Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
> Rp.
50 Triliun
< Rp.
1 Triliun
Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
> Rp.
50 Triliun
< Rp.
1 Triliun
Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
> Rp.
50 Triliun
< Rp.
1 Triliun
Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
> Rp.
50 Triliun
< Rp.
1 Triliun
Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
> Rp.
50 Triliun
< Rp.
1 Triliun
Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
> Rp.
50 Triliun
Bank Persero 0 0 0 4
0 0 0 4
0 0 0 40 0 0 4 0 0 0 4 0 0 0 4 State Owned Banks
BUSN Devisa 1 18 7 10
1 17 7 11
1 15 8 121 16 9 12 0 15 12 12 0 14 13 12 Foreign Exchange
Commercial Banks
BUSN Non Devisa 12 15 3 0
10 17 2 1
8 18 2 15 21 2 1 5 19 2 1 6 18 2 1 Non-Foreign Exchange
Commercial Banks
BPD 0 14 11 1
0 14 11 1
0 14 11 10 10 15 1 0 10 15 1 0 9 16 1 Regional Development
Banks
Bank Campuran 0 6 8 0
0 6 8 0
0 7 7 10 4 7 1 0 2 8 2 0 2 8 2 Joint Venture Banks
Bank Asing 0 4 3 3
0 3 3 4
0 2 4 40 2 4 4 0 2 4 4 0 2 4 4 Foreign Owned Banks
Total 13 57 32 18 11 57 31 21 9 56 32 23 6 53 37 23 5 48 41 24 6 45 43 24
Total
Februari 2016 Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)
Kelompok Bank
Desember 2011 Desember 2012
Group of Bank
Desember 2013 Desember 2014 Desember 2015
93
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb
Aset Produktif Neraca 2.878.450 3.416.989 4.115.372 4.531.435 4.577.565 4.625.605 4.741.036 4.910.129 4.890.824 4.969.220 5.058.459 4.964.696 4.966.298 5.002.520 5.041.288 5.056.358 Earning Assets a. Lancar 2.745.968 3.250.997 3.929.648 4.308.971 4.313.552 4.350.201 4.451.066 4.624.175 4.591.471 4.658.061 4.737.225 4.645.351 4.643.030 4.719.729 4.712.760 4.714.601 a. Current b. DPK 81.809 110.176 124.978 143.405 175.900 183.317 193.222 188.235 196.336 204.485 213.906 214.271 218.466 183.815 222.422 230.994 b. Special Mention c. Kurang Lancar 6.790 9.189 9.481 12.864 15.524 17.212 18.398 20.866 22.179 20.455 21.030 20.596 18.266 18.446 20.277 20.005 c. Sub-Standard d. Diragukan 7.913 9.515 9.132 14.395 15.953 15.942 14.621 14.265 14.975 17.527 17.864 16.249 14.748 12.754 14.785 15.574 d. Doubtful e. Macet 35.970 37.113 42.131 51.799 56.637 58.933 63.729 62.588 65.862 68.693 68.435 68.229 71.788 67.775 71.044 75.184 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
549.678 1.066.117 1.331.086 1.441.570 1.514.143 1.488.413 1.504.401 1.576.431 1.532.891 1.589.135 1.619.839 1.594.521 1.590.435 1.586.820 1.600.451 1.574.854 Earning Assets - Account Administrative Transactions 1) a. Lancar 543.128 1.053.796 1.308.578 1.422.274 1.493.638 1.467.485 1.478.811 1.553.885 1.511.748 1.566.643 1.593.255 1.569.629 1.565.553 1.560.089 1.572.898 1.538.521 a. Current
b. DPK 6.130 11.337 21.134 16.207 17.544 17.881 21.906 18.455 17.862 18.900 23.067 21.305 21.172 23.182 23.590 32.428 b. Special Mention c. Kurang Lancar 244 662 404 1.986 1.781 1.826 2.345 2.667 1.950 2.075 1.544 1.717 1.751 1.731 2.213 2.238 c. Sub-Standard d. Diragukan 54 141 270 402 479 477 573 363 435 551 996 909 273 248 312 352 d. Doubtful e. Macet 123 181 699 701 701 744 767 1.061 895 966 977 961 1.685 1.570 1.437 1.315 e. Lost Non Performing Earning Aset
(Nominal) 51.094 60.345 68.947 82.148 91.074 95.133 100.433 101.810 106.297 110.267 110.845 108.660 108.511 102.525 110.068 114.669 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 16.444 17.812 26.968 32.192 33.673 33.489 33.415 33.127 34.399 35.411 33.981 31.956 32.510 34.200 31.469 30.182 Interbank Loans a. Lancar 16.329 17.668 26.859 32.089 33.497 33.360 33.332 33.048 34.312 35.319 33.890 31.870 32.387 34.099 31.270 30.022 a. Current b. DPK 13 64 7 11 17 51 6 1 8 12 8 8 41 16 111 59 b. Special Mention c. Kurang Lancar 0 - 1 9 3 3 2 1 1 1 1 - 0 - 0 - c. Sub-Standard d. Diragukan 1 - - 0 0 0 1 1 0 0 0 0 0 - - 0 d. Doubtful e. Macet 102 80 101 84 156 75 75 76 77 79 83 78 81 85 88 101 e. Loss Non Performing Loan kepada
Bank Lain (Nominal) 102 80 102 93 159 77 77 79 78 80 84 78 81 85 88 101 Interbank Non Performing Loan (Nominal)
2013
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain (Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indicator
Indikator 2011 2012 2015
2014 2016
94
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb
Aset Produktif Neraca 1.065.942 1.260.415 1.511.620 1.719.355 1.745.088 1.731.802 1.720.813 1.838.799 1.839.302 1.858.988 1.895.756 1.876.286 1.896.060 1.960.362 1.952.649 1.959.627 Earning Assets a. Lancar 1.002.233 1.176.286 1.423.606 1.618.156 1.626.008 1.609.847 1.590.943 1.713.440 1.711.828 1.728.249 1.765.488 1.745.831 1.763.250 1.846.369 1.816.931 1.811.157 a. Current b. DPK 42.834 59.753 64.199 73.414 86.776 87.977 94.106 88.300 86.875 89.622 89.756 90.447 92.991 75.823 94.031 104.880 b. Special Mention c. Kurang Lancar 1.970 2.699 2.499 3.258 4.833 5.594 5.529 7.426 10.187 8.649 8.908 7.833 7.005 7.963 9.394 8.632 c. Sub-Standard d. Diragukan 2.444 4.709 2.874 4.699 6.437 5.810 6.584 6.688 6.015 7.798 8.220 7.261 5.430 4.584 5.095 7.211 d. Doubtful e. Macet 16.461 16.967 18.441 19.829 21.033 22.574 23.650 22.946 24.397 24.671 23.384 24.913 27.384 25.624 27.198 27.746 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
216.461 309.868 359.504 398.351 412.490 416.915 417.238 404.654 412.419 445.243 445.517 453.920 459.394 463.182 450.588 446.766 Earning Assets - Account Administrative Transactions 1) a. Lancar 213.608 306.205 352.102 391.594 406.061 410.152 406.783 397.688 405.720 438.321 436.199 446.631 451.623 455.919 443.676 439.317 a. Current
b. DPK 2.798 3.545 6.828 6.187 5.726 6.124 9.681 6.376 5.846 5.934 8.459 6.434 7.098 6.553 6.143 6.641 b. Special Mention c. Kurang Lancar 11 63 46 66 95 105 72 74 327 282 110 123 87 198 289 298 c. Sub-Standard d. Diragukan 5 30 57 70 235 138 284 95 93 246 296 256 102 81 73 94 d. Doubtful e. Macet 38 24 471 434 372 396 417 421 433 459 454 476 485 431 408 415 e. Loss Non Performing Earning Aset
(Nominal) 41.720 28.038 31.217 28.355 33.006 34.617 36.538 37.650 41.452 42.105 41.372 40.862 40.494 38.881 42.456 44.396 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 2.579 2.866 5.705 4.854 4.163 3.946 3.833 4.850 4.844 5.470 5.546 5.542 5.224 5.591 5.134 5.201 Interbank Loans a. Lancar 2.465 2.740 5.607 4.774 4.092 3.876 3.760 4.779 4.770 5.397 5.470 5.471 5.154 5.520 5.047 5.121 a. Current
b. DPK 13 48 0 8 3 0 3 0 3 0 0 0 0 0 16 11 b. Special Mention
c. Kurang Lancar - - - - - c. Sub-Standard d. Diragukan - - - - - d. Doubtful e. Macet 101 78 98 72 68 70 70 71 71 74 76 71 70 71 71 70 e. Loss Non Performing Loan kepada
Bank Lain (Nominal) 101 78 98 72 68 70 70 71 71 74 76 71 70 71 71 70 Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
2011 2012 2016
2014
Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain (Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2013
Indikator 2015
Indicator
95
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb
Aset Produktif Neraca 1.119.243 1.327.140 1.557.562 1.713.244 1.679.545 1.705.611 1.799.742 1.822.268 1.826.502 1.844.510 1.852.354 1.836.005 1.841.405 1.835.674 1.864.885 1.876.340 Earning Assets a. Lancar 1.072.537 1.274.458 1.499.030 1.636.540 1.586.160 1.605.358 1.694.532 1.718.253 1.712.234 1.723.913 1.724.223 1.710.649 1.714.468 1.726.573 1.736.920 1.747.539 a. Current b. DPK 27.546 33.686 37.211 46.023 60.172 65.348 68.882 67.738 77.053 81.508 87.620 86.849 88.633 73.507 90.643 88.790 b. Special Mention c. Kurang Lancar 3.060 3.810 4.009 5.171 5.305 6.044 6.459 7.217 5.593 5.747 6.650 7.103 5.817 4.597 4.962 6.586 c. Sub-Standard d. Diragukan 3.360 2.305 2.698 6.514 6.959 7.197 5.139 4.795 6.336 6.626 6.207 6.114 6.509 5.549 6.459 4.612 d. Doubtful e. Macet 12.739 12.881 14.614 18.996 20.949 21.664 24.731 24.265 25.286 26.717 27.654 25.290 25.977 25.447 25.902 28.812 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
175.558 402.700 483.630 519.087 546.462 541.051 551.266 554.967 559.973 553.993 558.678 560.136 549.227 544.346 569.414 557.152 Earning Assets - Account Administrative Transactions 1) a. Lancar 175.123 400.677 480.305 515.068 542.519 536.591 546.201 550.530 555.756 549.600 553.833 554.416 543.360 537.916 561.923 541.632 a. Current
b. DPK 405 1.830 3.181 3.715 3.663 4.020 4.141 4.026 3.706 3.602 4.086 4.963 5.025 5.638 6.559 14.619 b. Special Mention c. Kurang Lancar 18 85 37 90 86 129 660 116 160 488 94 92 103 98 96 208 c. Sub-Standard d. Diragukan 3 71 50 105 117 200 141 135 135 121 511 498 106 98 88 105 d. Doubtful e. Macet 8 37 57 108 78 110 124 160 216 182 155 167 632 596 747 589 e. Loss Non Performing Earning Aset
(Nominal) 38.187 19.190 21.465 30.984 33.493 35.345 37.253 36.688 37.725 39.880 41.271 39.264 39.144 36.386 38.254 40.912 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 7.785 9.085 10.250 10.550 9.499 9.972 10.221 10.505 11.557 11.501 11.851 11.895 12.474 12.715 12.260 11.170 Interbank Loans a. Lancar 7.784 9.069 10.243 10.532 9.398 9.965 10.214 10.499 11.547 11.485 11.837 11.886 12.435 12.695 12.158 11.110 a. Current b. DPK - 16 5 - 14 2 3 1 6 12 8 3 32 16 95 42 b. Special Mention c. Kurang Lancar - - - 7 - 0 0 0 - - 0 - - - - c. Sub-Standard d. Diragukan - - - 0 - - 0 0 0 - - - - - d. Doubtful e. Macet 1 - 1 11 88 4 4 4 5 5 6 6 7 5 8 19 e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 1 - 1 18 88 5 5 5 5 5 6 6 7 5 8 19 Interbank Non Performing Loan (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
Indikator 2014
Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain (Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2011 2012 2013 2015
Indicator
201696
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb
Aset Produktif Neraca 65.209 82.482 106.351 110.115 108.410 110.159 113.402 116.642 116.568 117.799 119.831 119.953 121.024 122.537 123.727 124.364 Earning Assets a. Lancar 62.694 79.366 102.965 104.585 102.231 104.127 106.921 110.245 109.484 110.369 112.616 112.423 113.262 115.522 115.755 116.969 a. Current b. DPK 1.601 1.872 2.276 3.796 4.273 4.170 4.592 4.620 5.266 5.568 5.538 5.802 6.064 5.332 6.120 5.366 b. Special Mention c. Kurang Lancar 189 361 226 331 458 481 552 487 513 388 293 273 314 418 437 461 c. Sub-Standard d. Diragukan 152 197 235 590 537 498 373 383 346 447 407 430 367 396 462 538 d. Doubtful e. Macet 574 686 649 813 912 883 964 907 959 1.027 978 1.024 1.016 869 953 1.030 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
1.827 4.045 4.500 7.715 9.017 9.850 9.409 8.658 9.421 9.533 9.425 9.909 10.198 9.387 10.111 9.984 Earning Assets - Account Administrative Transactions 1) a. Lancar 1.805 4.042 4.492 7.699 9.006 9.839 9.384 8.640 9.201 9.307 9.403 9.885 10.161 9.344 10.037 9.913 a. Current
b. DPK 21 3 7 14 8 7 22 15 186 196 19 21 34 40 71 68 b. Special Mention c. Kurang Lancar 0 0 0 - 0 0 0 0 29 28 2 0 - 0 0 1 c. Sub-Standard d. Diragukan 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 d. Doubtful e. Macet 0 1 1 1 3 3 4 3 4 2 2 2 2 2 2 2 e. Loss Non Performing Earning Aset
(Nominal) 1.829 1.246 1.111 1.736 1.910 1.865 1.893 1.780 1.851 1.893 1.680 1.730 1.701 1.685 1.854 2.031 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 542 890 1.072 944 927 950 983 1.083 1.065 1.050 1.025 998 980 1.025 975 926 Interbank Loans a. Lancar 542 888 1.070 939 924 947 980 1.081 1.062 1.048 1.024 998 971 1.021 970 922 a. Current b. DPK - - 2 2 - - 0 0 0 - - 5 - - - b. Special Mention c. Kurang Lancar - - - 2 3 3 2 1 1 1 1 - - - - - c. Sub-Standard d. Diragukan - - - - 0 0 1 1 - 0 0 - - - d. Doubtful e. Macet - 1 - 1 - - 1 2 1 1 1 5 4 4 4 e. Loss Non Performing Loan kepada
Bank Lain (Nominal) - 1 - 3 3 3 2 2 2 1 1 1 5 4 4 4 Interbank Non Performing Loan (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
2014
Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain (Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2016
Indicator
Indikator 2015
2012
2011 2013
97
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb
Aset Produktif Neraca 240.588 297.222 334.497 367.146 398.053 429.571 449.992 461.912 436.246 448.394 470.665 464.128 446.613 406.618 428.608 421.784 Earning Assets a. Lancar 234.041 287.538 321.098 349.383 375.715 406.355 425.878 437.791 411.860 423.562 445.294 438.535 421.218 384.059 402.052 395.372 a. Current b. DPK 3.419 4.570 5.762 7.103 10.471 10.566 10.877 11.687 10.837 10.873 11.755 11.609 11.570 10.210 13.151 12.817 b. Special Mention c. Kurang Lancar 297 945 1.052 785 1.143 1.782 2.117 1.458 1.841 2.091 1.512 1.775 1.229 832 1.677 1.387 c. Sub-Standard d. Diragukan 281 637 987 1.378 916 857 1.284 1.467 1.599 1.163 1.266 1.296 1.394 974 837 1.203 d. Doubtful e. Macet 2.551 3.532 5.598 8.497 9.807 10.012 9.837 9.508 10.109 10.704 10.838 10.912 11.201 10.542 10.890 11.006 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
17.677 31.651 31.877 28.145 24.653 25.788 26.488 27.225 28.438 27.352 28.848 28.482 29.002 28.600 26.292 24.852 Earning Assets - Account Administrative Transactions 1) a. Lancar 17.592 31.320 31.601 27.796 24.269 25.226 26.054 26.728 27.854 26.891 28.434 27.983 28.445 28.021 25.802 24.245 a. Current
b. DPK 16 249 130 179 159 151 185 233 128 179 89 111 128 312 244 349 b. Special Mention c. Kurang Lancar 3 12 3 4 19 218 34 51 157 46 56 98 97 13 12 9 c. Sub-Standard d. Diragukan 6 25 26 26 8 21 35 19 81 11 10 7 5 2 3 9 d. Doubtful e. Macet 59 44 118 140 198 172 180 194 218 225 258 283 328 252 231 240 e. Loss Non Performing Earning Aset
(Nominal) 6.248 5.195 7.784 10.829 12.092 13.062 13.486 12.698 14.005 14.240 13.941 14.371 14.254 12.615 13.650 13.854 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 137 357 709 970 961 1.017 960 1.014 1.006 966 972 931 921 983 939 1.004 Interbank Loans a. Lancar 136 357 708 970 961 967 960 1.013 1.006 966 972 926 916 979 934 990 a. Current b. DPK 0 - - 0 0 49 0 0 - 0 0 5 5 0 0 7 b. Special Mention c. Kurang Lancar 0 - 1 - - 0 - 0 0 - - - 0 - 0 - c. Sub-Standard d. Diragukan 1 - - - - 0 - 0 - 0 0 - - - - 0 d. Doubtful e. Macet 0 - - 0 0 0 0 0 0 0 0 0 0 4 4 8 e. Loss Non Performing Loan kepada
Bank Lain (Nominal) 1 - 1 0 0 0 0 0 0 0 0 0 0 4 4 8 Interbank Non Performing Loan (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
2013
Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp)
2014
Indikator 2011 2012 2015 2016