Increasing coverage of Non Loanee farmer, Area
and Crops under PMFBY and use of Technology
Increasing coverage of Non-Loanee farmers
• Notification before commencement of season and timely digitalization.
• Strengthening of Insurance companies infrastructure and personnel
• Better infrastructure at CSCs equipped with biometric instruments
& high bandwidth connectivity
• Engaging Indian Post Offices for enrollment
• Seamless working of National Crop Insurance Portal
• Better and efficient interface with CSC portal
• Engagement of trained manpower by ICs, CSC and Banks.
• Sharing best practices of data scrutiny and sanitization by Insurance companies.
• To address reluctance of Nationalized and Cooperative Banks for non- loanee enrolment.
• Budgetary provision for publicity and awareness creation activities-Both by State govt and ICs.
• Better coordination among stakeholders.
• Notifying more crops in a phased manner.
• Transparency, Satisfaction level of farmers for claim settlements is key for increase in enrollment
Increasing coverage of Non Loanee farmers Contd….
Use of Technology
• Use of remote sensing technology for resolving issues related to Area discrepancy, Prevented Sowing and Local Perils
• Remote sensing and crop modelling for yield forecasting in case of Mid-season adversity
• Identification and optimization of CCE plots using satellite imageries
• Technological intervention for clustering and risk classification using RST
• Handholding of State Remote Sensing Centres by MNCFC
• Setting up of a Nodal Agency at national Level
• Identification of flood and drought affected areas using RST
• Use of RST for defining seasonality of crops
• Devising specific mobile apps and use of Drones for capturing first hand information of localized calamity and post harvest loss
• Use of smart phone and mobile app for capturing CCE data
• Auto-yield and claim calculation and transfer of claim through DBT mode
• Capacity building f State Officials in ue of Technologies
• Linking of Land records with Crop Insurance Portal
Use of Technology Contd………..
Issues Requiring Attention
• The Crop Insurance Portal & CCE-Agri App to be firmed up
• Provision of “Exit” & “Penalty” Clause for defaulting companies etc.
• State’s to have more operational flexibility in deciding Cut-Off dates
• Provision of Administrative cost (@1% of Central Share)
• The programme should be operated on 60:40 (CS:SS) basis like all other Centrally Sponsored Schemes. However, for J&K other hilly states it should be 90:10.
• Incorporation of new risk scenarios in guideline i.e. Wind damage (Lodging), Damage due to wild animals etc.
• CCE Form need to be redesigned and simplified by DES/NSSO.
