LDR (%)
18. Activities that have not yet clearly defined NPL
Since March 2012, Sector of Health Services and Social Activities comes from some components of line I.
15. Social Services, Social Cultural, Entertainment and Other Individual Services
NPL
Since March 2012, Sector of Social Services, Social Cultural, Entertainment and Other Individual Services comes from some components of line I.
J 10. Other NPL
Since March 2012, components of other Economic Sectors are classified as :
1. Sector of Activities Not Clearly Defined (line 36) 2. Non Industrial Origin for Housing (line 40) ;
3. Non Industrial Origin for Flat and Apartment (line 42) ; 4. Non Industrial Origin for Shophouse (line 46) ;
5. Non Industrial Origin for Vehicles (line 46) ;
6. Non Industrial Origin for Other Household Appliances (including Multipurpose Loans) (line 48) ; and
4. Non Industrial Origin Others (line 50)
32 33
34 35
36 37
38 39
40 41 42 43
16. Individual Services to Serve Household NPL
Since March 2012, Sector of Indicidual services to Serve Household comes from somponents of line I.
17. International Organisms and Other Extra Internastional NPL
Since March 2012, Sector of International Organisms and Other Extra International comes from some components of line I.
18. Activities that have not yet clearly defined NPL
Since March 2012, Sector of Activities that have not yet clearly Defined comes from some components of line J.
Non Industrial Origin Credit Recipients Household
Since March 2012, Non Industrial Origin comes from some components of line J.
- for Housing NPL
- For Flat and Apartment
NPL
44 45 46 47 48 49 50 51
- For Shophouse NPL
- For Vehicles NPL
- For Other Household Appliances (including Multipurpose Loans) NPL
- Non Other Industrial Origin NPL
Since March 2012, Non Other Industrial Origin comes from some
components of line J.
Table 1.75 Average Interest Rates of Third Party Funds of Commercial Banks
Table 1.83 Average Interest Rates of Credits of Commercial Banks by Economic Sectors
Table 1.84 Average Interest Rates of Credits of Commercial Banks on Type of Use
Until Feb 2012, avarage Interest Rates are calculated with taking into account data of Third Party Funds with interest rate of 0 (zero).
Table 1.47 Average Interest Rates of Third Party Funds of Commercial Banks
Table 1.54 Average Interest Rates of Credits of Commercial Banks to Non Bank Party Based on Industrial Origin and Non Industrial Origin of Credit Recipients
Table 1.55 Average Interest Rates of Credits of Commercial Banks to Non Bank Third Party Based on Type and Orientation of Use
Since March 2011, average interest rates are calculated without taking
into account data of Third Party Funds with interest rate of 0 (zero).
Until December 2011, economic sectors of credits presented in SPI were the economic sectors according to PBI No. 2/21/PBI/2000 concerning Commercial Bank Monthly Report. Since January 2012, Industrial Origin and Non Industrial Origin are based on PBI No. 10/40/PBI/2008 concerning Mothly Report of Commercial Banks.
NPL of West Java West Java NPL of Banten Banten
NPL of DKI Jakarta (Special Capital Province of Jakarta) DKI Jakarta (Special Capital Province of Jakarta) NPL of Special Province of Yogyakarta
Special Province of Yogyakarta NPL of Central Java
Central Java NPL of East Java East Java
NPL of Bengkulu Bengkulu NPL of Jambi Jambi
NPL of Nanggroe Aceh Darussalam Nanggroe Aceh Darussalam NPL of North Sumatera North Sumatera NPL of West Sumatera West Sumatera NPL Riau Riau
NPL Islands of Riau Island of Riau
NPL of South Sumatera
Since January 2012, Industrial Origin and Non Industrial Origin are based on PBI No. 2/21/PBI/2000 concerning Commercial Bank Monthly Report.
Clarification on classification of economic sectors as industrial origin and non industrial origin are given in modification matrix Table 1.41.
West Java NPL Banten NPL DKI Jakarta NPL
Yogyakarta NPL
Central Java NPL
East Java NPL Bengkulu NPL Jambi NPL Aceh NPL
North Sumatera NPL
West Sumatera NPL
Riau NPL
South Sumatera NPL
Islands of Banga Belitung
South Sumatera NPL of Bangka Belitung Bangka Belitung NPL of Lampung Lampung
NPL of South Kalimantan South Kalimantan
NPL
Islands of Riau NPL
Lampung NPL
South Kalimantan NPL
NPL of West Kalimantan West Kalimantan NPL of East Kalimantan East Kalimantan
NPL of Central Kalimantan Central Kalimantan NPL of Gorontalo Central Sulawesi NPL of South Sulawesi South Sulawesi NPL of North Sulawesi North Sulawesi NPL of Gorontalo Gorontalo
NPL of West Sulawesi West Sulawesi
NPL of Southeast Sulawesi Southeast Sulawesi
NPL of West Nusa Tenggara West Nusa Tenggara NPL of Bali
Bali
NPL of East Nusa Tenggara East Nusa Tenggara NPL of Maluku Maluku NPL of Papua Papua
NPL of North Maluku
West Kalimantan NPL
East Kalimantan NPL
Central Kalimantan NPL
Central Sulawesi NPL
South Sulawesi NPL
North Sulawesi NPL
Gorontalo NPL
West Sulawesi NPL
Southeast Sulawesi NPL
West Nusa Tenggara NPL
Bali NPL
East Nusa Tenggara NPL
Maluku NPL Papua NPL
North Maluku
North Maluku
NPL of West Irian Jaya West Irian Jaya
NPL of Outside Indonesia Outside Indonesia NPL total
Total
NPL
West Irian Jaya NPL
Others
NPL
Total
NPL
v
Indonesian Banking Statistics, Vol. 10, No. 9, August 2012
APYD : Aktiva Produktif Yang Diklasifikasikan ATMR : Aktiva Tertimbang Menurut Risiko BOPO : Biaya Operasional terhadap
Pendapatan Operasional BPD : Bank Pembangunan Daerah CAR : Capital Adequacy Ratio DPK : Dana Pihak Ketiga KAP : Kualitas Aktiva Produktif KBAB : Kewajiban Bersih Antar Bank KP : Kantor Pusat
KC : Kantor Cabang
KCP : Kantor Cabang Pembantu KK : Kantor Kas
KPW : Kantor Perwakilan
LBU : Laporan Bulanan Bank Umum LDR : Loan to Deposit Ratio
NIM : Net Interest Margin NPL : Non Performing Loan ROA : Return on Assets
SIP : Sistem Informasi Perbankan UKM : Usaha Kecil Menengah UMKM : Usaha Mikro Kecil Menengah NOM : Net Operating Margin
FDR : Financing to Deposit Ratio
APYD : Classified Earning assets ATMR : Risk Weighted Assets
BOPO : Operations Expenses to Operations Income
BPD : Regional Development Bank CAR : Capital Adequacy Ratio DPK : Third Party Funds KAP : Earning assets Qualtiy KBAB : Inter-Bank Net Liabilities KP : Head Office
KC : Branch Office KCP : Sub-Branch Office KK : Cash Office
KPW : Representative Office
LBU : Commercial Bank Monthly Report LDR : Loan to Deposit Ratio
NIM : Net Interest Margin NPL : Non-Performing Loan ROA : Return on Assets
SIP : Banking Information System
UKM : Small/Medium-Scale-Enterprise Industry UMKM : Small/Medium/Micro-Enterprise Industry
(SMEs)
NOM : Net Operating Margin FDR : Financing to Deposit Ratio