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B A N D U N G (S I)-P ro g ram B an tu an W aliK o taK h u su s(B aw ak u )y an g d i-can an g k an W ali K o ta B an d u n g D a-d a R o saa-d a a-d in ilai h an y a m em b u at m asy arak at m an ja. S elain itu , B a-w ak u d in ilai tid ak o p tim al k aren a tid ak sed ik it y an g salah sasaran .
S ek retaris K o m isi D D P R D K o -ta B an d u n g , Y o sef S aefu l m en ilai salah satu p ro g ram sep erti B aw ak u M ak m u r san g at b ag u s. A k an tetap i d i lap an g an terk esan k u ran g o p ti-m al. K alau m elih at m ek an ism e y an g b erjalan saatin i,sistem p en g -aju an p ro p o sal calo n p en erim a b an tu an k ep ad a P em k o t sep erti y an g b erjalan sek aran g , d in ilai ku- . ran g m em b eri d am p ak y an g o p ti-m al.
M e n u ru t Y o sef, P em k o t h am s m em ik irk an m ek an ism e lain
se-p erti se-p em b erian b an tu an d en g an m eto d e
soft loan
atau p in jam an lu -n ak . D e-n g a-n b eg itu , m asy arak atp e n e rim a b an tu an tid ak d im an -jak an d an m em ilik i p ik iran u n tu k b ertan g g u n g jaw ab terh ad ap b an -tu an y an g d iterim an y a.
"K alau m au d ite ru sk a n h am s d en g an catatan m ek an ism e p em -b erian n y a d iu b ah d an p en g -aw asan n y a h am s d ip erk etat. D e-m ik ian ju g a d en g an p ro g ram B aw ak u y an g lain sep erti B aw ak u S eh at,B aw ak u P an g an d an B aw ak u P en d id ik an . M an faatn y a h am s
b e n a r-b e n a r d irasak an o leh p e n e
-rim a m an faat p ro g ram in i," p ap ar Y o sef d i G ed u n g D P R D K o ta B an -d u n g , Jalan A ceh , K o ta B an d u n g , k em arin .
N aruun u n ru k m eto d e
sojt loan
atau m eto d e iain n y a, b aru b isa d i-p astik ar; setelah ad a i-p ern b ah asan leb ihla n ju tm elib atk an p ara p ak ar y an g adz di K ora B an d u n g . K o m isi D ak an m elak u k an h al itu d alam w akrudekar ini.
"B en ru k p asrin y a sep erti ap a~a
n an ti ak an karni
be
h as leb ih lan ju t. N am u n .n etcd esoft loan
b isa jad i saJah sa:u c= ra. Jad i n an ti m as-y arak at ~ sn erim a b an r-an tid ak h an y a m er-erim a ilr'ln n y a, tap i k ail-. n y a,"u ccp n y a.S elain m asaiah m ek an ism e p em b ar.an banruan, K o m isi D p u n m en d esax P ern k o t B an d u n g u n ru k
m em p erk u at alo k asi an g g aran B a- O leirk aren a itu lah , p en erim a w ak u d an p ad a m em p erb esar dana m an faat tid ak b e rg a n tu n g p ad a b an tu an so sial(b an so s)p ad aA P B D . b an tu an y an g d ib erik an d an m en -A lasan n y a, p ro g ram B aw ak u y an g jad ik an n y a seb ag ai b an tu an p en -d ig u lirk an leb ih b erm an faat u n tu k d am p in g , "D an a b an tu an itu m e-k esejah teraan d an k ep en tin g an rek a jad ik an seb ag ai m o tiv ato r m asy arak at d arip ad a b an so s. u n tu k m en g em b an g k an u sah
a-N am u n d em ik ian ,Y o sef ju g a m e- n y a," k ata U b ad .
n ik : b an so s b u k an b erarti tid ak d i- U b ad m en arn b ah k an , P em k o t p erlu k an . H an y a sajc seb aik n y a b an - B an d u n g p ad a tah u n 2 0 0 8 telah rn e-sos m u lai d ib atasi b esaran an g g aran - n y alu rk an B aw ak u M ak m u r Rp36,5
nya. P asaln y a, b an tu an m u d el in i d i- m iliar bagi 5 1 .0 1 9 p em o h o n . P ad a o u g aleb ih serin g d iselew en g k an , 2 0 0 9 iisalu rk an R p 1 1 m ily aru n tu k
S ern en ta, a itu , A sisten B id an g 2 0 .5 1 6 p em o h o n . D itam b ah E k o n o m iP ern b an g u n an d an K ese- p en y alu ran d i 2 0 1 0 , m ak a B aw ak u jeh teraan R ak y at P em k o t B an - M ak m u r h in g g a k in i telah d i-d u n g , U b ai-d B aeh tiar m en u ru rk an , salu rk an leb ih d ariR p 4 7 ,5 2 9 m Jy ar p ro g ram B aw ak u M ak .n u r sejau h ~ n g an 7 1 .5 3 5 p en erim a b an tu an .
in i su d ah b er j alan o p tim al seb ag ai - U b ad m en am b ah k an , rah u n 2 0 0 9 m an ah asil ev alu asiy an g d ilak u k an terjad i lo n jak an p em o h o n m en cap ai tim in d ep en d en d ari L n iv ersi= s 1 3 9 .0 6 1 y an g d in v atak an lo lo s P ad jad jaran (U n p a d ). p en ilaian v erifik asid en g an to taln ilai B isa d ik atak an o p tim al k aren a rek o m en d asi R p 7 6 4 ,0 9m ily ar leb ih . h arn p ir 8 0 % leb ih p en erim a b an - M asih terd ap at calo n p en erim a tu an m en y atak an m erasak an d arn - seb an y ak 1 1 8 .5 4 5 pem ohon d en g an p ak p o sitif d ari b an tu an y an g dibe- n ilairek o m en d asiR p 6 9 ,0 3 m ily ar. rik an u n tu k u sah a. "M erek a m e- "M asa m en d atan g , k am i m e-rasa terb an tu d en g an ad an y a b an - m an g ak an m eran can g p eru b ah an tu an terseb u r.t'k ata u b ad saat d ih u - m ek an ism e p em b erian b an ru an . b u n g i S ep u ta; In d o n esia, k em arin . W acan an y a m en g arah k ep ad a
soft
U b ad m en y atak an , seb ag ian
loan,
r.am u n tetap k i-a h aru s ter-b esarp en erim a= an laatr-b aw ak u x fa- leb ih d u lu m en y elesaik an sisa p ro -k m u r rn ern b u -k a u sah a seb ag ai p e- p o sal y ar.; < id a. S etelah itu m u n g -k erjaa.: u tam a, H an y a se-k irar 2 0 % k in m ek an ism e b aru b isa d ilak u -scjay an g m en jad ik an usaha terse b u t k an ," p u n g k asn y a.
h an y a p ek erjaan sam p in g an , (agun g b ak ti sarasa)
