2016
2019
Tagihan Kontijensi Claim Contingency
Kewajiban Kontijensi
Lainnya Others
Liabilities Contingency
Ket: r) Angka-angka diperbaiki *) Angka-angka sementara
Indikator Indicator
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
- Fasilitas pinjaman dari pihak lain yang belum ditarik
- - - - - Financing facilities from other entities that are not yet withdrawn - Posisi pembelian spot yang masih
berjalan
- - - - - Spot purchases - Posisi pembelian forward yang masih
berjalan
- - - - - Forward purchases - Lainnya - - - - 31 - - - - Others - Fasilitas piutang qardh yang belum
ditarik
- - - - - Qardh facililies that are not yet withdrawn
- Fasilitas pembiayaan kepada nasabah yang belum ditarik
3.360
6.103 10.292 11.782 9.194 8.945 9.268 8.219 7.563 7.074 7.672 9.100 9.212 8.914 9.440 - Financing facililies to customers that are not yet withdrawn
- Fasilitas pembiayaan kepada bank syariah lain yang belum ditarik
92
118 91 100 90 91 83 60 56 82 60 124 135 90 121 - Other bank financing facilities - Irrevocable L/C yang masih berjalan 1 25 101 109 126 51 74 23 19 180 161 231 185 179 180 - Irrevocable L/Cs - Posisi penjualan spot yang masih
berjalan
-
- - - 0 - - Spot sales - Posisi penjualan forward yang masih
berjalan
-
- - 2 1 1 - - - - - Forward sales - Lainnya 0 - - - 703 - 926 - - 1.051 - - 702 - - - Others
- Garansi (Kafalah) yang diterima - - - - - - - - Kafalah guarantees received - Pendapatan yang akan diterima 224 139 183 194 205 224 240 254 277 288 360 330 384 394 379 - Income will be received - Lainnya 212 384 433 545 550 538 584 561 552 568 585 594 604 586 632 - Others
- Garansi (Kafalah) yang diberikan 102 170 261 233 301 349 360 650 626 530 354 453 467 520 539 - Guarantees issued - Lainnya 17 42 25 28 73 76 51 44 44 44 57 - 44 - 0 - Others
-
- Aktiva produktif yang dihapusbuku 1.644 2.537 3.202 3.231 3.299 3.467 3.460 3.480 3.491 3.494 3.537 3.677 3.656 3.682 3.681 - Written off earning assets - Penerusan dana mudharabah muqayyadah
473
1.279 2.428 2.737 2.963 3.019 3.127 4.006 3.597 3.951 4.342 4.374 4.428 4.297 4.635
- Channeling of mudharabah muqayaydah
Note: *) Provisional Figures Liabilities Contingency
Others
Tabel 7b. Rekening Administratif - Unit Usaha Syariah - SPS 2019 (Off Balance Sheet Account - Sharia Business Unit )
Miliar Rp (Billion IDR )
Indikator 2016 Indicator
Tagihan Komitmen Claim commitment
Kewajiban Komitmen Liabilities commitment
Tagihan Kontijensi
Kewajiban Kontijensi
Lainnya
Ket: *) Angka-angka sementara
Claim Contingency 2017
2018 2019
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
1 Pendapatan Operasional Bersumber dari Penyaluran Dana berupa:
40.228
46.268 49.058 4.428 8.720 13.249 17.765 22.407 26.819 31.517 36.275 41.052 45.828 52.137 55.655 1 Operating Income from:
a. Penempatan pada Bank Indonesia 1.291 1.568 1.424 161 295 451 608 766 941 1.118 1.265 1.412 1.568 1.724 1.892 a. Placement in Bank Indonesia b. Penempatan pada Bank Syariah Lain 236 177 129 17 27 37 45 53 61 71 79 85 90 94 100 b. Placement in Other Banks c. Surat Berharga 1.715 2.366 3.218 314 604 931 1.227 1.524 1.823 2.180 2.571 2.984 3.334 3.698 4.156 c. Investment in Securities d. Pembiayaan yang Diberikan: 26.447 30.718 33.206 2.979 5.865 8.978 11.942 15.074 18.047 21.113 24.294 27.417 30.530 33.705 37.035 d. Financing :
i. Pendapatan Bagi Hasil 8.019 9.849 11.209 1.035 2.115 3.239 4.289 5.413 6.483 7.565 8.770 9.881 10.990 12.157 13.372 i. Profit Sharing a. Mudharabah 1.875 1.825 1.677 132 256 378 497 613 730 839 955 1.066 1.178 1.287 1.407 a. Mudharabah b. Musyarakah 6.144 8.023 9.532 902 1.859 2.861 3.792 4.800 5.753 6.726 7.809 8.809 9.806 10.863 11.965 b. Musyarakah c. Pendapatan Bagi Hasil Lainnya - 0 - - - - 6 *) 6 *) 6 *) 6 *) 0 *) c. Other profit sharing ii. Piutang 17.196 19.744 20.932 1.837 3.544 5.428 7.243 9.143 10.947 12.808 14.674 16.589 18.498 20.405 22.407 ii. Receivables/Acceptables
a. Murabahah 16.679 19.115 20.164 1.768 3.413 5.226 6.975 8.796 10.531 12.319 14.113 15.958 17.793 19.629 21.551 a. Murabahah b. Ujrah 411 508 615 55 103 157 209 271 324 382 438 491 546 601 663 b. Qardh c. Istishna' 106 120 153 15 28 45 59 75 91 107 123 140 158 175 194 c. Istishna' d. Piutang Lainnya - 0 0 - 0 0 0 0 0 0 0 0 0 0 0 d. Other Receiveables/
Acceptables iii. Pendapatan Sewa (Ijarah) 1.232 1.126 1.064 107 207 311 411 518 617 739 850 947 1.043 1.143 1.256 iii. Leasing Receivables/
Acceptables (Ijarah) iv. Salam - - - - iv. Salam e. Lainnya 10.540 11.439 11.081 957 1.928 2.853 3.942 4.989 5.947 7.034 8.065 9.154 10.305 12.915 12.471 e. Others 2 Bagi Hasil Untuk Pemilik Dana Investasi
Mudharabah berupa:
22.509
25.224 25.620 2.401 4.709 7.097 9.565 12.007 14.320 16.783 19.172 21.603 24.162 28.171 29.156 2 Revenue Sharing for Invesment Fund Mudharabah Holders:
a. Dana Investasi Non Profit Sharing 22.509 25.218 25.617 2.350 4.608 6.946 9.379 11.788 14.059 16.561 18.918 21.344 23.824 27.777 28.624 a. Non Profit Sharing Investment Fund b. Dana Investasi Profit Sharing 0 6 3 51 101 151 187 220 261 222 255 259 338 394 532 b. Profit Sharing Investment Fund 3 Pendapatan Operasonal Setelah Distribusi
Bagi Hasil (1 - 2)
17.719
21.044 23.437 2.027 4.011 6.152 8.200 10.400 12.499 14.734 17.103 19.449 21.666 23.966 26.499 3 Operating Income After Revenue Sharing for Invesment Fund Mudharabah Holders (1-2) 4 Pendapatan Operasional Lainnya 14.395 7.153 9.737 1.194 1.998 2.842 3.433 3.853 4.559 5.187 5.715 5.707 7.257 8.360 8.299 4 Other Operating Income
a. Pendapatan dari MTM dan Penjualan Surat Berharga
154
168 155 12 20 45 56 74 81 105 114 128 151 185 202 a. Income from Mark-to-Market and Sale of Securities b. Pendapatan Bank selaku Mudharib
dalam Mudharabah Al Muqayaddah
1
2 30 5 8 23 25 31 37 40 45 52 62 69 80 b. Income from Bank as Mudharib in Mudharabah Al Muqayaddah c. Pendapatan dari Penyertaan,
Fee/Komisi/Provisi
1.566
2.015 2.116 193 349 555 752 991 1.186 1.399 1.589 1.796 2.015 2.228 2.495 c. Income from Investment, Fees,Commission, Provision d. Pendapatan Lainnya 12.675 4.968 7.437 985 1.620 2.220 2.600 2.757 3.255 3.643 3.966 3.731 5.029 5.879 5.522 d. Other Income
5 Total Pendapatan Operasional (3 + 4) 32.114 28.197 33.175 3.221 6.009 8.994 11.633 14.252 17.058 19.920 22.818 25.156 28.922 32.326 34.797 5 Total of Operating Income 6 Total Beban Operasional 29.308 23.842 26.259 2.487 4.850 7.091 9.056 10.981 12.981 15.086 17.259 18.896 21.831 24.313 25.807 6 Total of Operating Costs
a. Beban Imbalan kepada BI 1 - 6 4 5 5 5 7 8 8 8 8 8 9 12 a. Yield to BI b. Bonus Titipan Wadiah 349 358 31 55 81 116 148 188 230 279 308 338 373 415 b. Wadiah Bonuses c. Kerugian atas MTM dan Penjualan
Surat Berharga
29
82 8 1 1 1 2 5 6 2 1 1 6 6 1 c. Loss from Mark-to-Market and Sale of Securities d. Kerugian dari Penyertaan dan Beban
Komisi/Provisi
34
217 381 36 63 101 139 193 235 278 325 372 421 470 520 d. Loss from Investment and Cost of Commission/Provision e. Kerugian Penurunan Nilai Aset
Keuangan dan Lainnya
16.473
9.646 10.731 1.179 2.186 3.116 3.666 4.093 4.776 5.389 6.070 6.196 7.688 8.801 8.457 e. Impairment f. Penyusutan/Amortisasi dan Beban
Pemeliharaan Aset Tetap/Inventaris
1.200
1.244 1.190 95 190 289 387 491 581 680 778 881 985 1.085 1.191 f. Depreciation/Amortization and Cost of Fixed Assets Maintenance g. Beban Risiko Operasional 30 14 18 1 3 4 10 11 13 14 17 18 21 26 33 g. Cost of Operational Risk h. Kerugian Restrukturisasi Pembiayaan 26 25 18 0 0 0 1 1 1 2 3 3 2 4 10 h. Loss from Financing
Restructuring i. Beban Tenaga Kerja 6.653 7.200 7.863 661 1.394 2.026 2.726 3.462 4.145 4.881 5.592 6.357 7.064 7.725 8.629 i. Cost of Human Resources
i. Biaya Tenaker 6.501 6.989 7.628 650 1.362 1.972 2.651 3.366 4.034 4.745 5.422 6.157 6.829 7.456 8.314 i. Labour Cost ii. Biaya Pendidikan dan Pelatihan
Tenaker
143
203 222 11 31 53 73 93 107 133 167 195 226 260 299 ii. Training Cost
iii. Penelitian dan Pengembangan 9 8 13 1 1 1 2 3 4 3 3 5 8 9 16 iii. Research and Development j. Beban Operasional Lainnya 4.512 5.085 5.687 479 954 1.467 2.005 2.569 3.028 3.602 4.187 4.751 5.298 5.815 6.539 j. Other Operating Costs
i. Promosi 316 398 418 28 67 102 143 187 207 243 280 327 366 412 499 i. Promotion ii. Biaya Lainnya 4.196 4.687 5.269 451 887 1.365 1.862 2.382 2.821 3.359 3.907 4.424 4.932 5.403 6.040 ii. Other Costs 7 Laba/Rugi Operasional (5 - 6) 2.807 4.355 6.915 734 1.159 1.904 2.576 3.272 4.077 4.835 5.559 6.260 7.091 8.013 8.990 7 Operating Profit/Loss (5 - 6) 8 Pendapatan Non Operasional 364 340 353 49 58 79 73 91 110 169 202 224 249 314 346 8 Non Operating Income 9 Beban Non Operasional 222 272 335 71 90 115 121 155 183 267 254 272 311 386 411 9 Non Operating Cost 10 Laba/Rugi Non Operasional (8 - 9) 142 68 18 (22) (33) (36) (49) (64) (72) (98) (52) (48) (62) (72) (64)10 Non Operating Profit/Loss (8 - 9) 11 Laba/Rugi Tahun Berjalan (7 + 10) 2.949 4.423 6.934 712 1.126 1.868 2.528 3.208 4.005 4.737 5.506 6.212 7.029 7.941 8.926 11 Year-to-date Profit/Loss (7 + 10) 12 Tranfer Laba/Rugi 2.984 4.246 5.238 12 - - - - 7298 *)12 Transfer of Profit/Loss 13 Pajak Penghasilan (490) (765) (1.062) (102) (184) (300) (421) (530) (656) (775) (901) (1.018) (1.133) (1.269) (1.446)13 Income Tax 14 Laba/Rugi Bersih 2.096 3.084 5.119 598 942 1.568 2.106 2.678 3.349 3.961 4.606 5.194 5.896 6.672 6.278 14 Net Proft/Loss
Tabel 8. Laporan Laba Rugi Gabungan Bank Umum Syariah dan Unit Usaha Syariah - SPS 2019 (Sharia Commercial Bank dan Sharia Business Unit Condensed Income Statement )
Miliar Rp (Billion IDR )
Indikator Indicator
Ket: r) Angka-angka diperbaiki Note: r) Revised figures
2016 2018
2017 2019
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
1 Pendapatan Operasional Bersumber dari Penyaluran Dana berupa:
31.326
35.697 36.648 3.178 6.261 9.412 12.627 15.919 19.017 22.366 25.771 29.249 32.619 37.535 39.625 1 Operating Income from:
a. Penempatan pada Bank Indonesia 852 1.046 905 107 194 302 395 494 589 710 807 898 998 1.092 1.204 a. Placement in Bank Indonesia b. Penempatan pada Bank Syariah Lain 65 27 22 4 7 9 10 11 13 14 14 15 16 16 16 b. Placement in Other Banks c. Surat Berharga 1.427 2.005 2.708 260 504 768 1.011 1.249 1.487 1.784 2.107 2.447 2.722 3.008 3.379 c. Investment in Securities d. Pembiayaan yang Diberikan: 19.702 22.554 23.297 2.068 4.063 6.142 8.161 10.305 12.344 14.439 16.640 18.802 20.919 23.091 25.353 d. Financing :
i. Pendapatan Bagi Hasil 5.657 6.106 6.138 540 1.148 1.702 2.239 2.823 3.380 3.947 4.622 5.216 5.775 6.405 7.049 i. Profit Sharing a. Mudharabah 1.008 893 717 54 106 152 205 253 304 348 397 444 492 539 589 a. Mudharabah b. Musyarakah 4.649 5.213 5.421 486 1.041 1.550 2.034 2.570 3.076 3.599 4.225 4.772 5.283 5.866 6.460 b. Musyarakah c. Pendapatan Bagi Hasil Lainnya - - - - c. Other profit sharing ii. Piutang 13.803 16.063 16.849 1.491 2.853 4.349 5.798 7.323 8.772 10.262 11.751 13.295 14.821 16.335 17.922 ii. Receivables/Acceptables
a. Murabahah 13.403 15.577 16.289 1.442 2.760 4.207 5.610 7.078 8.478 9.915 11.352 12.846 14.323 15.786 17.317 a. Murabahah b. Ujrah 388 484 558 49 93 142 187 244 293 346 397 447 497 546 602 b. Qardh c. Istishna' 12 3 2 0 0 1 1 1 1 1 1 2 2 2 2 c. Istishna' d. Piutang Lainnya - - - - 0 0 0 0 0 0 0 0 0 0 0 d. Other Receiveables/
Acceptables iii. Pendapatan Sewa (Ijarah) 242 385 310 36 62 91 124 159 192 229 268 291 323 351 383 iii. Leasing Receivables/
Acceptables (Ijarah) iv. Salam - - - - iv. Salam e. Lainnya 9.280 10.065 9.716 739 1.493 2.191 3.050 3.860 4.585 5.420 6.202 7.087 7.965 10.328 9.672 e. Others 2 Bagi Hasil Untuk Pemilik Dana Investasi
Mudharabah berupa:
18.147
20.070 19.534 1.699 3.324 4.963 6.707 8.402 10.002 11.729 13.392 15.135 16.930 20.157 20.398 2 Revenue Sharing for Invesment Fund Mudharabah Holders:
a. Dana Investasi Non Profit Sharing 18.147 20.070 19.534 1.699 3.324 4.963 6.707 8.402 10.002 11.729 13.392 15.135 16.930 20.157 20.398 a. Non Profit Sharing Investment Fund b. Dana Investasi Profit Sharing - - - - b. Profit Sharing Investment Fund 3 Pendapatan Operasonal Setelah Distribusi
Bagi Hasil (1 - 2)
13.179
15.628 17.113 1.480 2.937 4.450 5.921 7.516 9.015 10.637 12.379 14.114 15.689 17.377 19.227 3 Operating Income After Revenue Sharing for Invesment Fund Mudharabah Holders (1-2) 4 Pendapatan Operasional Lainnya 13.550 5.660 8.063 904 1.725 2.338 2.830 3.097 3.673 4.193 4.602 4.486 5.879 6.513 6.110 4 Other Operating Income
a. Pendapatan dari MTM dan Penjualan Surat Berharga
153
167 153 12 20 44 54 72 80 101 110 123 145 179 195 a. Income from Mark-to-Market and Sale of Securities b. Pendapatan Bank selaku Mudharib
dalam Mudharabah Al Muqayaddah
0
0 1 0 0 0 1 1 1 1 1 1 1 1 1 b. Income from Bank as Mudharib in Mudharabah Al Muqayaddah c. Pendapatan dari Penyertaan,
Fee/Komisi/Provisi
1.246
1.555 1.532 131 246 400 542 697 829 975 1.104 1.247 1.399 1.548 1.743 c. Income from Investment, Fees,Commission, Provision d. Pendapatan Lainnya 12.151 3.938 6.377 762 1.459 1.893 2.233 2.327 2.763 3.116 3.387 3.114 4.334 4.785 4.170 d. Other Income
5 Total Pendapatan Operasional (3 + 4) 26.729 21.288 25.176 2.384 4.662 6.788 8.751 10.613 12.688 14.830 16.981 18.600 21.569 23.890 25.337 5 Total of Operating Income 6 Total Beban Operasional 25.391 19.697 21.393 1.977 3.958 5.628 7.138 8.541 10.110 11.789 13.506 14.645 17.163 18.947 19.738 6 Total of Operating Costs
a. Beban Imbalan kepada BI 1 - 5 3 5 5 5 6 7 7 7 7 7 8 11 a. Yield to BI b. Bonus Titipan Wadiah 252 233 270 21 38 58 85 109 141 174 214 234 253 280 314 b. Wadiah Bonuses c. Kerugian atas MTM dan Penjualan
Surat Berharga
28
82 6 1 1 1 2 5 6 2 1 1 6 6 1 c. Loss from Mark-to-Market and Sale of Securities d. Kerugian dari Penyertaan dan Beban
Komisi/Provisi
31
43 64 13 12 17 23 29 36 43 50 58 64 71 77 d. Loss from Investment and Cost of Commission/Provision e. Kerugian Penurunan Nilai Aset
Keuangan dan Lainnya
14.681
8.060 8.912 951 1.853 2.513 2.920 3.170 3.708 4.199 4.748 4.690 6.078 6.801 6.106 e. Impairment f. Penyusutan/Amortisasi dan Beban
Pemeliharaan Aset Tetap/Inventaris
1.067
1.094 1.046 84 167 255 340 433 513 599 686 777 868 954 1.046 f. Depreciation/Amortization and Cost of Fixed Assets Maintenance g. Beban Risiko Operasional 20 13 17 1 3 4 6 7 9 9 12 13 16 21 28 g. Cost of Operational Risk h. Kerugian Restrukturisasi Pembiayaan 26 25 18 0 0 0 1 1 1 2 3 3 2 4 10 h. Loss from Financing
Restructuring i. Beban Tenaga Kerja 5.830 6.239 6.801 573 1.215 1.758 2.366 2.989 3.586 4.230 4.848 5.519 6.129 6.688 7.466 i. Cost of Human Resources
i. Biaya Tenaker 5.690 6.043 6.579 563 1.186 1.708 2.297 2.899 3.482 4.103 4.689 5.331 5.908 6.435 7.170 i. Labour Cost ii. Biaya Pendidikan dan Pelatihan
Tenaker
133
188 210 10 29 49 68 87 101 125 157 183 212 244 281 ii. Training Cost
iii. Penelitian dan Pengembangan 7 8 13 1 1 1 1 3 3 3 3 5 8 9 16 iii. Research and Development j. Beban Operasional Lainnya 3.456 3.909 4.254 329 664 1.018 1.391 1.790 2.103 2.523 2.936 3.342 3.739 4.115 4.679 j. Other Operating Costs
i. Promosi 247 309 326 22 58 85 120 155 170 200 230 271 303 338 406 i. Promotion ii. Biaya Lainnya 3.209 3.600 3.928 307 606 933 1.271 1.635 1.933 2.322 2.706 3.071 3.436 3.777 4.273 ii. Other Costs 7 Laba/Rugi Operasional (5 - 6) 1.338 1.591 3.783 407 704 1.160 1.613 2.072 2.578 3.041 3.476 3.955 4.406 4.943 5.599 7 Operating Profit/Loss (5 - 6) 8 Pendapatan Non Operasional 172 202 201 41 42 55 42 52 64 116 142 143 158 212 233 8 Non Operating Income 9 Beban Non Operasional 90 96 178 55 60 68 62 84 102 174 145 150 168 228 234 9 Non Operating Cost 10 Laba/Rugi Non Operasional (8 - 9) 82 106 23 (15) (17) (13) (20) (33) (39) (57) (3) (8) (10) (15) (1) 10 Non Operating Profit/Loss (8 - 9) 11 Laba/Rugi Tahun Berjalan (7 + 10) 1.420 1.697 3.806 393 687 1.147 1.593 2.040 2.539 2.984 3.473 3.947 4.396 4.927 5.598 11 Year-to-date Profit/Loss (7 + 10) 12 Tranfer Laba/Rugi 2.620 3.672 4.485 12 - - - - 6097 *)12 Transfer of Profit/Loss 13 Pajak Penghasilan (468) (706) (1.000) (96) (173) (282) (400) (510) (634) (750) (871) (985) (1.097) (1.232) (1.403)13 Income Tax 14 Laba/Rugi Bersih 952 990 2.806 285 514 865 1.193 1.530 1.905 2.234 2.601 2.962 3.300 3.695 4.195 14 Net Proft/Loss
2017
2018 Indikator
Ket: r) Angka-angka diperbaiki
Tabel 8a. Laporan Laba Rugi Bank Umum Syariah - SPS 2019 (Sharia Commercial Bank Condensed Income Statement )
Miliar Rp (Billion IDR )
Indicator
Note: r) Revised figures
2016 2019
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
1 Pendapatan Operasional Bersumber dari Penyaluran Dana berupa:
8.902
10.571 12.410 1.250 2.459 3.837 5.138 6.488 7.802 9.150 10.504 11.804 13.208 14.602 16.029 1 Operating Income from:
a. Penempatan pada Bank Indonesia 440 522 520 54 101 149 213 272 352 408 458 515 570 632 688 a. Placement in Bank Indonesia b. Penempatan pada Bank Syariah Lain 171 150 107 13 20 28 35 42 49 57 64 70 74 79 84 b. Placement in Other Banks c. Surat Berharga 287 361 511 54 100 164 217 275 336 396 464 537 612 690 777 c. Investment in Securities d. Pembiayaan yang Diberikan: 6.745 8.164 9.908 911 1.802 2.835 3.781 4.769 5.703 6.675 7.654 8.616 9.611 10.614 11.682 d. Financing :
i. Pendapatan Bagi Hasil 2.362 3.743 5.071 494 967 1.537 2.050 2.590 3.104 3.618 4.148 4.665 5.215 5.752 6.323 i. Profit Sharing a. Mudharabah 867 933 960 78 150 227 292 361 426 491 558 621 685 748 818 a. Mudharabah b. Musyarakah 1.495 2.810 4.111 416 817 1.311 1.758 2.230 2.677 3.127 3.584 4.037 4.523 4.997 5.504 b. Musyarakah c. Pendapatan Bagi Hasil Lainnya - 0 - - - - 6 *) 6 *) 6 *) 6 *) 0 *) c. Other profit sharing ii. Piutang 3.392 3.680 4.084 346 691 1.079 1.445 1.820 2.174 2.546 2.923 3.295 3.676 4.070 4.486 ii. Receivables/Acceptables
a. Murabahah 3.276 3.539 3.874 326 653 1.019 1.365 1.719 2.053 2.404 2.761 3.112 3.471 3.843 4.233 a. Murabahah b. Ujrah 23 25 58 5 10 15 21 27 31 36 41 45 49 54 60 b. Qardh c. Istishna' 93 117 152 14 28 44 59 74 90 106 122 138 156 173 192 c. Istishna' d. Piutang Lainnya - 0 0 - - - - d. Other Receiveables/
Acceptables iii. Pendapatan Sewa (Ijarah) 990 741 754 71 144 219 287 359 426 510 583 656 720 792 873 iii. Leasing Receivables/
Acceptables (Ijarah) iv. Salam - - - - iv. Salam e. Lainnya 1.260 1.373 1.364 218 435 662 892 1.129 1.362 1.614 1.863 2.066 2.340 2.587 2.798 e. Others 2 Bagi Hasil Untuk Pemilik Dana Investasi
Mudharabah berupa:
4.362
5.155 6.086 702 1.385 2.135 2.859 3.605 4.318 5.054 5.780 6.468 7.232 8.013 8.758 2 Revenue Sharing for Invesment Fund Mudharabah Holders:
a. Dana Investasi Non Profit Sharing 4.362 5.148 6.083 651 1.284 1.983 2.672 3.385 4.057 4.832 5.525 6.209 6.894 7.619 8.226 a. Non Profit Sharing Investment Fund b. Dana Investasi Profit Sharing 0 6 3 51 101 151 187 220 261 222 255 259 338 394 532 b. Profit Sharing Investment Fund 3 Pendapatan Operasonal Setelah Distribusi
Bagi Hasil (1 - 2)
4.540
5.416 6.324 548 1.074 1.702 2.279 2.883 3.484 4.097 4.724 5.335 5.976 6.588 7.271 3 Operating Income After Revenue Sharing for Invesment Fund Mudharabah Holders (1-2) 4 Pendapatan Operasional Lainnya 845 1.493 1.674 290 273 505 603 756 886 994 1.113 1.221 1.377 1.848 2.189 4 Other Operating Income
a. Pendapatan dari MTM dan Penjualan Surat Berharga
1
1 2 0 0 1 2 2 2 3 4 5 5 6 7 a. Income from Mark-to-Market and Sale of Securities b. Pendapatan Bank selaku Mudharib
dalam Mudharabah Al Muqayaddah
1
2 29 5 8 22 24 30 36 39 45 51 61 67 79 b. Income from Bank as Mudharib in Mudharabah Al Muqayaddah c. Pendapatan dari Penyertaan,
Fee/Komisi/Provisi
319
460 584 62 103 154 210 295 357 424 484 549 616 680 752 c. Income from Investment, Fees,Commission, Provision d. Pendapatan Lainnya 524 1.030 1.059 223 162 327 367 430 492 527 580 616 694 1.094 1.352 d. Other Income
5 Total Pendapatan Operasional (3 + 4) 5.385 6.909 7.998 837 1.347 2.207 2.882 3.639 4.371 5.090 5.836 6.556 7.353 8.436 9.460 5 Total of Operating Income 6 Total Beban Operasional 3.916 4.145 4.866 510 893 1.463 1.918 2.440 2.872 3.297 3.753 4.251 4.669 5.365 6.069 6 Total of Operating Costs
a. Beban Imbalan kepada BI - - 0 1 1 1 1 1 1 1 1 1 1 1 1 a. Yield to BI b. Bonus Titipan Wadiah 97 98 88 9 17 23 31 39 47 56 65 74 84 94 101 b. Wadiah Bonuses c. Kerugian atas MTM dan Penjualan
Surat Berharga
1
- 2 0 0 - 0 0 - - - - c. Loss from Mark-to-Market and Sale of Securities d. Kerugian dari Penyertaan dan Beban
Komisi/Provisi
4
175 318 24 51 84 116 164 200 235 275 314 357 399 443 d. Loss from Investment and Cost of Commission/Provision e. Kerugian Penurunan Nilai Aset
Keuangan dan Lainnya
1.792
1.586 1.819 227 333 603 746 923 1.068 1.190 1.322 1.507 1.610 2.000 2.350 e. Impairment f. Penyusutan/Amortisasi dan Beban
Pemeliharaan Aset Tetap/Inventaris
133
149 144 12 23 34 47 58 68 81 91 104 117 131 146 f. Depreciation/Amortization and Cost of Fixed Assets Maintenance g. Beban Risiko Operasional 11 0 0 0 0 0 4 4 4 5 5 5 5 5 6 g. Cost of Operational Risk h. Kerugian Restrukturisasi Pembiayaan - - - - h. Loss from Financing
Restructuring i. Beban Tenaga Kerja 823 961 1.062 88 178 268 360 473 559 650 744 838 935 1.036 1.163 i. Cost of Human Resources
i. Biaya Tenaker 811 946 1.050 87 176 264 355 467 552 642 733 826 921 1.021 1.144 i. Labour Cost ii. Biaya Pendidikan dan Pelatihan
Tenaker
10
15 12 1 2 4 5 6 7 9 10 12 14 16 19 ii. Training Cost
iii. Penelitian dan Pengembangan 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 iii. Research and Development j. Beban Operasional Lainnya 1.057 1.176 1.432 149 291 449 614 779 925 1.079 1.250 1.409 1.560 1.699 1.860 j. Other Operating Costs
i. Promosi 70 89 92 6 10 17 23 32 37 43 49 56 63 74 93 i. Promotion ii. Biaya Lainnya 987 1.087 1.340 144 281 433 591 747 888 1.036 1.201 1.353 1.496 1.625 1.767 ii. Other Costs 7 Laba/Rugi Operasional (5 - 6) 1.469 2.764 3.132 327 455 744 963 1.199 1.499 1.793 2.083 2.305 2.685 3.071 3.391 7 Operating Profit/Loss (5 - 6) 8 Pendapatan Non Operasional 192 138 152 8 15 23 31 39 47 53 60 81 91 102 113 8 Non Operating Income 9 Beban Non Operasional 132 176 156 16 31 47 60 70 80 93 110 121 143 159 176 9 Non Operating Cost 10 Laba/Rugi Non Operasional (8 - 9) 60 (37) (5) (8) (15) (24) (28) (31) (34) (41) (50) (41) (52) (57) (63)10 Non Operating Profit/Loss (8 - 9) 11 Laba/Rugi Tahun Berjalan (7 + 10) 1.529 2.726 3.127 319 439 721 935 1.168 1.465 1.753 2.033 2.265 2.633 3.014 3.328 11 Year-to-date Profit/Loss (7 + 10) 12 Tranfer Laba/Rugi 363 574 753 - - - - 1202 *)12 Transfer of Profit/Loss 13 Pajak Penghasilan (22) (59) (62) (6) (11) (18) (21) (20) (22) (26) (29) (33) (36) (37) (43)13 Income Tax 14 Laba/Rugi Bersih 1.144 2.094 2.313 314 429 703 914 1.148 1.443 1.727 2.004 2.232 2.597 2.977 2.083 14 Net Proft/Loss
"-": Data not available
*) Source: Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah
"-": Data Tidak Tersedia
*) Sumber: Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank 2017
2018
Tabel 8b. Laporan Laba Rugi Unit Usaha Syariah - SPS 2019 (Sharia Business Unit Condensed Income Statement)
Miliar Rp (Billion IDR )
Indicator
Indikator 2016
2019
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
1. Lancar 295.826 352.038 411.771 397.744 402.671 406.668 404.466 399.133 401.785 411.033 413.037 419.656 432.895 439.423 455.068 1. Current 2. Dalam Perhatian Khusus 17.680 19.517 17.346 19.393 20.999 21.626 22.031 20.535 22.305 21.332 21.698 22.776 18.911 19.699 17.923 2. Special Mention 3. Kurang Lancar 3.015 3.376 2.070 2.427 2.508 2.528 2.794 2.600 2.662 2.306 2.204 2.163 2.949 2.930 3.407 3. Sub-Standard 4. Diragukan 1.326 1.919 1.474 1.374 1.490 1.673 1.742 1.547 1.574 1.876 2.167 1.257 1.248 1.061 954 4. Doubtful 5. Macet 6.187 5.847 5.676 5.781 5.875 6.283 6.486 6.665 6.597 6.727 6.743 7.169 6.783 7.192 6.707 5. Lost Total Aset Produktif 324.034 382.697 438.338 426.720 433.544 438.778 437.519 430.480 434.923 443.274 445.850 453.021 462.786 470.305 484.059 Total Earning Assets Rasio Aset Produktif Non Lancar 3,25 2,91 2,10 2,25 2,28 2,39 2,52 2,51 2,49 2,46 2,49 2,34 2,37 2,38 2,29 Percentage of Non
Performing Earning Assets
Ket: r) Angka-angka diperbaiki Note: r) revised figures
Tabel 9. Aktiva Produktif berdasarkan Kualitas - Bank Umum Syariah dan Unit Usaha Syariah (Earning Assets based on Collectibility of Sharia Commercial Bank and Sharia Business Unit )
Miliar Rp (Billion IDR )
Indikator 2017 2018 Indicator
2016 2019
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
1. Lancar 208.258 230.684 266.133 257.958 261.924 262.262 259.684 257.593 255.802 267.171 267.552 271.785 283.232 284.157 297.942 1. Current 2. Dalam Perhatian Khusus 13.725 15.346 12.462 14.024 14.691 15.554 16.100 14.653 16.292 15.846 16.188 15.832 13.173 13.321 12.025 2. Special Mention 3. Kurang Lancar 2.257 3.111 1.616 1.842 1.889 1.910 2.024 1.990 1.767 1.866 1.734 1.690 2.534 2.470 2.416 3. Sub-Standard 4. Diragukan 1.109 1.756 846 751 791 955 1.055 878 881 832 1.133 962 921 724 571 4. Doubtful 5. Macet 4.685 4.249 4.222 4.291 4.332 4.312 4.432 4.574 4.460 4.519 4.551 4.675 4.274 4.531 4.313 5. Lost Total Aset Produktif 230.035 255.145 285.278 278.867 283.626 284.993 283.295 279.688 279.201 290.234 291.158 294.944 304.133 305.203 317.267 Total Earning Assets Rasio Aset Produktif Non Lancar 3,50 3,57 2,34 2,47 2,47 2,52 2,65 2,66 2,55 2,49 2,55 2,48 2,54 2,53 2,30 Percentage of Non
Performing Earning Assets
Ket: r) Angka-angka diperbaiki Note: r) revised figures
Tabel 9a. Aktiva Produktif berdasarkan Kualitas - Bank Umum Syariah (Earning Assets based on Collectibility of Sharia Commercial Bank )
Miliar Rp (Billion IDR )
Indikator 2016 2017 2018 2019 Indicator
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
1. Lancar 87.568 121.355 145.638 139.786 140.748 144.406 144.782 141.540 145.984 143.862 145.486 147.870 149.663 155.265 157.126 1. Current 2. Dalam Perhatian Khusus 3.954 4.170 4.884 5.370 6.309 6.072 5.931 5.882 6.013 5.486 5.510 6.944 5.737 6.378 5.897 2. Special Mention 3. Kurang Lancar 757 266 454 585 619 618 771 610 894 440 471 473 414 460 991 3. Sub-Standard 4. Diragukan 218 163 628 623 700 718 687 669 693 1.044 1.034 294 327 337 384 4. Doubtful 5. Macet 1.502 1.598 1.455 1.490 1.544 1.971 2.053 2.092 2.137 2.208 2.191 2.494 2.509 2.661 2.395 5. Lost Total Aset Produktif 93.999 127.552 153.060 147.853 149.918 153.785 154.225 150.793 155.722 153.041 154.691 158.076 158.652 165.102 166.792 Total Earning Assets Rasio Aset Produktif Non Lancar 2,63 1,59 1,66 1,82 1,91 2,15 2,28 2,24 2,39 2,41 2,39 2,06 2,05 2,09 2,26 Percentage of Non
Performing Earning Assets 2016
Tabel 9b. Aktiva Produktif berdasarkan Kualitas - Unit Usaha Syariah (Earning Assets based on Collectibility of Sharia Business Units )
Miliar Rp (Billion IDR )
Indikator 2017 2018 2019 Indicator
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
30.237 44.753 65.970 67.162 69.097 69.771 70.633 60.820 60.835 68.992 71.149 72.671 77.614 83.074 81.016
1 Surat Berharga Pasar Uang Syariah (SBPU Syariah) 6.105 9.360 12.778 13.403 14.574 15.407 14.548 12.428 13.241 15.819 16.497 15.771 17.902 24.495 25.058 1 Sharia Money Market Securities (SBPU Sharia) a. Surat Perbendaharaan Negara Syariah 2.144 5.631 4.814 4.233 4.593 4.612 4.345 3.562 3.599 3.168 2.916 2.578 2.404 2.399 2.401 a. Sharia SPN
b. Sertifikat Investasi Mudharabah AntarBank (SIMA) 3.785 3.490 4.291 1.442 2.086 1.504 1.205 2.498 1.787 1.208 965 1.260 270 1.177 3.367 b. Interbank Mudharabah Investment Certificates (SIMA) c. SBPU Syariah Lainnya 176 239 3.673 7.728 7.895 9.291 8.998 6.367 7.855 11.443 12.615 11.933 15.228 20.919 19.290 c. Other Sharia Money Market Securities
2 Surat Berharga Pasar Modal Syariah (SBPM 24.132 35.393 53.193 53.759 54.523 54.364 56.086 48.392 47.594 53.173 54.653 56.900 59.712 58.579 55.959 2 Sharia Capital Market Securities (SBPM Sharia) a. Surat Berharga Syariah Negara (SBSN) 20.111 29.427 39.227 37.810 38.988 36.991 38.311 30.447 31.129 33.193 34.209 37.064 38.146 37.808 37.676 a. Sharia SBN (SBSN)
b. Sertifikat Reksadana Syariah 1.934 2.580 1.473 2.177 1.423 2.047 2.515 1.906 1.743 3.496 4.027 3.048 5.739 5.347 2.683 b. Sharia Mutual Fund Certificates c. Sukuk Subordinasi 231 246 201 201 201 201 201 201 201 201 201 201 201 201 201 c. Subordinated Sukuk d. Sukuk Lainnya 1.730 2.973 12.130 13.398 13.731 14.946 14.873 15.652 14.353 16.094 16.012 16.357 15.405 14.801 15.190 d. Others Sukuk
e. SBPM Syariah Lainnya 126 167 162 173 181 179 186 186 169 190 204 230 221 422 208 e. Other Sharia Capital Market Securities 7.434 7.111 10.845 6.274 6.672 7.292 6.129 7.619 7.213 5.694 7.281 7.157 6.006 6.420 8.953
1 Surat Berharga Pasar Uang Syariah (SBPU Syariah) 4.785 5.495 7.135 2.424 2.772 3.582 2.418 4.607 4.201 2.682 2.276 2.151 1.000 *) 1.815 *) 4,387 *) 1 Sharia Money Market Securities (SBPU Sharia) a. Sertifikat Investasi Mudharabah AntarBank (SIMA) 4.785 4.697 6.336 1.625 1.973 2.618 1.619 3.908 3.502 1.983 1.577 1.452 300 *) 1.115 *) 3,687 *) a. Sharia SPN
b. SBPU Syariah Lainnya - 798 799 799 799 964 799 699 699 699 699 699 700 *) 700 *) 700 *) b. Other Sharia Money Market Securities 2 Surat Berharga Pasar Modal Syariah (SBPM
Syariah)
2.650 1.616 3.710 3.850 3.900 3.711 3.711 3.011 3.012 3.012 5.005 5.005 5.006 4.606 4.566
2 Sharia Capital Market Securities (SBPM Sharia) a. Sukuk Subordinasi 1.000 - 2.594 2.594 2.594 2.595 2.595 2.595 2.596 2.596 4.589 4.589 4.590 1,600 *) 4,150 *) a. Sharia Mutual Fund Certificates
b. Sukuk Lainnya 1.650 1.616 1.116 1.256 1.306 1.116 1.116 416 416 416 416 416 416 3.006 *) 416 *) b. Subordinated Sukuk
c. SBPM Syariah Lainnya - - - - c. Other Sharia Capital Market Securities 30.237 44.753 65.970 67.162 69.097 69.771 70.633 60.820 60.835 68.992 71.149 72.671 77.614 83.074 81.016
1 Surat Berharga Pasar Uang Syariah 6.105 9.360 12.778 13.403 14.574 15.407 14.548 12.428 13.241 15.819 16.497 15.771 17.902 24.495 25.058 1 Sharia Money Market Securities a. Diukur Pada Nilai Wajar 517 1.200 2.333 2.189 1.809 1.386 1.633 1.321 1.442 1.422 1.439 1.647 1.362 1.271 2.373 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 65 205 265 40 - - 60 20 - - - 126 161 252 253 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
451 995 2.068 2.149 1.809 1.386 1.573 1.301 1.442 1.422 1.439 1.521 1.201 1.019 2.120 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
5.588 8.160 10.445 11.213 12.765 14.021 12.914 11.107 11.799 14.397 15.058 14.125 16.540 23.224 22.685 b. Measured at Face Value - Held to Maturity 2 Surat Berharga Pasar Modal Syariah 24.132 35.393 53.193 53.759 54.523 54.364 56.086 48.392 47.594 53.173 54.653 56.900 59.712 58.579 55.959 2 Sharia Capital Market Securities
a. Diukur Pada Nilai Wajar 5.297 11.054 6.544 7.805 7.779 4.758 7.940 5.514 5.096 6.680 7.478 6.670 8.404 7.250 7.614 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 3.075 5.982 12 47 39 28 43 74 98 235 216 263 1.191 909 109 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
2.222 5.072 6.532 7.758 7.741 4.730 7.898 5.440 4.998 6.445 7.261 6.407 7.213 6.341 7.505 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
18.835 46.648 45.954 46.744 49.606 48.145 42.878 42.499 46.493 47.175 50.230 51.308 51.329 48.345 b. Measured at Face Value - Held to Maturity 7.434 7.111 10.845 6.274 6.672 7.292 6.129 7.619 7.213 5.694 7.281 7.157 6.006 6.420 8.953
1 Surat Berharga Pasar Uang Syariah 4.785 5.495 7.135 2.424 2.772 3.582 2.418 4.607 4.201 2.682 2.276 2.151 1.000 1.815 4.387 1 Sharia Money Market Securities a. Diukur Pada Nilai Wajar 705 450 295 200 617 169 492 732 707 70 - 340 - 240 525 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 375 - 255 - 159 169 342 292 262 70 - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
330 450 40 200 458 - 150 440 445 - - 340 - 240 525 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
4.080 5.045 6.840 2.224 2.155 3.413 1.926 3.875 3.494 2.612 2.276 1.811 1.000 1.575 3.862 b. Measured at Face Value - Held to Maturity 2 Surat Berharga Pasar Modal Syariah 2.650 1.616 3.710 3.850 3.900 3.711 3.711 3.011 3.012 3.012 5.005 5.005 5.006 4.606 4.566 2 Sharia Capital Market Securities
a. Diukur Pada Nilai Wajar - - - 140 190 - - - - - 0 0 0 40 0 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
- - - 140 190 - - - - - 0 0 0 40 0 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
2.650 1.616 3.710 3.710 3.710 3.711 3.711 3.011 3.012 3.012 5.005 5.005 5.006 4.566 4.566 b. Measured at Face Value - Held to Maturity Note: *) Provisional Figures
r) revised figures
Tabel 10. Surat Berharga yang Dimiliki Berdasarkan Jenis Instrumen dan Kategori Pengukuran Bank Umum Syariah dan Unit Usaha Syariah - SPS 2019 (Investment in Securities Based on Instrument Categories and Measurement Methods of Sharia Commercial Bank and Sharia Business Unit )
Miliar Rp (Billion IDR )
Indikator 2016 2017 Indicator
2018 2019
Ket: *) Angka Sementara r) Angka-angka diperbaiki
Surat Berharga Diterbitkan berdasarkan Kategori Securities Issued Based on Measurement Methods
Surat Berharga dimiliki berdasarkan Jenis
Surat Berharga diterbitkan berdasarkan Jenis Securities Issued Based on Instrument Categories
Securities Owned Based on Instrument Categories
Surat Berharga Dimiliki Berdasarkan Kategori Securities Owned Based on Measurement Methods
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
24.106 35.656 54.503 54.772 55.645 56.117 54.952 47.441 48.183 54.133 56.204 55.997 61.065 64.330 63.787
1 Surat Berharga Pasar Uang Syariah (SBPU Syariah) 5.185 7.950 9.064 9.748 10.654 11.568 9.139 8.310 9.465 12.500 12.936 12.440 15.319 20.018 19.339 1 Sharia Money Market Securities (SBPU Sharia) a. Surat Perbendaharaan Negara Syariah 2.079 5.491 4.372 3.780 4.130 4.147 4.128 3.545 3.581 3.160 2.916 2.578 2.404 2.399 2.401 a. Sharia SPN
b. Sertifikat Investasi Mudharabah AntarBank (SIMA) 2.930 2.245 2.417 377 942 930 488 1.101 720 583 430 265 145 797 2.242 b. Interbank Mudharabah Investment Certificates (SIMA) c. SBPU Syariah Lainnya 176 214 2.274 5.592 5.582 6.492 4.524 3.664 5.164 8.757 9.590 9.597 12.770 16.821 14.696 c. Other Sharia Money Market Securities
2 Surat Berharga Pasar Modal Syariah (SBPM Syariah)
18.922 27.705 45.439 45.023 44.991 44.548 45.813 39.132 38.717 41.633 43.268 43.557 45.747 44.312 44.448
2 Sharia Capital Market Securities (SBPM Sharia) a. Surat Berharga Syariah Negara (SBSN) 15.111 22.280 31.996 30.441 30.716 28.987 29.865 24.357 25.007 25.818 27.077 28.235 29.100 28.305 28.571 a. Sharia SBN (SBSN)
b. Sertifikat Reksadana Syariah 1.923 2.375 1.453 2.057 1.389 1.713 2.116 1.597 1.434 2.492 2.893 1.629 3.735 3.073 1.724 b. Sharia Mutual Fund Certificates c. Sukuk Subordinasi 176 191 146 146 146 146 146 146 146 146 146 146 146 146 146 c. Subordinated Sukuk d. Sukuk Lainnya 1.596 2.809 11.813 12.336 12.690 13.653 13.629 12.976 12.091 13.116 13.076 13.445 12.672 12.705 13.923 d. Others Sukuk
e. SBPM Syariah Lainnya 115 50 32 43 51 49 56 56 39 62 76 103 93 84 83 e. Other Sharia Capital Market Securities 5.495 3.517 6.206 3.125 3.453 4.248 3.319 5.358 4.902 3.263 3.027 2.862 1.900 2.615 3.098
1 Surat Berharga Pasar Uang Syariah (SBPU Syariah) 3.995 3.017 4.606 1.525 1.853 2.648 1.719 3.758 3.302 1.663 1.427 1.262 300 1.015 *) 1.498*) 1 Sharia Money Market Securities (SBPU Sharia) a. Sertifikat Investasi Mudharabah AntarBank (SIMA) 3.995 2.917 4.506 1.425 1.753 2.548 1.619 3.758 3.302 1.663 1.427 1.262 300 1.015 *) 1.498*) a. Sharia SPN
b. SBPU Syariah Lainnya - 100 100 100 100 100 100 - - - - b. Other Sharia Money Market Securities 2 Surat Berharga Pasar Modal Syariah (SBPM
Syariah)
1.500 500 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600
2 Sharia Capital Market Securities (SBPM Sharia) a. Sukuk Subordinasi 1.000 - 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 b. Sharia Mutual Fund Certificates
b. Sukuk Lainnya 500 500 - - - - c. Subordinated Sukuk
c. SBPM Syariah Lainnya - - - - d. Other Sharia Capital Market Securities 24.106 35.656 54.503 54.772 55.645 56.117 54.952 47.441 48.183 54.133 56.204 55.997 61.065 64.330 63.787
1 Surat Berharga Pasar Uang Syariah 5.185 7.950 9.064 9.748 10.654 11.568 9.139 8.310 9.465 12.500 12.936 12.440 15.319 20.018 19.339 1 Sharia Money Market Securities a. Diukur Pada Nilai Wajar 451 935 1.602 1.386 1.121 1.123 1.216 1.124 1.135 1.144 1.099 1.247 1.287 1.271 1.270 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi - 205 265 40 - - 60 20 - - - 126 161 252 253 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
451 730 1.337 1.346 1.121 1.123 1.156 1.104 1.135 1.144 1.099 1.121 1.126 1.019 1.017 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
4.733 7.015 7.462 8.362 9.533 10.445 7.923 7.186 8.331 11.356 11.837 11.194 14.032 18.747 18.069 b. Measured at Face Value - Held to Maturity 2 Surat Berharga Pasar Modal Syariah 18.922 27.705 45.439 45.023 44.991 44.548 45.813 39.132 38.717 41.633 43.268 43.557 45.747 44.312 44.448 2 Sharia Capital Market Securities
a. Diukur Pada Nilai Wajar 4.104 8.510 1.603 2.318 1.603 1.834 2.286 1.774 1.633 2.814 3.756 3.042 5.448 4.204 4.335 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 2.432 5.982 12 47 39 28 43 74 98 235 216 213 1.191 909 109 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
1.672 2.528 1.591 2.271 1.564 1.805 2.243 1.700 1.535 2.579 3.540 2.830 4.257 3.295 4.226 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
14.818 19.196 43.836 42.706 43.389 42.715 43.527 37.358 37.084 38.819 39.512 40.515 40.298 40.108 40.114 b. Measured at Face Value - Held to Maturity 5.495 3.517 6.206 3.125 3.453 4.248 3.319 5.358 4.902 3.263 3.027 2.862 1.900 2.615 3.098
1 Surat Berharga Pasar Uang Syariah 3.995 3.017 4.606 1.525 1.853 2.648 1.719 3.758 3.302 1.663 1.427 1.262 300 1.015 1.498 1 Sharia Money Market Securities a. Diukur Pada Nilai Wajar 705 125 255 - 547 169 492 732 707 70 - 340 - 140 - a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 375 - 255 - 159 169 342 292 262 70 - - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
330 125 - - 388 - 150 440 445 - - 340 - 140 - 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
3.290 2.892 4.351 1.525 1.306 2.479 1.227 3.026 2.595 1.593 1.427 922 300 875 1.498 b. Measured at Face Value - Held to Maturity 2 Surat Berharga Pasar Modal Syariah 1.500 500 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 2 Sharia Capital Market Securities
a. Diukur Pada Nilai Wajar - - - - a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
- - - - 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
1.500 500 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 1.600 b. Measured at Face Value - Held to Maturity Note: *) Provisional Figures
r) revised figures
Surat Berharga diterbitkan berdasarkan Jenis Securities Issued Based on Instrument Categories
Surat Berharga dimiliki berdasarkan Jenis Securities Owned Based on Instrument Categories
2016 2017
2018
Surat Berharga Dimiliki Berdasarkan Kategori Securities Owned Based on Measurement Methods
Ket: *) Angka Sementara r) Angka-angka diperbaiki
Surat Berharga Diterbitkan berdasarkan Kategori Securities Issued Based on Measurement Methods
Tabel 10a. Surat Berharga yang Dimiliki dan Diterbitkan Berdasarkan Jenis Instrumen dan Kategori Pengukuran Bank Umum Syariah - SPS 2019 (Investment in Securities Based on Instrument Categories and Measurement Methods of Sharia Commercial Bank )
Miliar Rp (Billion IDR )
Indikator Indicator
2019
Miliar Rupiah (in Billion IDR)
Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des
6.131 9.097 11.467 12.390 13.452 13.654 15.681 13.378 12.653 14.859 14.945 16.674 16.548 18.744 17.229
1 Surat Berharga Pasar Uang Syariah (SBPU Syariah) 920 1.409 3.714 3.655 3.920 3.838 5.408 4.118 3.776 3.319 3.561 3.331 2.583 4.478 5.719 1 Sharia Money Market Securities (SBPU Sharia) a. Surat Perbendaharaan Negara Syariah 65 140 441 454 463 466 217 18 18 8 - - - - - a. Sharia SPN
b. Sertifikat Investasi Mudharabah AntarBank (SIMA) 855 1.245 1.874 1.065 1.144 574 717 1.397 1.067 625 535 995 125 380 1.125 b. Interbank Mudharabah Investment Certificates (SIMA) c. SBPU Syariah Lainnya - 25 1.399 2.136 2.313 2.799 4.474 2.703 2.691 2.686 3.026 2.336 2.458 4.098 4.594 c. Other Sharia Money Market Securities
2 Surat Berharga Pasar Modal Syariah (SBPM Syariah)
5.211 7.688 7.753 8.736 9.532 9.816 10.273 9.260 8.877 11.540 11.385 13.343 13.965 14.266 11.510
2 Sharia Capital Market Securities (SBPM Sharia) a. Surat Berharga Syariah Negara (SBSN) 5.000 7.147 7.231 7.369 8.272 8.004 8.445 6.091 6.122 7.375 7.133 8.830 9.045 9.503 9.105 a. Sharia SBN (SBSN)
b. Sertifikat Reksadana Syariah 11 205 20 120 34 334 399 309 309 1.004 1.134 1.419 2.004 2.274 959 b. Sharia Mutual Fund Certificates c. Sukuk Subordinasi 55 55 55 55 55 55 55 55 55 55 55 55 55 55 55 c. Subordinated Sukuk d. Sukuk Lainnya 134 164 317 1.062 1.041 1.293 1.243 2.676 2.261 2.978 2.935 2.912 2.733 2.097 1.267 d. Others Sukuk
e. SBPM Syariah Lainnya 11 117 130 130 130 130 130 130 130 128 128 128 128 338 124 e. Other Sharia Capital Market Securities 1.940 3.594 4.639 3.149 3.220 3.045 2.810 2.261 2.311 2.431 4.254 4.295 4.106 3.805 5.855
1 Surat Berharga Pasar Uang Syariah (SBPU Syariah) 790 2.478 2.529 899 919 934 699 849 899 1.019 849 889 700 800 2.889 1 Sharia Money Market Securities (SBPU Sharia) a. Sertifikat Investasi Mudharabah AntarBank (SIMA) 790 1.780 1.830 200 220 70 - 150 200 320 150 190 - 100 *) 2,189 *) a. Sharia SPN
b. SBPU Syariah Lainnya - 698 699 699 699 864 699 699 699 699 699 699 700 700 *) 700 *) b. Other Sharia Money Market Securities 2 Surat Berharga Pasar Modal Syariah (SBPM
Syariah)
1.150 1.116 2.110 2.250 2.300 2.111 2.111 1.411 1.412 1.412 3.405 3.405 3.406 3.006 2.966
2 Sharia Capital Market Securities (SBPM Sharia) a. Sukuk Subordinasi - - 994 994 994 995 995 995 996 996 2.989 2.989 2.990 - *) 2,550 *) a. Sharia Mutual Fund Certificates
b. Sukuk Lainnya 1.150 1.116 1.116 1.256 1.306 1.116 1.116 416 416 416 416 416 416 3.006 *) 416 *) b. Subordinated Sukuk
c. SBPM Syariah Lainnya - - - - c. Other Sharia Capital Market Securities 6.131 9.097 11.467 12.390 13.452 13.654 15.681 13.378 12.653 14.859 14.945 16.674 16.548 18.744 17.229
1 Surat Berharga Pasar Uang Syariah 920 1.409 3.714 3.655 3.920 3.838 5.408 4.118 3.776 3.319 3.561 3.331 2.583 4.478 5.719 1 Sharia Money Market Securities a. Diukur Pada Nilai Wajar 65 265 731 804 688 263 417 198 308 278 340 400 75 - 1,103 *) a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 65 - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
- 265 731 804 688 263 417 198 308 278 340 400 75 - 1,103 *) 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
855 1.145 2.983 2.851 3.232 3.576 4.991 3.920 3.468 3.041 3.221 2.931 2.508 4.478 4.616 b. Measured at Face Value - Held to Maturity 2 Surat Berharga Pasar Modal Syariah 5.211 7.688 7.753 8.736 9.532 9.816 10.273 9.260 8.877 11.540 11.385 13.343 13.965 14.266 11.510 2 Sharia Capital Market Securities
a. Diukur Pada Nilai Wajar 1.193 2.545 4.941 5.487 6.177 2.924 5.654 3.740 3.463 3.866 3.722 3.628 2.956 3.045 3.279 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi 643 - - - 50 - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
551 2.545 4.941 5.487 6.177 2.924 5.654 3.740 3.463 3.866 3.722 3.578 2.956 3.045 3.279 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
4.017 5.143 2.812 3.248 3.356 6.891 4.618 5.520 5.414 7.673 7.663 9.715 11.010 11.221 8.231 b. Measured at Face Value - Held to Maturity 1.940 3.594 4.639 3.149 3.220 3.045 2.810 2.261 2.311 2.431 4.254 4.295 4.106 3.805 5.855
1 Surat Berharga Pasar Uang Syariah 790 2.478 2.529 899 919 934 699 849 899 1.019 849 889 700 800 2.889 1 Sharia Money Market Securities
a. Diukur Pada Nilai Wajar - 325 40 200 70 - *) 0 0 0 0 0 0 0 100 525 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
- 325 40 200 70 - - - - 100 525 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
790 2.153 2.489 699 849 934 699 849 899 1.019 849 889 700 700 2.364 b. Measured at Face Value - Held to Maturity 2 Surat Berharga Pasar Modal Syariah 1.150 1.116 2.110 2.250 2.300 2.111 2.111 1.411 1.412 1.412 3.405 3.405 3.406 3.006 2.966 2 Sharia Capital Market Securities
a. Diukur Pada Nilai Wajar - - - 140 190 - - - - - 0 0 0 40 0 a. Measured at Fair Value:
1. Melalui Laporan Laba/Rugi - - - - 1. Through Income Statement 2. Melalui Other Comprehensive Income
Tersedia untuk Dijual
- - - 140 190 - - - - - 0 0 0 40 0 2. Through Other Comprehensive Income - Available for Sale
b. Diukur pada Harga Perolehan Dimiliki Hingga Jatuh Tempo
1.150 1.116 2.110 2.110 2.110 2.111 2.111 1.411 1.412 1.412 3.405 3.405 3.406 2.966 2.966 b. Measured at Face Value - Held to Maturity Note: *) Provisional Figures
r) revised figures Ket: *) Angka Sementara
r) Angka-angka diperbaiki
Tabel 10b. Surat Berharga yang Dimiliki dan DIterbitkan Berdasarkan Jenis Instrumen dan Kategori Pengukuran Unit Usaha Syariah - SPS 2019 (Investment in Securities Based on Instrument Categories and Measurement Methods of Sharia Business Unit )
Miliar Rp (Billion IDR )
Indikator Indicator
Surat Berharga dimiliki berdasarkan Jenis Securities Owned Based on Instrument Categories
Surat Berharga Diterbitkan berdasarkan Kategori Securities Issued Based on Measurement Methods
Surat Berharga Dimiliki Berdasarkan Kategori Securities Owned Based on Measurement Methods
Surat Berharga diterbitkan berdasarkan Jenis Securities Issued Based on Instrument Categories
2016 2017
2018 2019