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(i). Determination of Earnings for the fiscal year 2013

Based on the decision of the General Meeting of Shareholders on March 27, 2014, the Company’s net income of Rp 4,282,417,000,000 will be used as follows:

- Net profit will not be used as statutory reserves because the amount of statutory reserves of the Company has met the minimum number of statutory reserves in accordance with Article 70 of Law No. 40 Year 2007.

- The Company will not distribute dividend.

- Total net income will be posted as retained earnings.

Description Fitch

Rating AA

Interest Rate 11.30% per year

Due Date 8 July 2017

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 8 October 2010 Rp38,985,000,000

Payment of Coupon 2 (two) 8 January 2011 Rp38,985,000,000

Payment of Coupon 3 (three) 8 April 2011 Rp38,985,000,000

Payment of Coupon 4 (four) 8 July 2011 Rp38,985,000,000

Payment of Coupon 5 (five) 8 October 2011 Rp38,985,000,000

Payment of Coupon 6 (six) 8 January 2012 Rp38,985,000,000

Payment of Coupon 7 (seven) 8 April 2012 Rp38,985,000,000

Payment of Coupon 8 (eight) 8 July 2012 Rp38,985,000,000

Payment of Coupon 9 (nine) 8 October 2012 Rp38,985,000,000

Payment of Coupon 10 (ten) 8 January 2013 Rp38,985,000,000

Payment of Coupon 11 (eleven) 8 April 2013 Rp38,985,000,000

Payment of Coupon 12 (twelve) 8 July 2013 Rp38,985,000,000

Payment of Coupon 13 (thirteen) 8 October 2013 Rp38,985,000,000

Payment of Coupon 14 (fourteen) 8 January 2014 Rp38,985,000,000

Payment of Coupon 15 (fifteen) 8 April 2014 Rp38,985,000,000

Payment of Coupon 16 (sixteen) 8 July 2014 Rp38,985,000,000

Payment of Coupon 17 (seventeen) 8 October 2014 Rp38,985,000,000

Payment of Coupon 18 (eighteen) 8 January 2015 Rp38,985,000,000

The proceeds from the public offering after deducted by the issuance costs (100%) have been used entirely for the expansion of the loans. Actual use of these funds have been reported to the Financial Services Authority (formerly) based on the letter No. 002/WR/KP/2011 dated January 14, 2011.

Subordinated Bonds II CIMB Niaga 2010

Description Issuance Date Amount

Public Offering 23 December 2010 Rp1,600,000,000,000

Description Fitch

Rating AA

Interest Rate 10.85% per year

Due Date 23 December 2020

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 23 March 2011 Rp43,400,000,000

Payment of Coupon 2 (two) 23 June 2011 Rp43,400,000,000

Payment of Coupon 3 (three) 23 September 2011 Rp43,400,000,000

Payment of Coupon 4 (four) 23 December 2011 Rp43,400,000,000

Payment of Coupon 5 (five) 23 March 2012 Rp43,400,000,000

Payment of Coupon 6 (six) 23 June 2012 Rp43,400,000,000

Payment of Coupon 7 (seven) 23 September 2012 Rp43,400,000,000

Payment of Coupon 8 (eight) 23 December 2012 Rp43,400,000,000

Payment of Coupon 9 (nine) 23 March 2013 Rp43,400,000,000

Payment of Coupon 10 (ten) 23 June 2013 Rp43,400,000,000

Payment of Coupon 11 (eleven) 23 September 2013 Rp43,400,000,000

Payment of Coupon 12 (twelve) 23 December 2013 Rp43,400,000,000

Payment of Coupon 13 (thirteen) 23 March 2014 Rp43,400,000,000

Payment of Coupon 14 (fourteen) 23 June 2014 Rp43,400,000,000

Payment of Coupon 15 (fifteen) 23 September 2014 Rp43,400,000,000

Payment of Coupon 16 (sixteen) 23 December 2014 Rp43,400,000,000

to the Financial Services Authority (formerly Bapepam-LK) based on the letter No. 015/WR/KP/2011 dated February 2, 2011.

Report the realization of the use of funds from Subdebt I and Subdebt II have been accounted for in the General Meeting of Shareholders in March 28, 2011.

Senior Bonds I CIMB Niaga 2011 Seri A

Description Issuance Date Amount

Public Offering 23 December 2011 Rp180,000,000,000

Description Pefindo

Rating AAA

Interest Rate 7.375% per year

Due Date 23 December 2014

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 23 March 2012 Rp3,318,750,000

Payment of Coupon 2 (two) 23 June 2012 Rp3,318,750,000

Payment of Coupon 3 (three) 23 September 2012 Rp3,318,750,000

Payment of Coupon 4 (four) 23 December 2012 Rp3,318,750,000

Payment of Coupon 5 (five) 23 March 2013 Rp3,318,750,000

Payment of Coupon 6 (six) 23 June 2013 Rp3,318,750,000

Payment of Coupon 7 (seven) 23 September 2013 Rp3,318,750,000

Payment of Coupon 8 (eight) 23 December 2013 Rp3,318,750,000

Payment of Coupon 9 (nine) 23 March 2014 Rp3,318,750,000

Payment of Coupon 10 (ten) 23 June 2014 Rp3,318,750,000

Payment of Coupon 11 (eleven) 23 September 2014 Rp3,318,750,000

Payment of Coupon 12 (twelve) 23 December 2014 Rp3,318,750,000

Seri B

Description Issuance Date Amount

Public Offering 23 December 2011 Rp1,320,000,000,000

Description Pefindo

Rating AAA

Interest Rate 8.300% per year

Due Date 23 December 2016

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 23 March 2012 Rp27,390,000,000

Payment of Coupon 2 (two) 23 June 2012 Rp27,390,000,000

Payment of Coupon 3 (three) 23 September 2012 Rp27,390,000,000

Payment of Coupon 4 (four) 23 December 2012 Rp27,390,000,000

Payment of Coupon 5 (five) 23 March 2013 Rp27,390,000,000

Payment of Coupon 6 (six) 23 June 2013 Rp27,390,000,000

Payment of Coupon 7 (seven) 23 September 2013 Rp27,390,000,000

Payment of Coupon 8 (eight) 23 December 2013 Rp27,390,000,000

Payment of Coupon 9 (nine) 23 March 2014 Rp27,390,000,000

Payment of Coupon 10 (ten) 23 June 2014 Rp27,390,000,000

Payment of Coupon 11 (eleven) 23 September 2014 Rp27,390,000,000

Payment of Coupon 12 (twelve) 23 December 2014 Rp27,390,000,000

The proceeds from the public offering after deducted by the issuance costs (100%) have been used entirely for credit expansion. Actual use of these funds have been reported to the Financial Services Authority (formerly Bapepam-LK) based on the letter No. 001/MF/KP/I/2012 dated January 9, 2012.

Public Offering 30 October 2012 Rp600.000.000.000

Description Pefindo Fitch

Rating AAA AAA

Interest Rate 7,35% per year

Due Date 30 October 2015

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 30 January 2013 Rp11,025,000,000

Payment of Coupon 2 (two) 30 April 2013 Rp11,025,000,000

Payment of Coupon 3 (three) 30 Juli 2013 Rp11,025,000,000

Payment of Coupon 4 (four) 30 October 2013 Rp11,025,000,000

Payment of Coupon 5 (five) 30 January 2014 Rp11,025,000,000

Payment of Coupon 6 (six) 30 April 2014 Rp11,025,000,000

Payment of Coupon 7 (seven) 30 Juli 2014 Rp11,025,000,000

Payment of Coupon 8 (eight) 30 October 2014 Rp11,025,000,000

Payment of Coupon 9 (nine) 30 January 2015 Rp11,025,000,000

Seri B

Description Issuance Date Amount

Public Offering 30 October 2012 Rp1,400.000,000,000

Description Pefindo Fitch

Rating AAA AAA

Interest Rate 7,75% per tahun

Due Date 30 Oktober 2017

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 30 January 2013 Rp27,125,000,000

Payment of Coupon 2 (two) 30 April 2013 Rp27,125,000,000

Payment of Coupon 3 (three) 30 Juli 2013 Rp27,125,000,000

Payment of Coupon 4 (four) 30 October 2013 Rp27,125,000,000

Payment of Coupon 5 (five) 30 January 2014 Rp27,125,000,000

Payment of Coupon 6 (six) 30 April 2014 Rp27,125,000,000

Payment of Coupon 7 (seven) 30 Juli 2014 Rp27,125,000,000

Payment of Coupon 8 (eight) 30 October 2014 Rp27,125,000,000

Payment of Coupon 9 (nine) 30 January 2015 Rp27,125,000,000

Proceeds from the public offering PUB Phase I of Rp 2,000,000,000,000 or after deducted by the costs of emission and became Rp 1,990,649,126,080 (net) has been used entirely to finance credit expansion. Report on the realization of the use of these funds have been submitted to the Financial Services Authority (formerly Bapepam-LK) through letter No. 001/MF/

KP/I/2013, and to the Indonesia Stock Exchange through letter No.011/HCA/I/2013, both dated January 9, 2013.

Seri A

Description Issuance Date Amount

Public Offering 20 November 2013 Rp285,000,000,000

Description Pefindo Fitch

Rating AAA AAA

Interest Rate 8.75% per year

Due Date 20 November 2015

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 20 February 2014 Rp6,234,375,000

Payment of Coupon 2 (two) 20 May 2014 Rp6,234,375,000

Payment of Coupon 3 (three) 20 August 2014 Rp6,234,375,000

Payment of Coupon 4 (four) 20 November 2014 Rp6,234,375,000

Payment of Coupon 5 (five) 20 February 2015 Rp6,234,375,000

Seri B

Description Issuance Date Amount

Public Offering 20 November 2013 Rp315,000,000,000

Description Pefindo Fitch

Rating AAA AAA

Interest Rate 9,15% per year

Due Date 20 November 2016

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 20 February 2014 Rp7,205,625,000

Payment of Coupon 2 (two) 20 May 2014 Rp7,205,625,000

Payment of Coupon 3 (three) 20 August 2014 Rp7,205,625,000

Payment of Coupon 4 (four) 20 November 2014 Rp7,205,625,000

Payment of Coupon 5 (five) 20 February 2015 Rp7,205,625,000

Seri C

Description Issuance Date Amount

Public Offering 20 November 2013 Rp850,000,000,000

Description Pefindo Fitch

Rating AAA AAA

Interest Rate 9,75% per year

Due Date 20 November 2018

Chronology of Coupon Payments

Description Payment Date Amount

Payment of Coupon 1 (one) 20 February 2014 Rp20,718,750,000

Payment of Coupon 2 (two) 20 May 2014 Rp20,718,750,000

Payment of Coupon 3 (three) 20 August 2014 Rp20,718,750,000

Payment of Coupon 4 (four) 20 November 2014 Rp20,718,750,000

Payment of Coupon 5 (five) 20 February 2015 Rp20,718,750,000

Proceeds of the Public Offering PUB Phase II in 2013 effective in November 20, 2013 with the amount of Rp 1,450,000,000,000 or after deducted by the costs of emission and became Rp 1,446,711,400,000 (net) as of December 31, 2013 have been used for financing credit expansion as much as Rp 157,834,042,794 as planned described in the Supplementary Information/ Prospectus.

Report on the realization of the use of funds from PUB Phase II in 2013 has been submitted to the Financial Services Authority (“OJK”) formerly Bapepam-LK through the letter No. 001/MF/KP/I/2014 and to the Indonesia Stock Exchange through the letter No.037/HCAL-KP/I/2014 both dated January 13, 2014.

The remaining of the proceeds from the public offering PUB Phase II Year 2013 amounting to Rp 1,288,877,357,206 as of December 31, 2013 is not yet used and will be reported in the next reporting period, with the following explanation:

Remaining Funds Rp1.288.877.357.206 Fund Placement FASBI & Term Deposit Interest Rate and

Allocation 5,75%

Affiliated Relationship between Issuer where Funds were Placed

No Affiliated Relationships Placement Period Overnight

Offering as reported in the Annual General Meeting of Shareholders held in March 27, 2014 is the proceeds from PUB Phase II Year 2013 with the amount of Rp 1,288,877,357,206. The rest of the funds have been used as reported by the Company to the Indonesia Stock Exchange and the Financial Services Authority (“OJK”) formerly Bapepam-LK respectively through the letter No.

340/HCA/IV/2014 dated April 11, 2014 and No. 021/WR/

KP/IV/14 dated April 11, 2014. The accountability report on the use of proceeds from the public offering was presented at the Annual General Meeting of Shareholders of the fiscal year 2014 held in 2015.

E. Compliance to the Requirements of Public Offering