Information presented in schedule 6/1 - 6/7 are additional financial information of PT Bank Central Asia Tbk, (Parent Entity), which presented investment in Subsidiaries according to cost method and are an integral part of the consolidated financial statements of the Group.
ASSETS
Cash 25,402,712 21,677,576
Current accounts with Bank Indonesia 47,611,639 43,282,691
Current accounts with other banks 10,451,954 8,474,189
Placements with Bank Indonesia and other banks 29,541,325 30,403,652
Financial assets held for trading 5,838,673 5,776,887
Acceptance receivables - net of allowance for impairment losses of Rp 176,622 as of
31 December 2019 (31 December 2018: Rp 335,850) 9,492,755 11,582,285
Bills receivable - net of allowance for impairment losses of Rp 2,734 as of 31 December 2019
(31 December 2018: Rp 5,645) 7,909,020 8,534,552
Securities purchased under agreements to resell 9,268,902 9,182,017
Loans receivable - net of allowance for impairment
losses of Rp 14,905,039 as of
31 December 2019 (31 December 2018: Rp 13,568,311)
Related parties 5,896,763 3,295,056
Third parties 567,449,148 521,051,066
Investment securities - net of
allowance for impairment losses
Rp nihil as of 31 December 2019
(31 December 2018: Rp 803) 136,424,944 106,011,781
Prepaid expenses 1,174,300 1,060,718
Prepaid tax 5,637 5,235
Fixed assets - net of accumulated depreciation of Rp 10,716,816 as of 31 December 2019
(31 December 2018: Rp 9,862,667) 20,225,494 18,814,438
Intangible assets - net of accumulated amortisation of Rp 1,307,319 as of 31 December 2019
(31 December 2018: Rp 1,009,154) 527,812 508,456
Deferred tax assets - net 2,954,236 2,925,098
Investment in shares - net of allowance for impairment losses of Rp 58,646 as of 31 December 2019
(31 December 2018: Rp 36,966) 5,765,385 3,599,218
Other assets - net of allowance for impairment losses of Rp 899 as of 31 December 2019
(31 December 2018: Rp 2,030) 13,095,263 12,463,204
TOTAL ASSETS 899,035,962 808,648,119
2019 2018
LIABILITIES AND EQUITY
LIABILITIES
Deposits from customers
Related parties 1,652,310 2,772,111
Third parties 697,652,276 627,322,840
Deposits from other banks 6,726,687 6,504,001
Financial liabilities held for trading 106,260 188,934
Acceptance payables 5,321,249 5,843,486
Tax payables 1,554,227 1,053,915
Borrowings 975 986
Post-employment benefits obligation 7,856,432 6,296,530
Accruals and other liabilities 10,718,960 12,245,851
Subordinated bonds 500,000 500,000
TOTAL LIABILITIES 732,089,376 662,728,654
EQUITY
Share capital - par value per share of Rp 62.50 (full amount) Authorised capital: 88,000,000,000 shares
Issued and fully paid: 24,655,010,000 shares 1,540,938 1,540,938
Additional paid-in capital 5,711,368 5,711,368
Revaluation surplus of fixed assets 9,423,272 8,675,407
Unrealised gains (losses) on available-for-sale
financial assets - net 1,923,192 (130,353)
Retained earnings
Appropriated 1,955,604 1,697,052
Unappropriated 146,392,212 128,425,053
TOTAL EQUITY 166,946,586 145,919,465
TOTAL LIABILITIES AND EQUITY 899,035,962 808,648,119
2019 2018
OPERATING INCOME AND EXPENSES
Interest income 59,999,838 52,952,930
Interest expenses (12,925,739) (11,084,595)
INTEREST INCOME - NET 47,074,099 41,868,335
OTHER OPERATING INCOME
Fee and commission income - net 13,540,023 11,908,191 Net trading income - net 3,394,113 2,775,758
Others 2,124,389 1,374,139
Total other operating income 19,058,525 16,058,088 Impairment losses on assets (4,104,654) (2,367,389)
OTHER OPERATING EXPENSES
Personnel expenses (12,248,042) (10,998,606) General and administrative expenses (13,209,161) (12,074,173)
Others (2,215,954) (1,553,340)
Total other operating expenses (27,673,157) (24,626,119)
INCOME BEFORE TAX 34,354,813 30,932,915
INCOME TAX EXPENSE (7,090,901) (6,230,370)
NET INCOME 27,263,912 24,702,545
OTHER COMPREHENSIVE INCOME:
Items that will not be reclassified to profit or loss:
Remeasurements of defined benefit liability (357,090) 362,416
Income tax 71,418 (269,202)
(285,672) 93,214
Revaluation surplus of fixed assets 747,865 2,087,910
462,193 2,181,124
Items that will be reclassified to profit or loss:
Unrealised gains (losses) on available-for-sale
financial assets 2,566,931 (1,842,681)
Income tax (513,386) 452,523
Unrealised gains (losses) on available-for-sale -
net of tax 2,053,545 (1,390,158)
OTHER COMPREHENSIVE INCOME,
NET OF INCOME TAX 2,515,738 790,966
TOTAL COMPREHENSIVE INCOME 29,779,650 25,493,511
BASIC AND DILUTED EARNINGS PER SHARE ATTRIBUTABLE TO EQUITY HOLDERS OF THE
PARENT ENTITY (full amount of Rupiah) 1,106 1,002
BANK CENTRAL ASIA Tbk TIONAL INFORMATION ATEMENTS OF CHANGES IN EQUITY (PARENT ENTITY ONLY) THE YEARS ENDED 31 DECEMBER 2019 AND 2018 ssed in millions of Rupiah, unless otherwise stated) 2019 Issued and fully paid-up capital Additional paid- in capital Revaluation surplus of fixed assets Unrealised gains (losses) on available-for-sale financial assets- net
Retained earnings Appropriated Unappropriated nce, 31 December 20181,540,938 5,711,368 8,675,407 (130,353) 1,697,052 128,425,053 income for the year- - - - - 27,263,912 aluation surplus of fixed assets- - 747,865 - - - sed gains on available- or-sale financial sets - net - - - 2,053,545 - - urement of defined it liability - net - - - - - (285,672) comprehensive income for the year- - 747,865 2,053,545 - 26,978,240 erve- - - - 258,552 (258,552) h dividends - - - - - (8,752,529) nce, 31 December 2019 1,540,938 5,711,368 9,423,272 1,923,192 1,955,604 146,392,212
PT BANK CENTRAL ASIA Tbk ADDITIONAL INFORMATION STATEMENTS OF CHANGES IN EQUITY (PARENT ENTITY ONLY) FOR THE YEARS ENDED 31 DECEMBER 2019 AND 2018 (Expressed in millions of Rupiah, unless otherwise stated) 2018 Issued and fully paid-up capital Additional paid- in capital Revaluation surplus of fixed assets Unrealised gains (losses) on available-for-sale financial assets- net
Retained earnings Appropriated Unappropriated Balance, 31 December 20171,540,938 5,711,368 6,587,497 1,259,805 1,463,952 110,272,696 Net income for the year- - - - - 24,702,545 Revaluation surplus of fixed assets- - 2,087,910 - - Unrealised losses on available- for-sale financial assets - net - - - (1,390,158) - Remeasurement of defined benefit liability - net - - - - - 93,214 Total comprehensive income for the year- - 2,087,910 (1,390,158) - 24,795,759 General reserve- - - - 233,100 (233,100) Cash dividends - - - - - (6,410,302) Balance, 31 December 2018 1,540,938 5,711,368 8,675,407 (130,353) 1,697,052 128,425,053
2019 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Receipts of interest income, fees and commissions 72,670,644 63,289,126
Other operating income 1,431,543 878,944
Payments of interest expenses, fees and commissions (13,088,561) (10,973,180) Payments of post-employment benefits (230,641) (668,947)
Losses from foreign exchange transactions - net 1,855,221 (405,711) Other operating expenses (24,340,293) (21,635,990) Payment of tantiem to Board of Commissioners and Board of Directors (413,500) (354,950)
Other increases/decreases affecting cash:
Placements with Bank Indonesia and other banks - mature
more than 3 (three) months from the date of acquisition 769,565 2,803,980 Financial assets held for trading 1,235,090 1,507,219
Acceptance receivables 2,248,758 (1,602,067)
Bills receivable 459,371 (1,788,022)
Securities purchased under agreements to resell (86,885) (452,036)
Loans receivable (54,608,008) (71,010,420)
Other assets 137,504 (2,916,577)
Deposits from customers 70,923,556 46,240,525
Deposits from other banks 287,519 652,579
Acceptance payables (522,237) 43,009
Accruals and other liabilities (1,187,393) 4,036,740
Net cash provided by operating activities before
income tax 57,541,253 7,644,222
Payment of income tax (7,232,682) (5,337,912)
Net cash provided by operating activities 50,308,571 2,306,310
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sales of investment securities 100,000 45,279
Acquisition of investment securities (99,560,248) (78,978,061)
Proceeds from investment securities that matured
during the year 71,826,721 102,721,330
Payment for acquisition activities (988,047) -
Cash dividends received from investment in shares 637,792 587,873 Acquisition of fixed assets (2,522,307) (2,236,761)
Proceeds from sale of fixed assets 5,826 4,703
Net cash (used in) provided by investing activities (30,500,263) 22,144,363
CASH FLOWS FROM FINANCING ACTIVITIES
Proceeds from subordinated bonds - 500,000
Proceeds from borrowings - 17
Payment of borrowings (11) -
Payment of cash dividends (8,752,529) (6,410,302) Payment of additional paid-in capital on Subsidiaries (1,200,000) - Net cash used in financing activities (9,952,540) (5,910,285)
NET INCREASE IN CASH AND CASH EQUIVALENTS 9,855,768 18,540,388 CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 101,795,841 81,567,489
EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATIONS ON
CASH AND CASH EQUIVALENTS (117,806) 1,687,964 CASH AND CASH EQUIVALENTS, END OF YEAR 111,533,803 101,795,841
Cash and cash equivalents consist of:
Cash 25,402,712 21,677,576
Current accounts with Bank Indonesia 47,611,639 43,282,691
Current accounts with other banks 10,451,954 8,474,189
Placement with Bank Indonesia and other banks - mature within
3 (three) months or less from the date of acquisition 28,067,498 28,361,385 Total cash and cash equivalents 111,533,803 101,795,841
ASSETS
1. Cash 25,421,413 21,691,445
2. Current accounts with Bank Indonesia 47,904,674 43,548,309 3. Current accounts with other banks 10,529,509 8,537,084 4. Placements with Bank Indonesia and other banks 33,718,077 34,098,217 5. Financial assets held for trading 5,910,146 5,841,824 6. Acceptance receivables - net of allowance 9,492,755 11,582,285 7. Bills receivable - net of allowance 7,909,020 8,600,709 8. Securities purchased under agreements to resell - net of allowance 9,575,565 9,212,684 9. Loans receivable - net of allowance 572,033,999 524,530,462 10. Consumer financing receivables - net of allowance 10,532,424 7,613,709 11. Investment in finance leases - net of allowance 149,428 174,212 12. Assets related to sharia transactions - net of allowance 5,434,287 4,824,013 13. Investment securities - net of allowance 147,634,308 112,161,342 14. Prepaid expenses 1,543,036 1,376,317 15, Prepaid tax 7,396 6,663 16. Fixed assets - net of accumulated depreciation 20,858,503 19,340,642 17. Intangible Assets - net of accumulated amortisation 126,340,469 125,640,915 18. Deferred tax assets - net 3,194,609 3,151,156 19. Other assets - net of allowance 17,859,479 14,692,814
TOTAL ASSETS 1,056,049,097 956,624,802
LIABILITIES, TEMPORARY SYIRKAH DEPOSITS, AND EQUITY LIABILITIES
1. Deposits from customers 698,797,262 629,560,741 2. Sharia deposits 1,034,703 550,438 3. Deposits from other banks 6,717,474 6,494,491 4. Financial liabilities held for trading 106,260 188,934 5. Acceptance payables 5,321,249 5,843,486 6. Securities sold under agreements to repurchase 113,249 48,111 7. Debt securities issued 1,347,523 239,735 8. Tax payable 1,637,331 1,178,588 9. Borrowings 2,332,870 2,093,475 10. Accrued expenses and other liabilities 14,044,088 15,035,545 11. Post-employment benefits obligation 7,957,700 6,407,377 12. Subordinated bonds 500,000 500,000
TOTAL LIABILITIES 739,909,709 668,140,921
13. Temporary syirkah deposits 4,779,029 4,595,738 EQUITY
14. Share capital 210,619,700 210,619,700 15. Additional paid in capital (24,766,946) (24,766,946) 16. Revaluation surplus of fixed assets 1,664,902 1,242,289 17. Foreign exchange differences arising from translation of financial
statements in foreign currency 7,002 16,441 18. Unrealised gains (losses) on available-for-sale financial assets - net 860,219 (284,885) 19. Retained earnings 43,967,287 28,131,877 20. Other equity components (5,073) (5,073)
Total equity attributable to equity holders of the parent
entity 232,347,091 214,953,403
21. Non-controlling interest 79,013,268 68,934,740
TOTAL EQUITY 311,360,359 283,888,143
TOTAL LIABILITIES, TEMPORARY SYIRKAH DEPOSITS, AND EQUITY 1,056,049,097 956,624,802
OPERATING INCOME AND EXPENSES Interest and sharia income
1. Interest income 63,574,097 56,428,606 2. Sharia income 622,442 584,841 Total interest and sharia income 64,196,539 57,013,447 Interest and sharia expense
3. Interest expense (13,058,662) (11,212,601) 4. Sharia expense (297,071) (257,295) Total interest and sharia expense (13,355,733) (11,469,896) NET INTEREST AND SHARIA INCOME 50,840,806 45,543,551 OTHER OPERATING INCOME
5. Fee and commission income - net 13,608,381 11,996,340 6. Net trading income 3,456,342 2,807,349 7. Others 4,259,488 2,983,781 Total other operating income 21,324,211 17,787,470 8. Impairment losses on assets (4,591,343) (2,676,602)
OTHER OPERATING EXPENSES
9. Personnel expenses (13,408,696) (12,147,606) 10. General and administrative expenses (14,240,757) (13,028,051) 11. Others (3,363,388) (2,514,152) Total other operating expenses (31,012,841) (27,689,809) INCOME BEFORE TAX 36,560,833 32,964,610 INCOME TAX EXPENSE (7,715,453) (6,867,506) NET INCOME 28,845,380 26,097,104 OTHER COMPREHENSIVE INCOME:
12. Items that will not be reclassified to profit or loss:
a. Remeasurements of defined benefit liability (341,381) 409,898 b. Income tax 70,102 (284,061)
(271,279)
125,837 c. Revaluation surplus of fixed assets 769,197 2,164,251
497,918
2,290,088 13. Items that will be reclassified to profit or loss:
a. Unrealised gains (losses) on available-for-sale
financial assets 2,604,958 (1,864,674) b. Income tax (519,218) 456,639 Unrealised gains (losses) on available-for-sale
financial assets - net of tax 2,085,740 (1,408,035) c. Foreign exchange differences arising from translation of
financial statements in foreign currency (17,117) 28,322 2,068,623
(1,379,713) OTHER COMPREHENSIVE INCOME, NET OF INCOME TAX 2,566,541 910,375 TOTAL COMPREHENSIVE INCOME 31,411,921 27,007,479 NET INCOME ATTRIBUTABLE TO:
Equity holders of parent entity 15,982,303 14,450,819 Non-controlling interest 12,863,077 11,646,285
28,845,380
26,097,104 COMPREHENSIVE INCOME ATTRIBUTABLE TO:
Equity holders of parent entity 17,391,492 14,951,494 Non-controlling interest 14,020,429 12,055,985
31,411,921
27,007,479 BASIC AND DILUTED EARNINGS PER SHARE
ATTRIBUTABLE TO EQUITY HOLDERS OF THE
PARENT ENTITY 75,882 68,611
Balance, December 31, 2017 210,619,700 (24,766,946) 53,203 880 488,142 13,612,003 (5,073) 200,001,909 59,718,735 259,720,644 Net income for the year - - - - - 14,450,819 - 14,450,819 11,646,285 26,097,104 Revalution surplus of fixed assets - - 1,189,086 - - - - 1,189,086 975,165 2,164,251 Foreign exchange differences arising from translation
of financial statements in foreign currency - - - 15,561 - - - 15,561 12,761 28,322 Unrealised (losses) on available-for-sale financial
assets - net - - - - (773,027) - - (773,027) (635,008) (1,408,035) Remeasurements of defined benefit liability - net - - - - - 69,055 - 69,055 56,782 125,837 Total comprehensive income for the year - - 1,189,086 15,561 (773,027) 14,519,874 - 14,951,494 12,055,985 27,007,479 Cash dividends - - - - - - - - (2,888,345) (2,888,345) Increase in non-controlling interest due to additional
share capital payment - - - - - - - - 48,365 48,365 Balance, 31 December 2018 210,619,700 (24,766,946) 1,242,289 16,441 (284,885) 28,131,877 (5,073) 214,953,403 68,934,740 283,888,143
Balance, 31 December 2018 210,619,700 (24,766,946) 1,242,289 16,441 (284,885) 28,131,877 (5,073) 214,953,403 68,934,740 283,888,143 Net income for the year - - - - - 15,982,303 - 15,982,303 12,863,077 28,845,380 Revalution surplus of fixed assets - - 422,613 - - 2,196 - 424,809 348,385 773,194 Foreign exchange differences arising from translation
of financial statements in foreign currency - - - (9,439) - - - (9,439) (7,678) (17,117) Unrealised gains on available-for-sale financial
assets - net - - - - 1,145,104 - - 1,145,104 940,636 2,085,740 Remeasurements of defined benefit liability - net - - - - - (149,089) - (149,089) (122,190) (271,279) Total comprehensive income for the year - - 422,613 (9,439) 1,145,104 15,835,410 - 17,393,688 14,022,230 31,415,918 Cash dividends - - - - - - - - (3,943,702) (3,943,702) Balance, 31 December 2019 210,619,700 (24,766,946) 1,664,902 7,002 860,219 43,967,287 (5,073) 232,347,091 79,013,268 311,360,359
Consolidated Commitments and Contingencies As of December 31, 2019 and 2018
(in millions of Rupiah)
Audited Audited
Dec 31, 2019 Dec 31, 2018
COMMITMENTS Committed receivables:
1. Borrowing facilities received and unused 4,694,646 4,320,600 2. Outstanding derivatives purchase position 11,822,675 8,575,998
16,517,321
12,896,598 Committed liabilities:
1. Unused credit facilities to customers
- Committed 152,604,164 145,599,557
- Uncommitted 63,355,677 55,587,325
2. Unused credit facilities to other banks
- Committed 2,455,331 1,260,022
- Uncommitted 1,861 2,353
3. Irrevocable Letters of Credit facilities to customers 8,590,916 10,365,963 4. Outstanding derivatives selling position 67,392,624 40,887,714
294,400,573
253,702,934
CONTINGENCIES
Contingent receivables: Honky Harjo
1. Bank guarantees received 623,876 549,426 President Director Director
2. Interest receivables on non-performing assets 477,220 392,257 1,101,096
941,683 Contingent liabilities:
1. Bank guarantee issued to customers 15,737,312 15,241,182
2. Other 78 -
15,737,390
15,241,182
Jakarta, March 5, 2020
Agus Santoso Suwanto Other equity components
Total equity attributable to equity holders of
the parent entity Non- controlling
interest
No. ACCOUNTS
Issued and fully paid- up
capital
Additional paid-in capital
Revaluation surplus of fixed assets ACCOUNTS
Total equity differences arising from
translation of financial statements in foreign
currency
Unrealised gains (losses) on available-for-sale financial assets - net
Retained earnings
PT Bank Central Asia Tbk Kantor Pusat
Menara BCA Grand Indonesia Jl. M.H. Thamrin No. 1 Jakarta 10310, Indonesia Tel. 62 21 235 88000 Fax. 62 21 235 88300