Lampiran 1
DATA RESPONDEN
NAMA
:
UMUR
:
JENIS KELAMIN
:
PEKERJAAN
:
JENIS BPJS I (NON PBI)
:
BENTUK KUESIONER WAWANCARA KEPADA PASIEN
NO
PERTANYAAN
JWB
KET
1
“Apakah anda paham tentang asuransi
kesehatan”?
YA/TDK YA=2:TDK=1
2
“Apakah anda paham tentang BPJS”?
YA/TDK YA=2:TDK=1
3
“Apakah anda paham tentang apa yang dimaksud
tentang sehat”?
YA/TDK YA=2:TDK=1
4
“Apakah anda paham tentang apa yang dimaksud
dengan perilaku hidup bersih dan sehat”?
YA/TDK YA=2:TDK=1
5
“Apakah andatahu cara menjaga kesehatan”?
YA/TDK YA=2:TDK=1
6
“Apakah anda sering mendengarkan penyuluhan
kesehatan di Rumah Sakit / Puskesmas atau di
media lainnya”?
YA/TDK YA=2:TDK=1
7
“Apakah anda secara rutin memeriksakan
kesehatan anda /Kontrol”?
YA/TDK YA=2:TDK=1
8
“Apakah anda selalu berolah raga setiap hari”?
YA/TDK YA=2:TDK=1
9
“Apakah anda tidak pernah memakai kartu
berobat yang bukan atas nama anda”?
YA/TDK YA=2:TDK=1
10
“Apakah anda tidak pernah meminta tambahan
hari atau pengobatan bila anda berobat ke RS”?
Keterangan Pertanyaan
1.
Monitoring Disability (Hidden) Action
adalah
moral hazard
yang disebabkan
oleh ketidakmampuan mengamati agen secara konseptual, terjadi asimetris
information dan ignore/ketidaktahuan agen. Untuk pertanyaan nomor 1, 2, 3,
4, dan 5
2.
Moral Disability
adalah
moral hazard
yang disebabkan oleh adanya
kecenderungan perilaku yang tidak bermoral, seperti tidak jujur, tidak taat,
tidak peduli dan tidak tabah. Untuk pertanyaan nomor 6,7, dan 8
3.
Undesirable out come (impact) production
adalah,
moral hazard
yang
disebabkan karena dibayarkan oleh pihak ketiga/pihak lain. Untuk pertanyaan
nomor 6,7, dan 8
4.
Undesirable Behavior production
adalah
moral hazard
yang dikarenakan
Lampiran 2
Univariat P1
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 12 24.0 24.0 24.0
Ya 38 76.0 76.0 100.0
Total 50 100.0 100.0
P2
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 21 42.0 42.0 42.0
Ya 29 58.0 58.0 100.0
Total 50 100.0 100.0
P3
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 23 46.0 46.0 46.0
Ya 27 54.0 54.0 100.0
Total 50 100.0 100.0
P4
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 17 34.0 34.0 34.0
Ya 33 66.0 66.0 100.0
Total 50 100.0 100.0
P5
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 18 36.0 36.0 36.0
Ya 32 64.0 64.0 100.0
P6
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 20 40.0 40.0 40.0
Ya 30 60.0 60.0 100.0
Total 50 100.0 100.0
P7
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 19 38.0 38.0 38.0
Ya 31 62.0 62.0 100.0
Total 50 100.0 100.0
P8
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 24 48.0 48.0 48.0
Ya 26 52.0 52.0 100.0
Total 50 100.0 100.0
P9
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 44 88.0 88.0 88.0
Ya 6 12.0 12.0 100.0
Total 50 100.0 100.0
P10
Frequency Percent Valid Percent
Cumulative Percent
Valid Tidak 28 56.0 56.0 56.0
Ya 22 44.0 44.0 100.0
VMORAL HAZARD
Frequency Percent Valid Percent
Cumulative Percent Valid BUKAN MORAL
HAZARDS 26 52.0 52.0 52.0
MORAL HAZARDS 24 48.0 48.0 100.0
Total 50 100.0 100.0
Lampiran 3
Bivariat
FREQUENCY TABLE
UMUR
Frequency Percent Valid Percent
Cumulative
Frequency Percent Valid Percent
Cumulative
Frequency Percent Valid Percent
Cumulative
Frequency Percent Valid Percent
Cumulative
Frequency Percent Valid Percent
Cumulative Percent Valid Tidak Memahami BPJS 22 44.0 44.0 44.0
Memahami BPJS 28 56.0 56.0 100.0
Crosstabs
Case Processing Summary
Cases
Valid Missing Total
N Percent N Percent N Percent VMORALHAZARDS *
UMUR 50 100.0% 0 .0% 50 100.0%
VMORALHAZARDS * JK 50 100.0% 0 .0% 50 100.0%
VMORALHAZARDS *
pddkn 50 100.0% 0 .0% 50 100.0%
VMORALHAZARDS * pkrjn 50 100.0% 0 .0% 50 100.0% VMORALHAZARDS *
Pengetahuan 50 100.0% 0 .0% 50 100.0%
VMORALHAZARDS * UMUR
Crosstab
Count
UMUR Total
>40 20-40 VMORALHAZARDS BUKAN MORAL
HAZARDS 20 6 26
MORAL HAZARDS 6 18 24
Total 26 24 50
Chi-Square Tests
Value df
Continuity Correction(a) 11.480 1 .001 Likelihood Ratio 14.152 1 .000
Symmetric Measures Ordinal by Ordinal Spearman Correlation .519 .121 4.209 .000(c)
N of Valid Cases 50
a Not assuming the null hypothesis.
b Using the asymptotic standard error assuming the null hypothesis. c Based on normal approximation.
VMORALHAZARDS * JK
Crosstab
Count
JK Total
Lk PR
VMORALHAZARDS BUKAN MORAL
HAZARDS 20 6 26
MORAL HAZARDS 5 19 24
Total 25 25 50
Chi-Square Tests
Value df
Continuity Correction(a) 13.542 1 .000 Likelihood Ratio 16.661 1 .000
Symmetric Measures Ordinal by Ordinal Spearman Correlation .560 .117 4.688 .000(c)
N of Valid Cases 50
VMORALHAZARDS * pddkn
Crosstab
Count
pddkn Total
PR PT PR
VMORALHAZARDS BUKAN MORAL
HAZARDS 6 20 26
MORAL HAZARDS 24 0 24
Total 30 20 50
Chi-Square Tests
Value df
Continuity Correction(a) 27.648 1 .000 Likelihood Ratio 39.211 1 .000
b 0 cells (.0%) have expected count less than 5. The minimum expected count is 9.60.
Symmetric Measures
Value Ordinal by Ordinal Spearman Correlation -.784 .074 -8.764 .000(c)
N of Valid Cases 50
a Not assuming the null hypothesis.
VMORALHAZARDS * pkrjn
Crosstab
Count
pkrjn Total Tidak Bekerja Bekerja
Tidak Bekerja VMORALHAZARDS BUKAN MORAL
HAZARDS 6 20 26
MORAL HAZARDS 23 1 24
Total 29 21 50
Chi-Square Tests
Value df
Continuity Correction(a) 24.215 1 .000 Likelihood Ratio 31.625 1 .000
b 0 cells (.0%) have expected count less than 5. The minimum expected count is 10.08. Symmetric Measures
Value Ordinal by Ordinal Spearman Correlation -.736 .088 -7.543 .000(c)
N of Valid Cases 50
a Not assuming the null hypothesis.
VMORALHAZARDS * Pengetahuan
Crosstab
Count
Pengetahuan Total Tidak VMORALHAZARDS BUKAN MORAL
HAZARDS 6 20 26
MORAL HAZARDS 16 8 24
Total 22 28 50
Chi-Square Tests
Value df
Continuity Correction(a) 7.936 1 .005 Likelihood Ratio 9.950 1 .002
b 0 cells (.0%) have expected count less than 5. The minimum expected count is 10.56.
Symmetric Measures
Value Ordinal by Ordinal Spearman Correlation -.439 .127 -3.382 .001(c)
N of Valid Cases 50
a Not assuming the null hypothesis.
LAMPIRAN 4
MULTIVARIAT
Case Processing Summary
Unweighted Cases(a) N Percent
Selected Cases Included in Analysis 50 100.0
Missing Cases 0 .0
Total 50 100.0
Unselected Cases 0 .0
Total 50 100.0
a If weight is in effect, see classification table for the total number of cases.
Dependent Variable Encoding
Original Value Internal Value BUKAN MORAL
HAZARDS 0
MORAL HAZARDS 1
Classification Table(a,b)
Observed Predicted
VMORALHAZARDS
Percentage Correct BUKAN
MORAL HAZARDS
MORAL HAZARDS
BUKAN MORAL HAZARDS Step 0 VMORALHAZARDS BUKAN MORAL
HAZARDS 26 0 100.0
MORAL HAZARDS 24 0 .0
Overall Percentage 52.0
Variables in the Equation
B S.E. Wald df Sig. Exp(B)
Variables not in the Equation
Omnibus Tests of Model Coefficients
Chi-square df Sig. Step 1 Step 43.453 5 .000
Block 43.453 5 .000
Model 43.453 5 .000
Model Summary
Step
-2 Log likelihood
Cox & Snell R Square
Nagelkerke R Square
1 25.782(a) .581 .775
a Estimation terminated at iteration number 20 because maximum iterations has been reached. Final solution cannot be found.
Classification Table(a)
Observed Predicted
VMORALHAZARDS Step 1 VMORALHAZARDS BUKAN MORAL
HAZARDS 20 6 76.9
MORAL HAZARDS 0 24 100.0
Overall Percentage 88.0
Variables in the Equation
B S.E. Wald df Sig. Exp(B) 95.0% C.I.for EXP(B) Lower Upper Lower Upper Lower Upper Lower Upper Step 1(a) UMUR .000 49226.134 .000 1 1.000 1.000 .000 .
JK .000 44937.107 .000 1 1.000 1.000 .000 .
pddkn -42.406 41185.539 .000 1 .999 .000 .000 .
pkrjn .000 44937.107 .000 1 1.000 1.000 .000 .
Pengetahuan
20.222 28420.722 .000 1 .999 605803074.
749 .000 .
Constant
.981 .479 4.198 1 .040 2.667
a Variable(s) entered on step 1: UMUR, JK, pddkn, pkrjn, Pengetahuan.
Correlation Matrix
Constant UMUR JK pddkn pkrjn Pengetahuan Step 1 Constant 1.000 .000 .000 .000 .000 .000
UMUR .000 1.000 -.730 .000 .000 -.577
JK .000 -.730 1.000 .000 -.200 .000
pddkn .000 .000 .000 1.000 -.873 .000
pkrjn .000 .000 -.200 -.873 1.000 .000
