Event Highlights 2016 - continued
September
BCA Signs MoU with JCB
BCA strengthened its credit card issuing *K\
>(@\!
Indonesia.
October
December
BCA Collaborates with PT Perisai Wisata Utama to Provide Business Loans BCA signed an MoU with PT Perisai Wisata Utama to provide business loans totalling Rp 2 billion.
December
BCA Participates in Syndicated Loan to PLN BCA in collaboration with Bank Mandiri, BRI, Maybank, PT Sarana Multi Infrastruktur and Indonesia Eximbank provided a Rp 12 trillion 10-year credit facility to PLN.
November
BCA Signs MoU with PT Pelabuhan Indonesia I, II, III, IV (Persero)
BCA supported the implementation of an Integrated Billing System by signing an MoU to provide Cash Management services.
November
BCA Tech Day Introduces the Latest Banking Technology
BCA supports developments in the digital world that facilitate and provide added value for the public. BCA hosts BCA Tech Day displaying new banking technology.
November
BCA Promotes LAKU SIMPEL at Mount Kidul BCA supported the implementation of Financial Inclusion by promoting the use of the LAKU application and inviting members of the public to open SIMPEL savings accounts.
December
> *$[!
The BCA Network Data Centre received ISO
+/{Z @
$+/~
December
BCA Hosts Surabaya Run
BCE hosted the 5K and 10K races at Citraland Surabaya.
03 Company General Information
Name
PT Bank Central Asia Tbk
Line of Business Commercial Bank
Ownership
PT Dwimuria Investama Andalan 47.15%
Public 52.85%
Establishment October 10, 1955
Legal Basis of Incorporation
Notary Deed No. 38 of Raden Mas Soeprapto dated 10 August 1955.
$* '\
Decision Letter
3~\~~/
Stock Exchange
Shares of PT Bank Central Asia Tbk are listed and traded at the
Indonesia Stock Exchange (IDX)
Listing Date May 31, 2000
Share Code BBCA
ISIN Code ID1000109507
SWIFT Code CENAI)\
Total Employees 25,073
}=
Menara BCA Grand Indonesia
\~*~}~@% 3~
\Z
Phone (62-21) 2358 8000 Fax. (62-21) 2358 8300
!% J
www.bca.co.id www.klikbca.com
!! HaloBCA 1500888
Corporate Secretary ( $ Menara BCA
Grand Indonesia, 20th Floor
\~*~}~@% 3~
\Z
Phone (62 21) 2358 8000 Fax. (62 21) 2358 8300 :X%% ~~
$¡ ~~
a. To collect funds from the public in the form of deposits comprising of clearing account (giro), time deposit, deposit
# ), savings account an/or any other form equivalent thereto;
b. To provide credit facilities;
c. To issue debt acknowledgment letters;
d. To purchase, sell or guarantee, whether at its own risk or ' # ' = ' %>
'
i. Drafts, including drafts accepted by bank with a validity period not to exceed that in the normal practice for trading of such instruments;
ii. Debt acknowledgment letters and other commercial papers, with a validity period no to exceed that in the normal practice for trading such papers;
iii. State treasury notes and government guarantees;
$~ !#' +
v. Bonds;
vi. Commercial papers with a validity period in accordance with the prevailing laws and regulations;
vii. Other commercial papers with a validity period in accordance with the prevailing laws and regulations;
~ @ '' >' #' # of its customers;
f. To place fund at, to borrow funds from, or to lend funds to other banks, whether by letters, telecommunication facilities, or bearer drafts, cheques or other media;
g. To receive payments of receivables from commercial papers and make calculations with or among this parties;
h. To provide safe deposit box for goods or valuable papers;
~ @ $ ' # '
party under a contract;
j. To conduct a placement of fund from one customer to another customer in the form of commercial papers that are not registered on the Stock Exchange;
k. To conduct factoring ( ), credit card and trusteeship services;
~ @$# $
Syariah Law, through either the establishment of a subsidiary or formation of Syariah Business Unit in accordance with the rules and regulations stipulated by Bank Indonesia, or Indonesian Financial Services Authority or other authorized institutions;
m. To carry out business activities in foreign currencies in accordance with the rules and regulations determines by determined by Bank Indonesia, or Indonesian Financial Services Authority or other authorized institutions;
~ @ # companies, such as leasing companies, venture capital companies, securities companies, insurance companies, and a clearance, settlement and depository institutions, subject to rules and regulations stipulated by Bank Indonesia, or Indonesia’s Financial Services Authority or other authorized institutions;
o. To conduct temporary capital participation for the purpose of dealing with credit failure, provided that such participation must be later withdrawn, subject to the regulations stipulated by Bank Indonesia, or Indonesia’s Financial Services Authority or other authorized institutions;
p. To act as a founder () or managing executive () of pension funds in accordance with the existing regulations on pension funds;
q. To conduct other activities generally conducted by banks to the extent permitted by the prevailing laws and regulations, including among others, any measures pertaining to restructuring or credit rescue, such as buying collateral, whether partially or wholly, at an auction or by other means, $ ' '#
the bank, provided that such collateral must be cashed immediately.
In 2016, BCA carried out banking business and activities with consideration to the Bank’s Articles of Association. Based on Article 3 of ' >!!%% % ' $
Line of Business
03
03 Products and Services
Products and Services Description Deposits Accounts Tahapan
Tahapan Xpresi Tahapan Gold Tahapan Berjangka Tapres
Simpanan Pelajar TabunganKu Laku BCA Dollar Deposito Berjangka Transaction Banking Services Safe Deposit Box
Transfer Remittance
Collection and Clearing Bank Notes
Travellers’ Cheque Virtual Account Open Payment Auto Debit Payroll Services Cash Pick Up
Modul Penerimaan Negara Generasi 2 (MPN G2) - tax payment with e-billing system
Custodian Services
Electronic Banking ATM BCA (multifunction, non cash and cash deposits)
EDC BCA Debit BCA Tunai BCA Flazz
Self Service Passbook Printer (SSPP) EDCBIZZ
Internet Banking
KlikBCA Individu - for individual customers needs
KlikBCA Bisnis - for business needs KlikBCA Bisnis Integrated Solution - with a more complex features than KlikBCA Bisnis, for example, to accomodate supply chain services Mobile Banking (m-BCA)
BCA KlikPay Call Center (Halo BCA)
Phone Banking (BCA by Phone Business and BCA by Phone Priority)
SMS Top Up
Products and Services Description Electronic Banking (continued) BCA Mobile
SMS BCA
(3# +$$+*+
X@??% ((3>((>
others) Sakuku Duitt
Cash Management Services Payable Management / Disbursement Receivable Management / Collection (including B2B & B2C)
Liquidity Management
Credit Cards BCA Card
BCA Mastercard BCA VISA Bancassurance Products Provisa Max
Provisa Syariah Provisa Platinum Max Provisa Platinum Syariah Maxi Health
Maxi Kid Investa Maxi Retirement Maxi Legacy
BCA Life Heritage Protection Fire Insurance
Vehicle Insurance Personal Accident Insurance Mutual Fund Investment
Products
Money Market Mutual Fund Danareksa Gebyar Dana Likuid First State Indonesian Money Market Fund
Schroder Dana Likuid Protected Mutual Fund
Batavia Proteksi Gebyar I Batavia Proteksi Gebyar II Batavia Proteksi Gebyar III Equity Mutual Fund
Ashmore Dana Ekuitas Nusantara Ashmore Dana Progresif Nusantara Batavia Dana Saham
Batavia Dana Saham Optimal BNP Paribas Pesona BNP Paribas Pesona Syariah BNP Paribas Ekuitas
Danareksa Mawar Konsumer 10 As of 31 December 2016
Products and Services Description Mutual Fund Investment
Products (continued)
First State IndoEquity Sectoral Fund Schroder Dana Prestasi Plus Schroder Dana Prestasi Schroder 90 Plus Equity Fund Schroder Dana Istimewa Hybrid Mutual Fund
BNP Paribas Spektra Schroder Dana Terpadu II Schroder Syariah Balanced Fund Fixed Income Mutual Fund (IDR)
Danareksa Gebyar Indonesia II Nikko Gebyar Indonesia Dua Panin Gebyar Indonesia II
Schroder Prestasi Gebyar Indonesia II Schroder Dana Mantap Plus II Fixed Income Mutual Fund (USD)
BNP Paribas Prima USD Schroder USD Bond Fund Fixed Income Investment
Products
Convensional Government Securities Indonesian Retail Bond (ORI) Savings Bond Retail (SBR) Obligasi Negara Fixed Rate (FR) Obligasi Negara Valas (INDON) Surat Berharga Syariah Negara
Sukuk Negara Ritel (SR) Sukuk Tabungan (ST) Project Based Sukuk (PBS)
Obligasi Negara Valas Syariah (INDOIS) Credit Facilities Mortgage
Vehicle Loan Working Capital Loan Syndication Loan Pre-Export Financing Trust Receipt Investment Loan Distributor Financing Supplier Financing Dealer Financing Warehouse Financing Showroom Financing Investment Financing
Products and Services Description
Standby LC / Bank Guarantees Advance Payment Guarantee Bid Guarantee
Counter Guarantee Custom Guarantee (P4BM) Direct Pay Guarantee Financial Guarantee Maintenance Guarantee Payment Guarantee Performance Guarantee Export Import Facilities Inward Documentary Collection
_!! #%
LC Discounting LC Forfaiting LC Issuance LC Negotiation Letter of Guarantee
Outward Documentary Collection Pre-Export Financing (Export Loan) Trust Receipt
Local LC Letter of Guarantee
SKBDN Discounting SKBDN Forfaiting SKBDN Issuance Trust Receipt Foreign Exchange Facilities Spot
Forward Swap
Other Derivatives
03
Asset & Liability Committee Credit Policy
Committee Credit Committee Risk Management
Committee Information Technology
Steering Committee Employee Relations
Committee Integrated Risk
Management Committee
BCA Sekuritas
BCA Finance Ltd.
Hong Kong
BCA Syariah
Asuransi Umum BCA
BCA Finance \
BCA
Central Santosa Finance
As of 31 December 2016
Corporate Social Responsibility
Inge Setiawati
NETWORK DISTRIBUTION
DIRECTOR Erwan Yuris Ang INDIVIDUAL
BANKING BUSINESS DIRECTOR Suwignyo Budiman CORPORATE
BUSINESS DIRECTOR Rudy Susanto
SME &
COMMERCIAL BUSINESS DIRECTOR } #
Corporate Business D ( * + | ) J!
Corporate Branch Dhejani Surjadi
Treasury Linus Ekabranko W.
International Banking Edmund Tondobala
Consumer Finance Mathilda Simon
Individual Customer Business Development Eva Agrayani Tjong
Procurement &
Facility Management
Sugito Lie Network and
Regional Planning Hendrik Sia SME &
Commercial Banking Liston Nainggolan
Cash Management Rusdianti Salim
Credit Services
\@%%+
Operation Strategy Development
Lilik Winarni Domestic
Payment Services Sunandar Suryajaya
Electronic Banking Services
\ \~D International Banking Services
Lanny Budiati