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Cuoi iiam doanli iigliiep Chay von
• TRANAN
Cutfl n&m dftn ddo chgy tidn Ong Nguydn Dinh Trung, Tdng gldm dtfc Ngdn hang Phtfdng Ddng (OCB) cho bidt, hipn thanh khodn cfla tar ngan hang rdt ddl ddo ndn to khd ndng ddp tfng tdt ngudn vdn cudi nam cho DN. Theo dd. Ihay vi tgp trung vao vipe chi bao nhidu vdn cho djp nay. thi OCB nghi nhidu ddn cac gdl stfn phtfm phu hpp cho DN cung nhtf ngtfdi tidu dung, dng Trung nhdn mgnh.
Thtfe td Id vdy. nhtfng khdng phdi DN nao cung ed the tidp can dtfpc nguon vdn vay nay. Bdi hidn nay. hdu hdt cae ngan hang deu ehpn Igc ddl ttfpng cho vay.
Ngogl trtf cdc DN tham gia Chtfpng trinh binh dn gid hdng hod cfla UBND TP.HCM vao djp Tet Nguydn ddn, hodc cd cam ket ey the vdl ddi ttfpng vay nhtf Ueu thtfdng tgi 20 chp tidn dja ban thdnh phd, thi nhiTng DN nhd va vtfa. khdng ed tdi sdn thd chdp. khdng cd ddl tac b i o hp se rdt khd dtfpc xem xet
Theo dng Phgm Linh. Phd Tdng gldm ddc OCB. thdng thtfdng giai dogn eudi ndm, nhu cdu vd vdn cfla eae DN ludn gla tdng. Mgi chi phi sfl dung cho hoat dpng DN dtfpe tung ra vdo thdi diem nay cung se hpp ly hdn. Song tuy theo ttfng ngan hang sd cd each tiep e^in ridng.
"Nhtf tgi OCB. dpi ngu kinh doanh ludn tim kiem khdch hang tham gla tiong chudi eung 401 TiniK Hfl Sfi 33/2012
Do kinh ti khd khin nin ngudl tiiu ddng sS kia chpn hda trong quyit diah mua sim hing Tit. Nhu ciu tISu dung thay ail dS Hi cic nhi sin xuft binh kgo aim nay sang "giff Itfdng, ting chit". BSn cpnh dd, DN so rit khd tiip c$a gii tin dung vdi 131 suft uu dai dip Tit NguySn din niy eda cie nbi bing niu khdng cd dii tic bio h$.
tfng dd tdi tip. Cy thd ehi edn DN cd stf bdo hp cfla dtfl tde uy tin thi mpl thfl tyc sd dtfpe tidt gldm vd gidl quydt nhanh nhtft cd thd. vdl mtfc Idl sutft dtf kidn cho vay d|p Tdt nay ddi vdl USD khodng 5.5 - 6.0%/nam va Udn ddng ttf 13 14%/ndm. Tuy nhidn, tuy theo ky han vay 3 thang hay 5 thdng ma mtfe lal sudt ed thd gldm khoing 3 - 4%". dng Linh eho bidt.
Tuy nhidn. nh$n djnh vdn vay eudi ndm tdng efla ngdn hdng Saeombank Igl khde. Tdng gldm dtfc Saeombank Phan Huy Khang cho bidt. vipc cho vay tdng trtfdng mgnh nhdt tiong quy III. ddn hdt thdng 9. tdng trtfdng tin dyng efla Saeombank khoing 8%. Tuy v$y. nhu cdu vtfn cudl ndm lgi ehtfa thtfy cd dtfu hidu tdng. kd tfl ddu thdng 10 den nay ngdn hdng ndy gldi ngdn khdng nhidu. Hidn tgi.
Saeombank di/ djnh sd tridn khai gdl eho vay sdn xudt kinh doanh mua Tdt. tiong dd thdi gian eho vay id trong vdng 4 Uidng. Idl sutft 12%/ndm. Nhtfng vdi eon stf tdng trtfdng tin dyng cd ndm la 17%. dng Khang cho biet sd rtft khd dd dgt dtfpe.
Theo lanh dgo NHNN chl
nhdnh TP.HCM. ede td chfle tin dyng t r t n dja bdn da chutfn b) 200 nghin ti ddng dd cho vay sdn xutft kUih doanh Tdt 2013.
Ddl ttfpng cho vay Id DN binh dn thj trtfdng. DN XNK va DN sin xudt hang Udu dung ban Tdt, lal sudt sd ttf 13%/ndm trd xuong.
Thtfc td. xet vd tdc dp xfl ^ hd sd thi tinh trgng chung eua ede ngdn hdng vdn chtfa dap ilng dtfpe nhu cdu ndy. Eto do, du cd
"khat" vtfn, DN vdn tfu di ehpn phtfdng thflc ttf huy dpng vdn t>dn ngoai hdn la gd efla cdc nha bdng. Ong Nguydn Vidt Ctfdng.
Gidm dtfc Cty Qude td CP hi bao bi va tern nhan ehtfng hang gii.
cho bidt. du vay ngdn hang thi DN cung phdi cd tai sdn thd chtfp. d 0 ddn luc dtfpc duypt vay thi DN khdng cdn nhu edu niia.
Dd Id chtfa kd ddn vtfn de dupc duypt vay, vi tinh chtft ngdn h ^ ndn khi cd Udn DN eung mutfn thanh todn sdm, the nhtfng l?i phdi mdt thdm khodn phat do thanh todn trtfdc hgn. "ThOi Uu ttf hiqr dpng vdn bdn ngoai xem ra cd vd Unh dpng hdn", dng Ctfdng kdt ludn.
Dgi dlpn mdt DN trong Unh vi/c thuy sdn cho bitft: Tfl ddu ndm ddn nay, eung cd nhidu
HIITRIIANGS
chtfdng trinh cho vay Idl sudt tfu dai ta phia Chinh phfl, cac ngdn hang. T\iy nhidn, hau hdt chtfdng trinh khdng den phdn eac DN nhd nhtf chung tdi. B i n thdn tdi cijng ttfng edm hd sd di gd rdt nhidu cfla tiJ Quy Bio lanh tin dung TP.HCM, ddn ede NHTM nhtfng ddu lai vdo dtfy. Dieu ndy ciii^ khdng cd ^ khd hidu, bdi diung tdi cdn vdn, nhtfhg ngdn hang lgi cdn stf an toan cho ddng vdn hg bd ra hdn". dgi didn Cty ndl.
Trong khi dd, nhidu DN dang
"5n khdng hdt" trtfde stf chao mdi, eo keo cfla eac ngdn hang.
Dien Innh Id trtfdng hpp Cty TTifl cOng My nghd Kim Bdi. Ong Dang Quoc Himg, Gidm ddc DN nay cho bdt, ngay ngay ed khdng it ngan hang gpi didn thogi ddn de gidi thidu sdn phtfm vd htfa hen cam ket danh eho DN mtfe lal suat tfu dai nhat trong khi DN khong cd nhu cau. Hay trtfdng hdp Cty CP ed dien Tuan Phtfdng.
ong Vd Chi Hieu, Gidm doe DN cho bidt, trong Innh hinh khd khdn nay. cdc ngdn hdng cung cgnh tranh nhau ve Idi suat, gdi san phtfm, hgn mflc tin dyng.„
da tao ra nhidu ddu mdi ngan hang eho DN tidp edn, vdn dd cdn lai la vlpc tham djnh tdi sdn DN trong qud tiinh xdt duydt vay.
Cd khdng it DN ed nhu cau tang vdn de "cham hang" eho dip cudi nam ndy nhtfng phdn ddng van Id "tay khdng bat gigc". Vi the, eung va cdu sd kho CO ed hpi gap nhau. Vd vdn
"chd den", ngtfdi thdn, gla dinh la nhflng ngudn dtfde cdc DN nay tfu di ltfa ehpn.
Bd Itf^hig, tang chtft Cty Kinh Dd dtf kidn dtfa ra Uli trtfdng hdn 3.800 tdn banh keo. tdng 20% sdn Itfpng, DN
bdnh kpo Idn thtf hai Id Blbica cung tung ra thj trtfdng khodng 1.200 tdn banh kpo eac logl.
tdng 15% so vdi ndm ngodi. Tuy nhidn. thay vi tdng cdng sudt nhtf mpi ndm. chutfn bj cho Tdt nam nay, ede nha s i n xutft bdnh kpo tdp trung ddu ttf nhidu hdn cho ehtft Itfpng va bao bi sdn phtfm, ddng thdt gla ed hp thdng phdn phtfi. Cae thtfdng hipu bdnh kpo ldn t^kp trung cho chdt Itfpng sdn phtfm vd eii tidn bao bi vdi quydt tdm gianh thd edn bdng so vdi cac sdn phtfm ngogl eao etfp. Trong dd Biblca tung ra hai ddng sdn phtfm cao ctfp Id Goody, PEtlomino va ddng banh truydn thdng. Danh mgnh vdo phdn khuc cao cdp, Kinh Dd danh htfn dong sdn phtfm thtfpng hang Korento. sdn xuat ttf nguydn Udu NK tfl chdu Au.
Kinh Dd edn ra mdt nhan hdng Cosy bdn cgnh cdc sdn pham truydn thdng nhtf khoai tdy Idt SUde, banh AFC, bdnh bdng lan SoUte, keo Choco...
Ciing vdi vide day mgnh dtfu ttf edi tien ehdt Itfdng, mau md s i n pham. mdt "eupe ehldn"
khde ma eac DN bdnh keo dang phdi ddi ddu Id gifl gid sdn pham. De thtfe hidn ehinh sdeh ndy. Kinh Dd tgp tnmg hpp ly hod ede ehi phi sdn xuat. ban hang„. eung nhtf chia sd mpt phan ehi phi. Ipl nhu^n de ngtfdi tidu dung ydn tdm. hdi ldng khi chpn mua banh kpo ehtft Itfdng cao vdi gid c i hpp ly. Bdn cgnh dd, Kinh Dd eiing dtfy manh lihai thae tat cd cae kdnh phdn phdi de tiep can va dtfa s i n phtfm phue vy ngtfdi Udu dung eung nhtf chfl ddng dtfa sdn phtfm Tdt vd ndng thdn, ddm bdo phye vy day dfl va tdt nhtft nhu cau mua stfm Tet efla ngtfdi tidu dung.
Ong Trtfdng Phu Chien, Tong
Gldm dde Cty Blbica. cho biet, Unh ddn thdi didm ndy, Bibiea da huy dpng 100% edng sutft efla cdc ddy chuydn sdn xutft bdnh kpo Tet. Ttft e i nguydn vat upu da sdn sdng ddy dfl. Dtf kidn ddu thang 12. hdng Tdt Biblca cd mdt tidn ttft cd eac didm ban hdng.
Khd khan vd thdch thtfe vdl eac DN trong ntfdc la hidn nay, ed rtft nhidu ddn vj tiong ntfde mua bdnh ttf Malaysia khdng rd ehtft Itfpng. ngudn gde. dem vd Vipt Nam ddng gdl. ho^c ban dd ddng d cac chp ddu mdi vdi gla rd. Ngtfdi Udu dung ehi bidt dd Id bdnh ngogl, nhtftig khdng cd cd sd nao de dim bdo ehdt Itfdng vp sinh an toan thtfe pham. Dd Id ehtfa ke. mdt sd ddng banh eao etfp cdng bd Id NK ttf chdu Au, nhtfng thtfe chat Id s i n xutft tgi cac ntfdc chau A va ddng gdi tgi Viet Nam.
Ddi didn vdi nhflng dp Itfe ttf banh kpo NK (ei hang tidi ndi va hdng ed thtfdng hidu) nhtfng vdl stf diu ttf toan dlpn ttf chdt Itfdng. miu ma bao bi, cho den vide md rdng kdnh phan phoi trdn khdp ed ntfdc, cae DN s i n xuat bdnh keo efla Viet Nam ddu Un ttfdng vao stfe mua tiong dip Tet. Ong Nguyen Xuan Luan, Phd Tong giam dde Cty Kinh Dd, cho ring, tuy tinh hinh kinh td hidn nay vin edn ithdng it khd khan nhtfng nhu cdu thtfdng thtfe, bleu tang trong dip Tet vdn ludn dtfpe chu trpng. Hdn ntfa, vdi stf ddu ttf mgnh me efla nha s i n xuat, chdc chin ngtfdi Ueu dung se quan tdm nhidu hdn den sdn phtfm trong ntfde. nhdt la nhflng s i n pham dam bdo dtfpe ehdt Itfdng ngon khdng thua kem hdng ngogi, mdu ma sang tipng vd gid ed hpp ly •
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