Statistik Perbankan Indonesia - Vol. 18 No. 10 September 2020 Indonesia Banking Statistics - Vol. 18 No. 10 September 2020
< Rp.
1
Indonesia Banking Statistics - Vol. 18 No. 10 September 2020
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Agt Sep
Aset Produktif Neraca 5.518.889 6.128.486 6.668.813 7.007.670 7.041.278 7.068.514 7.109.042 7.048.397 7.195.135 7.340.274 7.253.045 7.303.374 7.336.597 7.304.998 7.472.773 7.571.936 Earning Assets a. Lancar 5.209.001 5.799.860 6.317.761 6.563.776 6.600.622 6.616.827 6.692.948 6.583.996 6.710.187 6.825.664 6.708.175 6.793.005 6.876.104 6.870.007 7.037.159 7.145.198 a. Current b. DPK 184.315 209.715 226.493 297.237 291.207 300.003 275.482 314.110 333.642 359.223 385.576 345.710 290.977 259.686 260.427 255.337 b. Special Mention c. Kurang Lancar 26.195 20.855 21.216 24.204 27.451 25.420 22.411 30.130 24.923 25.479 24.605 25.320 26.715 23.453 19.161 18.130 c. Sub-Standard d. Diragukan 14.853 16.540 15.858 18.767 18.499 22.223 28.481 18.638 20.921 24.563 23.522 24.763 27.246 30.640 26.775 22.926 d. Doubtful e. Macet 84.525 81.516 87.486 103.686 103.500 104.040 89.719 101.524 105.463 105.345 111.167 114.575 115.555 121.211 129.250 130.345 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
1.677.733 1.825.924 2.001.032 2.041.843 2.071.384 2.071.077 2.041.716 2.034.819 2.072.705 2.122.769 2.050.350 2.023.012 2.006.670 2.056.069 2.039.590 2.063.005 Earning Assets - Account Administrative Transactions 1) a. Lancar 1.651.573 1.800.549 1.971.636 2.016.397 2.038.201 2.041.540 2.012.694 2.003.708 2.040.844 2.089.066 2.017.571 1.989.173 1.971.903 2.022.366 2.004.729 2.024.579 a. Current
b. DPK 22.682 22.483 26.377 22.639 30.518 26.843 25.970 27.917 28.704 30.526 29.526 30.461 30.800 29.760 30.711 35.003 b. Special Mention c. Kurang Lancar 1.648 1.553 1.254 1.269 1.110 946 1.294 1.432 1.449 1.224 1.456 1.694 1.581 1.300 1.185 1.131 c. Sub-Standard d. Diragukan 1.003 383 281 265 367 410 450 291 278 273 257 302 714 1.015 908 397 d. Doubtful e. Macet 827 956 1.485 1.274 1.189 1.339 1.309 1.471 1.429 1.680 1.539 1.383 1.672 1.628 2.057 1.896 e. Lost Non Performing Earning Aset
(Nominal) 129.051 121.803 127.579 149.466 152.115 154.378 143.664 153.486 154.463 158.565 162.546 168.037 173.483 179.248 179.337 174.824 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 36.220 43.987 63.130 56.524 55.168 57.839 66.766 64.229 65.829 69.524 66.069 65.554 68.473 71.131 72.239 71.440 Interbank Loans a. Lancar 36.106 43.873 63.029 56.450 55.097 57.767 66.697 64.106 65.737 69.427 65.939 65.402 68.376 71.060 72.178 71.349 a. Current b. DPK 19 14 9 12 9 10 6 63 30 29 68 90 36 6 6 35 b. Special Mention c. Kurang Lancar - - 1 - - - 0 0 - - - 1 - 0 0 - c. Sub-Standard d. Diragukan - - - - 0 - - - - 0 0 d. Doubtful e. Macet 94 100 91 62 62 62 63 60 62 67 62 62 61 65 55 56 e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 94 100 92 62 62 62 63 60 62 67 62 62 61 65 56 56 Interbank Non Performing Loan (Nominal)
2016
2020
Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain (Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indicator
Indikator 2017 2018
2019
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.
94
Statistik Perbankan Indonesia - Vol. 18 No. 10 September 2020 Indonesia Banking Statistics - Vol. 18 No. 10 September 2020
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Agt Sep
Aset Produktif Neraca 2.235.880 2.578.753 2.893.140 3.014.659 3.013.571 3.060.576 3.107.085 3.079.234 3.139.779 3.158.149 3.111.059 3.172.325 3.204.382 3.189.964 3.290.462 3.330.005 Earning Assets a. Lancar 2.108.233 2.437.437 2.740.308 2.821.848 2.817.138 2.859.202 2.917.689 2.865.011 2.913.767 2.907.718 2.848.213 2.930.852 2.979.515 2.980.983 3.080.331 3.120.231 a. Current b. DPK 74.946 89.621 98.144 125.354 129.339 132.140 122.566 142.933 154.605 177.746 188.301 164.875 144.130 125.998 126.322 124.269 b. Special Mention c. Kurang Lancar 14.490 11.307 12.039 14.568 14.477 13.856 14.108 18.260 15.893 14.654 15.070 15.039 14.658 12.142 10.998 10.708 c. Sub-Standard d. Diragukan 5.209 7.072 7.669 9.241 9.488 10.566 14.914 8.576 11.237 13.746 12.551 12.803 14.878 16.062 13.330 10.641 d. Doubtful e. Macet 33.002 33.316 34.980 43.648 43.129 44.811 37.808 44.454 44.278 44.284 46.924 48.755 51.201 54.778 59.481 64.156 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
510.689 545.767 613.343 624.399 642.204 633.992 642.058 624.709 633.933 659.547 621.787 626.904 611.230 622.314 594.272 608.748 Earning Assets - Account Administrative Transactions 1) a. Lancar 504.079 539.307 605.260 616.659 628.404 623.723 631.493 612.740 621.928 646.727 608.652 614.591 595.241 607.187 578.197 589.123 a. Current
b. DPK 5.326 5.991 7.237 6.921 13.059 9.444 9.566 10.810 10.777 11.761 12.016 10.944 14.147 13.066 13.987 18.176 b. Special Mention c. Kurang Lancar 209 142 391 259 111 187 346 518 505 446 497 742 685 556 249 261 c. Sub-Standard d. Diragukan 810 91 172 192 277 241 292 199 195 184 156 172 515 922 798 288 d. Doubtful e. Macet 265 237 282 368 353 397 361 442 527 429 466 454 642 582 1.041 899 e. Loss Non Performing Earning Aset
(Nominal) 53.985 52.164 55.533 68.276 67.835 70.059 67.830 72.449 72.635 73.743 75.664 77.966 82.579 85.042 85.897 86.953 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 5.417 5.379 5.188 3.573 4.525 4.309 7.499 7.434 8.013 8.589 8.155 7.490 7.416 9.172 9.101 9.324 Interbank Loans a. Lancar 5.342 5.304 5.112 3.520 4.471 4.255 7.444 7.381 7.958 8.527 8.099 7.434 7.361 9.113 9.051 9.270 a. Current b. DPK 0 0 0 - - - 0 0 - - 0 0 0 0 - 4 b. Special Mention c. Kurang Lancar - - - - 0 - - - - - 0 0 - c. Sub-Standard d. Diragukan - - - - 0 - - - - 0 d. Doubtful e. Macet 74 75 76 54 54 54 54 53 54 62 56 56 55 59 49 50 e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 74 75 76 54 54 54 54 53 54 62 56 56 55 59 49 50 Interbank Non Performing Loan (Nominal)
Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain (Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator 2016 2018 Indicator
2019 2017
2020
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
95
Indonesia Banking Statistics - Vol. 18 No. 10 September 2020
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Agt Sep
Aset Produktif Neraca 2.139.165 2.384.379 2.488.313 2.687.209 2.695.202 2.701.109 2.719.212 2.709.813 2.757.231 2.819.115 2.803.814 2.808.875 2.800.320 2.808.977 2.833.049 2.887.212 Earning Assets a. Lancar 2.011.962 2.247.121 2.342.865 2.494.631 2.506.894 2.507.081 2.544.545 2.516.222 2.555.577 2.617.945 2.589.319 2.607.379 2.626.220 2.641.582 2.664.738 2.727.194 a. Current b. DPK 76.417 90.308 96.716 138.658 132.227 136.340 123.145 137.617 145.401 143.342 155.231 139.191 111.142 101.129 102.921 100.355 b. Special Mention c. Kurang Lancar 8.977 7.211 6.877 5.592 8.687 8.319 5.355 8.342 5.772 7.194 6.114 6.726 8.788 7.965 5.691 4.730 c. Sub-Standard d. Diragukan 7.614 7.502 6.322 7.140 6.155 8.593 10.329 7.612 7.213 7.704 7.830 8.860 9.020 11.816 10.218 9.354 d. Doubtful e. Macet 34.195 32.237 35.533 41.187 41.239 40.776 35.838 40.019 43.267 42.931 45.320 46.719 45.150 46.486 49.481 45.580 e. Loss Aset Produktif Transaksi
Rekening Administratif 1)
594.287
728.017 781.812 909.164 917.690 923.597 894.342 918.340 930.841 933.551 913.360 890.592 908.959 931.595 941.493 939.632 Earning Assets - Account Administrative Transactions 1) a. Lancar 590.625 722.750 776.552 902.009 910.522 916.629 888.064 911.879 923.676 925.922 905.178 882.320 902.357 925.055 935.150 933.306 a. Current
b. DPK 3.354 4.520 4.329 6.566 6.604 6.291 5.364 5.941 6.637 6.975 7.641 7.860 6.152 6.101 5.954 5.987 b. Special Mention c. Kurang Lancar 61 358 222 172 222 168 384 108 111 107 128 140 67 55 47 41 c. Sub-Standard d. Diragukan 82 256 91 54 49 151 107 74 57 34 39 41 153 56 46 55 d. Doubtful e. Macet 165 134 618 363 292 357 424 338 360 513 375 231 231 328 295 243 e. Loss Non Performing Earning Aset
(Nominal) 51.094 47.697 49.663 54.508 56.644 58.365 52.436 56.493 56.781 58.484 59.805 62.716 63.409 66.705 65.779 60.002 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain 16.514 23.628 38.188 39.483 35.552 37.257 40.845 40.822 43.333 44.793 42.784 43.170 45.505 45.627 46.340 48.821 Interbank Loans a. Lancar 16.492 23.605 38.179 39.473 35.546 37.249 40.839 40.761 43.305 44.766 42.734 43.107 45.480 45.623 46.335 48.802 a. Current b. DPK 12 13 9 10 6 8 6 61 28 27 49 63 24 4 4 18 b. Special Mention c. Kurang Lancar - - - - 0 - - - - 0 - - c. Sub-Standard d. Diragukan - - - - 0 0 d. Doubtful e. Macet 9 9 0 0 0 - - - 0 - 0 - - - - - e. Loss
Non Performing Loan kepada
Bank Lain (Nominal) 9 9 0 0 0 - 0 - 0 - 0 - - 0 0 0 Interbank Non Performing Loan (Nominal)