Apply expertise and thorough understanding of the high-level trends in the banking sector, and lead the organization-wide sales proposition for products and solutions. Apply expertise and thorough understanding of the high-level trends in the capital markets sector, and lead the organization-wide sales proposition for products and solutions. Apply expertise and thorough understanding of the high-level trends in the finance sector, and lead the organization-wide sales proposition for products and solutions.
Core
Demonstrate a basic understanding of the various types, brands, categories and classifications of the specialty products available in the.
Financing Sector)
Insurance Sector)
Has specialized knowledge and stays informed of the various laws and regulations related to the banking sector. Provides expertise in legal and regulatory matters relating to the banking industry to reduce any non-compliance between current programs and procedures and relevant regulations. Provides expertise to coach and guide senior management on current laws and regulations related to the banking industry and how they impact business results.
Banking Sector)
Deeply understands current laws and regulations governing the banking industry and helps others within the teams stay abreast of these laws and regulations. Has specialist knowledge and is aware of the various laws and regulations related to the Capital Market sector. Deeply understands current laws and regulations governing the capital markets industry and helps others within the teams stay abreast of these laws and regulations.
Capital Market Sector)
Demonstrates awareness of industry trends and learns how to research information to stay abreast of business-relevant requirements. Researches information about requirements and procedures relevant to the business and, within the framework of his work and team, initiates basic activities in the capital market, in accordance with relevant regulations. Uses the entire knowledge base to ensure compliance of programs and processes with regulatory requirements relevant to the business.
Competency Descriptor
Possesses specialized knowledge and keeps up-to-date with various laws and regulations related to the financing sector. Demonstrates deep understanding of current regulatory procedures and requirements and evaluates programs and processes and how they impact funding day-to-day activities. Possesses specialized knowledge and keeps up to date with various laws and regulations related to the insurance sector.
Technical
Demonstrate basic knowledge of identifying tools and techniques related to investment asset analysis. Demonstrate basic knowledge and understanding of organizational financial goals and objectives, and how the organization does business and makes money. Demonstrate basic knowledge and understanding of the different types of intangible assets and the purpose of the asset.
Valuation
Demonstrates a basic understanding of the organization's business areas, its core functions and systems and processes. Demonstrates a basic understanding of the organization's processes and procedures related to claims processing and settlement. Demonstrates a basic understanding of credit concepts and the types of risks involved in granting credit.
Assessment Competency Descriptor
Uses full knowledge to monitor and manage credit portfolio performance according to established portfolio strategy and organization's credit risk appetite. Demonstrate a basic knowledge of the different types of credit and are aware of the credit principles. Possesses specialized knowledge of credit principles and credit management and the organization's credit policy.
On boarding
Develops a basic understanding of the types and sources of required data that are relevant to the organization. Demonstrates a basic understanding of the different types of security products used in the financial market. Demonstrates a basic understanding of the role of intermediaries and different types of service providers.
Possesses an understanding of accounting policies, procedures, systems and reports used in the organization. Possesses specialized knowledge and understanding of relevant laws, controls and requirements relating to business transactions. Demonstrates basic knowledge and awareness of business strategy and departmental mandates and goals.
Demonstrates specialized knowledge of various risk factors and the transfer and distribution of risk financing. Develops basic knowledge and understanding of the product life cycle and analysis of product performance and profitability. Has basic knowledge of the skills and techniques needed to generate sales for the organization.
Builds an understanding of the process of matching specific products within the organization to customer requirements. Demonstrates basic knowledge of the activities used to manage working-level relationships with stakeholders. Demonstrates basic understanding of the organization's assurance criteria and the basic approaches to identifying risk factors.
Learns the steps and requirements for gathering material facts and applies basic knowledge and understanding of the data risk review, analysis and evaluation process to the assigned cases in own functional area. Applies specialized knowledge of the warranty criteria and associated organizational policies to identify and assess potential risks and determine the need for additional information and significant facts to support the acceptance decision. Uses deep knowledge of the underwriting process and tools to make decisions about complex or unfamiliar situations involving risk evaluation and price assurance.
Uses thorough knowledge to determine signature information requirements based on the organization's signature strategy. Applies subject matter expertise of data consolidation and analysis to detect and assess potential risks, correlate underwriting risks with critical business drivers and assess their potential impact, determine appropriate underwriting strategy and ensure that it addresses any unexpected situation throughout the organization. Demonstrates a basic understanding of organizational underwriting policies and procedures guiding risk appetite and applies this understanding to the processing of a new application, renewal, cancellation and/or amendment of an existing risk.
Apply specialized knowledge of the underwriting process and standards in the development of policy provisions for non-complex matters. Demonstrate an awareness of the data that indicates how an underwriting portfolio is performing, with an understanding of how it will impact cost efficiency and profitability within the team. Use deep knowledge of the underwriting process and standards to underwrite complex risk cases and effectively administer the underwriting processes across the underwriting teams.
Demonstrates deep understanding of the data and methods used to monitor underwriting performance for relevant business class.
Has basic knowledge of wealth structuring processes and related organizational policies and procedures, as well as the practices involved in performing due diligence on the client. Assists in the administration of estate planning tools and structures and assists the team in implementing proposed estate planning tools. Applies deep understanding of wealth structuring processes and wealth planning laws and regulations to identify business opportunities and design account plans.
Manages the administration of the proposed wealth planning tools and structures and supports the teams in account maintenance activities. Draws on the full knowledge base and practical experience to direct and oversee the management of the proposed wealth planning instruments and structures. Ensures that departments/teams are fully compliant with estate planning laws and regulations, in accordance with organizational policies and procedures.
Applies subject matter expertise across the organization to lead the development and improvement of account service strategies and asset structuring processes. Knowledge of the principles of Shariah financial transactions and demonstrate knowledge of the organization's relevant Shariah rulings. Specialized knowledge of Sharia financial transactions and knowledge of the most prominent new transactions, and the ability to link between their relevant key terms.
In-depth knowledge of Shariah financial transactions and knowledge of products related to the organization's activities, and the ability to conclude Shariah (Fiqh) studies contracts with financial ones.
Transactions
Utilizes in-depth knowledge and understanding of all organizational development and design practices to increase overall productivity. Competency Descriptor The knowledge and understanding of employment law, HR policies and procedures, and HRIS. Utilizes in-depth knowledge and understanding of various budgeting techniques and financial planning and analysis methodologies.
Competence description Uses knowledge and understanding of facilities management to ensure functionality, comfort and efficiency in the workplace. Applies deep knowledge and understanding of all cyber security practices, tools and methods to protect information assets. Applies deep knowledge and understanding of IT infrastructure standards and protocols to advise on IT infrastructure planning and design.
Applies deep knowledge and understanding of all aspects of enterprise architecture principles, tools and methods. Applies deep knowledge and understanding of all aspects of IT management concepts, tools and methodologies. Competency Description Knowledge and understanding of software development principles and practices to design and develop applications and databases.
Demonstrates basic knowledge and understanding of IT operations management principles to assist in the administration of IT systems. Competency Descriptor Knowledge and understanding of IT operations management principles and practices to monitor and control IT services. Uses deep knowledge and understanding of all aspects of IT service management concepts and tools.
Behavioral
Helps others understand their key roles and their importance, as well as the skills and knowledge they need to perform their duties effectively. Proactively helps others accept responsibility for quality performance focused on achieving organizational goals. Communicates ideas and thoughts in a confident and respectful manner to encourage others to share their ideas.
Expressing your thoughts in an open, assertive, clear manner and in non-verbal language to convince others to achieve a common goal while respecting others. Encourages others to express new opinions to achieve goals when direct leadership does not exist. Demonstrates the ability to take charge of one's own work and asks others to help where necessary.
Demonstrates ability to link different elements and knowledge of the organization to achieve intended goals.
