2019 Jenis Penggunaan

Indonesia Banking Statistics - Vol. 17 No. 6 May 2019

Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei

- Modal Kerja - Working Capital

Rupiah 12,48 11,38 10,71 10,54 10,53 10,58 10,51 10,63 10,50 10,51 10,37 10,56 10,58 10,54 10,53 10,46

Rupiah

Valas 4,00 3,94 3,90 4,15 4,20 4,23 4,26 4,27 4,32 4,36 4,34 4,52 4,53 4,55 4,57 4,43

Foreign Exchange

- Investasi - Investments

Rupiah 12,12 11,21 10,56 10,29 10,35 10,36 10,37 10,54 10,38 10,51 10,38 10,38 10,36 10,34 10,31 10,26

Rupiah

Valas 5,16 4,97 4,94 5,16 5,27 5,29 5,35 5,61 5,33 5,37 5,30 5,46 5,46 5,44 5,38 5,36

Foreign Exchange

- Konsumsi - Consumption

Rupiah 13,88 13,59 12,66 12,34 12,30 12,20 11,96 11,90 11,83 11,80 11,73 11,72 11,68 11,64 11,62 11,57

Rupiah

Valas 2,65 2,82 3,21 3,17 4,06 3,74 3,98 4,02 4,53 3,55 3,59 3,55 3,83 6,45 6,55 6,34

Foreign Exchange

- Ekspor - Export

Rupiah 11,09 10,03 10,38 10,43 10,23 10,23 10,28 10,25 10,09 10,16 9,88 10,17 10,10 10,18 10,10 9,92

Rupiah

Valas 3,79 3,75 3,86 4,12 4,43 4,49 4,46 4,54 4,66 4,66 4,44 4,74 4,65 4,57 4,56 4,52

Foreign Exchange

- Impor - Import

Rupiah 11,41 10,83 10,14 9,99 10,08 10,02 10,08 10,04 10,16 10,05 9,50 10,05 10,02 9,97 10,08 9,98

Rupiah

Valas 4,10 4,29 4,80 4,79 4,69 5,23 5,18 4,99 5,13 5,06 5,01 6,10 5,33 5,52 5,73 4,95

Foreign Exchange

- Lainnya - Other

Rupiah 12,87 12,08 11,34 11,11 11,09 11,08 10,97 11,05 10,93 10,95 10,84 10,92 10,91 10,87 10,86 10,79

Rupiah

Valas 4,59 4,45 4,36 4,58 4,64 4,63 4,68 4,79 4,70 4,74 4,72 4,85 4,89 4,91 4,91 4,84

Foreign Exchange

Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)

Persen (Percent)

Type of Use

2. User Orientation 1. Type of Use 1. Jenis Penggunaan

2018 2017

2019

Statistik Perbankan Indonesia - Vol. 17 No. 6 Mei 2019 Indonesia Banking Statistics - Vol. 17 No. 6 May 2019

Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei

Bank Persero State Owned Banks

Jumlah Bank 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 Total Banks

Jumlah Kantor 17.809 18.106 18.262 18.053 18.048 18.038 17.989 17.986 17.913 17.867 17.853 17.835 17.835 17.832 17.803 17.757 Total Bank Offices

BUSN Devisa

Jumlah Bank 39 42 42 42 42 42 42 42 42 42 42 42 42 42 42 41 Total Banks

Jumlah Kantor 8.825 9.658 8.997 8.855 8.833 8.761 8.724 8.659 8.584 8.567 8.564 8.633 8.621 8.600 8.546 8.486 Total Bank Offices

BUSN Non Devisa

Jumlah Bank 27 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 Total Banks

Jumlah Kantor 2.087 468 508 507 512 515 513 518 522 525 538 538 542 542 547 543 Total Bank Offices

BPD Regional Development

Banks

Jumlah Bank 26 27 27 27 27 27 27 27 27 27 27 27 27 27 27 27 Total Banks

Jumlah Kantor 3.781 4.052 4.130 4.167 4.171 4.184 4.198 4.201 4.217 4.224 4.288 4.295 4.299 4.312 4.315 4.313 Total Bank Offices

Bank Campuran Joint Venture Banks

Jumlah Bank 12 12 12 12 12 12 12 12 12 12 12 12 11 11 11 11 Total Banks

Jumlah Kantor 359 355 340 336 333 332 329 327 325 325 328 328 326 325 321 319 Total Bank Offices

Bank Asing Foreign Owned Bank

Jumlah Bank 10 10 9 9 9 9 9 9 9 9 9 9 9 9 8 8 Total Banks

Jumlah Kantor 102 91 48 48 47 47 47 47 47 47 47 47 46 45 45 46 Total Bank Offices

Total Total

Jumlah Bank 118 116 115 115 115 115 115 115 115 115 115 115 114 114 113 112 Total Banks Jumlah Kantor 32.963 32.730 32.285 31.966 31.944 31.877 31.800 31.738 31.608 31.555 31.618 31.676 31.669 31.656 31.577 31.464 Total Bank

Offices

r) Revised figures r) Angka-angka diperbaiki

Foreign Exchange Commercial Banks

Non-Foreign Exchange Commercial Banks

2017 2018

Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum (Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank 2015 2016 2019 Group of Bank

119

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1. Jawa Barat 397 412 413 413 413 415 415 415 416 416 416 416 416 416 415 411 1.

Jawa Barat

2. Banten 93 96 101 104 104 104 105 105 105 105 105 105 105 105 105 103 2.

Banten

3. DKI Jakarta 541 545 544 528 528 528 528 527 527 527 527 527 527 527 527 510 3.

DKI Jakarta

4. D.I. Yogyakarta 60 62 61 62 62 62 62 62 63 63 63 63 63 63 63 63 4.

D.I. Yogyakarta

5. Jawa Tengah 328 345 346 346 346 346 347 347 347 347 345 345 345 346 345 344 5.

Jawa Tengah

6. Jawa Timur 415 430 432 429 428 428 430 430 432 432 433 433 433 434 432 429 6.

Jawa Timur

7. Bengkulu 35 35 34 34 34 34 34 34 34 34 34 34 34 34 34 34 7.

Bengkulu

8. Jambi 61 62 61 61 61 61 61 61 61 61 61 61 61 61 61 61 8.

Jambi

9. Aceh 78 81 76 76 76 76 76 76 76 76 76 76 76 76 76 76 9.

Aceh

10. Sumatera Utara 205 206 208 210 210 210 211 210 210 210 212 212 212 212 211 210 10.

Sumatera Utara

11. Sumatera Barat 85 84 84 84 84 84 84 84 84 86 86 86 86 86 86 86 11.

Sumatera Barat

12. Riau 92 92 92 92 92 92 92 92 92 92 92 92 92 92 92 92 12.

Riau

13. Sumatera Selatan 102 104 107 107 107 107 107 107 107 107 107 107 107 107 107 107 13.

Sumatera Selatan

14. Bangka Belitung 27 30 29 29 29 29 29 29 29 29 29 29 29 30 30 30 14.

Bangka Belitung

15. Kepulauan Riau 59 59 61 62 62 62 62 62 62 62 62 62 63 63 62 62 15.

Kepulauan Riau

16. Lampung 61 64 64 64 64 66 66 66 66 66 65 65 65 65 66 66 16.

Lampung

17. Kalimantan Selatan 72 73 74 73 73 73 74 74 74 74 74 74 74 74 74 74 17.

Kalimantan Selatan

18. Kalimantan Barat 73 75 77 78 78 78 78 78 78 78 78 78 79 79 79 79 18.

Kalimantan Barat

19. Kalimantan Timur 114 114 113 113 113 113 113 113 114 114 114 114 114 114 114 114 19.

Kalimantan Timur

20. Kalimantan Tengah 43 44 46 46 46 46 46 46 46 46 46 46 46 46 46 46 20.

Kalimantan Tengah

21. Sulawesi Tengah 41 43 44 45 45 45 46 46 46 46 46 46 46 46 45 45 21.

Sulawesi Tengah

22. Sulawesi Selatan 131 131 134 134 134 134 134 134 135 136 137 137 137 137 137 137 22.

Sulawesi Selatan

23. Sulawesi Utara 58 62 64 64 64 65 65 65 64 64 64 64 64 64 64 64 23.

Sulawesi Utara

24. Gorontalo 18 20 19 19 19 19 19 19 19 19 19 19 19 19 19 19 24.

Gorontalo

25. Sulawesi Barat 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 25.

Sulawesi Barat

26. Sulawesi Tenggara 43 43 43 43 43 43 43 43 43 43 43 43 44 44 44 44 26.

Sulawesi Tenggara

27. Nusa Tenggara Barat 52 53 53 53 53 53 53 53 53 53 54 54 54 54 54 54 27.

Nusa Tenggara Barat

28. Bali 95 96 93 94 94 94 94 94 94 94 94 94 94 94 94 94 28.

Bali

29. Nusa Tenggara Timur 56 58 58 58 58 58 58 58 58 58 58 58 58 58 58 58 29.

Nusa Tenggara Timur

30. Maluku 32 32 34 35 35 35 35 35 35 35 35 35 35 35 35 36 30.

Maluku

31. Papua 61 62 61 61 61 61 61 61 61 61 61 61 61 61 61 61 31.

Papua

32. Maluku Utara 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 32.

Maluku Utara

33. Irian Jaya Barat 23 25 26 26 26 26 26 26 26 26 26 27 27 27 27 27 33.

Irian Jaya Barat

34. Lainnya 17 18 18 17 17 17 17 17 17 17 17 17 17 17 17 17 34.

Others

3.605

3.694 3.708 3.698 3.697 3.702 3.709 3.707 3.712 3.715 3.717 3.718 3.721 3.724 3.718 3.691

Total Total

2015 2016 2017

2018 2019

r) Revised figures for Total Bank Offices each category of commercial banks from December 2011 - November 2015

r) Angka-angka diperbaikiuntuk seluruh Jumlah Kantor pada seluruh jenis bank umum, mulai periode Desember 2011 -

November 2015

Tabel 1.57.a. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank (Growth of Total Branch Offices Based on Region)

Lokasi Location

120

Statistik Perbankan Indonesia - Vol. 17 No. 6 Mei 2019 Indonesia Banking Statistics - Vol. 17 No. 6 May 2019

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Penyaluran Dana Fund Disbursements

a. Kredit 74.807 81.684 89.482 94.253 94.279 94.683 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.046 105.048

a. Credits

b. Antar Bank Aktiva 23.483 27.705 31.815 27.725 28.633 30.330 30.386 30.506 30.885 31.163 32.504 31.834 31.069 30.755 29.279 27.136

b. Inter-Bank Assets

Sumber Dana Source of Funds

a. DPK 67.266 75.725 84.861 85.772 86.300 88.144 88.404 88.744 89.691 90.514 91.956 92.553 93.004 93.747 93.882 93.347

a. Third Party Funds

Deposito 46.307 51.977 58.137 59.393 59.614 60.485 60.742 60.810 61.204 61.488 62.465 63.318 63.766 64.145 64.525 65.181

Time Deposits

Tabungan 20.959 23.748 26.723 26.379 26.686 27.658 27.662 27.935 28.487 29.026 29.491 29.236 29.238 29.602 29.357 28.166

Savings Deposits

b. Antar Bank Pasiva 2.973 3.617 4.417 4.830 4.932 5.046 5.068 5.051 4.933 4.937 5.111 5.232 5.282 5.355 5.342 5.434

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima 13.460 13.613 13.820 13.477 13.710 13.542 13.389 13.521 13.267 13.274 13.809 13.127 12.976 13.169 13.203 13.801

c. Loans received

d. Kewajiban Segera 586 667 776 929 952 851 806 797 812 809 802 799 812 894 1.017 1.031

d. Immediate Liabilities

a. Modal Disetor 9.550 10.656 11.879 12.311 12.338 12.441 12.551 12.631 12.767 12.800 12.921 12.991 13.115 13.161 13.241 13.287

a. Paid In Capital

b. Cadangan 2.079 2.351 2.708 3.000 3.033 3.114 3.121 3.028 3.012 3.011 3.015 3.030 3.055 3.114 3.206 3.265

b. Reserves

c. L/R Tahun Berjalan 2.755 2.936 3.210 1.364 1.586 1.888 2.148 2.458 2.789 3.109 3.371 275 512 835 1.101 1.351

c. Current Earnings

d. L/R Tahun Lalu 1.289 1.755 2.201 3.100 2.938 2.668 2.641 2.698 2.586 2.506 2.467 5.398 5.203 4.757 4.068 3.425

d. Retained Earnings (Profit/Loss)

Ket:

Tabel 2.1 Kegiatan Usaha Bank Perkreditan Rakyat (Rural Banks Operations)

Miliar Rp (Billion Rp)

Indikator 2015 2016 2017 Indicator

2018 2019

since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank

Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima

dari Bank lain. Sejak data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

Several Components of Capital Beberapa Komponen Modal

122

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LDR (%) 77,81 76,24 75,36 78,13 77,60 76,71 76,89 76,94 76,95 77,17 76,54 75,98 76,76 77,36 78,74 80,43 LDR (%)

- Total Kredit 74.807 81.684 89.482 94.253 94.279 94.683 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.045 105.048

- Total Credit

- Penghimpunan Dana 81.908 90.997 100.632 101.845 102.700 104.473 104.673 105.212 105.912 106.600 108.627 108.669 109.013 110.036 110.217 110.387

- Funds collected

- Modal Inti 14.232 16.147 18.105 18.793 18.801 18.963 19.139 19.309 19.399 19.499 19.696 21.225 21.262 21.059 20.651 20.218

- Core Capital

NPL (%) 5,37 5,83 6,15 6,91 7,15 7,09 7,15 7,16 7,15 7,03 6,37 6,82 6,99 6,94 7,15 7,10 NPL (%)

-

Kredit Non Lancar 4.018 4.765 5.500 6.515 6.740 6.710 6.808 6.858 6.892 6.837 6.261 6.734 6.986 7.036 7.367 7.455

- Non Current Credits

- Total Kredit 74.807 81.684 89.482 94.253 94.279 94.683 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.046 105.048

- Total Credit

ROA (%) 2,71 2,59 2,55 2,58 2,48 2,49 2,47 2,49 2,53 2,54 2,48 2,44 2,26 2,43 2,40 2,36 ROA (%)

- L/R Tahun Berjalan 2.755 2.936 3.210 1.364 1.586 1.888 2.148 2.458 2.789 3.109 3.371 275 512 835 1.101 1.351

- Current Earnings (Profit/Loss)

- Total Aktiva 101.713 113.501 125.945 127.058 128.005 130.165 130.664 131.508 132.474 133.678 135.693 135.570 136.150 137.362 137.497 137.444

- Total Aktiva

ROE (%) 24,76 23,61 23,06 22,51 21,73 21,90 21,63 22,07 22,31 22,56 22,24 21,67 19,98 21,57 21,17 20,66 ROE (%)

- L/R Tahun Berjalan 2.755 2.936 3.210 1.364 1.586 1.888 2.148 2.458 2.789 3.109 3.371 275 512 835 1.101 1.351

- Current Earnings (Profit/Loss)

- Modal Disetor 9.550 10.656 11.879 12.311 12.338 12.441 12.551 12.631 12.767 12.800 12.921 12.991 13.115 13.161 13.241 13.287

- Paid In Capital

- Cadangan Umum 1.579 1.778 2.038 2.237 2.253 2.336 2.342 2.219 2.237 2.237 2.241 2.249 2.273 2.312 2.358 2.406

- General Reserve

Ket: *) Angka-angka sementara

*) Provisional figures

2019

Indikator 2015 2016

Tabel 2.2 Kinerja Bank Perkreditan Rakyat (Rural Banks Performance)

Miliar Rp (Billion Rp)

Indicator 2018

2017

123

Statistik Perbankan Indonesia - Vol. 17 No. 6 Mei 2019 Indonesia Banking Statistics - Vol. 17 No. 6 May 2019

Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei

1. Jawa Barat 16.380 16.825 18.010 17.733 17.615 17.875 17.958 18.048 18.137 18.205 18.593 18.585 18.657 18.799 18.749 18.515

1. Jawa Barat

2. Banten 2.250 2.633 3.553 3.886 3.893 3.960 3.971 4.036 4.099 4.110 4.383 4.347 4.382 4.539 4.687 4.769

2. Banten

3. DKI Jakarta 2.124 2.593 2.524 2.558 2.545 2.555 2.543 2.527 2.559 2.626 2.737 2.730 2.738 2.765 2.808 2.883

3. DKI Jakarta

4. D.I Yogyakarta 4.760 5.336 5.924 6.054 6.044 6.134 6.116 6.157 6.199 6.241 6.389 6.325 6.364 6.379 6.318 6.459

4. D.I Yogyakarta

5. Jawa Tengah 22.060 24.876 28.328 28.846 29.212 29.954 30.123 30.372 30.828 31.273 31.269 31.232 31.532 32.075 32.143 31.896

5. Jawa Tengah

6. Jawa Timur 11.361 12.140 13.264 13.140 13.329 13.565 13.538 13.604 13.759 13.830 14.002 14.038 14.141 14.134 14.044 13.888

6. Jawa Timur

7. Bengkulu 64 72 83 89 91 90 89 91 89 93 91 96 97 93 91 90

7. Bengkulu

8. Jambi 745 779 853 870 877 897 900 903 900 901 909 907 917 924 928 942

8. Jambi

9. Aceh 222 251 273 258 254 253 254 253 254 256 262 261 255 256 256 253

9. Aceh

10. Sumatera Utara 1.170 1.348 1.489 1.569 1.571 1.613 1.618 1.620 1.638 1.646 1.642 1.666 1.667 1.674 1.663 1.661

10. Sumatera Utara

11. Sumatera Barat 1.434 1.562 1.698 1.630 1.627 1.679 1.696 1.716 1.727 1.741 1.768 1.754 1.734 1.717 1.675 1.612

11. Sumatera Barat

12. Riau 1.202 1.295 1.368 1.316 1.351 1.355 1.348 1.353 1.340 1.336 1.340 1.337 1.341 1.335 1.333 1.318

12. Riau

13. Kepulauan Riau 4.917 5.844 6.460 6.597 6.654 6.708 6.758 6.752 6.789 6.793 6.926 6.989 7.061 7.175 7.197 7.263

13. Kepulauan Riau

14. Sumatera Selatan 1.202 1.339 1.433 1.472 1.476 1.511 1.508 1.513 1.515 1.510 1.526 1.526 1.546 1.583 1.627 1.620

14. Sumatera Selatan

15. Bangka Belitung 115 122 140 145 148 148 153 156 156 155 158 159 161 159 160 161

15. Bangka Belitung

16. Lampung 8.885 10.078 11.068 11.166 11.376 11.443 11.450 11.533 11.558 11.718 11.890 11.831 11.760 11.855 11.853 11.976

16. Lampung

17. Kalimantan Selatan 554 573 588 581 579 583 578 585 601 598 609 611 610 609 583 580

17. Kalimantan Selatan

18. Kalimantan Barat 1.066 1.208 1.335 1.306 1.301 1.302 1.320 1.291 1.278 1.260 1.266 1.242 1.197 1.163 1.178 1.196

18. Kalimantan Barat

19. Kalimantan Timur 392 394 406 420 423 427 432 440 443 447 455 450 454 455 449 443

19. Kalimantan Timur

20. Kalimantan Tengah 336 376 480 515 531 601 610 610 557 612 615 632 623 643 602 572

20. Kalimantan Tengah

21. Sulawesi Tengah 1.878 2.209 2.640 2.505 2.571 2.561 2.581 2.610 2.565 2.556 2.559 2.537 2.482 2.521 2.545 2.642

21. Sulawesi Tengah

22. Sulawesi Selatan 1.448 1.995 2.354 2.424 2.445 2.482 2.514 2.557 2.566 2.578 2.622 2.652 2.691 2.715 2.720 2.785

22. Sulawesi Selatan

23. Sulawesi Utara 1.034 1.143 1.221 1.225 1.238 1.257 1.252 1.276 1.233 1.252 1.286 1.279 1.291 1.305 1.319 1.344

23. Sulawesi Utara

24. Sulawesi Tenggara 261 293 293 290 295 301 290 290 290 289 290 290 293 294 293 293

24. Sulawesi Tenggara

25. Sulawesi Barat 65 8 7 7 7 7 7 7 7 7 7 8 8 8 8 8

25. Sulawesi Barat

26. Gorontalo 34 35 34 32 30 30 31 31 31 32 33 32 32 30 29 29

26. Gorontalo

27. Nusa Tenggara Barat 1.240 1.343 1.398 1.379 1.361 1.387 1.410 1.424 1.436 1.437 1.466 1.487 1.483 1.482 1.476 1.442

27. Nusa Tenggara Barat

28. Bali 11.313 13.074 14.078 14.423 14.504 14.753 14.888 14.993 15.165 15.396 15.571 15.627 15.723 15.759 15.870 15.920

28. Bali

29. Nusa Tenggara Timur 493 594 668 699 705 718 724 724 720 718 727 732 719 722 712 710

29. Nusa Tenggara Timur

30. Maluku 1.313 1.473 1.786 1.819 1.826 1.853 1.836 1.900 1.879 1.892 1.987 1.980 1.971 1.959 1.962 1.980

30. Maluku

31. Papua 911 1.010 1.337 1.255 1.280 1.272 1.291 1.302 1.311 1.311 1.394 1.313 1.317 1.314 1.308 1.291

31. Papua

32. Maluku Utara 45 59 103 130 133 170 172 145 148 155 165 162 167 185 200 202

32. Maluku Utara

33. Papua Barat 437 619 750 717 712 719 707 690 700 705 753 752 735 735 713 704

33. Papua Barat

34. Lainnya - - - - - - - - - - - - - - - -

34. Others

Total 101.713 113.501 125.945 127.058 128.005 130.165 130.664 131.508 132.474 133.678 135.693 135.570 136.150 137.362 137.497 137.444 Total

Ket: *) Angka-angka diperbaiki

*) Revised figures

2019

Tabel 2.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR (Growth of Rural Banks Asset Based on Location)

Miliar Rp (Billion Rp)

2016 Location

2015