Statistik Perbankan Indonesia - Vol. 17 No. 2, Januari 2019 Indonesia Banking Statistics - Vol. 17 No. 2, January 2019
< Rp.
1
2019
Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
Aset Produktif Neraca 4.531.435 5.002.520 5.518.889 6.128.486 6.203.110 6.289.816 6.279.620 6.291.559 6.380.741 6.371.903 6.439.727 6.551.890 6.651.733 6.643.223 6.668.813 6.643.397 Earning Assets a. Lancar 4.308.971 4.719.729 5.209.001 5.799.860 5.809.952 5.912.417 5.900.725 5.915.108 5.986.304 5.989.839 6.044.410 6.162.699 6.273.022 6.252.438 6.317.761 6.249.804 a. Current b. DPK 143.405 183.815 184.315 209.715 263.272 250.418 249.400 244.510 263.662 248.195 259.998 255.293 243.467 255.134 226.493 261.987 b. Special Mention c. Kurang Lancar 12.864 18.446 26.195 20.855 22.449 18.970 21.825 23.048 19.587 22.489 22.339 21.679 22.454 24.345 21.216 23.853 c. Sub-Standard d. Diragukan 14.395 12.754 14.853 16.540 22.655 23.458 19.957 20.294 21.453 19.137 20.981 20.291 17.594 16.535 15.858 17.250 d. Doubtful
e. Macet 51.799 67.775 84.525 81.516 84.782 84.553 87.713 88.599 89.735 92.243 91.999 91.928 95.196 94.772 87.486 90.503 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
1.441.570 1.586.820 1.677.733 1.825.924 1.869.441 1.851.124 1.892.914 1.876.115 1.866.574 1.888.023 1.977.575 1.975.348 2.013.881 1.975.671 2.001.032 2.017.342 Earning Assets - Account Administrative Transactions 1) a. Lancar 1.422.274 1.560.089 1.651.573 1.800.549 1.839.911 1.820.348 1.863.208 1.844.990 1.835.211 1.855.490 1.946.874 1.944.194 1.983.873 1.945.875 1.971.636 1.987.452 a. Current
b. DPK 16.207 23.182 22.682 22.483 26.469 27.616 26.681 28.222 28.047 28.784 27.640 27.740 27.072 26.934 26.377 26.986 b. Special Mention c. Kurang Lancar 1.986 1.731 1.648 1.553 1.562 1.357 1.464 1.425 1.662 2.338 1.542 1.666 1.373 1.335 1.254 935 c. Sub-Standard d. Diragukan 402 248 1.003 383 369 646 447 344 365 284 423 282 276 256 281 869 d. Doubtful
e. Macet 701 1.570 827 956 1.130 1.155 1.114 1.133 1.288 1.128 1.098 1.465 1.288 1.271 1.485 1.100 e. Lost Non Performing Earning Aset
(Nominal) 82.148 102.525 129.051 121.803 132.948 130.140 132.519 134.843 134.090 137.618 138.381 137.310 138.180 138.513 127.579 134.509 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 32.192 34.200 36.220 43.987 41.676 45.546 49.073 51.185 54.632 54.692 52.011 54.953 56.421 58.069 63.130 62.593 Interbank Loans a. Lancar 32.089 34.099 36.106 43.873 41.566 45.329 48.966 51.086 54.537 54.538 51.906 54.836 56.318 57.964 63.029 62.492 a. Current b. DPK 11 16 19 14 8 122 7 1 1 59 9 21 8 14 9 11 b. Special Mention c. Kurang Lancar 9 - - - - 0 - 0 - - - - 1 1 c. Sub-Standard d. Diragukan 0 - - - 0 0 - - - - 0 0 - - - - d. Doubtful e. Macet 84 85 94 100 102 95 99 97 93 95 95 96 95 91 91 89 e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 93 85 94 100 102 95 99 97 93 95 96 96 95 91 92 90 Interbank Non Performing Loan (Nominal)
2015 2016
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain (Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indicator
Indikator 2014
2018 2017
94
Indonesia Banking Statistics - Vol. 17 No. 2, January 2019
2019
Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
Aset Produktif Neraca 1.719.355 1.960.362 2.235.880 2.578.753 2.541.155 2.581.053 2.576.778 2.627.440 2.669.405 2.666.006 2.693.992 2.778.313 2.823.262 2.851.399 2.893.140 2.849.879 Earning Assets a. Lancar 1.618.156 1.846.369 2.108.233 2.437.437 2.367.086 2.420.749 2.412.833 2.465.705 2.501.675 2.504.107 2.529.891 2.611.533 2.658.101 2.683.574 2.740.308 2.680.753 a. Current b. DPK 73.414 75.823 74.946 89.621 117.099 104.206 107.909 104.631 111.064 105.447 106.747 108.795 106.058 109.157 98.144 111.334 b. Special Mention c. Kurang Lancar 3.258 7.963 14.490 11.307 12.654 11.293 12.689 12.776 11.551 11.726 11.937 11.711 12.881 12.785 12.039 12.961 c. Sub-Standard d. Diragukan 4.699 4.584 5.209 7.072 12.548 13.212 10.514 10.449 10.887 9.155 10.991 11.087 8.523 8.071 7.669 7.181 d. Doubtful
e. Macet 19.829 25.624 33.002 33.316 31.767 31.593 32.834 33.879 34.227 35.571 34.426 35.189 37.699 37.812 34.980 37.651 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
398.351 463.182 510.689 545.767 559.764 538.114 564.863 545.933 539.837 545.036 583.572 590.390 604.113 602.773 613.343 605.624 Earning Assets - Account Administrative Transactions 1) a. Lancar 391.594 455.919 504.079 539.307 551.397 530.072 557.126 537.772 531.219 536.173 575.641 581.941 595.877 594.559 605.260 597.656 a. Current
b. DPK 6.187 6.553 5.326 5.991 7.745 7.415 7.188 7.584 7.810 8.316 7.363 7.708 7.417 7.389 7.237 7.165 b. Special Mention c. Kurang Lancar 66 198 209 142 231 219 178 178 212 135 136 310 335 349 391 132 c. Sub-Standard d. Diragukan 70 81 810 91 124 205 159 100 135 127 158 159 144 154 172 385 d. Doubtful
e. Macet 434 431 265 237 268 202 213 298 461 285 275 273 340 321 282 287 e. Loss Non Performing Earning Aset
(Nominal) 28.355 38.881 53.985 52.164 57.592 56.725 56.586 57.681 57.473 57.000 57.922 58.728 59.922 59.492 55.533 58.596 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 4.854 5.591 5.417 5.379 4.319 4.497 5.011 5.298 7.413 7.090 7.349 7.196 5.911 5.796 5.188 5.040 Interbank Loans a. Lancar 4.774 5.520 5.342 5.304 4.242 4.419 4.933 5.222 7.335 7.012 7.270 7.116 5.832 5.720 5.112 4.966 a. Current
b. DPK 8 0 0 0 0 0 0 0 0 - - 1 - - 0 0 b. Special Mention
c. Kurang Lancar - - - 0 - - - - c. Sub-Standard d. Diragukan - - - 0 - - - - 0 0 - - - - d. Doubtful e. Macet 72 71 74 75 77 77 77 76 77 78 79 79 79 76 76 74 e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 72 71 74 75 77 78 77 76 77 78 79 80 79 76 76 74 Interbank Non Performing Loan (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
2014
Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain (Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator 2015 2016 2017 Indicator
2018
95
2019
Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
Aset Produktif Neraca 1.713.244 1.835.674 2.139.165 2.384.379 2.450.566 2.449.523 2.433.768 2.412.044 2.428.136 2.432.630 2.455.513 2.455.438 2.489.162 2.469.181 2.488.313 2.487.673 Earning Assets a. Lancar 1.636.540 1.726.573 2.011.962 2.247.121 2.286.299 2.286.909 2.273.011 2.251.668 2.258.174 2.267.373 2.279.369 2.290.918 2.332.776 2.302.893 2.342.865 2.321.497 a. Current b. DPK 46.023 73.507 76.417 90.308 112.842 112.975 109.001 107.503 118.779 111.624 121.614 111.682 102.838 111.961 96.716 114.831 b. Special Mention c. Kurang Lancar 5.171 4.597 8.977 7.211 6.948 5.073 6.207 7.426 4.709 7.370 7.342 7.420 7.016 8.947 6.877 8.405 c. Sub-Standard d. Diragukan 6.514 5.549 7.614 7.502 7.521 7.742 7.326 7.651 8.256 6.747 6.724 6.092 6.997 6.560 6.322 7.908 d. Doubtful
e. Macet 18.996 25.447 34.195 32.237 36.956 36.824 38.223 37.796 38.219 39.515 40.464 39.327 39.535 38.820 35.533 35.033 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
519.087
544.346 594.287 728.017 746.363 758.978 766.101 767.029 753.914 760.719 783.978 776.690 789.019 771.304 781.812 805.491 Earning Assets - Account Administrative Transactions 1) a. Lancar 515.068 537.916 590.625 722.750 739.938 751.865 759.492 759.873 746.050 754.193 777.618 770.503 783.850 766.172 776.552 800.120 a. Current
b. DPK 3.715 5.638 3.354 4.520 5.786 6.302 5.971 6.541 7.248 5.922 5.742 5.367 4.586 4.586 4.329 4.494 b. Special Mention c. Kurang Lancar 90 98 61 358 246 132 144 141 147 198 210 175 174 187 222 163 c. Sub-Standard d. Diragukan 105 98 82 256 146 341 185 176 162 102 98 90 102 76 91 463 d. Doubtful
e. Macet 108 596 165 134 248 339 308 298 306 304 309 556 306 282 618 252 e. Loss Non Performing Earning Aset
(Nominal) 30.984 36.386 51.094 47.697 52.065 50.451 52.394 53.488 51.799 54.236 55.148 53.660 54.131 54.873 49.663 52.224 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 10.550 12.715 16.514 23.628 23.448 25.603 28.456 30.246 31.234 30.765 28.223 30.778 33.305 34.738 38.188 37.725 Interbank Loans a. Lancar 10.532 12.695 16.492 23.605 23.438 25.482 28.445 30.240 31.234 30.728 28.214 30.758 33.297 34.724 38.179 37.716 a. Current b. DPK - 16 12 13 1 119 4 0 - 37 9 19 8 14 9 9 b. Special Mention c. Kurang Lancar 7 - - - - 0 - - - - c. Sub-Standard d. Diragukan 0 - - - - d. Doubtful e. Macet 11 5 9 9 9 1 6 6 0 0 0 0 0 0 0 0 e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 18 5 9 9 9 1 6 6 0 0 0 0 0 0 0 0 Interbank Non Performing Loan (Nominal)
Indicator
Indikator 2016
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.