vii
ABSTRAK
Dalam pelayanan jasa perbankan kepuasan nasabah merupakan hal yang utama. Bank swasta harus memfokuskan perhatian kepada nasabah karena dengan berfokus kepada kualitas jasa pelayanan yang sesuai dengan kebutuhan nasabah, maka nasabah akan menjadi loyal terhadap produk dan layanan jasa perbankan.
Tujuan dari penelitian ini adalah untuk mengetahui hubungan kualitas jasa pelayanan terhadap kepuasan nasabah, dan sudah sejauh mana kualitas jasa pelayanan yang dirasakan oleh nasabah, dan faktor – faktor kualitas jasa pelayanan apa yang membuat kepuasan nasabah itu terbentuk.
Secara ringkas penelitian ini menggunakan model konsep kualitas pelayanan dari dimensi SERVQUAL, dan metodologi kualitas pelayanan dari aspek Teknis dan Fungsional terhadap industri perbankan swasta untuk mengetahui seberapa besar pengaruh kualitas pelayanan terhadap kepuasan nasabah..
Teknik pengumpulan data diperoleh dari responden yang merupakan nasabah Bank “X”cabang “X”Bandung. dengan menyebarkan kuesioner.
Hasil analisa menunjukan adanya Kepuasan nasabah dalam dimensi biaya dipengaruhi variabel :Reliabel ,Responsiveness,Technical Quality.
Kepuasan nasabah dalam dimensi keterikatan emosional dipengaruhi variabel:Reliabel ,Assurance.
Kepuasan nasabah dalam dimensi Kepuasan pelayanan perbankan dipengaruhi variabel :Tangible ,Emphaty ,Technical Quality.
Kepuasan nasabah dalam dimensi kepuasan produk perbankan dipengaruhi variabel :Reliabel ,Responsiveness.
Kepuasan nasabah dalam dimensi kepuasan Fungsional perbankan dipengaruhi variabel :Functional Quality ,Responsiveness.
x
DAFTAR ISI
ABSTRAK ... iv
KATA PENGANTAR DAN UCAPAN TERIMA KASIH... v
DAFTAR ISI... vii
DAFTAR TABEL... xiii
DAFTAR GAMBAR ... xv
DAFTAR RUMUS ... xvi
DAFTAR LAMPIRAN... xvii BAB 1 PENDAHULUAN
1.1 Latar Belakang Masalah... 1-1 1.2 Identifikasi Masalah ... 1-2 1.3 Pembatasan Masalah dan Asumsi ... 1-2 1.4 Perumusan Masalah ... 1-3 1.5 Tujuan Penelitian ... 1-3 1.6 Sistematika Penulisan ... 1-4 BAB 2 TINJAUAN PUSTAKA
2.1 Pengertiaan Kualitas Pelayanan...2-1 2.1.1 Dimensi Kualitas Pelayanan...2-2 2.1.2 Metode Mengukur Kualitas Pelayanan...2-4
2.1.2 SERVQUAL ... 2-4 2.1.3 Kualitas Teknis Fungsional...2-6 2.2. Kepuasan Pelanggan...2-8 2.2.1 Indikator kepuasan konsumen...2-10 2.2.2 Metode Pengukuran Kepuasan Nasabh...2-12 2.3. Hubungan Kualitas Pelayanan dengan Hubungan Nasabah...2-15 2.4. Kesimpulan Para Pakar...2-16 2.5 Teknik Pengumpulan data...2-17
xi
2.5.3 Observasi...2-18 2.5.4 Test...2-18 2.6. Populasi...2-18 2.7. Teknik Sampling...2-19 2.8. Skala Pengukuran...2-20 2.9. Uji Validitas ...2-22 2.10. Analisis Multivariat...2-24 2.10.1 Analisis Faktor...2-22 2.10.3 Tahap Analisis Faktor...2-29 2.10.4. Multi Regresi Linier...2-27 BAB 3 METODOLOGI PENELITIAN
3.1 Penelitian Pendahuluan...3-4 3.2 Identifikasi Variabel Penelitian...3-4 3.3 Pembatasan Masalah...3-4 3.4 Perumusan Masalah...3-4 3.5 Tujuan Penelitian...3-5 3.5.1.Identifikasi Variabel penelitian...3-6 3.6 Model Hipotesis...3-8 3.7 Penyusunan Kuesioner...3-14 3.8 Pengumpulan data lanjutan...3-17 3.9 Analisa Faktor...3-18 3.10 Multi Regresi Linier...3-19 3.11 Analisis Data...3-19 3.12 Kesimpulan dan Saran...3-19
BAB 4 PENGUMPULAN DATA
4.1 Data Umum Perusahaan... 4-1 4.1.1 Sejarah Singkat Perusahaan ... 4-1 4.1.3 Struktur Organisasi Bank Danamon ... 4-4 4.2 Data Penelitian...4-12
xii
BAB 5 PENGOLAHAN DATA DAN ANALISIS
5.1 Pengolahan Data ... 5-1 5.1.1.a Uji kecukupan Data...5-1 5.1.1.b Uji Validitas ... 5-2 Validitas Item...5-3 5.1.1.c Uji Reliabilitas...5-4 5.1.2 Perhitungan Analisa Konstruk Model Penelitian Lanjutan...5-4 5.1.2.1 penyusunan Matriks data Mentah...5-7 5.12.2.Ektraksi Faktor...5-8 5.1.2.3Rotasi Faktor...5-9 5.1.2.4 Analisa Variabel Laten yang Terbentuk ...5-10 5.1.2.4.b Faktor Kepuasan dan Kenyamanan Nasabah...5-11 5.1.2.4.c Faktor pelayanan jasa...5-12 5.1.2.4.d Faktor Keinginan dari pelayanan jasa Perbankan
untuk memberiakan servis yang memuaskan...5-13 5.1.2.5.e. Faktor keinginandari pelayanan jasa untuk menjanjikan hasil yang memuaskan...5-14 5.1.2.5.f.Faktor Keahlian dalam menggunakan fasilitas -
Perbankan...5-14 5.1.2.5g Faktor Memahami kebutuhan Nasabah...5-15 5.1.2.5h Faktor Fasilitas Fisik dan Penunjang...5-15 5.2.1 Perhitungan Analisis Regresi Linier...5-16 5.2.1 18 Variabel bebas VS Kualitas produk...5-16
xiii
5.5.2. 18Variabel bebas VS Kualitas pelayanan...5-27 1. Descriptive Statistik...5-28 2. Variables entered / Removed...5-31 3. Model Summary...5-31 3. Anova...5-31 4. Coefficients...5-32 5. Analisa Persamaan Regresi...5-33 6. Kesimpulan...5-35 5.5.2 18Variabel bebas VS Keterikatan emosional...5-36
1. Descriptive Statistik...5-38 2. Variables entered / Removed...5-40 3. Model Summary...5-40 3. Anova...5-41 4. Coefficients...5-41 5. Analisa Persamaan Regresi...5-43 6. Kesimpulan...5-45 5.5.2. 18 Variabel bebas VS Biaya...5-46
xiv
6. Kesimpulan...5-64 5.5.2. 18 Variabel bebas VS Kepuasan Teknis...5-65 1. Descriptive Statistik...5-67 2. Variables entered / Removed...5-69 3. Model Summary...5-69 3. Anova...5-70 4. Coefficients...5-70 5. Analisa Persamaan Regresi...5-72 6. Kesimpulan...5-76
BAB 6 Penutup
6.1 Kesimpulan ... 6-1 6.2 Saran... 6-2
xv
Populasi dan Sampel Penelitian Hasil Uji Validitas
KMO&Bartlett’s Test
Ekstraksi Faktor
Communalities
Rotasi Faktor
Faktor Kepuasan dan Kenyamanan nasabah
Faktor Pelayanan Jasa Perbankan dari segi Hubungan personal dan pemanfaatan teknologi
Faktor Keinginan dari Pelayanan jasa perbankan untuk memberikan servis yang terbaik bagi nasabah
Faktor Keahlian dalam menggunakan Fasilitas Perbankan
Faktor Keinginandari Pelayanan jasa Perbankan untuk menjanjikan hasil yang memusakan bagi nasabah Faktor Memahami kebutuhan Nasabah
Faktor Fasilitas Fisik
18 Variabel Bebas Vs K.Produk (Descriptive) 18 Variabel Bebas Vs K. Pelayanan (Descriptive) 18 Variabel Bebas Vs Ket.Emosional(Descriptive) 18 Variabel Bebas Vs Biaya(Descriptive)
18 Variabel Bebas Vs Kep.Fungsional(Descriptive) 18 Variabel Bebas Vs Kep.Teknis (Descriptive)
xvi
TABEL GAMBAR
1. Gambar 3.1 Skema Penelitian 3-1 2. Gambar 3.3 Hubungan Antara Variabel Laten dengan Manifes 3-16 3. Gambar 4.1 Struktur Organisasi 4-4 4. Gambar5.1. Penaman Faktor Vs Kepuasan nasabah dari –
Dimensi Kualitas Produk. 5-16
5. Gambar 5.2. Penamaan Faktor Vs Kepuasan nasabah dari-
Dimensi Kepuasan Pelayanan 5- 27 6. Gambar 5.3. Penamaan Faktor Vs Keterikatan Emosional 5-36
7. Gambar 5.4. Penamaan Faktor Vs Biaya 5-46
8. Gambar 5.5. Penamaan Faktor Vs Kepuasan Fungsional 5-57
9. Gambar 5.6. Penamaan Faktor Vs Kepuasan Teknis 5-64
xvii
TABEL RUMUS
xviii
DAFTAR LAMPIRAN
Lampiran Data Mentah
Lampiran Kuesioner
Lampiran 5.2 (Validitas & Reliability Data Awal)
Lampiran 5.3 (ReliabilityAnalysis)
Lampiran 5.4 (Analisa Faktor)
Lampiran 5.5 (Multi Regresi Linier)
A. DAFTAR PERTANYAAN MENGENAI KUALITAS PELAYANAN
PETUNJUK PENGISIAN
Pilihlah salah satu jawaban yang paling sesuai nenurut pendapat anda dan berilah tanda check-list ( √ ). pada tempat yang telah disediakan
Selamat Pagi / Siang. Saya M.R Wiryadinata saya menyadari bahwa waktu
Bapak / Ibu sangat berharga, tetapi saya mohon Bapak/Ibu dapat meluangkan sedikit waktu untuk mengisi kuesioner penelitian Kualitas Pelayanan yang disediakan oleh Bank "X".
Terima kasih
No Sangat Tidak Sangat
Pertanyaan Baik Baik Cukup Baik Buruk
1 Fasilitas Komunikasi untuk Nasabah
2 Seragam dan Penampilan Karyawan
3 Fasilitas Penunjang (Lahan Parkir, Fasilitas ATM, Meja, Dll) 4 Karyawan dalam memberikan pelayanan terhadap nasabahnya
melakukannya dengan cepat
5 Karyawan Bereaksi Aktif ketika terjadi permasalahan 6 Kecepatan karyawan dalam menangani kebutuhan nasabah 7 Kemampuan karyawan dalam menyelesaikan keluhan nasabah 8 Jaminan terhadap keamanan dan kenyamanan nasabah
9 Kesopanan staf dalam melayani
10 Hubungan Komunikasi antara Nasabah dengan Karyawan 11 Kesediaan karyawan dalam mendengarkan saran/
masalah
No Sangat Tidak Sangat
Pertanyaan Baik Baik Cukup Baik Buruk
13 Kesediaan untuk menjawab pertanyaan 14 Keahlian dan kepandaian untuk menjelaskan 15 Sigap/ efisien dalam menangani transaksi
16 Keramahan Pelayanan
17 Keahlian dan kepandaian untuk menjelaskan kebijakan 18 Tanggap terhadap permintaan Nasabah
19 Memudahkan penanganan kebutuhan nasabah 20 Perhatian terhadap kebutuhan perbankan nasabah 21 Kemudahan dan keakraban hubungan
22 Apakah anda merasa mudah ketika anda memerlukan informasi rekening via "X" Access
23 Informasi neraca / rekening yang cepat 24 Kepercayaan informasi transfer 25 Hasil bunga Perbankan
3.7. Uji Validitas
Pengujian validitas yang dilakukan dalam tahap ini adalah pengujian validitas isi dengan menggunakan rumus korelasi Pearson Product Moment atau dengan bantuan software SPSS. Yang dilihat dalam menghitung validitas isi dengan bantuan program SPSS adalah Corrected Item Total Correlation. Hasil perhitungan validitas dengan menggunakan software SPSS adalah sbb :
3.7.1. Uji Validitas Variabel Independen (X)
Item-total Statistics
Scale Scale Corrected
Mean Variance Item- Alpha if Item if Item Total if Item Deleted Deleted Correlation Deleted
X1 113,2250 157,0506 ,4367 ,9271
X2 113,0500 157,4333 ,4531 ,9269
X3 113,3500 151,7718 ,6844 ,9239
X4 113,0750 154,8404 ,6663 ,9247
X5 112,9500 159,1769 ,3477 ,9281
X6 113,3750 157,4199 ,3453 ,9286
X7 113,1000 157,9897 ,3690 ,9280
X8 113,2500 149,9359 ,6665 ,9239
X9 113,5000 155,6923 ,4744 ,9267
X10 113,6000 156,5026 ,3737 ,9283
X11 113,6500 152,6436 ,5446 ,9258
X12 113,7250 152,9224 ,5506 ,9257
X13 113,9500 153,0744 ,5047 ,9265
X14 113,0750 153,2506 ,6413 ,9246
X15 113,2250 150,3840 ,7554 ,9229
X16 113,3000 154,2154 ,5617 ,9255
X17 113,2500 155,9359 ,4798 ,9266
X18 113,4500 151,0231 ,6008 ,9249
X19 113,3500 151,8744 ,5731 ,9254
X20 113,3000 153,8051 ,5567 ,9256
X21 113,3000 153,1897 ,6533 ,9244
X22 113,6000 154,0410 ,5964 ,9251
X23 113,5500 155,0231 ,5378 ,9259
X24 113,4750 149,5891 ,6340 ,9244
X25 113,1750 153,2250 ,5634 ,9255
X26 113,2500 152,0897 ,6361 ,9245
3.7.1.1. Uji Validitas Variabel Dependen (X)
Item-total Statistics
Scale Scale Corrected
Mean Variance Item- Alpha
if Item if Item Total if Item Deleted Deleted Correlation Deleted
Y1 113,5250 154,5122 .3993 ,9284
Y2 113,1500 115.2590 .5280 ,9890
Y3 113,8500 118.7462 .4512 ,9909
Y4 113,1000 118.6051 .3756 ,9923
Y5 113,2000 115.7538 .6382 ,9874
Y6 113,0750 116.5840 .4588 ,9906
Y7 113,0750 117.8147 .4498 ,9908
Y8 113,2000 119.6308 .3509 ,9926
Y9 113,2100 119.1179 .3444 ,9929
Y10 113,1750 119.7378 .3602 ,9924
Y11 113,3500 117.6179 .4359 ,9910
Y12 113,1000 119.5282 .3577 ,9925
Y13 113,2500 116.6026 .4692 ,9903
Y14 113,0500 118.3564 .4438 ,9909
Y15 113,0000 117.9487 .4095 ,9916
Y16 113,3500 117.6179 .4359 ,9910
Pernyataan dianggap valid apabila r > r kritik. Parameter yang digunakan dalam perhitungan ada dua buah yaitu nilai rata-rata dan standar deviasi, maka derajat kebebasan dalam pengolahan data awal adalah :
v = n – 2
dimana : v = derajat kebebasan
n = jumlah sampel yang diambil maka didapatkan v = 40 – 2 = 38
Berdasarkan tabel angka kritik nilai r dengan taraf kepercayaan 5 % dan derajat kebebasan 38 maka didapatkan nilai kritik sebesar 0,320. Dari tabel didapatkan bahwa semua nilai Corrected Item Total Correlation berada diatas 0,320 .
3.7.2. Uji Reliabilitas
Pengujian reliabilitas ditujukan untuk mengukur kekonsistenan alat ukur. Alat ukur yang reliabel berarti alat ukur tersebut apabila digunakan beberapa kali dalam waktu yang berbeda menghasilkan data yang sama. Metode yang digunakan untuk mengukur reliabilitas kuesioner adalah dengan bantuan program software SPSS yaitu Alpha Cronbach’s.
↓ Uji Reliabilitas Variabel Independen (X)
Reliability Coefficients
N of Cases = 40,0 N of Items = 27
Alpha = ,9483
↓ Uji Reliabilitas Variabel Dependen (Y)
Reliability Coefficients
N of Cases = 40,0 N of Items = 16
Alpha = ,9183
LAMPIRAN 5.3.1
Penulisan Dalam Bentuk Variabel Independen ( X )
DIMENSI Variabel Item
Tangible X1 X2
X3
Penyediaan Sarana Komunikasi pada Bank”Danamon sangat Penting
Seragam dan Penampilan Karyawan sangat Diperlukan Fasilitas Penunjang (Lahan Parkir, Fasilitas ATM, Meja, Dll) Sudah Lengkap
Reliability X4 X5
Karyawan dalam memberikan pelayanan terhadap nasabahnya melakukan dengan cepat
Karyawan Bereaksi Aktif ketika terjadi permasalahan Yang dihadapi nasabahnya
Responsiveness X6 Kecepatan karyawan dalam menangani kebutuhan dan keluhan nasabah sangat diperlukan
Assurance X7 X8
Kemampuan karyawan dalam menyelesaikan keluhan dari nasabah sangat penting
Jaminan terhadap keamanan dan kenyamanan nasabah selama melakukan transaksi sangat diperlukan
Emphaty X9 X10
X11
Kesopanan staf dalam melayani sangat penting
Karyawan diharapkan dapat berkomunikasi dengan baik dengan para nasabhnya baik domestic maupun asing
Kesediaan karyawan dalam mendengarkan saran/ masalah yang dihadapi nasabah sangat diperlukan
Functional Kesediaan untuk menjawab pertanyaan Keahlian dan kepandaian untuk menjelaskan Sigap/ efisien dalam menangani transaksi Keramahan Staff dalam Melayani
Keahlian dan kepandaian untuk menjelaskan kebijakan Tanggap terhadap permintaan Nasabah
TECHNICAL
Memudahkan penaganan kebutuhan perbankan nasabah Perhatian terhadap kebutuhan perbankan nasabah Kemudahan dan kekrapan hubungan
Pelaporan Hasil
LAMPIRAN 5.3.2
KEPUASAN NASABAH (Dependen) (Y)
Dimensi Variabel Item
KualitasProduk Y1
Y2
Setujukah anda bahwa produk yang ditawarkan oleh pihak Bank Danamon sudah dapat memberikan rasa puas sesuai dengan yang anda harapkan
Setujukah anda bahwa produk yang ditawarkan oleh pihak Bank Danamon sudah memenuhi kebutuhan anda dalam jasa perbankan
Kualitas Pelayanan
Y3
Y4
Setujukah anda bahwa pelayanan yang diberikan oleh pihak Bank Danamon sesuai dengan yang anda harapkan Pelayanan yang diberikan oleh pihak Bank Danmon sudah memuaskan anda dalam jasa perbankan
Faktor Emosional
Y5
Y6
Anda akan merasa bangga akan menggunakan jasa bank Danamon sehingga akan kembali menggunakan jasa Bank Danamon.
Setujukan anda apabila anda akan kembali untuk mempergunakan jasa perbankan yang ditawarkan oleh pihak Bank Danamon, setelah anda menggunakan jasa perbankan Bank Danamon sebelumnya.
Harga Y7 Y8
Harga dari Produk
Harga sesuai dengan hasil
Biaya Y9 Setujukah anda bahwa biaya yang anda keluarkan sebanding dengan yang anda harapkan
Functional Satisfacton
Y10 Y11
LAMPIRAN 5.3.3
Variabel Independen ( X )
R E L I A B I L I T Y A N A L Y S I S - S C A L E (A L P H A) Item-total Statistics
Scale Scale Corrected
Mean Variance Item- Squared Alpha if Item if Item Total Multiple if Item Deleted Deleted Correlation Correlation Deleted
X1 177.5411 88.0096 .1677 . .8439
X2 177.5040 85.5485 .4308 . .8368
X3 177.6180 87.2154 .2496 . .8414
X4 177.3156 87.7219 .2700 . .8406
X5 177.5040 85.2666 .4967 . .8355
X6 177.1618 86.3700 .3864 . .8380
X7 177.3873 85.5252 .4233 . .8369
X8 177.4589 85.9405 .4397 . .8369
X9 177.1936 86.4332 .3563 . .8386
X10 177.5146 86.5643 .3534 . .8387
X11 177.6711 86.4128 .2651 . .8413
X12 177.7719 83.3255 .5857 . .8325
X13 177.3103 88.2252 .1901 . .8426
X14 177.5119 91.6122 -.0946 . .8496
X15 177.3687 87.2174 .2405 . .8417
X16 177.4456 88.3860 .2134 . .8418
X17 177.1485 89.6215 .0952 . .8442
X18 177.2573 89.9788 .0605 . .8448
X19 177.4403 86.8801 .3407 . .8391
X20 177.4801 89.3460 .1024 . .8445
X21 177.3103 87.5603 .2683 . .8407
X22 177.5093 85.2133 .4962 . .8355
X23 177.1671 86.2406 .3918 . .8379
X24 177.3899 85.5470 .4158 . .8371
X25 177.5040 85.5485 .4308 . .8368
X26 177.3687 87.2174 .2405 . .8417
X27 177.4387 86.0698 .0913 . .8378
Item-total Statistics Reliability Coefficients 27 items Alpha = .8430 Standardized item alpha = .8435
↓
KEPUASAN NASABAH (Dependen) (Y)
R E L I A B I L I T Y A N A L Y S I S - S C A L E (A L P H A) Item-total Statistics Scale Scale Corrected Mean Variance Item- Squared Alpha if Item if Item Total Multiple if Item Deleted Deleted Correlation Correlation Deleted Y1 177.2679 69.8350 .0757 . .8445Y2 177.4562 66.4881 .3850 . .8281
Y3 177.4801 69.3460 .1024 . .8145
Y4 177.3103 67.5603 .2683 . .8307
Y5 177.4987 66.0698 .3913 . .8378
Y6 177.1618 66.5828 .3662 . .8385
Y7 177.1485 69.6215 .0952 . .8442
Y8 177.2679 69.8350 .0757 . .8445
Y9 177.4562 66.4881 .3850 . .8381
LAMPIRAN 5.3.4
Y11 177.3873 65.5252 .4233 . .8359
Y12 177.4589 65.9405 .4397 . .8369
Y13 177.1936 66.4332 .3563 . .8386
Y14 177.5146 66.5643 .3534 . .8387
Y15 177.6711 66.4128 .2651 . .8413
Y16 177.7719 63.3255 .5857 . .8325 Item-total Statistics
Reliability Coefficients 16 items
Correlation Matrix 1
.858 .08E-03 .72E- 02 .08E- 02 685E- 02 176E-02 292E- 02 505E- 04 .01E- 02 363E-02 .85E-02 .58E- 02 .00E- 02 .37E- 02 .88E-02 .70E- 02 013E- 02 - .104 030E-02 .125 882E- 02 .93E- 02 .66E-02 .08E- 03 .349 .17E- 02 .06E- 03 547E- 03 592E-02 .74E- 02 .14E- 02 141E- 03 .11E-02 414E-02 .79E- 02 .94E- 02 562E- 02 .41E-02 918E- 02 .75E- 02 261E- 02 - .270 130E- 02 501E- 02 477E- 02 .97E-02 .72E- 02 .17E-02 .449 .92E- 02 .10E- 03 737E-02 -.127 .74E- 02 .93E- 02 - .126 285E-02 .13E- 02 750E- 02 948E- 02 645E-02 643E- 02 .03E- 02 551E- 02 372E-02 -.322 608E- 03 543E- 02 .33E-02 .08E- 02 .06E-03 .92E- 02 .318 .39E- 02 .78E-02 258E- 02 326E- 02 .50E- 02 .84E-02 .51E-02 .67E- 02 450E- 03 733E- 02 .11E-04 360E- 02 .77E- 02 .53E- 02 519E-02 810E- 05 - .253 573E- 03 127E-02 685E- 02 547E-03 .10E- 03 .39E- 02 .369 665E-03 .29E- 02 -.157 694E- 02 .75E-02 .00E-02 .41E- 02 .81E- 02 217E- 02 300E-02 .44E- 02 741E- 02 038E- 02 .94E-03 .69E- 02 349E- 02 - .163 .54E-02 176E- 02 592E-02 737E- 02 .78E- 02 665E- 03 .387 241E- 02 736E- 02 - .129 .00E-03 .31E-02 .77E- 02 - .129 .06E- 02 .98E-02 176E- 02 .50E- 02 957E- 02 .04E-02 .94E- 02 618E- 02 876E- 02 - .222 292E- 02 .74E-02 -.127 258E- 02 .29E- 02 241E-02 .687 197E- 02 .89E- 02 .102 -.233 .73E- 02 - .184 .09E- 02 .79E-02 .72E- 02 .10E- 02 602E- 02 791E-02 641E- 02 .19E- 02 .12E- 02 .11E-02 505E- 04 .14E-02 .74E- 02 326E- 02 - .157 736E-02 197E- 02 .414 .39E- 02 .21E-02 982E-02 .75E- 02 938E- 02 310E- 02 144E-02 133E- 02 .81E- 03 .40E- 02 081E-02 619E- 02 .05E- 02 - .117 .43E-02 .01E- 02 141E-03 .93E- 02 .50E- 02 694E- 02 - .129 .89E- 02 .39E- 02 .480 656E-03 303E-02 .39E- 02 .90E- 02 .04E- 03 957E-02 .15E- 02 .103 225E- 02 .13E-03 .100 .01E- 03 690E- 02 - .118 363E- 02 .11E-02 -.126 .84E- 02 .75E- 02 .00E-03 .102 .21E- 02 656E- 03 .774 .83E-02 .74E- 02 .39E- 02 - .110 578E-03 004E- 02 174E- 03 .07E- 02 .58E-02 930E- 02 606E- 02 .90E- 02 848E-03 .85E- 02 414E-02 285E- 02 .51E- 02 .00E- 02 .31E-02 -.233 982E- 02 303E- 02 .83E-02 .818 .15E- 02 532E- 02 .11E- 02 419E-02 797E- 02 .35E- 02 .69E- 02 .19E-02 .97E- 02 .07E- 02 .33E- 03 677E-03 .58E- 02 .79E-02 .13E- 02 .67E- 02 .41E- 02 .77E-02 .73E- 02 .75E- 02 .39E- 02 .74E-02 .15E-02 .552 049E- 02 .06E- 03 .96E-02 -.131 .57E- 02 .15E- 02 007E-02 353E- 02 432E- 03 .27E- 02 588E-02 .00E- 02 .94E-02 750E- 02 450E- 03 .81E- 02 - .129 -.184 938E- 02 .90E- 02 .39E-02 532E-02 049E- 02 .754 851E- 02 - .133 .59E- 02 909E- 03 .30E- 02 370E-02 493E- 02 .28E- 02 .29E- 02 .125 .37E- 02 562E-02 948E- 02 733E- 02 217E- 02 .06E-02 .09E- 02 310E- 02 .04E- 03 - .110 .11E-02 .06E- 03 851E- 02 .846 .47E-03 .139 566E- 02 .43E- 03 510E-02 .99E- 02 756E- 02 .69E- 02 .68E-04 .88E- 02 .41E-02 645E- 02 .11E- 04 300E- 02 .98E-02 .79E- 02 144E- 02 957E- 02 578E-03 419E-02 .96E- 02 - .133 .47E- 03 .866 .17E- 02 .23E- 02 127E- 02 443E-02 .48E- 02 .11E- 02 .34E- 02 264E-04 .70E- 02 918E-02 643E- 02 360E- 02 .44E- 02 176E-02 .72E- 02 133E- 02 .15E- 02 004E-02 797E-02 -.131 .59E- 02 .139 .17E-02 .858 165E- 02 .35E- 02 .55E-02 .20E- 02 .58E- 02 102E- 02 .48E-02 013E- 02 .75E-02 .03E- 02 .77E- 02 741E- 02 .50E-02 .10E- 02 .81E- 03 .103 174E-03 .35E-02 .57E- 02 909E- 03 566E- 02 .23E-02 165E- 02 .847 .147 372E-03 587E- 03 .36E- 03 516E- 03 014E-02 - .104 261E-02 551E- 02 .53E- 02 038E- 02 957E-02 602E- 02 .40E- 02 225E- 02 .07E-02 .69E-02 .15E- 02 .30E- 02 .43E- 03 127E-02 .35E- 02 .147 .904 .63E-02 .84E- 03 119E- 03 175E- 03 .73E-02 030E- 02 - .270 372E- 02 519E- 02 .94E- 03 .04E-02 791E- 02 081E- 02 .13E- 03 .58E-02 .19E-02 007E- 02 370E- 02 510E- 02 443E-02 .55E- 02 372E- 03 .63E- 02 .353 .71E- 03 .06E- 02 .92E- 02 722E-02 .125 130E-02 -.322 810E- 05 .69E- 02 .94E-02 641E- 02 619E- 02 .100 930E-02 .97E-02 353E- 02 493E- 02 .99E- 02 .48E-02 .20E- 02 587E- 03 .84E- 03 .71E-03 .493 521E- 04 .05E- 02 011E-03 882E- 02 501E-02 608E- 03 - .253 349E- 02 618E-02 .19E- 02 .05E- 02 .01E- 03 606E-02 .07E-02 432E- 03 .28E- 02 756E- 02 .11E-02 .58E- 02 .36E- 03 119E- 03 .06E-02 521E- 04 .321 .62E- 02 .38E-02 .93E- 02 477E-02 543E- 02 573E- 03 - .163 876E-02 .12E- 02 -.117 690E- 02 .90E-02 .33E-03 .27E- 02 .29E- 02 .69E- 02 .34E-02 102E- 02 516E- 03 175E- 03 .92E-02 .05E- 02 .62E- 02 .441 475E-02 .66E- 02 .97E-02 .33E- 02 127E- 02 .54E- 02 - .222 .11E- 02 .43E- 02 - .118 848E-03 677E-03 588E- 02 .125 .68E- 04 264E-04 .48E- 02 014E- 02 .73E- 02 722E-02 011E- 03 .38E- 02 475E- 02 .385 .478a.66E-02 -.157 .72E- 02 771E- 02 040E-02 682E- 02 523E- 04 .13E- 02 127E-02 .17E-02 .20E- 02 .95E- 02 .65E- 02 - .103 .15E- 02 707E- 02 - .118 871E-02 .193 393E- 02 .14E- 02 .36E-02
.66E- 02 .555a.96E- 02 .52E- 02 659E- 02 .125 .67E- 02 .24E- 02 255E- 02 .13E-02 383E-02 -.132 - .116 873E- 02 .19E-02 157E- 02 .06E- 02 023E- 02 - .768 723E- 02 480E- 02 .114 - .190
- .157 .96E-02 .568a.08E- 02 .25E- 02 .138 -.229 .04E- 02 - .171 - .214 718E-02 .27E- 02 006E- 02 .129 242E-02 482E- 02 .67E- 02 003E- 02 956E-02 -.684 266E- 02 .124 .00E-02
.72E- 02 .52E-02 .08E- 02 .547a.97E- 02 - .108 691E- 02 .147 .85E- 02 .70E-02 .96E-02 .37E- 02 959E- 03 341E- 02 .16E-03 519E- 02 - .111 .73E- 02 534E-02 468E- 04 - .793 533E- 03 941E-02
771E- 02 659E-02 .25E- 02 .97E- 02 .770a050E-03 .55E- 02 -.402 401E- 02 .14E-02 .28E-02 -.186 .32E- 02 968E- 02 300E-02 .56E- 02 692E- 02 .105 .20E-02 .96E- 02 727E- 02 - .405 - .120
040E- 02 .125 .138 - .108 050E- 03 .601a .102 322E- 02 - .298 .28E-02 .88E-02 -.190 - .239 .35E- 02 .42E-02 041E- 02 .37E- 02 995E- 02 - .136 -.136 .159 535E- 02 - .574
682E- 02 .67E-02 -.229 691E- 02 .55E- 02 .102 .608a242E- 02 - .103 .139 -.311 .06E- 02 - .255 .67E- 02 .50E-02 .85E- 02 .44E- 02 642E- 02 695E-02 694E- 02 .78E- 02 .84E- 02 .04E-02
523E- 04 .24E-02 .04E- 02 .147 - .402 322E-02 242E- 02 .759a - .143 .20E-02 837E-02 -.141 .106 .107 249E-02 932E- 02 .15E- 02 - .121 .107 585E- 02 .35E- 02 - .274 .09E-02
.13E- 02 255E-02 -.171 .85E- 02 401E- 02 - .298 -.103 -.143 .738a997E-03 .132 .71E- 02 .14E- 02 .77E- 03 138E-02 .03E- 02 .162 .110 .49E-02 .206 .02E- 02 671E- 02 - .274
127E- 02 .13E-02 -.214 .70E- 02 .14E- 02 .28E-02 .139 .20E- 02 997E- 03 .760a.07E-02 -.149 .05E- 02 - .136 257E-03 460E- 02 155E- 03 .48E- 02 .94E-02 .145 220E- 02 .67E- 02 388E-03
.17E- 02 383E-02 718E- 02 .96E- 02 .28E- 02 .88E-02 -.311 837E- 02 .132 .07E-02 .564a.69E- 02 768E- 02 .14E- 02 685E-02 533E- 02 .42E- 02 .12E- 02 .79E-02 .25E- 02 .10E- 02 .22E- 02 368E-02
.20E- 02 - .132 .27E- 02 .37E- 02 - .186 - .190 .06E- 02 -.141 .71E- 02 - .149 .69E-02 .811a723E- 02 .18E- 02 - .144 -.190 .60E- 02 .04E- 02 281E-02 345E- 02 147E- 03 - .107 .186
.95E- 02 - .116 006E- 02 959E- 03 .32E- 02 - .239 -.255 .106 .14E- 02 .05E-02 768E-02 723E- 02 .500a821E- 02 - .164 .98E- 02 642E- 03 .42E- 02 .143 089E- 02 .60E- 02 .24E- 02 .232
.65E- 02 873E-02 .129 341E- 02 968E- 02 .35E-02 .67E- 02 .107 .77E- 03 - .136 .14E-02 .18E- 02 821E- 02 .604a.72E-03 .164 757E- 02 .06E- 03 254E-02 .74E- 02 288E- 02 - .109 .35E-03
- .103 .19E-02 242E- 02 .16E- 03 300E- 02 .42E-02 .50E- 02 249E- 02 138E- 02 257E-03 685E-02 -.144 - .164 .72E- 03 .700a.51E- 02 .93E- 02 274E- 02 036E-02 .27E- 02 .11E- 02 .41E- 02 390E-04
.15E- 02 157E-02 482E- 02 519E- 02 .56E- 02 041E-02 .85E- 02 932E- 02 .03E- 02 460E-02 533E-02 -.190 .98E- 02 .164 .51E-02 .648a367E- 02 .81E- 02 - .119 -.126 .82E- 02 791E- 02 .58E-02
707E- 02 .06E-02 .67E- 02 - .111 692E- 02 .37E-02 .44E- 02 .15E- 02 .162 155E-03 .42E-02 .60E- 02 642E- 03 757E- 02 .93E-02 367E- 02 .700a .168 165E-02 484E- 02 .41E- 02 019E- 03 776E-02
- .118 023E-02 003E- 02 .73E- 02 .105 995E-02 642E- 02 -.121 .110 .48E-02 .12E-02 .04E- 02 .42E- 02 .06E- 03 274E-02 .81E- 02 .168 .580a.89E-02 .03E- 02 506E- 02 774E- 03 - .114
871E- 02 - .768 956E- 02 534E- 02 .20E- 02 - .136 695E- 02 .107 .49E- 02 .94E-02 .79E-02 281E- 02 .143 254E- 02 036E-02 -.119 165E- 02 .89E- 02 .534a.37E- 02 .08E- 02 - .125 .128
.193 723E-02 -.684 468E- 04 .96E- 02 - .136 694E- 02 585E- 02 .206 .145 .25E-02 345E- 02 089E- 02 .74E- 02 .27E-02 -.126 484E- 02 .03E- 02 .37E-02 .519a136E- 03 .68E- 02 381E-02
393E- 02 480E-02 266E- 02 - .793 727E- 02 .159 .78E- 02 .35E- 02 .02E- 02 220E-02 .10E-02 147E- 03 .60E- 02 288E- 02 .11E-02 .82E- 02 .41E- 02 506E- 02 .08E-02 136E- 03 .541a.31E- 02 - .125
Correlation Matrix 2
X2 X3 X4 X5 X6 X7 X8 X9 X10 X11 X12 X13 X15 X16 X19 X20 X21 X22 X23 X24 X25 X26
X2 1 0.0464 0.0835 0.1265 0.1372 0.1247 0.1274 0.1475 0.1464 0.0326 0.264 0.052 -0.165 0.0637 0.1273 0.0957 -0.028 0.7717 -0.045 0.1066 0.068 0.1966
X3 0.046 1 0.1076 0.1179 0.065 0.2398 0.1115 0.1645 0.1525 0.001 0.0982 -0.004 -0.107 -0.007 0.0579 0.019 -0.058 -0.027 0.6342 0.0821 0.0022 0.1729
X4 0.083 0.1076 1 -0.01 0.0504 0.1431 -0.08 0.0694 0.0327 0.1266 0.1415 0.0971 -0.142 0.1001 0.0955 0.2289 0.0069 0.0939 0.0319 0.8073 0.0017 0.034
X5 0.126 0.1179 -0.01 1 0.0838 0.1564 0.6873 0.1059 0.3203 0.1243 0.501 0.0191 -0.027 0.0555 0.0945 -0.036 -0.03 0.1195 0.0755 -0.011 0.6821 0.1398
X6 0.137 0.065 0.0504 0.0838 1 0.0715 0.0365 0.5899 0.0794 0.0003 0.1654 0.1991 0.042 0.0689 0.1027 -0.056 -0.012 0.1219 0.0249 -0.022 -0.041 0.6902
X7 0.125 0.2398 0.1431 0.1564 0.0715 1 0.0757 0.1705 0.0089 0.3012 0.1966 0.292 0.0067 0.1734 0.0925 0.0682 -0.108 0.0216 0.0571 0.1611 0.1094 0.1079
X8 0.127 0.1115 -0.08 0.6873 0.0365 0.0757 1 0.166 0.318 0.0096 0.4412 -0.067 -0.064 -5E-04 0.0428 -0.057 0.0664 0.0801 0.0171 -0.023 0.6066 0.1505
X9 0.147 0.1645 0.0694 0.1059 0.5899 0.1705 0.166 1 0.0925 -0.108 0.1454 0.1595 -0.025 0.0042 0.1309 -0.161 -0.041 0.0853 -0.072 0.052 -0.013 0.6049
X10 0.146 0.1525 0.0327 0.3203 0.0794 0.0089 0.318 0.0925 1 0.0726 0.3359 0.0487 0.0811 0.0345 0.015 -0.002 0.034 0.1357 -0.012 0.0066 0.293 0.0717
X11 0.033 0.001 0.1266 0.1243 0.0003 0.3012 0.0096 -0.108 0.0726 1 0.1434 0.0425 0.0784 0.0678 -0.001 0.1172 -0.004 0.0701 0.0358 0.1149 0.1232 -0.041
X12 0.264 0.0982 0.1415 0.501 0.1654 0.1966 0.4412 0.1454 0.3359 0.1434 1 0.0958 -0.048 0.2052 0.2275 0.11 0.002 0.2215 -0.02 0.1159 0.4413 0.0685
X13 0.052 -0.004 0.0971 0.0191 0.1991 0.292 -0.067 0.1595 0.0487 0.0425 0.0958 1 -0.003 0.249 0.0587 0.0126 0.0083 -0.046 -0.087 0.066 0.0066 0.0087
X15 -0.17 -0.107 -0.142 -0.027 0.042 0.0067 -0.064 -0.025 0.0811 0.0784 -0.048 -0.003 1 0.007 -0.193 -0.115 0.0209 -0.174 -0.026 -0.172 0.0545 -0.008
X16 0.064 -0.007 0.1001 0.0555 0.0689 0.1734 -5E-04 0.0042 0.0345 0.0678 0.2052 0.249 0.007 1 0.0741 0.0942 -0.014 -0.009 -0.025 0.0852 0.0864 -0.003
X19 0.127 0.0579 0.0955 0.0945 0.1027 0.0925 0.0428 0.1309 0.015 -0.001 0.2275 0.0587 -0.193 0.0741 1 0.0203 0.0239 0.1794 0.0853 0.1292 0.054 0.0942
X20 0.096 0.019 0.2289 -0.036 -0.056 0.0682 -0.057 -0.161 -0.002 0.1172 0.11 0.0126 -0.115 0.0942 0.0203 1 -0.164 0.0808 0.0208 0.2007 -0.009 -0.108
X21 -0.03 -0.058 0.0069 -0.03 -0.012 -0.108 0.0664 -0.041 0.034 -0.004 0.002 0.0083 0.0209 -0.014 0.0239 -0.164 1 -0.009 -0.04 0.0003 0.0069 0.0498
X22 0.772 -0.027 0.0939 0.1195 0.1219 0.0216 0.0801 0.0853 0.1357 0.0701 0.2215 -0.046 -0.174 -0.009 0.1794 0.0808 -0.009 1 -0.039 0.1343 0.1177 0.1057
X23 -0.04 0.6342 0.0319 0.0755 0.0249 0.0571 0.0171 -0.072 -0.012 0.0358 -0.02 -0.087 -0.026 -0.025 0.0853 0.0208 -0.04 -0.039 1 0.0205 0.0324 0.048
X24 0.107 0.0821 0.8073 -0.011 -0.022 0.1611 -0.023 0.052 0.0066 0.1149 0.1159 0.066 -0.172 0.0852 0.1292 0.2007 0.0003 0.1343 0.0205 1 0.0293 0.0406
X25 0.068 0.0022 0.0017 0.6821 -0.041 0.1094 0.6066 -0.013 0.293 0.1232 0.4413 0.0066 0.0545 0.0864 0.054 -0.009 0.0069 0.1177 0.0324 0.0293 1 -0.026
.350 .31E-025.65E-03 856E-03 608E-024.73E-023.14E-02 934E-03 .07E-02 364E-025.84E-026.08E-02 496E-023.54E-02 894E-022.72E-02 182E-02 -.270 312E-02 551E-02 462E-027.04E-02 .31E-02 .4602.58E-022.11E-03 020E-02 -.129 .78E-028.37E-02 -.126 654E-023.63E-02 736E-03 347E-02 698E-02 451E-025.91E-03 431E-02 552E-02 -.328 340E-02 463E-023.85E-02 5.65E-032.58E-02 .3212.25E-023.75E-02 348E-02 378E-02 .64E-02 .66E-02 .95E-022.92E-023.35E-03 319E-025.99E-03 224E-025.60E-023.22E-02 596E-02 847E-03 -.255 454E-03 950E-02 856E-032.11E-032.25E-02 .370 304E-032.34E-02 -.157 765E-022.87E-023.82E-028.34E-022.59E-02 471E-02 598E-02 .36E-02 632E-02 466E-028.28E-032.17E-02 252E-02 -.1634.45E-02 608E-02 020E-023.75E-02 304E-03 .388 227E-02 737E-02 -.1297.47E-033.24E-028.75E-02 -.1302.98E-02 .88E-02 215E-022.56E-02 143E-025.06E-026.35E-02 597E-02 905E-02 -.222 4.73E-02 -.129 348E-022.34E-02 227E-02 .688 197E-025.87E-02 .101 -.2343.69E-02 -.1845.01E-025.72E-023.69E-02 .16E-02 869E-02 778E-02 665E-023.26E-022.09E-023.06E-02 3.14E-02 .78E-02 378E-02 -.157 737E-02 197E-02 .4146.40E-025.22E-02 010E-026.77E-02 999E-02 359E-02 180E-02 137E-026.84E-037.51E-02 082E-02 680E-023.06E-02 -.1172.44E-02 934E-038.37E-02 .64E-02 765E-02 -.1295.87E-026.40E-02 .481 456E-03 205E-02 .48E-025.14E-024.81E-03 793E-025.23E-02 .105 088E-025.89E-03 .1073.12E-03 648E-02 -.119 .07E-02 -.126 .66E-022.87E-027.47E-03 .1015.22E-02 456E-03 .7754.60E-029.64E-025.14E-02 -.108 120E-02 116E-02 611E-03 .69E-022.63E-02 780E-02 464E-023.83E-02 300E-03 364E-02 654E-02 .95E-023.82E-023.24E-02 -.234 010E-02 205E-024.60E-02 .8243.47E-02 959E-025.78E-02 219E-03 609E-025.07E-023.59E-024.13E-023.10E-027.74E-038.94E-03 810E-03 5.84E-023.63E-022.92E-028.34E-028.75E-023.69E-026.77E-02 .48E-029.64E-023.47E-02 .554 750E-02 .12E-02 -.105 -.1326.43E-022.63E-02 054E-02 078E-02 092E-035.37E-02 493E-02 6.08E-02 736E-033.35E-032.59E-02 -.130 -.184 999E-025.14E-025.14E-02 959E-02 750E-02 .762 220E-02 -.144 .86E-02 078E-026.42E-02 543E-02 843E-029.31E-03 .49E-02 .123 496E-02 347E-02 319E-02 471E-022.98E-025.01E-02 359E-024.81E-03 -.1085.78E-02 .12E-02 220E-02 .8529.27E-03 .138 978E-02 .36E-02 635E-024.10E-02 130E-026.91E-023.95E-03 3.54E-02 698E-025.99E-03 598E-02 .88E-025.72E-02 180E-02 793E-02 120E-02 219E-03 -.105 -.1449.27E-03 .8752.48E-023.86E-02 550E-04 600E-02 .92E-037.23E-033.59E-023.41E-03 894E-02 451E-02 224E-02 .36E-02 215E-023.69E-02 137E-025.23E-02 116E-02 609E-02 -.132 .86E-02 .1382.48E-02 .858 295E-023.73E-026.53E-028.12E-023.48E-02 043E-02 .61E-02 2.72E-025.91E-035.60E-02 632E-022.56E-02 .16E-026.84E-03 .105 611E-035.07E-026.43E-02 078E-02 978E-023.86E-02 295E-02 .849 .154 906E-03 872E-039.25E-03 440E-03 192E-02 182E-02 431E-023.22E-02 466E-02 143E-02 869E-027.51E-02 088E-02 .69E-023.59E-022.63E-026.42E-02 .36E-02 550E-043.73E-02 .154 .917 .53E-02 755E-03 306E-02 898E-037.30E-02 -.270 552E-02 596E-028.28E-035.06E-02 778E-02 082E-025.89E-032.63E-024.13E-02 054E-02 543E-02 635E-02 600E-026.53E-02 906E-03 .53E-02 .3537.50E-033.12E-024.91E-02 786E-02 312E-02 -.328 847E-032.17E-026.35E-02 665E-02 680E-02 .107 780E-023.10E-02 078E-02 843E-024.10E-02 .92E-038.12E-02 872E-03 755E-037.50E-03 .5125.46E-033.91E-02 184E-02 551E-02 340E-02 -.255 252E-02 597E-023.26E-023.06E-023.12E-03 464E-027.74E-03 092E-039.31E-03 130E-027.23E-033.48E-029.25E-03 306E-023.12E-025.46E-03 .323 .54E-024.26E-02 462E-02 463E-02 454E-03 -.163 905E-022.09E-02 -.117 648E-023.83E-028.94E-035.37E-02 .49E-026.91E-023.59E-02 043E-02 440E-03 898E-034.91E-023.91E-02 .54E-02 .442 404E-02 7.04E-023.85E-02 950E-024.45E-02 -.2223.06E-022.44E-02 -.119 300E-03 810E-03 493E-02 .1233.95E-033.41E-03 .61E-02 192E-027.30E-02 786E-02 184E-024.26E-02 404E-02 .386 .554a3.26E-02 .69E-02 742E-02 .1259.65E-028.24E-02 204E-022.06E-02 270E-02 -.133 -.118 741E-026.40E-02 109E-024.99E-02 855E-02 -.768 102E-02 616E-02 .114 -.192
3.26E-02 .580a6.71E-025.13E-03 .143 -.2304.09E-02 -.178 -.210 557E-027.19E-02 475E-02 .117 676E-02 080E-029.46E-03 203E-02 328E-02 -.675 476E-02 .1219.13E-02
.69E-026.71E-02 .547a6.54E-02 -.106 868E-02 .1474.18E-023.32E-023.79E-026.92E-026.77E-03 522E-02 .13E-02 235E-02 -.1075.94E-02 739E-02 936E-02 -.792 515E-03 379E-02
742E-025.13E-036.54E-02 .771a085E-034.63E-02 -.402 561E-025.35E-026.92E-02 -.1844.87E-02 402E-02 810E-022.41E-02 482E-02 .1112.29E-024.98E-02 411E-02 -.404 -.118
.125 .143 -.106 085E-03 .598a .101 324E-02 -.298 .36E-025.73E-02 -.189 -.2385.19E-023.22E-02 106E-024.47E-02 273E-02 -.137 -.143 .158 603E-02 -.574
9.65E-02 -.230 868E-024.63E-02 .101 .603a242E-02 -.102 .139 -.3105.98E-02 -.2556.55E-027.37E-024.80E-02 .52E-02 910E-02 666E-02 551E-026.93E-023.79E-025.95E-02
8.24E-024.09E-02 .147 -.402 324E-02 242E-02 .759a -.1439.21E-02 862E-02 -.141 .107 .107 280E-02 937E-02 .15E-02 -.122 .107 648E-028.38E-02 -.2746.10E-02
204E-02 -.1784.18E-02 561E-02 -.298 -.102 -.143 .730a300E-03 .1302.87E-028.50E-027.51E-03 849E-028.14E-02 .164 .107 .43E-02 .2177.91E-03 576E-02 -.277
2.06E-02 -.2103.32E-025.35E-02 .36E-02 .1399.21E-02 300E-03 .768a5.76E-02 -.1476.68E-02 -.133 359E-02 594E-02 218E-032.01E-025.02E-02 .139 925E-026.55E-02 032E-03
270E-02 557E-023.79E-026.92E-025.73E-02 -.310 862E-02 .1305.76E-02 .573a5.14E-02 996E-026.90E-02 502E-03 292E-026.07E-024.13E-027.66E-024.78E-02 .50E-02 .48E-02 529E-03
-.1337.19E-026.92E-02 -.184 -.1895.98E-02 -.1412.87E-02 -.1475.14E-02 .808a233E-02 .64E-02 -.150 -.1929.38E-023.69E-02 382E-02 541E-02 204E-02 -.109 .184
-.118 475E-026.77E-034.87E-02 -.238 -.255 .1078.50E-026.68E-02 996E-02 233E-02 .515a996E-02 -.1762.30E-02 341E-027.68E-02 .145 155E-02 .88E-022.56E-02 .227
741E-02 .117 522E-02 402E-025.19E-026.55E-02 .1077.51E-03 -.1336.90E-02 .64E-02 996E-02 .619a.07E-02 .162 204E-02 .54E-02 448E-026.21E-02 965E-02 -.1136.89E-03
6.40E-02 676E-02 .13E-02 810E-023.22E-027.37E-02 280E-02 849E-02 359E-02 502E-03 -.150 -.176 .07E-02 .413a2.86E-024.48E-02 196E-04 274E-022.87E-03 .36E-025.77E-025.86E-03
109E-02 080E-02 235E-022.41E-02 106E-024.80E-02 937E-028.14E-02 594E-02 292E-02 -.1922.30E-02 .1622.86E-02 .651a517E-024.21E-02 -.119 -.1226.60E-02 693E-022.79E-02
4.99E-029.46E-03 -.107 482E-024.47E-02 .52E-02 .15E-02 .164 218E-036.07E-029.38E-02 341E-02 204E-024.48E-02 517E-02 .699a .175 079E-02 875E-03 .77E-02 051E-02 082E-02
855E-02 203E-025.94E-02 .111 273E-02 910E-02 -.122 .1072.01E-024.13E-023.69E-027.68E-02 .54E-02 196E-044.21E-02 .175 .529a2.69E-02 278E-02 400E-02 125E-03 -.123
-.768 328E-02 739E-022.29E-02 -.137 666E-02 .107 .43E-025.02E-027.66E-02 382E-02 .145 448E-02 274E-02 -.119 079E-022.69E-02 .533a.76E-029.24E-02 -.124 .130
102E-02 -.675 936E-024.98E-02 -.143 551E-02 648E-02 .217 .1394.78E-02 541E-02 155E-026.21E-022.87E-03 -.122 875E-03 278E-02 .76E-02 .527a.34E-028.23E-02 665E-02
616E-02 476E-02 -.792 411E-02 .1586.93E-028.38E-027.91E-03 925E-02 .50E-02 204E-02 .88E-02 965E-02 .36E-026.60E-02 .77E-02 400E-029.24E-02 .34E-02 .543a4.09E-02 -.121
.114 .121 515E-03 -.404 603E-023.79E-02 -.274 576E-026.55E-02 .48E-02 -.1092.56E-02 -.1135.77E-02 693E-02 051E-02 125E-03 -.1248.23E-024.09E-02 .780a821E-02
-.1929.13E-02 379E-02 -.118 -.5745.95E-026.10E-02 -.277 032E-03 529E-03 .184 .2276.89E-035.86E-032.79E-02 082E-02 -.123 .130 665E-02 -.121 821E-02 .622a
X2
Correlation Matrix 3
X2 X3 X4 X5 X6 X7 X8 X9 X10 X11 X12 X13 X15 X19 X20 X21 X22 X23 X24 X25 X26
X2 1 0.0464 0.0835 0.1265 0.1372 0.1247 0.1274 0.1475 0.1464 0.0326 0.264 0.052 -0.165 0.1273 0.0957 -0.028 0.7717 -0.045 0.1066 0.068 0.1966
X3 0.046 1 0.1076 0.1179 0.065 0.2398 0.1115 0.1645 0.1525 0.001 0.0982 -0.004 -0.107 0.0579 0.019 -0.058 -0.027 0.6342 0.0821 0.0022 0.1729
X4 0.083 0.1076 1 -0.01 0.0504 0.1431 -0.08 0.0694 0.0327 0.1266 0.1415 0.0971 -0.142 0.0955 0.2289 0.0069 0.0939 0.0319 0.8073 0.0017 0.034
X5 0.126 0.1179 -0.01 1 0.0838 0.1564 0.6873 0.1059 0.3203 0.1243 0.501 0.0191 -0.027 0.0945 -0.036 -0.03 0.1195 0.0755 -0.011 0.6821 0.1398
X6 0.137 0.065 0.0504 0.0838 1 0.0715 0.0365 0.5899 0.0794 0.0003 0.1654 0.1991 0.042 0.1027 -0.056 -0.012 0.1219 0.0249 -0.022 -0.041 0.6902
X7 0.125 0.2398 0.1431 0.1564 0.0715 1 0.0757 0.1705 0.0089 0.3012 0.1966 0.292 0.0067 0.0925 0.0682 -0.108 0.0216 0.0571 0.1611 0.1094 0.1079
X8 0.127 0.1115 -0.08 0.6873 0.0365 0.0757 1 0.166 0.318 0.0096 0.4412 -0.067 -0.064 0.0428 -0.057 0.0664 0.0801 0.0171 -0.023 0.6066 0.1505
X9 0.147 0.1645 0.0694 0.1059 0.5899 0.1705 0.166 1 0.0925 -0.108 0.1454 0.1595 -0.025 0.1309 -0.161 -0.041 0.0853 -0.072 0.052 -0.013 0.6049
X10 0.146 0.1525 0.0327 0.3203 0.0794 0.0089 0.318 0.0925 1 0.0726 0.3359 0.0487 0.0811 0.015 -0.002 0.034 0.1357 -0.012 0.0066 0.293 0.0717
X11 0.033 0.001 0.1266 0.1243 0.0003 0.3012 0.0096 -0.108 0.0726 1 0.1434 0.0425 0.0784 -0.001 0.1172 -0.004 0.0701 0.0358 0.1149 0.1232 -0.041
X12 0.264 0.0982 0.1415 0.501 0.1654 0.1966 0.4412 0.1454 0.3359 0.1434 1 0.0958 -0.048 0.2275 0.11 0.002 0.2215 -0.02 0.1159 0.4413 0.0685
X13 0.052 -0.004 0.0971 0.0191 0.1991 0.292 -0.067 0.1595 0.0487 0.0425 0.0958 1 -0.003 0.0587 0.0126 0.0083 -0.046 -0.087 0.066 0.0066 0.0087
X15 -0.17 -0.107 -0.142 -0.027 0.042 0.0067 -0.064 -0.025 0.0811 0.0784 -0.048 -0.003 1 -0.193 -0.115 0.0209 -0.174 -0.026 -0.172 0.0545 -0.008
X19 0.127 0.0579 0.0955 0.0945 0.1027 0.0925 0.0428 0.1309 0.015 -0.001 0.2275 0.0587 -0.193 1 0.0203 0.0239 0.1794 0.0853 0.1292 0.054 0.0942
X20 0.096 0.019 0.2289 -0.036 -0.056 0.0682 -0.057 -0.161 -0.002 0.1172 0.11 0.0126 -0.115 0.0203 1 -0.164 0.0808 0.0208 0.2007 -0.009 -0.108
X21 -0.03 -0.058 0.0069 -0.03 -0.012 -0.108 0.0664 -0.041 0.034 -0.004 0.002 0.0083 0.0209 0.0239 -0.164 1 -0.009 -0.04 0.0003 0.0069 0.0498
X22 0.772 -0.027 0.0939 0.1195 0.1219 0.0216 0.0801 0.0853 0.1357 0.0701 0.2215 -0.046 -0.174 0.1794 0.0808 -0.009 1 -0.039 0.1343 0.1177 0.1057
X23 -0.04 0.6342 0.0319 0.0755 0.0249 0.0571 0.0171 -0.072 -0.012 0.0358 -0.02 -0.087 -0.026 0.0853 0.0208 -0.04 -0.039 1 0.0205 0.0324 0.048
X24 0.107 0.0821 0.8073 -0.011 -0.022 0.1611 -0.023 0.052 0.0066 0.1149 0.1159 0.066 -0.172 0.1292 0.2007 0.0003 0.1343 0.0205 1 0.0293 0.0406
X25 0.068 0.0022 0.0017 0.6821 -0.041 0.1094 0.6066 -0.013 0.293 0.1232 0.4413 0.0066 0.0545 0.054 -0.009 0.0069 0.1177 0.0324 0.0293 1 -0.026
Anti-image Matrices
.351 1.24E-02 5.92E-03 055E-02 556E-02 5.01E-02 3.03E-02 516E-03 1.03E-02 408E-02 6.44E-02 6.91E-02 464E-02 813E-02 2.89E-02 193E-02 -.271 309E-02 528E-02 350E-02 7.09E-02 1.24E-02 .461 2.57E-02 2.43E-03 067E-02 -.129 1.85E-02 8.48E-02 -.126 644E-02 3.51E-02 191E-02 371E-02 505E-02 5.18E-03 431E-02 481E-02 -.328 356E-02 555E-02 3.84E-02 5.92E-03 2.57E-02 .321 2.25E-02 3.77E-02 316E-02 415E-02 1.62E-02 1.65E-02 1.94E-02 3.06E-02 4.48E-03 313E-02 209E-02 5.64E-02 3.22E-02 639E-02 835E-03 -.255 217E-03 948E-02 055E-02 2.43E-03 2.25E-02 .370 651E-03 2.25E-02 -.159 708E-02 2.89E-02 3.84E-02 8.35E-02 2.40E-02 490E-02 1.32E-02 712E-02 470E-02 9.20E-03 2.16E-02 269E-02 -.163 4.45E-02 556E-02 067E-02 3.77E-02 651E-03 .388 138E-02 820E-02 -.128 7.24E-03 3.23E-02 9.19E-02 -.137 3.01E-02 164E-02 2.66E-02 148E-02 5.00E-02 6.36E-02 589E-02 836E-02 -.223 5.01E-02 -.129 316E-02 2.25E-02 138E-02 .691 416E-02 5.67E-02 .103 -.234 4.50E-02 -.201 5.10E-02 3.87E-02 1.43E-02 916E-02 129E-02 683E-02 3.33E-02 2.35E-02 3.10E-02 3.03E-02 1.85E-02 415E-02 -.159 820E-02 416E-02 .416 6.57E-02 5.28E-02 995E-02 6.55E-02 751E-02 411E-02 242E-02 5.46E-03 7.53E-02 953E-02 691E-02 3.05E-02 -.117 2.43E-02 516E-03 8.48E-02 1.62E-02 708E-02 -.128 5.67E-02 6.57E-02 .482 985E-03 202E-02 1.06E-02 4.68E-02 4.42E-03 5.14E-02 .107 109E-02 7.97E-03 .108 2.81E-03 815E-02 -.120 1.03E-02 -.126 1.65E-02 2.89E-02 7.24E-03 .103 5.28E-02 985E-03 .775 4.61E-02 9.73E-02 5.11E-02 -.108 150E-02 112E-03 1.69E-02 2.70E-02 784E-02 474E-02 3.80E-02 344E-03 408E-02 644E-02 1.94E-02 3.84E-02 3.23E-02 -.234 995E-02 202E-02 4.61E-02 .824 3.46E-02 209E-02 5.77E-02 633E-02 5.05E-02 3.59E-02 4.20E-02 3.10E-02 7.68E-03 8.67E-03 839E-03 6.44E-02 3.51E-02 3.06E-02 8.35E-02 9.19E-02 4.50E-02 6.55E-02 1.06E-02 9.73E-02 3.46E-02 .567 084E-02 1.26E-02 -.139 7.07E-02 2.68E-02 652E-02 172E-02 327E-03 5.96E-02 648E-02 6.91E-02 191E-02 4.48E-03 2.40E-02 -.137 -.201 751E-02 4.68E-02 5.11E-02 209E-02 084E-02 .786 166E-02 2.35E-02 578E-03 6.62E-02 626E-02 933E-02 1.08E-02 2.15E-02 .127 464E-02 371E-02 313E-02 490E-02 3.01E-02 5.10E-02 411E-02 4.42E-03 -.108 5.77E-02 1.26E-02 166E-02 .852 .138 952E-02 1.36E-02 717E-02 4.10E-02 123E-02 6.97E-02 3.99E-03 813E-02 505E-02 209E-02 1.32E-02 164E-02 3.87E-02 242E-02 5.14E-02 150E-02 633E-02 -.139 2.35E-02 .138 .859 190E-02 3.74E-02 6.45E-02 8.13E-02 3.50E-02 455E-03 1.62E-02 2.89E-02 5.18E-03 5.64E-02 712E-02 2.66E-02 1.43E-02 5.46E-03 .107 112E-03 5.05E-02 7.07E-02 578E-03 952E-02 190E-02 .851 .155 006E-03 795E-03 9.59E-03 885E-03 180E-02 193E-02 431E-02 3.22E-02 470E-02 148E-02 916E-02 7.53E-02 109E-02 1.69E-02 3.59E-02 2.68E-02 6.62E-02 1.36E-02 3.74E-02 .155 .917 1.54E-02 757E-03 307E-02 934E-03 7.30E-02 -.271 481E-02 639E-02 9.20E-03 5.00E-02 129E-02 953E-02 7.97E-03 2.70E-02 4.20E-02 652E-02 626E-02 717E-02 6.45E-02 006E-03 1.54E-02 .356 7.45E-03 3.11E-02 4.77E-02 838E-02 309E-02 -.328 835E-03 2.16E-02 6.36E-02 683E-02 691E-02 .108 784E-02 3.10E-02 172E-02 933E-02 4.10E-02 8.13E-02 795E-03 757E-03 7.45E-03 .512 5.47E-03 3.93E-02 184E-02 528E-02 356E-02 -.255 269E-02 589E-02 3.33E-02 3.05E-02 2.81E-03 474E-02 7.68E-03 327E-03 1.08E-02 123E-02 3.50E-02 9.59E-03 307E-02 3.11E-02 5.47E-03 .323 1.58E-02 4.26E-02 350E-02 555E-02 217E-03 -.163 836E-02 2.35E-02 -.117 815E-02 3.80E-02 8.67E-03 5.96E-02 2.15E-02 6.97E-02 455E-03 885E-03 934E-03 4.77E-02 3.93E-02 1.58E-02 .443 398E-02 7.09E-02 3.84E-02 948E-02 4.45E-02 -.223 3.10E-02 2.43E-02 -.120 344E-03 839E-03 648E-02 .127 3.99E-03 1.62E-02 180E-02 7.30E-02 838E-02 184E-02 4.26E-02 398E-02 .386 .553a3.09E-02 1.76E-02 929E-02 .123 -.102 7.93E-02 584E-02 1.98E-02 337E-02 -.144 -.131 678E-02 944E-02 5.29E-02 867E-02 -.767 090E-02 538E-02 .110 -.192
3.09E-02 .580a6.69E-02 5.88E-03 .143 -.228 4.24E-02 -.180 -.211 537E-02 6.86E-02 979E-02 .118 162E-02 8.27E-03 202E-02 130E-02 -.675 514E-02 .123 9.12E-02
1.76E-02 6.69E-02 .544a6.51E-02 -.107 793E-02 .148 4.12E-02 3.31E-02 3.78E-02 7.17E-02 8.91E-03 510E-02 205E-02 -.108 5.94E-02 849E-02 933E-02 -.792 874E-03 373E-02
929E-02 5.88E-03 6.51E-02 .771a996E-03 4.44E-02 -.404 410E-02 5.39E-02 6.95E-02 -.182 4.45E-02 434E-02 2.34E-02 617E-02 .111 2.53E-02 4.97E-02 453E-02 -.403 -.118
.123 .143 -.107 996E-03 .594a919E-02 512E-02 -.297 1.32E-02 5.71E-02 -.196 -.248 5.23E-02 016E-02 4.62E-02 278E-02 -.135 -.143 .158 426E-02 -.575
-.102 -.228 793E-02 4.44E-02 919E-02 .581a642E-02 9.82E-02 .140 -.311 7.19E-02 -.273 6.65E-02 5.02E-02 1.86E-02 942E-02 327E-02 556E-02 7.05E-02 4.24E-02 6.01E-02
7.93E-02 4.24E-02 .148 -.404 512E-02 642E-02 .759a -.147 9.30E-02 827E-02 -.135 .118 .108 100E-02 9.18E-03 -.122 .103 669E-02 8.32E-02 -.272 6.08E-02
584E-02 -.180 4.12E-02 410E-02 -.297 9.82E-02 -.147 .732a517E-03 .130 2.02E-02 7.60E-02 6.90E-03 7.99E-02 .167 .107 1.92E-02 .217 7.13E-03 926E-02 -.277
1.98E-02 -.211 3.31E-02 5.39E-02 1.32E-02 .140 9.30E-02 517E-03 .767a5.77E-02 -.147 6.55E-02 -.133 634E-02 831E-03 2.01E-02 5.15E-02 .139 944E-02 6.48E-02 112E-03
337E-02 537E-02 3.78E-02 6.95E-02 5.71E-02 -.311 827E-02 .130 5.77E-02 .368a5.07E-02 228E-02 6.89E-02 318E-02 6.03E-02 4.13E-02 7.76E-02 4.78E-02 1.49E-02 1.43E-02 579E-03
-.144 6.86E-02 7.17E-02 -.182 -.196 7.19E-02 -.135 2.02E-02 -.147 5.07E-02 .809a623E-02 1.82E-02 -.199 -.102 3.72E-02 681E-02 607E-02 011E-02 -.119 .185
-.131 979E-02 8.91E-03 4.45E-02 -.248 -.273 .118 7.60E-02 6.55E-02 228E-02 623E-02 .418a867E-02 2.85E-02 596E-03 7.80E-02 .163 201E-02 2.15E-02 3.64E-02 .230
678E-02 .118 510E-02 434E-02 5.23E-02 6.65E-02 .108 6.90E-03 -.133 6.89E-02 1.82E-02 867E-02 .618a .162 165E-02 1.54E-02 567E-02 6.21E-02 952E-02 -.113 6.95E-03
944E-02 162E-02 205E-02 2.34E-02 016E-02 5.02E-02 100E-02 7.99E-02 634E-02 318E-02 -.199 2.85E-02 .162 .643a392E-02 4.21E-02 -.117 -.123 6.65E-02 532E-02 2.81E-02
5.29E-02 8.27E-03 -.108 617E-02 4.62E-02 1.86E-02 9.18E-03 .167 831E-03 6.03E-02 -.102 596E-03 165E-02 392E-02 .689a .175 455E-02 752E-03 1.83E-02 954E-03 058E-02
867E-02 202E-02 5.94E-02 .111 278E-02 942E-02 -.122 .107 2.01E-02 4.13E-02 3.72E-02 7.80E-02 1.54E-02 4.21E-02 .175 .328a2.70E-02 279E-02 401E-02 171E-03 -.123
-.767 130E-02 849E-02 2.53E-02 -.135 327E-02 .103 1.92E-02 5.15E-02 7.76E-02 681E-02 .163 567E-02 -.117 455E-02 2.70E-02 .534a1.75E-02 9.16E-02 -.120 .131
090E-02 -.675 933E-02 4.97E-02 -.143 556E-02 669E-02 .217 .139 4.78E-02 607E-02 201E-02 6.21E-02 -.123 752E-03 279E-02 1.75E-02 .426a1.35E-02 8.26E-02 663E-02
538E-02 514E-02 -.792 453E-02 .158 7.05E-02 8.32E-02 7.13E-03 944E-02 1.49E-02 011E-02 2.15E-02 952E-02 6.65E-02 1.83E-02 401E-02 9.16E-02 1.35E-02 .541a4.17E-02 -.121
.110 .123 874E-03 -.403 426E-02 4.24E-02 -.272 926E-02 6.48E-02 1.43E-02 -.119 3.64E-02 -.113 532E-02 954E-03 171E-03 -.120 8.26E-02 4.17E-02 .781a797E-02
-.192 9.12E-02 373E-02 -.118 -.575 6.01E-02 6.08E-02 -.277 112E-03 579E-03 .185 .230 6.95E-03 2.81E-02 058E-02 -.123 .131 663E-02 -.121 797E-02 .621a
C
Correlation Matrix 4
X2 X3 X4 X5 X6 X7 X8 X9 X10 X12 X13 X15 X19 X20 X21 X22 X23 X24 X25 X26
X2 1 0.0464 0.0835 0.1265 0.1372 0.1247 0.1274 0.1475 0.1464 0.264 0.052 -0.165 0.1273 0.0957 -0.028 0.7717 -0.045 0.1066 0.068 0.1966
X3 0.046 1 0.1076 0.1179 0.065 0.2398 0.1115 0.1645 0.1525 0.0982 -0.004 -0.107 0.0579 0.019 -0.058 -0.027 0.6342 0.0821 0.0022 0.1729
X4 0.083 0.1076 1 -0.01 0.0504 0.1431 -0.08 0.0694 0.0327 0.1415 0.0971 -0.142 0.0955 0.2289 0.0069 0.0939 0.0319 0.8073 0.0017 0.034
X5 0.126 0.1179 -0.01 1 0.0838 0.1564 0.6873 0.1059 0.3203 0.501 0.0191 -0.027 0.0945 -0.036 -0.03 0.1195 0.0755 -0.011 0.6821 0.1398
X6 0.137 0.065 0.0504 0.0838 1 0.0715 0.0365 0.5899 0.0794 0.1654 0.1991 0.042 0.1027 -0.056 -0.012 0.1219 0.0249 -0.022 -0.041 0.6902
X7 0.125 0.2398 0.1431 0.1564 0.0715 1 0.0757 0.1705 0.0089 0.1966 0.292 0.0067 0.0925 0.0682 -0.108 0.0216 0.0571 0.1611 0.1094 0.1079
X8 0.127 0.1115 -0.08 0.6873 0.0365 0.0757 1 0.166 0.318 0.4412 -0.067 -0.064 0.0428 -0.057 0.0664 0.0801 0.0171 -0.023 0.6066 0.1505
X9 0.147 0.1645 0.0694 0.1059 0.5899 0.1705 0.166 1 0.0925 0.1454 0.1595 -0.025 0.1309 -0.161 -0.041 0.0853 -0.072 0.052 -0.013 0.6049
X10 0.146 0.1525 0.0327 0.3203 0.0794 0.0089 0.318 0.0925 1 0.3359 0.0487 0.0811 0.015 -0.002 0.034 0.1357 -0.012 0.0066 0.293 0.0717
X12 0.264 0.0982 0.1415 0.501 0.1654 0.1966 0.4412 0.1454 0.3359 1 0.0958 -0.048 0.2275 0.11 0.002 0.2215 -0.02 0.1159 0.4413 0.0685
X13 0.052 -0.004 0.0971 0.0191 0.1991 0.292 -0.067 0.1595 0.0487 0.0958 1 -0.003 0.0587 0.0126 0.0083 -0.046 -0.087 0.066 0.0066 0.0087
X15 -0.17 -0.107 -0.142 -0.027 0.042 0.0067 -0.064 -0.025 0.0811 -0.048 -0.003 1 -0.193 -0.115 0.0209 -0.174 -0.026 -0.172 0.0545 -0.008
X19 0.127 0.0579 0.0955 0.0945 0.1027 0.0925 0.0428 0.1309 0.015 0.2275 0.0587 -0.193 1 0.0203 0.0239 0.1794 0.0853 0.1292 0.054 0.0942
X20 0.096 0.019 0.2289 -0.036 -0.056 0.0682 -0.057 -0.161 -0.002 0.11 0.0126 -0.115 0.0203 1 -0.164 0.0808 0.0208 0.2007 -0.009 -0.108
X21 -0.03 -0.058 0.0069 -0.03 -0.012 -0.108 0.0664 -0.041 0.034 0.002 0.0083 0.0209 0.0239 -0.164 1 -0.009 -0.04 0.0003 0.0069 0.0498
X22 0.772 -0.027 0.0939 0.1195 0.1219 0.0216 0.0801 0.0853 0.1357 0.2215 -0.046 -0.174 0.1794 0.0808 -0.009 1 -0.039 0.1343 0.1177 0.1057
X23 -0.04 0.6342 0.0319 0.0755 0.0249 0.0571 0.0171 -0.072 -0.012 -0.02 -0.087 -0.026 0.0853 0.0208 -0.04 -0.039 1 0.0205 0.0324 0.048
X24 0.107 0.0821 0.8073 -0.011 -0.022 0.1611 -0.023 0.052 0.0066 0.1159 0.066 -0.172 0.1292 0.2007 0.0003 0.1343 0.0205 1 0.0293 0.0406
X25 0.068 0.0022 0.0017 0.6821 -0.041 0.1094 0.6066 -0.013 0.293 0.4413 0.0066 0.0545 0.054 -0.009 0.0069 0.1177 0.0324 0.0293 1 -0.026
X26 0.197 0.1729 0.034 0.1398 0.6902 0.1079 0.1505 0.6049 0.0717 0.0685 0.0087 -0.008 0.0942 -0.108 0.0498 0.1057 0.048 0.0406 -0.026 1 a Determinant = 7.778E-04
Anti-image Matrices
.352 45E-02 14E-03 25E-02 23E-02 49E-02 22E-02 90E-03 47E-03 34E-02 13E-02 18E-02 84E-02 70E-02 55E-02 -.272 47E-02 67E-02 04E-02 13E-02 45E-02 .463 48E-02 70E-04 05E-02 -.129 10E-02 15E-02 -.124 34E-02 21E-03 78E-02 33E-02 35E-03 46E-02 50E-02 -.329 07E-02 37E-02 89E-02 14E-03 48E-02 .322 35E-02 86E-02 59E-03 43E-02 45E-02 77E-02 15E-02 50E-03 84E-02 02E-02 78E-02 32E-02 51E-02 30E-03 -.256 15E-03 64E-02 25E-02 70E-04 35E-02 .372 58E-03 71E-02 -.158 58E-02 13E-02 57E-02 22E-02 43E-02 16E-02 07E-02 44E-02 13E-02 33E-02 49E-02 -.165 45E-02 23E-02 05E-02 86E-02 58E-03 .389 85E-02 08E-02 -.128 11E-03 38E-02 -.136 26E-02 13E-02 87E-02 22E-02 21E-02 52E-02 78E-02 08E-02 -.223 49E-02 -.129 59E-03 71E-02 85E-02 .765 38E-02 76E-02 26E-02 09E-02 -.210 50E-02 15E-02 18E-02 44E-02 67E-02 26E-02 93E-02 87E-02 28E-02 22E-02 10E-02 43E-02 -.158 08E-02 38E-02 .418 13E-02 10E-02 43E-02 96E-02 54E-02 93E-02 04E-03 40E-02 01E-02 55E-02 02E-02 -.117 47E-02 90E-03 15E-02 45E-02 58E-02 -.128 76E-02 13E-02 .490 52E-03 26E-03 20E-02 55E-03 61E-02 .114 08E-02 88E-03 .113 08E-03 35E-02 -.122 47E-03 -.124 77E-02 13E-02 11E-03 26E-02 10E-02 52E-03 .778 99E-02 91E-02 -.113 65E-02 67E-04 90E-02 97E-02 59E-02 36E-02 86E-02 28E-03 34E-02 34E-02 15E-02 57E-02 38E-02 09E-02 43E-02 26E-03 99E-02 .568 67E-02 52E-02 -.138 32E-02 84E-02 88E-02 66E-02 15E-03 01E-02 91E-02 13E-02 21E-03 50E-03 22E-02 -.136 -.210 96E-02 20E-02 91E-02 67E-02 .789 87E-02 54E-02 04E-03 46E-02 19E-02 12E-02 05E-02 11E-02 .127 18E-02 78E-02 84E-02 43E-02 26E-02 50E-02 54E-02 55E-03 -.113 52E-02 87E-02 .856 .142 54E-02 62E-02 70E-02 35E-02 85E-02 07E-02 67E-03 84E-02 33E-02 02E-02 16E-02 13E-02 15E-02 93E-02 61E-02 65E-02 -.138 54E-02 .142 .861 20E-02 59E-02 31E-02 03E-02 48E-02 57E-03 64E-02 70E-02 35E-03 78E-02 07E-02 87E-02 18E-02 04E-03 .114 67E-04 32E-02 04E-03 54E-02 20E-02 .854 .153 83E-03 05E-03 01E-02 70E-03 14E-02 55E-02 46E-02 32E-02 44E-02 22E-02 44E-02 40E-02 08E-02 90E-02 84E-02 46E-02 62E-02 59E-02 .153 .918 74E-02 36E-03 76E-02 63E-03 29E-02 -.272 50E-02 51E-02 13E-02 21E-02 67E-02 01E-02 88E-03 97E-02 88E-02 19E-02 70E-02 31E-02 83E-03 74E-02 .358 10E-03 16E-02 84E-02 92E-02 47E-02 -.329 30E-03 33E-02 52E-02 26E-02 55E-02 .113 59E-02 66E-02 12E-02 35E-02 03E-02 05E-03 36E-03 10E-03 .513 78E-03 98E-02 05E-02 67E-02 07E-02 -.256 49E-02 78E-02 93E-02 02E-02 08E-03 36E-02 15E-03 05E-02 85E-02 48E-02 01E-02 76E-02 16E-02 78E-03 .323 59E-02 26E-02 04E-02 37E-02 15E-03 -.165 08E-02 87E-02 -.117 35E-02 86E-02 01E-02 11E-02 07E-02 57E-03 70E-03 63E-03 84E-02 98E-02 59E-02 .443 04E-02 13E-02 89E-02 64E-02 45E-02 -.223 28E-02 47E-02 -.122 28E-03 91E-02 .127 67E-03 64E-02 14E-02 29E-02 92E-02 05E-02 26E-02 04E-02 .386 .554a59E-02 53E-02 84E-02 .128 64E-02 40E-02 75E-03 62E-02 -.142 -.135 28E-02 90E-02 93E-02 40E-02 -.766 03E-02 43E-02 .111 -.193
59E-02 .482a42E-02 50E-04 .148 -.216 77E-02 -.192 -.207 51E-02 92E-02 .123 62E-02 74E-03 23E-02 54E-02 -.674 37E-02 .124 21E-02
53E-02 42E-02 .539a80E-02 -.109 05E-02 .151 66E-02 53E-02 37E-02 95E-03 57E-02 75E-02 -.110 10E-02 73E-02 56E-02 -.793 36E-03 11E-02
84E-02 50E-04 80E-02 .769a44E-03 96E-02 -.402 95E-02 82E-02 -.187 10E-02 75E-02 04E-02 24E-02 .109 09E-02 33E-02 74E-02 -.405 -.117
.128 .148 -.109 44E-03 .595a84E-02 41E-02 -.292 65E-02 -.199 -.246 64E-02 68E-02 98E-02 55E-02 -.140 -.146 .157 52E-02 -.575
64E-02 -.216 05E-02 96E-02 84E-02 .627a21E-02 13E-02 .129 23E-02 -.270 27E-02 88E-02 93E-02 18E-02 44E-02 02E-02 90E-02 93E-02 04E-02
40E-02 77E-02 .151 -.402 41E-02 21E-02 .759a -.157 94E-02 -.132 .115 .113 28E-02 08E-03 -.120 .109 09E-02 24E-02 -.272 15E-02
75E-03 -.192 66E-02 95E-02 -.292 13E-02 -.157 .732a17E-02 37E-02 36E-02 91E-03 63E-02 .176 .113 26E-03 .226 24E-03 49E-02 -.281
62E-02 -.207 53E-02 82E-02 65E-02 .129 94E-02 17E-02 .372a -.150 26E-02 -.138 90E-02 17E-04 25E-02 62E-02 .137 63E-02 58E-02 18E-03
-.142 51E-02 37E-02 -.187 -.199 23E-02 -.132 37E-02 -.150 .804a93E-02 18E-02 -.197 -.105 94E-02 01E-02 87E-02 71E-03 -.120 .186
-.135 92E-02 95E-03 10E-02 -.246 -.270 .115 36E-02 26E-02 93E-02 .518a43E-02 09E-02 79E-03 60E-02 .168 67E-02 08E-02 57E-02 .230
28E-02 .123 57E-02 75E-02 64E-02 27E-02 .113 91E-03 -.138 18E-02 43E-02 .602a .165 82E-02 83E-02 76E-02 57E-02 64E-02 -.115 38E-03
90E-02 62E-02 75E-02 04E-02 68E-02 88E-02 28E-02 63E-02 90E-02 -.197 09E-02 .165 .649a57E-02 04E-02 -.114 -.121 59E-02 96E-02 85E-02
93E-02 74E-03 -.110 24E-02 98E-02 93E-02 08E-03 .176 17E-04 -.105 79E-03 82E-02 57E-02 .674a .173 21E-03 79E-03 92E-02 01E-03 14E-02
40E-02 23E-02 10E-02 .109 55E-02 18E-02 -.120 .113 25E-02 94E-02 60E-02 83E-02 04E-02 .173 .534a03E-02 84E-02 42E-02 84E-03 -.122
-.766 54E-02 73E-02 09E-02 -.140 44E-02 .109 26E-03 62E-02 01E-02 .168 76E-02 -.114 21E-03 03E-02 .535a13E-02 31E-02 -.122 .132
03E-02 -.674 56E-02 33E-02 -.146 02E-02 09E-02 .226 .137 87E-02 67E-02 57E-02 -.121 79E-03 84E-02 13E-02 .553a42E-02 34E-02 07E-02
43E-02 37E-02 -.793 74E-02 .157 90E-02 24E-02 24E-03 63E-02 71E-03 08E-02 64E-02 59E-02 92E-02 42E-02 31E-02 42E-02 .536a19E-02 -.121
.111 .124 36E-03 -.405 52E-02 93E-02 -.272 49E-02 58E-02 -.120 57E-02 -.115 96E-02 01E-03 84E-03 -.122 34E-02 19E-02 .776a10E-02
-.193 21E-02 11E-02 -.117 -.575 04E-02 15E-02 -.281 18E-03 .186 .230 38E-03 85E-02 14E-02 -.122 .132 07E-02 -.121 10E-02 .619a
X2
Correlation Matrix 5
X5 X8 X12 X22 X2 X19 X25 X6 X9 X23 X7 X24 X15 X26 X4 X21 X3 X20
X5 1 0.6873 0.501 0.1195 0.1265 0.0945 0.6821 0.0838 0.1059 0.0755 0.1564 -0.011 -0.027 0.1398 -0.01 -0.03 0.1179 -0.036
X8 0.687 1 0.4412 0.0801 0.1274 0.0428 0.6066 0.0365 0.166 0.0171 0.0757 -0.023 -0.064 0.1505 -0.08 0.0664 0.1115 -0.057
X12 0.501 0.4412 1 0.2215 0.264 0.2275 0.4413 0.1654 0.1454 -0.02 0.1966 0.1159 -0.048 0.0685 0.1415 0.002 0.0982 0.11
X22 0.119 0.0801 0.2215 1 0.7717 0.1794 0.1177 0.1219 0.0853 -0.039 0.0216 0.1343 -0.174 0.1057 0.0939 -0.009 -0.027 0.0808
X2 0.126 0.1274 0.264 0.7717 1 0.1273 0.068 0.1372 0.1475 -0.045 0.1247 0.1066 -0.165 0.1966 0.0835 -0.028 0.0464 0.0957
X19 0.095 0.0428 0.2275 0.1794 0.1273 1 0.054 0.1027 0.1309 0.0853 0.0925 0.1292 -0.193 0.0942 0.0955 0.0239 0.0579 0.0203
X25 0.682 0.6066 0.4413 0.1177 0.068 0.054 1 -0.041 -0.013 0.0324 0.1094 0.0293 0.0545 -0.026 0.0017 0.0069 0.0022 -0.009
X6 0.084 0.0365 0.1654 0.1219 0.1372 0.1027 -0.041 1 0.5899 0.0249 0.0715 -0.022 0.042 0.6902 0.0504 -0.012 0.065 -0.056
X9 0.106 0.166 0.1454 0.0853 0.1475 0.1309 -0.013 0.5899 1 -0.072 0.1705 0.052 -0.025 0.6049 0.0694 -0.041 0.1645 -0.161
X23 0.076 0.0171 -0.02 -0.039 -0.045 0.0853 0.0324 0.0249 -0.072 1 0.0571 0.0205 -0.026 0.048 0.0319 -0.04 0.6342 0.0208
X7 0.156 0.0757 0.1966 0.0216 0.1247 0.0925 0.1094 0.0715 0.1705 0.0571 1 0.1611 0.0067 0.1079 0.1431 -0.108 0.2398 0.0682
X24 -0.01 -0.023 0.1159 0.1343 0.1066 0.1292 0.0293 -0.022 0.052 0.0205 0.1611 1 -0.172 0.0406 0.8073 0.0003 0.0821 0.2007
X15 -0.03 -0.064 -0.048 -0.174 -0.165 -0.193 0.0545 0.042 -0.025 -0.026 0.0067 -0.172 1 -0.008 -0.142 0.0209 -0.107 -0.115
X26 0.14 0.1505 0.0685 0.1057 0.1966 0.0942 -0.026 0.6902 0.6049 0.048 0.1079 0.0406 -0.008 1 0.034 0.0498 0.1729 -0.108
X4 -0.01 -0.08 0.1415 0.0939 0.0835 0.0955 0.0017 0.0504 0.0694 0.0319 0.1431 0.8073 -0.142 0.034 1 0.0069 0.1076 0.2289
X21 -0.03 0.0664 0.002 -0.009 -0.028 0.0239 0.0069 -0.012 -0.041 -0.04 -0.108 0.0003 0.0209 0.0498 0.0069 1 -0.058 -0.164
X3 0.118 0.1115 0.0982 -0.027 0.0464 0.0579 0.0022 0.065 0.1645 0.6342 0.2398 0.0821 -0.107 0.1729 0.1076 -0.058 1 0.019
Anti-ima ge M atric es
.3 74 -.1 62 21E-02 01E-02 36E-03 14E-02 -.1 69 67E-03 73E-02 89E-02 33E-02 99E-02 25E-02 29E-02 45E-02 38E-02 48E-03 50E-02 -.1 62 .4 26 45E-02 83E-02 81E-02 37E-02 -.1 21 81E-02 84E-02 43E-02 07E-02 92E-02 35E-02 73E-02 83E-02 19E-02 12E-02 67E-03 21E-02 45E-02 .5 81 94E-02 66E-02 -.1 38 68E-02 -.1 02 89E-03 38E-02 20E-02 80E-03 12E-02 31E-02 46E-02 12E-02 28E-02 50E-02 01E-02 83E-02 94E-02 .3 69 -.2 78 15E-02 90E-02 09E-02 58E-03 16E-02 63E-02 10E-02 28E-02 07E-02 85E-02 12E-02 30E-02 38E-03 36E-03 81E-02 66E-02 -.2 78 .3 59 64E-02 52E-02 60E-02 46E-03 54E-02 96E-02 25E-02 24E-02 43E-02 87E-03 77E-02 67E-02 69E-02 14E-02 37E-02 -.1 38 15E-02 64E-02 .8 62 39E-02 59E-03 84E-02 36E-02 46E-02 56E-02 .1 49 34E-02 49E-02 76E-02 37E-02 44E-02 -.1 69 -.1 21 68E-02 90E-02 52E-02 39E-02 .4 46 50E-02 48E-02 51E-02 29E-02 56E-02 75E-02 78E-02 07E-03 02E-04 81E-02 29E-03 67E-03 81E-02 -.1 02 09E-02 60E-02 59E-03 50E-02 .4 15 -.1 47 12E-02 62E-02 91E-02 16E-02 -.2 26 23E-02 87E-02 93E-02 93E-02 73E-02 84E-02 89E-03 58E-03 46E-03 84E-02 48E-02 -.1 47 .4 94 .1 19 73E-02 90E-03 63E-03 -.1 21 48E-02 97E-02 47E-02 .1 15 89E-02 43E-02 38E-02 16E-02 54E-02 36E-02 51E-02 12E-02 .1 19 .5 25 83E-02 98E-03 41E-02 54E-03 14E-03 88E-02 -.3 37 80E-03 33E-02 07E-02 20E-02 63E-02 96E-02 46E-02 29E-02 62E-02 73E-02 83E-02 .8 37 77E-02 97E-02 52E-04 42E-02 03E-02 -.1 28 28E-02 99E-02 92E-02 80E-03 10E-02 25E-02 56E-02 56E-02 91E-02 90E-03 98E-03 77E-02 .3 24 99E-02 34E-02 -.2 56 40E-02 15E-02 00E-02 25E-02 35E-02 12E-02 28E-02 24E-02 .1 49 75E-02 16E-02 63E-03 41E-02 97E-02 99E-02 .8 74 22E-03 58E-03 71E-02 68E-02 70E-02 29E-02 73E-02 31E-02 07E-02 43E-02 34E-02 78E-02 -.2 26 -.1 21 54E-03 52E-04 34E-02 22E-03 .4 08 22E-02 61E-02 27E-02 59E-02 45E-02 83E-02 46E-02 85E-02 87E-03 49E-02 07E-03 23E-02 48E-02 14E-03 42E-02 -.2 56 58E-03 22E-02 .3 22 43E-02 89E-02 79E-02 38E-02 19E-02 12E-02 12E-02 77E-02 76E-02 02E-04 87E-02 97E-02 88E-02 03E-02 40E-02 71E-02 61E-02 43E-02 .9 24 26E-02 .1 55 48E-03 12E-02 28E-02 30E-02 67E-02 37E-02 81E-02 93E-02 47E-02 -.3 37 -.1 28 15E-02 68E-02 27E-02 89E-02 26E-02 .4 84 43E-03 50E-02 67E-03 50E-02 38E-03 69E-02 44E-02 29E-03 93E-02 .1 15 80E-03 28E-02 00E-02 70E-02 59E-02 79E-02 .1 55 43E-03 .8 54 .7 52a -.4 07 -.1 98 73E-02 12E-02 01E-02 -.4 13 31E-03 51E-02 26E-02 74E-02 86E-02 67E-02 -.1 10 07E-02 .1 04 29E-02 83E-02
-.4 07 .7 42a -.1 50 84E-02 19E-02 87E-02 -.2 77 .1 30 -.1 49 30E-02 58E-02 85E-02 90E-02 95E-02 .1 51 -.1 15 88E-02 08E-03
-.1 98 -.1 50 .7 81a62E-02 -.1 46 -.1 95 -.1 31 -.2 08 10E-02 .1 16 46E-02 02E-02 37E-02 .1 92 99E-02 26E-02 95E-02 -.1 06
73E-02 84E-02 62E-02 .5 47a -.7 63 -.1 09 -.1 21 -.1 05 90E-03 64E-02 .1 20 98E-02 17E-02 14E-02 99E-02 92E-02 51E-02 20E-03
12E-02 19E-02 -.1 46 -.7 63 .5 59a05E-02 .1 06 41E-02 46E-03 29E-02 -.1 27 75E-02 35E-02 -.1 68 73E-02 84E-02 01E-02 85E-02
01E-02 87E-02 -.1 95 -.1 09 05E-02 .6 40a76E-02 49E-02 96E-02 -.1 24 25E-02 74E-02 .1 72 26E-02 57E-02 22E-02 42E-02 83E-02
-.4 13 -.2 77 -.1 31 -.1 21 .1 06 76E-02 .7 61a70E-02 37E-02 25E-02 38E-02 10E-02 -.1 24 82E-02 57E-03 13E-03 .1 14 99E-03
31E-03 .1 30 -.2 08 -.1 05 41E-02 49E-02 70E-02 .6 16a -.3 24 -.1 31 81E-02 .1 58 25E-02 -.5 50 -.1 16 09E-02 .1 54 92E-02
51E-02 -.1 49 10E-02 90E-03 46E-03 96E-02 37E-02 -.3 24 .7 18a .2 33 91E-02 25E-03 45E-03 -.2 70 70E-02 .1 08 -.1 94 .1 78
26E-02 30E-02 .1 16 64E-02 29E-02 -.1 24 25E-02 -.1 31 .2 33 .5 73a74E-02 69E-02 04E-02 22E-03 37E-02 92E-02 -.6 69 10E-03
74E-02 58E-02 46E-02 .1 20 -.1 27 25E-02 38E-02 81E-02 91E-02 74E-02 .6 69a17E-02 98E-02 74E-04 07E-02 34E-02 -.2 02 88E-02
86E-02 85E-02 02E-02 98E-02 75E-02 74E-02 10E-02 .1 58 25E-03 69E-02 17E-02 .5 34a91E-02 -.1 20 -.7 93 67E-02 32E-02 91E-02 67E-02 90E-02 37E-02 17E-02 35E-02 .1 72 -.1 24 25E-02 45E-03 04E-02 98E-02 91E-02 .6 59a38E-02 20E-02 90E-02 89E-02 36E-02
-.1 10 95E-02 .1 92 14E-02 -.1 68 26E-02 82E-02 -.5 50 -.2 70 22E-03 74E-04 -.1 20 38E-02 .6 60a92E-02 -.1 08 60E-02 63E-02
07E-02 .1 51 99E-02 99E-02 73E-02 57E-02 57E-03 -.1 16 70E-02 37E-02 07E-02 -.7 93 20E-02 92E-02 .5 34a28E-02 32E-02 -.1 10
.1 04 -.1 15 26E-02 92E-02 84E-02 22E-02 13E-03 09E-02 .1 08 92E-02 34E-02 67E-02 90E-02 -.1 08 28E-02 .6 64a32E-02 .1 74
29E-02 88E-02 95E-02 51E-02 01E-02 42E-02 .1 14 .1 54 -.1 94 -.6 69 -.2 02 32E-02 89E-02 60E-02 32E-02 32E-02 .5 93a78E-03
83E-02 08E-03 -.1 06 20E-03 85E-02 83E-02 99E-03 92E-02 .1 78 10E-03 88E-02 91E-02 36E-02 63E-02 -.1 10 .1 74 78E-03 .6 72a
Descriptive Statistics
4.3568 .4429 377
4.1273 .5740 377
4.1804 .5737 377
3.8594 .6635 377
4.1220 .5798 377
4.1273 .6186 377
4.1910 .5748 377
4.1273 .6186 377
4.4695 .5787 377
4.4377 .6119 377
4.4642 .5875 377
4.2440 .6307 377
4.2414 .6380 377
4.2626 .7014 377
4.2626 .7014 377
4.3156 .5589 377
4.3210 .5884 377
4.0133 .6821 377
4.1432 .6064 377
YFS x5 x8 x12 x22 x2 x19 x25 x6 x9 x23 x7 x24 x15 x26 x4 x21 x3 x20
Coefficients
Unstandardized CoefficStandardizet Sig.
Model B Std. Error Beta
8 (Constant) 8.87E-16 1.16E-08 7.67E-08 1.000 x5 4.92E-15 9.53E-09 6.38E-15 5.16E-07 1.000 x22 -4.96E-15 9.48E-09 -6.49E-15 -5.23E-07 1.000 x6 0.5 7.6E-09 0.653214 65812337 0.000 x9 4.94E-16 1.76E-09 6.82E-16 2.8E-07 1.000 x23 -1.45E-14 7.46E-09 -1.92E-14 -1.95E-06 1.000 x7 0.5 9.11E-09 0.711928 54855900 0.000 x24 -9.01E-15 9.05E-09 -1.3E-14 -9.96E-07 1.000 x4 -8.35E-16 2.61E-09 -1.05E-15 -3.19E-07 1.000 x21 8.17E-16 2.49E-09 1.09E-15 3.28E-07 1.000 9 (Constant) 8.6E-16 1.14E-08 7.51E-08 1.000 x5 4.69E-15 9.48E-09 6.08E-15 4.95E-07 1.000 x22 -4.7E-15 9.43E-09 -6.15E-15 -4.99E-07 1.000 x6 0.5 7.57E-09 0.653214 66061765 0.000 x23 -1.44E-14 7.42E-09 -1.9E-14 -1.93E-06 1.000 x7 0.5 9.09E-09 0.711928 54996996 0.000 x24 -9.09E-15 9.03E-09 -1.31E-14 -1.01E-06 1.000 x4 -8.45E-16 2.61E-09 -1.07E-15 -3.24E-07 1.000 x21 8.47E-16 2.48E-09 1.12E-15 3.41E-07 1.000 10 (Constant) 1.33E-15 1.13E-08 1.18E-07 1.000 x5 4.55E-15 9.46E-09 5.9E-15 4.81E-07 1.000 x22 -4.56E-15 9.4E-09 -5.96E-15 -4.84E-07 1.000 x6 0.5 7.5E-09 0.653214 66687467 0.000 x23 -1.41E-14 7.37E-09 -1.87E-14 -1.91E-06 1.000 x7 0.5 9.07E-09 0.711928 55102173 0.000 x24 -9E-15 9.01E-09 -1.3E-14 -9.99E-07 1.000 x21 1.96E-16 1.46E-09 2.61E-16 1.34E-07 1.000 11 (Constant) 1.75E-15 9.7E-09 1.8E-07 1.000 x5 4.52E-15 9.44E-09 5.85E-15 4.78E-07 1.000 x22 -4.53E-15 9.39E-09 -5.93E-15 -4.82E-07 1.000 x6 0.5 7.48E-09 0.653214 66828470 0.000 x23 -1.41E-14 7.36E-09 -1.87E-14 -1.91E-06 1.000 x7 0.5 9.05E-09 0.711928 55219650 0.000 x24 -9.02E-15 9E-09 -1.3E-14 -1E-06 1.000 12 (Constant) 1.26E-15 9.65E-09 1.31E-07 1.000 x22 -9.27E-17 1.49E-09 -1.21E-16 -6.24E-08 1.000 x6 0.5 7.33E-09 0.653214 68234218 0.000 x23 -1.47E-14 7.21E-09 -1.95E-14 -2.04E-06 1.000
x7 0.5 8E-09 0.711928 62479104 0.000
Descriptive Statistics
Predictors: (Cons tant), x20, x23, x21, x8, x26, x19, x24, x12, x9, x3, x22, x25, x4, x6, x5, x7
a.
Predictors: (Cons tant), x20, x23, x8, x26, x19, x24, x12, x9, x3, x22, x25, x4, x6, x5, x7
b.
Predictors : (Cons tant), x20, x23, x8, x26, x19, x12, x9, x3, x22, x25, x4, x6, x5, x7
c.
Predictors : (Cons tant), x20, x23, x8, x19, x12, x9, x3, x22, x25, x4, x6, x5, x7
d.
Predictors : (Cons tant), x20, x8, x19, x12, x9, x3, x22, x25, x4, x6, x5, x7
e.
ANOVAi
36.847 16 2.303 62.382 .000a
13.290 360 3.692E-02
50.138 376
36.847 15 2.456 66.725 .000b
13.290 361 3.682E-02
50.138 376
36.847 14 2.632 71.689 .000c
13.290 362 3.671E-02
50.138 376
36.845 13 2.834 77.401 .000d
13.292 363 3.662E-02
50.138 376
36.808 12 3.067 83.765 .000e
13.329 364 3.662E-02
50.138 376
36.751 11 3.341 91.100 .000f
13.386 365 3.667E-02
50.138 376
36.699 10 3.670 99.948 .000g
13.439 366 3.672E-02
50.138 376
36.608 9 4.068 110.340 .000h
13.529 367 3.686E-02
Squares df Mean Square F Sig.
Predictors: (Constant), x20, x23, x21, x8, x26, x19, x24, x12, x9, x3, x22, x25, x4, x6, x5, x7
a.
Predictors: (Constant), x20, x23, x8, x26, x19, x24, x12, x9, x3, x22, x25, x4, x6, x5, x7 b.
Predictors: (Constant), x20, x23, x8, x26, x19, x12, x9, x3, x22, x25, x4, x6, x5, x7 c.
Predictors: (Constant), x20, x23, x8, x19, x12, x9, x3, x22, x25, x4, x6, x5, x7 d.
Predictors: (Constant), x20, x8, x19, x12, x9, x3, x22, x25, x4, x6, x5, x7 e.
Predictors: (Constant), x20, x8, x19, x12, x9, x3, x22, x4, x6, x5, x7 f.
Predictors: (Constant), x20, x8, x19, x12, x9, x3, x4, x6, x5, x7 g.
Predictors: (Constant), x20, x8, x19, x12, x9, x3, x6, x5, x7 h.
