ipsi
UNIVERSITAS SUMATERA (JTARA
FAKULTAS EKONOMI
PROGRAl\-f51 EKSTENSION
MEDAN
PENANGGUNG JAWAB SKRIPSI
Nama
: Eva Basaria Situmorang
NThI
: 030523007
Departemen : Ekonomi Pembangunan
Judul Skripsi : Perkembangan dan Peran Perum Pegadaian dalam Penyaluran
Kredit Terhadap Peningkatan Usaha Kecil Menengah Di Medan
.
;w
N
Met
acoc
ｬ｡ｬｬ ｾ
...••...
L
-(Drs.
TU81l8Simamora, MS)
NIP. 130 219 538
ABSTRACT
Pegadaian is
excessively
related to poorness. Generally, we connect activity
of Pegadaian with
part
of requiring small money. Because the customers come from
impecunious group or margin group. But in the reality, Pegadaian is growth during
some last a decay. There are many people exploiting it as source of fund to strengthen
effort and also to fulfill requirement ofliving cost.
Pegadaian
is financial institution giving service loaning of money. Company
vision have meaning for
fundamental target wishing to
be
reached, representing
goals to get company added value, and also
market
characteristic served and also
conducted business.
Vision
of Perum Pegadaian which is decanted in Regulation of
Government of
NO.1 03 / 2000.
with formula, that is .. Pegadaian in the year
20
I
0
becoming modern company, dynamic,
and
especial effort and
inovatif".
Company
mission explain to the target of company founded and based
upon
the history
company and also company prospect.
And
follow to assist government's program in
the effort improving
prosperity
ofmiddle faction society downwards through especial
activity in the form of channeling of
creditmenage and
conduct
beneficial effort.
Growth
of Perum
Pawnslrip
office measured
through
three
indicator,
that
is
growth of given loan
money,
growth of mortgage and growth of client amount.
Natural
The
growth
of
given
loan
money is
about
12,-6Q01o
per its
year.
If
seen
from growth
of mortgage, is down
about 0,18% per its
year.
And
fur the
growth
of
Pennn
Pegadaian
seen from amount ofclient, is
do-wn
-abaout
3,54% per its year.
For its role, looked from calculation ofcoefficient at equation of regresi using
smallest square method, showing that no role of credit reality ofPerum Pegadaian to
make-up of middle small industry at
trust
storey;leveI95%,
but
still have an effect on
positive between giving of credit to make-up ofmiddle small industry.
