Miliar Rp (Billion Rp) 2013

Indikator 2015 2016 Indicator

2017 2018

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

95

Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr

Aset Produktif Neraca 1.557.562 1.713.244 1.835.674 2.139.165 2.261.326 2.250.256 2.270.747 2.287.629 2.302.368 2.346.653 2.302.368 2.371.538 2.384.379 2.409.090 2.450.566 2.449.523 2.433.768 Earning Assets a. Lancar 1.499.030 1.636.540 1.726.573 2.011.962 2.116.203 2.110.996 2.124.703 2.145.461 2.158.231 2.202.305 2.158.231 2.227.622 2.247.121 2.263.097 2.286.299 2.286.909 2.273.011 a. Current b. DPK 37.211 46.023 73.507 76.417 94.161 87.243 95.162 90.260 90.987 91.763 90.987 92.225 90.308 95.722 112.842 112.975 109.001 b. Special Mention c. Kurang Lancar 4.009 5.171 4.597 8.977 8.528 8.206 7.879 9.868 10.386 9.978 10.386 7.243 7.211 9.158 6.948 5.073 6.207 c. Sub-Standard d. Diragukan 2.698 6.514 5.549 7.614 6.620 8.141 8.979 6.583 7.157 7.201 7.157 8.385 7.502 6.108 7.521 7.742 7.326 d. Doubtful

e. Macet 14.614 18.996 25.447 34.195 35.814 35.671 34.024 35.458 35.607 35.406 35.607 36.063 32.237 35.006 36.956 36.824 38.223 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

483.630

519.087 544.346 594.287 798.607 712.265 710.417 729.543 733.610 733.060 733.610 743.952 728.017 746.911 746.363 758.978 766.101 Earning Assets - Account Administrative Transactions ¹⁾ a. Lancar 480.305 515.068 537.916 590.625 789.928 707.112 703.718 722.774 727.161 725.783 727.161 737.981 722.750 741.146 739.938 751.865 759.492 a. Current

b. DPK 3.181 3.715 5.638 3.354 6.481 4.733 6.317 6.397 6.065 6.824 6.065 5.251 4.520 4.860 5.786 6.302 5.971 b. Special Mention c. Kurang Lancar 37 90 98 61 178 273 166 182 180 162 180 388 358 368 246 132 144 c. Sub-Standard d. Diragukan 50 105 98 82 597 87 165 135 138 183 138 142 256 166 146 341 185 d. Doubtful

e. Macet 57 108 596 165 1.423 60 51 55 65 109 65 190 134 370 248 339 308 e. Loss Non Performing Earning Aset

(Nominal) 21.465 30.984 36.386 51.094 53.160 52.438 51.264 52.280 53.534 53.038 53.534 52.410 47.697 51.176 52.065 50.451 52.394 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 10.250 10.550 12.715 16.514 17.153 17.380 17.026 19.740 20.337 20.027 20.337 21.827 23.628 24.190 23.448 25.603 28.456 Interbank Loans a. Lancar 10.243 10.532 12.695 16.492 17.101 17.364 16.988 19.717 20.322 20.013 20.322 21.811 23.605 24.180 23.438 25.482 28.445 a. Current b. DPK 5 - 16 12 45 9 30 11 4 4 4 5 13 1 1 119 4 b. Special Mention c. Kurang Lancar - 7 - - - 0 - 5 - - - - c. Sub-Standard d. Diragukan - 0 - - - - 0 0 5 5 5 - - - - d. Doubtful e. Macet 1 11 5 9 7 7 7 6 7 7 7 11 9 9 9 1 6 e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) 1 18 5 9 7 7 7 11 11 11 11 11 9 9 9 1 6 Interbank Non Performing Loan (Nominal)

2017 Indikator

2018

Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp)

2013 2014 2015 Indicator

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2016

96

Indonesia Banking Statistics - Vol. 16, No. 5, April 2018

Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr

Aset Produktif Neraca 106.351 110.115 122.537 39.021 41.034 42.437 42.327 45.222 45.235 46.078 45.235 47.174 47.892 48.810 50.033 51.541 52.342 Earning Assets a. Lancar 102.965 104.585 115.522 36.581 37.865 38.849 38.809 41.786 41.904 42.625 41.904 43.311 44.904 45.466 46.445 47.864 48.418 a. Current b. DPK 2.276 3.796 5.332 1.777 2.384 2.711 2.631 2.462 2.315 2.443 2.315 2.882 2.028 2.312 2.551 2.634 2.785 b. Special Mention c. Kurang Lancar 226 331 418 129 140 210 130 186 206 197 206 189 162 129 127 92 148 c. Sub-Standard d. Diragukan 235 590 396 95 191 135 237 248 180 173 180 118 158 202 217 224 208 d. Doubtful

e. Macet 649 813 869 439 454 532 520 540 629 641 629 674 640 701 694 727 784 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

4.500 7.715 9.387 2.926 3.254 3.147 3.113 3.265 3.412 3.357 3.412 3.591 3.333 3.438 3.380 3.151 3.142 Earning Assets - Account Administrative Tran sactions ¹⁾ a. Lancar 4.492 7.699 9.344 2.909 3.236 3.128 3.090 3.244 3.398 3.341 3.398 3.539 3.271 3.338 3.319 3.094 3.078 a. Current

b. DPK 7 14 40 15 15 18 21 20 9 12 9 48 58 96 56 52 14 b. Special Mention c. Kurang Lancar 0 - 0 0 0 0 0 0 3 0 3 0 0 0 - - 45 c. Sub-Standard d. Diragukan 0 1 0 0 0 0 0 0 0 2 0 0 0 0 0 0 0 d. Doubtful

e. Macet 1 1 2 2 2 2 2 1 1 1 1 4 4 5 5 5 5 e. Loss Non Performing Earning Aset

(Nominal) 1.111 1.736 1.685 665 787 879 889 975 1.020 1.014 1.020 984 965 1.036 1.042 1.048 1.190 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 1.072 944 1.025 783 859 933 973 970 931 916 931 830 813 776 735 703 786 Interbank Loans a. Lancar 1.070 939 1.021 779 855 929 969 963 926 911 926 828 811 774 733 701 784 a. Current b. DPK 2 2 - - - 2 - - - - b. Special Mention c. Kurang Lancar - 2 - - - - c. Sub-Standard d. Diragukan - - - - d. Doubtful e. Macet - 1 4 4 4 4 4 4 4 4 4 2 2 2 2 2 2 e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) - 3 4 4 4 4 4 4 4 4 4 2 2 2 2 2 2 Interbank Non Performing Loan (Nominal)

2017

Indicator Indikator

2018 2015

2013

Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain (Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)

Miliar Rp (Billion Rp)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2014 2016

97

Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr

Aset Produktif Neraca 334.497 367.146 406.618 412.277 496.149 505.551 473.864 492.259 488.255 511.377 488.255 507.012 472.111 488.958 502.860 530.498 535.511 Earning Assets a. Lancar 321.098 349.383 384.059 389.621 468.799 479.127 446.456 466.080 461.927 484.111 461.927 480.027 447.540 459.924 475.459 503.944 509.094 a. Current b. DPK 5.762 7.103 10.210 10.769 13.953 13.196 14.140 12.783 12.953 13.820 12.953 13.483 11.843 15.750 14.405 13.554 13.106 b. Special Mention c. Kurang Lancar 1.052 785 832 804 2.237 1.699 1.347 1.307 955 915 955 987 724 1.147 986 916 1.119 c. Sub-Standard d. Diragukan 987 1.378 974 739 950 1.524 1.807 1.511 1.266 1.219 1.266 1.035 1.046 931 1.147 1.129 1.082 d. Doubtful

e. Macet 5.598 8.497 10.542 10.344 10.210 10.006 10.113 10.579 11.153 11.312 11.153 11.480 10.959 11.207 10.862 10.955 11.111 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

31.877 28.145 28.600 24.212 23.861 25.219 26.934 28.055 30.791 30.995 30.791 31.608 31.073 28.267 27.099 26.325 28.123 Earning Assets - Account Administrative Transactions ¹⁾ a. Lancar 31.601 27.796 28.021 23.649 23.300 24.611 26.301 27.443 30.203 30.372 30.203 31.055 30.518 27.669 26.445 25.689 27.465 a. Current

b. DPK 130 179 312 321 172 231 226 185 161 190 161 118 109 141 164 145 153 b. Special Mention c. Kurang Lancar 3 4 13 7 10 15 35 40 6 12 6 11 1 32 9 4 15 c. Sub-Standard d. Diragukan 26 26 2 4 8 8 13 10 35 34 35 2 11 1 31 40 89 d. Doubtful

e. Macet 118 140 252 231 371 354 358 377 387 388 387 422 434 423 450 447 401 e. Loss Non Performing Earning Aset

(Nominal) 7.784 10.829 12.615 12.129 13.785 13.605 13.674 13.824 13.802 13.880 13.802 13.937 13.175 13.741 13.486 13.491 13.816 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 709 970 983 1.468 1.611 1.776 1.912 1.929 1.892 1.984 1.892 2.000 3.067 2.326 2.311 2.100 2.053 Interbank Loans a. Lancar 708 970 979 1.455 1.589 1.755 1.900 1.910 1.872 1.969 1.872 1.986 3.053 2.312 2.290 2.083 2.036 a. Current b. DPK - 0 0 7 6 6 5 9 6 0 6 - - - 7 2 3 b. Special Mention c. Kurang Lancar 1 - - - 0 - - - - c. Sub-Standard d. Diragukan - - - 0 - - - - - d. Doubtful e. Macet - 0 4 6 15 15 6 9 14 14 14 14 15 15 15 15 15 e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) 1 0 4 6 15 15 6 9 14 15 14 15 15 15 15 15 15 Interbank Non Performing Loan (Nominal)

2017

2015 Indicator

2018

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2016 2013

Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp)

2014 Indikator

98

Indonesia Banking Statistics - Vol. 16, No. 5, April 2018

Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr

Aset Produktif Neraca 255.735 235.747 272.592 283.059 283.445 285.576 280.852 274.352 281.487 286.026 281.487 295.988 293.571 293.546 298.955 312.016 312.775 Earning Assets a. Lancar 246.183 225.126 258.717 268.848 269.151 273.065 268.742 262.788 270.075 275.015 270.075 285.062 282.493 281.707 286.351 298.962 299.841 a. Current b. DPK 7.097 6.827 8.033 9.335 9.253 7.515 7.387 7.238 6.958 6.992 6.958 6.879 7.393 8.090 8.740 9.270 9.096 b. Special Mention c. Kurang Lancar 376 982 2.039 786 763 722 907 648 603 674 603 512 513 495 643 555 603 c. Sub-Standard d. Diragukan 983 1.401 903 368 439 588 506 838 725 661 725 463 372 385 476 474 555 d. Doubtful

e. Macet 1.097 1.411 2.900 3.722 3.839 3.686 3.310 2.840 3.126 2.684 3.126 3.072 2.800 2.869 2.745 2.756 2.680 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

156.794 149.283 189.653 200.708 202.816 199.600 202.936 200.966 211.659 210.461 211.659 226.133 230.884 232.930 238.598 232.316 236.407 Earning Assets - Account Administrative Transactions a. Lancar 154.721 147.626 186.746 197.370 199.281 196.405 199.658 197.655 208.177 207.359 208.177 222.895 226.735 228.346 233.390 226.929 230.655 a. Current

b. DPK 1.929 1.563 2.710 3.007 3.383 3.039 3.083 3.013 3.116 2.767 3.116 2.949 3.826 4.345 4.859 5.025 5.336 b. Special Mention c. Kurang Lancar 58 56 134 218 95 107 148 149 214 167 214 178 193 96 203 219 294 c. Sub-Standard d. Diragukan 64 18 27 0 1 0 0 97 1 70 1 0 0 6 7 2 0 d. Doubtful

e. Macet 22 20 36 113 56 49 47 51 151 98 151 111 129 138 139 141 122 e. Loss Non Performing Earning Aset

(Nominal) 2.601 3.888 6.038 5.208 5.192 5.152 4.918 4.623 4.820 4.354 4.820 4.336 4.008 3.989 4.213 4.147 4.254Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 152 388 435 153 144 149 146 146 142 30 142 30 28 28 23 23 24 Interbank Loans a. Lancar 152 388 435 153 144 149 146 146 142 30 142 30 28 28 23 23 24 a. Current b. DPK - - - - b. Special Mention c. Kurang Lancar - - - - c. Sub-Standard d. Diragukan - - - - d. Doubtful e. Macet - - 0 - - - - e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) - - 0 - - - - Interbank Non Performing Loan (Nominal)

2017 2014

Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain (Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)

Miliar Rp (Billion Rp)

2018

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

Indikator 2013 2015 2016 Indicator

99

Apr Mei Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr

Aset Produktif Neraca 349.606 371.321 404.737 409.487 346.052 340.995 346.251 343.694 349.033 349.671 349.033 353.436 351.779 345.196 359.540 365.185 368.444 Earning Assets a. Lancar 336.766 360.433 388.489 393.756 332.597 327.890 334.167 331.100 336.373 336.427 336.373 342.252 340.364 334.148 348.310 353.990 357.529 a. Current b. DPK 8.434 7.201 10.910 11.072 9.449 9.449 8.724 8.821 8.905 9.552 8.905 8.204 8.522 7.588 7.635 7.778 7.503 b. Special Mention c. Kurang Lancar 1.319 1.648 2.597 1.009 1.482 1.113 731 1.123 1.076 1.086 1.076 766 939 1.319 1.090 1.041 1.059 c. Sub-Standard d. Diragukan 1.354 668 348 828 483 483 571 471 521 301 521 359 390 389 746 678 273 d. Doubtful

e. Macet 1.732 1.371 2.393 2.823 2.041 2.060 2.058 2.179 2.159 2.304 2.159 1.855 1.564 1.751 1.758 1.698 2.081 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

294.780 302.064 351.652 344.910 271.667 266.176 265.100 266.723 271.916 283.089 271.916 282.599 286.849 286.941 294.236 292.240 294.277 Earning Assets - Account Administrative Transactions ¹⁾ a. Lancar 285.358 295.096 342.143 332.941 260.012 255.260 256.573 257.514 260.707 271.405 260.707 272.771 277.968 278.335 285.422 282.700 285.392 a. Current

b. DPK 9.059 5.380 7.928 10.659 10.743 9.942 7.664 8.368 10.543 10.793 10.543 9.123 7.980 7.565 7.860 8.678 8.018 b. Special Mention c. Kurang Lancar 259 1.432 1.288 1.154 810 860 816 806 631 856 631 667 859 1.001 873 783 788 c. Sub-Standard d. Diragukan 72 136 40 106 90 103 36 24 22 16 22 21 25 20 62 58 13 d. Doubtful

e. Macet 31 19 253 51 12 11 12 12 13 18 13 18 18 21 20 21 66 e. Loss Non Performing Earning Aset

(Nominal) 4.768 5.274 6.919 5.971 4.918 4.630 4.224 4.615 4.421 4.582 4.421 3.686 3.794 4.500 4.549 4.279 4.279 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 9.077 14.360 13.450 11.885 10.063 10.017 9.867 9.859 9.852 9.598 9.852 10.577 11.073 10.567 10.841 12.621 12.745 Interbank Loans a. Lancar 9.077 14.360 13.450 11.885 10.063 10.017 9.867 9.859 9.852 9.598 9.852 10.577 11.073 10.567 10.841 12.621 12.745 a. Current b. DPK - - - - b. Special Mention c. Kurang Lancar - - - - c. Sub-Standard d. Diragukan - - - - d. Doubtful e. Macet - - - - e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) - - - - Interbank Non Performing Loan (Nominal)

2017 Indikator

Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain (Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)

Miliar Rp (Billion Rp)

Indicator 2014

2013 2015 2016

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2018

100