Statistik Perbankan Indonesia - Vol. 16, No. 2, Januari 2018 Indonesia Banking Statistics - Vol. 16, No. 2, January 2018
2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
198.742
238.213 283.040 323.220 308.275 307.211 317.395 312.246 313.574 315.703 303.652 296.049 313.802 306.344 306.171 267.818 304.890
- Fasilitas pinjaman yang belum ditarik 13.996 14.243 18.610 - - - - - Unused borrowing - Posisi pembelian spot dan derivatif yang 184.725 223.960 264.430 323.220 308.275 307.172 317.395 312.166 313.574 315.703 303.652 296.049 313.802 306.344 306.171 267.818 304.890 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 21 10 - 0 - 39 0 80 0 0 0 - - - - - Others 450.692
380.969 598.753 604.929 594.143 597.036 594.641 538.984 533.257 533.288 522.653 526.407 551.398 539.506 542.861 513.160 549.852
- Fasilitas kredit kepada nasabah yang 237.527 282.793 287.908 287.512 289.965 292.402 280.446 233.290 228.811 228.533 230.548 236.081 242.756 242.722 243.594 248.196 247.708 - Undisbursed loan facilities
belum ditarik to debtors
Committed 42.453 49.567 52.047 52.025 52.660 55.988 57.057 53.351 54.031 57.211 58.479 56.399 56.782 56.080 55.379 55.335 55.475 - Committed Uncommitted 195.074 233.226 235.861 235.488 237.305 236.415 223.388 179.939 174.781 171.322 172.069 179.681 185.974 186.641 188.215 192.861 192.233 - Uncommitted - Fasilitas kredit kepada bank lain yang 6.303 5.087 4.965 8.023 8.257 8.618 6.399 4.020 3.433 1.969 1.676 1.656 3.048 2.738 1.826 524 549 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 33 156 59 0 - 11 11 11 22 22 22 - - - - - Committed Uncommitted 6.270 4.931 4.905 8.023 8.257 8.607 6.388 4.009 3.411 1.947 1.654 1.656 3.048 2.738 1.826 524 549 - Uncommitted -Irrevocable L/C yang masih berjalan 11.769 7.991 7.971 7.339 7.057 7.390 7.970 5.271 5.196 4.715 5.022 5.116 6.315 6.353 5.796 6.120 7.172 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 194.823 243.348 297.669 301.797 288.617 288.146 299.594 296.323 295.816 298.071 285.345 283.555 299.268 287.692 291.644 258.300 294.272 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 271 117 240 257 248 479 232 80 0 0 62 - 12 2 - 20 150 - Others 104.257
97.743 109.638 99.791 98.951 86.608 108.883 92.926 93.156 91.786 91.469 90.940 92.781 92.794 92.745 94.377 55.019
- Garansi yang diterima 104.151 97.575 109.222 99.225 98.359 85.842 108.282 92.647 92.550 91.152 90.799 90.245 92.102 92.074 92.062 93.721 54.366 - Received guarantees - Pendapatan bunga dalam penyelesaian 98 161 407 555 581 755 589 267 595 623 658 684 668 708 671 644 640 - Accrued interest - Lainnya 8 7 8 11 12 11 11 11 11 11 12 12 11 12 12 12 12 - Others
45.450
41.566 53.816 42.037 40.924 41.089 40.850 29.086 28.736 29.884 29.478 29.064 30.970 31.318 31.383 32.009 31.512
- Garansi yang diberikan 45.450 41.566 50.809 42.035 40.924 41.089 40.850 29.086 28.736 29.884 29.478 29.064 30.970 31.318 31.383 32.009 31.512 - Issued guarantees - Lainnya - - 3.007 1 - 0 - - - - - Others
11.100
13.477 14.604 18.555 18.965 19.181 19.322 12.115 12.422 12.522 12.631 12.733 12.851 12.949 13.630 14.073 14.063
- Penerusan Kredit - - - - -Channelling - Aset produktif yang dihapusbukukan 10.650 12.720 13.588 16.129 16.574 16.778 16.900 9.548 9.845 9.744 9.844 9.911 10.017 10.108 10.478 10.844 10.816 -Written off earning assets
Kredit yang diberikan 10.483 12.568 13.436 15.973 16.418 16.627 16.749 9.397 9.694 9.593 9.693 9.759 9.866 9.957 10.327 10.693 10.664 - Credit disbursed Lainnya 166 151 151 156 156 151 151 151 151 151 151 151 151 151 151 151 151 - Others - Aset produktif yang dihapustagih 450 757 1.016 2.425 2.391 2.402 2.422 2.567 2.577 2.778 2.786 2.822 2.833 2.841 3.152 3.229 3.247 -Charged off earning assets
Kredit yang diberikan 450 757 924 2.333 2.299 2.310 2.330 2.475 2.485 2.686 2.694 2.730 2.741 2.749 3.060 3.137 3.155 - Credit disbursed Lainnya - - 92 92 92 92 92 92 92 92 92 92 92 92 92 92 92 - Others
***) Estimated figures r) Revised figures Commited Claims
2015
Others Contingent Claims
r) Angka-angka diperbaiki
***) Angka-angka sangat-sangat sementara Tagihan Komitmen
Tagihan Kontinjensi
Lainnya
Tabel 1.21.a. Rekening Administratif Bank Asing (Foreign Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Statistik Perbankan Indonesia - Vol. 16, No. 2, Januari 2018 Indonesia Banking Statistics - Vol. 16, No. 2, January 2018
2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
18,13
19,57 21,39 23,21 23,18 22,88 22,79 22,86 22,74 23,23 23,34 23,25 23,42 23,37 23,18 23,64 - Modal 626.888 754.174 914.657 1.073.127 1.072.136 1.070.342 1.071.436 1.081.529 1.094.044 1.110.787 1.121.436 1.136.248 1.146.983 1.157.064 1.166.002 1.182.823 - Capital
- ATMR 3.458.404 3.854.234 4.276.555 4.623.547 4.626.026 4.678.848 4.701.449 4.730.777 4.811.205 4.781.553 4.803.805 4.887.823 4.897.672 4.951.148 5.029.816 5.003.967 - Risk Weighted Assets 16,36
18,01 19,00 21,37 21,55 21,13 21,06 21,08 21,00 21,49 21,59 21,50 21,68 21,69 21,50 21,84
- Modal Inti (Tier I) 565.774 694.198 812.590 988.255 996.739 988.821 989.943 997.331 1.010.195 1.027.481 1.037.316 1.051.045 1.061.729 1.073.893 1.081.234 1.092.838 - Core Capital (Tier I) - ATMR 3.458.404 3.854.234 4.276.555 4.623.547 4.626.026 4.678.848 4.701.449 4.730.777 4.811.205 4.781.553 4.803.805 4.887.823 4.897.672 4.951.148 5.029.816 5.003.967 - Risk Weighted Assets
3,08
2,85 2,32 2,46 2,35 2,50 2,48 2,46 2,47 2,49 2,47 2,47 2,49 2,48 2,45 2,50 - Laba sebelum pajak 134.571 142.769 132.601 158.770 152.003 162.765 161.408 160.719 162.853 163.954 163.424 164.473 166.142 166.121 165.196 175.466 - Profit
- Rata-rata total aset 4.365.364 5.004.089 5.703.813 6.458.310 6.476.002 6.507.872 6.521.212 6.545.389 6.580.220 6.596.408 6.616.962 6.645.571 6.672.045 6.696.785 6.730.350 7.020.879 - Average total assets
BOPO (%) 74,08 76,29 81,49 83,94 81,69 80,15 79,81 79,70 79,00 78,85 78,90 78,71 78,39 78,37 78,64 81,80
- Biaya Operasional 368.460 446.217 569.141 70.015 113.452 163.378 210.991 260.999 303.946 354.119 404.640 454.008 498.789 546.822 603.178 68.078 - Operating Expenses - Pendapatan Operasional 497.384 584.887 698.404 83.413 138.882 203.830 264.352 327.479 384.728 449.133 512.821 576.782 636.305 697.707 766.975 83.228 - Operating Income
NIM (%) 4,89 4,23 5,39 5,39 5,28 5,38 5,35 5,36 5,35 5,35 5,35 5,33 5,32 5,31 5,32 5,19
- Pendapatan bunga bersih 233.841 260.940 293.824 333.768 327.945 335.791 334.637 336.154 337.222 337.712 338.777 339.429 340.083 340.285 342.731 348.992 - Interest income net - Rata-rata total aset produktif 4.782.557 6.161.761 5.449.642 6.191.395 6.209.181 6.240.548 6.253.934 6.277.174 6.297.979 6.314.039 6.333.495 6.362.634 6.389.021 6.413.849 6.445.076 6.729.232 - Average total earning assets
LDR (%) 89,70 89,42 92,11 89,59 89,12 89,12 89,50 88,57 89,31 89,20 89,17 88,74 88,68 88,97 90,04 89,10 -Total Kredit kepada pihak ketiga bukan
Bank 3.158.099 3.526.364 3.903.936 4.138.608 4.133.456 4.191.886 4.207.907 4.244.521 4.305.803 4.285.659 4.304.288 4.357.435 4.374.044 4.418.713 4.548.155 4.445.801 - Total Credit to third party - Total Dana Pihak Ketiga 3.520.616 3.943.697 4.238.349 4.619.553 4.637.991 4.703.466 4.701.509 4.792.063 4.821.228 4.804.722 4.827.114 4.910.543 4.932.349 4.966.736 5.050.984 4.989.468 - Total Third Party Funds
Rasio Aset Likuid (%) 15,77 16,24 16,70 17,81 18,20 18,48 17,72 18,38 18,82 17,16 17,84 17,86 18,27 18,09 18,56 18,23
- Aset Likuid Primer 589.158 686.023 736.720 854.417 892.692 925.184 872.313 930.439 993.296 843.355 890.364 900.857 916.406 893.406 963.833 920.320 - Primary Liquid Asset - Aset Likuid Sekunder 163.506 192.598 251.623 295.926 289.443 289.282 290.031 291.419 278.164 305.133 315.702 327.207 346.020 362.824 353.504 359.304 - Secondary Liquid assets
- Total Aset 4.773.892 5.410.098 5.919.390 6.458.310 6.493.693 6.571.793 6.561.233 6.648.319 6.754.376 6.693.533 6.760.887 6.874.442 6.910.310 6.944.188 7.099.564 7.020.879 - Total Assets Ket: Data tidak termasuk BUS
Tabel 1.22.a. Kinerja Bank Umum Konvensional (Commercial Banks Performance)
Miliar Rp (Billion Rp)
Keterangan Items
Rasio Pemenuhan Kecukupan Modal
Minimum (%) Capital Adequacy Ratio (%)
ROA (%)
2015
Core Capital Ratio to ATMR (%) Rasio Modal Inti terhadap ATMR (%)
2013 2014
Return On Assets Ratio (%) 2017
Operating Expenses/Operating Income (%)
Loan to Deposits Ratio (%) Net Interest Margin Ratio (%)
Liquid Assets Ratio (%)
85
Statistik Perbankan Indonesia - Vol. 16, No. 2, Januari 2018 Indonesia Banking Statistics - Vol. 16, No. 2, January 2018
2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
15,91
17,08 19,31 21,06 20,59 20,45 20,75 20,77 20,73 21,06 21,30 21,10 21,46 21,64 21,09 21,60 - Modal 198.288 235.019 305.497 387.578 376.220 381.660 385.887 390.443 397.272 400.770 408.185 415.245 419.693 427.044 432.987 440.248 -Capital
- ATMR 1.246.469 1.375.677 1.582.361 1.840.279 1.827.175 1.865.904 1.860.061 1.879.506 1.916.030 1.902.747 1.916.534 1.967.969 1.955.396 1.973.125 2.052.876 2.038.350 -Risk Weighted Assets 14,58
16,14 16,38 19,87 18,68 19,26 19,55 19,58 19,54 19,87 20,09 19,90 20,27 20,43 19,90 20,44
- Modal Inti (Tier I) 181.769 222.102 259.267 365.640 341.241 359.384 363.662 367.983 374.306 378.030 385.127 391.646 396.335 403.186 408.430 416.561 -Core Capital (Tier I) - ATMR 1.246.469 1.375.677 1.582.361 1.840.279 1.827.175 1.865.904 1.860.061 1.879.506 1.916.030 1.902.747 1.916.534 1.967.969 1.955.396 1.973.125 2.052.876 2.038.350 -Risk Weighted Assets
3,87
3,75 3,31 2,53 2,09 2,73 2,69 2,70 2,78 2,80 2,82 2,85 2,90 2,96 2,98 2,50 - Laba sebelum pajak 61.645 69.104 70.307 66.527 50.845 71.892 70.706 71.215 73.934 74.542 75.393 76.525 78.276 80.105 81.395 72.179 -Profit
- Rata-rata total aset 1.593.260 1.842.847 2.126.052 2.625.057 2.438.078 2.635.714 2.630.824 2.642.302 2.658.121 2.664.728 2.675.138 2.688.128 2.697.437 2.709.247 2.732.360 2.883.344 -Average total assets
BOPO (%) 66,16 69,57 72,58 86,70 79,51 79,69 78,53 77,67 74,55 74,43 74,44 74,21 73,62 72,84 72,58 82,03
- Biaya Operasional 116.272 150.501 179.972 36.348 33.369 70.192 85.996 102.967 108.119 126.600 146.309 164.548 181.292 196.195 214.610 28.268 -Operating Expenses - Pendapatan Operasional 175.740 216.331 247.961 41.924 41.966 88.082 109.507 132.577 145.035 170.097 196.544 221.741 246.239 269.353 295.679 34.462 -Operating Income
NIM (%) 5,50 5,11 6,19 5,84 4,90 6,01 5,94 5,98 6,00 5,98 5,99 5,98 5,94 5,94 5,95 5,77
- Pendapatan bunga bersih 95.200 109.862 126.356 146.605 114.473 151.437 149.378 151.032 152.185 152.066 152.921 153.499 153.293 153.978 155.504 159.426 -Interest income net - Rata-rata total aset produktif 1.731.075 2.147.990 2.040.597 2.509.593 2.335.020 2.520.122 2.514.971 2.527.135 2.537.270 2.544.635 2.554.860 2.568.734 2.578.583 2.590.243 2.611.886 2.760.876 -Average total earning assets
LDR (%) 86,70 83,73 88,58 90,96 81,81 92,03 93,62 90,61 90,74 91,80 91,72 90,83 91,46 90,68 88,67 90,28 -Total Kredit kepada pihak ketiga bukan
Bank 1.181.726 1.325.087 1.536.852 1.744.054 1.537.666 1.778.465 1.778.998 1.789.877 1.825.878 1.818.298 1.830.583 1.848.983 1.848.484 1.875.615 1.963.039 1.900.180 -Total Credit to third party - Total Dana Pihak Ketiga 1.363.062 1.582.488 1.734.961 1.917.416 1.879.667 1.932.453 1.900.228 1.975.448 2.012.115 1.980.652 1.995.912 2.035.650 2.021.158 2.068.435 2.213.902 2.104.874 -Total Third Party Funds
Rasio Aset Likuid (%) 15,84 16,66 15,99 16,26 17,17 16,75 15,12 16,81 16,65 14,83 16,58 16,42 16,38 16,50 17,89 16,67
- Aset Likuid Primer 199.232 254.338 245.617 281.288 334.064 301.779 250.926 309.583 325.720 252.558 304.999 301.192 288.044 289.797 361.883 298.166 -Primary Liquid Asset - Aset Likuid Sekunder 79.349 91.707 124.180 145.474 86.194 144.160 144.546 142.417 130.106 148.387 150.712 157.142 167.564 176.808 172.496 182.370 -Secondary Liquid assets
- Total Aset 1.758.873 2.076.518 2.313.309 2.625.057 2.447.152 2.662.063 2.616.155 2.688.212 2.737.219 2.704.368 2.748.010 2.792.047 2.781.223 2.827.346 2.986.598 2.883.344 -Total Assets Ket: Data tidak termasuk BUS
Core Capital Ratio to ATMR (%) Capital Adequacy Ratio (%)
Return On Assets Ratio (%) Items Keterangan
Liquid Assets Ratio (%)
Operating Expenses/Operating Income (%)
Loan to Deposits Ratio (%) Net Interest Margin Ratio (%) 2013
Rasio Modal Inti terhadap ATMR (%)
ROA (%)
2014
Tabel 1.23.a. Kinerja Bank Persero Konvensional (State Owned Banks Performance)
Miliar Rp (Billion Rp)
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2017 2015
86
Statistik Perbankan Indonesia - Vol. 16, No. 2, Januari 2018 Indonesia Banking Statistics - Vol. 16, No. 2, January 2018
2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
16,01
16,42 18,45 21,01 20,56 20,90 20,34 20,63 20,57 21,01 21,20 21,23 21,31 21,07 21,06 21,38 - Modal 220.225 252.499 323.381 382.236 382.852 383.770 389.569 402.960 409.929 414.453 419.207 423.320 425.890 427.173 428.772 437.309 -Capital
- ATMR 1.375.870 1.538.222 1.752.329 1.818.988 1.862.558 1.836.341 1.915.135 1.953.620 1.992.522 1.972.649 1.977.020 1.993.515 1.998.731 2.026.970 2.036.207 2.045.462 -Risk Weighted Assets
13,78 14,27 16,21 18,63 18,59 18,76 18,25 18,38 18,41 18,83 19,03 19,07 19,14 19,03 18,97 19,01
- Modal Inti (Tier I) 189.602 219.543 284.066 338.957 346.341 344.421 349.564 359.086 366.893 371.424 376.144 380.070 382.632 385.833 386.303 388.893 -Core Capital (Tier I) - ATMR 1.375.870 1.538.222 1.752.329 1.818.988 1.862.558 1.836.341 1.915.135 1.953.620 1.992.522 1.972.649 1.977.020 1.993.515 1.998.731 2.026.970 2.036.207 2.045.462 -Risk Weighted Assets
2,43
2,13 1,75 2,41 2,07 2,22 2,21 2,19 2,16 2,17 2,18 2,16 2,15 2,09 2,04 2,51 - Laba sebelum pajak 40.571 40.306 38.012 58.579 51.663 54.009 54.424 55.488 55.175 55.717 56.163 55.841 55.913 54.388 53.425 68.800 -Profit
- Rata-rata total aset 1.667.964 1.890.222 2.171.583 2.429.004 2.491.975 2.438.240 2.462.684 2.531.089 2.550.774 2.563.053 2.573.448 2.585.465 2.596.798 2.606.242 2.616.809 2.744.732 -Average total assets
BOPO (%) 78,07 80,70 84,98 77,65 79,44 78,72 78,48 78,47 78,73 78,59 78,55 78,89 78,76 79,54 79,93 77,52
- Biaya Operasional 138.893 167.522 209.843 17.484 33.837 50.209 66.158 84.427 101.983 119.239 136.954 155.788 171.232 190.734 209.785 20.993 -Operating Expenses - Pendapatan Operasional 177.897 207.584 246.924 22.518 42.593 63.786 84.303 107.597 129.528 151.719 174.347 197.464 217.420 239.783 262.475 27.081 -Operating Income
NIM (%) 4,42 3,78 5,07 5,08 4,85 5,01 4,96 4,92 4,90 4,90 4,89 4,89 4,88 4,87 4,87 4,88
- Pendapatan bunga bersih 81.316 87.102 104.434 118.335 115.768 116.917 116.899 119.346 119.592 120.032 120.390 120.799 121.184 121.340 121.898 128.404 -Interest income net - Rata-rata total aset produktif 1.838.391 2.302.325 2.059.957 2.327.549 2.388.395 2.335.156 2.358.893 2.425.016 2.438.474 2.449.723 2.460.002 2.472.180 2.483.419 2.493.107 2.503.161 2.631.556 -Average total earning assets
LDR (%) 83,77 85,66 87,55 82,07 82,22 82,73 83,57 84,52 85,03 83,69 83,72 84,36 83,96 84,36 86,06 83,90 -Total Kredit kepada pihak ketiga bukan
Bank 1.202.706 1.342.612 1.513.839 1.534.590 1.570.184 1.547.696 1.608.735 1.657.038 1.674.661 1.662.076 1.664.846 1.689.211 1.693.859 1.703.946 1.744.621 1.720.470 -Total Credit to third party - Total Dana Pihak Ketiga 1.435.791 1.567.343 1.729.031 1.869.813 1.909.767 1.870.808 1.924.907 1.960.458 1.969.415 1.986.093 1.988.560 2.002.429 2.017.396 2.019.920 2.027.254 2.050.652 -Total Third Party Funds
Rasio Aset Likuid (%) 14,66 14,87 15,97 17,01 17,26 16,94 16,93 17,23 18,38 16,15 16,07 16,14 16,90 17,15 17,32 17,53
- Aset Likuid Primer 216.884 244.859 292.473 325.198 343.571 331.210 340.461 355.770 397.294 331.779 324.089 329.486 346.613 347.006 360.087 374.188 -Primary Liquid Asset - Aset Likuid Sekunder 49.644 52.411 65.893 87.886 88.126 81.844 89.010 90.952 89.537 94.114 101.059 103.353 109.418 116.029 113.215 107.025 -Secondary Liquid assets
- Total Aset 1.818.240 1.999.417 2.243.785 2.429.004 2.500.460 2.438.563 2.536.018 2.593.405 2.649.201 2.636.724 2.646.258 2.681.594 2.698.796 2.700.689 2.733.046 2.744.732 -Total Assets Ket: Data tidak termasuk BUS
Items
Loan to Deposits Ratio (%) Core Capital Ratio to ATMR (%)
Return On Assets Ratio (%) Capital Adequacy Ratio (%) 2014
ROA (%)
2013
Rasio Modal Inti terhadap ATMR (%)
Liquid Assets Ratio (%) Net Interest Margin Ratio (%)
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional (Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
Operating Expenses/Operating Income (%)
2015 2017
Keterangan Rasio Pemenuhan Kecukupan Modal Minimum (%)
87
Statistik Perbankan Indonesia - Vol. 16, No. 2, Januari 2018 Indonesia Banking Statistics - Vol. 16, No. 2, January 2018
2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
23,16
23,07 22,15 27,00 26,68 26,04 28,23 27,69 28,77 28,22 28,24 28,69 28,77 28,70 28,34 27,65 - Modal 17.984 20.631 10.609 8.321 8.363 8.422 9.190 9.210 9.767 9.802 9.890 9.973 10.076 10.139 10.249 10.310 - Capital
- ATMR 77.653 89.411 47.895 30.813 31.346 32.346 32.553 33.265 33.948 34.738 35.016 34.759 35.022 35.327 36.162 37.283 - Risk Weighted Assets 21,47
21,49 20,08 25,67 25,36 24,72 26,95 26,38 27,53 26,93 27,02 27,45 27,46 27,37 27,10 26,36
- Modal Inti (Tier I) 16.675 19.213 9.615 7.911 7.949 7.998 8.774 8.776 9.347 9.353 9.461 9.542 9.617 9.669 9.800 9.829 - Core Capital (Tier I) - ATMR 77.653 89.411 47.895 30.813 31.346 32.346 32.553 33.265 33.948 34.738 35.016 34.759 35.022 35.327 36.162 37.283 - Risk Weighted Assets
3,26
2,16 0,47 1,55 1,46 1,67 1,62 1,55 1,49 1,43 1,42 1,36 1,31 1,24 1,12 1,65 - Laba sebelum pajak 3.744 2.839 299 692 668 773 757 731 712 693 695 678 657 625 572 934 - Profit
- Rata-rata total aset 114.799 131.315 63.861 44.673 45.693 46.335 46.860 47.286 47.798 48.570 49.148 49.688 50.134 50.543 51.007 56.600 - Average total assets
BOPO (%) 79,67 86,31 96,03 87,43 87,64 86,08 86,33 86,98 87,37 87,88 87,95 88,29 88,78 89,36 90,32 85,92
- Biaya Operasional 14.260 17.751 7.477 396 781 1.189 1.597 2.038 2.476 2.940 3.412 3.880 4.382 4.882 5.424 476 - Operating Expenses - Pendapatan Operasional 17.900 20.567 7.786 453 891 1.381 1.850 2.343 2.834 3.346 3.879 4.395 4.936 5.464 6.005 554 - Operating Income
NIM (%) 8,73 7,02 3,97 5,68 5,47 5,56 5,58 5,60 5,62 5,59 5,56 5,53 5,54 5,55 5,56 5,63
- Pendapatan bunga bersih 9.761 9.091 2.410 2.413 2.381 2.455 2.489 2.519 2.557 2.583 2.602 2.614 2.644 2.671 2.705 3.044 - Interest income net - Rata-rata total aset produktif 111.801 129.441 60.730 42.488 43.498 44.119 44.627 45.021 45.486 46.231 46.778 47.303 47.741 48.152 48.610 54.046 - Average total earning assets
LDR (%) 85,10 87,81 81,12 88,92 87,29 88,26 87,67 88,60 88,32 89,41 90,47 90,18 91,84 91,73 92,49 92,81 -Total Kredit kepada pihak ketiga bukan
Bank 82.634 91.795 43.541 29.968 30.365 31.299 31.779 32.668 33.272 34.140 34.550 35.360 35.903 36.595 37.927 38.341 - Total Credit to third party - Total Dana Pihak Ketiga 97.102 104.544 53.674 33.704 34.785 35.464 36.248 36.872 37.673 38.185 38.190 39.211 39.093 39.895 41.007 41.313 - Total Third Party Funds
Rasio Aset Likuid (%) 15,03 18,15 16,35 16,16 17,60 16,46 17,00 14,40 17,58 15,96 15,84 15,65 14,67 13,12 16,32 14,30
- Aset Likuid Primer 18.417 24.762 9.820 6.604 7.600 7.210 7.676 6.488 8.278 7.890 7.828 7.868 7.294 6.522 8.528 7.363 - Primary Liquid Asset - Aset Likuid Sekunder 891 803 1.529 615 620 626 559 566 575 599 600 586 647 647 632 729 - Secondary Liquid assets
- Total Aset 128.498 140.823 69.419 44.673 46.713 47.617 48.436 48.992 50.357 53.204 53.192 54.011 54.150 54.625 56.111 56.600 - Total Assets Ket: Data tidak termasuk BUS
Net Interest Margin Ratio (%) Keterangan
Core Capital Ratio to ATMR (%) Capital Adequacy Ratio (%)
Items
2014 2015
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Return On Assets Ratio (%)
Operating Expenses/Operating Income (%) Rasio Modal Inti terhadap ATMR (%)
ROA (%)
2013
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional (Non-Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
Loan to Deposits Ratio (%)
Liquid Assets Ratio (%) 2017
88
Statistik Perbankan Indonesia - Vol. 16, No. 2, Januari 2018 Indonesia Banking Statistics - Vol. 16, No. 2, January 2018
2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
17,58
17,79 20,61 22,14 21,83 20,97 20,43 20,15 20,37 20,34 20,64 20,54 20,54 21,01 21,65 22,26 - Modal 40.343 46.922 57.254 66.892 66.249 65.040 64.230 63.789 64.654 65.049 66.391 68.005 68.988 69.848 71.306 73.121 -Capital
- ATMR 229.459 263.682 277.858 302.077 303.523 310.167 314.366 316.511 317.468 319.843 321.626 331.079 335.860 332.530 329.349 328.438 -Risk Weighted Assets 16,33
16,55 18,56 20,80 20,48 19,62 19,09 18,82 19,02 19,08 19,24 19,09 19,09 19,73 20,44 20,95
- Modal Inti (Tier I) 37.474 43.630 51.569 62.831 62.156 60.864 60.012 59.561 60.379 61.020 61.884 63.211 64.126 65.623 67.324 68.794 -Core Capital (Tier I) - ATMR 229.459 263.682 277.858 302.077 303.523 310.167 314.366 316.511 317.468 319.843 321.626 331.079 335.860 332.530 329.349 328.438 -Risk Weighted Assets
3,18
2,68 2,40 2,20 2,61 2,77 2,65 2,56 2,50 2,52 2,51 2,51 2,52 2,47 2,40 2,36 - Laba sebelum pajak 12.686 11.723 12.390 11.292 13.654 14.895 14.562 14.320 14.124 14.307 14.324 14.461 14.674 14.437 14.052 13.853 -Profit
- Rata-rata total aset 399.075 437.155 516.788 514.237 523.540 537.329 549.792 558.864 564.680 568.401 571.409 575.989 581.531 585.303 585.037 587.523 -Average total assets
BOPO (%) 73,49 78,08 79,57 81,05 77,28 76,13 76,72 77,36 77,83 77,72 77,80 77,61 77,36 77,82 78,65 78,13
- Biaya Operasional 34.438 41.363 47.802 4.021 7.735 11.837 15.847 20.228 24.551 28.894 33.265 37.468 41.693 46.178 51.462 4.128 -Operating Expenses - Pendapatan Operasional 46.864 52.973 60.078 4.961 10.009 15.547 20.655 26.149 31.545 37.176 42.756 48.279 53.896 59.337 65.429 5.283 -Operating Income
NIM (%) 7,04 6,65 6,66 6,96 6,69 6,73 6,58 6,53 6,52 6,55 6,53 6,48 6,42 6,37 6,42 5,93
- Pendapatan bunga bersih 27.891 29.593 32.707 33.845 33.191 34.371 34.421 34.790 35.037 35.421 35.518 35.565 35.592 35.551 35.786 33.117 -Interest income net - Rata-rata total aset produktif 396.439 444.769 491.269 486.172 496.008 510.656 523.497 532.433 537.292 541.040 544.123 548.821 554.339 558.155 557.558 558.512 -Average total earning assets
LDR (%) 92,34 89,73 92,19 84,94 81,30 76,78 72,77 72,90 75,69 76,06 76,65 74,37 72,73 74,93 87,62 80,78 -Total Kredit kepada pihak ketiga bukan
Bank 265.661 301.456 328.759 338.281 340.073 345.167 347.996 353.172 359.292 360.529 364.228 368.510 372.550 376.289 377.525 370.064 -Total Credit to third party - Total Dana Pihak Ketiga 287.709 335.957 356.600 398.275 418.317 449.535 478.198 484.437 474.707 474.036 475.186 495.482 512.229 502.164 430.890 458.122 -Total Third Party Funds
Rasio Aset Likuid (%) 18,19 18,38 15,72 19,92 21,16 24,38 24,00 22,89 24,96 23,73 23,07 23,72 24,65 22,56 20,14 19,61
- Aset Likuid Primer 63.091 72.996 63.680 93.432 103.577 127.896 130.851 123.441 135.661 125.624 126.379 133.238 141.965 127.408 105.716 102.195 -Primary Liquid Asset - Aset Likuid Sekunder 7.858 8.015 11.086 9.012 9.176 9.808 10.082 12.799 12.556 14.536 10.329 12.108 13.688 13.155 11.512 13.033 -Secondary Liquid assets
- Total Aset 389.964 440.691 475.696 514.237 532.842 564.906 587.184 595.148 593.765 590.723 592.468 612.629 631.404 623.028 582.113 587.523 -Total Assets Ket: Data tidak termasuk BUS
Net Interest Margin Ratio (%) Core Capital Ratio to ATMR (%)
Tabel 1.26.a. Kinerja BPD Konvensional (Regional Development Banks Performance)
Miliar Rp (Billion Rp)
Return On Assets Ratio (%) ROA (%)
Operating Expenses/Operating Income (%) Capital Adequacy Ratio (%)
Loan to Deposits Ratio (%) Rasio Pemenuhan Kecukupan Modal
Minimum (%)
Rasio Modal Inti terhadap ATMR (%)
2014 2015
Liquid Assets Ratio (%)
2013 Items
Keterangan
2017
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2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
19,86
19,14 20,39 21,32 22,26 21,54 22,09 22,61 22,61 23,24 22,53 22,30 21,84 21,68 21,71 21,83 - Modal 43.832 47.767 53.463 59.720 53.845 61.091 61.391 55.059 55.288 56.883 56.271 56.635 56.847 57.231 57.210 57.342 -Capital
- ATMR 220.744 249.533 262.156 280.070 241.929 283.636 277.904 243.561 244.530 244.814 249.783 253.976 260.258 264.003 263.521 262.715 -Risk Weighted Assets 16,78
16,44 16,01 17,08 17,99 17,33 17,81 18,29 18,31 19,01 18,37 18,21 17,79 17,69 17,71 17,87
- Modal Inti (Tier I) 37.034 41.030 41.968 47.828 43.527 49.164 49.507 44.556 44.786 46.550 45.897 46.243 46.294 46.696 46.658 46.941 -Core Capital (Tier I) - ATMR 220.744 249.533 262.156 280.070 241.929 283.636 277.904 243.561 244.530 244.814 249.783 253.976 260.258 264.003 263.521 262.715 -Risk Weighted Assets
2,39
2,11 1,01 1,81 2,20 1,99 1,87 1,92 1,95 1,98 1,44 1,48 1,51 1,55 1,43 2,07 - Laba sebelum pajak 5.922 6.171 3.453 6.673 6.910 7.390 6.988 6.135 6.221 6.279 4.566 4.680 4.813 4.962 4.583 6.922 -Profit
- Rata-rata total aset 247.500 292.029 341.931 369.243 314.582 372.274 372.692 318.923 318.509 317.352 316.735 317.292 318.523 319.424 320.332 334.976 -Average total assets
BOPO (%) 79,23 78,49 87,55 81,89 78,11 79,16 79,95 80,68 80,72 80,62 86,25 83,76 83,77 82,90 85,02 82,92
- Biaya Operasional 20.899 24.353 28.741 2.782 4.190 7.016 9.275 10.571 12.886 15.029 18.570 20.418 22.856 24.306 28.789 3.138 -Operating Expenses - Pendapatan Operasional 26.378 31.028 32.828 3.397 5.364 8.863 11.601 13.102 15.965 18.642 21.531 24.378 27.284 29.318 33.861 3.784 -Operating Income
NIM (%) 3,00 2,40 3,38 3,63 3,62 3,48 3,46 3,62 3,61 3,64 3,67 3,64 3,80 3,63 3,69 3,34
- Pendapatan bunga bersih 8.568 10.478 11.290 13.179 11.183 12.756 12.702 11.364 11.316 11.353 11.425 11.357 11.899 11.371 11.598 10.922 -Interest income net - Rata-rata total aset produktif 285.548 437.111 333.773 363.544 309.270 366.413 367.003 313.818 313.343 312.067 311.251 311.633 312.765 313.601 314.498 327.479 -Average total earning assets
LDR (%) 122,20 123,61 132,77 125,98 126,54 118,04 119,17 117,79 121,01 120,42 123,04 124,54 122,72 129,50 129,02 129,40 -Total Kredit kepada pihak ketiga bukan
Bank 199.872 221.383 230.993 248.905 210.432 248.441 243.944 212.290 211.051 209.996 211.643 217.719 221.671 226.363 224.628 222.630 -Total Credit to third party - Total Dana Pihak Ketiga 163.557 179.104 173.985 197.580 166.299 210.479 204.702 180.224 174.405 174.391 172.012 174.814 180.635 174.793 174.099 172.054 -Total Third Party Funds
Rasio Aset Likuid (%) 13,79 13,33 15,92 16,61 16,68 18,31 18,22 18,31 17,00 16,44 15,59 15,55 16,84 14,37 15,41 17,41
- Aset Likuid Primer 36.402 34.099 44.406 50.450 42.927 57.661 56.112 49.037 44.636 40.190 36.064 36.654 41.789 33.946 37.445 41.357 -Primary Liquid Asset - Aset Likuid Sekunder 3.299 8.572 10.346 10.891 9.525 11.879 12.028 9.793 9.170 10.843 12.630 13.385 13.711 13.237 13.468 16.976 -Secondary Liquid assets
- Total Aset 287.902 320.067 343.845 369.243 314.407 379.862 373.946 321.375 316.437 310.412 312.416 321.744 329.601 328.439 330.320 334.976 -Total Assets Ket: Data tidak termasuk BUS
Return On Assets Ratio (%) Rasio Modal Inti terhadap ATMR (%)
Net Interest Margin Ratio (%) Capital Adequacy Ratio (%)
2013 2014 2015
Core Capital Ratio to ATMR (%)
Operating Expenses/Operating Income (%) ROA (%)
Liquid Assets Ratio (%) Loan to Deposits Ratio (%) Keterangan
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Tabel 1.27.a. Kinerja Bank Campuran Konvensional (Joint Venture Banks Performance)
Miliar Rp (Billion Rp)
Items 2017
90
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2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
34,46
44,81 46,46 47,93 48,19 48,61 53,47 52,60 51,23 53,41 53,15 53,20 52,97 51,89 53,09 56,39 - Modal 106.216 151.336 164.452 168.380 169.522 170.360 161.169 160.068 157.135 163.831 161.493 163.071 165.489 165.630 165.478 164.492 -Capital
- ATMR 308.209 337.709 353.957 351.319 351.778 350.453 301.431 304.314 306.706 306.763 303.826 306.525 312.405 319.193 311.700 291.720 -Risk Weighted Assets 33,49
44,03 46,93 46,99 47,24 47,65 52,56 51,71 50,37 52,52 52,27 52,31 52,09 51,03 52,20 55,47
- Modal Inti (Tier I) 103.220 148.681 166.105 165.088 166.196 166.990 158.424 157.369 154.485 161.104 158.802 160.334 162.725 162.887 162.719 161.820 -Core Capital (Tier I) - ATMR 308.209 337.709 353.957 351.319 351.778 350.453 301.431 304.314 306.706 306.763 303.826 306.525 312.405 319.193 311.700 291.720 -Risk Weighted Assets
2,92
3,08 1,68 3,15 2,75 2,89 3,05 2,87 2,88 2,86 2,85 2,86 2,76 2,72 2,63 3,09 - Laba sebelum pajak 10.003 12.626 8.140 15.006 13.128 13.806 13.970 12.831 12.688 12.417 12.282 12.287 11.810 11.605 11.169 12.779 -Profit
- Rata-rata total aset 342.766 410.520 483.597 476.096 477.673 477.982 458.360 446.925 440.337 434.304 431.084 429.009 427.622 426.025 424.805 413.704 -Average total assets
BOPO (%) 83,06 79,30 92,69 88,42 87,70 87,64 88,15 89,19 90,15 90,12 89,65 89,30 89,37 89,49 89,94 91,81
- Biaya Operasional 43.697 44.727 95.307 8.984 14.602 22.936 32.119 40.769 53.931 61.418 66.131 71.905 77.333 84.525 93.107 11.075 -Operating Expenses - Pendapatan Operasional 52.606 56.405 102.827 10.160 16.649 26.170 36.435 45.712 59.821 68.153 73.763 80.525 86.530 94.453 103.524 12.063 -Operating Income
NIM (%) 2,65 2,12 3,59 4,20 3,84 3,85 4,21 3,94 3,88 3,87 3,82 3,77 3,75 3,74 3,72 3,55
- Pendapatan bunga bersih 11.104 14.814 16.626 19.390 17.796 17.855 18.749 17.102 16.536 16.257 15.920 15.595 15.470 15.374 15.240 14.080 -Interest income net - Rata-rata total aset produktif 419.302 700.125 463.317 462.048 463.384 464.083 444.944 433.751 426.115 420.343 416.481 413.963 412.175 410.591 409.364 396.764 -Average total earning assets
LDR (%) 130,05 140,04 131,49 119,75 119,45 117,63 124,95 129,01 131,87 132,54 126,19 121,29 124,55 123,76 122,33 119,49 -Total Kredit kepada pihak ketiga bukan
Bank 225.500 244.031 249.952 242.810 241.437 240.818 196.455 199.476 201.647 200.619 198.438 197.653 201.577 199.905 200.414 194.115 -Total Credit to third party - Total Dana Pihak Ketiga 173.395 174.261 190.098 202.764 202.131 204.728 157.227 154.625 152.913 151.364 157.254 162.957 161.839 161.528 163.832 162.453 -Total Third Party Funds
Rasio Aset Likuid (%) 19,88 19,89 25,21 29,30 29,32 29,32 30,06 30,16 28,95 30,64 32,16 32,26 31,72 32,11 32,17 32,93
- Aset Likuid Primer 55.132 54.969 80.725 97.446 97.498 99.428 86.286 86.120 81.707 85.313 91.005 92.417 90.701 88.727 90.174 97.052 -Primary Liquid Asset - Aset Likuid Sekunder 22.464 31.089 38.590 42.048 43.017 40.964 33.806 34.893 36.220 36.655 40.371 40.633 40.992 42.947 42.181 39.170 -Secondary Liquid assets
- Total Aset 390.415 432.582 473.336 476.096 479.249 478.781 399.493 401.188 407.398 398.102 408.542 412.417 415.136 410.059 411.376 413.704 -Total Assets Ket: Data tidak termasuk BUS
Liquid Assets Ratio (%) Core Capital Ratio to ATMR (%)
Loan to Deposits Ratio (%) Net Interest Margin Ratio (%) Return On Assets Ratio (%) Capital Adequacy Ratio (%)
Operating Expenses/Operating Income (%)
Tabel 1.28.a. Kinerja Bank Asing Konvensional (Foreign Owned Banks Performance)
Miliar Rp (Billion Rp)
ROA (%)
Keterangan Items
Rasio Modal Inti terhadap ATMR (%)
2014 Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2013 2015 2017
91
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2018
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des *) Jan
- Bank Persero 1.758.873 2.076.605 2.313.316 2.666.516 2.625.177 2.620.029 2.662.078 2.616.161 2.688.215 2.737.346 2.704.374 2.748.013 2.792.047 2.781.237 2.827.346 2.986.617 2.883.386 - State Owned Banks
- BUSN Devisa 1.962.539 2.200.142 2.363.516 2.672.238 2.686.307 2.705.444 2.701.462 2.803.529 2.804.201 2.866.167 2.855.181 2.863.637 2.901.500 2.917.177 2.923.151 2.964.376 2.976.478 - Foreign Exchange Commercial Banks
- BUSN Non Devisa 162.457 186.817 193.149 73.684 72.095 73.704 76.063 76.580 77.522 80.236 82.410 82.428 85.228 84.903 86.056 88.221 87.887 - Non-Foreign Exchange Commercial Banks
- BPD 389.964 440.691 475.696 529.746 531.456 550.142 584.848 607.387 618.261 616.845 612.651 612.608 636.197 654.272 645.973 604.820 608.503 - Regional Development Banks
- Bank Campuran 290.219 278.312 313.570 319.328 316.127 315.747 326.350 320.021 322.676 317.820 311.822 313.618 322.999 331.049 329.766 331.734 336.369 - Joint Venture Banks
- Bank Asing 390.415 432.582 473.336 468.286 476.096 479.249 478.781 399.493 401.188 407.398 398.102 408.542 412.417 415.136 410.059 411.376 413.704 - Foreign Owned Banks
Total 4.954.467 5.615.150 6.132.583 6.729.799 6.707.258 6.744.314 6.829.581 6.823.171 6.912.063 7.025.811 6.964.541 7.028.846 7.150.388 7.183.773 7.222.351 7.387.144 7.306.328 Total
r) Revised figures
Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank (Growth of Commercial Banks Assets Based Group Bank)
Miliar Rp (Billion Rp )
r) Angka-angka diperbaiki
Kelompok Bank 2013 2014 2015 2016 Group of Bank
2017