107
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Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Penyaluran Dana Fund Disbursements
a. Kredit 16.948 20.540 25.472 28.001 33.844 35.669 36.365 37.204 38.089 38.910 39.732 39.665 40.259 40.681 41.100 41.424 42.485 43.557 a. Credits
b. Antar Bank Aktiva 4.956 6.009 5.841 8.075 10.033 10.014 9.694 9.752 9.444 9.419 9.094 10.442 10.711 11.476 12.434 12.419 12.083 11.373 b. Inter-Bank Assets
Sumber Dana Source of Funds
a. DPK a. Third Party Funds
Deposito 11.190 12.701 14.204 17.280 21.455 22.644 22.975 23.321 23.476 23.839 24.345 24.949 25.336 25.788 26.174 26.596 27.090 27.086 Time Deposits Tabungan 4.581 6.018 7.135 8.272 9.857 10.330 10.447 10.671 10.525 10.762 10.394 10.911 11.128 11.494 12.035 12.199 12.332 12.328 Savings Deposits b. Antar Bank Pasiva 2.401 3.240 4.214 3.947 4.739 4.744 4.743 4.967 5.375 5.410 5.544 5.684 5.808 5.979 6.420 6.236 6.259 6.555 b. Inter-Bank Liabilities
c. Pinjaman yang Diterima 416 482 542 541 610 633 630 562 553 604 606 581 508 451 443 416 429 412 c. Loans received d. Kewajiban Segera 145 189 250 328 373 396 383 395 406 389 488 368 358 395 389 370 363 382 d. Immediate Liabilities
a. Modal Disetor 2.333 2.776 3.241 4.072 4.757 4.938 4.991 5.051 5.188 5.269 5.320 5.352 5.426 5.459 5.517 5.541 5.578 5.647 a. Paid-In Capital b. Cadangan 697 828 1.098 1.033 1.272 1.381 1.415 1.447 1.449 1.451 1.452 1.456 1.456 1.464 1.465 1.549 1.581 1.611 b. Reserves
c. L/R Tahun Berjalan 509 663 849 1.158 1.447 466 631 799 949 1.109 1.234 1.400 1.591 1.764 1.853 165 336 531 c. Current Earnings d. L/R Tahun Lalu 129 38 (100) (118) (157) 576 187 22 (15) (43) (53) (66) (77) (108) (125) 1.399 1.177 865 d. Retained Earnings
(Profit/Loss)
Several Components of Capital Beberapa Komponen Modal
Indicator
Indikator 2006 2007 2008 2009 2010
2011 2012
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat (Rural Bank Operations)
Miliar Rp (Billion Rp)
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
LDR (%) 87,37 80,03 82,54 79,61 79,02 80,00 81,10 81,57 82,69 83,16 84,26 81,81 81,59 80,67 78,54 78,35 79,47 81,33 LDR (%) - Total Kredit 16.953 20.684 25.480 28.012 33.878 35.704 36.399 37.240 38.131 38.953 39.777 39.711 40.304 40.728 41.144 41.467 42.526 43.601 - Total Credit - Penghimpunan Dana 17.879 21.696 25.944 29.496 36.420 37.644 38.031 38.731 39.133 39.790 40.052 41.288 42.028 43.042 44.836 44.779 45.299 45.437 - Funds collected - Modal Inti 1.525 4.149 4.926 5.691 6.450 6.988 6.851 6.921 6.980 7.050 7.153 7.251 7.370 7.443 7.551 8.146 8.213 8.171 - Core Capital NPL (%) 9,73 7,98 9,88 6,90 6,12 6,41 6,44 6,29 6,21 6,17 6,09 6,09 5,99 5,91 5,22 5,56 5,57 5,56 NPL (%)
- Kredit Non Lancar 1.649 1.639 2.516 1.932 2.070 2.286 2.342 2.341 2.367 2.401 2.419 2.416 2.412 2.405 2.146 2.301 2.367 2.422 - Non Current Credits - Total Kredit 16.948 20.540 25.472 28.001 33.844 35.669 36.365 37.204 38.089 38.910 39.732 39.665 40.259 40.681 41.100 41.424 42.485 43.557 - Total Credit
ROA (%) 2,21 2,39 2,61 3,08 3,16 3,92 3,95 3,92 3,83 3,77 3,63 3,57 3,59 3,53 3,32 3,53 3,54 3,71 ROA (%)
- L/R Tahun Berjalan 509 663 849 1.158 1.447 466 631 799 949 1.109 1.234 1.400 1.591 1.764 1.853 165 336 531 - Current Earnings (Profit/Loss) - Total Aktiva 23.045 27.741 32.533 37.554 45.742 47.627 48.001 48.940 49.580 50.476 51.016 52.300 53.244 54.496 55.799 56.172 56.908 57.211 - Total Aktiva ROE (%) 19,25 20,98 22,67 25,08 26,71 33,02 33,04 33,07 31,98 31,54 30,43 30,53 30,84 30,91 29,46 31,36 31,53 32,80 ROE (%)
- L/R Tahun Berjalan 509 663 849 1.158 1.447 466 631 799 949 1.109 1.234 1.400 1.591 1.764 1.853 165 336 531 - Current Earnings (Profit/
- Modal Disetor 2.333 2.776 3.241 4.072 4.757 4.938 4.991 5.051 5.188 5.269 5.320 5.352 5.426 5.459 5.517 5.541 5.578 5.647 - Paid-In Capital - Cadangan Umum 312 384 506 546 661 712 741 750 750 760 762 762 764 767 772 787 808 830 - General Reserve
Tabel 3.2 Kinerja Bank Perkreditan Rakyat (Rural Bank Performance)
Miliar Rp (Billion Rp)
Indikator
2011
Indicator
2006 2007 2008 2009 2010
2012
133
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Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Jawa Barat 4.354 4.818 5.868 7.061 8.511 8.727 8.885 8.989 8.941 9.014 9.079 9.234 9.383 9.528 9.771 9.828 10.008 9.970 Jawa Barat Banten 388 512 632 737 907 945 956 978 993 1.013 1.032 951 979 1.030 1.056 1.055 1.068 1.089 Banten DKI Jakarta 350 489 571 708 922 1.004 1.002 1.061 1.108 1.137 1.162 1.262 1.302 1.346 1.341 1.314 1.343 1.377 DKI Jakarta D.I Yogyakarta 1.101 1.409 1.634 1.848 2.250 2.292 2.313 2.343 2.410 2.447 2.487 2.500 2.530 2.584 2.610 2.598 2.610 2.634 D.I Yogyakarta Jawa Tengah 5.665 6.723 7.790 9.190 10.899 11.208 11.277 11.483 11.612 11.748 11.754 12.180 12.388 12.597 12.851 12.853 12.966 13.045 Jawa Tengah Jawa Timur 3.145 3.616 4.030 4.739 5.607 5.743 5.793 5.895 5.969 6.098 6.129 6.294 6.356 6.509 6.562 6.656 6.709 6.690 Jawa Timur Bengkulu 15 18 23 25 30 30 30 30 30 31 32 32 32 32 33 33 35 35 Bengkulu Jambi 140 216 205 244 323 346 349 355 358 365 370 370 386 406 424 428 450 461 Jambi Aceh 38 54 110 121 104 106 107 108 111 110 113 115 116 123 125 125 125 126 Aceh
Sumatera Utara 376 419 495 580 677 702 702 704 701 712 714 741 757 760 763 770 780 781 Sumatera Utara Sumatera Barat 537 733 901 1.025 1.157 1.185 1.190 1.210 1.218 1.208 1.183 1.210 1.224 1.242 1.278 1.260 1.269 1.257 Sumatera Barat Riau 247 392 491 601 735 790 800 811 824 844 820 848 858 856 899 928 938 952 Riau
Kepulauan Riau 428 620 855 1.349 2.161 2.367 2.398 2.449 2.536 2.626 2.685 2.734 2.774 2.798 2.836 2.913 2.967 2.985 Kepulauan Riau Sumatera Selatan 206 336 394 520 645 691 686 725 738 772 767 784 797 821 834 912 907 873 Sumatera Selatan Bangka Belitung 10 8 9 20 25 27 27 31 33 43 43 46 49 49 50 50 51 52 Bangka Belitung Lampung 3.038 3.516 3.563 3.037 3.539 3.689 3.651 3.713 3.779 3.827 3.945 3.962 4.002 4.182 4.386 4.441 4.461 4.525 Lampung
Kalimantan Selatan 107 167 260 250 348 395 399 415 433 436 414 402 393 404 389 387 402 394 Kalimantan Selatan Kalimantan Barat 307 403 511 577 670 741 714 722 723 736 749 759 767 782 820 820 849 865 Kalimantan Barat Kalimantan Timur 99 154 193 233 272 255 251 256 260 260 252 258 269 269 282 270 265 268 Kalimantan Timur Kalimantan Tengah 3 7 10 28 46 49 51 65 52 55 61 63 64 67 67 70 74 76 Kalimantan Tengah Sulawesi Tengah 89 134 209 254 309 339 342 330 333 351 393 421 461 499 504 460 434 478 Sulawesi Tengah Sulawesi Selatan 119 194 272 336 457 492 500 525 550 578 597 618 628 630 669 690 745 704 Sulawesi Selatan Sulawesi Utara 131 171 194 241 395 423 424 453 474 495 519 542 546 585 625 641 653 660 Sulawesi Utara Sulawesi Tenggara 31 47 57 65 68 71 71 73 73 76 74 73 76 75 80 80 79 78 Sulawesi Tenggara Sulawesi Barat - - 3 2 3 3 3 3 4 4 4 3 4 4 4 4 4 4 Sulawesi Barat Gorontalo 22 23 21 26 29 28 28 28 29 28 28 29 29 30 30 30 30 31 Gorontalo
Nusa Tenggara Barat 321 375 456 535 585 601 614 623 614 616 628 648 675 693 716 728 725 730 Nusa Tenggara Barat Bali 1.467 1.851 2.318 2.663 3.431 3.722 3.778 3.886 3.956 4.083 4.160 4.341 4.454 4.625 4.801 4.825 4.920 4.960 Bali
Nusa Tenggara Timur 23 35 64 109 153 159 158 161 163 171 176 177 181 187 200 204 204 203 Nusa Tenggara Timur Maluku 127 160 210 210 217 207 201 207 232 261 293 321 355 385 391 391 427 480 Maluku
Papua 162 137 184 215 231 249 250 254 265 268 288 305 328 317 314 315 314 328 Papua Maluku Utara 1 1 1 2 8 8 8 10 10 13 13 13 13 13 13 14 14 14 Maluku Utara Papua Barat - - - - 29 36 40 43 46 49 53 61 69 69 74 79 82 84 Papua Barat Lainnya - - - - - - - - Others Total 23.045 27.741 32.533 37.554 45.742 47.627 48.001 48.940 49.580 50.476 51.016 52.300 53.244 54.496 55.799 56.172 56.908 57.211 Total
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR (Growth of Rural Bank Asset Based on Location)
Miliar Rp (Billion Rp)
2006 2007 2008 2010 2011 Location
Lokasi 2009 2012
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Total Aset BPR 111 85 56 46 25 22 23 24 21 23 23 24 19 18 16 16 16 15 Total Asset Rural bank
< 1 Miliar < 1 Billion
Total Aset BPR 835 651 536 429 341 314 312 302 307 302 303 290 289 279 264 262 259 255 Total Asset Rural bank
1 s.d 5 Miliar 1 up to 5 Billion
Total Aset BPR 479 527 511 479 433 398 394 396 393 386 382 377 373 383 387 370 363 369 Total Asset Rural bank
5 s.d 10 Miliar 5 up to 10 Billion
Total Aset BPR 455 554 669 779 907 945 951 958 961 971 973 992 1.002 1.004 1.002 1.015 1.027 1.026 Total Asset Rural bank
> 10 Miliar > 10 Billion
Total 1.880 1.817 1.772 1.733 1.706 1.679 1.680 1.680 1.682 1.682 1.681 1.683 1.683 1.684 1.669 1.663 1.665 1.665 Total
Total Asset Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp)
Total Aset 2006 2007 2008 2009 2010
2011 2012
135
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Kredit 16.948 20.540 25.472 28.001 33.844 35.669 36.365 37.204 38.089 38.910 39.732 39.665 40.259 40.681 41.100 41.424 42.485 43.557 Credit
a. Lancar 15.299 18.901 22.956 26.068 31.775 33.383 34.023 34.864 35.722 36.509 37.312 37.249 37.847 38.276 38.953 39.123 40.118 41.136 a. Current
b. Kurang Lancar 473 407 1.039 457 514 633 646 644 622 617 640 623 612 598 495 622 651 658 b. Sub-Standard
c. Diragukan 482 319 342 335 398 437 476 458 477 484 477 479 462 464 420 420 424 433 c. Doubtful
d. Macet 694 913 1.135 1.140 1.158 1.217 1.220 1.239 1.268 1.299 1.302 1.314 1.338 1.343 1.231 1.259 1.292 1.331 d. Lost
1.649 1.639 2.516 1.932 2.070 2.286 2.342 2.341 2.367 2.401 2.419 2.416 2.412 2.405 2.146 2.301 2.367 2.422
9,73
7,98 9,88 6,90 6,12 6,41 6,44 6,29 6,21 6,17 6,09 6,09 5,99 5,91 5,22 5,56 5,57 5,56
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat (NPL of Rural Bank)
Miliar Rp (Billion Rp)
Non Performing Loan (Nominal)
Rasio Non Performing Loan (%) Non Performing Loan Ratio (%)
Kolektibilitas 2006 2007 2008 2009
Non Performing Loan (Nominal)
2010
2011 2012
Collectibility
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Jawa Barat 413 379 408 417 427 446 449 446 476 481 483 492 485 487 455 474 490 483 Jawa Barat Banten 36 42 43 70 81 91 90 92 96 96 99 95 96 97 85 90 92 96 Banten DKI Jakarta 11 17 26 36 46 57 57 62 62 62 51 57 56 50 46 43 44 54 DKI Jakarta D.I Yogyakarta 93 83 80 80 103 124 129 134 133 133 129 128 130 128 109 123 129 130 D.I Yogyakarta Jawa Tengah 607 614 591 618 658 707 753 750 750 750 764 760 759 743 675 719 735 747 Jawa Tengah Jawa Timur 184 170 157 155 176 215 221 224 227 225 230 230 235 231 194 211 221 221 Jawa Timur Bengkulu 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Bengkulu Jambi 4 9 11 14 14 15 14 14 14 14 14 14 14 13 13 13 14 14 Jambi Aceh 6 6 7 33 10 9 9 10 10 9 9 9 8 8 6 7 7 7 Aceh
Sumatera Utara 33 27 29 35 39 37 41 40 41 41 45 44 45 51 48 50 51 50 Sumatera Utara Sumatera Barat 33 32 40 67 87 94 86 83 84 85 83 80 80 80 66 73 75 76 Sumatera Barat Riau 12 14 18 27 40 44 47 47 45 49 50 51 55 55 49 57 59 67 Riau
Kepulauan Riau 3 5 9 9 22 31 36 41 39 46 50 48 47 50 37 44 46 48 Kepulauan Riau Sumatera Selatan 16 16 20 24 31 33 34 30 29 32 28 29 28 28 27 28 31 27 Sumatera Selatan Bangka Belitung 2 2 1 1 2 1 1 1 1 1 1 1 1 1 1 1 1 1 Bangka Belitung Lampung 45 58 909 84 52 59 48 47 45 53 54 53 51 54 51 57 56 61 Lampung
Kalimantan Selatan 5 5 5 9 8 10 9 9 12 28 23 20 19 19 12 13 10 11 Kalimantan Selatan Kalimantan Barat 13 13 17 19 17 18 17 17 18 17 17 17 17 18 16 16 18 19 Kalimantan Barat Kalimantan Timur 4 8 10 27 30 30 29 30 29 29 29 29 30 30 24 25 25 26 Kalimantan Timur Kalimantan Tengah 0 0 0 1 2 3 3 2 2 2 2 2 2 3 4 4 4 4 Kalimantan Tengah Sulawesi Tengah 3 2 4 4 4 4 4 4 6 5 6 6 6 6 4 5 6 7 Sulawesi Tengah Sulawesi Selatan 9 11 11 13 19 17 17 16 17 16 18 18 17 16 15 14 14 14 Sulawesi Selatan Sulawesi Utara 5 4 5 6 12 15 15 17 15 16 17 17 19 19 18 18 20 20 Sulawesi Utara Sulawesi Tenggara 1 1 3 2 6 7 7 8 8 7 8 9 8 9 9 9 10 9 Sulawesi Tenggara Sulawesi Barat - - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Sulawesi Barat Gorontalo 3 4 3 4 5 4 3 4 3 4 4 4 4 4 3 3 3 3 Gorontalo
Nusa Tenggara Barat 27 30 33 40 64 71 73 73 72 71 71 70 69 74 69 71 73 75 Nusa Tenggara Barat Bali 74 78 71 126 98 127 130 122 114 111 116 113 112 111 95 114 115 132 Bali
Nusa Tenggara Timur 2 1 1 4 5 6 6 7 7 7 6 6 6 8 6 6 6 8 Nusa Tenggara Timur Maluku 1 1 1 2 6 5 6 7 6 6 6 6 6 6 5 5 5 6 Maluku
Papua 3 4 5 6 6 6 6 6 6 5 5 5 5 5 4 5 4 5 Papua Maluku Utara 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Maluku Utara Papua Barat - - - - 0 - - - 0 0 0 0 0 0 0 Papua Barat Lainnya - - - - - - - - Others Total 1.649 1.639 2.516 1.932 2.070 2.286 2.342 2.341 2.367 2.401 2.419 2.416 2.412 2.405 2.146 2.301 2.367 2.422 Total
Ket: Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010 Note : Change location accordance region expansion since June 2010
2008 2009 2010 2011
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi (NPL of Rural Banks Based On Location)
Miliar Rp (Billion Rp)
Lokasi 2006 2007 2012
Location
137
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Nominal
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds)
(%)
Deposito 12.701 67,85 14.204 66,56 17.280 67,63 21.455 68,52 22.644 68,67 26.174 68,50 27.086 68,72 Time Deposits Tabungan 6.018 32,15 7.135 33,44 8.272 32,37 9.857 31,48 10.330 31,33 12.035 31,50 12.328 31,28 Saving Deposits
Total DPK 18.719 100,00 21.339 100,00 25.552 100,00 31.312 100,00 32.974 100% 38.209 100,00 39.414 100 Total Third Party Funds Maret 2011
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat (Composition of Third Party Funds of Rural Bank)
Miliar Rp (Billion Rp)
Indikator
Desember 2007 Desember 2008 Desember 2009 Desember 2011 Maret 2012
Indicator
Desember 2010
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Tabungan (Saving Deposits)
Deposito (Time Deposits)
Total DPK
(Total of Third Party Funds)
Jawa Barat 1.767 5.295 7.062 17,92 Jawa Barat Banten 164 545 709 1,80 Banten DKI Jakarta 166 704 869 2,21 DKI Jakarta D.I Yogyakarta 540 1.307 1.847 4,68 D.I Yogyakarta Jawa Tengah 3.788 5.427 9.215 23,38 Jawa Tengah Jawa Timur 1.327 2.850 4.177 10,60 Jawa Timur Bengkulu 11 11 22 0,06 Bengkulu Jambi 64 286 350 0,89 Jambi Aceh 25 31 56 0,14 Aceh
Sumatera Utara 263 290 553 1,40 Sumatera Utara Sumatera Barat 545 350 895 2,27 Sumatera Barat Riau 306 366 672 1,70 Riau
Kepulauan Riau 343 2.115 2.458 6,24 Kepulauan Riau Sumatera Selatan 214 332 547 1,39 Sumatera Selatan Bangka Belitung 10 34 44 0,11 Bangka Belitung Lampung 481 2.501 2.983 7,57 Lampung
Kalimantan Selatan 97 159 256 0,65 Kalimantan Selatan Kalimantan Barat 332 368 700 1,78 Kalimantan Barat Kalimantan Timur 69 96 166 0,42 Kalimantan Timur Kalimantan Tengah 31 20 51 0,13 Kalimantan Tengah Sulawesi Tengah 42 234 275 0,70 Sulawesi Tengah Sulawesi Selatan 109 291 400 1,02 Sulawesi Selatan Sulawesi Utara 89 382 471 1,20 Sulawesi Utara Sulawesi Tenggara 28 24 52 0,13 Sulawesi Tenggara Sulawesi Barat 1 1 2 0,01 Sulawesi Barat Gorontalo 7 10 16 0,04 Gorontalo
Nusa Tenggara Barat 249 216 464 1,18 Nusa Tenggara Barat Bali 1.098 2.279 3.377 8,57 Bali
Nusa Tenggara Timur 55 90 146 0,37 Nusa Tenggara Timur Maluku 30 233 264 0,67 Maluku
Papua 46 191 237 0,60 Papua Maluku Utara 4 3 7 0,02 Maluku Utara Papua Barat 24 45 69 0,18 Papua Barat Lainnya - - - - Others Total 12.328 27.086 39.414 100 Total
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Maret 2012 (Composition of Third Party Funds of Rural Banks Based on Location - March 2012)
Lokasi Pangsa Thd Total DPK (%)
(Portion to Total Third Party Funds (%) Location Miliar Rp (Billion Rp)
139
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Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Jawa Barat 2.995 3.305 4.035 5.072 6.061 6.274 6.392 6.471 6.341 6.353 6.358 6.480 6.550 6.700 6.859 6.961 7.096 7.062 Jawa Barat Banten 214 274 308 382 509 545 559 570 553 563 565 592 617 635 661 677 694 709 Banten DKI Jakarta 218 288 305 420 600 640 637 673 697 735 757 761 788 793 837 829 851 869 DKI Jakarta D.I Yogyakarta 805 1.043 1.142 1.290 1.511 1.548 1.576 1.584 1.621 1.653 1.669 1.697 1.729 1.780 1.814 1.829 1.839 1.847 D.I Yogyakarta Jawa Tengah 4.041 4.712 5.395 6.449 7.529 7.812 7.940 8.045 8.004 8.119 8.037 8.448 8.634 8.816 9.052 9.104 9.191 9.215 Jawa Tengah Jawa Timur 2.077 2.349 2.476 2.964 3.497 3.596 3.670 3.736 3.724 3.788 3.759 3.906 3.944 4.008 4.041 4.158 4.180 4.177 Jawa Timur Bengkulu 9 11 15 17 18 18 18 18 18 18 19 19 20 20 20 20 21 22 Bengkulu Jambi 101 161 146 186 244 256 264 270 267 272 274 275 288 302 316 323 342 350 Jambi Aceh 26 34 57 37 41 43 44 45 46 44 47 50 50 52 55 55 56 56 Aceh
Sumatera Utara 273 307 357 426 493 517 517 517 508 515 511 527 533 544 538 546 556 553 Sumatera Utara Sumatera Barat 330 475 580 715 829 887 889 891 881 867 832 863 872 887 913 899 912 895 Sumatera Barat Riau 183 293 350 417 525 580 595 605 610 626 599 612 614 613 629 656 663 672 Riau
Kepulauan Riau 357 476 657 1.071 1.758 1.942 1.966 2.018 2.090 2.169 2.229 2.243 2.261 2.288 2.324 2.390 2.462 2.458 Kepulauan Riau Sumatera Selatan 156 258 308 386 471 501 497 505 513 540 534 545 554 555 556 585 582 547 Sumatera Selatan Bangka Belitung 7 8 8 17 21 23 24 27 29 38 38 41 43 43 43 43 43 44 Bangka Belitung Lampung 2.045 2.287 2.140 1.945 2.427 2.547 2.535 2.560 2.597 2.615 2.654 2.718 2.719 2.794 2.883 2.990 3.005 2.983 Lampung
Kalimantan Selatan 65 97 144 154 177 217 232 250 266 265 255 248 245 251 251 251 268 256 Kalimantan Selatan Kalimantan Barat 247 319 399 470 547 619 586 592 585 599 605 604 595 626 651 657 686 700 Kalimantan Barat Kalimantan Timur 64 89 114 152 177 157 155 160 164 163 160 164 166 163 174 165 165 166 Kalimantan Timur Kalimantan Tengah 2 6 6 15 28 30 31 46 32 34 40 41 41 44 44 46 48 51 Kalimantan Tengah Sulawesi Tengah 40 54 93 99 130 181 188 174 172 185 217 243 271 275 277 241 229 275 Sulawesi Tengah Sulawesi Selatan 72 122 128 185 259 272 278 303 318 330 350 356 358 360 366 391 437 400 Sulawesi Selatan Sulawesi Utara 97 126 145 171 282 308 308 330 349 353 374 395 387 420 439 457 466 471 Sulawesi Utara Sulawesi Tenggara 28 42 50 55 56 50 50 52 53 52 51 53 55 54 56 54 53 52 Sulawesi Tenggara Sulawesi Barat - - 2 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Sulawesi Barat Gorontalo 7 9 7 10 14 15 15 14 15 14 14 14 15 15 16 16 16 16 Gorontalo
Nusa Tenggara Barat 172 209 260 319 366 379 390 397 384 387 391 400 414 427 452 464 460 464 Nusa Tenggara Barat Bali 949 1.179 1.455 1.803 2.331 2.559 2.610 2.673 2.670 2.782 2.831 2.954 3.035 3.154 3.254 3.292 3.365 3.377 Bali
Nusa Tenggara Timur 9 17 38 71 108 114 116 116 118 123 127 126 127 130 143 146 147 146 Nusa Tenggara Timur Maluku 64 71 100 99 105 116 110 111 132 151 176 202 226 233 251 244 272 264 Maluku
Papua 119 95 119 152 166 187 188 190 198 198 213 223 246 230 224 230 241 237 Papua Maluku Utara 0 0 0 1 4 5 5 6 6 6 6 6 6 6 6 6 7 7 Maluku Utara Papua Barat - - - - 26 32 37 38 39 41 45 51 58 59 63 67 69 69 Papua Barat Lainnya - - - - - - - - - - - - Others Total 15.771 18.719 21.339 25.552 31.312 32.974 33.422 33.992 34.001 34.600 34.739 35.860 36.464 37.282 38.209 38.794 39.422 39.414 Total
Ket: Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010 Note : Change location accordance region expansion since June 2010
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan (Third Party Funds of Rural Banks Based on Deposits Location)
Miliar Rp (Billion Rp)
Lokasi 2006 2007 2008 2010 2011
2009 2012 Location
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar
r)Apr Mei Jun Jul Ags Sep Okt 0,00% Des Jan Feb Mar
Tabungan
- - 7,16 6,32 5,53 5,51 5,43 5,40 5,43 5,33 5,31 5,33 5,30 5,30 5,21 5,22 5,08 4,98 Saving Deposits Deposito
- - 12,43 10,81 10,25 9,60 10,27 10,10 10,11 10,10 10,05 10,09 10,05 9,99 9,85 9,75 9,47 9,15 Time Deposits
Ket: Data tersedia mulai Desember 2008 Note: Data available on December 2008
2010
2011
2006 2007 2008
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat (Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
Indikator 2009 Indicator
2012
141
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Jan Feb Mar Apr Mei Jun Jul Ags Sep
1. Pertanian, perburuan dan sarana pertanian - - - 38,70 39,21 39,12 39,07 38,99 38,85 38,76 38,92 38,84 38,71 38,34 1. Agriculture, hunting and agricultural facilities 2. Perindustrian - - - 32,87 32,38 32,38 32,25 32,47 31,78 31,60 31,57 31,55 31,38 31,16 2. Manufacturing
3. Perdagangan, restoran dan hotel - - - 33,60 34,32 34,21 34,05 33,92 33,72 33,67 33,45 33,36 33,35 33,18 3. Trade, restaurants and hotels 4. Jasa sosial/masyarakat - - - 31,61 31,67 31,18 31,08 30,92 30,58 30,56 30,42 30,23 30,05 29,85 4. Social Services
5. Lain-lain - - - 29,50 29,33 29,24 29,08 28,98 28,87 28,70 28,59 28,51 28,38 28,27 5. Others
Ket: Data tersedia mulai Desember 2008 Note:
1) 1)
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi (Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
Sektor Ekonomi 2005 2006 2007 2008 2009 Economic Sector
2010
1)Data bulan Oktober 2010 bersambung di halaman 119 karena terdapat perubahan sektor ekonomi dalam laporan bulanan BPR
October 2010 data continued on page 119 because there are changes economic sector in the rural bank's monthly report
Data available on December 2008
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Okt Nov Des Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
1 Pertanian, Perburuhan, dan Kehutanan 38,42 36,76 38,29 37,61 37,89 37,74 37,31 37,26 37,36 37,20 37,40 37,32 36,58 36,65 36,27 36,30 1. Agriculture, hunting, and forestry 2 Perikanan 38,25 32,65 33,39 31,83 31,88 32,73 32,28 32,16 31,75 31,77 31,95 32,91 32,10 32,33 32,08 31,76 2. Fishery
3 Pertambangan dan Penggalian 29,21 27,89 28,29 29,95 27,71 28,68 28,61 29,60 28,32 28,14 26,44 26,24 26,58 25,13 25,99 25,71 3. Mining and quarrying 4 Industri Pengolahan 32,60 31,18 30,67 29,21 30,16 29,63 29,29 29,26 29,53 29,02 29,05 29,17 29,14 29,05 29,15 29,20 4. Processing industry 5 Listrik, Gas dan Air 36,65 32,00 34,43 30,13 33,95 33,47 33,01 33,53 33,31 31,99 31,69 30,83 30,33 29,42 29,25 28,78 5. Electricity, gas and water 6 Konstruksi 32,28 32,09 31,41 30,60 30,83 30,92 30,52 30,15 30,04 29,51 29,06 29,35 29,72 29,47 29,82 29,54 6. Construction
7 Perdagangan Besar dan Eceran 32,85 33,03 33,14 32,72 32,63 32,58 32,48 32,46 32,55 32,55 32,46 32,13 31,97 31,91 31,76 31,67 7. Wholesale and retail trade 8 Penyediaan Akomodasi dan Penyedian
Makan Minum
26,75
27,76 27,99 26,58 27,13 27,77 27,91 28,39 28,37 27,89 28,11 28,23 28,53 28,30 28,39 28,33 8. Provision of accommodation and the provision of eating and drinking 9 Transportasi, Pergudangan dan Komunikasi 32,61 30,15 30,12 29,51 29,13 29,01 31,03 27,81 28,17 28,14 28,03 28,00 28,11 29,02 28,97 28,83 9. Transportation, warehousing and
communications 10 Perantara Keuangan 26,42 24,36 25,28 24,48 23,39 24,53 25,29 23,75 23,79 23,73 23,56 23,38 24,20 24,25 24,39 25,03 10. Financial intermediaries 11 Real Estate 27,99 27,31 27,26 25,80 25,98 26,69 26,27 26,51 26,04 22,95 23,13 23,09 22,77 23,14 23,10 23,05 11. Real estate
12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib
29,68
34,99 35,78 36,12 38,80 38,56 38,97 38,78 38,29 37,92 37,16 26,69 26,38 25,98 29,11 28,09 12. Government administration, land and compulsory social security
13 Jasa Pendidikan 33,11 31,29 31,61 28,97 30,24 29,74 30,01 29,64 30,28 29,30 29,57 29,74 28,84 28,66 28,81 28,60 13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial 31,00 30,40 30,51 29,72 29,87 30,73 31,35 31,11 31,26 31,20 31,01 31,10 30,86 30,78 30,06 30,12 14. Health services and social activities 15 Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
30,64
29,41 29,05 28,31 28,29 27,85 27,14 28,64 28,66 28,60 28,49 28,59 28,23 28,57 28,63 28,66 15. Social services, social, cultural, entertainment and other individual 16 Jasa Perorangan yang Melayani Rumah
Tangga
32,82
33,62 31,07 30,60 30,60 30,14 30,56 30,71 34,15 32,93 33,26 30,77 32,82 32,55 32,07 32,03 16. Individual services which serve 17 Kegiatan Usaha yang Belum Jelas
Batasannya
29,26
29,49 29,35 29,11 30,16 29,81 29,34 29,70 29,20 29,26 29,34 28,93 29,11 29,17 29,34 29,08 17. Business activities are not clearly defined 18 Bukan Lapangan Usaha - Rumah Tangga 28,74 28,44 28,12 24,97 28,18 28,20 27,90 27,96 27,88 27,78 27,91 27,64 27,39 27,54 27,09 26,95 18. Not the business field - households 19 Bukan Lapangan Usaha - Lainnya 28,94 28,09 27,71 27,57 27,08 27,46 27,55 27,46 27,30 27,38 27,26 26,92 26,88 27,03 27,13 26,78 19. Not the business field - other
Ket: 1) Merupakan sambungan halaman 118
2010
1)2012
Economic Sector 2011
Note : 1) Continue from page 118
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi (Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
Sektor Ekonomi
143
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar
r)Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Modal Kerja - - 34,43 34,83 33,21 32,65 32,78 32,67 32,54 32,58 32,67 32,55 32,49 32,22 32,05 32,09 31,98 31,92 Total Working Capital Investasi - - 27,67 30,37 29,01 28,78 28,88 28,75 28,60 28,48 28,70 28,43 28,43 28,19 28,23 28,36 28,33 28,14 Total Investment Konsumsi - - 29,57 29,14 27,81 26,97 27,33 27,63 27,63 21,53 27,43 27,47 27,41 27,09 27,00 27,15 27,12 26,82 Total Consumption
Ket: Data tersedia mulai Desember 2008 Note: Data available on December 2008
2010
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan (Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
Jenis Penggunaan 2006 2007 2008 2009
2012 2011
Type of Use
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
Mar
r)Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar
Jumlah BPR 1.880 1.817 1.772 1.733 1.706 1.679 1.680 1.680 1.682 1.682 1.681 1.683 1.683 1.684 1.669 1.663 1.665 1.665 Total Rural Banks Jumlah Kantor 3.173 3.250 3.367 3.644 3.910 3.970 3.996 4.021 4.043 4.074 4.102 4.114 4.122 4.140 4.172 4.194 4.217 4.239 Total Bank Offices
2006 2007 2008 2009 2010
2012 2011
Information Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Bank)
Keterangan
145
Statistik Perbankan Indonesia - Vol. 10, No. 4, Maret 2012 Indonesia Banking Statistics - Vol. 10, No. 4, March 2012
KP KC KPK
Jawa Barat 321 248 173 742 Jawa Barat Banten 70 30 35 135 Banten DKI Jakarta 27 9 25 61 DKI Jakarta D.I Yogyakarta 54 23 114 191 D.I Yogyakarta Jawa Tengah 263 465 326 1.054 Jawa Tengah Jawa Timur 331 180 472 983 Jawa Timur Bengkulu 3 4 4 11 Bengkulu Jambi 15 5 3 23 Jambi Aceh 5 13 - 18 Aceh
Sumatera Utara 53 31 13 97 Sumatera Utara Sumatera Barat 99 37 20 156 Sumatera Barat Riau 31 7 10 48 Riau
Kepulauan Riau 39 20 2 61 Kepulauan Riau Sumatera Selatan 18 9 7 34 Sumatera Selatan Bangka Belitung 1 2 - 3 Bangka Belitung Lampung 26 27 6 59 Lampung
Kalimantan Selatan 22 4 1 27 Kalimantan Selatan Kalimantan Barat 19 5 5 29 Kalimantan Barat Kalimantan Timur 13 7 5 25 Kalimantan Timur Kalimantan Tengah 4 - - 4 Kalimantan Tengah Sulawesi Tengah 9 11 7 27 Sulawesi Tengah Sulawesi Selatan 22 5 4 31 Sulawesi Selatan Sulawesi Utara 17 18 9 44 Sulawesi Utara Sulawesi Tenggara 12 4 2 18 Sulawesi Tenggara Sulawesi Barat 1 - - 1 Sulawesi Barat Gorontalo 4 3 - 7 Gorontalo
Nusa Tenggara Barat 29 46 4 79 Nusa Tenggara Barat Bali 137 29 66 232 Bali
Nusa Tenggara Timur 9 1 2 12 Nusa Tenggara Timur Maluku 2 4 2 8 Maluku
Papua 6 7 1 14 Papua Maluku Utara 2 1 - 3 Maluku Utara Papua Barat 1 1 - 2 Papua Barat
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Maret 2012 (Growth of Total Rural Bank and Rural Bank Offices Based on Location - March 2012)
Lokasi BPR (Rural Bank) Total Location
123
Statistik Perbankan Indonesia - Vol. 9, No. 12, November 2011 Indonesian Banking Statistics - Vol. 9, No. 12, November 2011