(phdp Iu4l0d Xinh U
86 10 (331)-2019NHAN DI|N NHU CAU HOAN THIEN PHAP LUAT VE T H ! CHAP BAT DdNG S A N THEO Lt THUYET VAT QUYEN TOTTHUC TIEN
THE CHAP TAI CAC DU AN DAU TU XAY DUNG NHA D
• ThS. NGUYEN QUANG HtfONG TRA '
Tdm tdt; Tir Ihgc lien the chdp lgl cde dg dn ddu tuxdy tigng nhi d. bii viit nhgn diin nhihig hgn chi trong tiep cgn cua phdp lugt Ihge dfnh khi dieu chinh quan hi the chdp bat dgng sdn. tir do, de xuit mdt si dfnh hudng hodn thign phdp lugt ve the chop bat dgng sdn theo ly thirvit vdt quyin.
Abstract; From the mortgage practice in housing construction investment projects, the paper identifies shortcomings in accessing slamtory law in Ihe regulating properly mortgage relationships, from that, proposes some orientations for improving law on properly mortgage in accordance with theory of rights to Ihmgs.
1. Nhgn difn vitdng mic trong thyc tien the chip tgi cde dy dn diu tir xiy dyng nhd d
Trong ttidi gian qua, tgi nhiiu dy an dau tu xdy dyng nhd d dang tin tgi thye te, chu diu hi thi chap dy an diu tu xdy dyng nhd d cho edc ngdn hdng nhung Igi khing thyc hifn thu tyc gidi chip va ddng ky Ihay doi (nit bdt tai sdn thi chap) Id cac cdn hg ttong dy an ttudc khi ban cho ngudi mua.
Diiu nay dan din sy xung dgt vd banh chap quyin Igi giiia cde bin dii vdi dy dn diu tu xdy dyng nba d, md ey Ihi Id quyen dugc bdo ddm bdng dy an diu tu xdy dyng nhd d eda ngdn hdng vdi quyin sd httu doi vdi cdn hg da mua cda ngudi mua nhd d.
Vy vifc tranh chip tgi chung cu The Harmona, qudn Tdn Binh, TP. Hi Chl Minh Id mgt vi dy diin hinh cho vudng mde ndi trin'. Diiu ddng ndi, sy vifc d The Harmona khong phdi Id cd bift md Id tinh bgng khd phi biin tgi edc ttianh phi Idn ci nhiiu dy an diu hi xay dyng nha d nhu Ha Ngi, TP. Hi Chi Minh^. Vudng mdc nay ndy sinh td giai dogn thyc thi Bg lugt Dan sy ndm 2005. Tuy
nhien, Bf ludt Ddn sy ndm 2015 khing xdy dyng gidi phip phip ly mdi ma vin gitt nguyen each tiip cgn eua Bi ludt Ddn sy ndm 2005 khi xd Vl mii quan hf gitta edc bin dii vdi tdi sin thi chip taxing budng hgp tdi sdn nay dugc chuyin djch quyen sd hiiu eho bin thd ba thong qua cde hgp ding mua bdn, ehuyin nhugng. Do dd, thye tiin tiip tyc ddt ra vin di ein phdi gidi quyet', di Id, trong tradng hgp nay, ngan hang dugc quyin xd ly dy dn diu tu xdy dyng nhd d ttieo khdn 7 Diiu 323 Bg ludt Ddn sy ndm 2015 khi cd mit ttong cic cdn cd quy djnh tgi Diiu 299 cua Bi lugt nay hay ngudi mua nhd &VK)C quyen sd hflu nhd d khi dd nhgn bdn giao nha d hogc da thanh toan du tiin mua nhd d eho chd dau tu theo khoin 3 Diiu 12 Lugt Nhad ndm 2014?
Trade ttanh chip phdp ly nay, xu hudng chung trong each tiip cgn cua co quan nhd nudc ci ttlim quyin Id khuyin khich edc bin, md cy Uii Id ngdn hang vd chd dau hi dgt dugc diia tiiudn trong vifc gidi quyit bdi loan lgi ich de cd co sd phdp ly thyc
Ddn chd & Phdp ludt I
(phdp. I114I od Xinh tl 8610(331)-Z0ii<
hifn vifc cdp giiy chimg nhan quyen sd hflu nhd d cho ngudi mua nhim dam bdo sy on djnh cua eac quan hf xd hii va sy vgn hanh binh thudng cua thj ttudng bdt ding sdn^. Van di dgt ra Id, taiidng hgp cde bin khong dat duge thda thugn, vifc thyc thi quyin dugc bao dam bing dy an ddu hi xdy dyng nhd d cua cac ngdn hang se khing dugc ddm bdo.
Vd nhu vdy, mdc du ngdn hang cd quyin ttuy ddi va quyin dugc ttianh todn td dy dn ddu hi xdy dyng nha d theo Dieu 297 Bg lugt Ddn sy ndm 2015 nhung lai khing thi chu dgng thyc thi quyen vi bj phy thuic vdo y chi (thda thugn) eua ehu dau hi vd ngudi mua nhd d. Tuy nhiin, cung cdn phai ndi them rang, neu tiip egn theo hudng bdo vf tii da quyin dugc bdo dam cua ngdn hang ma phu nhgn quyen duge cip giay chdng nhfn quyin sd hflu nhd d eua ngudi mua nhd d si dnh hudng trye tiep din quyin eda ngudi mua nhd, ddc bift Id dii vdi nhflng ngudi da hoin thanh cic nghta vy thanh todn vdi chd diu hr vd dang ttiye ti chiim httu, sd dyng nhd d.
Thyc tiin ndi ttin cho thiy, sy cdn thiit phdi nhgn difn Igi tinh hgp iy ttong quy djnh cua phip luft thye djnh ve van de nay va nghien eihi hudng tiip egn mdi, phu hgp hon di xu Iy mii quan hf Igi ich gifla bin ttii chap (ehd dau hi), bin nhgn thi chap (ngdn hang) va ngudi mua nha d dii vdi bit dgng sdn thi chip Id edc dy dn diu hi xay dyng nhdd.
2. Ly thuylt v^t quyin vd vifc xd ly mii quan hf quyin vd nghia vy giihi cde bin trong bif n phdp the chip bat dgng sin
Mgt edeh khai qudt nhdt, co thi hieu: "Vgt quyen Id quyen cua mgt ngudi (cd nhdn, phdp nhan) dugc tryc tiip thyc hiin mil si hdnh vi (quyin ndng) nhit djnh do lugt djnh lin mit tai sdn
nhat djnh (co thi Id cua minh, cd thi Id cua ngudi khac), qua do ma thia mdn eac nhu cau vgt chdt vd tinh ttlin cia mmh"'. Trong quan hf tiii chip bit ding sdn, tmh chdt vgt quyin thi hifn d vifc ben nhan thi chap dugc ty minh thyc hifn edc quyin (mang ti'nh chat chd dfng va trac tiip) dii vdi bit dgng sdn the chap, ngay ed khi bdt dgng sin thi chip dang tfiugc quyin' cua chu tfie khdc. Theo di, quyin cda bin nhgn the chip vin ci hifu lyc, ngay ed ttong hudng hgp bdt ding sdn dugc ban (chuyen nhugng). Theo ly thuyet nay, phip ludt thua nhgn quyen ban bat dgng sdn the chdp ciia bin thi chip (chu sd httu bat ding san) md khing cin phdi ci sy ding y cda ben nhgn the chdp, dong tfldi ghi nhgn quyin theo duii cua ben nhgn ttie chip dii vdi bit d$ng sdn thi chip, ki cd ttong tradng hgp bit dgng sdn duge ban (chuyin nhugng) cho bin thu ba.
Vife ghi nhgn quyin bdn bit dgng sdn ttii chap xuit phdt td nguyin ly ttiyc thi quyin ( d tinh chit vfl quyin) eda chu sd hflu tai sdn. Bdi li, khi bat dgng sdn dugc dung di bdo dam thyc hifn nghia vy, quyen djnh dogt cda ehu sd hfhi chi bi ban che md khing bj mit di. Vi nguyen tic, chu sd hflu vin dugc quyin bdn, chuyin nhugng bit ding sin thi chip ma khing bj phy thugc vao y ehi eua bit ky chu thi ndo. Khac vdi edc ttudng hgp djnh do?t thing thudng, bat ding sdn trong tradng hgp nay si mang mfl ttang thai phap ly mdi, dd Id "dang trong tinh trgng the chip". Theo dd, cho du bit dfng sdn dugc ban (chuyen nhugng) bao nhiiu lin di chdng niia, ddc tinh nay si van "ttieo duii" bit ding san nhu mgt yeu t i (thugc tinh) eiu ttidnh va gdn vdi bit ding sdn. Dudi gidc dg thyc tiin, vifc cho phep chu sd hiru dugc chd ding bdn bit dfng sdn thi chip si tgo sy thugn lgi cho Iuu ttiing hing
I Ddn ChCi & Phdp ludt
(phdp.Ui4to&Xinha
86 10 (331)-2019 hoa, ldm gia tdng tic dg chu chuyin vd hiiu suitsd dyng bat ding sdn, qua do, giup khai thde tii da gia tri kinh ti eua bit dgng sdn ttii chip. Nguyin die ndy phd hgp vdi sy phdt ttiin ndng ding vd linh hogt cda nin kinh ti thj trudng - noi ma quyin ty do kinh doanh eda cde thyc thi phdp Iy luon duge phdp ludt ton tt^ng, bdo vi vd bdo dam thyc hifn.
Vi bat dgng sdn da dugc dung di thi chip, do di, di ddm bao quyen cua bin nhgn thi chip, song hdnh vdi nguyin tdc ndy, phap luft si phdi ghi nhgn quyen theo duii cua bin nhfn dii chip trong tradng hgp bat dgng san thi chip-dugc ehuyin dich quyin sd httu cho bin thd ba. Nghta Id, eho du bit ding sdn dugc chuyin nhugng cho chii the nao thi vdn ttong tinh trang dd dugc the chip vd quyin cua bin nhgn the chip van tiip tye dugc duy Iri hifu Iyc. Chii sd hihi bat dgng sdn die chap mdi (bin mua, bin nhdn chuyin nhugng) hodc ngudi dang thye ti chiim hlhi bit dgng sdn thi chip (theo cac hgp dong dd giao kit vdi bin ttie chip) cd nghta vy ton ttgng va dam bdo vifc thye ttii quyin cua ben nhgn ttii chip tren bit ding sdn thi chip. Nguyin Iy ndy dd duge ghi nhfn ttong phdp ludt cde nudc theo duii ttiit Iy v|l quyin khi xdy dyng chi djnh thi chip bat ding sdn'. DI nhiin, di kim vdi ly thuyit nay, eo ehi ddng ky vd minh bgch hda thing tin vi tinh ttgng phdp Iy cda bit dpng sdn si phdi dugc chu trgng. Ngudi thd ba si phdi ci day dd co hgi vd khd ndng tiip cfn nguin thong tin ve tinh ttgng phdp Iy cua bit dgng sdn tiii chip mgt deh dl ddng, thudn Igi. Day Id eo chi bi trg ddc bift quan trgng, gidp dam bdo thyc thi hifu qud bifn phip ttii chip bit dgng san tiieo nguyin Iy vgt quyen.
3. Tiip c^n cia phdp lugt thye djnh trong vifc xiir Iy moi quan hf giira cac ben khi chii dau tir khing thyc hifn thii tyc gidi chip tnrdc khi bdn nhd d trong dy dn dau tir xdy dyng nhd it cho ngudi mua
d Vift Nam, Iy ttiuyit vat quyin budc diu dd duge cac nhd Igp phdp tiip cdn khi thiit ke edc quy djnh ve bdo ddm thye hifn nghia vy trong Bf ludt Dan sy ndm 2015. Tgi khodn 2 Dieu 297 Bi lugt Dan sy ndm 2015, lan diu tien, hai dgc ti'nh quan trgng eua vat quyin bdo ddm Id quyin tray dii tdi sdn bdo ddm vd quyen ttianh loan da duge quy djnh mgt cdch mmh thj. Tuy nhiin, Bi lugt Dan sy nam 2015 van gitt nguyin d c quy djnh dya tren nin tdng ly ttiuyit tidi quyin khi dieu chmh quan hi gifla edc bin ttong tradng hgp tdi sdn thi chap dugc djch ehuyin quyin sd hiiu cho bin tfiu ba thong qua cde hgp ding mua bdn, chuyin nhugng.
Theo khodn 5 Diiu 321 Bi ludt Ddn sy ndm 2015 thi ben thi chip: "Dugc ban, trao dii, tgng eho tdi sdn thi chip khing phai Id hang hda Iuan chuyin ttong qud trinh sin xuit, kinh doanh, niu dvttjc ben nhdn tfii ehap ding y hode tiieo quy djnh cua lugt". Nhu vdy, doi vdi bit dgng sdn thi chip, ben thi chip si khing duge quyin bdn niu khing d sy ding y (thia thugn) cua bin nhgn thi chip hode ludt khong ci quy djnh. Thong nhit vdi cich tiip cdn nay, Lugt Nha d ndm 2014 va Nghj djnh si 99/2015/ND-CP^ dd quy djnb ehu dau hi phai ttiyc hifn thu tyc gidi chip nhd d da tiii chip trade khi bin nhd eho ngudi mua, trd trudng hgp bin nhfn ttii chdp ding y*.
Td quy djnh ndi trin cua Bi lugt Dan sy ndm 2015 va phdp lugt nha d eho ttliy, ttudng hgp chd ddu hi dd thi chip dy an diu tu xdy dyng nha d, niu khing cd sy dong y ciia ngdn hdng (bin nhgn
(phdp. tu^lod Xinh tl
86 10 (331)-2019 thi chip) thi khing duge ban nhd d ttong dy dn dathi chip cho ngudi mua. Nhu vay, phip lugt thyc djnh dang tiip cgn theo hudng, bit ding sin dugc bin phdi la bit ding sdn khing dang tiung tinh trang dugc dung di thi chip. Chhih vi vdy, ttirdc khi bdn nhd d cho ngudi mua, chu diu hi phdi thyc hifn ttiu tyc giai chip va ddng ky thay dii ngj dung thi chip dd ddng ky (nit bdt tdi sdn tfii chip) la cdn hi se ban cho ngudi mua. Tnrdng hgp chu diu hi khong thyc hifn thu tyc gidi chip va dang ky thay dii ngi dung thi chap da ddng ky'", tfii nhd d md chd diu tu dd ban cho ngudi mua, vi ly thuyet, vin thuic tai sdn the chip. Diiu ndy ddn den vifc hgp ding mua bdn nha d ma chu dau tu dd ky vdi ngudi mua nhd ed nguy co b j vi hiiu vd ngdn hdng CO CO sd phap ly di thyc thi quyin xu ly bat dgng sdn thi chdp Id cac dy an dau tu xdy dyng nhd d khi cd mit ttong cae cdn cd quy djnh tgi Diiu 299 Bi lugt Dan sy ndm 2015.
Cach tiip cgn Id nguyin ly trdi quyin di xu Iy mii quan hf ci tinh chit vgt quyen (quan hf gitta bin nhgn the chap vdi bat dgng sdn the ehdp) dd din din nhiiu vudng mic trong qud trinh dp dyng.
Co chi nay khong khuyin khich chu diu hi ttong vifc khai tiiic gii tti vd lam gia tdng hifu suit su dyng bit dfng sdn. Tren thyc te, chu dau tu sS rat kho nhgn dugc sy ding thugn cda ngdn hdng ve vifc giai chip. Bdi li, Bg lugt Dan sy ndm 2015 chua ghi nhgn quyin theo duii cua bin nhgn thi chip ttong ttudng hgp bat dgng sdn tiii chip dugc ban cho bin thu ba. Thi nin, neu ngdn hang ding y giai chip, ding nghta vdi vifc, khodn vay cd bdo ddm eua ngan hdng si ttd thdnh khodn vay khing ci bdo dim. Vd nhu vgy, ngdn hang si khing ci quyen dii vdi edn hg md chu ddu tii si ban eho ngudi mua. Do di, tgi nhiiu dy an dau hi xdy dyng
nhd d, ehu ddu tu da vi phgm quy djnh eua Bg lugt Ddn sy ndm 2015 va Lugt Nhd d nam 2014 khi bin nhd cho ngudi mua ma khing lam thu tyc giii chip va ddng ky tiiay dii (nit bdt tai sdn tiii chip) Id cdn hg da ban, dan din nhihig tranh chip gitia ngdn hang vd ngudi mua.
Vi bin nhdn thi chap, vifc Bg lugt Ddn sy ndm 2015 khong quy djnh quyen theo duii cua ben nhdn thi chip cimg nhu hi q d phdp ly ttong tradng hgp bin the chap bdn, trao dii, tgng cho tdi sdn thi chap ma cd sy ding y cua ben nhgn the chdp, din den quy djnh vi quyen tray ddi eua bin nhdn the chap tgi Diiu 297 Bi lugt Ddn sy ndm 2015 chi mang tinh chat biiu tnmg md chua thi phit huy gia tri thye tiin nhu mong muin cua nha lam lugt. Bin cgnh di, tfiyc tien ciing ddt ra vin di cin phdi giai quyet do Id, can sdm ldm ri nii hdm cua khdi nifm "ddng y" quy djnh Igi khodn 5 Diiu 321 Bg lugt Dan sy ndm 2015. Theo do, nii dung
"ding y" duge hiiu nhu thi ndo? Bin nhgn tiie chip ding y cho bin thi chap ban, chuyin nhugng tdi sdn tfli chap nhung vin duy tti hifu Iyc cua thia ttiugn thi chip bay dong y bin vd gidi chip, nghta la chim dirt hifu Iyc cua thia Ihufn ttie chap? Cy thi, dii vdi tradng hgp thi chip dy dn ddu tu xay dyng nha d, niu bin nhan ttii chip ding y cho chu diu tu bdn ma khing gidi chip thi bin nhgn thi chip co dugc tiip tyc d quyin dugc bdo dam ddi vdi bat dgng sdn hay khdng? Vdn di ndy chua dugc phdp lugt thyc djnh quy djnh ri rang. Theo Diiu 327 Bi ludt Ddn sy ndm 2015, tradng hgp ndy khing phai la cdn cd chim diit ttii chip. Theo Lu|lt Nhd d ndm 2014, ttudc khi bin nhd d, chu dau tu phai tiin banh gidi chap, nghia la, phdi chim dut quyen tiii chap (cda ngdn hing) tt^n bit dgng sdn thi chip. Cfing ei each tiip c|n
I Ddn ChCi & Phdp ludt
(phdp. Iu4l 04 Xinh U 86 10 (331)-2019
tuong ty nhung cy thi hon, diim b khodn 2 Diiu 19 Nghj djnh si 99/2015/ND-CP quy djnh:
'Tradng hgp ed the chip dy dn ddu tu xdy dyng hodc the ehap nha d se bdn, eho thui mua, thi chu ddu hi phdi gdi kim giay td chiing minh dd gidi chip hodc biin ban thing nhit cua ben mua, bin thue mua nha d vd bin nhgn the chap ve vifc khong phdi giai chap va dugc mua bdn, thui mua nhd d dd". Nhu vgy, neu ed biin bdn thong nhdt cua ben mua va bin nhgn thi chip vi vifc khong phdi gidi chip vd dugc mua bdn nhd d, ttii chu diu hr se dugc ky kit hgp ding mua bin nhd d vdi ngudi mua. Vin de djt ra la, hifu lyc cua vifc thi chap trong tradng hgp ndy s5 duge tiip tye duy tri hay chim ddt; ngdn hdng co dugc quyen dugc bdo dim bdng cdn hi si bdn khing? Hi lugt Dan sy ndm 2015 vd Luft Nhd d ndm 2014 ehua quy djnh cy the vi vin de ndy Tuy nhiin, td cac quy djnh ciia phdp lugt thye djnh, co thi thiy, nhd ldm luft dang tiip cgn theo hudng, quyin theo duii (hifu lyc cua quyin thi chip) trin bat ding sdn khing mang tinh "ty ding" khi bit dgng sdn bj djch chuyin quyin eho bin thu ba tiieo dung nguyin ly cia vdt quyen. Theo dd, bit dgng sdn thi chip trudc khi ban phdi tiiyc hiin thu tyc gidi chap, nghta Id, phdi ehdm dut thi chap trade khi thyc hifn thu tye chuyin djch quyin sd hflu ho?c bin nhjn thi chap phdi thi hifn y chi "khing phdi gidi chap" trade co quan ci tham quyin thing qua cac chung thu phap Iy. Cach tiip cgn nay lam anh hudng ttyc tiip din quyin dugc bdo ddm bdng bdt dfng sdn cua bin nhdn thi chap tiung ttudng hgp bat dgng san dugc mua ban, chuyin nhugng.
v i phia ngudi mua nhd, quy djnh nii ttin eua phip lugt tiiyc djnh, vi hinh chung din den quyin dugc cip giay chiing nhgn quyin sd hihi nhd d cua
ngudi mua nha Iai bi phy thuic vao nghta vy gidi chip (thia thugn) cua ehu dau tu vd ngan hdng.
Quy dinh nay da day ngudi mua nhd vudng vdo nhttng tranh chip phdp Iy khong ding cd gitta chu dau tu va ngdn hdng. Ding thdi, ngudi mua nhd cd nguy CO khong dugc quyin sd hihi nhd d, mgc du dd ddp iing dieu kifn quy djnb tai khoan 3 Dieu 12 Lugt Nha d nam 2014 chi vi chd dau tu khong thyc hifn nghia vy giai chip trade khi ban.
4. Mft si djnh hudng hodn thifn phdp ludt vl the chip bit dfng sdn tren nen tdng cua Iy thuyit vdt quyin
Tu ttiyc tiin tiii chip tai d c dy in ddu hi xay dyng nha d cho thdy nhu ciu tiip tye hodn fliifn phdp lugt ve tiii chap bit dfng sdn tten nen tang ly thuyit vgt quyin. Tren quan diim nay, tdc gid cho ring, edc nguyin He sau can sdm dugc nghien cdu vd thi chi hia ttong quy djnh cia phdp lugt tfryc djnh:
Thur nhat, ckn thda nhan quyen bdn, chuyin nhugng bit ding sdn cda ehu sd hiiu bdt ding sdn, ngay ed trong tradng hgp bit dgng sdn dugc dung di thi chip md khing cdn phdi cd sy ding j eua bin nhgn tiii chap. Nguyen tdc nay cdn dugc ghi nhgn mit each rS rang hung Bg ludt Dan su nam 2015. Td nguyin Iy vgt quyin, cin xac djnh nhi d sau khi ban van duge xem Id tdi sdn the chip.
Ngdn hdng vin co quyin xd ly khi ed mgt ttong edc edn ed quy djnh tgi Dieu 299 Bg ludt Dan sy nam 2015. Ben eanh do, ein xdy dyng co ehi thanh loan tiin mua nha theo hudng, ngudi mua nhd bDng dy dn dau hi xdy dung nhd d se ttianh todn tiin mua nha tryc tiip cho ngdn hang, thay vi ttd eho chu ddu hi. Dong tiidi ghi nhgn nguyin tde, quyin sd httu nhd d cua ngudi mua nhd vin dugc ddm bdo khi da tiianh todn day du tiin mua nhd
Ddn chCi & Phdp lu$t I
(phdp lu4lod Xinh tl 86IOI
cho ngdn hdng theo tiip e|n chung eua khodn 3 Diiu 12 Lugt Nhd d nam 2014.
Thur hai, edn ghi nhdn nguyin tdc, ben nhan ttii chip dugc quyin theo duoi bit dgng sdn the chip, ngay cd khi bit dgng sdn dang ttiuge quyen (ed thih ehdt trdi quyen hogc c i tinh chdt vft quyin) eua ehd thi khdc. Theo dd, quyin cda bin nhdn thi chip d i i vdi bit ding sdn thi chip vdn cd hifu lyc ttong ttudng hgp bit ding sdn dugc djch chuyen quyin cho bin thu ba. Cac bin cd quyen vd Igi ich Uin quan phdi tin trgng quyin eua bin nhdn the chip dii vdi bit dfng sdn ttii chip khi quyin ndy dd dugc cong khai hia ttiing qua thiit che ddng ky.
Thdr ba, cdn hoan thifn hf thing ddng ky bit
dgng sdn theo xu hudng hifn dgi, cong khai_vd_
minh bgch vdi eo chi tiep cgn ttiong tin d ^ ^ H | tiiudn lgi. Theo dd, tiiiit c h i dang ky phdi luon song hanh trong vai tti Id co chi b i tti? cho vifc thyc ttii quyin ttong quan hf thi chip bat dfng sdn. Bdi le, vdt quyen ed tinh chit "mgnh me" vd
"ttyc tiip" hon ttdi quyin. Vi vdy, d i thyc thi quyin e i tinh ehit vgt quyin, phdi e i eo ehi cing khai vd minh bgch hda thdng tm v i vgt quyin cho ngudi thd ba biit ttong mgt eo chi tiep cfn thong tin d l dang vd thugn Igi. Day ciiinh la eo sd, ding thdi Id dieu kifn tien quyet d i thyc thi hifu qud phdp ludt v i tiii chip bit dfng san theo ly ttiuyit vgt quyen Q
/. Nguyen VH. "Tir vg The Harmona: TP. Hd Chi Minh se cdng khai dg dn thi chdp ngdn hdng". tham khdo trgc tuyen tgi: Htlp://cafefvn/tu-vu-the-harmona-tphcm-se-eong-khai-du-an-the-chap-ngan-hang- 20l606252lS053627.ehn. truy cgp luc 21h ngdy 19/S/2019
2. Cdng vdn sd S637/UBND-DTMTngdy 17/9/2015 cua Uy ban nhdn ddn TP. Hd ChiMinh.
3 Cdng vdn sd 57S8/UBND-DT ngiy 22/12/2018 cua Oy ban nhdn ddn TP. Ho Chi Minh ve vudng mic.
kiln nghi cdn thdo g& Irong Itnh vgc dit dai tren dfa bdn TP. Ho Chi Minh.
4. Vg siet ng tgi chung cu The Harmona: Uy ban nhdn ddn TP. Ho Chi Minh lln tiing tham khdo trgc tuyen tgi: Hltps://thanhnien.vn/lai-chinh-kinh-doanh/vu-siet-no-tai-chung-eu-the-harmona-ubnd-lphcm-len-tieng- 70S277.html, truy cgp lie 2lh ngdy 19/8/2019.
5. PGS.TS. Duang Ding Hul, ThS. Tran Thu Hucmg, Diim mdi ca bdn vd nhirng vdn di cdn tin tgt cia Phan Ihu hai "Quyen sdhOuva quyin khdc ddi vdi tii sin " trong Bg lugt Ddn sg ndm 2015, Tgp chl Ddn chii vi Phdp lugt, sd chuyin de "Trien khai thi hinh Bg ludt Ddn sg ndm 2015 ", Nxb. Tuphdp, Hi Ngi, ndm 2016.
6. Bao gdm quyin cd tinh chdt vgl quyin vd quyin ed thih chdt trdi quyen.
7. Dieu 2393 Bg lugt Ddn sg Cgng hda Phdp. Quyin IV Cde biln phdp bdo ddm thtfc hign nghia vg. Bdn dich tucmg thich Bg lugt Ddn sg Phdp tgi thdi diem 2012, nguon: Thongtinphapluatdansu.edu.vn; Dieu 2660 Bg lugt Ddn sg Quebec Canada.
8. Nghf dfnh so 99/2015/ND-CP ngiy 20/10/2015 cia Chinh phu quy dfnh chi liil vi hudng din thi hanh mdt sd dieu cia Lugt Nhi d.
9. Khodn 1 Diiu 147 Lugt Nhd a nam 2014: diim b khodn 2 Dieu 19 Nghi dfnh si 99/2015/ND-CP ngi)' 20/10/2015 cua Chinh phu quy dlnh chi tiit vi hudng ddn Ihl hinh mgi so diiu cua Lugl Nhi a. _
10. Diim b khoin I Diiu 11 Thdng tu liin tfch si 09/2016/TTLT-BTP-BTNMTngdy 23/6/2016 ciaBd^
phdp, Bg Tdl nguyin vd Mdi tnrdng hirdng ddn vile ddng ky the chdp qttyen sd dgng dat, tdl sdn gin lien vdi ddt
I Odn chO & Phdp ludt
