Perseroan dengan ini menyampaikan laporan keuangan untuk periode 3 Bulan yang berakhir pada 31/03/2018 dengan ikhtisar sebagai berikut :

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Informasi mengenai anak perusahaan Perseroan sebagai berikut :

Dokumen ini merupakan dokumen resmi Bank Central Asia Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. Bank Central Asia Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.

Nomor Surat 084/DCS/2018 Nama Emiten Bank Central Asia Tbk

Kode Emiten BBCA

Perihal Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit

No Nama Kegiatan Usaha Lokasi Tahun Komersil Status Operasi

Jumlah Aset Satuan Mata Uang Persentase (%) 1 BCA Finance Limited Money lending dan remittance

Hong Kong 1975 Beroperasi 875.306 JUTAAN IDR 100.0 2 PT BCA Finance Pembiayaan investasi, modal kerja, pembiayaan multiguna, sewa operasi, keg pembiayaan lain brdsrkn persetujuan instansi yg berwenang

Jakarta 1981 Beroperasi 7.458.362 JUTAAN IDR 100.0

3 PT Bank BCA Syariah

perbankan syariah

Jakarta 1991 Beroperasi 6.117.211 JUTAAN IDR 100.0 4 PT BCA Sekuritas Perantara perdagangan efek dan penjamin emisi efek

Jakarta 1990 Beroperasi 641.465 JUTAAN IDR 90.0

5 PT Asuransi Umum BCA

Asuransi umum atau

kerugian

Jakarta 1988 Beroperasi 1.550.597 JUTAAN IDR 100.0 6 PT Central Santosa Finance Pembiayaan investasi, modal kerja, pembiayaan multiguna, sewa operasi, keg pembiayaan lain brdsrkn persetujuan instansi yg berwenang

Jakarta 2010 Beroperasi 1.564.387 JUTAAN IDR 100.0

7 PT Central Capital Ventura

Modal ventura Jakarta 2017 Beroperasi 206.253 JUTAAN IDR 100.0 8 PT Asuransi

Jiwa BCA

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[1000000] General information

Informasi umum

General information

31 March 2018

Nama entitas Bank Central Asia Tbk Entity name

Penjelasan perubahan nama dari akhir periode laporan sebelumnya

Explanation of change in name from the end of the preceding reporting period

Kode entitas BBCA Entity code

Nomor identifikasi entitas AA331 Entity identification number Industri utama entitas Keuangan dan Syariah /

Financial and Sharia

Entity main industry

Sektor 8. Finance Sector

Subsektor 81. Bank Subsector

Informasi pemegang saham pengendali National Corporation Controlling shareholder information Jenis entitas Local Company - Indonesia

Jurisdiction

Type of entity Jenis efek yang dicatatkan Saham / Stock Type of listed securities Jenis papan perdagangan tempat

entitas tercatat

Utama / Main Type of board on which the entity is listed Apakah merupakan laporan keuangan

satu entitas atau suatu kelompok entitas

Entitas grup / Group entity Whether the financial statements are of an individual entity or a group of entities Periode penyampaian laporan

keuangan

Kuartal I / First Quarter Period of financial statements submissions Tanggal awal periode berjalan January 01, 2018 Current period start date Tanggal akhir periode berjalan March 31, 2018 Current period end date Tanggal akhir tahun sebelumnya December 31, 2017 Prior year end date Tanggal awal periode sebelumnya January 01, 2017 Prior period start date Tanggal akhir periode sebelumnya March 31, 2017 Prior period end date Mata uang pelaporan Rupiah / IDR Description of presentation currency Kurs konversi pada tanggal pelaporan

jika mata uang penyajian selain rupiah

13,767.5 Conversion rate at reporting date if presentation currency is other than rupiah Pembulatan yang digunakan dalam

penyajian jumlah dalam laporan keuangan

Jutaan / In Million Level of rounding used in financial statements Jenis laporan atas laporan keuangan Tidak Diaudit / Unaudit Type of report on financial statements

Jenis opini auditor Type of auditor's opinion

Hal yang diungkapkan dalam paragraf pendapat untuk penekanan atas suatu masalah atau paragraf penjelasan lainnya, jika ada

Matters disclosed in emphasis-of-matter or other-matter paragraph, if any

Hasil penugasan review Result of review engagement

Tanggal laporan audit atau hasil laporan review

Date of auditor's opinion or result of review report

Auditor tahun berjalan Current year auditor

Nama partner audit tahun berjalan Name of current year audit signing partner Lama tahun penugasan partner yang

menandatangani

Number of years served as audit signing partner

Auditor tahun sebelumnya Prior year auditor

Nama partner audit tahun sebelumnya Name of prior year audit signing partner Kepatuhan terhadap pemenuhan

peraturan BAPEPAM LK VIII G 11 tentang tanggung jawab direksi atas laporan keuangan

Ya / Yes Whether in compliance with BAPEPAM LK VIII G 11 rules concerning responsibilities of board of directors on financial statements Kepatuhan terhadap pemenuhan

peraturan BAPEPAM LK VIII A dua

Ya / Yes Whether in compliance with BAPEPAM LK VIII A two rules concerning

(3)

tentang independensi akuntan yang memberikan jasa audit di pasar modal

independence of accountant providing audit services in capital market

(4)

[4220000] Statement of financial position presented using order of liquidity

-Financial and Sharia Industry

Laporan posisi

keuangan

Statement of financial

position

31 March 2018 31 December 2017 Aset Assets Kas 15,884,001 16,754,289 Cash

Giro pada bank indonesia 42,964,484 43,472,752 Current accounts with bank Indonesia

Giro pada bank lain Current accounts with other

banks Giro pada bank lain pihak

ketiga

10,899,830 9,093,572 Current accounts with other banks third parties Penempatan pada bank

indonesia dan bank lain

Placements with bank Indonesia and other banks Penempatan pada bank

indonesia dan bank lain pihak ketiga

14,244,376 18,969,682 Placements with bank Indonesia and other banks third parties Efek-efek yang diperdagangkan Marketable securities Efek-efek yang diperdagangkan pihak ketiga

13,224,237 5,890,927 Marketable securities third parties Efek yang dibeli dengan janji

dijual kembali

13,720,573 9,258,767 Securities purchased under agreement to resale Wesel ekspor dan tagihan

lainnya

Bills and other receivables

Wesel ekspor dan tagihan lainnya pihak ketiga

6,758,697 6,619,177 Bills and other receivables third parties Cadangan kerugian

penurunan nilai pada wesel ekspor dan tagihan lainnya

( 6,520 ) ( 4,822 ) Allowance for impairment losses for bills and other receivables

Tagihan akseptasi Acceptance receivables

Tagihan akseptasi pihak ketiga

10,702,956 10,316,068 Acceptance receivables third parties Cadangan kerugian

penurunan nilai pada tagihan akseptasi

( 415,354 ) ( 416,642 ) Allowance for impairment losses for acceptance receivables

Tagihan derivatif Derivative receivables

Tagihan derivatif pihak ketiga

118,562 124,375 Derivative receivables third parties

Pinjaman yang diberikan Loans

Pinjaman yang diberikan pihak ketiga

469,053,423 463,936,383 Loans third parties Pinjaman yang diberikan

pihak berelasi

1,104,052 3,572,442 Loans related parties Cadangan kerugian

penurunan nilai pada pinjaman yang diberikan

( 13,261,543 ) ( 13,243,869 ) Allowance for impairment losses for loans

Piutang nasabah Receivables from customers

Piutang nasabah pihak ketiga

4,291,323 4,191,102 Receivables from customers third parties Cadangan kerugian

penurunan nilai pada piutang nasabah

( 70,132 ) ( 64,773 ) Allowance for impairment losses for receivables from customers Piutang pembiayaan

konsumen

Consumer financing receivables

(5)

Piutang pembiayaan konsumen pihak ketiga

7,667,262 8,884,503 Consumer financing receivables third parties Cadangan kerugian

penurunan nilai pada piutang pembiayaan konsumen

( 345,343 ) ( 377,520 ) Allowance for impairment losses for consumer financing receivables

Investasi sewa Lease investments

Investasi sewa pihak ketiga 191,051 183,370 Lease investments third parties Cadangan kerugian

penurunan nilai pada investasi sewa

( 6,636 ) ( 1,943 ) Allowance for impairment losses for lease investments Aset keuangan lainnya 116,358,462 114,038,956 Other financial assets Obligasi pemerintah 16,579,072 17,052,207 Government bonds Biaya dibayar dimuka 1,551,177 1,286,094 Prepaid expenses

Pajak dibayar dimuka 2,465 38 Prepaid taxes

Aset pajak tangguhan 2,923,623 3,219,241 Deferred tax assets

Goodwill 123,835 123,835 Goodwill

Aset takberwujud selain goodwill

650,127 745,303 Intangible assets other than goodwill Aset tetap 16,874,656 16,868,949 Property and equipment

Aset lainnya 8,068,128 9,827,208 Other assets

Jumlah aset 759,850,844 750,319,671 Total assets Liabilitas, dana syirkah

temporer dan ekuitas

Liabilities, temporary syirkah funds and equity

Liabilitas Liabilities

Dana simpanan syariah 457,375 478,698 Sharia deposits

Simpanan nasabah Customers Deposits

Giro Current accounts

Giro pihak ketiga 152,382,507 150,104,499 Current accounts third parties Giro pihak berelasi 1,430,780 1,145,406 Current accounts related parties

Tabungan Savings

Tabungan pihak ketiga

296,343,190 291,554,813 Savings third parties Tabungan pihak

berelasi

903,990 861,916 Savings related parties

Deposito berjangka Time deposits

Deposito berjangka pihak ketiga

131,957,840 136,165,263 Time deposits third parties Deposito berjangka

pihak berelasi

500,836 1,283,545 Time deposits related parties Simpanan dari bank lain 6,940,567 5,758,414 Other banks deposits Efek yang dijual dengan

janji untuk dibeli kembali

178,052 96,225 Securities sold with repurchase agreement

Liabilitas derivatif Derivative payables

Liabilitas derivatif pihak ketiga

165,775 53,843 Derivative payables third parties Liabilitas akseptasi 5,812,748 5,800,477 Acceptance payables

Pinjaman yang diterima Borrowings

Pinjaman yang diterima pihak ketiga

2,036,278 3,040,602 Borrowings third parties

Efek yang diterbitkan Securities issued

Obligasi 209,370 610,499 Bonds

Surat utang jangka menengah

0 0 Mid-term loans

Utang pajak 579,013 147,398 Taxes payable

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Kewajiban imbalan pasca kerja

6,520,200 6,506,283 post-employment benefit obligations Jumlah liabilitas 619,280,303 614,940,262 Total liabilities

Dana syirkah temporer Temporary syirkah funds

Bukan bank Non-banks

Tabungan mudharabah Mudharabah saving deposits Tabungan mudharabah pihak ketiga 208,043 164,774 Mudharabah saving deposits third parties Deposito berjangka mudharabah Mudharabah time deposits Deposito berjangka mudharabah pihak ketiga 3,909,637 3,812,941 Mudharabah time deposits third parties

Bank Bank

Deposito berjangka mudharabah

Mudharabah time deposits Jumlah dana syirkah

temporer

4,117,680 3,977,715 Total temporary syirkah funds

Ekuitas Equity

Ekuitas yang

diatribusikan kepada pemilik entitas induk

Equity attributable to equity owners of parent entity Saham biasa 1,540,938 1,540,938 Common stocks Tambahan modal

disetor

5,548,977 5,548,977 Additional paid-in capital Cadangan revaluasi 6,587,497 6,587,497 Revaluation reserves Cadangan selisih kurs

penjabaran

357,158 352,100 Reserve of exchange differences on translation Cadangan perubahan

nilai wajar aset keuangan tersedia untuk dijual

1,008,413 1,274,336 Reserve for changes in fair value of available-for-sale financial assets Komponen ekuitas lainnya 1,385 1,385 Other components of equity Saldo laba (akumulasi

kerugian)

Retained earnings (deficit) Saldo laba yang

telah ditentukan penggunaanya Appropriated retained earnings Cadangan umum dan wajib 1,463,952 1,463,952 General and legal reserves Saldo laba yang

belum ditentukan penggunaannya

119,846,182 114,534,370 Unappropriated retained earnings Jumlah ekuitas yang

diatribusikan kepada pemilik entitas induk

136,354,502 131,303,555 Total equity attributable to equity owners of parent entity Kepentingan

non-pengendali

98,359 98,139 Non-controlling interests Jumlah ekuitas 136,452,861 131,401,694 Total equity Jumlah liabilitas, dana syirkah

temporer dan ekuitas

759,850,844 750,319,671 Total liabilities, temporary syirkah funds and equity

(7)

[4322000] Statement of profit or loss and other comprehensive income, OCI

components presented before tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan

penghasilan

komprehensif lain

Statement of profit or

loss and other

comprehensive

income

31 March 2018 31 March 2017

Pendapatan dan beban operasional

Operating income and expenses Pendapatan bunga 13,427,568 12,931,378 Interest income Beban bunga ( 2,656,046 ) ( 2,865,320 ) Interest expenses Pendapatan operasional

lainnya

Other operating income

Pendapatan transaksi perdagangan

552,466 212,593 Revenue from trading transactions

Pendapatan dividen 369 0 Dividends income

Keuntungan (kerugian) yang telah direalisasi atas instrumen derivatif

34,290 231,944 Realised gains (losses) from derivative instruments Pendapatan operasional

lainnya

3,317,906 2,993,277 Other operating income Pemulihan penyisihan

kerugian penurunan nilai

Recovery of impairment loss

Pemulihan penyisihan kerugian penurunan nilai aset keuangan

1,196,304 1,505,721 Recovery of impairment loss of financial assets Pembentukan kerugian

penurunan nilai

Allowances for impairment losses Pembentukan penyisihan

kerugian penurunan nilai aset produktif

( 1,384,482 ) ( 1,753,705 ) Allowances for impairment losses on earnings assets Pembentukan penyisihan

kerugian penurunan nilai aset non-produktif

( )0 ( 262 ) Allowances for impairment losses on non-earnings assets

Beban operasional lainnya Other operating expenses

Beban umum dan administrasi

( 2,790,409 ) ( 2,537,574 ) General and administrative expenses Beban provisi dan komisi ( 569 ) ( 726 ) Other fees and commissions expenses Beban operasional

lainnya

( 4,806,776 ) ( 4,449,802 Other operating expenses) Jumlah laba operasional 6,890,621 6,267,524 Total profit from operation Jumlah laba (rugi) sebelum pajak

penghasilan

6,890,621 6,267,524 Total profit (loss) before tax Pendapatan (beban) pajak ( 1,382,094 ) ( 1,278,772 ) Tax benefit (expenses) Jumlah laba (rugi) dari operasi

yang dilanjutkan

5,508,527 4,988,752 Total profit (loss) from continuing operations Jumlah laba (rugi) 5,508,527 4,988,752 Total profit (loss) Pendapatan komprehensif

lainnya, sebelum pajak

Other comprehensive income, before tax Pendapatan komprehensif

lainnya yang tidak akan direklasifikasi ke laba rugi, sebelum pajak

Other comprehensive income that will not be reclassified to profit or loss, before tax Pendapatan komprehensif

lainnya atas keuntungan

0 0 Other comprehensive income for gains (losses)

(8)

(kerugian) hasil revaluasi aset tetap, sebelum pajak

on revaluation of property and equipment, before tax Pendapatan komprehensif

lainnya atas pengukuran kembali kewajiban manfaat pasti, sebelum pajak

661 ( 841 ) Other comprehensive income for remeasurement of defined benefit obligation, before tax Jumlah pendapatan

komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, sebelum pajak

661 ( 841 ) Total other comprehensive income that will not be reclassified to profit or loss, before tax Pendapatan komprehensif

lainnya yang akan

direklasifikasi ke laba rugi, sebelum pajak

Other comprehensive income that may be reclassified to profit or loss, before tax Keuntungan (kerugian)

selisih kurs penjabaran, sebelum pajak

5,058 ( 7,788 ) Gains (losses) on exchange differences on translation, before tax Keuntungan (kerugian)

yang belum direalisasi atas perubahan nilai wajar aset keuangan yang tersedia untuk dijual, sebelum pajak

( 357,647 ) 966,945 Unrealised gains (losses) on changes in fair value of available-for-sale financial assets, before tax Penyesuaian lainnya atas

pendapatan komprehensif lainnya yang akan

direklasifikasi ke laba rugi, sebelum pajak

0 ( 9,233 ) Other adjustments to other comprehensive income that may be reclassified to profit or loss, before tax Jumlah pendapatan

komprehensif lainnya yang akan direklasifikasi ke laba rugi, sebelum pajak

( 352,589 ) 949,924 Total other comprehensive income that may be reclassified to profit or loss, before tax Jumlah pendapatan

komprehensif lainnya, sebelum pajak

( 351,928 ) 949,083 Total other comprehensive income, before tax Pajak atas pendapatan

komprehensif lainnya

( 105,432 ) ( 240,914 ) Tax on other comprehensive income Jumlah pendapatan komprehensif

lainnya, setelah pajak

( 457,360 ) 708,169 Total other comprehensive income, after tax Jumlah laba rugi komprehensif 5,051,167 5,696,921 Total comprehensive income Laba (rugi) yang dapat

diatribusikan

Profit (loss) attributable to

Laba (rugi) yang dapat diatribusikan ke entitas induk

5,508,035 4,989,298 Profit (loss) attributable to parent entity Laba (rugi) yang dapat

diatribusikan ke kepentingan non-pengendali

492 ( 546 ) Profit (loss) attributable to non-controlling interests Laba rugi komprehensif yang

dapat diatribusikan

Comprehensive income attributable to Laba rugi komprehensif yang

dapat diatribusikan ke entitas induk

5,050,947 5,697,163 Comprehensive income attributable to parent entity Laba rugi komprehensif yang

dapat diatribusikan ke kepentingan non-pengendali

220 ( 242 ) Comprehensive income attributable to non-controlling interests

Laba (rugi) per saham Earnings (loss) per share

Laba per saham dasar diatribusikan kepada pemilik entitas induk

Basic earnings per share attributable to equity owners of the parent entity Laba (rugi) per saham

dasar dari operasi yang dilanjutkan

223 202 Basic earnings (loss) per share from continuing operations

(9)

dilusian share Laba (rugi) per saham

dilusian dari operasi yang dilanjutkan

223 202 Diluted earnings (loss) per share from continuing operations

(10)

[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

31 March 2018

Laporan perubahan ekuitas

Statement of changes in

equity

Saham biasa Saham preferen Tambahan modal disetor Saham tresuri Uang muka setoran modal Opsi saham Cadangan revaluasi Cadangan selisih kurs

penjabaran

Cadangan perubahan nilai wajar aset keuangan tersedia

untuk dijual

Cadangan keuntungan (kerugian) investasi pada

instrumen ekuitas

Cadangan pembayaran berbasis saham

Cadangan lindung nilai arus kas

Cadangan pengukuran kembali program imbalan

pasti

Cadangan lainnya Kepentingan ekuitas lainnya Selisih transaksi ekuitas dengan pihak non-pengendali

Transaksi dengan pihak non-pengendali lainnya

Komponen transaksi ekuitas lainnya

Saldo laba yang telah ditentukan penggunaannya-cadangan

umum dan wajib

khusus

Saldo laba yang belum ditentukan penggunaannya

Ekuitas yang dapat diatribusikan kepada entitas

induk

Proforma ekuitas Kepentingan non-pengendali Ekuitas

Common stocks Preferred stocks Additional paid-in capital Treasury stocks Advances in capital stock Stock options Revaluation reserves Reserve of exchange differences on translation

Reserve for changes in fair value of available-for-sale

financial assets

Reserve of gains (losses) from investments in equity

instruments

Reserve of share-based

payments Reserve of cash flow hedges

Reserve of remeasurements of

defined benefit plans Other reserves Other equity interests

Difference in value of equity transactions with non-controlling interests

Other transactions with non-controlling interests

Other components of equity transactions

Appropriated retained earnings-general and legal

reserves

Appropriated retained earnings-specific reserves

Unappropriated retained earnings

Equity attributable to parent

entity Proforma equity Non-controlling interests Equity

Posisi ekuitas Equity position

Saldo awal periode sebelum penyajian kembali

1,540,938 5,548,977 6,587,497 352,100 1,274,336 1,385 1,463,952 114,534,370 131,303,555 98,139 131,401,694 Balance before restatement at

beginning of period

Penyesuaian Adjustments

Penerapan awal standar akuntansi baru dan revisi

0 0 Initial adoption of new and revised

accounting standards Perubahan kebijakan akuntansi

secara sukarela

0 0 Voluntary changes in accounting

policies

Koreksi kesalahan periode lalu 0 0 Correction of prior period errors

Penyesuaian lainnya 0 0 Other adjustments

Posisi ekuitas, awal periode 1,540,938 0 5,548,977 0 0 0 6,587,497 352,100 1,274,336 0 0 0 0 0 0 0 0 1,385 1,463,952 0 114,534,370 131,303,555 0 98,139 131,401,694 Equity position, beginning of the period

Laba (rugi) 5,508,035 5,508,035 492 5,508,527 Profit (loss)

Pendapatan komprehensif lainnya 0 5,058 ( 265,923 ) 0 ( 196,223 ) ( 457,088 ) ( 272 ) ( 457,360 ) Other comprehensive income

Pembentukan cadangan umum 0 0 0 0 Allocation for general reserves

Pembentukan cadangan khusus 0 0 Allocation for specific reserves

Distribusi dividen kas ( )0 ( )0 Distributions of cash dividends

Distribusi dividen saham ( )0 Distributions of stock dividends

Penerbitan saham biasa 0 0 Issuance of common stocks

Penerbitan saham preferen 0 0 Issuance of preferred stocks

Biaya emisi efek ( )0 Stock issuance costs

Penerbitan instrumen yang dapat dikonversi

0 0 Issuance of convertible instruments

Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri

0 0 Increase (decrease) in equity through

treasury stock transactions Kenaikan (penurunan) ekuitas melalui

transaksi pembayaran berbasis saham

share-based payment transactions Pelaksanaan instrumen yang dapat

dikonversi

0 0 Exercise of convertible instruments

Pelaksanaan waran 0 0 Exercise of warrants

Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas

transactions with owner's equity Setoran modal dari kepentingan

non-pengendali

0 0 0 Stock subscription from non-controlling

interests Perubahan kepentingan

non-pengendali atas akuisisi entitas anak

0 0 0 Changes in non-controlling interests

due to acquisition of subsidiaries Perubahan kepentingan

non-pengendali atas pendirian entitas

0 0 Changes in non-controlling interests

(11)

anak

Perubahan kepentingan

non-pengendali atas pelepasan entitas anak

( )0 ( )0 Changes in non-controlling interests

due to disposal of subsidiaries Perubahan kepentingan

non-pengendali atas pelepasan operasi yang dihentikan

due to disposal of a discontinued operation Perubahan kepentingan

non-pengendali atas pelepasan sebagian kepemilikan pada entitas anak yang tidak mengakibatkan hilangnya pengendalian

due to partial disposal of interests in subsidiaries without loss of control Perubahan kepentingan

non-pengendali atas transaksi lainnya dengan kepentingan non-pengendali

0 0 0 Changes in non-controlling interests

due to other transactions with non-controlling interests Eliminasi defisit dalam rangka kuasi

reorganisasi

( )0 ( )0 Elimination of deficit in connection with quasi-reorganisation

Pelaksanaan opsi saham 0 0 Stock options exercised

Dampak penerapan PSAK No. 70 atas aset pengampunan pajak

0 0 Impact of PSAK No. 70 adoption on tax

amnesty assets

Transaksi ekuitas lainnya 0 0 Other equity transactions

(12)

[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

31 March 2017

Laporan perubahan

ekuitas

Statement of changes in

equity

Saham biasa Tambahan modal disetor Cadangan revaluasi Cadangan selisih kurs

penjabaran

Cadangan perubahan nilai wajar aset keuangan tersedia

untuk dijual

Komponen transaksi ekuitas lainnya

umum dan wajib

Saldo laba yang belum ditentukan penggunaannya

Ekuitas yang dapat diatribusikan kepada entitas

induk

Kepentingan non-pengendali Ekuitas

Common stocks Additional paid-in capital Revaluation reserves Reserve of exchange differences on translation

Reserve for changes in fair value of available-for-sale

financial assets

Other components of equity transactions

Appropriated retained earnings-general and legal

reserves

Unappropriated retained earnings

Equity attributable to parent

entity Non-controlling interests Equity

Posisi ekuitas Equity position

Saldo awal periode sebelum penyajian kembali

1,540,938 5,564,552 6,591,827 353,923 ( 131,961 ) 10,618 1,257,895 97,245,285 112,433,077 281,982 112,715,059 Balance before restatement at

beginning of period Posisi ekuitas, awal periode 1,540,938 5,564,552 6,591,827 353,923 ( 131,961 ) 10,618 1,257,895 97,245,285 112,433,077 281,982 112,715,059 Equity position, beginning of the period

Laba (rugi) 4,989,298 4,989,298 ( 546 ) 4,988,752 Profit (loss)

Pendapatan komprehensif lainnya ( 7,788 ) 725,517 ( 9,233 ) ( 631 ) 707,865 304 708,169 Other comprehensive income

(13)

[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas

Statement of cash

flows

31 March 2018 31 March 2017

Arus kas dari aktivitas operasi Cash flows from operating

activities Arus kas sebelum

perubahan dalam aset dan liabilitas operasi

Cash flows before changes in operating assets and liabilities Penerimaan bunga, hasil

investasi, provisi, dan komisi

16,335,932 15,901,385 Interest, investment income, fees and commissions received Pembayaran bunga dan

bonus, provisi dan komisi

( 2,679,865 ) ( 2,835,140 ) Payments Of Interest And Bonus Fees And Commissions Pendapatan dari transaksi

operasional lainnya

713,070 617,763 Income from other operating transactions Laba (rugi) selisih kurs ( 41,470 ) 125,669 Foreign currency gains (losses) Penerimaan pengembalian (pembayaran) pajak penghasilan ( 1,044,326 ) ( 1,146,355 ) Refunds (payments) of income tax Pembayaran beban operasional lainnya

( 7,514,365 ) ( 6,826,728 ) Payments for other operating expenses Penerimaan (pengeluaran)

kas lainnya dari aktivitas operasi

0 Other cash inflows

(outflows) from operating activities Penurunan (kenaikan) aset

operasi

Decrease (increase) in operating assets Penurunan (kenaikan)

penempatan pada bank lain dan bank indonesia

753,122 ( 369,000 ) Decrease (increase) in placements with other banks and bank indonesia Penurunan (kenaikan) efek

yang diperdagangkan

( 7,208,278 ) 146,492 Decrease (increase) in marketable securities Penurunan (kenaikan) efek

yang dibeli dengan janji dijual kembali

( 4,461,806 ) ( 16,564,715 ) Decrease (increase) in securities purchased under resale agreements Penurunan (kenaikan)

wesel ekspor dan tagihan lainnya

( 82,603 ) 464,826 Decrease (increase) in bills and other receivables Penurunan (kenaikan)

tagihan akseptasi

( 386,888 ) ( 633,757 ) Decrease (increase) in acceptance receivables Penurunan (kenaikan)

pinjaman yang diberikan

( 2,782,487 ) 6,983,648 Decrease (increase) in loans Penurunan (kenaikan) piutang pembiayaan konsumen 1,152,595 ( 457,132 ) Decrease (increase) in consumer financing receivables Penurunan (kenaikan) investasi sewa ( 7,696 ) 7,960 Decrease (increase) in lease investments Penurunan (kenaikan) piutang lainnya ( 127,901 ) ( 43,898 ) Decrease (increase) in other receivables Penurunan (kenaikan) aset

lainnya 764,004 ( 1,072,468 ) Decrease (increase) in other assets Kenaikan (penurunan) liabilitas operasi Increase (decrease) in operating liabilities Kenaikan (penurunan) giro

dan tabungan simpanan nasabah

7,393,833 ( 2,784,597 ) Increase (decrease) in current accounts and customers savings

(14)

Kenaikan (penurunan) deposito berjangka nasabah

( 4,990,132 ) 7,796,516 Increase (decrease) in customers time deposits Kenaikan (penurunan)

tabungan wadiah simpanan nasabah

( 21,323 ) ( 37,380 ) Increase (decrease) in customers wadiah saving deposits Kenaikan (penurunan)

simpanan dari bank lain

1,182,153 ( 527,695 ) Increase (decrease) in other banks saving deposits Kenaikan (penurunan) liabilitas akseptasi 12,271 714,902 Increase (decrease) in acceptance payables Kenaikan (penurunan)

dana syirkah temporer

139,965 368,729 Increase (decrease) in temporary syirkah funds Kenaikan (penurunan)

liabilitas lainnya

2,021,079 1,876,840 Increase (decrease) in other liabilities Jumlah arus kas bersih yang

diperoleh dari (digunakan untuk) aktivitas operasi

( 881,116 ) 1,705,865 Total net cash flows received from (used in) operating activities

Arus kas dari aktivitas investasi Cash flows from investing

activities Penerimaan dividen dari

aktivitas investasi

369 0 Dividends received from investing activities Penerimaan dari penjualan

(perolehan) aset tetap

( 277,331 ) ( 223,453 ) Proceeds from disposal (acquisition) of property and equipment Penerimaan (pengeluaran) kas

lainnya dari aktivitas investasi

( 1,284,043 ) ( 19,642,050 ) Other cash inflows (outflows) from investing activities Jumlah arus kas bersih yang

diperoleh dari (digunakan untuk) aktivitas investasi

( 1,561,005 ) ( 19,865,503 ) Total net cash flows received from (used in) investing activities Arus kas dari aktivitas

pendanaan

Cash flows from financing activities Kenaikan (penurunan) efek

yang diterbitkan

( 401,129 ) ( 523,205 ) Increase (decrease) in securities issued Penerimaan pinjaman yang

diterima

( 1,004,324 ) 170,764 Proceeds from borrowings Penerimaan setoran modal 0 Proceeds from capital contributions Pembayaran dividen dari

aktivitas pendanaan

( )0 Dividends paid from financing activities Penerimaan (pengeluaran) kas

lainnya dari aktivitas pendanaan

81,827 15,243 Other cash inflows (outflows) from financing activities Jumlah arus kas bersih yang

diperoleh dari (digunakan untuk) aktivitas pendanaan

( 1,323,626 ) ( 337,198 ) Total net cash flows received from (used in) financing activities Jumlah kenaikan (penurunan)

bersih kas dan setara kas

( 3,765,747 ) ( 18,496,836 ) Total net increase (decrease) in cash and cash equivalents Kas dan setara kas arus kas, awal

periode

83,377,439 100,319,853 Cash and cash equivalents cash flows, beginning of the period Efek perubahan nilai kurs pada

kas dan setara kas

155,545 145,944 Effect of exchange rate changes on cash and cash equivalents Kas dan setara kas arus kas,

akhir periode

79,767,237 81,968,961 Cash and cash equivalents cash flows, end of the period