Jumlah nosional Jumlah nosional
mata uang asing/ mata uang asing/
Notional amount in Ekuivalen Notional amount in Ekuivalen
foreign currency Rupiah/ foreign currency Rupiah/
(Angka penuh/ Rupiah (Angka penuh/ Rupiah Full amount) Equivalent Full amount) Equivalent
Rupiah 3.427.376 2.959.923 Rupiah
Mata Uang Asing Foreign Currencies
Riyal Arab Saudi 14.783.660 56.414 36.368.622 136.182 Saudi Arabian Riyal
Dolar Amerika Serikat 3.806.682 54.483 5.692.382 79.978 United States Dollar
Dolar Singapura 28.352 298 378.057 4.009 Singapore Dollar
Dolar Australia 8.565 88 8.365 90 Australia Dollar
Euro 8.130 135 32.241 556 Euro
Yen Jepang 11.000 1 10.997 1 Japanese Yen
Jumlah 3.538.795 3.180.739 Total
Pada tanggal-tanggal 30 September 2021 dan 31 Desember 2020, saldo dalam mata uang Rupiah tersebut sudah termasuk uang pada mesin ATM (Anjungan Tunai Mandiri) masing-masing sebesar Rp626.807 dan Rp700.587.
As of September 30, 2021 and December 31, 2020, the Rupiah balance includes cash in ATMs (Automated Teller Machines) amounting to Rp626,807 and Rp700,587 respectively.
4. GIRO DAN PENEMPATAN PADA BANK INDONESIA
4. CURRENT ACCOUNTS AND PLACEMENTS WITH BANK INDONESIA
a. Berdasarkan mata uang: a. By currencies:
31 Desember 2020/
December 31, 2020
30 September 2021/ (As restated,
September 30, 2021 Note 50)
Jumlah nosional Jumlah nosional
mata uang asing/ mata uang asing/
Notional amount in Ekuivalen Notional amount in Ekuivalen
foreign currency Rupiah/ foreign currency Rupiah/
(Angka penuh/ Rupiah (Angka penuh/ Rupiah Full amount) Equivalent Full amount) Equivalent
Rupiah 17.763.581 16.195.528 Rupiah
Dolar Amerika Serikat 99.580.715 1.425.249 379.530.716 5.332.405 United States Dollar
Jumlah 19.188.830 21.527.933 Total
55
INDONESIA (lanjutan) WITH BANK INDONESIA (continued)
b. Berdasarkan jenis: b. By type:
31 Desember 2020/
December 31, 2020
30 September 2021/ (As restated,
September 30, 2021 Note 50)
Rupiah Rupiah
Fasilitas Simpanan Bank Bank Indonesia Sharia Certificates Indonesia Syariah (FASBIS) 4.272.000 3.635.000 Facilities (FASBIS) Giro pada Bank Indonesia 11.391.581 5.602.089 Current account with Bank Indonesia
Sertifikat Bank Indonesia Bank Indonesia Sharia Deposit
Syariah (SBIS) 2.100.000 6.958.439 (SBIS)
17.763.581 16.195.528
Dolar Amerika Serikat United States Dollar
Giro pada Bank Indonesia 65.561 133.905 Current account with Bank Indonesia
Deposito Berjangka Syariah
Bank Indonesia 1.359.688 5.198.500 Bank Indonesia Sharia Time Deposits
Jumlah 19.188.830 21.527.933 Total
c. Berdasarkan jangka waktu: c. By time period:
31 Desember 2020/
December 31, 2020
30 September 2021/ (As restated,
September 30, 2021 Note 50)
Rupiah Rupiah
≤ 1 bulan 15.663.581 9.237.089 ≤ 1 month
> 3 - ≤ 12 bulan 1.100.000 6.858.439 > 3 - ≤ 12 months
> 1 Tahun 1.000.000 100.000 > 1 year
17.763.581 16.195.528
Dolar Amerika Serikat United States Dollar
≤ 1 bulan 566.499 3.505.905 ≤ 1 month
> 1 - ≤ 3 bulan 858.750 1.826.500 > 1 - ≤ 3 months
Jumlah 19.188.830 21.527.933 Total
d. Berdasarkan sisa umur jatuh tempo: d. By remaining period to maturity:
31 Desember 2020/
December 31, 2020
30 September 2021/ (As restated,
September 30, 2021 Note 50)
Rupiah Rupiah
≤ 1 bulan 17.013.581 9.287.089 ≤ 1 month
> 1 - ≤ 3 bulan 750.000 2.098.516 > 1 - ≤ 3 months
> 3 - ≤ 12 bulan - 4.809.923 > 3 - ≤ 12 months
17.763.581 16.195.528
Dolar Amerika Serikat United States Dollar
≤ 1 bulan 1.138.999 5.191.905 ≤ 1 month
> 1 - ≤ 3 bulan 286.250 140.500 > 1 - ≤ 3 months
Jumlah 19.188.830 21.527.933 Total
e. Berdasarkan kolektibilitas: e. By collectibility:
Pada tanggal-tanggal 30 September 2021 dan 31 Desember 2020, seluruh giro dan penempatan pada Bank Indonesia diklasifikasikan “Lancar”.
As of September 30, 2021 and December 31, 2020, all current accounts and placements with Bank Indonesia is classified as “Current”.
f. Rasio Giro Wajib Minimum (GWM) adalah sebagai berikut:
f. The Minimum Statutory Reserve Requirement (GWM) ratio are as follows:
31 Desember 2020/ dihitung berdasarkan Peraturan Bank Indonesia (PBI) No. 22/10/PADG/2020 tanggal 30 April 2020 tentang "Giro Wajib Minimum Dalam Rupiah dan Valuta Asing Bagi Bank Umum Konvensional, Bank Umum Syariah, dan Unit Syariah" yang mulai berlaku sejak tanggal 1 Mei 2020 yang mana mewajibkan setiap Bank untuk memelihara GWM dalam Rupiah dan valuta asing yang besarnya ditetapkan sebesar 3,5% dan 1% dari dana pihak ketiga (DPK) dalam Rupiah dan valuta asing.
The GWM ratio as of September 30, 2021 and December 31, 2020 is calculated based on Bank Indonesia Regulation (PBI) No.
22/10/PADG/2020 dated April 30,2020 concerning "Minimum Statutory Reserves in Rupiah and Foreign Currencies for Conventional Commercial Banks, Sharia Commercial Banks and Sharia Business Units" came into force on May 1, 2020, and regulates that each Bank is required to maintain a Statutory Reserves (GWM) in Rupiah and foreign exchange, the amount of which is set at 3.5% and 1% of third party funds (DPK) in Rupiah and foreign exchange.
Melalui peraturan Anggota Dewan Gubernur No. 22/4/PADG/2020 Tentang Pelaksanaan Peraturan Bank Indonesia No. 22/4/PBI/2020 Tentang Insentif Bagi Bank Yang Memberikan Penyediaan Dana Untuk Kegiatan Ekonomi Tertentu Guna Mendukung Penanganan Dampak Perekonomian Akibat Wabah Virus Corona, Bank Indonesia memberikan insentif kelonggaran atas kewajiban pemenuhan GWM dalam rupiah yang wajib dipenuhi secara harian ditetapkan sebesar 0,5%. Sesuai dengan dua ketentuan tersebut, rasio GWM bank yang wajib dipelihara adalah sebesar 3%.
Based on regulation of Members of the Board of Governors No. 22/4/PADG/2020 Regarding the Implementation of Bank Indonesia Regulation No. 22/4/PBI/2020 Regarding Incentives for Banks Providing Funds for Certain Economic Activities to Support the Handling of the Economic Impacts of the Corona Virus Outbreak, Bank Indonesia give incentives for the fulfillment of Statutory Reserves in rupiah which must be fulfilled daily is set at 0.5%. In accordance with these two regulation, the bank reserve requirement ratio that must be maintained is 3%.
Selain ketentuan di atas, berdasarkan Peraturan Bank Indonesia (PBI) No.
21/05/PADG/2019 yang berlaku sejak 1 Juli 2019, terdapat perubahan perhitungan GWM Financing to Deposit Ratio (FDR) menjadi Rasio Intermediasi Makroprudensial (RIM).
Bank harus memelihara tambahan GWM jika RIM Bank kurang dari batas bawah 84% atau melebihi batas atas target BI sebesar 94%.
In addition, based on Bank Indonesia Regulation (PBI) No. 21/05/PADG/2019 which is effective from July 1, 2019, there are changes in the calculation of GWM Financing to Deposit Ratios (FDR) to the Macroprudential Intermediation Ratio (RIM). Banks must pay additional Statutory Reserves if the Bank's RIM is less than the lower limit of 84% or exceeds the upper limit of the BI target of 94%.
Saldo giro pada Bank Indonesia disediakan untuk memenuhi persyaratan Giro Wajib
The balance of current accounts with Bank Indonesia is maintained to meet the Minimum
57 4. GIRO DAN PENEMPATAN PADA BANK
INDONESIA (lanjutan)
4. CURRENT ACCOUNTS AND PLACEMENTS