LAMPIRAN-LAMPIRAN. Data dari Laporan Keuangan Triwulanan Bank Syariah Mandiri (dalam jutaan rupiah)

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LAMPIRAN-LAMPIRAN

Lampiran 1

Data Sampel Penelitian

Data dari Laporan Keuangan Triwulanan

Bank Syariah Mandiri (dalam jutaan rupiah)

No

Bulan

Tahun

DPK

NPF

SBIS/SWBI

Pembiayaan

Mudharabah

&

Musyarakah

1 09 2007

9864933

280052.04

695000

4032665

2 12 2007

11105978

310848.57

670000

4312045

3 03 2008

12245787

294487.54

603000

4891739

4 06 2008

14189879

274809.15

1075000

5698936

5 09 2008

13786760

306730.76

100000

5889332

6 12 2008

14808926

315861.32

1305000

5542033

7 03 2009

15357254

289829.73

1645000

5544132

8 06 2009

16240690

274247.84

1930000

5933722

9 09 2009

16855217

322740.93

1574000

6345788

10 12 2009

19168005

215224.1

2381000

6519744

11 03 2010

20885571

116414.15

2434000

6915135

12 06 2010

23091575

174483.95

2300000

7885962

13 09 2010

24564246

310219.30

1759000

8275818

14 12 2010

28680965

307526.00

3412000

8715920

15 03 2011

31877266

302406.26

3898000

9254114

16 06 2011

33549058

341516.01

2577000

9792439

17 09 2011

37823467

431991.89

3090000

9891985

18 12 2011

42133653

347079.48

4850000

9962919

19 03 2012

42371223

320795.08

4340000

9912866

20 06 2012

42727170

561126.34

2650000

10355069

21 09 2012

43918084

646257.06

2404000

10440296

22 12 2012

46687969

507055.81

3125000

10462107

23 03 2013

47619185

715213.4

2840000

10513006

24 06 2013

50529792

530486.35

2853000

11060256

25 09 2013

53649161

787922.75

4405000

10954265

26 12 2013

55767955

1150990.25

5500000

11113224

27 03 2014

54510183

1317209.58

5315000

10796645

28 06 2014

54652683

1930234.37

4844015

10826614

29 09 2014

57071718

2080860.00

7501180

11131425

30 12 2014

59283492

2098738.05

9605330

10689858

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Lampiran 2

Data Sampel Penelitian Setelah dilakukan Transformasi

Data dari Laporan Keuangan Triwulanan

Bank Syariah Mandiri (dalam jutaan rupiah)

No

Bulan

Tahun

DPK

NPF

SBIS/SWBI

Pembiayaan

Mudharabah &

Musyarakah

1 09 2007

16.10449690 12.54273072

695000

4032665

2 12 2007

16.22299407 12.64706115

670000

4312045

3 03 2008

16.32069251 12.59299197

603000

4891739

4 06 2008

16.46803952 12.52383213

1075000

5698936

5 09 2008

16.43921926 12.63372563

100000

5889332

6 12 2008

16.51074066 12.66305853

1305000

5542033

7 03 2009

16.54709849 12.57704889

1645000

5544132

8 06 2009

16.60303037 12.52178750

1930000

5933722

9 09 2009

16.64017078 12.68460520

1574000

6345788

10 12 2009

16.76875304 12.27943508

2381000

6519744

11 03 2010

16.85456909 11.66490937

2434000

6915135

12 06 2010

16.95497839 12.06958803

2300000

7885962

13 09 2010

17.01680252 12.64503474

1759000

8275818

14 12 2010

17.17174422 12.63631491

3412000

8715920

15 03 2011

17.27740364 12.61952662

3898000

9254114

16 06 2011

17.32851934 12.74114983

2577000

9792439

17 09 2011

17.44844028 12.97616209

3090000

9891985

18 12 2011

17.55635733 12.75730908

4850000

9962919

19 03 2012

17.56197998 12.67855781

4340000

9912866

20 06 2012

17.57034557 13.23770136

2650000

10355069

21 09 2012

17.59783672 13.37895262

2404000

10440296

22 12 2012

17.65899706 13.13637635

3125000

10462107

23 03 2013

17.67874628 13.48033623

2840000

10513006

24 06 2013

17.73807366 13.18154950

2853000

11060256

25 09 2013

17.79797638 13.57715533

4405000

10954265

26 12 2013

17.83670997 13.95613321

5500000

11113224

27 03 2014

17.81389808 14.09102610

5315000

10796645

28 06 2014

17.81650886 14.47315198

4844015

10826614

29 09 2014

17.85981924 14.54829182

7501180

11131425

30 12 2014

17.89784144 14.55684679

9605330

10689858

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Lampiran 3

Hasil Uji Normalitas Data dengan

One-Sample K-S Test

NPAR TESTS

/K-S(NORMAL)=Y X1 X2 X3 /MISSING ANALYSIS.

One-Sample Kolmogorov-Smirnov Test

Pembiayaan Mudharabah &

Musyarakah DPK NPF SBIS

N 30 30 30 30

Normal Parametersa Mean 8.4553E6 3.3167E7 5.9545E5 3.0560E6

Std. Deviation 2.39233E6 1.67559E7 5.56490E5 2.09207E6

Most Extreme Differences Absolute .212 .137 .272 .154

Positive .132 .135 .272 .154

Negative -.212 -.137 -.195 -.087

Kolmogorov-Smirnov Z 1.161 .751 1.492 .841

Asymp. Sig. (2-tailed) .135 .626 .023 .479

a. Test distribution is Normal.

COMPUTE X2=LN(X2). EXECUTE. COMPUTE X1=LN(X1). EXECUTE. NPAR TESTS /K-S(NORMAL)=Y X1 X2 X3 /MISSING ANALYSIS.

One-Sample Kolmogorov-Smirnov Test

N 30 30 30 30

Normal Parametersa Mean 8.4553E6 17.1688 13.0024 3.0560E6

Std.

Deviation 2.39233E6 .58112 .72378 2.09207E6

Most Extreme Differences Absolute .212 .181 .233 .154

Positive .132 .118 .233 .154

Negative -.212 -.181 -.153 -.087

Kolmogorov-Smirnov Z 1.161 .991 1.274 .841

Asymp. Sig. (2-tailed) .135 .280 .078 .479

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Lampiran 4

Hasil Uji Normalitas Data dengan

Normal P-P Plots

PPLOT /VARIABLES=Y X1 X2 X3 /NOLOG /NOSTANDARDIZE /TYPE=P-P /FRACTION=BLOM /TIES=MEAN /DIST=NORMAL. Model Description

Model Name MOD_1

Series or Sequence 1 Pembiayaan Mudharabah &

Musyarakah 2 DPK 3 NPF 4 SBIS Transformation None Non-Seasonal Differencing 0 Seasonal Differencing 0

Length of Seasonal Period No periodicity

Standardization Not applied

Distribution Type Normal

Location estimated

Scale estimated

Fractional Rank Estimation Method Blom's

Rank Assigned to Ties Mean rank of tied values

Applying the model specifications from MOD_1

Case Processing Summary

Series or Sequence Length 30 30 30 30

Number of Missing Values in the Plot

User-Missing 0 0 0 0

System-Missing 0 0 0 0

The cases are unweighted.

Estimated Distribution Parameters

Normal Distribution Location 8.4553E6 17.1688 13.0024 3.0560E6

Scale 2.39233E6 .58112 .72378 2.09207E6

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Lampiran 5

Hasil Uji Asumsi Klasik

REGRESSION

/MISSING LISTWISE /STATISTICS COLLIN TOL /CRITERIA=PIN(.05) POUT(.10) /NOORIGIN /DEPENDENT Y /METHOD=ENTER X1 X2 X3. Variables Entered/Removedb Model Variables Entered Variables Removed Method 1 SBIS, NPF, DPKa . Enter

a. All requested variables entered.

b. Dependent Variable: Pembiayaan Mudharabah & Musyarakah Coefficientsa Model Collinearity Statistics Tolerance VIF 1 DPK .325 3.074 NPF .385 2.597 SBIS .295 3.393

a. Dependent Variable: Pembiayaan Mudharabah & Musyarakah

Collinearity Diagnosticsa

Model

Dimensi

on Eigenvalue Condition Index

Variance Proportions (Constant) DPK NPF SBIS 1 1 3.766 1.000 .00 .00 .00 .01 2 .233 4.024 .00 .00 .00 .31 3 .001 69.037 .09 .06 .99 .22 4 .000 135.117 .91 .94 .00 .47

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REGRESSION /MISSING LISTWISE /CRITERIA=PIN(.05) POUT(.10) /NOORIGIN /DEPENDENT Y /METHOD=ENTER X1 X2 X3 /SCATTERPLOT=(*SRESID ,*ZPRED). Variables Entered/Removedb Model Variables Entered Variables Removed Method 1 SBIS, NPF, DPKa . Enter

b. Dependent Variable: Pembiayaan Mudharabah & Musyarakah Model Summaryb Model R R Square Adjusted R Square Std. Error of the Estimate 1 .996a .991 .990 2.36457E5

a. Predictors: (Constant), SBIS, NPF, DPK

b. Dependent Variable: Pembiayaan Mudharabah & Musyarakah

ANOVAb

Model Sum of Squares df Mean Square F Sig.

1 Regression 1.645E14 3 5.484E13 980.827 .000a

Residual 1.454E12 26 5.591E10

Total 1.660E14 29

Coefficientsa Model Unstandardized Coefficients Standardized Coefficients t Sig. B Std. Error Beta

1 (Constant) _-6.826E7 _2.140E6 _-31.895 _.000

DPK 4.589E6 132474.823 1.115 34.639 .000

NPF -126909.624 97766.520 -.038 -1.298 .206

SBIS -.136 .039 -.119 -3.506 .002

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Residuals Statisticsa

Minimum Maximum Mean Std. Deviation N

Predicted Value 3.9500E6 1.1087E7 8.4553E6 2.38183E6 30

Std. Predicted Value -1.892 1.105 .000 1.000 30

Standard Error of Predicted

Value 5.434E4 1.712E5 8.309E4 23890.751 30

Adjusted Predicted Value 3.9312E6 1.1098E7 8.4591E6 2.38215E6 30

Residual -3.52487E5 5.05908E5 .00000 2.23893E5 30

Std. Residual -1.491 2.140 .000 .947 30

Stud. Residual -1.724 2.214 -.007 1.012 30

Deleted Residual -4.71340E5 5.41504E5 -3.77336E3 2.56631E5 30

Stud. Deleted Residual -1.796 2.409 .001 1.040 30

Mahal. Distance .565 14.239 2.900 2.637 30

Cook's Distance .000 .250 .037 .056 30

Centered Leverage Value .019 .491 .100 .091 30

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REGRESSION /MISSING LISTWISE /CRITERIA=PIN(.05) POUT(.10) /NOORIGIN /DEPENDENT Y /METHOD=ENTER X1 X2 X3 /RESIDUALS DURBIN. Variables Entered/Removedb Model Variables Entered Variables Removed Method 1 SBIS, NPF, DPKa . Enter

b. Dependent Variable: Pembiayaan Mudharabah & Musyarakah Model Summaryb Model R R Square Adjusted R Square Std. Error of the Estimate Durbin-Watson 1 .996a .991 .990 2.36457E5 1.210

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Lampiran 6

Hasil Uji Analisis Faktor

FACTOR

/VARIABLES X1 X2 X3 /MISSING LISTWISE /ANALYSIS X1 X2 X3

/PRINT KMO AIC EXTRACTION /CRITERIA MINEIGEN(1) ITERATE(25) /EXTRACTION PC

/ROTATION NOROTATE /METHOD=CORRELATION.

KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy. .748 Bartlett's Test of Sphericity Approx. Chi-Square 53.675

df 3 Sig. .000 Anti-image Matrices DPK NPF SBIS Anti-image Covariance DPK .325 -.110 -.172 NPF -.110 .385 -.144 SBIS -.172 -.144 .295 Anti-image Correlation DPK .743a -.311 -.555 NPF -.311 .799a -.426 SBIS -.555 -.426 .712a

a. Measures of Sampling Adequacy(MSA)

Component Matrixa Component 1 DPK .919 NPF .902 SBIS .931

Extraction Method: Principal Component Analysis.

a. 1 components extracted.

Total Variance Explained

Component

Extraction Sums of Squared Loadings Total % of Variance Cumulative %

1 2.524 84.127 84.127

Communalities

Extraction

DPK .845

NPF .813

SBIS .866

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Lampiran 7

Hasil Uji Regresi Linier Berganda

REGRESSION

/MISSING LISTWISE

/STATISTICS COEFF OUTS R ANOVA /CRITERIA=PIN(.05) POUT(.10) /NOORIGIN /DEPENDENT Y /METHOD=ENTER X1 X2 X3. Variables Entered/Removedb Model Variables Entered Variables Removed Method 1 SBIS, NPF, DPKa . Enter

b. Dependent Variable: Pembiayaan Mudharabah & Musyarakah Model Summaryb Model R R Square Adjusted R Square Std. Error of the Estimate 1 .996a .991 .990 2.36457E5

ANOVAb

Model Sum of Squares df Mean Square F Sig.

1 Regression 1.645E14 3 5.484E13 980.827 .000a

Residual 1.454E12 26 5.591E10

Total 1.660E14 29

Coefficientsa Model Unstandardized Coefficients Standardized Coefficients t Sig. B Std. Error Beta

1 (Constant) -6.826E7 2.140E6 -31.895 .000

DPK 4.589E6 132474.823 1.115 34.639 .000

NPF -126909.624 97766.520 -.038 -1.298 .206

SBIS -.136 .039 -.119 -3.506 .002

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Lampiran 8

Tabel Distribusi t

Pr df 0.25 0.50 0 10 0.20 0.05 010 0.025 0.050 0 01 0.02 0.005 0 010 0 001 0.002 1 1.00000 3.07768 6.31375 1270620 31.8205 2 63 65674 318 30884 2 0.81650 1.88562 2.91999 4.30265 6.96456 9.92484 22 32712 3 0.76489 1.63774 2.35336 3.18245 4.54070 5.84091 1021453 4 0.74070 1.53321 2.13185 2.77645 3.74695 4.60409 7.17318 5 0.72669 1.47588 2.01505 2.57058 3.36493 4.03214 5.89343 6 0.71756 1.43976 1.94318 2.44691 3.14267 3.70743 5.20763 7 0.71114 1.41492 1.89458 2.36462 2.99795 3.49948 4.78529 8 0.70639 1.39682 1.85955 2.30600 2.89646 3.35539 4.50079 9 0.70272 1.38303 1.83311 2.26216 2.82144 3.24984 4.29681 10 0.69981 1.37218 1.81246 2.22814 2.76377 3.16927 4.14370 11 0.69745 1.36343 1.79588 2.20099 2.71808 3.10581 4.02470 12 0.69548 1.35622 1.78229 2.17881 2.68100 3.05454 3.92963 13 0.69383 1.35017 1.77093 2.16037 2.65031 3.01228 3.85198 14 0.69242 1.34503 1.76131 2.14479 2.62449 2.97684 3.78739 15 0.69120 1.34061 1.75305 2.13145 2.60248 2.94671 3.73283 16 0.69013 1.33676 1.74588 2.11991 2.58349 2.92078 3.68615 17 0.68920 1.33338 1.73961 2.10982 2.56693 2.89823 3.64577 18 0.68836 1.33039 1.73406 2.10092 2.55238 2.87844 3.61048 19 0.68762 1.32773 1.72913 2.09302 2.53948 2.86093 3.57940 20 0.68695 1.32534 1.72472 2.08596 2.52798 2.84534 3.55181 21 0.68635 1.32319 1.72074 2.07961 2.51765 2.83136 3.52715 22 0.68581 1.32124 1.71714 2.07387 2.50832 2.81876 3.50499 23 0.68531 1.31946 1.71387 2.06866 2.49987 2.80734 3.48496 24 0.68485 1.31784 1.71088 2.06390 2.49216 2.79694 3.46678 25 0.68443 1.31635 1.70814 2.05954 2.48511 2.78744 3.45019 26 0.68404 1.31497 1.70562 2.05553 2.47863 2.77871 3.43500 27 0.68368 1.31370 1.70329 2.05183 2.47266 2.77068 3.42103 28 0.68335 1.31253 1.70113 2.04841 2.46714 2.76326 3.40816 29 0.68304 1.31143 1.69913 2.04523 2.46202 2.75639 3.39624 30 0.68276 1.31042 1.69726 2.04227 2.45726 2.75000 3.38518 31 0.68249 1.30946 1.69552 2.03951 2.45282 2.74404 3.37490 32 0.68223 1.30857 1.69389 2.03693 2.44868 2.73848 3.36531 33 0.68200 1.30774 1.69236 2.03452 2.44479 2.73328 3.35634 34 0.68177 1.30695 1.69092 2.03224 2.44115 2.72839 3.34793 35 0.68156 1.30621 1.68957 2.03011 2.43772 2.72381 3.34005 36 0.68137 1.30551 1.68830 2.02809 2.43449 2.71948 3.33262 37 0.68118 1.30485 1.68709 2.02619 2.43145 2.71541 3.32563 38 0.68100 1.30423 1.68595 2.02439 2.42857 2.71156 3.31903 39 0.68083 1.30364 1.68488 2.02269 2.42584 2.70791 3.31279 40 0.68067 1.30308 1.68385 2.02108 2.42326 2.70446 3.30688

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Lampiran 9

Tabel Distribusi F

df untuk penyebut (N2) df untuk pembilang (N1) 1 2 3 4 5 6 7 8 9 10 1 ₁₆₁ ₁₉₉ ₂₁₆ ₂₂₅ ₂₃₀ ₂₃₄ ₂₃₇ ₂₃₉ ₂₄₁ ₂₄₂ 2 _18.51 _19.00 _19.16 _19.25 _19.30 _19.33 _19.35 _19.37 _19.38 _19.40 3 _10.13 _9.55 _9.28 _9.12 _9.01 _8.94 _8.89 _8.85 _8.81 _8.79 4 _7.71 _6.94 _6.59 _6.39 _6.26 _6.16 _6.09 _6.04 _6.00 _5.96 5 _6.61 _5.79 _5.41 _5.19 _5.05 _4.95 _4.88 _4.82 _4.77 _4.74 6 _5.99 _5.14 _4.76 _4.53 _4.39 _4.28 _4.21 _4.15 _4.10 _4.06 7 _5.59 _4.74 _4.35 _4.12 _3.97 _3.87 _3.79 _3.73 _3.68 _3.64 8 _5.32 _4.46 _4.07 _3.84 _3.69 _3.58 _3.50 _3.44 _3.39 _3.35 9 _5.12 _4.26 _3.86 _3.63 _3.48 _3.37 _3.29 _3.23 _3.18 _3.14 10 _4.96 _4.10 _3.71 _3.48 _3.33 _3.22 _3.14 _3.07 _3.02 _2.98 11 _4.84 _3.98 _3.59 _3.36 _3.20 _3.09 _3.01 _2.95 _2.90 _2.85 12 _4.75 _3.89 _3.49 _3.26 _3.11 _3.00 _2.91 _2.85 _2.80 _2.75 13 _4.67 _3.81 _3.41 _3.18 _3.03 _2.92 _2.83 _2.77 _2.71 _2.67 14 _4.60 _3.74 _3.34 _3.11 _2.96 _2.85 _2.76 _2.70 _2.65 _2.60 15 _4.54 _3.68 _3.29 _3.06 _2.90 _2.79 _2.71 _2.64 _ai _C _D _2.54 16 _4.49 _3.63 _3.24 _3.01 _2.85 _2.74 _2.66 _ai _C _D _2.54 _2.49 17 _4.45 _ىل _ai _C _D _3.20 _2.96 _2.81 _2.70 _2.61 _2.55 _2.49 _2.45 18 _4.41 _3.55 _3.16 _2.93 _2.77 _2.66 _2.58 _2.51 _2.46 _2.41 19 _4.38 _3.52 _3.13 _2.90 _2.74 _2.63 _2.54 _2.48 _2.42 _2.38 20 _4.35 _3.49 _3.10 _2.87 _2.71 _2.60 _2.51 _2.45 _2.39 _2.35 21 _4.32 _3.47 _3.07 _2.84 _2.68 _2.57 _2.49 _2.42 _2.37 _2.32 22 _4.30 _3.44 _3.05 _2.82 _2.66 _2.55 _2.46 _2.40 _2.34 _2.30 23 _4.28 _3.42 _3.03 _2.80 _2.64 _2.53 _2.44 _2.37 _2.32 _2.27 24 _4.26 _3.40 _3.01 _2.78 _2.62 _2.51 _2.42 _2.36 _2.30 _2.25 25 _4.24 _3.39 _2.99 _2.76 _2.60 _2.49 _2.40 _2.34 _2.28 _2.24 26 _4.23 _3.37 _2.98 _2.74 _2.59 _2.47 _2.39 _2.32 _2.27 _2.22 27 _4.21 _3.35 _2.96 _2.73 _2.57 _2.46 _2.37 _2.31 _2.25 _2.20 28 _4.20 _3.34 _2.95 _2.71 _2.56 _2.45 _2.36 _2.29 _2.24 _2.19 29 _4.18 _3.33 _2.93 _2.70 _2.55 _2.43 _2.35 _2.28 _2.22 _2.18 30 _4.17 _3.32 _2.92 _2.69 _2.53 _2.42 _2.33 _2.27 _2.21 _2.16 31 _4.16 _3.30 _2.91 _2.68 _2.52 _2.41 _2.32 _2.25 _2.20 _2.15 32 _4.15 _3.29 _2.90 _2.67 _2.51 _2.40 _2.31 _2.24 _2.19 _2.14 33 _4.14 _3.28 _2.89 _2.66 _2.50 _2.39 _2.30 _2.23 _2.18 _2.13 34 _4.13 _3.28 _2.88 _2.65 _2.49 _2.38 _2.29 _2.23 _2.17 _2.12 35 _4.12 _3.27 _2.87 _2.64 _2.49 _2.37 _2.29 _2.22 _2.16 _2.11 36 _4.11 _3.26 _2.87 _2.63 _2.48 _2.36 _2.28 _2.21 _2.15 _2.11 37 _4.11 _3.25 _2.86 _2.63 _2.47 _2.36 _2.27 _2.20 _2.14 _2.10 38 _4.10 _3.24 _2.85 _2.62 _2.46 _2.35 _2.26 _2.19 _2.14 _2.09 39 _4.09 _3.24 _2.85 _2.61 _2.46 _2.34 _2.26 _2.19 _2.13 _2.08 40 _4.08 _3.23 _2.84 _2.61 _2.45 _2.34 _2.25 _2.18 _2.12 _2.08

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Lampiran 11

DAFTAR RIWAYAT HIDUP

1. Identitas Peneliti

Nama

: Lailia Rohmatul Hasanah

Tempat/Tanggal Lahir : Trenggalek, 8 Mei 1992

Jenis Kelamin

: Perempuan

Alamat

: Dsn. Panggul, Rt/Rw. 11/03 Ds. Panggul Kec.

Panggul Kab. Trenggalek

No. Telp

: 085259871562

e-mail

: lailiarohmatulhasanah@yahoo.com

2. Riwayat Pendidikan

B.A Aisyiyah (1998-1999)

MIM Panggul (1999-2005)

MTsN Model Trenggalek (2005-2008)

SMA Negeri 1 Trenggalek (2008-2011)

IAIN Tulungagung (2011-2015)

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