INTRODUCTION This is a study on HE09 UMS Students’ perspectives on IB.
GROUP 8 BF30703
HE09 UMS STUDENTS’ PERSPECTIVES TOWARDS ISLAMIC BANKING (IB) & FINANCE
DO YOU THINK ISLAMIC BANKING AS SUSTAINABLE INDUSTRY ?
15 out of 18 respondents (83.33%) agreed that
DO YOU THINK ISLAMIC BANKS AND FINANCIAL INSTITUTIONS SERVE AS AN
ALTERNATIVE BANKING SYSTEM?
There are 18 responses received.
HAVE YOU HEARD ABOUT ISLAMIC BANKING?
All said yes
100%
ARE YOU THE EXISTING CUSTOMER OF ISLAMIC BANKING?
13 students said yes
Islamic Banking (IB) as a sustainable industry.
DO YOU THINK ISLAMIC BANKS
& FINANCIAL FOLLOW ISLAMIC ETHICS?
14 respondents said yes but 4 respondents chose maybe.
DO YOU KNOW IB PRODUCTS?
61.1% (11 students) do not know any IB product 10
while only 33.3% (6 students) said yes.
77.8% (14 students) agrees, 22.2% (4 students) said maybe.
CONCLUSION
IslaMic banking developMent uses investMent as a channel for transMitting econoMic growth in Malaysia. Therefore, through investMents froM
IslaMic banks’ funds, capital is forMed and increases econoMic activities, hence contributing to spurring
the Malaysian econoMy.
AUTHORS
1. MUHD IZZAT SHAHIRWAN BIN KINCHE
2. PG MOHD IQMAL SYAZALLY BIN PG MOHD GHAZALLY 3. SABRINAH BINTI MOHD SURUN
Customers of Isla
Mic banking
72%
Among products known are Ar-Rahnu, Wadiah and Takaful.
5
0
NO YES MAYBE
4. MUHAMMAD HANIF BIN OMAR
5. MUHAMMAD FADHLAN NASHANN BIN HAYATUDDIN
6. DAYANGKU ASLINAH BTE ABD RAHIM
WHY DO YOU CHOOSE IB ? DO YOU THINK ISLAMIC FINANCE
Among the reasons:
1) Religion
2) Good for Welfare 3) PTPTN Loan
4) University Requirements
PRODUCT IS GOOD?
83.3% (15 students) said yes and 16.7% (3 students) said
Maybe.
16.7% - Maybe
83.3% - Yes
DO YOU THINK IB
SHOWS THE TRUE TEACHINGS OF ISLAM?
12 froM the respondents said yes but other 6 of theM answered Maybe .
DO YOU TRUST IB PRODUCT?
88.9% (16 students) said yes and only 2 other respondents chose maybe with no
answer for the rest.
11.1%
YES
8 8 . 9
%
