Miliar Rp (Billion Rp) 2013

Indikator 2015 2016 Indicator

2017 2018

95

Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Aset Produktif Neraca 1.557.562 1.713.244 1.835.674 2.139.165 2.302.368 2.346.653 2.302.368 2.371.538 2.384.379 2.409.090 2.450.566 2.449.523 2.433.768 2.412.044 2.428.136 2.432.630 2.455.513 Earning Assets a. Lancar 1.499.030 1.636.540 1.726.573 2.011.962 2.158.231 2.202.305 2.158.231 2.227.622 2.247.121 2.263.097 2.286.299 2.286.909 2.273.011 2.251.668 2.258.174 2.267.373 2.279.369 a. Current b. DPK 37.211 46.023 73.507 76.417 90.987 91.763 90.987 92.225 90.308 95.722 112.842 112.975 109.001 107.503 118.779 111.624 121.614 b. Special Mention c. Kurang Lancar 4.009 5.171 4.597 8.977 10.386 9.978 10.386 7.243 7.211 9.158 6.948 5.073 6.207 7.426 4.709 7.370 7.342 c. Sub-Standard d. Diragukan 2.698 6.514 5.549 7.614 7.157 7.201 7.157 8.385 7.502 6.108 7.521 7.742 7.326 7.651 8.256 6.747 6.724 d. Doubtful

e. Macet 14.614 18.996 25.447 34.195 35.607 35.406 35.607 36.063 32.237 35.006 36.956 36.824 38.223 37.796 38.219 39.515 40.464 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

483.630

519.087 544.346 594.287 733.610 733.060 733.610 743.952 728.017 746.911 746.363 758.978 766.101 767.029 753.914 760.719 783.978 Earning Assets - Account Administrative Transactions ¹⁾ a. Lancar 480.305 515.068 537.916 590.625 727.161 725.783 727.161 737.981 722.750 741.146 739.938 751.865 759.492 759.873 746.050 754.193 777.618 a. Current

b. DPK 3.181 3.715 5.638 3.354 6.065 6.824 6.065 5.251 4.520 4.860 5.786 6.302 5.971 6.541 7.248 5.922 5.742 b. Special Mention c. Kurang Lancar 37 90 98 61 180 162 180 388 358 368 246 132 144 141 147 198 210 c. Sub-Standard d. Diragukan 50 105 98 82 138 183 138 142 256 166 146 341 185 176 162 102 98 d. Doubtful

e. Macet 57 108 596 165 65 109 65 190 134 370 248 339 308 298 306 304 309 e. Loss Non Performing Earning Aset

(Nominal) 21.465 30.984 36.386 51.094 53.534 53.038 53.534 52.410 47.697 51.176 52.065 50.451 52.394 53.488 51.799 54.236 55.148 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 10.250 10.550 12.715 16.514 20.337 20.027 20.337 21.827 23.628 24.190 23.448 25.603 28.456 30.246 31.234 30.765 28.223 Interbank Loans a. Lancar 10.243 10.532 12.695 16.492 20.322 20.013 20.322 21.811 23.605 24.180 23.438 25.482 28.445 30.240 31.234 30.728 28.214 a. Current b. DPK 5 - 16 12 4 4 4 5 13 1 1 119 4 0 - 37 9 b. Special Mention c. Kurang Lancar - 7 - - - - 0 - - - c. Sub-Standard d. Diragukan - 0 - - 5 5 5 - - - - d. Doubtful e. Macet 1 11 5 9 7 7 7 11 9 9 9 1 6 6 0 0 0 e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) 1 18 5 9 11 11 11 11 9 9 9 1 6 6 0 0 0 Interbank Non Performing Loan (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2015 2014

2017 2018

Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain (Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)

Miliar Rp (Billion Rp)

2013 Indicator

Indikator 2016

96

Indonesia Banking Statistics - Vol. 16, No. 9, August 2018

Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Aset Produktif Neraca 106.351 110.115 122.537 39.021 45.235 46.078 45.235 47.174 47.892 48.810 50.033 51.541 52.342 53.283 53.275 53.399 53.994 Earning Assets a. Lancar 102.965 104.585 115.522 36.581 41.904 42.625 41.904 43.311 44.904 45.466 46.445 47.864 48.418 49.313 49.224 49.511 50.030 a. Current b. DPK 2.276 3.796 5.332 1.777 2.315 2.443 2.315 2.882 2.028 2.312 2.551 2.634 2.785 2.766 2.780 2.598 2.665 b. Special Mention c. Kurang Lancar 226 331 418 129 206 197 206 189 162 129 127 92 148 174 191 152 158 c. Sub-Standard d. Diragukan 235 590 396 95 180 173 180 118 158 202 217 224 208 215 269 269 252 d. Doubtful

e. Macet 649 813 869 439 629 641 629 674 640 701 694 727 784 816 810 869 888 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

4.500 7.715 9.387 2.926 3.412 3.357 3.412 3.591 3.333 3.438 3.380 3.151 3.142 3.080 3.010 3.262 3.340 Earning Assets - Account Administrative Tran sactions ¹⁾ a. Lancar 4.492 7.699 9.344 2.909 3.398 3.341 3.398 3.539 3.271 3.338 3.319 3.094 3.078 3.028 2.956 3.211 3.288 a. Current

b. DPK 7 14 40 15 9 12 9 48 58 96 56 52 14 3 7 5 6 b. Special Mention c. Kurang Lancar 0 - 0 0 3 0 3 0 0 0 - - 45 0 0 0 0 c. Sub-Standard d. Diragukan 0 1 0 0 0 2 0 0 0 0 0 0 0 45 45 0 0 d. Doubtful

e. Macet 1 1 2 2 1 1 1 4 4 5 5 5 5 5 1 46 46 e. Loss Non Performing Earning Aset

(Nominal) 1.111 1.736 1.685 665 1.020 1.014 1.020 984 965 1.036 1.042 1.048 1.190 1.255 1.317 1.337 1.345 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 1.072 944 1.025 783 931 916 931 830 813 776 735 703 786 865 849 832 798 Interbank Loans a. Lancar 1.070 939 1.021 779 926 911 926 828 811 774 733 701 784 863 847 831 797 a. Current b. DPK 2 2 - - - - b. Special Mention c. Kurang Lancar - 2 - - - - c. Sub-Standard d. Diragukan - - - - d. Doubtful e. Macet - 1 4 4 4 4 4 2 2 2 2 2 2 2 2 2 1 e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) - 3 4 4 4 4 4 2 2 2 2 2 2 2 2 2 1 Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2015 2013

Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain (Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)

Miliar Rp (Billion Rp)

2017 2018

Indicator

2014 2016

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

Indikator

97

Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Aset Produktif Neraca 334.497 367.146 406.618 412.277 488.255 511.377 488.255 507.012 472.111 488.958 502.860 530.498 535.511 534.100 527.034 526.867 524.676 Earning Assets a. Lancar 321.098 349.383 384.059 389.621 461.927 484.111 461.927 480.027 447.540 459.924 475.459 503.944 509.094 507.914 499.665 500.696 498.955 a. Current b. DPK 5.762 7.103 10.210 10.769 12.953 13.820 12.953 13.483 11.843 15.750 14.405 13.554 13.106 12.772 13.883 12.523 12.413 b. Special Mention c. Kurang Lancar 1.052 785 832 804 955 915 955 987 724 1.147 986 916 1.119 1.031 900 966 865 c. Sub-Standard d. Diragukan 987 1.378 974 739 1.266 1.219 1.266 1.035 1.046 931 1.147 1.129 1.082 1.022 1.027 1.031 959 d. Doubtful

e. Macet 5.598 8.497 10.542 10.344 11.153 11.312 11.153 11.480 10.959 11.207 10.862 10.955 11.111 11.361 11.559 11.650 11.484 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

31.877 28.145 28.600 24.212 30.791 30.995 30.791 31.608 31.073 28.267 27.099 26.325 28.123 28.423 26.933 30.131 30.965 Earning Assets - Account Administrative Transactions ¹⁾ a. Lancar 31.601 27.796 28.021 23.649 30.203 30.372 30.203 31.055 30.518 27.669 26.445 25.689 27.465 27.822 26.365 28.685 30.483 a. Current

b. DPK 130 179 312 321 161 190 161 118 109 141 164 145 153 206 199 222 140 b. Special Mention c. Kurang Lancar 3 4 13 7 6 12 6 11 1 32 9 4 15 5 3 881 18 c. Sub-Standard d. Diragukan 26 26 2 4 35 34 35 2 11 1 31 40 89 7 7 5 7 d. Doubtful

e. Macet 118 140 252 231 387 388 387 422 434 423 450 447 401 383 359 338 317 e. Loss Non Performing Earning Aset

(Nominal) 7.784 10.829 12.615 12.129 13.802 13.880 13.802 13.937 13.175 13.741 13.486 13.491 13.816 13.810 13.855 14.871 13.650 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 709 970 983 1.468 1.892 1.984 1.892 2.000 3.067 2.326 2.311 2.100 2.053 2.383 2.235 2.187 2.167 Interbank Loans a. Lancar 708 970 979 1.455 1.872 1.969 1.872 1.986 3.053 2.312 2.290 2.083 2.036 2.368 2.220 2.172 2.152 a. Current b. DPK - 0 0 7 6 0 6 - - - 7 2 3 1 1 - - b. Special Mention c. Kurang Lancar 1 - - - - 0 - - - - c. Sub-Standard d. Diragukan - - - 0 - - - - d. Doubtful e. Macet - 0 4 6 14 14 14 14 15 15 15 15 15 15 15 15 15 e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) 1 0 4 6 14 15 14 15 15 15 15 15 15 15 15 15 15 Interbank Non Performing Loan (Nominal)

2018

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

Indicator Indikator

2017

2015 2016

2013

Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp)

2014

98

Indonesia Banking Statistics - Vol. 16, No. 9, August 2018

Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Aset Produktif Neraca 255.735 235.747 272.592 283.059 281.487 286.026 281.487 295.988 293.571 293.546 298.955 312.016 312.775 311.551 320.511 325.952 332.180 Earning Assets a. Lancar 246.183 225.126 258.717 268.848 270.075 275.015 270.075 285.062 282.493 281.707 286.351 298.962 299.841 299.023 307.192 313.628 319.139 a. Current b. DPK 7.097 6.827 8.033 9.335 6.958 6.992 6.958 6.879 7.393 8.090 8.740 9.270 9.096 8.670 9.076 8.043 8.765 b. Special Mention c. Kurang Lancar 376 982 2.039 786 603 674 603 512 513 495 643 555 603 749 906 913 688 c. Sub-Standard d. Diragukan 983 1.401 903 368 725 661 725 463 372 385 476 474 555 465 518 890 1.032 d. Doubtful

e. Macet 1.097 1.411 2.900 3.722 3.126 2.684 3.126 3.072 2.800 2.869 2.745 2.756 2.680 2.643 2.820 2.477 2.557 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

156.794 149.283 189.653 200.708 211.659 210.461 211.659 226.133 230.884 232.930 238.598 232.316 236.407 234.397 241.003 241.271 251.872 Earning Assets - Account Administrative Transactions a. Lancar 154.721 147.626 186.746 197.370 208.177 207.359 208.177 222.895 226.735 228.346 233.390 226.929 230.655 228.617 235.570 235.967 246.207 a. Current

b. DPK 1.929 1.563 2.710 3.007 3.116 2.767 3.116 2.949 3.826 4.345 4.859 5.025 5.336 5.338 4.906 4.809 5.079 b. Special Mention c. Kurang Lancar 58 56 134 218 214 167 214 178 193 96 203 219 294 315 387 328 313 c. Sub-Standard d. Diragukan 64 18 27 0 1 70 1 0 0 6 7 2 0 0 3 34 144 d. Doubtful

e. Macet 22 20 36 113 151 98 151 111 129 138 139 141 122 127 138 132 129 e. Loss Non Performing Earning Aset

(Nominal) 2.601 3.888 6.038 5.208 4.820 4.354 4.820 4.336 4.008 3.989 4.213 4.147 4.254 4.300 4.771 4.775 4.862Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 152 388 435 153 142 30 142 30 28 28 23 23 24 23 22 21 462 Interbank Loans a. Lancar 152 388 435 153 142 30 142 30 28 28 23 23 24 23 22 21 462 a. Current b. DPK - - - - b. Special Mention c. Kurang Lancar - - - - c. Sub-Standard d. Diragukan - - - - d. Doubtful e. Macet - - 0 - - - - e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) - - 0 - - - - Interbank Non Performing Loan (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

2016

2017

Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain (Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)

Miliar Rp (Billion Rp)

2014 2015

2018

Indikator 2013 Indicator

99

Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Aset Produktif Neraca 349.606 371.321 404.737 409.487 349.033 349.671 349.033 353.436 351.779 345.196 359.540 365.185 368.444 353.141 382.381 367.049 379.372 Earning Assets a. Lancar 336.766 360.433 388.489 393.756 336.373 336.427 336.373 342.252 340.364 334.148 348.310 353.990 357.529 341.486 370.374 354.523 367.025 a. Current b. DPK 8.434 7.201 10.910 11.072 8.905 9.552 8.905 8.204 8.522 7.588 7.635 7.778 7.503 8.169 8.081 7.959 7.795 b. Special Mention c. Kurang Lancar 1.319 1.648 2.597 1.009 1.076 1.086 1.076 766 939 1.319 1.090 1.041 1.059 892 1.330 1.362 1.350 c. Sub-Standard d. Diragukan 1.354 668 348 828 521 301 521 359 390 389 746 678 273 492 496 1.044 1.022 d. Doubtful

e. Macet 1.732 1.371 2.393 2.823 2.159 2.304 2.159 1.855 1.564 1.751 1.758 1.698 2.081 2.103 2.100 2.161 2.180 e. Loss Aset Produktif Transaksi

Rekening Administratif ¹⁾

294.780 302.064 351.652 344.910 271.916 283.089 271.916 282.599 286.849 286.941 294.236 292.240 294.277 297.252 301.877 307.604 323.849 Earning Assets - Account Administrative Transactions ¹⁾ a. Lancar 285.358 295.096 342.143 332.941 260.707 271.405 260.707 272.771 277.968 278.335 285.422 282.700 285.392 287.878 293.050 297.261 313.638 a. Current

b. DPK 9.059 5.380 7.928 10.659 10.543 10.793 10.543 9.123 7.980 7.565 7.860 8.678 8.018 8.551 7.878 9.511 9.309 b. Special Mention c. Kurang Lancar 259 1.432 1.288 1.154 631 856 631 667 859 1.001 873 783 788 786 913 795 865 c. Sub-Standard d. Diragukan 72 136 40 106 22 16 22 21 25 20 62 58 13 15 13 15 16 d. Doubtful

e. Macet 31 19 253 51 13 18 13 18 18 21 20 21 66 22 22 22 21 e. Loss Non Performing Earning Aset

(Nominal) 4.768 5.274 6.919 5.971 4.421 4.582 4.421 3.686 3.794 4.500 4.549 4.279 4.279 4.309 4.874 5.400 5.454 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain 9.077 14.360 13.450 11.885 9.852 9.598 9.852 10.577 11.073 10.567 10.841 12.621 12.745 12.370 12.879 12.774 13.011 Interbank Loans a. Lancar 9.077 14.360 13.450 11.885 9.852 9.598 9.852 10.577 11.073 10.567 10.841 12.621 12.745 12.370 12.879 12.752 13.011 a. Current b. DPK - - - - 22 - b. Special Mention c. Kurang Lancar - - - - c. Sub-Standard d. Diragukan - - - - d. Doubtful e. Macet - - - - e. Loss

Non Performing Loan kepada

Bank Lain (Nominal) - - - - Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning aset pada TRA.

- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)

- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Asset adalah total dari non performing asset pada neraca dan non performing earning asset pada TRA.

2016

2017 2015

2018 Indikator

Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain (Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)

Miliar Rp (Billion Rp)

Indicator 2014

2013

100

Statistik Perbankan Indonesia - Vol. 16, No. 9, Agustus 2018 Indonesia Banking Statistics - Vol. 16, No. 9, August 2018

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%) (Composition to

Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

Giro 846.781 23,11 889.586 21,62 987.532 22,38 1.124.235 23,24 1.151.980 22,80 1.233.480 23,32 1.248.707 23,12 Demand Deposits Rupiah 569.927 15,55 605.276 14,71 667.537 15,13 821.777 16,99 855.267 16,93 932.705 17,63 937.396 17,36 Rupiah Valas 276.854 7,56 284.309 6,91 319.995 7,25 302.458 6,25 296.713 5,87 300.774 5,69 311.310 5,77 Foreign Exchange Tabungan 1.212.707 33,10 1.284.458 31,22 1.396.011 31,63 1.551.809 32,08 1.544.365 30,57 1.701.224 32,16 1.714.486 31,75 Saving

Rupiah 1.123.696 30,67 1.187.559 28,86 1.274.588 28,88 1.413.351 29,22 1.421.709 28,14 1.573.402 29,75 1.586.147 29,37 Rupiah Valas 89.011 2,43 96.899 2,36 121.423 2,75 138.459 2,86 122.656 2,43 127.822 2,42 128.338 2,38 Foreign Exchange Simpanan Berjangka 1.604.480 43,79 1.940.376 47,16 2.029.513 45,99 2.160.714 44,67 2.356.208 46,63 2.354.673 44,52 2.436.801 45,13 Time Deposits

Rupiah 1.331.527 36,34 1.641.743 39,90 1.723.319 39,05 1.856.507 38,38 2.052.820 40,63 2.035.299 38,48 2.092.210 38,74 Rupiah Valas 272.952 7,45 298.633 7,26 306.194 6,94 304.208 6,29 303.387 6,00 319.374 6,04 344.591 6,38 Foreign Exchange

- Jangka Waktu 1 bulan - Period 1 Month

Rupiah 814.742 22,24 925.812 22,50 902.329 20,45 932.222 19,27 1.007.645 19,94 940.015 17,77 1.001.602 18,55 Rupiah Valas 172.312 4,70 162.363 3,95 166.913 3,78 146.848 3,04 139.999 2,77 154.022 2,91 159.146 2,95 Foreign Exchange

- Jangka Waktu 3 bulan - Period 3 Months

Rupiah 264.156 7,21 374.111 9,09 453.597 10,28 517.583 10,70 606.989 12,01 635.976 12,02 662.783 12,27 Rupiah Valas 33.743 0,92 47.267 1,15 55.039 1,25 57.140 1,18 61.677 1,22 55.883 1,06 79.945 1,48 Foreign Exchange

- Jangka Waktu 6 bulan - Period 6 Months

Rupiah 120.795 3,30 149.345 3,63 177.145 4,01 193.274 4,00 221.204 4,38 233.465 4,41 236.689 4,38 Rupiah Valas 37.508 1,02 45.471 1,11 49.518 1,12 58.625 1,21 54.842 1,09 58.104 1,10 52.260 0,97 Foreign Exchange

- Jangka Waktu >= 12 bulan - Period >= 12 Months

Rupiah 131.834 3,60 192.350 4,68 190.213 4,31 213.428 4,41 216.983 4,29 225.843 4,27 191.136 3,54 Rupiah Valas 29.390 0,80 43.433 1,06 34.724 0,79 41.595 0,86 46.870 0,93 51.366 0,97 53.240 0,99 Foreign Exchange Total DPK 3.663.968 100,00 4.114.420 100,00 4.413.056 100,00 4.836.758 100,00 5.052.553 100,00 5.289.377 100,00 5.399.993 100,00 Total Third Party Funds

Rupiah 3.025.150 82,56 3.434.579 83,48 3.665.444 83,06 4.091.634 84,59 4.329.797 85,70 4.541.406 85,86 4.615.753 85,48 Rupiah Valas 638.818 17,44 679.841 16,52 747.612 16,94 745.124 15,41 722.756 14,30 747.971 14,14 784.240 14,52 Foreign Exchange

Agustus 2018

Nominal Desember 2017

Nominal Desember 2015

Nominal Desember 2014

Nominal

Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum (Composition of Third Party Funds of State Owned Banks)

Miliar Rp (Billion Rp)

Keterangan Items

Desember 2013

Nominal

Desember 2016

Nominal

Agustus 2017

Nominal

101