.
^maVr¶ ~¢qH$J ì¶dñWm Ho$ bm^m| d An{hV H$s {dñVma go {ddoMZm H$s{O¶o&
11) Discuss the powers and functions of reserve bank in details.
[aOd© ~¢H$ e{³V¶m| d H¥$˶m| H$s {dñVma go {ddoMZm H$s{O¶o&
12) Define and classify the present status of Banking Fraud.
Suggest remedies to it.
dV©‘mZ ‘| hmo aho ~¢qH$J YmoH$mY‹S>r H$mo n[a^m{fV d dJuH$aU H$s{O¶o& Bgo gwYmaZo Ho$ Cnm¶ gwPm¶o&
13) Discuss the winding up of bank in details.
~¢H$ Ho$ n[ag‘mnZ H$s {dñVma go {ddoMZm H$s{O¶o&