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A C K N O W L E D G E M E N T

First of all, my Greatest thanks to Allah SWT for all the strength given to make this report reality. I would like to express gratitude to my beloved family, my fellow friends and entire classmate for their support and help towards me especially for sharing their knowledge and information. Also, I want to express thankfulness to my advisor, Madam Imelda Albert Gisip who had continuously supported and giving her guidance and advice on my research paper. Next, thank appreciation to my second examiner; Assoc. Prof. Mat Yasin Jamil for all his cooperation in finishing this study. This research paper cannot be possible without the help of many individuals personally, to my industrial training supervisor, Madam Hjh. Junaizza A. Wahab, Senior Consultant of Technology Innovation & Industrial Quality Services, SIRIM Berhad Negeri Sabah and all staffs involved. Without their encouraging support and inspiration, I would not be able to complete this study. Last but not least, my special appreciation to all the respondents who cooperates with me in filling out the questionnaires that I have distributed.

iv

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T A B L E O F CONTENTS PAGE

Declaration of Original Work ii

Letter of Submission iii Acknowledgement/Preface iv

List of Table v List of Figures / Graphs / Diagrams vii

List of Abbreviations (Glossary) viii List of definition of Terms ix

ABSTRACT x C H A P T E R

1.0 INTRODUCTION 1-8 1.1 BACKGROUND OF STUDY 1

1.2 P R O B L E M STATEMENT 3 1.3 R E S E A R C H O B J E C T I V E S 5 1.4 SIGNIFICANCE OF STUDY 6

1.5 SCOPE O F STUDY 7 1.6 LIMITATIONS OF STUDY 8

2.0 L I T E R A T U R E R E V I E W 9 -17 2.1 MONEY ATTITUDES AND COMPULSIVE BUYING 10

2.2 R E S E A R C H F R A M E W O R K 17

3.0 R E S E A R C H M E T H O D O L O G Y 19 - 22

3.1 Primary Data (Data Collection Method) 19

3.2 Secondary Data 20 3.3 Data Analysis and Interpretation Techniques 20

3.4 Data Sampling 20

4.0 FINDINGS 23 - 27

4.1 RESPONDENT'S DEMOGRAPHICS 23 4.2 RESPONDENT'S MAS S C A L E 26

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ANALYSIS

5.1 T H E YOUNG STUDENT CONSUMERS' MONEY ATTITUDES

5.2 T H E RELATIONSHIPS B E T W E E N T H E I R MONEY ATTITUDES AND COMPULSIVE BUYING

5.3 T H E G E N D E R D I F F E R E N C E S IN YOUNG STUDENTS CONSUMERS' MONEY ATTITUDES AMONG U N I V E R S I T Y STUDENT

CONCLUSION AND RECOMMENDATION

R E F E R E N C E S

APPENDICES

APPENDIX I - QUESTIONNAIRE APPENDIX I I - SPSS OUTPUT APPENDIX I I I - PAPERCUTING

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ABSTRACT

The discussion of the relationships between young student consumers' money attitudes and their compulsive buying will help marketers and policy makers to better understand these consumers' spending behavior. Thus, marketers can identify new market opportunities and form marketing strategies to target young student consumers'. On the other hand, to help young consumers to spend wisely the policy makers can also form more effective education strategies. Different from previous research in money attitudes and compulsive behavior, this research provides an overview of how male and female young student consumers perceive money and how their beliefs about money affect their spending on the 13-items Money Attitude Scales (MAS). Factor analysis yielded three factors: Power-Prestige, Retention-Time, and Quality were developed on the MAS.

Reliability measures, multiple regression analysis, chi-square test, were determined and discussed. The analysis show that power-prestige, and quality dimension scale significantly affected on the young student consumers' money attitudes. The relationships on the influence between young student consumers' money attitudes (Power-prestige, Retention-time, and Quality) are salient predictor of compulsive buying behavior.

Finally, young female students' consumers scored higher on compulsive buying behavior.

Keywords: Money Attitudes, Youth, Consumer behavior, Malaysia

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