2
Roy Sembel, PhD
[email protected] EDUCATION
1982-86 IPB, Bogor. FMIPA. Major: Statistics, Minor: Economics; Ir., Best Graduate, Cum Laude
1988-90 Rotterdam School of Management, Erasmus University Rotterdam and The Wharton School, University of Pennsylvania Philadelphia
MBA, Finance/Banking, Best Graduate, With Honours
1991-96 J.M.Katz Graduate School of Business, University of Pittsburgh; Major: Corporate Finance; Minor: Econometrics
PhD; Dissertation: “IPO Anomalies, Truncated Excess Supply, and Heterogeneous Information”
1997-98 Economics & Finance Staff, Office of Dr (HC) Radius Prawiro, Jakarta.
2000 ACUCA Lecturer: Japan, South Korea, Taiwan, Hong Kong, The Philippines, Thailand 1987-2001 Lecturer, Faculty of Economics, Christian University of Indonesia, Jakarta.
1997-2001 Visiting Lecturer at IPMI, Institut PPM, Magister Management Program University of Indonesia, University of Sam Ratulangi, Universitas Lampung, Magister Akuntansi & Post Graduate (S2 & S3) Program Faculty of Economics University of Indonesia, Pelita Harapan University, IPB. Subjects: Investment Analysis and Risk Management, Corporate Finance, International Finance, Derivative Securities, Managerial Economics, Banks & Capital Markets, eBusiness Management.
1998-2001 McKinsey & Co, Jakarta
2001 Direktur Program Magister Manajemen Keuangan Universitas Bina Nusantara, Co-founder Indonesia Learning Institute (InLIne), Indonesia School of Life (UbSchoOL)
MISCELLANEOUS
Speaker in many seminars in Indonesia, USA, and Europe. Writer of more than 500 articles in KONTAN, GATRA, Sinar Harapan, SWA, Bisnis Indonesia, KOMPAS, PILAR, Warta Ekonomi, Manajemen & Usahawan Indonesia, InfoBank, Jurnal Pasar Modal, Media Akuntansi, DIA, Jurnal Ekonomi UKI, Scripta Economica UPH, Jurnal, Sinergi MMUII, published books, Internet.
WORK EXPERIENCE
1984-87 Teaching Assistant, FMIPA, IPB.
1990 Internship; ABN Bank, European Treasury Department, Amsterdam. 1990-91 Corporate Banking; ABN AMRO Bank Amsterdam
1994-96 Teaching Assistant, University of Pittsburgh.
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TEKNOLOGI MENINGKATKAN KECEPATAN
Era
Lama periode
[tahun]
Kecepatan
[km/jam]Time to cycle Earth
[tahun]
Agrarian
3-5000
(Age)
3-5
(Human)
3-5
(Years)
Industrial
3-500 (Revolution)
3-50
(Auto)
.3-.5
(Months)
Post-industrial
3-50
(Trend)
3-500
(Plane)
.03-.05
(Days)
Friction-free
Friction-free
3-5
3-5
(Fad)
(Fad)
3-5000 (Network)
3-5000 (Network)
.003-.005 (Hours)
.003-.005 (Hours)
4
•
1+1=2
•
Two separate
revolutions
•
Wireless datacom
enabling technologies
•
Change in human
behavior
•
1+1>2
•
Wireless and datacom
enhance each other
•
Standards drive massive
application and service
development
•
Revolution in human
behavior and society
•
Datacom is everything.
Everything is wireless
•
All “gadgets” are
addressable in one
uniform network
•
Change beyond
imagination
WIRELESS
+
INTERNET
The way we live and behave will fundamentally be
changed
MATRIX
-00
00-05
5
EKONOMI BARU ?
G
Mobilitas kapital
Mobilitas kapital
Digitisasi /
E-commerce
Digitisasi /
E-commerce
Liberalisasi
Liberalisasi
Baru
struktur pasar
Baru
struktur industri
Baru
struktur perusahaan
Baru struktur pasar
Baru struktur industri
Baru struktur perusahaan
EKONOMI
BARU
EKONOMI
LAMA
6
Transparansi dan
persaingan
Penghematan biaya
TIGA FAKTOR KUNCI EKONOMI BARU
• Lebih banyak pilihan
• Pelayanan 24 jam sehari
•
Hanya sejauh ‘click’
•
Biaya interaksi
Biaya interaksi
•
Biaya Transformasi
• Seleksi alam lebih cepat
•
‘Sticks and carrots’ untuk
lebih efisien dan inovatif
•
Interaksi dan
transaksi lebih
banyak dan cepat
•
Globalisasi dan
lokalisasi
•
Unbundling dan
reassembling
organisasi bisnis,
7
TEKNOLOGI INTERAKSI BERPERAN BESAR
DALAM MEMBANGUN EKONOMI BARU
DENGAN TI:
•
Informasi
–
tersedia 24 jam sehari, 7 hari seminggu
–
dapat diakses dari semua tempat yang
memiliki akses TI
–
bersifat lebih demand-driven (sesuai dengan
kebutuhan dan permintaan)
•
Interaksi antar manusia
–
Lebih mudah, tidak perlu hadir secara fisik
–
Lebih cepat dari surat pos tercepat
–
Lebih banyak alternatif:
•
teks / tulisan, suara, gambar;
•
satu arah dan dua arah;
•
batch dan interactive
–
Lebih murah dari interlokal telepon atau surat
express
Berdampak
besar
terhadap
aktivitas
bisnis,
ekonomi,
politik, dan
8
PENURUNAN BIAYA AKIBAT E-BANKING
Source: Lehman Brothers; British Telecom