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Building a Culture of Sustainability and Sustainable Finance [POJK51-F.1]

Staff Sustainability Week 2022 [GRI 2-17] [FS4]

Staff Sustainability Week 2022 is the first regional program held by the CIMB Group and its subsidiaries. This activity was accomplished with the support and participation of all CIMB Group employees, including CIMB Niaga, on 1-6 August 2022.

With the theme “Unity towards Sustainability,”

all employees in the Southeast Asia region jointly supported CIMB’s efforts to become a leading sustainable bank, where employees participated in various activities such as online seminar sessions, workshops, quizzes, and photo contests, brainstorming sessions to discuss sustainable product and service

innovations that prospectively can be offered by CIMB Niaga, and CSR Day, which consisted of blood donations in six locations (five cities) simultaneously.

Sharia Sustainable Week 2022

Sharia Sustainable Week is an event initiated by Sharia Business Unit which to strengthen employee awareness regarding sustainability Employees were engaged in online and offline training activities and seminars that

Employee Professional Development [GRI 404-1] [POJK51-F.22]

In addition to developing employee capabilities regarding the implementation of sustainable finance and sustainable performance, training provision is also considering the potential and expertise of each employee.

The training consists of Learning on the Go (LoG) that employees can access via mobile devices and virtual reality (VR). Virtual reality is a new innovation from CIMB Niaga that allows for more effective learning without the need to visit a learning center. There are currently 15 VR modules containing content divided into general and specific functions. Until the end of 2022, CIMB Niaga had five VR Corners with VR headsets available in 325 branch offices in 95 Indonesian cities. More than 6,300 participants have completed various learning modules using these devices.

1. CIMB Expert Talk Series #2 Satellite Monitoring on Deforestation

2. Cambridge Circular Economy and Sustainability 3. CIMBxSPCA Plant-based Cook-along Workshop 2 4. Climate Target Setting for Cement sector 5. Environmental and Social Risk Analysis (ESRA) 6. ESG Aspect in Impact Investment

7. ESG Series – Transitioning to Net Zero 8. ESG Series - Sustainable Business: Creating

Positive Impact

9. Sustainability (Climate Change & TCFD) 10. Sustainability Training for Sharia Banking 11. Sustainability Training for Senior Management

In 2022, Bank actively conducted competency development for the Board of Commissioners and Board of Directors members, employees, and officials and/or working units responsible for implementing sustainable finance, through offline, online, and e-learning training, including: [POJK51-E.2]

12. Sustainable Finance Opportunities Workshop 13. LoG: Let’s Save the World!

14. LoG: CIMB Niaga Green Town

15. Net Zero Pathways; Managing Risks & Taking Opportunities

16. CIMB Expert Talk Series for Board & Key Management #2: Sharing by Standard Chartered on Sustainable Finance 17. ESG Series - Sustainable Business: Creating

Positive Impact

CIMB Niaga successfully set a record at the Indonesian World Record Museum (MURI) for being the First Bank to Organize virtual reality (VR) headset Learning. In addition, CIMB Niaga received multiple accolades for its VR headset initiative, including the SWA 2022 HR Excellence Award for the Excellent in Learning Development and Knowledge Management category for the implementation of Hybrid Learning (HyLearn), a Gold rating in the Learning and Development category and a Silver rating in the Employee Engagement category from the 2022 HR Excellence Award HumanResourcesOnline.net and Indonesia Best Company

Total Education/Training Hours and Participants*

Description 2022

Total

Male Female

Total Training Hours 929,935 1,240,439 2,170,374

Total Employees Participating in Trainings 6,742 6,926 13,668

Average Training Hours per Employee 137.93 179.10 158.79

*Includes employees who have resigned and those who have participated in multiple learning modules

During 2022, we arranged discussion and advocacy sessions on sustainability solutions with three nature- based and carbon intensive companies. Furthermore, we play an active role in sustainable finance activities conducted by third parties as participants and speakers.

Sustainable Finance Advocacy for Stakeholders

[FS5] [FS10] [SUSBA 1.1.1.8; 1.5.1.4]

CIMB Niaga’s Contribution as Organizer and Participant in Sustainable Finance Events [SUSBA 1.4.2.2; 1.4.2.3; 1.5.1.4]

Bank, in its role as a “sustainability catalyst” actively participates in and facilitates the formation of a sustainable financial ecosystem through various events, including:

Event Organizer

Indonesian Innovation Award 2022 IDX Channel

The Cooler Earth Sustainability Summit 2022 CIMB Niaga

GRI Asia Conference 2022 - The Future is Ours: Sustainability Trajectory in Asia Global Reporting Initiative (GRI)

Indonesia Net Zero Summit Kamar Dagang Indonesia (KADIN)

Kejar Mimpi – Action Nation CIMB Niaga

Top Sustainable Development Goals (SDGs) Award 2022 Infobrand and Tras and Co

In 2022, Bank actively participated in 13 organizations with a total membership fee of Rp1,132 million. Information on the association, including Bank’s roles and participation, is provided in Appendix Pillar 5 of Advocation and Stakeholder Engagement.

External Initiatives and Association

Memberships

[GRI 2-28] [SUSBA 1.1.2.1; 1.1.2.2] [POJK51-C.5]

CIMB Niaga’s Role as Speaker in Sustainable Finance Events [SUSBA 1.1.2.2]

Event Organizer

Optimizing Green Financing as a New Economic Driver in the

Context of Accelerating Economic Recovery Indonesia Financial Services Authority (OJK) Understanding OJK Green Taxonomy International Finance Corporation (IFC) Sustainability – Climate Risk and Financial Stability, and its Linkages

to Indonesia's Green Taxonomy

Forum Komunikasi Direktur Kepatuhan Perbankan (FKDKP)

Unlocking Sustainable Finance to Drive the Transition to Net Zero

and Business Growth Indonesian Employers’ Association (APINDO)

Integrity and Compliance Task Force Side Event – Collective Action in Alleviating Integrity Risks

The Business 20 (B20)

Report Launching of the Indonesia Sustainable Finance Outlook

2023 Institute for Essential Services Reform (IESR)

Prospects and Strategies and Potential Support of the Financial Services Sector for the Development of the Battery-Based Electric Motor Vehicle Industry

Indonesia Financial Services Authority (OJK)

Industry's Net Zero Transition Indonesian Ministry of National Development Planning (Bappenas)

Sustainability Sharing Bank Tabungan Pensiun Negara (BTPN)

Sustainability Sharing Financial Transaction Reports and Analysis Centre (PPATK)

Early Identification and Credit Risk Mitigation Indonesia Financial Services Authority (OJK) Optimizing Green Financing as a New Economic Driver Warta Ekonomi

Business and Human Rights in Strengthening Regional Task Forces Directorate General of Human Rights, United Nations Development Program (UNDP) and United Nations Children's Fund (UNICEF)

Sharing on Sustainability and Indonesia Green Taxonomy Indonesia Financial Services Authority (OJK) Focus Group Discussion – Sustainable Finance Sector Fiscal Policy Agency (BKF)

Summer Program Public Lecture on Sustainability Universitas Padjajaran (UNPAD)

Blue Financing Strategy in Indonesia The Coordinating Ministry for Maritime Affairs and Investment (Kemenkomarves) of the Republic of Indonesia and the United Nations Development Program (UNDP)

Financing New Renewable Energy (NRE) Indonesian Banking Development Institute (LPPI)