Buku Statistik Perbankan Indonesia (SPI) yang
sebelumnya diterbitkan dengan nama buku Data
Perbankan Indonesia (DPI), merupakan media
publikasi yang menyajikan data mengenai perbankan
Indonesia. Dengan adanya buku ini, diharapkan
pembaca akan memperoleh informasi mengenai
perkembangan perbankan Indonesia yang lebih
komprehensif melalui analisis terhadap data yang
disajikan.
Materi yang disajikan mencakup data Bank
Umum (termasuk perbankan syariah) dan data Bank
Perkreditan Rakyat. Di samping itu disajikan pula data
kredit perbankan dan kredit UMKM. Selanjutnya,
untuk menganalisa data sesuai kebutuhan pembaca,
disarankan pembaca terlebih dahulu memahami
penjelasan, singkatan-singkatan dan istilah yang ada.
Dengan buku SPI ini, kami berharap agar data
yang disajikan dapat memberikan manfaat yang
optimal bagi pembaca.
Jakarta, Februari 2005
BANK INDONESIA
Direktorat Perizinan dan Informasi Perbankan
The Indonesian Bank Statistics Book, which was
previously published under the name Indonesian Bank
Data Book, is a media publication that provides data
regarding the banking industry in Indonesia. We hope
that this book will enable readers to obtain more
comprehensive information about the development
of the Indonesian banking industry through the data
analysis presented.
The material covers data regarding Commercial
Banks (including sharia banks) and Rural Bank data.
In addition, data regarding banking credit and Micro,
Small, Medium Scale Business credits. Furthermore,
in an effort to assist our readers to receive more apt
analysis of the data, we recommend that you first
read and understand the clarifications and definitions
of abbreviations and terms that are provided.
We sincerely hope that the data provided in
the Bank Statistics Book will be of optimum benefits
to our readers.
Jakarta, February 2005
BANK INDONESIA
ii
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005KATA PENGANTAR
i
DAFTAR ISI
ii
PENJELASAN
iii
DAFTAR SINGKATAN
vii
DAFTAR ISTILAH
viii
DAFTAR RASIO
x
DAFTAR TABEL
xiii
DATA BANK UMUM
5
DATA PERBANKAN SYARIAH
77
DATA BANK PERKREDITAN RAKYAT (BPR)
87
DATA PERKREDITAN
99
INTRODUCTION
i
TABLE OF CONTENT
ii
CLARIFICATIONS
iii
LIST OF ABBREVIATIONS
vii
LIST OF TERMS
viii
LIST OF RATIOS
x
LIST OF TABLES
xiii
COMMERCIAL BANK DATA
5
SHARIA BANK DATA
77
RURAL BANK DATA
87
1. Data yang digunakan dalam buku Statistik
Perbankan Indonesia bersumber dari Laporan
Bulanan Bank Umum (LBU), Laporan Bulanan Bank
Umum Syariah (LBUS), dan Laporan Bulanan Bank
Perkreditan Rakyat (Lapbul BPR), kecuali
dinyatakan lain.
2. Semua jenis data Bank Umum telah mencakup
data Bank Umum yang melakukan kegiatan usaha
berdasarkan prinsip syariah dan Unit Usaha
Syariah dari Bank Umum konvensional. Demikian
pula, semua jenis data Bank Perkreditan Rakyat
(BPR) telah mencakup data BPR yang melakukan
kegiatan usaha berdasarkan prinsip syariah.
Pemisahan data perbankan dari kelompok data
bank umum maupun dari kelompok data BPR
belum dapat dilakukan, karena selama ini proses
pelaporan perbankan syariah masuk ke dalam
Sistem Perbankan sebagai satu kesatuan.
Untuk itu disajikan data khusus perbankan syariah
secara terpisah namun data tersebut belum
mencakup data BPR Syariah (ditujukan untuk
tabel √tabel perbankan Syariah)
3. Data Bank Perkreditan Rakyat disajikan secara
triwulanan untuk posisi bulan Maret, Juni,
September, dan Desember, kecuali untuk data
posisi bulan selain bulan di atas.
4. Data kinerja yang ditampilkan dalam
perhitungannya masih mengacu pada ketentuan
SE No.30/2/UPPB tanggal 30 April 1997 dan SE
No.30/23/UPPB tanggal 19 Maret 1998 perihal
perhitungan penilaian tingkat kesehatan bank.
5. Data Kredit
•
Data kredit yang ditampilkan merupakan
kredit yang tercatat di neraca Bank dan tidak
memperhitungkan penerusan kredit yang
1. The data used in the Indonesian Bank Statistics
book is derive from Commercial Bank Monthly
Reports, Sharia Bank Monthly Reports and Rural
Bank Monthly Reports.
2. The entire data on Commercial Banks includes
data from Commercial Banks that conduct
operations based on sharia principles and sharia
Business Units from conventional commercial
banks. It is not yet possible to obtain separate
bank data from commercial banks or Rural Bank,
because, thus far, reports from sharia banks are
entered into the banking system as one unit.
For this reason, sharia banking data is presented
separately, however, the data does not yet include
data from sharia transactions at Rural Banks (see
the Syariah banking tables).
3. Data from Rural Banks is presented quarterly with
figures for periods ending March, June, September
and December, except for monthly data figures
for months other than those above.
4. Data regarding performance based on calculations
is still subject to the provisions of Circular No. 30/
2/UPPB dated 30 April 1997 and Circular No. 30/
23/UPPB dated 19 March 1998 regarding the
assessment of the level of health of banks.
5. Credit Data
•
Credit data constitutes the credits recorded
in the balance of a Bank and does not taken
into account channel of credit recorded in the
off-balance sheet, unless otherwise stated.
Credits include credit claims from citizens and
non-citizens (Rural Bank data only includes
credit claims from citizens). The data related
to the information above is presented in the
performance data tables: earning assets;
non-iv
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005balance sheet), kecuali dinyatakan lain.
Cakupan kredit meliputi tagihan kredit kepada
penduduk dan non penduduk (Untuk data
BPR hanya meliputi tagihan kredit kepada
penduduk). Data yang terkait dengan
penjelasan tersebut di atas ditujukan untuk
data dalam tabel kinerja; aktiva produktif; NPL
(kecuali data NPL penerusan kredit off-balance
sheet); kegiatan usaha; dan kredit (kecuali
data penerusan kredit off-balance sheet ).
•
Data kredit UMKM tidak mencakup data
kartu kredit dan kredit yang disalurkan oleh
BPR. Data yang terkait dengan penjelasan
tersebut di atas ditujukan untuk data dalam
tabel kredit UMKM menurut kelompok bank,
kredit UMKM menurut jenis penggunaan,
kredit UMKM berdasarkan provinsi, dan kredit
UMKM berdasarkan sektor ekonomi.
6. Data Non Performing
Data
Non Performing yang ditampilkan
merupakan Non Performing gross, yakni tanpa
memperhitungkan penyisihan yang dibentuk
untuk mengantisipasi risiko kerugian.
Data Non Performing ditampilkan dalam nominal
dan persentase.
Data yang terkait dengan penjelasan tersebut di
atas ditujukan untuk data dalam tabel aktiva
produktif; dan NPL.
7. Lokasi penyaluran kredit
Yang dimaksud dengan lokasi penyaluran kredit
adalah lokasi proyek tempat penggunaan kredit.
Data yang terkait dengan penjelasan tersebut
ditujukan untuk data dalam tabel kredit
berdasarkan lokasi penyaluran.
regarding channelling credit off-balance
sheet); operations; and credits (except for
channelling credit data regarding off-balance
sheet).
•
Data on Micro, Small, Medium Scale Business
credit does not include data regarding credit
cards or credits disbursed by Rural Banks.
6. Non-Performing Data
Non-performing loan data is show as the gross
non-performing loans, that is, without taking into
account the reserve formed in anticipation of the
risk of losses.
Non-performing loan data is show in nominal and
percentage figures.
Data related to the information above is shown
as figures in the earning assets table; and NPL.
7. Location of credit disbursements
The location of the credit disbursement is the
location of the project for which the credit is being
used.
The data related to these disbursements is shown
in the credits based on the location of
disbursements table.
8. Data regarding money instruments in the funds
disbursement account.
Data regarding money instruments includes
money instruments that are issued by a non-bank
third party. The data does not calculate bonds from
a recapitalization program issued by the
Government.
The data mentioned above is displayed in the
business operations table.
9. Estimates of Additional Paid-In Capital
8. Data Surat Berharga dalam pos penyaluran dana
Data surat berharga yang ditampilkan merupakan
surat berharga yang diterbitkan oleh pihak ketiga
bukan bank. Data yang ditampilkan tidak
memperhitungkan obligasi dalam rangka program
rekapitalisasi yang diterbitkan oleh Pemerintah.
Data yang terkait dengan penjelasan tersebut
ditujukan untuk data dalam tabel kegiatan usaha.
9. Perkiraan Tambahan Modal Disetor
Terdiri dari pos agio; (disagio); modal sumbangan;
dan penyesuaian[;kibat penjabaran laporan
keuangan kantor cabang di luar negeri.
10. Perkiraan Cadangan
Terdiri dari pos Cadangan umum; Cadangan
tujuan; dan Laba yang ditahan.
11. Proses Download Data
•
Data Laporan Bulanan Bank Umum (LBU) dan
Laporan Bulanan Bank Umum Syariah (LBUS)
yang disampaikan dari bank pelapor kepada
Bank Indonesia, diolah melalui Sistem
Informasi Manajemen Sektor Perbankan Bank
Indonesia (SIMSPBI). Perbedaan waktu
download data LBU melalui sistem SIMSPBI
dapat menyebabkan perbedaan pada data
yang dipublikasikan dalam buku ini dengan
data publikasi yang lain. Oleh sebab itu,
pembaca dihimbau untuk memperhatikan
waktu download data.
Pemrosesan data bulan laporan Desember
2005 untuk buku Statistik Perbankan
Indonesia Edisi Desember 2005 dilakukan
pada tanggal 01 Februari 2005.
•
Data Laporan Bulanan Bank Perkreditan
Rakyat (Lapbul BPR) yang disampaikan oleh
bank pelapor, saat ini diolah melalui
capital contributions; and adjustments resulting
from the conversion of overseas branch office
financial reports.
10. Estimates of Reserves
The estimates are derived from the general
reserve, designated reserves and retained earnings
accounts.
11. Data downloading process
•
Data from the Commercial Bank Monthly
Reports and the sharia Bank Monthly Reports
is submitted by the reporting banks to Bank
Indonesia, and is processed using the Bank
Indonesia Banking Sector Management
Information System. The time taken to
download data from commercial banks
through the Bank Indonesia Banking Sector
Management Information System can result
in variations of the data that is published in
this book, compared to other published data.
Therefore, readers are recommended to taken
into account the downloading time.
The processing of the December 2005
monthly reports for the December 2005
edition of the Indonesian Bank Statistics Book
was done on 01 February 2005.
•
Data from the Rural Bank Monthly Reports
submitted by reporting banks is currently
being processed through a mainframe
computer at the Directorate of Information
Technology at Bank Indonesia. There is a time
lag of approximately 3-4 months for the
compilation nationally of Rural Bank data.
12. The number of commercial banks (including Sharia
commercial banks) as of December 2005 is 131
banks.
vi
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005Informasi (DTI) Bank Indonesia. Terdapat time
lag sekitar 3-4 bulan untuk kompilasi data
Bank Perkreditan Rakyat secara nasional.
12. Jumlah Bank Umum (termasuk Bank Umum
Syariah) untuk posisi Desember 2005 sebanyak
131 bank
13. Publikasi buku Statistik Perbankan Indonesia juga
dilakukan melalui website Bank Indonesia
(www.bi.go.id).
published via the Bank Indonesia website
(www.bi.go.id).
APYD
: Aktiva Produktif Yang Diklasifikasikan
ATMR
: Aktiva Tertimbang Menurut Risiko
BOPO
: Operasional terhadap Pendapatan
Operasional
BPD
: Bank Pembangunan Daerah
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
KAP
: Kualitas Aktiva Produktif
KBAB
: Kewajiban Bersih Antar Bank
KP
: Kantor Pusat
KC
: Kantor Cabang
KCP
: Kantor Cabang Pembantu
KK
: Kantor Kas
KPW
: Kantor Perwakilan
LBU
: Laporan Bulanan Bank Umum
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NPL
: Non Performing Loan
PPAPYD : Penyisihan Penghapusan Aktiva Produktif
yang Dibentuk
PPAPWD: Penyisihan Penghapusan Aktiva Produktif
yang Wajib Dibentuk
ROA
: Return on Asset
SIMSPBI : Sistem Informasi Manajemen Sektor
Perbankan Bank Indonesia
UKM
: Usaha Kecil Menengah
UMKM : Usaha Mikro Kecil Menengah
APYD
: Classified Earning assets
ATMR
: Risk Weighted Assets
BOPO
: Operations Expenses to Operations
Income
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
DPK
: Third Party Funds
KAP
: Earning assets Qualtiy
KBAB
: Inter-Bank Net Liabilities
KP
: Head Office
KC
: Branch Office
KCP
: Sub-Branch Office
KK
: Cash Office
KPW
: Representative Office
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NPL
: Non-Performing Loan
PPAPYD : Productive Asset Write-off Reserve
PPAPWD: Mandatory Productive Asset Write-off
Reserve
ROA
: Return on Assets
SIMSPBI : Bank Indonesia Banking Sector
Management Information System
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM : Small/Medium/Micro-Enterprise Industry
(SMEs)
viii
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005dalam Rupiah maupun valas dalam
bentuk kredit, surat berharga,
penempatan dana antar bank,
penyertaan, termasuk komitmen
dan kontinjensi pada transaksi
rekening administratif.
APYD
: Aktiva produktif baik yang sudah
maupun yang mengandung
potensi tidak memberikan
penghasilan atau menimbulkan
kerugian
ATMR
: Terdiri dari :
1. aktiva neraca yang diberikan
bobot sesuai kadar risiko kredit
yang melekat
2. b e b e r a p a p o s d a l a m o ff
-balance sheet yang diberikan
bobot sesuai dengan kadar
risiko kredit yang melekat
Call Money BI : Penempatan dana pada Bank
In-donesia dalam bentuk call money
yang merupakan intervensi rupiah
oleh Bank Indonesia dalam rangka
operasi pasar terbuka (OPT)
DPK
: Simpanan pihak ketiga bukan
bank yang terdiri dari Giro,
Tabungan dan Simpanan
berjangka
Kredit
: Penyediaan uang atau tagihan
yang dapat dipersamakan dengan
itu, berdasarkan persetujuan atau
kesepakatan pinjam-meminjam
antara Bank dengan pihak lain
foreign currency by a Bank to the
form of credits, money
instru-ments, inter-bank placeinstru-ments,
equity participation, including
commitments and contingencies
of the off-balance sheet account.
Classified Productive
Assets
: Earning assets that do not, or have
the potential to not provide a profit
or could even incur a loss.
Risk Weighted : Consists of:
Assets
: 1. Assets in the balance sheet that
are ranked according to the level
of risk of the credit in question.
2. Several accounts in the
off-bal-ance sheet that are ranked
accord-ing to the level of risk of the credit
in question.
BI Call Money : Fund placements at Bank
Indone-sia in the form of call money,
rep-resenting a rupiah intervention by
Bank Indonesia as part of open
market operations (OPT).
Third Party
Funds
: Non-bank third party deposits
consisting of demand deposit,
savings deposit and time
de-posit.
Credit
: The provision of funds or related
claims based on an agreement or
contract to borrow/loan funds
be-tween banks and another party
that obliges the borrower to pay
off his/her debt according to a
designated schedule and interest
charges, including:
1. The purchase of Money
Instru-ments by clients, complete with a
Note Purchase Agreement (NPA).
2. The transfer of claims involved
in factoring activities.
Channelling
: Credit in rupiah or foreign currency
Credit
that is from another party that is
disbursed by a bank, wherein the
bank does not bear any risk for the
credit disbursement. Channelling
credits are recorded in the
off-bal-ance sheet.
yang mewajibkan pihak peminjam
untuk melunasi utangnya setelah
jangka waktu tertentu dengan
pemberian bunga, termasuk :
1. Pembelian Surat Berharga
nasabah yang dilengkapi dengan
Note Purchase Agreement (NPA)
2. Pengambilalihan tagihan dalam
rangka kegiatan anjak piutang
Penerusan Kredit : Kredit dalam rupiah maupun valas
yang disalurkan oleh bank yang
dananya berasal dari pihak lain,
dan atas penyaluran kredit
tersebut bank tidak menanggung
risiko. Penerusan kredit ini
dibukukan pada rekening
admin-istratif (off-balance sheet)
x
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005 (sesuai SE No.30/2/UPPB tanggal 30 April 1997)Modal Inti, terdiri dari : 1. Modal Disetor
2. Cadangan tambahan modal, terdiri dari : a. Faktor penambah, yaitu :
1. Agio
2. Modal sumbangan 3. Cadangan umum modal 4. Cadangan tujuan modal 5. Laba tahun-tahun lalu setelah
diperhitungkan pajak 6. Laba tahun berjalan setelah
diperhitungkan taksiran pajak (50%) 7. Selisih lebih penjabaran laporan
keuangan kantor cabang luar negeri 8. Dana setoran modal
b. Faktor pengurang, yaitu 1. Disagio
Ω 2. Rugi tahun-tahun lalu 3. Rugi tahun berjalan
4. Selisih kurang penjabaran laporan keuangan kantor cabang di luar negeri
5. Penurunan nilai penyertaan pada portofolio yang tersedia untuk dijual Modal Inti diperhitungkan dengan faktor pengurang berupa goodwill
Modal Pelengkap terdiri dari : 1. Cadangan revaluasi aktiva tetap 2. Cadangan umum PPAP (maskimal 1,25%
dari ATMR) 3. Modal pinjaman
4. Pinjaman subordinasi (maksimal 50% dari modal inti)
5. Peningkatan nilai penyertaan pada portofolio yang tersedia untuk dijual setinggi-tingginya sebesar 45%.
RWA
(pursuant to Circular Letter No. 30/2/UPPB dated April 30, 1997)
Tier One Capital consist of: 1. Paid-In Capital
2. Additional capital reserves, consisting of: a. Plus Factors:
1. Agio
2. Capital contributions 3. General reserves 4. Designated reserves
5. Last year»s earnings after taxes 6. Current year»s earnings after taxes (50%) 7. Positive adjustment resulting from
the conversion of overseas branch office financial reports.
8. Paid-In Capital b. Minus Factors:
1. Disagio 2. Retained losses 3. Current earnings
4. Negative adjustment resulting from the conversion of overseas branch
office financial reports.
5. Decrease in value of portfolio equity investments that are ready to be sold. Tier one capital is calculated minus goodwill.
Supplementary capital consists of: 1. Fixed assets re evaluation reserve 2. PPAP general reserve (maximum 1.25%
of RWA) 3. Borrowed capital
4. Subordinated loans (maximum 50% of tier one capital)
5. Increase in the value of portfolio investments that are ready to be sold at the highest 45%.
Rasio KAP APYD / Total Aktiva Produktif
(sesuai SE No.30/2/UPPB tanggal 30 April 1997)
Rasio ROA Laba Sebelum Pajak dalam 12 bulan terakhir
/ Rata-rata Aktiva dalam periode yang sama (sesuai SE No.30/2/UPPB tanggal 30 April 1997)
Rasio BOPO Biaya Operasional dalam 12 bulan terakhir /
Pendapatan Operasional dalam periode yang sama
(sesuai SE No.30/2/UPPB tanggal 30 April 1997)
Rasio KBAB Kewajiban Bersih Antar Bank / Modal Inti
Kewajiban Bersih Antar Bank merupakan selisih antara kewajiban bank dengan tagihan bank kepada bank lain
(sesuai SE No.30/23/UPPB tanggal 19 Maret 1998)
Rasio LDR Kredit / Dana yang diterima
Dana yang diterima terdiri dari :
1. Giro, deposito dan tabungan masyarakat 2. Pinjaman bukan dari bank yang berjangka
waktu lebih dari 3 bulan tidak termasuk pinjaman subordinasi
3. Deposito dan pinjaman dari bank lain yang berjangka waktu lebih dari 3 bulan 4. Surat berharga yang diterbitkan oleh bank
yang berjangka waktu lebih dari 3 bulan 5. Modal inti
6. Modal Pinjaman
(sesuai SE No.30/23/UPPB tanggal 19 Maret 1998)
Rasio NPL (Kredit dalam kualitas Kurang lancar,
Diragukan dan Macet) / Total Kredit
Rasio NIM Pendapatan Bunga Bersih / Rata-Rata Aktiva
Produktif
Earning assets
Quality Ratio Classified Earning assets / Total Earning
assets
(pursuant to Circular Letter No. 30/2/UPPB dated April 30, 1997)
Return on Assets
Ratio Profit before taxes over the last 12 months/
Average Assets for the same period.
Operations Expenses /
Operations Incom Operations expenses over the last 12
months / Operations Income for the same period.
Inter-Bank Net Liabilities
Ratio Inter-Bank Net Liabilities / Tier One Capital
Inter-Bank Net Liabilities comprise the difference between bank liabilities and bank claims from another bank.
(pursuant to Circular Letter No. 30/23/UPPB dated March 19, 1998)
Loan to Deposit Ratio
Credit / funds received Fund received from: 1. Demand deposit, savings deposit and
time deposits
2. Non-bank loans with a maturity of more than three months are not included as subordinated loans.
3. Time deposits and loans from other banks with a maturity of over three months.
4. Money instruments issued by a bank with a maturity of over three months. 5. Tier one Capital
6. Loan Capital
xii
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005Ratio Net Interest Income / Average Earning
assets
Net Interest Income = Interest Income -Interest charges
Annual net interest income is used for the calculation of NIM
1.
Kegiatan Usaha Perbankan
1
Bank Industries Operation
DATA BANK UMUM
COMMERCIAL BANK DATA
2.
Kegiatan Usaha Bank Umum
1.1 s.d 1.7
Commercial Banks Operation
3.
Laporan Laba/Rugi Bank Umum
1.8 s.d 1.14
Commercial Banks Income Statement
4.
Rekening Administratif Bank Umum
1.15 s.d 1.21
Commercial Banks Off Balance-Sheet
5.
Kinerja Bank Umum
1.22 s.d 1.29
Commercial Banks Performance
6.
Aset Bank Umum
Commercial Banks Assets
a. Perkembangan Aset Bank Umum
1.30
Commercial Banks Asset Growth
b. Bank Umum Berdasarkan Total Aset
1.31
Commercial Banks based on Assets
c. Peringkat Bank Umum Berdasarkan Total Aset
1.32
Commercial Banks Rating based on Total Assets
7.
Aktiva Produktif Bank Umum
1.33 s.d 1.39
Commercial Banks Earning Assets
8.
Non Performing Loan (NPL) Bank Umum
Commercial Banks Non performing loan
a. Pengelompokan Bank Berdasarkan Rasio NPL
1.40
Category of Banks based on NPL Ratio
b. NPL Berdasarkan Sektor Ekonomi
1.41 s.d 1.47
NPL Based on Economic Sector
c. NPL Berdasarkan Jenis Penggunaan
1.48 s.d 1.54
NPL based on type of use
d. NPL Berdasarkan Lokasi Penyaluran Kredit
1.55
NPL based on local of credit disbursements
e. NPL Penerusan Kredit (off-balance sheet)
1.56
NPL channelling credit (off-balance sheet)
9.
Dana Pihak Ketiga (DPK) Bank Umum
DAFTAR TABEL / LIST OF TABLES
No.
Topik / Judul
No. Tabel/Tables
Halaman/
Pages
3
6
13
20
27
35
36
37
38
45
46
53
60
61
xiv
Statistik Perbankan Indonesia, Vol. 4, No. 1 Desember 2005No.
Topik / Judul
No. Tabel/Tables
Halaman/
Pages
Commercial Banks Third Party Funds
a. Komposisi DPK
1.57 s.d 1.63
Composition of Third Party Funds
b. Peringkat Bank Berdasarkan DPK
1.64
Bank Rating Based on Third Party Funds
c. DPK Berdasarkan Lokasi Penghimpunan
1.65 s.d 1.66
Third Party Funds based on location of deposit
d. Deposito Berdasarkan Jangka Waktu Simpanan
1.67
Time deposits based on length of maturity
10.
Peringkat Bank Berdasarkan Kredit
1.68
Rating of Bank based on credits
11.
Perkembangan Jumlah Bank dan Kantor Bank
Growth of total banks and bank offices
a. Perkembangan Jumlah Bank dan Kantor Bank Umum
1.69
Growth of total banks and commercial bank offices
b. Perkembangan Jumlah Bank dan Kantor Bank Berdasarkan
1.70
Wilayah
Growth of total banks and bank offices according to region
DATA BANK SYARIAH
SHARIA BANK DATA
12.
Kegiatan Usaha Bank Umum Syariah
2.1 s.d 2.3
Sharia Commercial Bank Operation
13.
Perkembangan Aset Perbankan Syariah
2.4
Growth of Sharia Bank Assets
14.
Aktiva Produktif Perbankan Syariah
2.5
Sharia Bank Earning Assets
15.
Rincian Pembiayaan Perbankan Syariah
2.6
Sharia Bank detailed financing
16.
Jaringan Kantor Perbankan Syariah
2.7
Sharia Bank Office Networks
17.
Jaringan Kantor Berdasarkan Wilayah
2.8
Sharia Banks Office based on Region
DATA BANK PERKREDITAN RAKYAT
RURAL BANK DATA
18.
Kegiatan Usaha Bank Perkreditan Rakayat
3.1
Rural Bank Operations
62
69
70
72
73
74
75
78
81
82
83
84
85
88
DAFTAR TABEL / LIST OF TABLES
No.
Topik / Judul
No. Tabel/Tables
Halaman/
Pages
19.
Kinerja Bank Perkreditan Rakyat
3.2
Rural Bank Performance
20.
Perkembangan Aset Berdasarkan Lokasi
3.3
Growth of Assets based on Location
21.
Non Performing Loan Bank Perkreditan Rakyat
3.4
Non Performing Loan of Rural Bank
22.
Non Performing Loan Berdasarkan Lokasi
3.5
Non Performing Loan based on location
23.
Dana Pihak Ketiga BPR
Third Party Funds of Rural Bank
a. Komposisi DPK Bank Perkreditan Rakyat
3.6
Composition of Third Party Funds of Rural Bank
b. Penghimpunan DPK Berdasarkan Lokasi
3.7 s.d 3.8
Third Party Funds deposits based on location
24.
Perkembangan Jumlah Bank dan Kantor Bank
Growth of total rural banks and commercial banks
a. Perkembangan Jumlah Bank dan Kantor BPR
3.9
Growth of Total Rural Bank and rural bank offices
b. Perkembangan Jumlah Bank dan Kantor Bank Berdasarkan
3.10
Wilayah
Growth of total rural banks and rural bank offices based on region
DATA PERKREDITAN
CREDIT DATA
25.
Kredit Bank Umum Berdasarkan Sektor Ekonomi
4.1 s.d 4.7
Commercial Bank Credit based on Economic Sector
26.
Kredit Bank Umum Berdasarkan Jenis Penggunaan
4.8 s.d 4.14
Commercial Bank Credit based on Type of Use
27.
Kredit Bank Umum Berdasarkan Lokasi Penyaluran
4.15
Commercial Bank Credit based on Location of Disbursement
28.
Penerusan Kredit Bank Umum
4.16 s.d 4.17
Commercial Bank Channelling Credit
29.
Kredit Bank Perkreditan Rakyat
4.18 s.d 4.20
Rural Bank Credit
30.
Kredit UMKM
4.21 s.d 4.24
Micro, Small, and Medium Enterprises Credit
89
90
91
92
93
94
96
97
100
107
114
115
117
120
3
Penyaluran Dana (Distribution of Funds) Penyaluran Dana (Distribution of Funds) Penyaluran Dana (Distribution of Funds) Penyaluran Dana (Distribution of Funds) Penyaluran Dana (Distribution of Funds)
Bank Umum1 (Commercial Banks1) Bank Perkreditan Rakyat2 (Rural Banks2) SBI dan SWBI
SBI dan SWBI SBI dan SWBI SBI dan SWBI SBI dan SWBI Sumber Dana ( Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) Bank Umum1 (Commercial Banks1) Bank Perkreditan Rakyat2 (Rural Banks2) Jumlah Aset (Total Assets)
Jumlah Aset (Total Assets) Jumlah Aset (Total Assets) Jumlah Aset (Total Assets) Jumlah Aset (Total Assets)
Bank Umum1 (Commercial Banks1) Bank Perkreditan Rakyat2 (Rural Banks2) Jumlah Bank (Total Banks)
Jumlah Bank (Total Banks) Jumlah Bank (Total Banks) Jumlah Bank (Total Banks) Jumlah Bank (Total Banks)
Bank Umum1 (Commercial Banks1) Bank Perkreditan Rakyat2 (Rural Banks2) Jumlah Kantor (Total Bank Offices) Jumlah Kantor (Total Bank Offices) Jumlah Kantor (Total Bank Offices) Jumlah Kantor (Total Bank Offices) Jumlah Kantor (Total Bank Offices) Bank Umum1 (Commercial Banks1) Bank Perkreditan Rakyat2 (Rural Banks2)
Indikator (Indicator)
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Des
Des
Des
Des
Des
2 0 0 5
ket : 1 termasuk Bank Umum yang melakukan kegiatan usaha berdasarkan prinsip syariah (including Commercial Banks that conduct operations based on Sharia principles.) 2 Data BPR disajikan triwulanan (Maret, Juni) (Rural Bank data presented on quarterly basis (March, June)
559.779 656.780 698.885 796.731 932.971 919.593 930.694 943.965 972.252 987.914 1.013.806 1.022.506 1.053.100 1.080.167 1.073.489 1.099.394 1.140.278 4.337 5.944 8.278 11.838 15.145 - - 15.742 - - 16.629 - - 17.419 - - -58.750 74.296 76.859 101.374 94.058 104.095 107.643 54.155 101.016 88.603 84.791 80.567 69.810 32.456 26.584 46.090 54.256 898.723 975.415 967.444 1.006.624 1.105.769 1.087.851 1.088.772 1.106.641 1.136.052 1.152.693 1.177.336 1.181.862 1.217.281 1.240.124 1.234.434 1.241.386 1.283.480 3.663 5.071 7.194 10.043 12.911 - - 13.378 - - 14.231 - - 14.812 - - 1.039.855 1.099.699 1.112.204 1.213.518 1.272.081 1.258.393 1.262.629 1.280.567 1.312.752 1.324.741 1.344.599 1.353.193 1.388.888 1.418.620 1.420.293 1.428.079 1.469.827 4.731 6.474 9.080 12.635 16.707 - - 17.302 - - 18.408 - - 19.425 - - 151 145 141 138 133 132 132 132 132 132 131 131 131 131 131 131 131 2.419 2.355 2.141 2.141 2.158 - - 2.164 - - 2.062 - - 2.066 - - -6.547 6.765 7.001 7.730 7.939 7.993 8.026 8.073 8.077 8.088 8.043 8.132 8.069 8.087 8.184 8.191 8.236 2.482 2.432 2.747 3.299 3.472 - - 3.154 - - 3.084 - - 3.081 - -
-Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana (
Penyaluran Dana (Distribution of FundsDistribution of FundsDistribution of FundsDistribution of FundsDistribution of Funds))))) a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank)
Giro (Demand Deposit) Inter Bank (Call Money) Deposito (Times Deposits) Lainnya (Others)
c. Penempatan di BI (Placements at BI) Giro (Demand Deposit) SBI (BI Notes) Call Money Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap) (Securities (not including recapitalization bonds) e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims) Sumber Dana (
Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) a. DPK (Third Party Funds) Rupiah
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) Valas (Foreign Exchange)
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) b. Kewajiban kpd BI (Liabilities owed to) c. Antar Bank (Inter-Bank) d. Surat Berharga (Securities) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal (
Beberapa Komponen Modal (Components of CapitalComponents of CapitalComponents of CapitalComponents of CapitalComponents of Capital))))) a. Modal Disetor (Paid-In Capital)
b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings /Loss) d. L/R tahun lalu (Retained Earnings/Loss) e. Perkiraan tambahan modal disetor (Esimates of
Additional Paid-In Capital) f. Modal pinjaman (Loan Capital)
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
283.097 316.059 371.058 440.505 559.470 555.596 566.650 582.510 594.304 615.800 629.062 642.525 666.511 680.062 685.437 686.200 695.648 153.025 203.251 272.689 340.347 438.645 436.003 444.746 457.716 468.560 488.642 498.461 511.597 528.257 543.091 552.301 552.324 565.846 130.072 112.808 98.368 100.158 120.825 119.059 121.904 124.793 125.745 127.159 130.602 130.928 138.254 136.971 133.136 133.876 129.802 130.298 149.354 124.553 112.183 103.473 100.059 98.213 101.032 113.411 121.992 126.967 136.576 150.136 166.136 165.048 157.404 159.120 32.140 14.648 11.233 7.183 7.807 7.624 7.183 6.536 8.953 8.875 7.113 7.354 8.956 8.788 10.125 9.436 11.139 45.987 60.892 52.366 47.696 40.840 45.629 42.786 43.026 50.854 54.787 60.407 69.753 81.396 99.769 96.427 90.105 90.425 18.382 33.717 25.495 21.552 20.110 15.740 17.908 17.574 17.917 18.496 18.903 22.011 19.214 18.938 17.684 18.994 17.792 33.789 40.097 35.459 35.752 34.716 31.066 30.336 33.896 35.687 39.834 40.544 37.458 40.570 17.435 19.839 16.810 39.764 110.684 134.283 153.760 188.732 207.944 202.770 202.721 193.223 193.574 178.036 185.326 168.048 158.267 158.108 143.576 181.097 209.578 42.644 41.301 45.805 61.455 77.130 68.883 68.453 74.574 70.096 75.743 80.694 71.343 72.871 97.078 99.848 99.012 102.266 58.750 74.296 76.859 101.374 94.058 104.095 107.643 54.155 101.016 88.603 84.791 80.567 69.810 32.456 26.584 46.090 54.256 8.344 16.225 30.443 18.725 31.882 26.972 23.616 55.448 18.901 12.026 16.423 11.842 10.926 22.046 11.129 27.529 39.743 946 2.461 653 7.179 4.875 2.820 3.009 9.046 3.561 1.663 3.418 4.295 4.660 6.528 6.015 8.467 13.312 22.687 33.972 32.931 34.980 37.788 36.656 36.468 37.097 38.741 38.155 38.840 42.717 43.551 41.549 45.604 43.931 44.224 6.387 2.997 5.143 5.892 6.160 6.184 6.219 6.235 6.303 6.776 6.825 6.382 6.275 6.310 6.222 6.106 6.122 6.626 20.115 11.440 14.439 18.136 18.328 20.422 23.868 25.918 27.156 26.785 26.260 28.360 28.003 27.602 24.656 25.586 699.860 797.362 835.778 888.567 963.106 950.065 948.832 959.251 978.616 986.744 1.011.002 1.015.988 1.046.819 1.077.542 1.071.098 1.091.333 1.127.937 553.571 636.153 687.394 742.619 818.208 803.564 801.200 810.940 825.952 832.071 851.349 848.926 857.349 873.497 871.123 890.182 930.160 103.538 119.995 130.238 150.117 170.843 170.228 174.752 176.800 168.829 180.703 192.854 182.312 191.096 185.254 177.448 186.741 193.854 296.968 344.854 364.567 351.840 351.460 348.456 343.624 350.249 372.678 370.785 375.156 383.105 380.897 407.895 420.877 430.873 455.038 153.064 171.304 192.589 240.663 295.905 284.880 282.825 283.891 284.445 280.583 283.338 283.509 285.356 280.349 272.798 272.568 281.268 146.289 161.209 148.384 145.948 144.898 146.501 147.632 148.311 152.664 154.672 159.653 167.062 189.470 204.045 199.975 201.151 197.777 56.672 64.874 65.988 67.881 74.879 76.384 77.994 76.333 82.202 79.123 80.142 80.716 88.762 92.940 91.533 92.215 87.558 88.354 95.051 81.624 76.993 69.530 69.625 69.171 71.412 69.933 74.901 78.642 84.486 97.645 110.913 108.232 108.717 109.995 1.263 1.284 772 1.073 489 492 467 565 529 648 870 1.861 3.062 193 210 219 224 16.590 15.324 12.795 10.938 12.076 12.025 12.520 11.834 15.636 11.725 11.642 12.767 11.481 11.407 11.988 11.928 11.874 103.761 93.584 81.349 68.611 89.369 84.743 87.299 96.184 100.317 113.973 113.742 112.464 114.898 109.270 108.340 97.150 99.417 10.605 9.626 4.057 10.785 14.261 12.412 12.666 12.426 12.628 12.672 13.204 14.026 13.940 13.468 13.286 13.045 13.411 46.273 28.717 13.745 7.478 9.802 10.374 9.670 10.243 10.386 10.217 10.201 10.274 10.949 10.223 10.232 8.917 11.406 24.130 9.672 5.284 5.082 6.295 6.190 6.356 6.641 6.701 6.789 6.887 6.907 6.886 6.939 7.222 5.952 8.508 22.143 19.045 8.461 2.396 3.507 4.184 3.314 3.602 3.685 3.428 3.314 3.367 4.063 3.284 3.010 2.965 2.898 16.298 22.761 14.237 16.737 13.731 15.014 14.419 13.183 15.424 14.542 14.827 13.510 16.277 15.204 16.674 16.231 16.192 5.336 8.041 5.483 3.508 3.424 3.218 3.366 3.520 3.045 2.821 2.718 2.833 2.917 3.010 2.816 2.782 3.242 88.198 88.078 96.360 90.882 64.612 64.594 65.738 65.894 66.219 66.892 66.361 66.442 67.682 69.231 69.326 68.215 69.548 2.674 3.325 5.062 4.784 5.285 5.284 5.302 5.300 5.290 9.112 10.313 10.396 10.436 10.444 10.451 10.449 10.649 11.195 12.204 16.537 22.875 29.463 3.033 5.294 8.596 11.254 12.513 12.034 15.249 17.547 19.435 20.653 22.143 24.897 -389.566 -320.064 -307.336 -73.113 -27.173 2.856 2.664 377 -1.140 -14.540 -16.482 -16.370 -17.698 -17.637 -17.595 -17.597 -18.478 326.687 275.755 276.893 57.971 53.970 54.646 54.166 53.106 52.727 52.512 52.167 37.340 35.111 35.395 35.536 37.130 37.082 16.125 3.611 3.293 3.237 1.737 1.720 1.745 1.810 1.786 1.781 1.758 15.649 15.737 15.738 15.735 14.421 14.464
Tabel 1.1 Kegiatan Usaha Bank Umum (Commercial Bank Operations)
Des
Des
Des
Des
Des
Indikator (Indicator)
Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana (
Penyaluran Dana (Distribution of FundsDistribution of FundsDistribution of FundsDistribution of FundsDistribution of Funds))))) a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank)
Giro (Demand Deposit) Inter Bank (Call Money) Deposito (Times Deposits) Lainnya (Others)
c. Penempatan di BI (Placements at BI) Giro (Demand Deposit) SBI (BI Notes) Call Money Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap) (Securities (not including recapitalization bonds) e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims) Sumber Dana (
Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) a. DPK (Third Party Funds) Rupiah
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) Valas (Foreign Exchange)
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) b. Kewajiban kpd BI (Liabilities owed to) c. Antar Bank (Inter-Bank) d. Surat Berharga (Securities) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal (
Beberapa Komponen Modal (Components of CapitalComponents of CapitalComponents of CapitalComponents of CapitalComponents of Capital)))))
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
108.115 121.496 150.632 177.137 222.855 219.663 224.061 229.003 232.515 237.331 241.680 242.734 248.357 250.470 251.583 251.768 256.413 68.677 83.288 109.704 134.104 171.427 168.888 172.394 176.879 179.875 184.328 188.027 189.984 192.909 195.273 197.807 197.757 204.534 39.438 38.208 40.928 43.033 51.429 50.775 51.666 52.124 52.639 53.003 53.654 52.750 55.447 55.197 53.776 54.010 51.879 43.673 41.528 32.559 28.119 28.865 27.280 26.795 27.511 31.548 30.862 40.302 43.057 41.189 44.682 38.529 39.029 44.496 24.469 7.772 5.031 1.810 2.783 3.049 2.694 1.887 3.273 2.986 2.052 2.188 2.711 2.408 1.765 2.018 2.298 6.275 9.433 10.493 11.114 11.758 12.876 11.887 12.995 11.894 11.431 20.494 22.675 26.282 29.304 22.939 23.154 28.756 6.640 12.211 6.206 5.013 3.551 3.270 4.227 4.154 6.255 7.037 7.216 8.680 4.084 3.837 3.601 4.212 3.773 6.289 12.112 10.830 10.182 10.773 8.085 7.987 8.475 10.126 9.408 10.540 9.514 8.112 7.050 7.980 7.131 9.668 34.472 59.221 45.148 56.762 64.312 60.734 59.464 55.133 56.775 50.981 59.994 51.066 48.390 49.440 50.067 58.446 72.469 20.997 19.263 20.830 31.336 35.500 29.773 29.572 30.796 30.077 29.384 35.568 30.688 31.179 39.018 40.288 40.038 41.850 9.286 31.583 7.422 14.909 15.991 24.072 22.481 11.187 21.859 20.219 19.641 17.246 15.218 4.136 2.761 10.459 10.121 4.200 8.271 16.743 5.598 9.981 5.937 6.108 8.090 4.198 1.300 4.096 2.110 1.100 3.459 2.944 3.570 14.911 12 105 153 4.918 2.840 952 1.303 5.060 640 78 689 1.022 892 2.827 4.073 4.379 5.587 6.334 8.527 9.565 8.728 12.384 12.083 9.622 9.805 8.615 7.696 7.640 12.242 11.973 9.257 12.406 11.593 10.920 2.556 1.710 3.748 4.733 3.758 3.775 3.772 3.751 3.779 3.812 3.832 3.535 3.412 3.396 3.351 3.302 3.327 3.600 11.420 4.629 7.463 8.440 8.920 10.518 13.317 14.608 15.969 15.194 15.130 15.913 15.573 15.130 12.785 13.512 3351 3351 315.389 364.206 370.542 368.479 375.731 369.704 366.388 367.765 370.794 368.892 389.020 387.818 392.914 401.565 401.788 407.162 431.397 269.667 314.007 323.252 322.981 333.328 327.554 324.482 326.321 330.130 328.077 344.525 339.544 337.603 344.628 348.335 352.353 373.204 49.077 50.780 51.157 59.839 63.449 63.515 65.301 65.218 63.573 63.708 76.592 68.600 68.438 67.561 66.285 69.446 70.509 152.043 183.582 181.524 149.656 128.831 128.316 124.934 126.426 131.965 131.200 133.572 137.609 135.864 145.234 151.379 153.130 166.542 68.547 79.645 90.571 113.486 141.048 135.724 134.246 134.677 134.593 133.169 134.361 133.335 133.302 131.833 130.671 129.777 136.153 45.721 50.199 47.290 45.498 42.403 42.150 41.906 41.445 40.664 40.816 44.495 48.274 55.311 56.937 53.453 54.809 58.192 10.846 13.408 15.860 17.297 19.762 19.256 19.486 18.973 21.318 19.262 19.521 21.137 23.708 24.406 23.023 21.418 23.813 34.238 36.629 31.372 28.114 22.519 22.764 22.285 22.325 19.213 21.422 24.852 26.968 31.440 32.365 30.250 33.198 34.177 636 162 59 88 123 130 135 146 134 131 122 169 163 166 180 193 203 10.270 9.402 7.205 5.914 7.486 7.433 7.716 7.332 8.238 7.230 7.164 7.126 7.101 7.047 7.636 7.583 7.673 65.582 51.405 49.613 35.333 43.599 38.810 40.784 46.094 46.279 51.178 47.768 46.813 43.982 41.051 37.593 33.868 33.734 9.148 8.360 2.608 7.124 9.259 7.541 7.559 7.465 7.510 7.440 7.840 8.640 8.765 8.513 8.522 8.201 8.559 31.903 26.373 11.855 5.537 7.417 7.971 7.387 7.705 7.744 7.495 7.536 7.514 8.153 7.654 7.753 6.572 9.021 10.683 8.728 4.546 3.929 4.645 4.509 4.626 4.852 4.846 4.878 4.975 4.946 4.866 4.940 5.303 4.163 6.666 21.220 17.645 7.309 1.608 2.773 3.461 2.761 2.853 2.899 2.617 2.562 2.568 3.287 2.714 2.449 2.410 2.354 6.713 12.904 4.992 8.676 4.539 4.702 4.356 4.103 6.874 5.801 6.108 4.984 4.841 5.272 5.330 4.777 4.993 1.330 1.183 1.295 1.312 1.955 1.931 1.928 1.939 1.692 1.701 1.671 1.633 1.739 1.658 1.635 1.657 1.747
Tabel 1.2 Kegiatan Usaha Bank Persero (State Owned Banks Operations)
Des
Des
Des
Des
Des
Indikator (Indicator)
Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana (
Penyaluran Dana (Distribution of FundsDistribution of FundsDistribution of FundsDistribution of FundsDistribution of Funds))))) a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank)
Giro (Demand Deposit) Inter Bank (Call Money) Deposito (Times Deposits) Lainnya (Others)
c. Penempatan di BI (Placements at BI) Giro (Demand Deposit) SBI (BI Notes) Call Money Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap) (Securities (not including recapitalization bonds) e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims) Sumber Dana (
Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) a. DPK (Third Party Funds) Rupiah
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) Valas (Foreign Exchange)
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) b. Kewajiban kpd BI (Liabilities owed to) c. Antar Bank (Inter-Bank) d. Surat Berharga (Securities) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal (
Beberapa Komponen Modal (Components of CapitalComponents of CapitalComponents of CapitalComponents of CapitalComponents of Capital))))) a. Modal Disetor (Paid-In Capital)
b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings /Loss) d. L/R tahun lalu (Retained Earnings/Loss) e. Perkiraan tambahan modal disetor (Esimates of
Additional Paid-In Capital) f. Modal pinjaman (Loan Capital)
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
77.058 95.580 125.901 159.959 209.176 207.617 212.609 219.980 227.547 236.531 241.367 241.901 252.605 267.435 272.949 272.502 277.591 45.732 72.254 106.902 137.791 181.832 181.403 185.981 192.696 200.174 209.012 213.471 214.634 223.693 237.664 244.078 243.659 248.996 31.326 23.327 18.999 22.168 27.344 26.214 26.629 27.284 27.374 27.519 27.896 27.267 28.912 29.771 28.871 28.843 28.594 46.217 43.518 36.383 36.502 28.133 30.028 27.166 25.778 29.227 34.300 35.771 39.880 44.158 46.739 49.775 46.312 48.464 4.654 4.431 3.146 3.605 2.951 2.829 2.771 2.713 3.446 3.707 2.983 3.043 3.502 4.084 5.422 4.758 4.965 18.226 17.235 15.837 14.196 13.068 15.723 13.212 9.615 11.507 13.389 16.413 19.730 22.598 25.550 26.766 24.556 27.163 4.152 2.417 2.138 3.422 2.141 2.380 2.564 3.071 3.146 3.648 3.619 4.169 4.991 5.738 6.185 6.044 4.455 19.186 19.435 15.263 15.279 9.973 9.096 8.619 10.379 11.128 13.556 12.756 12.938 13.067 4.576 5.211 3.247 11.882 43.115 48.102 74.321 90.828 92.738 88.270 86.168 82.892 78.348 72.689 73.262 65.527 58.964 58.953 50.784 69.729 75.913 15.243 15.110 17.225 20.274 30.341 28.556 27.958 31.829 28.531 30.322 32.222 28.786 29.033 41.588 41.260 41.465 43.510 24.586 27.217 47.576 62.441 53.903 53.345 51.040 22.621 43.889 39.703 37.457 33.186 26.069 7.338 5.586 11.375 15.898 2.736 5.732 9.519 8.087 8.151 6.229 6.842 28.344 5.430 2.165 2.955 3.077 3.394 9.642 3.582 16.444 14.788 550 43 - 26 344 140 328 97 497 499 629 478 468 385 356 446 1.716 8.495 20.426 17.301 19.496 19.034 18.949 19.155 19.317 21.760 22.069 23.893 23.544 24.024 23.867 24.077 24.092 23.809 3.727 1.009 929 882 2.050 2.055 2.096 2.166 2.217 2.644 2.702 2.538 2.555 2.618 2.574 2.619 2.616 2.619 3.037 2.875 3.985 4.827 5.025 5.331 3.128 6.260 6.046 6.208 6.139 6.288 6.788 7.000 6.648 6.427 266.286 290.576 321.110 360.536 403.530 394.808 392.303 395.038 403.161 409.015 415.567 409.744 420.774 436.207 438.744 448.321 462.747 225.260 242.029 272.090 309.848 357.288 347.344 345.684 349.180 356.208 361.535 366.376 358.867 363.519 372.335 373.790 383.610 397.939 32.599 36.677 42.553 51.153 60.240 58.213 59.495 59.001 57.270 59.593 59.821 55.825 59.577 56.984 54.536 55.637 58.170 117.046 125.120 140.505 148.832 162.725 159.253 156.013 159.496 167.101 172.492 175.641 173.036 172.798 187.584 196.553 205.031 217.098 75.614 80.232 89.032 109.863 134.323 129.878 130.176 130.683 131.836 129.449 130.914 130.005 131.145 127.766 122.701 122.942 122.671 41.027 48.547 49.021 50.688 46.242 47.465 46.619 45.858 46.953 47.480 49.191 50.877 57.255 63.871 64.954 64.711 64.808 19.230 24.304 24.944 27.160 27.402 29.263 29.213 27.620 29.490 28.782 28.421 28.995 32.244 34.867 34.621 35.568 32.992 21.775 24.238 24.069 23.516 18.812 18.173 17.380 18.212 17.436 18.674 20.745 21.865 24.989 28.981 30.305 29.119 31.794 24 5 8 12 28 28 27 26 26 25 25 18 21 23 28 24 21 5.380 5.148 4.925 4.379 4.105 4.081 4.303 4.003 5.536 3.993 3.985 3.530 2.837 3.881 3.876 3.871 3.739 18.933 22.960 14.449 13.687 18.512 19.870 20.945 23.959 25.943 28.853 31.456 31.784 33.969 35.464 36.802 32.678 31.276 752 546 664 2.098 2.631 2.500 2.736 2.657 2.836 2.809 2.942 2.821 2.708 2.607 2.590 2.669 2.721 13.661 904 754 905 1.612 1.603 1.606 1.814 1.904 1.974 1.909 1.907 1.883 1.612 1.524 1.395 1.419 13.123 531 394 803 1.094 1.093 1.090 1.103 1.157 1.163 1.157 1.107 1.107 1.042 964 840 876 538 373 360 102 517 510 515 711 747 811 752 799 776 570 560 556 544 7.942 4.905 4.360 4.010 5.235 6.722 7.212 6.383 5.749 5.882 5.349 4.978 5.212 5.185 6.178 7.479 5.499 3.610 6.537 3.894 1.699 746 715 676 755 692 642 665 556 574 504 541 518 558 1.168 1.169 1.169 1.169 1.169 1.169 1.169 1.169 1.169 1.169 1.169 1.169 1.169 27.443 27.519 33.345 34.274 20.435 20.399 20.553 20.724 21.142 21.691 21.942 21.486 21.492 23.454 23.477 22.377 22.490 862 796 1.089 1.200 1.461 1.461 1.463 1.473 1.633 1.676 2.489 2.460 2.462 2.462 2.462 2.462 2.462 2.128 3.315 3.366 6.988 10.571 950 1.956 2.979 3.805 4.668 5.721 6.568 7.265 8.194 7.984 8.679 9.294 -104.909 -42.912 -37.833 -28.631 -13.590 -3.109 -3.058 -3.983 -5.023 -6.196 -7.603 -7.632 -8.634 -9.092 -9.092 -9.091 -9.096 92.013 34.379 31.035 22.978 26.223 26.506 26.336 25.984 25.986 26.186 25.824 25.570 24.960 25.079 25.421 26.579 27.146 155 169 155 155 176 176 176 176 165 166 161 161 161 155 155 155 155
Tabel 1.3 Kegiatan Usaha BUSN Devisa (Foreign Exchange Commercial Banks Operations)
Des
Des
Des
Des
Des
Indikator (Indicator)
Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana (
Penyaluran Dana (Distribution of FundsDistribution of FundsDistribution of FundsDistribution of FundsDistribution of Funds))))) a. Kredit1 (Credit)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank)
Giro (Demand Deposit) Inter Bank (Call Money) Deposito (Times Deposits) Lainnya (Others)
c. Penempatan di BI (Placements at BI) Giro (Demand Deposit) SBI (BI Notes) Call Money Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap) (Securities (not including recapitalization bonds) e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims) Sumber Dana (
Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) a. DPK (Third Party Funds) Rupiah
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) Valas (Foreign Exchange)
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) b. Kewajiban kpd BI (Liabilities owed to) c. Antar Bank (Inter-Bank) d. Surat Berharga (Securities) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal (
Beberapa Komponen Modal (Components of CapitalComponents of CapitalComponents of CapitalComponents of CapitalComponents of Capital)))))
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
10.596 9.748 11.574 14.526 15.101 15.201 14.956 15.118 15.381 15.610 15.907 16.109 16.192 16.410 16.667 16.511 16.842 10.596 9.748 11.574 14.526 15.101 15.201 14.956 15.118 15.381 15.610 15.907 16.109 16.192 16.410 16.667 16.511 16.842 - - - 1.531 950 1.006 1.557 1.107 1.167 1.231 1.195 1.224 1.126 950 1.133 1.266 995 1.584 1.209 1.136 64 47 46 62 58 54 55 174 170 182 158 152 245 243 269 244 266 524 238 287 251 215 353 443 447 505 372 241 455 509 276 854 459 380 168 143 270 186 75 37 34 17 6 3 3 3 3 3 2 39 49 774 522 403 1.058 759 723 699 557 543 569 548 523 509 34 67 59 440 3.568 3.181 4.414 3.703 4.362 3.513 3.225 3.444 3.828 3.447 2.877 2.797 2.514 3.018 2.613 3.595 4.892 694 707 881 983 1.265 1.086 1.000 1.184 1.074 1.231 1.115 1.052 915 1.161 1.261 1.297 1.502 2.604 1.968 2.512 1.908 2.260 1.813 1.768 1.321 1.891 1.698 1.551 1.445 1.385 1.478 945 1.784 2.529 172 377 1.021 809 867 607 452 927 858 516 210 292 200 362 382 489 842 99 129 - 3 2 8 5 13 5 3 2 8 14 18 25 25 18 592 860 1.428 3.033 670 697 778 774 760 739 651 642 603 600 598 656 902 14 14 14 16 17 17 17 18 18 15 - - - 1 83 212 24 221 3 27 1 6 6 6 7 33 7 30 4 12 104 11.512 13.808 17.050 19.989 19.166 18.592 17.821 18.241 18.894 18.923 16.077 16.449 16.438 16.849 17.238 17.591 21.970 11.512 13.808 17.050 19.989 19.166 18.592 17.821 18.241 18.894 18.923 16.077 16.449 16.438 19.849 17.238 17.591 21.970 1.470 1.352 1.433 1.718 1.900 1.866 1.905 1.780 1.741 1.689 1.678 1.669 2.006 1.909 1.936 1.947 1.798 8.463 10.690 13.866 16.271 15.049 14.513 13.783 14.311 14.969 15.016 12.639 13.060 12.672 13.233 13.689 14.022 18.052 1.579 1.766 1.751 2.000 2.217 2.212 2.132 2.151 2.184 2.219 1.760 1.720 1.759 1.707 1.613 1.622 2.120 - - - -- - - -- - - -- - - -184 193 159 215 229 246 248 248 253 262 261 270 257 256 253 253 250 343 641 581 1.194 341 351 316 279 282 245 234 181 243 210 278 278 309 122 101 92 417 28 28 28 0 0 0 0 0 0 0 0 0 0 75 102 85 81 67 66 66 65 64 63 61 60 65 68 68 67 68 75 102 85 81 67 66 66 65 64 63 61 60 65 68 68 67 68 - - - -114 490 337 173 240 172 174 250 265 259 243 242 128 128 134 130 129 3 3 2 2 2 2 2 2 2 2 2 2 2 2 2 2 24
Tabel 1.4 Kegiatan Usaha BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Operations)
Des
Des
Des
Des
Des
Indikator (Indicator)
Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana (
Penyaluran Dana (Distribution of FundsDistribution of FundsDistribution of FundsDistribution of FundsDistribution of Funds))))) a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank)
Giro (Demand Deposit) Inter Bank (Call Money) Deposito (Times Deposits) Lainnya (Others)
c. Penempatan di BI (Placements at BI) Giro (Demand Deposit) SBI (BI Notes) Call Money Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap) (Securities (not including recapitalization bonds) e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims) Sumber Dana (
Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) a. DPK (Third Party Funds) Rupiah
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) Valas (Foreign Exchange)
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) b. Kewajiban kpd BI (Liabilities owed to) c. Antar Bank (Inter-Bank) d. Surat Berharga (Securities) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal (
Beberapa Komponen Modal (Components of CapitalComponents of CapitalComponents of CapitalComponents of CapitalComponents of Capital))))) a. Modal Disetor (Paid-In Capital)
b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings /Loss) d. L/R tahun lalu (Retained Earnings/Loss) e. Perkiraan tambahan modal disetor (Esimates of
Additional Paid-In Capital) f. Modal pinjaman (Loan Capital)
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
10.085 15.396 21.498 28.348 37.232 37.440 38.049 38.966 38.277 39.247 42.012 42.708 43.561 44.520 44.950 45.013 44.931 10.015 15.373 21.486 28.332 37.209 37.417 38.026 38.939 38.249 39.221 41.985 42.678 43.530 44.485 44.907 44.973 44.889 70 23 12 16 23 24 23 27 28 26 27 30 32 35 42 41 42 8.245 19.099 20.347 14.914 15.177 11.251 11.432 12.015 10.942 10.599 10.444 11.479 13.281 12.244 12.872 12.118 13.785 447 704 2.281 672 716 686 645 787 722 661 688 744 742 637 618 619 936 601 651 1.103 726 535 815 469 590 809 1.363 898 714 1.058 1.427 2.511 1.017 1.923 6.591 16.734 16.257 12.609 12.425 8.356 8.915 9.102 7.993 7.256 7.445 8.588 9.506 8.119 6.876 8.134 9.104 606 1.011 706 907 1.501 1.394 1.403 1.536 1.418 1.319 1.413 1.433 1.975 726 1.367 915 1.822 3.128 6.594 10.026 14.931 18.086 20.706 21.376 21.177 20.487 20.429 25.406 26.579 28.684 27.598 23.999 28.745 36.628 1.396 2.032 2.693 3.360 4.001 3.754 3.783 4.029 3.820 3.917 4.368 4.532 4.501 7.026 7.585 6.838 7.286 1.410 3.026 5.571 7.224 8.045 9.258 10.407 7.035 11.776 12.138 14.246 14.905 16.367 13.801 11.628 14.838 17.297 276 862 1.262 2.124 4.468 6.051 5.834 6.843 3.761 3.649 5.295 4.358 4.539 3.743 3.236 3.471 6.414 45 675 499 2.222 1.573 1.643 1.352 3.271 1.130 726 1.497 2.785 3.277 3.029 1.550 3.597 5.630 166 198 420 1.315 1.290 1.096 1.363 1.418 1.969 1.821 2.280 2.370 3.031 3.660 3.773 3.444 3.477 10 45 46 12 12 11 11 12 10 10 12 14 14 14 14 14 14 22 43 - 9 3 3 4 13 8 16 4 5 6 13 7 6 9 19.813 36.968 45.758 51.695 59.486 60.338 61.774 63.904 62.461 63.145 69.672 73.653 78.208 77.658 73.336 77.554 85.283 19.770 36.938 45.717 51.638 59.356 60.170 61.659 63.790 62.324 63.022 69.553 73.532 78.150 77.598 73.260 77.472 85.213 10.789 22.769 25.750 26.452 30.401 30.862 31.866 33.442 31.880 32.117 37.234 39.691 43.317 42.041 39.075 44.176 50.631 4.156 7.011 10.970 12.536 13.560 15.161 16.501 17.294 17.922 18.281 19.559 20.144 20.609 20.912 19.957 18.908 17.475 4.825 7.158 8.998 12.650 15.395 14.147 13.293 13.054 12.522 12.624 12.760 13.697 14.224 14.645 14.228 14.389 17.107 43 30 41 57 130 168 114 115 137 123 119 121 59 61 76 82 70 17 16 23 40 62 102 48 47 70 55 49 47 33 34 48 54 43 25 14 17 17 68 67 66 68 67 67 70 74 25 27 28 28 27 - - - 756 581 506 429 256 254 254 251 242 241 232 227 226 223 222 221 212 784 2.106 1.968 2.433 3.685 2.703 2.431 1.907 1.204 1.191 1.199 1.287 1.680 1.853 2.177 2.755 2.705 583 569 674 1.146 2.343 2.343 2.343 2.303 2.282 2.422 2.423 2.556 2.457 2.348 2.175 2.175 2.131 275 296 258 269 489 521 574 621 634 684 693 784 839 887 864 859 898 249 296 258 269 489 521 574 621 634 684 693 784 839 887 864 859 898 26 - - - 879 1.884 2.131 2.314 2.089 880 847 674 633 809 817 851 1.396 1.034 1.742 901 2.834 26 26 12 53 116 100 86 76 64 60 55 66 86 96 107 108 134 2.919 3.306 3.940 4.571 5.233 5.255 5.368 5.385 5.289 5.358 5.459 5.641 5.659 5.723 5.645 5.598 5.882 193 277 409 670 939 939 939 938 922 1.154 1.198 1.226 1.231 1.230 1.208 1.208 1.274 573 1.098 1.805 1.732 2.391 319 563 783 994 1.254 1.477 1.726 1.950 2.158 2.347 2.594 2.797 -1.425 -1.271 -939 -474 -202 2.415 2.430 2.211 2.035 306 185 173 144 139 125 111 43 4 6 4 1 4 4 4 8 4 4 12 10 10 10 10 -69 -45 15 59 71 83 243 237 248 286 274 292 230 248 266 277 272 288 401
Tabel 1.5 Kegiatan Usaha BPD (Regional Development Banks Operations)
Des
Des
Des
Des
Des
Indikator (Indicator)
Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana ( Penyaluran Dana (
Penyaluran Dana (Distribution of FundsDistribution of FundsDistribution of FundsDistribution of FundsDistribution of Funds))))) a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank)
Giro (Demand Deposit) Inter Bank (Call Money) Deposito (Times Deposits) Lainnya (Others)
c. Penempatan di BI (Placements at BI) Giro (Demand Deposit) SBI (BI Notes) Call Money Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap) (Securities (not including recapitalization bonds) e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims) Sumber Dana (
Sumber Dana ( Sumber Dana ( Sumber Dana (
Sumber Dana (Source of FundsSource of FundsSource of FundsSource of FundsSource of Funds))))) a. DPK (Third Party Funds) Rupiah
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) Valas (Foreign Exchange)
Giro (Demand Deposits) Deposito (Times Deposits) Tabungan (Savings Deposits) b. Kewajiban kpd BI (Liabilities owed to) c. Antar Bank (Inter-Bank) d. Surat Berharga (Securities) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal ( Beberapa Komponen Modal (
Beberapa Komponen Modal (Components of CapitalComponents of CapitalComponents of CapitalComponents of CapitalComponents of Capital)))))
2000 2001 2002 2003 2004
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
30.376 29.162 25.111 24.975 30.914 30.777 31.385 32.389 33.283 33.796 34.636 42.064 44.953 38.249 38.813 38.107 36.937 3.714 4.990 5.273 6.519 9.904 10.047 10.130 10.511 10.713 11.082 10.483 17.658 19.474 14.659 15.189 15.324 16.088 26.662 24.172 19.838 18.456 21.009 20.729 21.255 21.878 22.570 22.713 24.153 24.406 25.478 23.590 23.623 22.782 20.849 6.977 7.267 4.774 4.384 4.068 4.871 5.462 4.630 4.559 5.685 5.358 7.046 9.184 11.342 12.302 9.925 8.335 572 1.135 504 488 615 660 745 711 617 695 828 652 802 894 1.399 1.190 1.056 4.998 4.268 2.892 2.821 2.376 3.104 3.659 3.091 3.084 4.015 3.588 4.838 6.596 8.873 9.494 7.504 5.608 424 748 241 321 208 285 255 204 230 244 259 249 321 320 234 395 409 983 1.117 1.137 754 869 822 803 624 628 731 683 1.307 1.465 457 432 387 1.262 10.064 6.646 9.237 8.965 11.079 11.214 10.937 11.861 10.775 10.050 10.421 10.259 8.536 7.419 5.939 7.680 8.009 1.391 1.245 1.398 2.229 2.034 1.603 1.620 2.177 1.837 1.752 1.900 2.149 2.294 2.188 2.241 2.306 2.325 8.267 4.668 6.700 5.864 7.198 7.738 7.724 5.339 7.755 7.148 6.535 7.416 5.600 3.712 2.973 4.510 4.833 358 638 1.139 861 1.814 1.843 1.573 3.991 1.180 1.148 1.984 693 640 1.510 722 851 841 47 95 - 10 33 30 20 355 2 3 1 1 2 9 3 13 9 3.543 883 1.470 726 1.435 1.398 1.610 1.838 2.450 1.872 2.061 1.751 1.655 2.128 2.520 2.223 2.527 71 200 234 180 238 238 239 236 235 236 236 251 251 239 239 128 122 111 2.729 1.349 1.266 2.086 2.060 2.206 2.275 2.513 2.528 2.560 2.356 2.370 2.332 2.317 2.240 2.321 21.993 23.366 21.417 21.827 28.293 27.947 29.082 30.597 30.869 30.811 32.538 39.503 43.063 39.595 39.311 36.271 34.484 6.583 6.689 7.388 8.719 12.639 12.262 12.988 14.212 14.267 13.972 15.041 20.710 21.979 17.115 16.725 14.962 15.411 2.679 2.194 2.609 2.314 2.895 3.164 3.604 3.625 3.218 3.378 4.938 5.265 5.891 5.363 5.092 3.581 3.251 3.791 4.295 4.642 6.167 9.413 8.769 9.062 10.192 10.616 10.239 9.751 14.268 14.922 11.278 11.287 10.963 11.784 113 200 136 238 331 329 323 395 434 355 351 1.177 1.167 473 346 418 376 15.410 16.677 14.030 13.108 15.654 15.685 16.093 16.385 16.602 16.839 17.498 18.793 21.083 22.480 22.585 21.308 19.073 6.775 7.676 6.635 6.624 7.504 7.861 8.267 8.215 8.362 8.757 9.502 8.424 9.094 8.904 9.728 9.299 8.294 8.350 8.524 7.265 6.285 8.150 7.823 7.827 8.170 8.240 8.082 7.996 10.369 11.990 13.576 12.857 12.009 10.779 285 477 130 199 - - - - - - 233 - - 1.276 1.056 - - - 14.625 9.869 8.354 8.108 11.714 11.866 12.064 11.804 12.488 12.911 13.381 13.723 13.252 12.208 13.046 13.034 13.060 - - - 10 10 - - - 359 1.043 792 685 218 212 38 38 39 - - 8 8 - - - -- 15 - - - 8 8 - - - 359 1.028 792 685 218 212 38 38 39 - - - 137 577 511 284 222 1.157 291 394 356 306 379 612 932 636 456 477 402 61 77 39 32 124 84 89 54 83 71 82 80 85 101 89 85 101