e
UNIVERSITAS SUMATERA UTARA
FAKULTAS EKONOMI
MEDAN
PENANGGUNG JAWAB SKRIPSI
Nama
NIM
: Imelsa J. Siringo ringo
: 020501014
,
Departemen : Ekonomi Pembangunan
Judul
Skripsi: Analisis Pengarnh Tingkat Suku Bunga Sertifikat Bank
Indonesia (SBI) Dan Non Performing Loan (NPL)
Terhadap Jumlab Kredit Yang Disalurkan Bank
Umum
Di Sumatera Utara
Tanggal,
11
ｊ
ｬ
Ｎ
ｾ
Pembimbing
Drs. Sabat SHaeD, MSi
NIP.
130251879
ABSTRACT
In
general, banking have important role in economics of nations go forward
and also nations expanding like Indonesia specially in North Sumatra provinci.
Banking practically will influence economics activity through function of
intermediate.By this function amount of money supply in society can
be
stabilized
through the amount of credit channelled by bank . Ever greater amount of credit
channelled by bank hence ever greater also fund able to be exploited by society for
the advance of hiseconomic activity
This research
try
to analyse influence of Indonesia bank rate storey level and
Non Performing Loan ( NPL) to amount of credit channelled by bank.For target of
this analyse, This research use data of time quarterly series during the year
200}-2005. Method of OLS ( Ordinary Least Square) used to estimate model in this
research.
Result of this research indicate that, rate of interest storey;level of 8BI have a
negative effect and significantly to amount of credit channelled by bank . NPL also
have an effect on negativity to amount of credit channelled by bank but do not
signifikan .
Pursuant to this, hypothesizing expressing that SBI and ofNPL have an effect on
negativity to amount of credit channelled by bank can be accepted.
