LAMPIRAN
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2. Kuesioner Penelitian
Judul : Determinan Penggunaan Virtual Account dengan Pendekatan Integrasi Model TPB dan TAM di Universitas Katolik Soegijapranata Semarang
Identitas Responden :
Nama :
NIM :
Fakultas/Jurusan :
Usia :
ATM Milik Bank :
Jenis Kelamin : Laki-Laki/Perempuan* *( coret yang tidak perlu )
Petunjuk Pengisian :
1. Isilah dengan memberikan tanda centang () pernyataan-pernyataan di bawah ini sesuai dengan kondisi nyata yang Anda rasakan, yaitu:
1. Sangat tidak setuju (STS) 2. Tidak setuju (TS)
3. Netral (N) 4. Setuju (S)
5. Sangat Setuju (SS)
2. Identitas Anda akan dirahasiakan dan kuesioner ini untuk membantu saya dalam mengerjakan laporan skripsi akhir. Terimakasih.
PERNYATAAN RESPON
Perceived Usefulness (Titus, 2012) STS TS N S SS
Pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) mempercepat kegiatan administrasi keuangan saya.
Pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) lebih efisien daripada harus datang mengantri ke Bank Internasional Indonesia. Pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) memudahkan kegiatan administrasi keuangan saya.
Perceived Ease of Use (Titus, 2012) STS TS N S SS
Mengakses pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) bagi saya mudah untuk dipelajari.
Pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) dapat diakses dengan mudah dari luar kampus.
Mengoperasikan pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) sangat jelas dan mudah dipahami.
Mengakses pembayaran melalui Virtual Account dengan elektronik (ATM / mobile banking) tidak sulit bagi saya.
Perceived Behavioral Control (Hsu dan Chiu, 2004) STS TS N S SS
Saya dapat melakukan pembayaran melalui Virtual Account dengan perangkat elektronik (misal ATM /
mobile banking).
Saya dapat mengendalikan diri saat melakukan pembayaran melalui Virtual Account dengan perangkat elektronik (misal ATM / mobile banking).
Attitude (Hung et al., 2006) STS TS N S SS
Menggunakan sistem pembayaran melalui Virtual Account dengan perangkat elektronik (misal ATM /
mobile banking) merupakan ide bagus.
Saya menyukai ide pembayaran elektonik (ATM /
mobile banking) melalui Virtual Account.
Menggunakan perangkat elektronik (misal ATM /
mobile banking) pada sistem Virtual Account menjadi
pengalaman yang menyenangkan.
Social Norms (Efebera et al., 2004) STS TS N S SS
Saya akan menggunakan perangkat elektronik untuk pembayaran melalui Virtual Account
Teman saya berharap jika saya menggunakan perangkat elektronik (misal ATM / mobile banking) untuk pembayaran melalui Virtual Account.
Subjective Norms (Taylor and Todd, 1995) STS TS N S SS
Orang-orang yang penting bagi saya akan berfikir bahwa saya harus melakukan pembayaran melalui Virtual Account dengan perangkat elektronik (misal ATM /
mobile banking).
Behavior Intention (Davis, 1989) STS TS N S SS
Saya berniat untuk menggunakan perangkat elektronik (misal ATM / mobile banking) untuk pembayaran melalui Virtual Account di masa mendatang.
Perangkat elektronik (misal ATM / mobile banking) merupakan metode prioritas saya dalam pembayaran melalui Virtual Account.
Saya ingin merekomendasikan Virtual Account dengan perangkat elektronik (misal ATM / mobile banking).
Actual Use (Ajzen, 1991) STS TS N S SS
Saya pernah menggunakan perangkat elektronik (misal ATM / mobile banking) untuk pembayaran melalui Virtual Account.
Saya menggunakan perangkat elektronik (misal ATM /
mobile banking) untuk pembayaran melalui Virtual
Account tahun ini.
3. Hasil Uji Validitas dan Uji Reliabilitas
a. Perceived Usefulness
Correlations
**. Correlation is significant at the 0.01 level (2-tailed).
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Items N of Items
Item Statistics
Inter-Item Correlation Matrix
PU1 PU2 PU3 PU4
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
PEOU4 Pearson Correlation .593** .472** .661** 1 .837**
**. Correlation is significant at the 0.01 level (2-tailed).
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Inter-Item Correlation Matrix
PEOU1 PEOU2 PEOU3 PEOU4
PEOU1 1.000 .494 .601 .593
PEOU2 .494 1.000 .520 .472
PEOU3 .601 .520 1.000 .661
Item-Total Statistics Scale Mean if
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
Squared Multiple Correlation
c. Perceived Behavioral Control
Correlations
**. Correlation is significant at the 0.01 level (2-tailed).
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Items N of Items
Item Statistics
Mean Std. Deviation N
PBC1 3.8922 .89157 399
PBC2 3.6541 .84810 399
Inter-Item Correlation Matrix
PBC1 PBC2
PBC1 1.000 .572
PBC2 .572 1.000
Item-Total Statistics Scale Mean if
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
Squared Multiple Correlation
a. The value is negative due to a negative average covariance among items. This violates reliability model assumptions. You may want to check item codings.
Scale Statistics
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Inter-Item Correlation Matrix
ATT1 ATT2 ATT3
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
e. Social Norms
**. Correlation is significant at the 0.01 level (2-tailed).
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Inter-Item Correlation Matrix
SOCN1 SOCN2
SOCN1 1.000 .491
Item-Total Statistics Scale Mean if
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
Squared Multiple Correlation
a. The value is negative due to a negative average covariance among items. This violates reliability model assumptions. You may want to check item codings.
Scale Statistics
**. Correlation is significant at the 0.01 level (2-tailed).
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Items N of Items
Item Statistics
Mean Std. Deviation N
SN1 2.9724 .98315 399
SN2 3.1378 1.00678 399
Inter-Item Correlation Matrix
SN1 SN2
SN1 1.000 .659
SN2 .659 1.000
Item-Total Statistics Scale Mean if
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
Squared Multiple Correlation
a. The value is negative due to a negative average covariance among items. This violates reliability model assumptions. You may want to check item codings.
Scale Statistics
Mean Variance Std. Deviation N of Items
6.1103 3.284 1.81226 2
g. Behavior Intention
Correlations
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Standardized
Inter-Item Correlation Matrix
BI1 BI2 BI3
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
h. Actual Use
**. Correlation is significant at the 0.01 level (2-tailed).
Case Processing Summary
N %
Cases Valid 399 100.0
Excludeda 0 .0
Total 399 100.0
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
Cronbach's Alpha Based on
Inter-Item Correlation Matrix
AU1 AU2 AU3
AU1 1.000 .600 .516
AU2 .600 1.000 .674
AU3 .516 .674 1.000
Item-Total Statistics Scale Mean if
Item Deleted
Scale Variance if Item Deleted
Corrected Item-Total Correlation
Squared Multiple Correlation
Cronbach's Alpha if Item
Deleted
AU1 7.1579 3.691 .611 .383 .804
AU2 7.2356 3.397 .730 .541 .679
AU3 7.2406 3.846 .664 .474 .750
Scale Statistics
Mean Variance Std. Deviation N of Items
4. Hasil Uji Full Structural Equation Modeling
Analysis Summary
Date and Time
Date: 21 Februari 2014 Time: 21:49:07
Title
Va: 21 Februari 2014 21:49 Notes for Group (Group number 1)
The model is recursive. Sample size = 399
Variable Summary (Group number 1)
Your model contains the following variables (Group number 1)
Observed, endogenous variables pu4
PU
Unobserved, exogenous variables d4
Variable counts (Group number 1)
Parameter summary (Group number 1)
Weights Covariances Variances Means Intercepts Total
Fixed 37 0 0 0 0 37
Labeled 0 0 0 0 0 0
Unlabeled 26 1 31 0 0 58
Total 63 1 31 0 0 95
Notes for Model (Default model)
Computation of degrees of freedom (Default model)
Number of distinct sample moments: 276 Number of distinct parameters to be estimated: 58 Degrees of freedom (276 - 58): 218 Result (Default model)
Minimum was achieved Chi-square = 829,041 Degrees of freedom = 218 Probability level = ,000
Estimates (Group number 1 - Default model)
Scalar Estimates (Group number 1 - Default model)
Maximum Likelihood Estimates
Regression Weights: (Group number 1 - Default model)
Estimate S.E. C.R. P Label
Standardized Regression Weights: (Group number 1 - Default model)
Estimate Covariances: (Group number 1 - Default model)
Estimate S.E. C.R. P Label PEOU <--> SOCN ,341 ,040 8,449 ***
Correlations: (Group number 1 - Default model)
Estimate PEOU <--> SOCN ,786 Variances: (Group number 1 - Default model)
Estimate S.E. C.R. P Label
Squared Multiple Correlations: (Group number 1 - Default model)
Estimate
Minimization History (Default model)
Iteration Negative eigenvalues
Condition #
Smallest
eigenvalue Diameter F NTries Ratio
0 e 16 -,614 9999,000 5995,731 0 9999,000
Model Fit Summary
CMIN
Model NPAR CMIN DF P CMIN/DF
Default model 58 829,041 218 ,000 3,803
Saturated model 276 ,000 0
RMR, GFI
Model RMR GFI AGFI PGFI
Default model ,054 ,842 ,801 ,665 Saturated model ,000 1,000
Independence model ,362 ,190 ,117 ,174 Baseline Comparisons
Model NFI Parsimony-Adjusted Measures
Model PRATIO PNFI PCFI
Default model ,862 ,740 ,768 Saturated model ,000 ,000 ,000 Independence model 1,000 ,000 ,000
NCP
Model NCP LO 90 HI 90
Default model 611,041 526,513 703,134
Saturated model ,000 ,000 ,000
Independence model 5620,345 5374,156 5872,905 FMIN
Model FMIN F0 LO 90 HI 90
Default model 2,083 1,535 1,323 1,767 Saturated model ,000 ,000 ,000 ,000 Independence model 14,757 14,121 13,503 14,756
RMSEA
Model RMSEA LO 90 HI 90 PCLOSE
Default model ,084 ,078 ,090 ,000
AIC
Model AIC BCC BIC CAIC
Default model 945,041 952,485 1176,401 1234,401 Saturated model 552,000 587,422 1652,953 1928,953 Independence model 5919,345 5922,297 6011,091 6034,091
ECVI
Model ECVI LO 90 HI 90 MECVI
Default model 2,374 2,162 2,606 2,393 Saturated model 1,387 1,387 1,387 1,476 Independence model 14,873 14,254 15,507 14,880
HOELTER
Model HOELTER
.05
HOELTER .01
Default model 122 130
Independence model 20 21
Minimization: ,078 Miscellaneous: 3,682 Bootstrap: ,000
