4.5 Mudaraba Scheme Deposit
4.5.11 Marriage Deposit Scheme
Object 52
Figure: 4.5.11 Marriage Deposit Scheme
Here the graph we can see Figure: 4.5.11 Marriage Deposit Scheme in 2017 the percentage was 0.17%, in 2018 the Marriage Deposit Scheme percentage was 0.13%, in 2019 the Marriage Deposit Scheme percentage was 0.10%, in 2020 the Marriage Deposit Scheme the percentage was 0.06%, in 2021 the Marriage Deposit Scheme percentage was 0.06%. So that, in 2017 the Marriage Deposit Scheme percentage was 0.17% high percentage and less than the Marriage Deposit Scheme percentage was 0.06% in 2021.
Chapter Five: Findings
Findings of the Study
Findings are more important for the report. In Fact, this reason here I have tried to analysis the Deposit Schemes & Mudaraba Deposit Schemes all the matters to describe in this report.
Deposit Scheme Products:
Deposit Scheme Product means that the clients are opening the different categories account to saving money, business purposes, fixed or term deposit at a month base, and different other deposit products. We can see the analysis of Financial Statement in this report to descried it. Here the deposit scheme products are:
Mudaraba Saving Deposit:
Mudaraba Saving Deposit refers that different categories of people are saving money for their better future. It is Islamic Shariah or rules and regulation to follow the account and save money of small no of transaction.
Here the analysis of the Mudaraba Saving, we have to calculating the financial analysis that has been since for five years. In case of, the year 2018 the percentage is 39.04% to increase or high percentage rate. Whenever clients are freely investing their amount of these product.
Mudaraba Tem Deposit:
Mudaraba Term Deposit means that a fixed deposit amount at a month to invest the clients for their better future.
Here the analysis of the Mudaraba Term Deposit Scheme. We can see the Chapter #4 to analysis the Mudaraba Term Deposit financial statement in five years. So that the high
percentage is 27.26% in 2020. This high percentage rate to invest the product mainly sufficient and get to earn profit.
Other Mudaraba Deposit:
Other Mudaraba Deposit whereas the different types of deposit products are mainly clients are opening for the transaction amount of the bank and get more invest for the future.
Here the analysis of the Other Mudaraba Deposit Scheme. We can see the Chapter # 4 to analysis the Other Mudaraba Deposit financial statement in five years. So that, the high percentage is 26.47% in 2020 and get invest this year for get earn profit to the client’s demands.
Al- Waidah Current Deposit :
Al -Waidah Current Deposit refers that the clients / customers are demand the business transaction, sole-proprietorship, partnership, public and private company ltd to invest it.
Here the analysis of the Al- Waidah Current Deposit Scheme. We can see the Chapter # 4 to analysis the Al- Waidah Current Deposit financial statement in five years. So that, the high percentage is 16.81% in 2021. Because of that the bank performance is good and get high profit rate than other years.
Mudaraba Scheme Deposit Products:
Mudaraba Scheme Deposit Products refers that the different categories product to use at a time period or month base product. Whenever the analysis of Financial Statement. Here are the Mudaraba Scheme Deposit products -
Millionaire Scheme :
Here the analysis of the Millionaire Scheme, we can see the Financial Statement in Chapter # 4. Basically it is proved that the is high or low percentage in analysis of Five Years Financial statement.
In case of, 2017 the high percentage is 20.07%. Because of the clients are very demandable and the profit rate is high and get earn to risk-free investment of this product.
Multiple Benefit Scheme:
Here the analysis of the Multiple Benefit Scheme. We can see the Financial Statement in Chapter # 4, basically it is proved that is high or low percentage of Five Years Financial statement to analysis it.
So that, 2017 the high percentage is 27.15% because of the clients are more demanding this product and get invest it.
Monthly Income Scheme :
Basically we can see the financial statement in basically five years Mudaraba Deposit Scheme. The Monthly Income Scheme one of the product of Mudaraba Deposit Scheme.
So, in 2019, the high percentage rate is 35.24% because of the clients are demanding to investment for the better future.
Monthly Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Monthly Deposit Scheme one of the product of Mudaraba Deposit Scheme.
So, in 2021, the high percentage rate is 45.42% because of the clients are demanding this product to investment for the better future.
Haji Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Haji Deposit Scheme one of the product of Mudaraba Deposit Scheme.
So, in 2021, the high percentage rate is 0.77% because of the client’ are invest the product for the future.
Cash Waqf :
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Cash Waqf is one of the deposit product.
So, in 2021, the high percentage rate is 0.02 %. The clients are investing this product but I think their analysis perspective is very much low so that it is risky.
Housing Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Housing Deposit Scheme is one of the deposit product.
So, in 2017, the high percentage rate is 0.02 %. The clients are investing this product but I think their analysis perspective is very much low so that it is risky.
Lakhpoti Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Lakhpoti Deposit Scheme is one of the deposit product.
So, in 2017, the high percentage rate is 0.03 %. The clients are investing this product but I think their analysis perspective is very much low so that it is risky.
Mohor Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Mohor Deposit Scheme is one of the deposit product.
So, in 2017, the high percentage rate is 0.04 %. The clients are investing this product but I think their analysis perspective is very much low so that it is risky.
Education Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Education Deposit Scheme is one of the deposit product.
So, in 2017, the high percentage rate is 0.20 %. The clients are investing this product and also risk-free.
Marriage Deposit Scheme:
Basically we can find the financial statement for five years of Mudaraba Deposit Scheme.
The Marriage Deposit Scheme is one of the deposit product.
So, in 2017, the high percentage rate is 0.17 %. The clients are demanding and they invest amount of the bank.
Lastly we find the analysis of the total deposit is 100% and we proved it.
Chapter Six: Recommendation &Conclusion